Bhcu D/B/A Propell Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, Bhcu D/B/A Propell Credit Union of Ridley Park, PA reported 224 mortgage applications totaling $64.7 million, up 117% from 2024. The average application was for $288,705, and applicants reported an average income of $391,513. 95% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Philadelphia, PA (141), Montgomery County-Bucks County-Chester County, PA (34) and Atlantic City-Hammonton, NJ (13) (applications in parentheses).
| Mortgage Company & Address | Bhcu D/B/A Propell Credit Union 501 Industrial Hwy Ridley Park, PA 19078 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 224 |
| Total Mortgage Loan Application Amount | $64,670,000 |
| Average Mortgage Loan Application Amount | $288,705 |
| Highest Mortgage Loan Application Amount | $11,255,000 |
| Average Applicant Income | $391,513 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bhcu D/B/A Propell Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Bhcu D/B/A Propell Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 151 | $47,575,000 | $315,000 | $11,255,000 | $214,000 | $907,000 |
| Home Improvement | 40 | $5,500,000 | $137,000 | $505,000 | $220,000 | $988,000 |
| Other Purpose | 25 | $8,915,000 | $356,000 | $3,755,000 | $150,000 | $559,000 |
| Home Purchase | 7 | $2,165,000 | $309,000 | $455,000 | $6,045,000 | $9,999,000 |
| Refinancing | 1 | $515,000 | $515,000 | $515,000 | $520,000 | $520,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 211 | $62,775,000 | $297,000 | $11,255,000 | $418,000 | $9,999,000 |
| Black or African American | 11 | $1,515,000 | $137,000 | $315,000 | $122,000 | $229,000 |
| Not Provided | 2 | $380,000 | $190,000 | $355,000 | $75,000 | $81,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 224 | $64,670,000 | $288,000 | $11,255,000 | $402,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 212 | $61,950,000 | $292,000 | $11,255,000 | $422,000 | $9,999,000 |
| Application Denied By Financial Institution | 10 | $2,130,000 | $213,000 | $435,000 | $100,000 | $157,000 |
| Application Withdrawn By Applicant | 2 | $590,000 | $295,000 | $505,000 | $81,000 | $120,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 214 | $62,540,000 | $292,000 | $11,255,000 | $417,000 | $9,999,000 |
| Debt-To-Income Ratio | 9 | $2,095,000 | $232,000 | $435,000 | $100,000 | $157,000 |
| Credit History | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bhcu D/B/A Propell Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bhcu D/B/A Propell Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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