Axos Bank Mortgage Lending & HMDA Data, 2013

In 2013, Axos Bank of San Diego, CA reported 5,348 mortgage applications totaling $2.9 billion, up 6% from 2012. The average application was for $544,097, and applicants reported an average income of $219,893. 66% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (773), San Diego-Carlsbad-San Marcos, CA (415) and Phoenix-Mesa-Glendale, AZ (324) (applications in parentheses).

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,348
Total Mortgage Loan Application Amount $2,909,834,000
Average Mortgage Loan Application Amount $544,097
Highest Mortgage Loan Application Amount $12,100,000
Average Applicant Income $219,893
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axos Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 773 $ 656,866,000 $ 849,761 $ 206,000
San Diego, California 415 $ 266,123,000 $ 641,260 $ 245,000
Maricopa, Arizona 311 $ 117,110,000 $ 376,559 $ 177,000
Orange, California 262 $ 221,773,000 $ 846,461 $ 325,000
Clark, Nevada 106 $ 32,162,000 $ 303,415 $ 217,000
Santa Clara, California 104 $ 77,750,000 $ 747,596 $ 233,000
King, Washington 103 $ 57,314,000 $ 556,446 $ 259,000
Riverside, California 95 $ 36,471,000 $ 383,905 $ 190,000
San Francisco, California 73 $ 62,946,000 $ 862,273 $ 244,000
Miami-Dade, Florida 73 $ 73,184,000 $ 1,002,520 $ 695,000
Palm Beach, Florida 67 $ 56,919,000 $ 849,537 $ 461,000
New York, New York 65 $ 79,537,000 $ 1,223,646 $ 578,000
Alameda, California 62 $ 35,400,000 $ 570,967 $ 121,000
Contra Costa, California 60 $ 30,429,000 $ 507,150 $ 186,000
San Bernardino, California 57 $ 19,469,000 $ 341,561 $ 161,000
Ventura, California 57 $ 33,565,000 $ 588,859 $ 210,000
Pima, Arizona 49 $ 9,064,000 $ 184,979 $ 118,000
San Mateo, California 49 $ 39,829,000 $ 812,836 $ 273,000
Broward, Florida 47 $ 25,749,000 $ 547,851 $ 286,000
Cook, Illinois 47 $ 37,744,000 $ 803,063 $ 483,000
Sacramento, California 41 $ 8,046,000 $ 196,243 $ 119,000
Harris, Texas 36 $ 10,493,000 $ 291,472 $ 141,000
Fulton, Georgia 32 $ 18,334,000 $ 572,937 $ 330,000
Oakland, Michigan 32 $ 5,667,000 $ 177,093 $ 126,000
Washoe, Nevada 32 $ 6,631,000 $ 207,218 $ 121,000
Monterey, California 31 $ 23,199,000 $ 748,354 $ 344,000
Suffolk, New York 31 $ 56,425,000 $ 1,820,161 $ 539,000
Travis, Texas 29 $ 18,474,000 $ 637,034 $ 201,000
Salt Lake, Utah 29 $ 10,382,000 $ 358,000 $ 163,000
Marin, California 28 $ 18,849,000 $ 673,178 $ 184,000
Honolulu, Hawaii 26 $ 10,357,000 $ 398,346 $ 163,000
Bernalillo, New Mexico 26 $ 5,056,000 $ 194,461 $ 104,000
Santa Barbara, California 25 $ 32,805,000 $ 1,312,200 $ 411,000
Kings, New York 25 $ 23,125,000 $ 925,000 $ 302,000
Maui, Hawaii 24 $ 17,843,000 $ 743,458 $ 312,000
Fairfax, Virginia 24 $ 9,500,000 $ 395,833 $ 166,000
Kern, California 23 $ 4,015,000 $ 174,565 $ 108,000
Fresno, California 22 $ 7,366,000 $ 334,818 $ 100,000
Placer, California 22 $ 9,528,000 $ 433,090 $ 201,000
Cobb, Georgia 21 $ 4,710,000 $ 224,285 $ 166,000
Hennepin, Minnesota 21 $ 6,366,000 $ 303,142 $ 171,000
El Dorado, California 20 $ 11,353,000 $ 567,650 $ 174,000
Ada, Idaho 20 $ 4,112,000 $ 205,600 $ 109,000
Multnomah, Oregon 20 $ 7,935,000 $ 396,750 $ 134,000
Pierce, Washington 20 $ 14,126,000 $ 706,300 $ 248,000
Denver, Colorado 19 $ 6,224,000 $ 327,578 $ 137,000
Dallas, Texas 19 $ 17,319,000 $ 911,526 $ 947,000
Tulare, California 18 $ 3,322,000 $ 184,555 $ 82,000
Bexar, Texas 18 $ 3,274,000 $ 181,888 $ 96,000
Jefferson, Colorado 17 $ 4,169,000 $ 245,235 $ 149,000
Fairfield, Connecticut 17 $ 12,330,000 $ 725,294 $ 286,000
Orange, Florida 17 $ 7,925,000 $ 466,176 $ 339,000
