Axos Bank Mortgage Lending & HMDA Data, 2016

In 2016, Axos Bank of San Diego, CA reported 7,572 mortgage applications totaling $4.4 billion, up 21% from 2015. The average application was for $586,729, and applicants reported an average income of $233,931. 50% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (999), Anaheim-Santa Ana-Irvine, CA (472) and San Diego-Carlsbad, CA (442) (applications in parentheses).

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,572
Total Mortgage Loan Application Amount $4,442,719,000
Average Mortgage Loan Application Amount $586,729
Highest Mortgage Loan Application Amount $16,000,000
Average Applicant Income $233,931
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axos Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 999 $ 1,012,542,000 $ 1,013,555 $ 309,000
Orange, California 472 $ 461,949,000 $ 978,705 $ 364,000
San Diego, California 442 $ 295,405,000 $ 668,337 $ 217,000
Maricopa, Arizona 247 $ 103,807,000 $ 420,271 $ 174,000
Riverside, California 166 $ 69,485,000 $ 418,584 $ 158,000
Clark, Nevada 152 $ 49,563,000 $ 326,072 $ 174,000
Santa Clara, California 132 $ 113,439,000 $ 859,386 $ 245,000
King, Washington 121 $ 55,396,000 $ 457,818 $ 200,000
Miami-Dade, Florida 120 $ 158,813,000 $ 1,323,441 $ 935,000
Alameda, California 116 $ 73,816,000 $ 636,344 $ 193,000
Contra Costa, California 113 $ 74,536,000 $ 659,610 $ 202,000
San Bernardino, California 113 $ 45,452,000 $ 402,230 $ 124,000
New York, New York 95 $ 172,878,000 $ 1,819,768 $ 746,000
San Francisco, California 83 $ 103,064,000 $ 1,241,734 $ 173,000
Washington, Oregon 77 $ 19,477,000 $ 252,948 $ 113,000
Cook, Illinois 76 $ 29,699,000 $ 390,776 $ 99,000
Ventura, California 75 $ 58,248,000 $ 776,640 $ 283,000
San Mateo, California 74 $ 71,844,000 $ 970,864 $ 234,000
Broward, Florida 73 $ 41,962,000 $ 574,821 $ 285,000
Palm Beach, Florida 72 $ 67,917,000 $ 943,291 $ 608,000
Honolulu, Hawaii 62 $ 52,854,000 $ 852,483 $ 548,000
Sacramento, California 59 $ 17,339,000 $ 293,881 $ 109,000
Clark, Washington 58 $ 13,118,000 $ 226,172 $ 101,000
Snohomish, Washington 53 $ 24,350,000 $ 459,433 $ 138,000
Oakland, Michigan 52 $ 11,488,000 $ 220,923 $ 125,000
Santa Barbara, California 51 $ 93,759,000 $ 1,838,411 $ 645,000
Kings, New York 48 $ 42,093,000 $ 876,937 $ 246,000
Monterey, California 47 $ 34,896,000 $ 742,468 $ 267,000
Ada, Idaho 46 $ 11,110,000 $ 241,521 $ 112,000
Salt Lake, Utah 45 $ 13,500,000 $ 300,000 $ 100,000
Harris, Texas 43 $ 8,989,000 $ 209,046 $ 120,000
Marin, California 41 $ 47,378,000 $ 1,155,560 $ 317,000
Washoe, Nevada 41 $ 11,283,000 $ 275,195 $ 111,000
Multnomah, Oregon 40 $ 11,444,000 $ 286,100 $ 106,000
Nassau, New York 37 $ 25,316,000 $ 684,216 $ 237,000
San Joaquin, California 35 $ 11,018,000 $ 314,800 $ 122,000
Westchester, New York 35 $ 20,828,000 $ 595,085 $ 251,000
Tarrant, Texas 34 $ 6,989,000 $ 205,558 $ 130,000
Solano, California 32 $ 11,419,000 $ 356,843 $ 147,000
Jefferson, Colorado 32 $ 10,534,000 $ 329,187 $ 170,000
Fairfax, Virginia 32 $ 16,202,000 $ 506,312 $ 161,000
Fresno, California 31 $ 12,807,000 $ 413,129 $ 152,000
Stanislaus, California 31 $ 6,206,000 $ 200,193 $ 106,000
Maui, Hawaii 31 $ 33,718,000 $ 1,087,677 $ 500,000
Collin, Texas 31 $ 7,546,000 $ 243,419 $ 156,000
Pierce, Washington 31 $ 7,936,000 $ 256,000 $ 115,000
Fulton, Georgia 30 $ 14,010,000 $ 467,000 $ 310,000
Kern, California 29 $ 8,997,000 $ 310,241 $ 104,000
Placer, California 29 $ 15,166,000 $ 522,965 $ 210,000
Sonoma, California 29 $ 15,303,000 $ 527,689 $ 126,000
Queens, New York 29 $ 13,802,000 $ 475,931 $ 117,000
Suffolk, New York 29 $ 22,403,000 $ 772,517 $ 308,000
