Axos Bank Mortgage Lending & HMDA Data, 2025
In 2025, Axos Bank of San Diego, CA reported 2,117 mortgage applications totaling $3.4 billion, down 4% from 2024. The average application was for $1,593,441, and applicants reported an average income of $575,285. 31% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (211), San Diego-Carlsbad, CA (151) and Anaheim-Santa Ana-Irvine, CA (90) (applications in parentheses).
| Mortgage Company & Address | Axos Bank 4350 La Jolla Village Dr Suite 140 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,117 |
| Total Mortgage Loan Application Amount | $3,373,315,000 |
| Average Mortgage Loan Application Amount | $1,593,441 |
| Highest Mortgage Loan Application Amount | $62,505,000 |
| Average Applicant Income | $575,285 |
| Highest Applicant Income | $8,484,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 211 | $ 784,345,000 | $ 3,717,274 | $ 1,074,000 |
| San Diego, California | 151 | $ 273,295,000 | $ 1,809,900 | $ 687,000 |
| Orange, California | 90 | $ 330,210,000 | $ 3,669,000 | $ 1,141,000 |
| Santa Clara, California | 45 | $ 94,085,000 | $ 2,090,777 | $ 778,000 |
| Suffolk, New York | 40 | $ 96,630,000 | $ 2,415,750 | $ 910,000 |
| Maricopa, Arizona | 39 | $ 110,695,000 | $ 2,838,333 | $ 720,000 |
| Riverside, California | 35 | $ 54,605,000 | $ 1,560,142 | $ 1,037,000 |
| Miami-Dade, Florida | 31 | $ 153,795,000 | $ 4,961,129 | $ 2,244,000 |
| Clark, Nevada | 31 | $ 35,355,000 | $ 1,140,483 | $ 443,000 |
| King, Washington | 25 | $ 54,485,000 | $ 2,179,400 | $ 455,000 |
| Nassau, New York | 24 | $ 28,580,000 | $ 1,190,833 | $ 373,000 |
| Broward, Florida | 21 | $ 41,645,000 | $ 1,983,095 | $ 592,000 |
| New York, New York | 21 | $ 71,225,000 | $ 3,391,666 | $ 1,086,000 |
| Ventura, California | 19 | $ 32,205,000 | $ 1,695,000 | $ 805,000 |
| Palm Beach, Florida | 19 | $ 63,635,000 | $ 3,349,210 | $ 869,000 |
| Washoe, Nevada | 19 | $ 12,155,000 | $ 639,736 | $ 269,000 |
| Westchester, New York | 19 | $ 10,965,000 | $ 577,105 | $ 308,000 |
| Alameda, California | 18 | $ 17,370,000 | $ 965,000 | $ 261,000 |
| Contra Costa, California | 18 | $ 26,700,000 | $ 1,483,333 | $ 613,000 |
| San Mateo, California | 18 | $ 52,160,000 | $ 2,897,777 | $ 1,195,000 |
| Harris, Texas | 17 | $ 21,455,000 | $ 1,262,058 | $ 730,000 |
| Marin, California | 16 | $ 40,340,000 | $ 2,521,250 | $ 1,866,000 |
| Cook, Illinois | 16 | $ 6,240,000 | $ 390,000 | $ 452,000 |
| Queens, New York | 16 | $ 9,740,000 | $ 608,750 | $ 235,000 |
| Monmouth, New Jersey | 15 | $ 9,875,000 | $ 658,333 | $ 419,000 |
| San Bernardino, California | 14 | $ 10,210,000 | $ 729,285 | $ 246,000 |
| Santa Barbara, California | 14 | $ 93,130,000 | $ 6,652,142 | $ 1,734,000 |
| Erie, New York | 14 | $ 4,280,000 | $ 305,714 | $ 143,000 |
| Philadelphia, Pennsylvania | 13 | $ 4,225,000 | $ 325,000 | $ 182,000 |
| San Francisco, California | 12 | $ 18,550,000 | $ 1,545,833 | $ 238,000 |
| Kings, New York | 12 | $ 10,840,000 | $ 903,333 | $ 248,000 |
| Travis, Texas | 11 | $ 27,755,000 | $ 2,523,181 | $ 682,000 |
| Western Connecticut Planning Region, Connecticut | 10 | $ 17,660,000 | $ 1,766,000 | $ 797,000 |
| Maui, Hawaii | 10 | $ 24,320,000 | $ 2,432,000 | $ 1,480,000 |
| Tarrant, Texas | 10 | $ 3,270,000 | $ 327,000 | $ 274,000 |
| Fresno, California | 9 | $ 1,965,000 | $ 218,333 | $ 134,000 |
| Placer, California | 9 | $ 7,745,000 | $ 860,555 | $ 567,000 |
| San Luis Obispo, California | 9 | $ 11,025,000 | $ 1,225,000 | $ 379,000 |
| Orange, New York | 9 | $ 3,255,000 | $ 361,666 | $ 168,000 |
| Wake, North Carolina | 9 | $ 5,755,000 | $ 639,444 | $ 261,000 |
| Summit, Utah | 9 | $ 27,865,000 | $ 3,096,111 | $ 1,189,000 |
| Pinellas, Florida | 8 | $ 7,000,000 | $ 875,000 | $ 374,000 |
| Ulster, New York | 8 | $ 4,890,000 | $ 611,250 | $ 180,000 |
| Sacramento, California | 7 | $ 3,345,000 | $ 477,857 | $ 409,000 |
| Brevard, Florida | 7 | $ 1,345,000 | $ 192,142 | $ 140,000 |
| Hillsborough, Florida | 7 | $ 5,015,000 | $ 716,428 | $ 307,000 |
| Cuyahoga, Ohio | 7 | $ 845,000 | $ 120,714 | $ 284,000 |
| Snohomish, Washington | 7 | $ 3,445,000 | $ 492,142 | $ 137,000 |
| Santa Cruz, California | 6 | $ 6,050,000 | $ 1,008,333 | $ 278,000 |
| Sonoma, California | 6 | $ 9,080,000 | $ 1,513,333 | $ 277,000 |
| East Baton Rouge, Louisiana | 6 | $ 2,510,000 | $ 418,333 | $ 809,000 |
| Middlesex, Massachusetts | 6 | $ 4,010,000 | $ 668,333 | $ 678,000 |
| Jackson, Missouri | 6 | $ 1,460,000 | $ 243,333 | $ 205,000 |