Middlesex, Massachusetts 17 $ 8,328,000 $ 489,882 $ 239,000
Washington, Oregon 17 $ 4,977,000 $ 292,764 $ 108,000
Collin, Texas 17 $ 4,433,000 $ 260,764 $ 161,000
Utah, Utah 17 $ 2,989,000 $ 175,823 $ 89,000
Nassau, New York 16 $ 12,279,000 $ 767,437 $ 255,000
Tarrant, Texas 16 $ 3,294,000 $ 205,875 $ 127,000
Snohomish, Washington 16 $ 4,391,000 $ 274,437 $ 138,000
Anchorage, Alaska 15 $ 3,597,000 $ 239,800 $ 137,000
Sonoma, California 15 $ 9,007,000 $ 600,466 $ 226,000
Hillsborough, Florida 15 $ 5,290,000 $ 352,666 $ 289,000
Mecklenburg, North Carolina 15 $ 6,728,000 $ 448,533 $ 212,000
Santa Cruz, California 14 $ 8,206,000 $ 586,142 $ 193,000
Gwinnett, Georgia 14 $ 4,322,000 $ 308,714 $ 182,000
Johnson, Kansas 14 $ 1,971,000 $ 140,785 $ 83,000
Washington, Utah 14 $ 3,819,000 $ 272,785 $ 111,000
Pinal, Arizona 13 $ 1,520,000 $ 116,923 $ 92,000
San Joaquin, California 13 $ 2,037,000 $ 156,692 $ 77,000
Solano, California 13 $ 5,939,000 $ 456,846 $ 150,000
Kootenai, Idaho 13 $ 2,382,000 $ 183,230 $ 102,000
DuPage, Illinois 13 $ 4,447,000 $ 342,076 $ 166,000
Montgomery, Maryland 13 $ 7,934,000 $ 610,307 $ 245,000
Douglas, Nevada 13 $ 9,534,000 $ 733,384 $ 338,000
Wake, North Carolina 13 $ 2,732,000 $ 210,153 $ 121,000
Montgomery, Texas 13 $ 3,332,000 $ 256,307 $ 196,000
Williamson, Texas 13 $ 2,295,000 $ 176,538 $ 120,000
Clark, Washington 13 $ 2,496,000 $ 192,000 $ 85,000
Kitsap, Washington 13 $ 3,955,000 $ 304,230 $ 131,000
Arapahoe, Colorado 12 $ 3,261,000 $ 271,750 $ 168,000
Pinellas, Florida 12 $ 2,645,000 $ 220,416 $ 94,000
Forsyth, Georgia 12 $ 5,022,000 $ 418,500 $ 202,000
Wayne, Michigan 12 $ 3,052,000 $ 254,333 $ 170,000
Yavapai, Arizona 11 $ 2,714,000 $ 246,727 $ 151,000
El Paso, Colorado 11 $ 2,928,000 $ 266,181 $ 142,000
District of Columbia, District Of Columbia 11 $ 7,858,000 $ 714,363 $ 163,000
Lee, Florida 11 $ 4,894,000 $ 444,909 $ 342,000
Hawaii, Hawaii 11 $ 3,679,000 $ 334,454 $ 95,000
Washtenaw, Michigan 11 $ 3,211,000 $ 291,909 $ 132,000
Clackamas, Oregon 11 $ 2,479,000 $ 225,363 $ 116,000
Lane, Oregon 11 $ 1,939,000 $ 176,272 $ 83,000
El Paso, Texas 11 $ 2,578,000 $ 234,363 $ 103,000
Summit, Utah 11 $ 14,268,000 $ 1,297,090 $ 607,000
Stanislaus, California 10 $ 3,683,000 $ 368,300 $ 209,000
Collier, Florida 10 $ 4,679,000 $ 467,900 $ 182,000
Jefferson, Kentucky 10 $ 2,008,000 $ 200,800 $ 96,000
Bergen, New Jersey 10 $ 8,035,000 $ 803,500 $ 401,000
Middlesex, New Jersey 10 $ 2,871,000 $ 287,100 $ 150,000
Westchester, New York 10 $ 8,700,000 $ 870,000 $ 499,000
Boulder, Colorado 9 $ 1,924,000 $ 213,777 $ 108,000
Lake, Illinois 9 $ 2,915,000 $ 323,888 $ 259,000
Franklin, Ohio 9 $ 1,854,000 $ 206,000 $ 170,000
Deschutes, Oregon 9 $ 2,130,000 $ 236,666 $ 102,000
Yolo, California 8 $ 1,985,000 $ 248,125 $ 139,000
New Castle, Delaware 8 $ 1,759,000 $ 219,875 $ 122,000
DeKalb, Georgia 8 $ 2,559,000 $ 319,875 $ 122,000
Norfolk, Massachusetts 8 $ 3,420,000 $ 427,500 $ 116,000
Livingston, Michigan 8 $ 1,410,000 $ 176,250 $ 122,000
Ramsey, Minnesota 8 $ 1,194,000 $ 149,250 $ 93,000
Jackson, Missouri 8 $ 1,948,000 $ 243,500 $ 130,000
Flathead, Montana 8 $ 2,843,000 $ 355,375 $ 121,000
Santa Fe, New Mexico 8 $ 2,607,000 $ 325,875 $ 117,000
Richmond, New York 8 $ 2,089,000 $ 261,125 $ 107,000
Rockland, New York 8 $ 1,765,000 $ 220,625 $ 176,000
Montgomery, Pennsylvania 8 $ 1,405,000 $ 175,625 $ 136,000
Denton, Texas 8 $ 1,164,000 $ 145,500 $ 84,000
Shasta, California 7 $ 1,418,000 $ 202,571 $ 91,000
Sarasota, Florida 7 $ 1,854,000 $ 264,857 $ 128,000
Essex, Massachusetts 7 $ 6,752,000 $ 964,571 $ 117,000
St. Charles, Missouri 7 $ 718,000 $ 102,571 $ 105,000