Hennepin, Minnesota 27 $ 7,542,000 $ 279,333 $ 147,000
Travis, Texas 27 $ 8,181,000 $ 303,000 $ 165,000
Fairfield, Connecticut 25 $ 13,589,000 $ 543,560 $ 188,000
Clackamas, Oregon 25 $ 8,190,000 $ 327,600 $ 456,000
Pima, Arizona 24 $ 6,343,000 $ 264,291 $ 103,000
Arapahoe, Colorado 23 $ 4,657,000 $ 202,478 $ 94,000
Dallas, Texas 23 $ 11,053,000 $ 480,565 $ 495,000
Marion, Oregon 22 $ 5,530,000 $ 251,363 $ 71,000
Fort Bend, Texas 22 $ 6,036,000 $ 274,363 $ 271,000
Santa Cruz, California 21 $ 11,346,000 $ 540,285 $ 162,000
Denver, Colorado 21 $ 5,342,000 $ 254,380 $ 134,000
Loudoun, Virginia 21 $ 6,780,000 $ 322,857 $ 132,000
San Luis Obispo, California 20 $ 7,845,000 $ 392,250 $ 147,000
Pinellas, Florida 20 $ 7,149,000 $ 357,450 $ 247,000
Utah, Utah 20 $ 4,771,000 $ 238,550 $ 111,000
Middlesex, New Jersey 19 $ 5,788,000 $ 304,631 $ 127,000
Bernalillo, New Mexico 19 $ 3,898,000 $ 205,157 $ 121,000
Deschutes, Oregon 19 $ 4,833,000 $ 254,368 $ 137,000
Denton, Texas 19 $ 3,770,000 $ 198,421 $ 131,000
Thurston, Washington 19 $ 3,620,000 $ 190,526 $ 127,000
Tulare, California 18 $ 5,463,000 $ 303,500 $ 112,000
DuPage, Illinois 17 $ 4,135,000 $ 243,235 $ 134,000
Ramsey, Minnesota 17 $ 3,443,000 $ 202,529 $ 114,000
Orange, Florida 16 $ 5,736,000 $ 358,500 $ 404,000
Forsyth, Georgia 16 $ 3,641,000 $ 227,562 $ 168,000
Montgomery, Maryland 16 $ 6,698,000 $ 418,625 $ 157,000
Bexar, Texas 16 $ 2,783,000 $ 173,937 $ 99,000
Douglas, Colorado 15 $ 4,696,000 $ 313,066 $ 135,000
Hillsborough, Florida 15 $ 5,209,000 $ 347,266 $ 189,000
DeKalb, Georgia 15 $ 3,283,000 $ 218,866 $ 131,000
Kootenai, Idaho 15 $ 3,542,000 $ 236,133 $ 114,000
Richmond, New York 15 $ 6,230,000 $ 415,333 $ 143,000
Wake, North Carolina 15 $ 3,312,000 $ 220,800 $ 107,000
Charleston, South Carolina 15 $ 4,764,000 $ 317,600 $ 154,000
Williamson, Texas 15 $ 3,349,000 $ 223,266 $ 136,000
Pinal, Arizona 14 $ 2,176,000 $ 155,428 $ 92,000
Yavapai, Arizona 14 $ 2,667,000 $ 190,500 $ 66,000
El Dorado, California 14 $ 5,963,000 $ 425,928 $ 225,000
District of Columbia, District Of Columbia 14 $ 7,133,000 $ 509,500 $ 172,000
Gwinnett, Georgia 14 $ 2,447,000 $ 174,785 $ 114,000
Canyon, Idaho 14 $ 2,310,000 $ 165,000 $ 91,000
Johnson, Kansas 14 $ 3,276,000 $ 234,000 $ 134,000
Middlesex, Massachusetts 14 $ 5,409,000 $ 386,357 $ 170,000
Kitsap, Washington 14 $ 3,929,000 $ 280,642 $ 127,000
Collier, Florida 13 $ 13,657,000 $ 1,050,538 $ 329,000
Wayne, Michigan 13 $ 2,158,000 $ 166,000 $ 99,000
Bergen, New Jersey 13 $ 6,358,000 $ 489,076 $ 366,000
Rockland, New York 13 $ 4,594,000 $ 353,384 $ 153,000
Summit, Utah 13 $ 6,193,000 $ 476,384 $ 433,000
Washington, Utah 13 $ 3,253,000 $ 250,230 $ 147,000
Spokane, Washington 13 $ 2,493,000 $ 191,769 $ 88,000
Yolo, California 12 $ 3,857,000 $ 321,416 $ 141,000
Adams, Colorado 12 $ 3,290,000 $ 274,166 $ 102,000
Boulder, Colorado 12 $ 2,853,000 $ 237,750 $ 88,000
Larimer, Colorado 12 $ 3,515,000 $ 292,916 $ 128,000
Weld, Colorado 12 $ 2,084,000 $ 173,666 $ 97,000
Cobb, Georgia 12 $ 2,636,000 $ 219,666 $ 114,000
Hawaii, Hawaii 12 $ 4,240,000 $ 353,333 $ 129,000
Cuyahoga, Ohio 12 $ 2,443,000 $ 203,583 $ 129,000
Franklin, Ohio 12 $ 2,001,000 $ 166,750 $ 124,000
Montgomery, Texas 12 $ 2,278,000 $ 189,833 $ 110,000
El Paso, Colorado 11 $ 2,837,000 $ 257,909 $ 104,000
Anne Arundel, Maryland 11 $ 2,962,000 $ 269,272 $ 118,000
Hudson, New Jersey 11 $ 5,327,000 $ 484,272 $ 230,000
Monmouth, New Jersey 11 $ 8,370,000 $ 760,909 $ 136,000
Shelby, Tennessee 11 $ 2,284,000 $ 207,636 $ 172,000
Anchorage, Alaska 10 $ 3,139,000 $ 313,900 $ 151,000
Merced, California 10 $ 2,388,000 $ 238,800 $ 193,000