| Charleston, South Carolina | 6 | $ 15,420,000 | $ 2,570,000 | $ 350,000 |
| Davidson, Tennessee | 6 | $ 3,660,000 | $ 610,000 | $ 222,000 |
| Williamson, Tennessee | 6 | $ 21,940,000 | $ 3,656,666 | $ 754,000 |
| Dallas, Texas | 6 | $ 12,580,000 | $ 2,096,666 | $ 2,141,000 |
| Pierce, Washington | 6 | $ 3,450,000 | $ 575,000 | $ 168,000 |
| Calaveras, California | 5 | $ 1,925,000 | $ 385,000 | $ 313,000 |
| Collier, Florida | 5 | $ 15,845,000 | $ 3,169,000 | $ 788,000 |
| Martin, Florida | 5 | $ 10,925,000 | $ 2,185,000 | $ 611,000 |
| Sarasota, Florida | 5 | $ 6,805,000 | $ 1,361,000 | $ 565,000 |
| Fulton, Georgia | 5 | $ 4,255,000 | $ 851,000 | $ 411,000 |
| Essex, Massachusetts | 5 | $ 2,345,000 | $ 469,000 | $ 587,000 |
| Cape May, New Jersey | 5 | $ 6,495,000 | $ 1,299,000 | $ 222,000 |
| Saratoga, New York | 5 | $ 1,525,000 | $ 305,000 | $ 95,000 |
| Hamilton, Ohio | 5 | $ 1,315,000 | $ 263,000 | $ 120,000 |
| Clackamas, Oregon | 5 | $ 8,395,000 | $ 1,679,000 | $ 416,000 |
| Collin, Texas | 5 | $ 2,645,000 | $ 529,000 | $ 193,000 |
| Utah, Utah | 5 | $ 2,635,000 | $ 527,000 | $ 156,000 |
| Chesterfield, Virginia | 5 | $ 1,095,000 | $ 219,000 | $ 207,000 |
| Loudoun, Virginia | 5 | $ 2,325,000 | $ 465,000 | $ 215,000 |
| Benton, Arkansas | 4 | $ 1,870,000 | $ 467,500 | $ 153,000 |
| Denver, Colorado | 4 | $ 3,310,000 | $ 827,500 | $ 334,000 |
| Summit, Colorado | 4 | $ 14,800,000 | $ 3,700,000 | $ 2,910,000 |
| Lake, Florida | 4 | $ 6,080,000 | $ 1,520,000 | $ 467,000 |
| Lee, Florida | 4 | $ 3,110,000 | $ 777,500 | $ 491,000 |
| Orange, Florida | 4 | $ 8,410,000 | $ 2,102,500 | $ 1,807,000 |
| Honolulu, Hawaii | 4 | $ 16,330,000 | $ 4,082,500 | $ 2,515,000 |
| Kauai, Hawaii | 4 | $ 18,310,000 | $ 4,577,500 | $ 2,736,000 |
| Montgomery, Maryland | 4 | $ 3,220,000 | $ 805,000 | $ 242,000 |
| Prince George's, Maryland | 4 | $ 1,300,000 | $ 325,000 | $ 130,000 |
| Barnstable, Massachusetts | 4 | $ 3,960,000 | $ 990,000 | $ 626,000 |
| Kent, Michigan | 4 | $ 1,230,000 | $ 307,500 | $ 151,000 |
| Oakland, Michigan | 4 | $ 1,110,000 | $ 277,500 | $ 234,000 |
| Ramsey, Minnesota | 4 | $ 800,000 | $ 200,000 | $ 64,000 |
| Flathead, Montana | 4 | $ 6,740,000 | $ 1,685,000 | $ 96,000 |
| Gallatin, Montana | 4 | $ 8,390,000 | $ 2,097,500 | $ 113,000 |
| Hillsborough, New Hampshire | 4 | $ 1,790,000 | $ 447,500 | $ 180,000 |
| Camden, New Jersey | 4 | $ 1,970,000 | $ 492,500 | $ 332,000 |
| Bernalillo, New Mexico | 4 | $ 1,040,000 | $ 260,000 | $ 144,000 |
| Albany, New York | 4 | $ 960,000 | $ 240,000 | $ 332,000 |
| Bronx, New York | 4 | $ 1,570,000 | $ 392,500 | $ 133,000 |
| Dutchess, New York | 4 | $ 1,530,000 | $ 382,500 | $ 270,000 |
| Essex, New York | 4 | $ 1,170,000 | $ 292,500 | $ 202,000 |
| Monroe, New York | 4 | $ 1,130,000 | $ 282,500 | $ 228,000 |
| Onondaga, New York | 4 | $ 1,100,000 | $ 275,000 | $ 94,000 |
| Sullivan, New York | 4 | $ 970,000 | $ 242,500 | $ 174,000 |
| Franklin, Ohio | 4 | $ 1,370,000 | $ 342,500 | $ 156,000 |
| Monroe, Pennsylvania | 4 | $ 1,230,000 | $ 307,500 | $ 187,000 |
| Beaufort, South Carolina | 4 | $ 2,480,000 | $ 620,000 | $ 241,000 |
| Richland, South Carolina | 4 | $ 600,000 | $ 150,000 | $ 171,000 |
| Rutherford, Tennessee | 4 | $ 3,460,000 | $ 865,000 | $ 255,000 |
| Bexar, Texas | 4 | $ 5,540,000 | $ 1,385,000 | $ 573,000 |
| Fort Bend, Texas | 4 | $ 1,030,000 | $ 257,500 | $ 62,000 |
| Salt Lake, Utah | 4 | $ 1,620,000 | $ 405,000 | $ 184,000 |
| Fairfax, Virginia | 4 | $ 3,480,000 | $ 870,000 | $ 251,000 |
| Coconino, Arizona | 3 | $ 2,495,000 | $ 831,666 | $ 193,000 |
| Pinal, Arizona | 3 | $ 1,025,000 | $ 341,666 | $ 449,000 |
| El Dorado, California | 3 | $ 3,135,000 | $ 1,045,000 | $ 285,000 |
| Monterey, California | 3 | $ 4,245,000 | $ 1,415,000 | $ 485,000 |
| Napa, California | 3 | $ 2,855,000 | $ 951,666 | $ 182,000 |
| Nevada, California | 3 | $ 885,000 | $ 295,000 | $ 113,000 |
| Adams, Colorado | 3 | $ 785,000 | $ 261,666 | $ 62,000 |
| Arapahoe, Colorado | 3 | $ 2,955,000 | $ 985,000 | $ 245,000 |
| Pitkin, Colorado | 3 | $ 12,335,000 | $ 4,111,666 | $ 597,000 |
| District of Columbia, District Of Columbia | 3 | $ 955,000 | $ 318,333 | $ 161,000 |
| Duval, Florida | 3 | $ 2,315,000 | $ 771,666 | $ 545,000 |
| Osceola, Florida | 3 | $ 945,000 | $ 315,000 | $ 180,000 |
| Chatham, Georgia | 3 | $ 1,695,000 | $ 565,000 | $ 497,000 |
| Cobb, Georgia | 3 | $ 1,375,000 | $ 458,333 | $ 215,000 |