Douglas, Nebraska 7 $ 1,379,000 $ 197,000 $ 117,000
Hudson, New Jersey 7 $ 5,270,000 $ 752,857 $ 414,000
Monmouth, New Jersey 7 $ 4,578,000 $ 654,000 $ 248,000
Queens, New York 7 $ 2,601,000 $ 371,571 $ 99,000
Guilford, North Carolina 7 $ 1,273,000 $ 181,857 $ 111,000
Cuyahoga, Ohio 7 $ 2,858,000 $ 408,285 $ 265,000
Jackson, Oregon 7 $ 1,697,000 $ 242,428 $ 89,000
Allegheny, Pennsylvania 7 $ 1,023,000 $ 146,142 $ 114,000
Davis, Utah 7 $ 1,672,000 $ 238,857 $ 151,000
San Luis Obispo, California 6 $ 2,423,000 $ 403,833 $ 117,000
Douglas, Colorado 6 $ 3,003,000 $ 500,500 $ 168,000
Hartford, Connecticut 6 $ 1,497,000 $ 249,500 $ 183,000
Duval, Florida 6 $ 1,543,000 $ 257,166 $ 128,000
St. Louis, Missouri 6 $ 1,108,000 $ 184,666 $ 89,000
Gallatin, Montana 6 $ 1,445,000 $ 240,833 $ 86,000
Essex, New Jersey 6 $ 2,715,000 $ 452,500 $ 78,000
Morris, New Jersey 6 $ 4,043,000 $ 673,833 $ 213,000
Bronx, New York 6 $ 6,255,000 $ 1,042,500 $ 370,000
Brunswick, North Carolina 6 $ 1,464,000 $ 244,000 $ 118,000
Union, North Carolina 6 $ 2,075,000 $ 345,833 $ 66,000
Horry, South Carolina 6 $ 1,314,000 $ 219,000 $ 87,000
Prince William, Virginia 6 $ 1,352,000 $ 225,333 $ 123,000
Whatcom, Washington 6 $ 1,718,000 $ 286,333 $ 124,000
Madison, Alabama 5 $ 870,000 $ 174,000 $ 138,000
Coconino, Arizona 5 $ 1,855,000 $ 371,000 $ 179,000
Butte, California 5 $ 1,069,000 $ 213,800 $ 89,000
Imperial, California 5 $ 656,000 $ 131,200 $ 123,000
Merced, California 5 $ 1,244,000 $ 248,800 $ 102,000
Napa, California 5 $ 3,458,000 $ 691,600 $ 219,000
Siskiyou, California 5 $ 980,000 $ 196,000 $ 64,000
Pitkin, Colorado 5 $ 6,279,000 $ 1,255,800 $ 616,000
Manatee, Florida 5 $ 3,504,000 $ 700,800 $ 158,000
Cherokee, Georgia 5 $ 1,202,000 $ 240,400 $ 118,000
Kauai, Hawaii 5 $ 5,303,000 $ 1,060,600 $ 963,000
Canyon, Idaho 5 $ 476,000 $ 95,200 $ 51,000
Hamilton, Indiana 5 $ 862,000 $ 172,400 $ 118,000
Anne Arundel, Maryland 5 $ 2,517,000 $ 503,400 $ 285,000
Baltimore City, Maryland 5 $ 1,062,000 $ 212,400 $ 94,000
Barnstable, Massachusetts 5 $ 1,570,000 $ 314,000 $ 110,000
Suffolk, Massachusetts 5 $ 1,299,000 $ 259,800 $ 123,000
Kent, Michigan 5 $ 908,000 $ 181,600 $ 82,000
Macomb, Michigan 5 $ 946,000 $ 189,200 $ 85,000
New Hanover, North Carolina 5 $ 2,561,000 $ 512,200 $ 172,000
Marion, Oregon 5 $ 1,189,000 $ 237,800 $ 123,000
Philadelphia, Pennsylvania 5 $ 538,000 $ 107,600 $ 75,000
Greenville, South Carolina 5 $ 1,403,000 $ 280,600 $ 79,000
Davidson, Tennessee 5 $ 1,435,000 $ 287,000 $ 146,000
Williamson, Tennessee 5 $ 1,826,000 $ 365,200 $ 209,000
Fort Bend, Texas 5 $ 1,405,000 $ 281,000 $ 179,000
Hays, Texas 5 $ 1,037,000 $ 207,400 $ 168,000
Loudoun, Virginia 5 $ 1,909,000 $ 381,800 $ 283,000
Cowlitz, Washington 5 $ 978,000 $ 195,600 $ 64,000
Waukesha, Wisconsin 5 $ 2,441,000 $ 488,200 $ 187,000
Teton, Wyoming 5 $ 4,338,000 $ 867,600 $ 1,330,000
Shelby, Alabama 4 $ 751,000 $ 187,750 $ 109,000
Humboldt, California 4 $ 846,000 $ 211,500 $ 129,000
Sussex, Delaware 4 $ 1,602,000 $ 400,500 $ 242,000
Brevard, Florida 4 $ 1,423,000 $ 355,750 $ 273,000
Seminole, Florida 4 $ 608,000 $ 152,000 $ 93,000
Kane, Illinois 4 $ 741,000 $ 185,250 $ 137,000
Marion, Indiana 4 $ 612,000 $ 153,000 $ 98,000
Howard, Maryland 4 $ 1,913,000 $ 478,250 $ 228,000
Prince George's, Maryland 4 $ 860,000 $ 215,000 $ 129,000
Clay, Missouri 4 $ 561,000 $ 140,250 $ 69,000
Missoula, Montana 4 $ 1,393,000 $ 348,250 $ 147,000
Lyon, Nevada 4 $ 690,000 $ 172,500 $ 138,000
Durham, North Carolina 4 $ 489,000 $ 122,250 $ 108,000
Linn, Oregon 4 $ 755,000 $ 188,750 $ 52,000