New Haven, Connecticut 10 $ 2,652,000 $ 265,200 $ 132,000
Lee, Florida 10 $ 2,693,000 $ 269,300 $ 176,000
Macomb, Michigan 10 $ 1,512,000 $ 151,200 $ 86,000
Washtenaw, Michigan 10 $ 1,804,000 $ 180,400 $ 100,000
Jackson, Missouri 10 $ 1,917,000 $ 191,700 $ 86,000
Wood, Ohio 10 $ 1,406,000 $ 140,600 $ 61,000
Montgomery, Pennsylvania 10 $ 2,285,000 $ 228,500 $ 117,000
Prince William, Virginia 10 $ 2,585,000 $ 258,500 $ 144,000
Skagit, Washington 10 $ 1,790,000 $ 179,000 $ 119,000
Nevada, California 9 $ 3,627,000 $ 403,000 $ 260,000
Osceola, Florida 9 $ 1,686,000 $ 187,333 $ 122,000
Lake, Illinois 9 $ 2,374,000 $ 263,777 $ 190,000
Marion, Indiana 9 $ 1,382,000 $ 153,555 $ 139,000
Kalamazoo, Michigan 9 $ 1,519,000 $ 168,777 $ 93,000
Greenville, South Carolina 9 $ 1,344,000 $ 149,333 $ 100,000
Williamson, Tennessee 9 $ 2,474,000 $ 274,888 $ 112,000
Davis, Utah 9 $ 2,034,000 $ 226,000 $ 95,000
Hartford, Connecticut 8 $ 1,601,000 $ 200,125 $ 122,000
Twin Falls, Idaho 8 $ 1,058,000 $ 132,250 $ 54,000
Baltimore, Maryland 8 $ 1,792,000 $ 224,000 $ 151,000
Suffolk, Massachusetts 8 $ 9,841,000 $ 1,230,125 $ 516,000
Anoka, Minnesota 8 $ 1,536,000 $ 192,000 $ 137,000
Dakota, Minnesota 8 $ 2,410,000 $ 301,250 $ 172,000
Durham, North Carolina 8 $ 1,437,000 $ 179,625 $ 106,000
Polk, Oregon 8 $ 965,000 $ 120,625 $ 100,000
Horry, South Carolina 8 $ 1,540,000 $ 192,500 $ 111,000
El Paso, Texas 8 $ 684,000 $ 85,500 $ 113,000
Hidalgo, Texas 8 $ 1,287,000 $ 160,875 $ 84,000
Duval, Florida 7 $ 1,877,000 $ 268,142 $ 113,000
Polk, Florida 7 $ 1,838,000 $ 262,571 $ 132,000
Sarasota, Florida 7 $ 3,128,000 $ 446,857 $ 205,000
Kauai, Hawaii 7 $ 2,098,000 $ 299,714 $ 154,000
Will, Illinois 7 $ 1,617,000 $ 231,000 $ 169,000
Norfolk, Massachusetts 7 $ 3,168,000 $ 452,571 $ 214,000
Livingston, Michigan 7 $ 1,451,000 $ 207,285 $ 140,000
Ottawa, Michigan 7 $ 1,351,000 $ 193,000 $ 91,000
Douglas, Nevada 7 $ 1,476,000 $ 210,857 $ 102,000
Essex, New Jersey 7 $ 2,363,000 $ 337,571 $ 214,000
Mercer, New Jersey 7 $ 1,818,000 $ 259,714 $ 254,000
Morris, New Jersey 7 $ 2,814,000 $ 402,000 $ 182,000
Mecklenburg, North Carolina 7 $ 1,022,000 $ 146,000 $ 88,000
Union, North Carolina 7 $ 1,652,000 $ 236,000 $ 114,000
Allegheny, Pennsylvania 7 $ 987,000 $ 141,000 $ 88,000
Spartanburg, South Carolina 7 $ 1,305,000 $ 186,428 $ 101,000
Henrico, Virginia 7 $ 1,125,000 $ 160,714 $ 86,000
Jefferson, West Virginia 7 $ 1,626,000 $ 232,285 $ 123,000
Jefferson, Alabama 6 $ 1,648,000 $ 274,666 $ 156,000
Coconino, Arizona 6 $ 2,709,000 $ 451,500 $ 369,000
Humboldt, California 6 $ 1,179,000 $ 196,500 $ 73,000
Shasta, California 6 $ 3,173,000 $ 528,833 $ 47,000
St. Johns, Florida 6 $ 6,103,000 $ 1,017,166 $ 319,000
Volusia, Florida 6 $ 2,814,000 $ 469,000 $ 170,000
Cherokee, Georgia 6 $ 1,331,000 $ 221,833 $ 100,000
Kane, Illinois 6 $ 1,214,000 $ 202,333 $ 107,000
McHenry, Illinois 6 $ 981,000 $ 163,500 $ 109,000
East Baton Rouge, Louisiana 6 $ 1,371,000 $ 228,500 $ 165,000
Orleans, Louisiana 6 $ 1,118,000 $ 186,333 $ 169,000
Baltimore City, Maryland 6 $ 994,000 $ 165,666 $ 77,000
Washington, Minnesota 6 $ 2,258,000 $ 376,333 $ 135,000
Gallatin, Montana 6 $ 1,241,000 $ 206,833 $ 104,000
Sarpy, Nebraska 6 $ 1,134,000 $ 189,000 $ 116,000
Somerset, New Jersey 6 $ 2,580,000 $ 430,000 $ 451,000
Bronx, New York 6 $ 2,442,000 $ 407,000 $ 138,000
Montgomery, Ohio 6 $ 643,000 $ 107,166 $ 120,000
Summit, Ohio 6 $ 932,000 $ 155,333 $ 97,000
Jackson, Oregon 6 $ 1,345,000 $ 224,166 $ 66,000
Yamhill, Oregon 6 $ 2,529,000 $ 421,500 $ 222,000
Benton, Washington 6 $ 1,444,000 $ 240,666 $ 148,000
Montgomery, Alabama 5 $ 754,000 $ 150,800 $ 115,000