| Ada, Idaho | 3 | $ 2,025,000 | $ 675,000 | $ 271,000 |
| Canyon, Idaho | 3 | $ 1,365,000 | $ 455,000 | $ 168,000 |
| Champaign, Illinois | 3 | $ 555,000 | $ 185,000 | $ 134,000 |
| Lake, Illinois | 3 | $ 6,655,000 | $ 2,218,333 | $ 85,000 |
| Jefferson, Kentucky | 3 | $ 285,000 | $ 95,000 | $ 145,000 |
| Anne Arundel, Maryland | 3 | $ 4,655,000 | $ 1,551,666 | $ 139,000 |
| Baltimore City, Maryland | 3 | $ 485,000 | $ 161,666 | $ 161,000 |
| Suffolk, Massachusetts | 3 | $ 3,685,000 | $ 1,228,333 | $ 596,000 |
| Wayne, Michigan | 3 | $ 895,000 | $ 298,333 | $ 177,000 |
| St. Louis, Missouri | 3 | $ 705,000 | $ 235,000 | $ 205,000 |
| Nye, Nevada | 3 | $ 1,095,000 | $ 365,000 | $ 115,000 |
| Bergen, New Jersey | 3 | $ 5,625,000 | $ 1,875,000 | $ 735,000 |
| Essex, New Jersey | 3 | $ 2,975,000 | $ 991,666 | $ 1,849,000 |
| Middlesex, New Jersey | 3 | $ 545,000 | $ 181,666 | $ 114,000 |
| Union, New Jersey | 3 | $ 3,185,000 | $ 1,061,666 | $ 352,000 |
| Durham, North Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 202,000 |
| Mecklenburg, North Carolina | 3 | $ 785,000 | $ 261,666 | $ 181,000 |
| Montgomery, Ohio | 3 | $ 285,000 | $ 95,000 | $ 56,000 |
| Jackson, Oregon | 3 | $ 725,000 | $ 241,666 | $ 130,000 |
| Washington, Oregon | 3 | $ 1,075,000 | $ 358,333 | $ 127,000 |
| Allegheny, Pennsylvania | 3 | $ 895,000 | $ 298,333 | $ 169,000 |
| Montgomery, Pennsylvania | 3 | $ 1,005,000 | $ 335,000 | $ 195,000 |
| Pennington, South Dakota | 3 | $ 1,105,000 | $ 368,333 | $ 278,000 |
| Bell, Texas | 3 | $ 595,000 | $ 198,333 | $ 214,000 |
| Denton, Texas | 3 | $ 1,135,000 | $ 378,333 | $ 235,000 |
| Erath, Texas | 3 | $ 925,000 | $ 308,333 | $ 103,000 |
| Weber, Utah | 3 | $ 1,355,000 | $ 451,666 | $ 229,000 |
| Montgomery, Virginia | 3 | $ 925,000 | $ 308,333 | $ 240,000 |
| Richmond City, Virginia | 3 | $ 1,155,000 | $ 385,000 | $ 189,000 |
| Clark, Washington | 3 | $ 2,205,000 | $ 735,000 | $ 857,000 |
| Spokane, Washington | 3 | $ 815,000 | $ 271,666 | $ 97,000 |
| Baldwin, Alabama | 2 | $ 880,000 | $ 440,000 | $ 252,000 |
| Etowah, Alabama | 2 | $ 170,000 | $ 85,000 | $ 90,000 |
| Madison, Alabama | 2 | $ 350,000 | $ 175,000 | $ 100,000 |
| Kenai Peninsula, Alaska | 2 | $ 270,000 | $ 135,000 | $ 188,000 |
| Yakutat, Alaska | 2 | $ 170,000 | $ 85,000 | $ 92,000 |
| Pima, Arizona | 2 | $ 100,000 | $ 50,000 | $ 188,000 |
| Yavapai, Arizona | 2 | $ 530,000 | $ 265,000 | $ 136,000 |
| Stanislaus, California | 2 | $ 1,110,000 | $ 555,000 | $ 384,000 |
| Tulare, California | 2 | $ 300,000 | $ 150,000 | $ 59,000 |
| Capitol Planning Region, Connecticut | 2 | $ 440,000 | $ 220,000 | $ 448,000 |
| New Castle, Delaware | 2 | $ 820,000 | $ 410,000 | $ 191,000 |
| Sussex, Delaware | 2 | $ 2,880,000 | $ 1,440,000 | $ 659,000 |
| Charlotte, Florida | 2 | $ 620,000 | $ 310,000 | $ 250,000 |
| Citrus, Florida | 2 | $ 550,000 | $ 275,000 | $ 242,000 |
| Flagler, Florida | 2 | $ 800,000 | $ 400,000 | $ 214,000 |
| Indian River, Florida | 2 | $ 470,000 | $ 235,000 | $ 101,000 |
| Manatee, Florida | 2 | $ 2,890,000 | $ 1,445,000 | $ 515,000 |
| Marion, Florida | 2 | $ 340,000 | $ 170,000 | $ 76,000 |
| Monroe, Florida | 2 | $ 1,890,000 | $ 945,000 | $ 399,000 |
| Pasco, Florida | 2 | $ 990,000 | $ 495,000 | $ 337,000 |
| St. Johns, Florida | 2 | $ 1,040,000 | $ 520,000 | $ 150,000 |
| St. Lucie, Florida | 2 | $ 4,740,000 | $ 2,370,000 | $ 152,000 |
| Forsyth, Georgia | 2 | $ 620,000 | $ 310,000 | $ 116,000 |
| Gwinnett, Georgia | 2 | $ 730,000 | $ 365,000 | $ 188,000 |
| Kootenai, Idaho | 2 | $ 1,460,000 | $ 730,000 | $ 199,000 |
| Clinton, Illinois | 2 | $ 160,000 | $ 80,000 | $ 80,000 |
| DuPage, Illinois | 2 | $ 1,270,000 | $ 635,000 | $ 170,000 |
| Allen, Indiana | 2 | $ 440,000 | $ 220,000 | $ 77,000 |
| Hamilton, Indiana | 2 | $ 1,060,000 | $ 530,000 | $ 203,000 |
| Jay, Indiana | 2 | $ 320,000 | $ 160,000 | $ 279,000 |
| Lake, Indiana | 2 | $ 530,000 | $ 265,000 | $ 206,000 |
| Sedgwick, Kansas | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
| Baltimore, Maryland | 2 | $ 240,000 | $ 120,000 | $ 148,000 |
| Dorchester, Maryland | 2 | $ 340,000 | $ 170,000 | $ 81,000 |
| Norfolk, Massachusetts | 2 | $ 6,930,000 | $ 3,465,000 | $ 1,383,000 |
| Plymouth, Massachusetts | 2 | $ 1,580,000 | $ 790,000 | $ 288,000 |
| Antrim, Michigan | 2 | $ 730,000 | $ 365,000 | $ 518,000 |
| Hennepin, Minnesota | 2 | $ 4,380,000 | $ 2,190,000 | $ 444,000 |
| Washington, Minnesota | 2 | $ 1,180,000 | $ 590,000 | $ 157,000 |