Chester, Pennsylvania 4 $ 2,026,000 $ 506,500 $ 226,000
Dauphin, Pennsylvania 4 $ 515,000 $ 128,750 $ 53,000
Lancaster, Pennsylvania 4 $ 663,000 $ 165,750 $ 102,000
Shelby, Tennessee 4 $ 1,070,000 $ 267,500 $ 424,000
Weber, Utah 4 $ 395,000 $ 98,750 $ 84,000
Chittenden, Vermont 4 $ 885,000 $ 221,250 $ 97,000
Spokane, Washington 4 $ 710,000 $ 177,500 $ 92,000
Baldwin, Alabama 3 $ 2,098,000 $ 699,333 $ 405,000
Mohave, Arizona 3 $ 475,000 $ 158,333 $ 127,000
Navajo, Arizona 3 $ 589,000 $ 196,333 $ 129,000
Mariposa, California 3 $ 668,000 $ 222,666 $ 71,000
Adams, Colorado 3 $ 753,000 $ 251,000 $ 99,000
Larimer, Colorado 3 $ 1,047,000 $ 349,000 $ 449,000
Routt, Colorado 3 $ 2,007,000 $ 669,000 $ 527,000
Weld, Colorado 3 $ 424,000 $ 141,333 $ 78,000
Monroe, Florida 3 $ 1,643,000 $ 547,666 $ 650,000
Okaloosa, Florida 3 $ 942,000 $ 314,000 $ 226,000
Polk, Florida 3 $ 649,000 $ 216,333 $ 186,000
St. Johns, Florida 3 $ 781,000 $ 260,333 $ 203,000
St. Lucie, Florida 3 $ 365,000 $ 121,666 $ 69,000
Hall, Georgia 3 $ 475,000 $ 158,333 $ 90,000
Will, Illinois 3 $ 529,000 $ 176,333 $ 120,000
Boone, Indiana 3 $ 457,000 $ 152,333 $ 118,000
Wyandotte, Kansas 3 $ 387,000 $ 129,000 $ 82,000
Plymouth, Massachusetts 3 $ 939,000 $ 313,000 $ 164,000
Monroe, Michigan 3 $ 391,000 $ 130,333 $ 92,000
Washington, Minnesota 3 $ 599,000 $ 199,666 $ 81,000
Wright, Minnesota 3 $ 440,000 $ 146,666 $ 93,000
Lewis and Clark, Montana 3 $ 715,000 $ 238,333 $ 101,000
Yellowstone, Montana 3 $ 408,000 $ 136,000 $ 85,000
Rockingham, New Hampshire 3 $ 767,000 $ 255,666 $ 186,000
Somerset, New Jersey 3 $ 846,000 $ 282,000 $ 107,000
Delaware, Ohio 3 $ 663,000 $ 221,000 $ 123,000
Douglas, Oregon 3 $ 398,000 $ 132,666 $ 64,000
Bucks, Pennsylvania 3 $ 754,000 $ 251,333 $ 63,000
Charleston, South Carolina 3 $ 594,000 $ 198,000 $ 115,000
Rockwall, Texas 3 $ 350,000 $ 116,666 $ 94,000
Kane, Utah 3 $ 695,000 $ 231,666 $ 159,000
Chesterfield, Virginia 3 $ 684,000 $ 228,000 $ 131,000
Henrico, Virginia 3 $ 784,000 $ 261,333 $ 96,000
Manassas, Virginia 3 $ 487,000 $ 162,333 $ 45,000
Spotsylvania, Virginia 3 $ 433,000 $ 144,333 $ 121,000
Chelan, Washington 3 $ 888,000 $ 296,000 $ 106,000
Island, Washington 3 $ 1,249,000 $ 416,333 $ 167,000
Berkeley, West Virginia 3 $ 357,000 $ 119,000 $ 51,000
Jefferson, Alabama 2 $ 315,000 $ 157,500 $ 148,000
Alpine, California 2 $ 356,000 $ 178,000 $ 65,000
Kings, California 2 $ 863,000 $ 431,500 $ 40,000
Madera, California 2 $ 706,000 $ 353,000 $ 244,000
Mendocino, California 2 $ 708,000 $ 354,000 $ 159,000
Nevada, California 2 $ 599,000 $ 299,500 $ 97,000
San Benito, California 2 $ 829,000 $ 414,500 $ 156,000
Sutter, California 2 $ 207,000 $ 103,500 $ 68,000
Trinity, California 2 $ 251,000 $ 125,500 $ 74,000
Elbert, Colorado 2 $ 530,000 $ 265,000 $ 133,000
New Haven, Connecticut 2 $ 352,000 $ 176,000 $ 157,000
Lake, Florida 2 $ 205,000 $ 102,500 $ 84,000
Leon, Florida 2 $ 204,000 $ 102,000 $ 72,000
Martin, Florida 2 $ 1,209,000 $ 604,500 $ 270,000
Pasco, Florida 2 $ 264,000 $ 132,000 $ 110,000
Walton, Florida 2 $ 765,000 $ 382,500 $ 501,000
Clarke, Georgia 2 $ 358,000 $ 179,000 $ 110,000
Columbia, Georgia 2 $ 455,000 $ 227,500 $ 110,000
Richmond, Georgia 2 $ 121,000 $ 60,500 $ 71,000
Adams, Idaho 2 $ 141,000 $ 70,500 $ 12,000
Idaho, Idaho 2 $ 227,000 $ 113,500 $ 71,000
Sangamon, Illinois 2 $ 665,000 $ 332,500 $ 0
Porter, Indiana 2 $ 257,000 $ 128,500 $ 113,000
Dallas, Iowa 2 $ 316,000 $ 158,000 $ 97,000
Des Moines, Iowa 2 $ 248,000 $ 124,000 $ 54,000
Johnson, Iowa 2 $ 276,000 $ 138,000 $ 214,000
Sedgwick, Kansas 2 $ 282,000 $ 141,000 $ 122,000
Orleans, Louisiana 2 $ 498,000 $ 249,000 $ 426,000