Shelby, Alabama 5 $ 1,173,000 $ 234,600 $ 152,000
Butte, California 5 $ 1,225,000 $ 245,000 $ 89,000
Imperial, California 5 $ 881,000 $ 176,200 $ 94,000
Napa, California 5 $ 2,777,000 $ 555,400 $ 231,000
Brevard, Florida 5 $ 1,561,000 $ 312,200 $ 52,000
Monroe, Florida 5 $ 3,624,000 $ 724,800 $ 572,000
Seminole, Florida 5 $ 1,096,000 $ 219,200 $ 109,000
Henry, Georgia 5 $ 617,000 $ 123,400 $ 157,000
Allen, Indiana 5 $ 855,000 $ 171,000 $ 81,000
Hamilton, Indiana 5 $ 1,075,000 $ 215,000 $ 132,000
Porter, Indiana 5 $ 1,095,000 $ 219,000 $ 141,000
Johnson, Iowa 5 $ 1,105,000 $ 221,000 $ 110,000
Sedgwick, Kansas 5 $ 843,000 $ 168,600 $ 142,000
Barnstable, Massachusetts 5 $ 3,273,000 $ 654,600 $ 223,000
Essex, Massachusetts 5 $ 2,035,000 $ 407,000 $ 182,000
Plymouth, Massachusetts 5 $ 878,000 $ 175,600 $ 76,000
St. Charles, Missouri 5 $ 759,000 $ 151,800 $ 78,000
Missoula, Montana 5 $ 943,000 $ 188,600 $ 112,000
Rockingham, New Hampshire 5 $ 1,811,000 $ 362,200 $ 320,000
Santa Fe, New Mexico 5 $ 1,802,000 $ 360,400 $ 133,000
Lorain, Ohio 5 $ 1,018,000 $ 203,600 $ 262,000
Benton, Oregon 5 $ 2,874,000 $ 574,800 $ 155,000
Lane, Oregon 5 $ 1,166,000 $ 233,200 $ 92,000
Knox, Tennessee 5 $ 1,251,000 $ 250,200 $ 88,000
Weber, Utah 5 $ 762,000 $ 152,400 $ 91,000
Chittenden, Vermont 5 $ 1,051,000 $ 210,200 $ 95,000
Arlington, Virginia 5 $ 1,552,000 $ 310,400 $ 140,000
Virginia Beach, Virginia 5 $ 1,411,000 $ 282,200 $ 109,000
Whatcom, Washington 5 $ 955,000 $ 191,000 $ 147,000
Lake, California 4 $ 1,636,000 $ 409,000 $ 322,000
Eagle, Colorado 4 $ 2,392,000 $ 598,000 $ 107,000
Garfield, Colorado 4 $ 887,000 $ 221,750 $ 91,000
Pitkin, Colorado 4 $ 8,845,000 $ 2,211,250 $ 5,121,000
Leon, Florida 4 $ 981,000 $ 245,250 $ 83,000
Manatee, Florida 4 $ 1,586,000 $ 396,500 $ 118,000
Okaloosa, Florida 4 $ 3,335,000 $ 833,750 $ 356,000
Pasco, Florida 4 $ 800,000 $ 200,000 $ 157,000
Chatham, Georgia 4 $ 1,877,000 $ 469,250 $ 263,000
Bonner, Idaho 4 $ 985,000 $ 246,250 $ 105,000
Delaware, Indiana 4 $ 776,000 $ 194,000 $ 450,000
Hendricks, Indiana 4 $ 424,000 $ 106,000 $ 79,000
Frederick, Maryland 4 $ 1,157,000 $ 289,250 $ 143,000
Grand Traverse, Michigan 4 $ 967,000 $ 241,750 $ 87,000
Kent, Michigan 4 $ 688,000 $ 172,000 $ 94,000
St. Louis, Missouri 4 $ 735,000 $ 183,750 $ 112,000
St. Louis City, Missouri 4 $ 629,000 $ 157,250 $ 181,000
Yellowstone, Montana 4 $ 833,000 $ 208,250 $ 88,000
Douglas, Nebraska 4 $ 906,000 $ 226,500 $ 115,000
Passaic, New Jersey 4 $ 919,000 $ 229,750 $ 111,000
Union, New Jersey 4 $ 1,587,000 $ 396,750 $ 173,000
Sandoval, New Mexico 4 $ 685,000 $ 171,250 $ 67,000
Erie, New York 4 $ 655,000 $ 163,750 $ 149,000
New Hanover, North Carolina 4 $ 935,000 $ 233,750 $ 100,000
Orange, North Carolina 4 $ 2,394,000 $ 598,500 $ 305,000
Tulsa, Oklahoma 4 $ 656,000 $ 164,000 $ 113,000
Lancaster, Pennsylvania 4 $ 1,008,000 $ 252,000 $ 122,000
Providence, Rhode Island 4 $ 647,000 $ 161,750 $ 82,000
Davidson, Tennessee 4 $ 796,000 $ 199,000 $ 65,000
Hamilton, Tennessee 4 $ 808,000 $ 202,000 $ 132,000
Ellis, Texas 4 $ 784,000 $ 196,000 $ 86,000
Island, Washington 4 $ 1,375,000 $ 343,750 $ 150,000
Navajo, Arizona 3 $ 557,000 $ 185,666 $ 89,000
Yuma, Arizona 3 $ 598,000 $ 199,333 $ 233,000
Calaveras, California 3 $ 646,000 $ 215,333 $ 174,000
Mono, California 3 $ 995,000 $ 331,666 $ 229,000
Park, Colorado 3 $ 699,000 $ 233,000 $ 94,000
Sussex, Delaware 3 $ 3,399,000 $ 1,133,000 $ 341,000
Charlotte, Florida 3 $ 379,000 $ 126,333 $ 125,000
Martin, Florida 3 $ 1,111,000 $ 370,333 $ 250,000
St. Lucie, Florida 3 $ 1,668,000 $ 556,000 $ 85,000
Paulding, Georgia 3 $ 409,000 $ 136,333 $ 45,000