| Christian, Missouri | 2 | $ 490,000 | $ 245,000 | $ 35,000 |
| Platte, Missouri | 2 | $ 1,030,000 | $ 515,000 | $ 116,000 |
| St. Louis City, Missouri | 2 | $ 7,570,000 | $ 3,785,000 | $ 555,000 |
| Missoula, Montana | 2 | $ 470,000 | $ 235,000 | $ 149,000 |
| Douglas, Nebraska | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Rockingham, New Hampshire | 2 | $ 1,680,000 | $ 840,000 | $ 306,000 |
| Gloucester, New Jersey | 2 | $ 1,460,000 | $ 730,000 | $ 189,000 |
| Hudson, New Jersey | 2 | $ 1,320,000 | $ 660,000 | $ 261,000 |
| Mercer, New Jersey | 2 | $ 1,130,000 | $ 565,000 | $ 196,000 |
| Ocean, New Jersey | 2 | $ 4,180,000 | $ 2,090,000 | $ 1,068,000 |
| Somerset, New Jersey | 2 | $ 1,520,000 | $ 760,000 | $ 263,000 |
| Sussex, New Jersey | 2 | $ 860,000 | $ 430,000 | $ 159,000 |
| Santa Fe, New Mexico | 2 | $ 610,000 | $ 305,000 | $ 53,000 |
| Taos, New Mexico | 2 | $ 770,000 | $ 385,000 | $ 721,000 |
| Delaware, New York | 2 | $ 420,000 | $ 210,000 | $ 186,000 |
| Herkimer, New York | 2 | $ 390,000 | $ 195,000 | $ 57,000 |
| Putnam, New York | 2 | $ 1,350,000 | $ 675,000 | $ 372,000 |
| Rensselaer, New York | 2 | $ 650,000 | $ 325,000 | $ 79,000 |
| Richmond, New York | 2 | $ 740,000 | $ 370,000 | $ 102,000 |
| Cabarrus, North Carolina | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Chatham, North Carolina | 2 | $ 1,080,000 | $ 540,000 | $ 64,000 |
| Cumberland, North Carolina | 2 | $ 420,000 | $ 210,000 | $ 164,000 |
| Forsyth, North Carolina | 2 | $ 7,430,000 | $ 3,715,000 | $ 1,020,000 |
| Union, North Carolina | 2 | $ 1,200,000 | $ 600,000 | $ 174,000 |
| Portage, Ohio | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
| Oklahoma, Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 169,000 |
| Curry, Oregon | 2 | $ 690,000 | $ 345,000 | $ 94,000 |
| Multnomah, Oregon | 2 | $ 3,560,000 | $ 1,780,000 | $ 1,321,000 |
| Bucks, Pennsylvania | 2 | $ 1,440,000 | $ 720,000 | $ 305,000 |
| Chester, Pennsylvania | 2 | $ 2,250,000 | $ 1,125,000 | $ 550,000 |
| Newport, Rhode Island | 2 | $ 7,660,000 | $ 3,830,000 | $ 259,000 |
| Horry, South Carolina | 2 | $ 430,000 | $ 215,000 | $ 51,000 |
| Jasper, South Carolina | 2 | $ 500,000 | $ 250,000 | $ 89,000 |
| Minnehaha, South Dakota | 2 | $ 510,000 | $ 255,000 | $ 218,000 |
| Grundy, Tennessee | 2 | $ 220,000 | $ 110,000 | $ 44,000 |
| Sevier, Tennessee | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Shelby, Tennessee | 2 | $ 460,000 | $ 230,000 | $ 125,000 |
| Galveston, Texas | 2 | $ 590,000 | $ 295,000 | $ 335,000 |
| Washington, Utah | 2 | $ 4,320,000 | $ 2,160,000 | $ 3,838,000 |
| Windsor, Vermont | 2 | $ 1,210,000 | $ 605,000 | $ 212,000 |
| Arlington, Virginia | 2 | $ 740,000 | $ 370,000 | $ 167,000 |
| Chesapeake, Virginia | 2 | $ 710,000 | $ 355,000 | $ 88,000 |
| Fairfax City, Virginia | 2 | $ 300,000 | $ 150,000 | $ 225,000 |
| Henrico, Virginia | 2 | $ 570,000 | $ 285,000 | $ 127,000 |
| Clallam, Washington | 2 | $ 220,000 | $ 110,000 | $ 61,000 |
| Mason, Washington | 2 | $ 1,540,000 | $ 770,000 | $ 241,000 |
| Kanawha, West Virginia | 2 | $ 110,000 | $ 55,000 | $ 63,000 |
| Dane, Wisconsin | 2 | $ 970,000 | $ 485,000 | $ 230,000 |
| Dale, Alabama | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Anchorage, Alaska | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Cochise, Arizona | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Mohave, Arizona | 1 | $ 1,005,000 | $ 1,005,000 | $ 934,000 |
| Crawford, Arkansas | 1 | $ 1,205,000 | $ 1,205,000 | $ 308,000 |
| Pulaski, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 3,000 |
| Saline, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Washington, Arkansas | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Amador, California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Kern, California | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Mendocino, California | 1 | $ 1,505,000 | $ 1,505,000 | $ 426,000 |
| San Joaquin, California | 1 | $ 1,985,000 | $ 1,985,000 | $ 612,000 |
| Solano, California | 1 | $ 255,000 | $ 255,000 | $ 175,000 |
| Tuolumne, California | 1 | $ 2,305,000 | $ 2,305,000 | $ 0 |
| Yolo, California | 1 | $ 505,000 | $ 505,000 | $ 295,000 |
| Eagle, Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 715,000 |
| El Paso, Colorado | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| Garfield, Colorado | 1 | $ 4,805,000 | $ 4,805,000 | $ 561,000 |
| Larimer, Colorado | 1 | $ 515,000 | $ 515,000 | $ 205,000 |