St. Tammany, Louisiana 2 $ 312,000 $ 156,000 $ 87,000
York, Maine 2 $ 792,000 $ 396,000 $ 526,000
Baltimore, Maryland 2 $ 252,000 $ 126,000 $ 88,000
Harford, Maryland 2 $ 231,000 $ 115,500 $ 115,000
Worcester, Maryland 2 $ 743,000 $ 371,500 $ 223,000
Dukes, Massachusetts 2 $ 5,626,000 $ 2,813,000 $ 1,518,000
Hampden, Massachusetts 2 $ 357,000 $ 178,500 $ 112,000
Nantucket, Massachusetts 2 $ 2,635,000 $ 1,317,500 $ 286,000
Roscommon, Michigan 2 $ 140,000 $ 70,000 $ 96,000
Anoka, Minnesota 2 $ 399,000 $ 199,500 $ 155,000
Dakota, Minnesota 2 $ 277,000 $ 138,500 $ 40,000
Jefferson, Missouri 2 $ 766,000 $ 383,000 $ 127,000
Platte, Missouri 2 $ 212,000 $ 106,000 $ 82,000
Texas, Missouri 2 $ 394,000 $ 197,000 $ 89,000
Cascade, Montana 2 $ 256,000 $ 128,000 $ 96,000
Park, Montana 2 $ 1,012,000 $ 506,000 $ 196,000
Elko, Nevada 2 $ 561,000 $ 280,500 $ 141,000
Hillsborough, New Hampshire 2 $ 450,000 $ 225,000 $ 109,000
Ocean, New Jersey 2 $ 1,351,000 $ 675,500 $ 482,000
Sandoval, New Mexico 2 $ 260,000 $ 130,000 $ 101,000
Valencia, New Mexico 2 $ 271,000 $ 135,500 $ 44,000
Warren, New York 2 $ 290,000 $ 145,000 $ 61,000
Dare, North Carolina 2 $ 2,164,000 $ 1,082,000 $ 451,000
Forsyth, North Carolina 2 $ 208,000 $ 104,000 $ 76,000
Henderson, North Carolina 2 $ 350,000 $ 175,000 $ 97,000
Iredell, North Carolina 2 $ 180,000 $ 90,000 $ 55,000
Randolph, North Carolina 2 $ 300,000 $ 150,000 $ 72,000
Hamilton, Ohio 2 $ 714,000 $ 357,000 $ 186,000
Lucas, Ohio 2 $ 265,000 $ 132,500 $ 107,000
Summit, Ohio 2 $ 164,000 $ 82,000 $ 79,000
Josephine, Oregon 2 $ 437,000 $ 218,500 $ 95,000
Butler, Pennsylvania 2 $ 296,000 $ 148,000 $ 93,000
Delaware, Pennsylvania 2 $ 760,000 $ 380,000 $ 278,000
Lehigh, Pennsylvania 2 $ 1,085,000 $ 542,500 $ 151,000
Lexington, South Carolina 2 $ 262,000 $ 131,000 $ 98,000
Pickens, South Carolina 2 $ 538,000 $ 269,000 $ 149,000
Sumner, Tennessee 2 $ 395,000 $ 197,500 $ 38,000
Galveston, Texas 2 $ 760,000 $ 380,000 $ 192,000
Hidalgo, Texas 2 $ 465,000 $ 232,500 $ 372,000
Hunt, Texas 2 $ 390,000 $ 195,000 $ 106,000
McLennan, Texas 2 $ 698,000 $ 349,000 $ 224,000
Tooele, Utah 2 $ 264,000 $ 132,000 $ 65,000
Bennington, Vermont 2 $ 567,000 $ 283,500 $ 274,000
Franklin, Vermont 2 $ 253,000 $ 126,500 $ 99,000
Arlington, Virginia 2 $ 555,000 $ 277,500 $ 129,000
Suffolk, Virginia 2 $ 3,055,000 $ 1,527,500 $ 373,000
San Juan, Washington 2 $ 494,000 $ 247,000 $ 95,000
Skagit, Washington 2 $ 398,000 $ 199,000 $ 112,000
Stevens, Washington 2 $ 232,000 $ 116,000 $ 56,000
Thurston, Washington 2 $ 648,000 $ 324,000 $ 135,000
Jefferson, West Virginia 2 $ 357,000 $ 178,500 $ 117,000
Milwaukee, Wisconsin 2 $ 203,000 $ 101,500 $ 98,000
Walworth, Wisconsin 2 $ 3,960,000 $ 1,980,000 $ 1,114,000
DeKalb, Alabama 1 $ 55,000 $ 55,000 $ 37,000
Elmore, Alabama 1 $ 95,000 $ 95,000 $ 34,000
Lauderdale, Alabama 1 $ 244,000 $ 244,000 $ 88,000
Montgomery, Alabama 1 $ 132,000 $ 132,000 $ 74,000
St. Clair, Alabama 1 $ 118,000 $ 118,000 $ 56,000
Kenai Peninsula, Alaska 1 $ 89,000 $ 89,000 $ 144,000
Ketchikan Gateway, Alaska 1 $ 95,000 $ 95,000 $ 44,000
Cochise, Arizona 1 $ 113,000 $ 113,000 $ 69,000
Gila, Arizona 1 $ 117,000 $ 117,000 $ 83,000
Santa Cruz, Arizona 1 $ 197,000 $ 197,000 $ 163,000
Crawford, Arkansas 1 $ 76,000 $ 76,000 $ 49,000
Garland, Arkansas 1 $ 113,000 $ 113,000 $ 60,000
Pulaski, Arkansas 1 $ 910,000 $ 910,000 $ 300,000
Saline, Arkansas 1 $ 124,000 $ 124,000 $ 129,000
Washington, Arkansas 1 $ 148,000 $ 148,000 $ 33,000
Calaveras, California 1 $ 313,000 $ 313,000 $ 146,000
Glenn, California 1 $ 80,000 $ 80,000 $ 69,000
Inyo, California 1 $ 215,000 $ 215,000 $ 89,000