Nez Perce, Idaho 3 $ 662,000 $ 220,666 $ 96,000
Tangipahoa, Louisiana 3 $ 583,000 $ 194,333 $ 102,000
Howard, Maryland 3 $ 1,772,000 $ 590,666 $ 167,000
Prince George's, Maryland 3 $ 933,000 $ 311,000 $ 244,000
Hampden, Massachusetts 3 $ 569,000 $ 189,666 $ 129,000
Allegan, Michigan 3 $ 505,000 $ 168,333 $ 97,000
Carver, Minnesota 3 $ 664,000 $ 221,333 $ 127,000
Custer, Montana 3 $ 225,000 $ 75,000 $ 74,000
Lewis and Clark, Montana 3 $ 458,000 $ 152,666 $ 105,000
Carson City, Nevada 3 $ 1,222,000 $ 407,333 $ 60,000
Lyon, Nevada 3 $ 855,000 $ 285,000 $ 66,000
Ocean, New Jersey 3 $ 1,052,000 $ 350,666 $ 115,000
Dona Ana, New Mexico 3 $ 645,000 $ 215,000 $ 99,000
Monroe, New York 3 $ 418,000 $ 139,333 $ 186,000
Orange, New York 3 $ 751,000 $ 250,333 $ 138,000
Otsego, New York 3 $ 281,000 $ 93,666 $ 124,000
Buncombe, North Carolina 3 $ 1,158,000 $ 386,000 $ 108,000
Guilford, North Carolina 3 $ 477,000 $ 159,000 $ 117,000
Lincoln, North Carolina 3 $ 2,540,000 $ 846,666 $ 352,000
Cass, North Dakota 3 $ 399,000 $ 133,000 $ 73,000
Butler, Ohio 3 $ 619,000 $ 206,333 $ 128,000
Clermont, Ohio 3 $ 656,000 $ 218,666 $ 149,000
Delaware, Ohio 3 $ 511,000 $ 170,333 $ 139,000
Oklahoma, Oklahoma 3 $ 1,343,000 $ 447,666 $ 73,000
Curry, Oregon 3 $ 731,000 $ 243,666 $ 93,000
Douglas, Oregon 3 $ 677,000 $ 225,666 $ 70,000
Hood River, Oregon 3 $ 706,000 $ 235,333 $ 117,000
Linn, Oregon 3 $ 532,000 $ 177,333 $ 142,000
Tillamook, Oregon 3 $ 502,000 $ 167,333 $ 78,000
Butler, Pennsylvania 3 $ 488,000 $ 162,666 $ 102,000
Chester, Pennsylvania 3 $ 1,089,000 $ 363,000 $ 106,000
Delaware, Pennsylvania 3 $ 958,000 $ 319,333 $ 134,000
Beaufort, South Carolina 3 $ 2,795,000 $ 931,666 $ 512,000
Berkeley, South Carolina 3 $ 924,000 $ 308,000 $ 160,000
Pickens, South Carolina 3 $ 411,000 $ 137,000 $ 70,000
Brazoria, Texas 3 $ 334,000 $ 111,333 $ 157,000
Rockwall, Texas 3 $ 1,519,000 $ 506,333 $ 347,000
Cache, Utah 3 $ 688,000 $ 229,333 $ 105,000
Richmond City, Virginia 3 $ 1,446,000 $ 482,000 $ 369,000
Cowlitz, Washington 3 $ 452,000 $ 150,666 $ 65,000
Lewis, Washington 3 $ 597,000 $ 199,000 $ 204,000
Brown, Wisconsin 3 $ 399,000 $ 133,000 $ 65,000
Dane, Wisconsin 3 $ 387,000 $ 129,000 $ 134,000
Autauga, Alabama 2 $ 100,000 $ 50,000 $ 109,000
Madison, Alabama 2 $ 281,000 $ 140,500 $ 76,000
Madera, California 2 $ 329,000 $ 164,500 $ 108,000
Modoc, California 2 $ 347,000 $ 173,500 $ 164,000
San Benito, California 2 $ 772,000 $ 386,000 $ 104,000
Lake, Colorado 2 $ 361,000 $ 180,500 $ 125,000
Summit, Colorado 2 $ 1,221,000 $ 610,500 $ 153,000
Teller, Colorado 2 $ 250,000 $ 125,000 $ 21,000
New Castle, Delaware 2 $ 638,000 $ 319,000 $ 180,000
Bay, Florida 2 $ 476,000 $ 238,000 $ 271,000
Lake, Florida 2 $ 425,000 $ 212,500 $ 57,000
Nassau, Florida 2 $ 306,000 $ 153,000 $ 80,000
Greene, Georgia 2 $ 500,000 $ 250,000 $ 62,000
Hall, Georgia 2 $ 329,000 $ 164,500 $ 107,000
Houston, Georgia 2 $ 352,000 $ 176,000 $ 66,000
Jackson, Georgia 2 $ 509,000 $ 254,500 $ 153,000
Walton, Georgia 2 $ 281,000 $ 140,500 $ 123,000
Bannock, Idaho 2 $ 300,000 $ 150,000 $ 467,000
Lemhi, Idaho 2 $ 300,000 $ 150,000 $ 90,000
Valley, Idaho 2 $ 1,543,000 $ 771,500 $ 191,000
Washington, Idaho 2 $ 278,000 $ 139,000 $ 94,000
Boone, Indiana 2 $ 585,000 $ 292,500 $ 178,000
Johnson, Indiana 2 $ 263,000 $ 131,500 $ 46,000
Lake, Indiana 2 $ 285,000 $ 142,500 $ 157,000
St. Joseph, Indiana 2 $ 265,000 $ 132,500 $ 118,000
Polk, Iowa 2 $ 222,000 $ 111,000 $ 135,000
Jefferson, Louisiana 2 $ 265,000 $ 132,500 $ 73,000
Lafayette, Louisiana 2 $ 295,000 $ 147,500 $ 69,000
St. Mary, Louisiana 2 $ 305,000 $ 152,500 $ 62,000
Penobscot, Maine 2 $ 222,000 $ 111,000 $ 189,000