| Pueblo, Colorado | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Rio Grande, Colorado | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| Routt, Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 171,000 |
| Weld, Colorado | 1 | $ 765,000 | $ 765,000 | $ 1,830,000 |
| Greater Bridgeport Planning Region, Connecticut | 1 | $ 265,000 | $ 265,000 | $ 0 |
| South Central Connecticut Planning Region, Connecticut | 1 | $ 235,000 | $ 235,000 | $ 219,000 |
| Southeastern Connecticut Planning Region, Connecticut | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Alachua, Florida | 1 | $ 1,445,000 | $ 1,445,000 | $ 966,000 |
| Escambia, Florida | 1 | $ 275,000 | $ 275,000 | $ 4,000 |
| Seminole, Florida | 1 | $ 335,000 | $ 335,000 | $ 256,000 |
| Sumter, Florida | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Volusia, Florida | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Walton, Florida | 1 | $ 525,000 | $ 525,000 | $ 500,000 |
| Bibb, Georgia | 1 | $ 95,000 | $ 95,000 | $ 1,000 |
| Catoosa, Georgia | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Cherokee, Georgia | 1 | $ 285,000 | $ 285,000 | $ 317,000 |
| Columbia, Georgia | 1 | $ 385,000 | $ 385,000 | $ 255,000 |
| Dawson, Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| DeKalb, Georgia | 1 | $ 295,000 | $ 295,000 | $ 220,000 |
| Dougherty, Georgia | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Fayette, Georgia | 1 | $ 65,000 | $ 65,000 | $ 397,000 |
| Floyd, Georgia | 1 | $ 235,000 | $ 235,000 | $ 215,000 |
| Franklin, Georgia | 1 | $ 415,000 | $ 415,000 | $ 249,000 |
| Glynn, Georgia | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Hall, Georgia | 1 | $ 395,000 | $ 395,000 | $ 72,000 |
| Henry, Georgia | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Liberty, Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lowndes, Georgia | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Monroe, Georgia | 1 | $ 335,000 | $ 335,000 | $ 116,000 |
| Walker, Georgia | 1 | $ 115,000 | $ 115,000 | $ 168,000 |
| Walton, Georgia | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Hawaii, Hawaii | 1 | $ 915,000 | $ 915,000 | $ 662,000 |
| Bannock, Idaho | 1 | $ 405,000 | $ 405,000 | $ 148,000 |
| Bonner, Idaho | 1 | $ 1,105,000 | $ 1,105,000 | $ 45,000 |
| Cassia, Idaho | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Teton, Idaho | 1 | $ 2,405,000 | $ 2,405,000 | $ 782,000 |
| Crawford, Illinois | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Kane, Illinois | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| Peoria, Illinois | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Vermilion, Illinois | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| LaGrange, Indiana | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Marion, Indiana | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Noble, Indiana | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Whitley, Indiana | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Black Hawk, Iowa | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Scott, Iowa | 1 | $ 275,000 | $ 275,000 | $ 198,000 |
| Butler, Kansas | 1 | $ 405,000 | $ 405,000 | $ 270,000 |
| Johnson, Kansas | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Labette, Kansas | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Marshall, Kansas | 1 | $ 405,000 | $ 405,000 | $ 153,000 |
| Riley, Kansas | 1 | $ 305,000 | $ 305,000 | $ 265,000 |
| Campbell, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Kenton, Kentucky | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Mercer, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Warren, Kentucky | 1 | $ 335,000 | $ 335,000 | $ 162,000 |
| Livingston, Louisiana | 1 | $ 275,000 | $ 275,000 | $ 0 |
| St. John the Baptist, Louisiana | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Aroostook, Maine | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Cumberland, Maine | 1 | $ 235,000 | $ 235,000 | $ 194,000 |
| Piscataquis, Maine | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Sagadahoc, Maine | 1 | $ 225,000 | $ 225,000 | $ 0 |
| York, Maine | 1 | $ 825,000 | $ 825,000 | $ 445,000 |
| Charles, Maryland | 1 | $ 345,000 | $ 345,000 | $ 230,000 |
| Frederick, Maryland | 1 | $ 555,000 | $ 555,000 | $ 140,000 |
| Harford, Maryland | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Queen Anne's, Maryland | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Washington, Maryland | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Berkshire, Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 335,000 |