Mono, California 1 $ 164,000 $ 164,000 $ 232,000
Tuolumne, California 1 $ 148,000 $ 148,000 $ 133,000
Broomfield, Colorado 1 $ 593,000 $ 593,000 $ 209,000
Chaffee, Colorado 1 $ 160,000 $ 160,000 $ 62,000
Clear Creek, Colorado 1 $ 215,000 $ 215,000 $ 104,000
Custer, Colorado 1 $ 75,000 $ 75,000 $ 28,000
Delta, Colorado 1 $ 567,000 $ 567,000 $ 157,000
Garfield, Colorado 1 $ 3,398,000 $ 3,398,000 $ 800,000
Gilpin, Colorado 1 $ 85,000 $ 85,000 $ 36,000
Grand, Colorado 1 $ 168,000 $ 168,000 $ 98,000
Jackson, Colorado 1 $ 161,000 $ 161,000 $ 60,000
Park, Colorado 1 $ 80,000 $ 80,000 $ 144,000
Summit, Colorado 1 $ 654,000 $ 654,000 $ 500,000
Teller, Colorado 1 $ 97,000 $ 97,000 $ 55,000
Litchfield, Connecticut 1 $ 213,000 $ 213,000 $ 94,000
Middlesex, Connecticut 1 $ 245,000 $ 245,000 $ 54,000
Kent, Delaware 1 $ 226,000 $ 226,000 $ 300,000
Charlotte, Florida 1 $ 84,000 $ 84,000 $ 34,000
Citrus, Florida 1 $ 250,000 $ 250,000 $ 58,000
Escambia, Florida 1 $ 94,000 $ 94,000 $ 75,000
Flagler, Florida 1 $ 360,000 $ 360,000 $ 67,000
Osceola, Florida 1 $ 504,000 $ 504,000 $ 230,000
Santa Rosa, Florida 1 $ 557,000 $ 557,000 $ 159,000
Sumter, Florida 1 $ 120,000 $ 120,000 $ 183,000
Bryan, Georgia 1 $ 416,000 $ 416,000 $ 170,000
Camden, Georgia 1 $ 59,000 $ 59,000 $ 56,000
Catoosa, Georgia 1 $ 100,000 $ 100,000 $ 50,000
Chatham, Georgia 1 $ 228,000 $ 228,000 $ 238,000
Dawson, Georgia 1 $ 175,000 $ 175,000 $ 83,000
Fannin, Georgia 1 $ 135,000 $ 135,000 $ 93,000
Pickens, Georgia 1 $ 397,000 $ 397,000 $ 99,000
Whitfield, Georgia 1 $ 139,000 $ 139,000 $ 116,000
Bonner, Idaho 1 $ 417,000 $ 417,000 $ 470,000
Clearwater, Idaho 1 $ 200,000 $ 200,000 $ 160,000
Elmore, Idaho 1 $ 128,000 $ 128,000 $ 92,000
Latah, Idaho 1 $ 127,000 $ 127,000 $ 51,000
Teton, Idaho 1 $ 262,000 $ 262,000 $ 50,000
Valley, Idaho 1 $ 150,000 $ 150,000 $ 88,000
Marshall, Illinois 1 $ 117,000 $ 117,000 $ 49,000
McHenry, Illinois 1 $ 501,000 $ 501,000 $ 206,000
McLean, Illinois 1 $ 88,000 $ 88,000 $ 95,000
St. Clair, Illinois 1 $ 86,000 $ 86,000 $ 35,000
Hendricks, Indiana 1 $ 164,000 $ 164,000 $ 54,000
Jasper, Indiana 1 $ 164,000 $ 164,000 $ 81,000
Madison, Indiana 1 $ 50,000 $ 50,000 $ 47,000
Vanderburgh, Indiana 1 $ 608,000 $ 608,000 $ 186,000
Wayne, Indiana 1 $ 68,000 $ 68,000 $ 40,000
Madison, Iowa 1 $ 360,000 $ 360,000 $ 128,000
Poweshiek, Iowa 1 $ 78,000 $ 78,000 $ 62,000
Warren, Iowa 1 $ 125,000 $ 125,000 $ 54,000
Winneshiek, Iowa 1 $ 100,000 $ 100,000 $ 143,000
Woodbury, Iowa 1 $ 57,000 $ 57,000 $ 20,000
Douglas, Kansas 1 $ 320,000 $ 320,000 $ 83,000
Estill, Kentucky 1 $ 107,000 $ 107,000 $ 139,000
Fayette, Kentucky 1 $ 835,000 $ 835,000 $ 0
Hardin, Kentucky 1 $ 127,000 $ 127,000 $ 82,000
Ohio, Kentucky 1 $ 63,000 $ 63,000 $ 67,000
Warren, Kentucky 1 $ 160,000 $ 160,000 $ 221,000
Jefferson, Louisiana 1 $ 1,650,000 $ 1,650,000 $ 0
Cumberland, Maine 1 $ 208,000 $ 208,000 $ 329,000
Lincoln, Maine 1 $ 575,000 $ 575,000 $ 125,000
Washington, Maryland 1 $ 223,000 $ 223,000 $ 240,000
Bristol, Massachusetts 1 $ 339,000 $ 339,000 $ 225,000
Hampshire, Massachusetts 1 $ 150,000 $ 150,000 $ 137,000
Worcester, Massachusetts 1 $ 400,000 $ 400,000 $ 115,000
Allegan, Michigan 1 $ 122,000 $ 122,000 $ 206,000
Chippewa, Michigan 1 $ 101,000 $ 101,000 $ 141,000
Emmet, Michigan 1 $ 127,000 $ 127,000 $ 253,000
Lapeer, Michigan 1 $ 145,000 $ 145,000 $ 88,000
Leelanau, Michigan 1 $ 123,000 $ 123,000 $ 117,000
Ottawa, Michigan 1 $ 139,000 $ 139,000 $ 59,000
Carver, Minnesota 1 $ 162,000 $ 162,000 $ 79,000
Chisago, Minnesota 1 $ 150,000 $ 150,000 $ 65,000
Crow Wing, Minnesota 1 $ 415,000 $ 415,000 $ 137,000