Calvert, Maryland 2 $ 628,000 $ 314,000 $ 132,000
Washington, Maryland 2 $ 264,000 $ 132,000 $ 65,000
Ingham, Michigan 2 $ 270,000 $ 135,000 $ 67,000
Lapeer, Michigan 2 $ 480,000 $ 240,000 $ 138,000
Monroe, Michigan 2 $ 420,000 $ 210,000 $ 120,000
St. Clair, Michigan 2 $ 169,000 $ 84,500 $ 89,000
Becker, Minnesota 2 $ 213,000 $ 106,500 $ 61,000
Olmsted, Minnesota 2 $ 306,000 $ 153,000 $ 70,000
Rice, Minnesota 2 $ 293,000 $ 146,500 $ 64,000
Scott, Minnesota 2 $ 571,000 $ 285,500 $ 228,000
Cass, Missouri 2 $ 295,000 $ 147,500 $ 131,000
Jefferson, Missouri 2 $ 204,000 $ 102,000 $ 31,000
Platte, Missouri 2 $ 638,000 $ 319,000 $ 65,000
St. Francois, Missouri 2 $ 323,000 $ 161,500 $ 94,000
Beaverhead, Montana 2 $ 194,000 $ 97,000 $ 68,000
Jefferson, Montana 2 $ 418,000 $ 209,000 $ 94,000
Lincoln, Montana 2 $ 200,000 $ 100,000 $ 30,000
Lancaster, Nebraska 2 $ 396,000 $ 198,000 $ 132,000
Carroll, New Hampshire 2 $ 834,000 $ 417,000 $ 291,000
Hillsborough, New Hampshire 2 $ 344,000 $ 172,000 $ 157,000
Sussex, New Jersey 2 $ 399,000 $ 199,500 $ 143,000
Albany, New York 2 $ 864,000 $ 432,000 $ 44,000
Saratoga, New York 2 $ 957,000 $ 478,500 $ 282,000
Brunswick, North Carolina 2 $ 278,000 $ 139,000 $ 46,000
Carteret, North Carolina 2 $ 219,000 $ 109,500 $ 60,000
Forsyth, North Carolina 2 $ 444,000 $ 222,000 $ 101,000
Gaston, North Carolina 2 $ 605,000 $ 302,500 $ 81,000
Henderson, North Carolina 2 $ 439,000 $ 219,500 $ 166,000
Lake, Ohio 2 $ 166,000 $ 83,000 $ 106,000
Lucas, Ohio 2 $ 261,000 $ 130,500 $ 142,000
Warren, Ohio 2 $ 332,000 $ 166,000 $ 123,000
Garfield, Oklahoma 2 $ 211,000 $ 105,500 $ 81,000
Wagoner, Oklahoma 2 $ 178,000 $ 89,000 $ 42,000
Wasco, Oregon 2 $ 285,000 $ 142,500 $ 79,000
Bucks, Pennsylvania 2 $ 465,000 $ 232,500 $ 380,000
Philadelphia, Pennsylvania 2 $ 2,645,000 $ 1,322,500 $ 91,000
Georgetown, South Carolina 2 $ 284,000 $ 142,000 $ 91,000
Greenwood, South Carolina 2 $ 590,000 $ 295,000 $ 47,000
Lancaster, South Carolina 2 $ 373,000 $ 186,500 $ 146,000
McCormick, South Carolina 2 $ 174,000 $ 87,000 $ 116,000
Oconee, South Carolina 2 $ 180,000 $ 90,000 $ 58,000
Lincoln, South Dakota 2 $ 321,000 $ 160,500 $ 57,000
Meade, South Dakota 2 $ 200,000 $ 100,000 $ 47,000
Madison, Tennessee 2 $ 217,000 $ 108,500 $ 70,000
Comal, Texas 2 $ 696,000 $ 348,000 $ 145,000
Guadalupe, Texas 2 $ 336,000 $ 168,000 $ 244,000
Hays, Texas 2 $ 383,000 $ 191,500 $ 137,000
Hunt, Texas 2 $ 280,000 $ 140,000 $ 92,000
McLennan, Texas 2 $ 1,150,000 $ 575,000 $ 149,000
Presidio, Texas 2 $ 110,000 $ 55,000 $ 106,000
Wasatch, Utah 2 $ 887,000 $ 443,500 $ 165,000
Chesapeake, Virginia 2 $ 275,000 $ 137,500 $ 82,000
Shenandoah, Virginia 2 $ 418,000 $ 209,000 $ 176,000
Waynesboro, Virginia 2 $ 743,000 $ 371,500 $ 194,000
Chelan, Washington 2 $ 260,000 $ 130,000 $ 95,000
Douglas, Washington 2 $ 475,000 $ 237,500 $ 100,000
Franklin, Washington 2 $ 434,000 $ 217,000 $ 134,000
Lincoln, Washington 2 $ 320,000 $ 160,000 $ 113,000
Whitman, Washington 2 $ 924,000 $ 462,000 $ 88,000
Monongalia, West Virginia 2 $ 362,000 $ 181,000 $ 249,000
Kenosha, Wisconsin 2 $ 518,000 $ 259,000 $ 141,000
Milwaukee, Wisconsin 2 $ 369,000 $ 184,500 $ 159,000
Ozaukee, Wisconsin 2 $ 281,000 $ 140,500 $ 78,000
Waukesha, Wisconsin 2 $ 448,000 $ 224,000 $ 128,000
Winnebago, Wisconsin 2 $ 462,000 $ 231,000 $ 109,000
Baldwin, Alabama 1 $ 180,000 $ 180,000 $ 190,000
Calhoun, Alabama 1 $ 68,000 $ 68,000 $ 105,000
Lawrence, Alabama 1 $ 208,000 $ 208,000 $ 59,000
Marshall, Alabama 1 $ 360,000 $ 360,000 $ 138,000
Mobile, Alabama 1 $ 80,000 $ 80,000 $ 60,000
Juneau, Alaska 1 $ 244,000 $ 244,000 $ 125,000