| Nantucket, Massachusetts | 1 | $ 7,835,000 | $ 7,835,000 | $ 0 |
| Worcester, Massachusetts | 1 | $ 725,000 | $ 725,000 | $ 305,000 |
| Allegan, Michigan | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Cass, Michigan | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Charlevoix, Michigan | 1 | $ 275,000 | $ 275,000 | $ 238,000 |
| Eaton, Michigan | 1 | $ 215,000 | $ 215,000 | $ 153,000 |
| Ingham, Michigan | 1 | $ 145,000 | $ 145,000 | $ 151,000 |
| Kalamazoo, Michigan | 1 | $ 185,000 | $ 185,000 | $ 348,000 |
| Macomb, Michigan | 1 | $ 175,000 | $ 175,000 | $ 149,000 |
| Ottawa, Michigan | 1 | $ 405,000 | $ 405,000 | $ 70,000 |
| Anoka, Minnesota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Wright, Minnesota | 1 | $ 425,000 | $ 425,000 | $ 155,000 |
| DeSoto, Mississippi | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Harrison, Mississippi | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Hinds, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Jackson, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Madison, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Clay, Missouri | 1 | $ 805,000 | $ 805,000 | $ 335,000 |
| Franklin, Missouri | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Greene, Missouri | 1 | $ 555,000 | $ 555,000 | $ 220,000 |
| Howell, Missouri | 1 | $ 515,000 | $ 515,000 | $ 297,000 |
| St. Charles, Missouri | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Stone, Missouri | 1 | $ 295,000 | $ 295,000 | $ 253,000 |
| Taney, Missouri | 1 | $ 1,235,000 | $ 1,235,000 | $ 2,950,000 |
| Dawson, Montana | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Sarpy, Nebraska | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Carson City, Nevada | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Douglas, Nevada | 1 | $ 4,975,000 | $ 4,975,000 | $ 2,147,000 |
| Lyon, Nevada | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Carroll, New Hampshire | 1 | $ 375,000 | $ 375,000 | $ 479,000 |
| Cheshire, New Hampshire | 1 | $ 805,000 | $ 805,000 | $ 57,000 |
| Coos, New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Grafton, New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 236,000 |
| Atlantic, New Jersey | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,200,000 |
| Sandoval, New Mexico | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Broome, New York | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Cayuga, New York | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Chautauqua, New York | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Chemung, New York | 1 | $ 285,000 | $ 285,000 | $ 178,000 |
| Columbia, New York | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Genesee, New York | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Jefferson, New York | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Madison, New York | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Niagara, New York | 1 | $ 85,000 | $ 85,000 | $ 126,000 |
| Oneida, New York | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Oswego, New York | 1 | $ 395,000 | $ 395,000 | $ 189,000 |
| Schenectady, New York | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| St. Lawrence, New York | 1 | $ 55,000 | $ 55,000 | $ 3,000 |
| Tioga, New York | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Alamance, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 148,000 |
| Brunswick, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 281,000 |
| Buncombe, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 162,000 |
| Carteret, North Carolina | 1 | $ 1,455,000 | $ 1,455,000 | $ 818,000 |
| Davidson, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 428,000 |
| Gaston, North Carolina | 1 | $ 425,000 | $ 425,000 | $ 228,000 |
| Guilford, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 337,000 |
| Henderson, North Carolina | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Iredell, North Carolina | 1 | $ 1,025,000 | $ 1,025,000 | $ 731,000 |
| Johnston, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 143,000 |
| Lincoln, North Carolina | 1 | $ 2,625,000 | $ 2,625,000 | $ 0 |
| Martin, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Moore, North Carolina | 1 | $ 955,000 | $ 955,000 | $ 308,000 |
| New Hanover, North Carolina | 1 | $ 565,000 | $ 565,000 | $ 165,000 |