Pope, Minnesota 1 $ 230,000 $ 230,000 $ 148,000
Scott, Minnesota 1 $ 155,000 $ 155,000 $ 82,000
Sherburne, Minnesota 1 $ 100,000 $ 100,000 $ 98,000
Adams, Mississippi 1 $ 285,000 $ 285,000 $ 55,000
Amite, Mississippi 1 $ 324,000 $ 324,000 $ 132,000
Lafayette, Mississippi 1 $ 104,000 $ 104,000 $ 55,000
Lamar, Mississippi 1 $ 303,000 $ 303,000 $ 188,000
Marshall, Mississippi 1 $ 101,000 $ 101,000 $ 50,000
Rankin, Mississippi 1 $ 176,000 $ 176,000 $ 62,000
Simpson, Mississippi 1 $ 101,000 $ 101,000 $ 138,000
Warren, Mississippi 1 $ 94,000 $ 94,000 $ 60,000
Boone, Missouri 1 $ 132,000 $ 132,000 $ 319,000
Cass, Missouri 1 $ 228,000 $ 228,000 $ 93,000
Christian, Missouri 1 $ 142,000 $ 142,000 $ 31,000
St. Louis City, Missouri 1 $ 149,000 $ 149,000 $ 54,000
Dawson, Montana 1 $ 284,000 $ 284,000 $ 64,000
Fergus, Montana 1 $ 62,000 $ 62,000 $ 78,000
Jefferson, Montana 1 $ 114,000 $ 114,000 $ 42,000
Ravalli, Montana 1 $ 130,000 $ 130,000 $ 48,000
Richland, Montana 1 $ 60,000 $ 60,000 $ 124,000
Stillwater, Montana 1 $ 255,000 $ 255,000 $ 64,000
Madison, Nebraska 1 $ 150,000 $ 150,000 $ 41,000
Washington, Nebraska 1 $ 141,000 $ 141,000 $ 78,000
Humboldt, Nevada 1 $ 85,000 $ 85,000 $ 57,000
Nye, Nevada 1 $ 128,000 $ 128,000 $ 53,000
Atlantic, New Jersey 1 $ 60,000 $ 60,000 $ 112,000
Camden, New Jersey 1 $ 66,000 $ 66,000 $ 42,000
Gloucester, New Jersey 1 $ 142,000 $ 142,000 $ 69,000
Hunterdon, New Jersey 1 $ 300,000 $ 300,000 $ 87,000
Passaic, New Jersey 1 $ 1,100,000 $ 1,100,000 $ 422,000
Sussex, New Jersey 1 $ 253,000 $ 253,000 $ 130,000
Los Alamos, New Mexico 1 $ 168,000 $ 168,000 $ 65,000
McKinley, New Mexico 1 $ 135,000 $ 135,000 $ 140,000
Rio Arriba, New Mexico 1 $ 1,250,000 $ 1,250,000 $ 292,000
Roosevelt, New Mexico 1 $ 107,000 $ 107,000 $ 66,000
Chemung, New York 1 $ 357,000 $ 357,000 $ 165,000
Dutchess, New York 1 $ 342,000 $ 342,000 $ 220,000
Erie, New York 1 $ 75,000 $ 75,000 $ 73,000
Monroe, New York 1 $ 150,000 $ 150,000 $ 107,000
Ontario, New York 1 $ 134,000 $ 134,000 $ 93,000
Oswego, New York 1 $ 90,000 $ 90,000 $ 150,000
Putnam, New York 1 $ 195,000 $ 195,000 $ 102,000
Rensselaer, New York 1 $ 173,000 $ 173,000 $ 64,000
Schenectady, New York 1 $ 83,000 $ 83,000 $ 40,000
Ulster, New York 1 $ 240,000 $ 240,000 $ 61,000
Alamance, North Carolina 1 $ 185,000 $ 185,000 $ 72,000
Ashe, North Carolina 1 $ 192,000 $ 192,000 $ 31,000
Avery, North Carolina 1 $ 616,000 $ 616,000 $ 313,000
Cabarrus, North Carolina 1 $ 109,000 $ 109,000 $ 94,000
Caldwell, North Carolina 1 $ 300,000 $ 300,000 $ 803,000
Chowan, North Carolina 1 $ 192,000 $ 192,000 $ 748,000
Cleveland, North Carolina 1 $ 110,000 $ 110,000 $ 84,000
Craven, North Carolina 1 $ 105,000 $ 105,000 $ 119,000
Franklin, North Carolina 1 $ 147,000 $ 147,000 $ 110,000
Haywood, North Carolina 1 $ 168,000 $ 168,000 $ 48,000
Nash, North Carolina 1 $ 216,000 $ 216,000 $ 95,000
Person, North Carolina 1 $ 285,000 $ 285,000 $ 60,000
Rockingham, North Carolina 1 $ 275,000 $ 275,000 $ 198,000
Butler, Ohio 1 $ 86,000 $ 86,000 $ 99,000
Fulton, Ohio 1 $ 105,000 $ 105,000 $ 60,000
Geauga, Ohio 1 $ 131,000 $ 131,000 $ 96,000
Guernsey, Ohio 1 $ 122,000 $ 122,000 $ 92,000
Holmes, Ohio 1 $ 70,000 $ 70,000 $ 58,000
Jefferson, Ohio 1 $ 70,000 $ 70,000 $ 111,000
Lorain, Ohio 1 $ 196,000 $ 196,000 $ 155,000
Medina, Ohio 1 $ 182,000 $ 182,000 $ 88,000
Muskingum, Ohio 1 $ 130,000 $ 130,000 $ 67,000
Ottawa, Ohio 1 $ 116,000 $ 116,000 $ 101,000
Portage, Ohio 1 $ 64,000 $ 64,000 $ 19,000
Warren, Ohio 1 $ 295,000 $ 295,000 $ 88,000
Wayne, Ohio 1 $ 182,000 $ 182,000 $ 92,000
Wood, Ohio 1 $ 150,000 $ 150,000 $ 115,000