Gila, Arizona 1 $ 84,000 $ 84,000 $ 111,000
La Paz, Arizona 1 $ 80,000 $ 80,000 $ 34,000
Mohave, Arizona 1 $ 150,000 $ 150,000 $ 150,000
Benton, Arkansas 1 $ 395,000 $ 395,000 $ 159,000
Boone, Arkansas 1 $ 61,000 $ 61,000 $ 69,000
Poinsett, Arkansas 1 $ 110,000 $ 110,000 $ 852,000
Amador, California 1 $ 320,000 $ 320,000 $ 223,000
Del Norte, California 1 $ 236,000 $ 236,000 $ 136,000
Inyo, California 1 $ 279,000 $ 279,000 $ 114,000
Mendocino, California 1 $ 529,000 $ 529,000 $ 146,000
Sutter, California 1 $ 500,000 $ 500,000 $ 0
Tuolumne, California 1 $ 235,000 $ 235,000 $ 69,000
Broomfield, Colorado 1 $ 414,000 $ 414,000 $ 180,000
Clear Creek, Colorado 1 $ 250,000 $ 250,000 $ 0
Fremont, Colorado 1 $ 255,000 $ 255,000 $ 113,000
Grand, Colorado 1 $ 150,000 $ 150,000 $ 168,000
Gunnison, Colorado 1 $ 813,000 $ 813,000 $ 2,000,000
Mesa, Colorado 1 $ 228,000 $ 228,000 $ 196,000
Montrose, Colorado 1 $ 189,000 $ 189,000 $ 62,000
Pueblo, Colorado 1 $ 152,000 $ 152,000 $ 209,000
San Miguel, Colorado 1 $ 813,000 $ 813,000 $ 338,000
Middlesex, Connecticut 1 $ 665,000 $ 665,000 $ 304,000
Alachua, Florida 1 $ 508,000 $ 508,000 $ 130,000
Flagler, Florida 1 $ 122,000 $ 122,000 $ 73,000
Franklin, Florida 1 $ 385,000 $ 385,000 $ 520,000
Gadsden, Florida 1 $ 150,000 $ 150,000 $ 107,000
Hendry, Florida 1 $ 64,000 $ 64,000 $ 58,000
Sumter, Florida 1 $ 153,000 $ 153,000 $ 163,000
Walton, Florida 1 $ 98,000 $ 98,000 $ 109,000
Bartow, Georgia 1 $ 114,000 $ 114,000 $ 65,000
Berrien, Georgia 1 $ 104,000 $ 104,000 $ 23,000
Bulloch, Georgia 1 $ 261,000 $ 261,000 $ 149,000
Camden, Georgia 1 $ 102,000 $ 102,000 $ 56,000
Catoosa, Georgia 1 $ 205,000 $ 205,000 $ 165,000
Clarke, Georgia 1 $ 156,000 $ 156,000 $ 66,000
Clayton, Georgia 1 $ 72,000 $ 72,000 $ 216,000
Coweta, Georgia 1 $ 125,000 $ 125,000 $ 98,000
Dawson, Georgia 1 $ 140,000 $ 140,000 $ 99,000
Dooly, Georgia 1 $ 106,000 $ 106,000 $ 66,000
Effingham, Georgia 1 $ 105,000 $ 105,000 $ 125,000
Fayette, Georgia 1 $ 129,000 $ 129,000 $ 103,000
Liberty, Georgia 1 $ 275,000 $ 275,000 $ 96,000
Lumpkin, Georgia 1 $ 190,000 $ 190,000 $ 109,000
Newton, Georgia 1 $ 79,000 $ 79,000 $ 60,000
Pickens, Georgia 1 $ 140,000 $ 140,000 $ 44,000
Spalding, Georgia 1 $ 199,000 $ 199,000 $ 110,000
Towns, Georgia 1 $ 167,000 $ 167,000 $ 150,000
Union, Georgia 1 $ 160,000 $ 160,000 $ 70,000
Walker, Georgia 1 $ 50,000 $ 50,000 $ 56,000
White, Georgia 1 $ 125,000 $ 125,000 $ 85,000
Bonneville, Idaho 1 $ 616,000 $ 616,000 $ 136,000
Elmore, Idaho 1 $ 113,000 $ 113,000 $ 130,000
Owyhee, Idaho 1 $ 122,000 $ 122,000 $ 42,000
Teton, Idaho 1 $ 288,000 $ 288,000 $ 131,000
Jackson, Illinois 1 $ 171,000 $ 171,000 $ 179,000
Kankakee, Illinois 1 $ 110,000 $ 110,000 $ 70,000
Madison, Illinois 1 $ 355,000 $ 355,000 $ 237,000
McLean, Illinois 1 $ 333,000 $ 333,000 $ 107,000
Vermilion, Illinois 1 $ 152,000 $ 152,000 $ 115,000
Woodford, Illinois 1 $ 120,000 $ 120,000 $ 148,000
Steuben, Indiana 1 $ 395,000 $ 395,000 $ 347,000
White, Indiana 1 $ 145,000 $ 145,000 $ 66,000
Boone, Iowa 1 $ 244,000 $ 244,000 $ 89,000
Dallas, Iowa 1 $ 240,000 $ 240,000 $ 109,000
Louisa, Iowa 1 $ 55,000 $ 55,000 $ 37,000
Marion, Iowa 1 $ 145,000 $ 145,000 $ 145,000
Pottawattamie, Iowa 1 $ 50,000 $ 50,000 $ 47,000
Bourbon, Kansas 1 $ 52,000 $ 52,000 $ 62,000
Riley, Kansas 1 $ 230,000 $ 230,000 $ 196,000
Bell, Kentucky 1 $ 244,000 $ 244,000 $ 54,000
Boone, Kentucky 1 $ 116,000 $ 116,000 $ 696,000
Fayette, Kentucky 1 $ 310,000 $ 310,000 $ 133,000
Franklin, Kentucky 1 $ 167,000 $ 167,000 $ 70,000
Jefferson, Kentucky 1 $ 180,000 $ 180,000 $ 99,000
Oldham, Kentucky 1 $ 240,000 $ 240,000 $ 145,000
St. Bernard, Louisiana 1 $ 71,000 $ 71,000 $ 64,000