| Orange, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Pender, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Stanly, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 99,000 |
| Transylvania, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Delaware, Ohio | 1 | $ 485,000 | $ 485,000 | $ 177,000 |
| Holmes, Ohio | 1 | $ 225,000 | $ 225,000 | $ 167,000 |
| Lucas, Ohio | 1 | $ 495,000 | $ 495,000 | $ 186,000 |
| Mercer, Ohio | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Miami, Ohio | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Trumbull, Ohio | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Washington, Ohio | 1 | $ 255,000 | $ 255,000 | $ 176,000 |
| Cleveland, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Osage, Oklahoma | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Payne, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Texas, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Tulsa, Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Clatsop, Oregon | 1 | $ 705,000 | $ 705,000 | $ 150,000 |
| Bedford, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Bradford, Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Butler, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 135,000 |
| Cumberland, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 234,000 |
| Lehigh, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 213,000 |
| Northampton, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Susquehanna, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Washington, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 572,000 |
| Washington, Rhode Island | 1 | $ 935,000 | $ 935,000 | $ 206,000 |
| Aiken, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Darlington, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Dorchester, South Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Georgetown, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 245,000 |
| Lancaster, South Carolina | 1 | $ 615,000 | $ 615,000 | $ 260,000 |
| Laurens, South Carolina | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Hamilton, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 181,000 |
| Hawkins, Tennessee | 1 | $ 485,000 | $ 485,000 | $ 238,000 |
| Hickman, Tennessee | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Knox, Tennessee | 1 | $ 535,000 | $ 535,000 | $ 702,000 |
| Monroe, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Montgomery, Tennessee | 1 | $ 275,000 | $ 275,000 | $ 387,000 |
| Wilson, Tennessee | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Brown, Texas | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Comal, Texas | 1 | $ 395,000 | $ 395,000 | $ 225,000 |
| El Paso, Texas | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Gray, Texas | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Harrison, Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hidalgo, Texas | 1 | $ 285,000 | $ 285,000 | $ 143,000 |
| Kerr, Texas | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Medina, Texas | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Montgomery, Texas | 1 | $ 625,000 | $ 625,000 | $ 205,000 |
| Morris, Texas | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Orange, Texas | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Parker, Texas | 1 | $ 255,000 | $ 255,000 | $ 24,000 |
| Potter, Texas | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Rockwall, Texas | 1 | $ 495,000 | $ 495,000 | $ 166,000 |
| Smith, Texas | 1 | $ 1,305,000 | $ 1,305,000 | $ 383,000 |
| Van Zandt, Texas | 1 | $ 505,000 | $ 505,000 | $ 123,000 |
| Wichita, Texas | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Williamson, Texas | 1 | $ 515,000 | $ 515,000 | $ 150,000 |
| Wise, Texas | 1 | $ 325,000 | $ 325,000 | $ 197,000 |
| Cache, Utah | 1 | $ 595,000 | $ 595,000 | $ 169,000 |
| Grand, Utah | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Tooele, Utah | 1 | $ 375,000 | $ 375,000 | $ 89,000 |
| Orleans, Vermont | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Washington, Vermont | 1 | $ 725,000 | $ 725,000 | $ 200,000 |
| Windham, Vermont | 1 | $ 405,000 | $ 405,000 | $ 285,000 |
| Bedford, Virginia | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Franklin City, Virginia | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Lynchburg, Virginia | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Newport News, Virginia | 1 | $ 235,000 | $ 235,000 | $ 192,000 |