Cleveland, Oklahoma 1 $ 69,000 $ 69,000 $ 59,000
Creek, Oklahoma 1 $ 184,000 $ 184,000 $ 94,000
Oklahoma, Oklahoma 1 $ 111,000 $ 111,000 $ 35,000
Rogers, Oklahoma 1 $ 744,000 $ 744,000 $ 187,000
Clatsop, Oregon 1 $ 74,000 $ 74,000 $ 19,000
Columbia, Oregon 1 $ 241,000 $ 241,000 $ 157,000
Lake, Oregon 1 $ 62,000 $ 62,000 $ 22,000
Lincoln, Oregon 1 $ 200,000 $ 200,000 $ 138,000
Polk, Oregon 1 $ 99,000 $ 99,000 $ 80,000
Tillamook, Oregon 1 $ 190,000 $ 190,000 $ 119,000
Yamhill, Oregon 1 $ 75,000 $ 75,000 $ 39,000
Beaver, Pennsylvania 1 $ 105,000 $ 105,000 $ 50,000
Berks, Pennsylvania 1 $ 158,000 $ 158,000 $ 156,000
Lawrence, Pennsylvania 1 $ 117,000 $ 117,000 $ 108,000
Mercer, Pennsylvania 1 $ 142,000 $ 142,000 $ 105,000
Monroe, Pennsylvania 1 $ 190,000 $ 190,000 $ 120,000
Northampton, Pennsylvania 1 $ 1,600,000 $ 1,600,000 $ 295,000
York, Pennsylvania 1 $ 136,000 $ 136,000 $ 98,000
Bristol, Rhode Island 1 $ 220,000 $ 220,000 $ 116,000
Washington, Rhode Island 1 $ 3,000,000 $ 3,000,000 $ 653,000
Aiken, South Carolina 1 $ 111,000 $ 111,000 $ 113,000
Beaufort, South Carolina 1 $ 385,000 $ 385,000 $ 240,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,647 $1,792,882,000 $491,000 $11,300,000 $200,000 $9,999,000
Home Purchase 1,459 $975,784,000 $668,000 $12,100,000 $291,000 $7,052,000
Home Improvement 242 $141,168,000 $583,000 $5,000,000 $91,000 $1,712,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,245 $1,703,255,000 $524,000 $9,850,000 $239,000 $9,999,000
Not Provided 848 $462,036,000 $544,000 $7,000,000 $254,000 $5,684,000
Asian 508 $224,131,000 $441,000 $2,898,000 $195,000 $5,718,000
Hispanic 308 $141,839,000 $460,000 $4,200,000 $202,000 $9,999,000
Not applicable 308 $326,594,000 $1,060,000 $12,100,000 $0 $0
Black or African American 78 $33,091,000 $424,000 $1,565,000 $219,000 $3,755,000
Native Hawaiian or Other Pacific Islander 29 $11,278,000 $388,000 $1,170,000 $138,000 $525,000
American Indian or Alaskan Native 24 $7,610,000 $317,000 $1,324,000 $150,000 $766,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,290 $2,896,401,000 $547,000 $12,100,000 $221,000 $9,999,000
FHA-insured (Federal Housing Administration) 57 $13,282,000 $233,000 $739,000 $85,000 $227,000
VA-guaranteed (Veterans Administration) 1 $151,000 $151,000 $151,000 $86,000 $86,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,532 $1,711,907,000 $484,000 $11,300,000 $195,000 $9,999,000
Application Denied By Financial Institution 640 $388,920,000 $607,000 $12,100,000 $182,000 $3,050,000
Application Approved But Not Accepted 569 $497,708,000 $874,000 $7,500,000 $409,000 $9,152,000
Application Withdrawn By Applicant 309 $123,576,000 $399,000 $8,000,000 $161,000 $2,037,000
Loan Purchased By The Institution 171 $143,349,000 $838,000 $4,900,000 $416,000 $5,718,000
File Closed For Incompleteness 127 $44,374,000 $349,000 $2,075,000 $138,000 $536,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 289 $202,125,000 $699,000 $12,100,000 $200,000 $3,050,000
Debt-To-Income Ratio 125 $50,271,000 $402,000 $3,000,000 $96,000 $650,000
Other 121 $70,048,000 $578,000 $7,800,000 $226,000 $2,364,000
Credit History 53 $41,093,000 $775,000 $6,500,000 $221,000 $2,325,000
Unverifiable Information 28 $10,848,000 $387,000 $2,750,000 $106,000 $672,000
Insufficient Cash (Downpayment, Closing Cost) 17 $10,327,000 $607,000 $3,000,000 $230,000 $2,268,000
Employment History 6 $4,036,000 $672,000 $2,700,000 $93,000 $216,000
Credit Application Incomplete 1 $172,000 $172,000 $172,000 $77,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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