St. Landry, Louisiana 1 $ 85,000 $ 85,000 $ 101,000
St. Tammany, Louisiana 1 $ 124,000 $ 124,000 $ 189,000
West Feliciana, Louisiana 1 $ 1,000,000 $ 1,000,000 $ 204,000
Kennebec, Maine 1 $ 156,000 $ 156,000 $ 87,000
Oxford, Maine 1 $ 71,000 $ 71,000 $ 81,000
York, Maine 1 $ 840,000 $ 840,000 $ 673,000
Carroll, Maryland 1 $ 200,000 $ 200,000 $ 121,000
Cecil, Maryland 1 $ 329,000 $ 329,000 $ 180,000
Garrett, Maryland 1 $ 224,000 $ 224,000 $ 230,000
St. Mary's, Maryland 1 $ 198,000 $ 198,000 $ 81,000
Talbot, Maryland 1 $ 750,000 $ 750,000 $ 1,105,000
Worcester, Maryland 1 $ 275,000 $ 275,000 $ 302,000
Berkshire, Massachusetts 1 $ 560,000 $ 560,000 $ 0
Dukes, Massachusetts 1 $ 571,000 $ 571,000 $ 182,000
Nantucket, Massachusetts 1 $ 2,000,000 $ 2,000,000 $ 4,263,000
Barry, Michigan 1 $ 167,000 $ 167,000 $ 128,000
Bay, Michigan 1 $ 104,000 $ 104,000 $ 46,000
Berrien, Michigan 1 $ 200,000 $ 200,000 $ 60,000
Clare, Michigan 1 $ 177,000 $ 177,000 $ 131,000
Clinton, Michigan 1 $ 222,000 $ 222,000 $ 252,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,456 $2,263,276,000 $507,000 $16,000,000 $203,000 $9,999,000
Home Purchase 2,081 $1,582,922,000 $760,000 $13,000,000 $325,000 $9,999,000
Home Improvement 1,035 $596,521,000 $576,000 $10,000,000 $184,000 $6,425,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,779 $2,335,635,000 $618,000 $15,000,000 $248,000 $9,999,000
Not Provided 1,838 $899,992,000 $489,000 $10,000,000 $211,000 $7,666,000
Asian 942 $565,649,000 $600,000 $16,000,000 $274,000 $9,999,000
Hispanic 561 $259,168,000 $461,000 $6,000,000 $247,000 $6,206,000
Not applicable 197 $254,500,000 $1,291,000 $13,000,000 $2,000 $212,000
Black or African American 158 $80,423,000 $509,000 $5,200,000 $193,000 $2,400,000
Native Hawaiin or Other Pacific Islander 54 $27,711,000 $513,000 $3,300,000 $193,000 $2,592,000
American Indian or Alaskan Native 43 $19,641,000 $456,000 $2,000,000 $223,000 $2,693,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,442 $4,411,552,000 $592,000 $16,000,000 $236,000 $9,999,000
FHA-insured (Federal Housing Administration) 98 $23,660,000 $241,000 $597,000 $106,000 $482,000
VA-guaranteed (Veterans Administration) 32 $7,507,000 $234,000 $527,000 $95,000 $246,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,791 $2,234,397,000 $589,000 $13,000,000 $210,000 $9,999,000
Application Withdrawn By Applicant 1,486 $787,029,000 $529,000 $16,000,000 $263,000 $9,999,000
Application Denied By Financial Institution 987 $663,889,000 $672,000 $15,000,000 $239,000 $9,999,000
File Closed For Incompleteness 967 $448,148,000 $463,000 $7,500,000 $227,000 $6,446,000
Loan Purchased By The Institution 252 $250,030,000 $992,000 $7,000,000 $392,000 $4,056,000
Application Approved But Not Accepted 69 $52,778,000 $764,000 $3,642,000 $394,000 $6,770,000
Preapproval Denied by Financial Institution 20 $6,448,000 $322,000 $700,000 $65,000 $123,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 386 $213,380,000 $552,000 $5,000,000 $116,000 $1,132,000
Collateral 282 $267,310,000 $947,000 $14,000,000 $342,000 $9,999,000
Credit History 111 $60,907,000 $548,000 $6,149,000 $146,000 $1,000,000
Unverifiable Information 100 $28,525,000 $285,000 $1,550,000 $159,000 $2,693,000
Other 90 $86,244,000 $958,000 $15,000,000 $658,000 $6,206,000
Insufficient Cash (Downpayment, Closing Cost) 23 $10,450,000 $454,000 $1,610,000 $129,000 $365,000
Employment History 13 $2,736,000 $210,000 $417,000 $88,000 $235,000
Mortgage Insurance Denied 2 $785,000 $392,000 $527,000 $137,000 $184,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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