| Prince William, Virginia | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Radford, Virginia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 1,205,000 | $ 1,205,000 | $ 50,000 |
| Wythe, Virginia | 1 | $ 605,000 | $ 605,000 | $ 200,000 |
| Chelan, Washington | 1 | $ 1,505,000 | $ 1,505,000 | $ 648,000 |
| Cowlitz, Washington | 1 | $ 2,205,000 | $ 2,205,000 | $ 0 |
| Island, Washington | 1 | $ 205,000 | $ 205,000 | $ 233,000 |
| Kitsap, Washington | 1 | $ 915,000 | $ 915,000 | $ 229,000 |
| Kittitas, Washington | 1 | $ 795,000 | $ 795,000 | $ 0 |
| San Juan, Washington | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Skagit, Washington | 1 | $ 455,000 | $ 455,000 | $ 271,000 |
| Skamania, Washington | 1 | $ 645,000 | $ 645,000 | $ 160,000 |
| Berkeley, West Virginia | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Dodge, Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 248,000 |
| Milwaukee, Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 268,000 |
| Waukesha, Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Albany, Wyoming | 1 | $ 305,000 | $ 305,000 | $ 178,000 |
| Lincoln, Wyoming | 1 | $ 405,000 | $ 405,000 | $ 428,000 |
Mortgage Loan Application Detail Totals for Axos Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,000 | $1,850,720,000 | $1,850,000 | $62,505,000 | $614,000 | $8,484,000 |
| Refinancing | 436 | $646,800,000 | $1,483,000 | $15,005,000 | $616,000 | $8,101,000 |
| Cash-out Refinancing | 395 | $679,485,000 | $1,720,000 | $23,595,000 | $578,000 | $8,484,000 |
| Other Purpose | 173 | $120,285,000 | $695,000 | $12,005,000 | $350,000 | $6,793,000 |
| Home Improvement | 113 | $76,025,000 | $672,000 | $9,005,000 | $411,000 | $6,482,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 978 | $1,735,500,000 | $1,774,000 | $62,505,000 | $621,000 | $8,484,000 |
| Not Provided | 625 | $901,325,000 | $1,442,000 | $22,755,000 | $609,000 | $7,500,000 |
| Asian | 239 | $336,905,000 | $1,409,000 | $15,345,000 | $416,000 | $5,701,000 |
| Hispanic | 153 | $195,145,000 | $1,275,000 | $18,005,000 | $469,000 | $5,400,000 |
| Black or African American | 77 | $66,505,000 | $863,000 | $9,985,000 | $373,000 | $6,793,000 |
| Not applicable | 35 | $134,515,000 | $3,843,000 | $18,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $2,915,000 | $323,000 | $1,075,000 | $107,000 | $258,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $505,000 | $505,000 | $505,000 | $377,000 | $377,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,087 | $3,362,055,000 | $1,610,000 | $62,505,000 | $579,000 | $8,484,000 |
| FHA-insured (Federal Housing Administration) | 27 | $10,075,000 | $373,000 | $675,000 | $115,000 | $320,000 |
| VA-guaranteed (Veterans Administration) | 3 | $1,185,000 | $395,000 | $675,000 | $57,000 | $114,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 658 | $1,183,450,000 | $1,798,000 | $18,005,000 | $724,000 | $8,101,000 |
| Application Withdrawn By Applicant | 501 | $728,555,000 | $1,454,000 | $18,005,000 | $621,000 | $7,804,000 |
| File Closed For Incompleteness | 439 | $515,995,000 | $1,175,000 | $62,505,000 | $483,000 | $8,484,000 |
| Application Denied By Financial Institution | 399 | $843,565,000 | $2,114,000 | $23,595,000 | $468,000 | $7,276,000 |
| Preapproval Approved but not Accepted | 81 | $38,765,000 | $478,000 | $2,105,000 | $213,000 | $1,965,000 |
| Preapproval Denied by Financial Institution | 22 | $13,800,000 | $627,000 | $2,025,000 | $286,000 | $3,900,000 |
| Application Approved But Not Accepted | 17 | $49,185,000 | $2,893,000 | $11,825,000 | $621,000 | $3,345,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,696 | $2,515,950,000 | $1,483,000 | $62,505,000 | $600,000 | $8,484,000 |
| Debt-To-Income Ratio | 156 | $281,770,000 | $1,806,000 | $19,255,000 | $211,000 | $2,724,000 |
| Collateral | 87 | $229,975,000 | $2,643,000 | $23,595,000 | $799,000 | $5,762,000 |
| Credit History | 76 | $83,440,000 | $1,097,000 | $14,705,000 | $232,000 | $2,549,000 |
| Other | 50 | $106,930,000 | $2,138,000 | $13,925,000 | $693,000 | $5,100,000 |
| Unverifiable Information | 27 | $125,555,000 | $4,650,000 | $15,005,000 | $806,000 | $7,276,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $28,865,000 | $1,255,000 | $14,005,000 | $1,038,000 | $6,996,000 |
| Employment History | 2 | $830,000 | $415,000 | $705,000 | $177,000 | $219,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Axos Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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