Axos Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Axos Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,572
Total Mortgage Loan Application Amount $4,442,719,000
Average Mortgage Loan Application Amount $614,333
Highest Mortgage Loan Application Amount $16,000,000
Average Applicant Income $237,333
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Axos Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Axos Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Axos Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Axos Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Axos Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Axos Bank's mortgage activity for 2016.

Mortgage Loan Application Totals for Axos Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 999 $ 1,012,542,000 $ 1,013,000 $ 309,000
Orange County California 472 $ 461,949,000 $ 978,000 $ 364,000
San Diego County California 442 $ 295,405,000 $ 668,000 $ 217,000
Maricopa County Arizona 247 $ 103,807,000 $ 420,000 $ 174,000
Riverside County California 166 $ 69,485,000 $ 418,000 $ 158,000
Clark County Nevada 152 $ 49,563,000 $ 326,000 $ 174,000
Santa Clara County California 132 $ 113,439,000 $ 859,000 $ 245,000
King County Washington 121 $ 55,396,000 $ 457,000 $ 200,000
Miami-Dade County Florida 120 $ 158,813,000 $ 1,323,000 $ 935,000
Alameda County California 116 $ 73,816,000 $ 636,000 $ 193,000
Contra Costa County California 113 $ 74,536,000 $ 659,000 $ 202,000
San Bernardino County California 113 $ 45,452,000 $ 402,000 $ 124,000
New York County New York 95 $ 172,878,000 $ 1,819,000 $ 746,000
San Francisco County California 83 $ 103,064,000 $ 1,241,000 $ 173,000
Washington County Oregon 77 $ 19,477,000 $ 252,000 $ 113,000
Cook County Illinois 76 $ 29,699,000 $ 390,000 $ 99,000
Ventura County California 75 $ 58,248,000 $ 776,000 $ 283,000
San Mateo County California 74 $ 71,844,000 $ 970,000 $ 234,000
Broward County Florida 73 $ 41,962,000 $ 574,000 $ 285,000
Palm Beach County Florida 72 $ 67,917,000 $ 943,000 $ 608,000
Honolulu County Hawaii 62 $ 52,854,000 $ 852,000 $ 548,000
Sacramento County California 59 $ 17,339,000 $ 293,000 $ 109,000
Clark County Washington 58 $ 13,118,000 $ 226,000 $ 101,000
Snohomish County Washington 53 $ 24,350,000 $ 459,000 $ 138,000
Oakland County Michigan 52 $ 11,488,000 $ 220,000 $ 125,000
Santa Barbara County California 51 $ 93,759,000 $ 1,838,000 $ 645,000
Kings County New York 48 $ 42,093,000 $ 876,000 $ 246,000
Monterey County California 47 $ 34,896,000 $ 742,000 $ 267,000
Ada County Idaho 46 $ 11,110,000 $ 241,000 $ 112,000
Salt Lake County Utah 45 $ 13,500,000 $ 300,000 $ 100,000
Harris County Texas 43 $ 8,989,000 $ 209,000 $ 120,000
Marin County California 41 $ 47,378,000 $ 1,155,000 $ 317,000
Washoe County Nevada 41 $ 11,283,000 $ 275,000 $ 111,000
Multnomah County Oregon 40 $ 11,444,000 $ 286,000 $ 106,000
Nassau County New York 37 $ 25,316,000 $ 684,000 $ 237,000
San Joaquin County California 35 $ 11,018,000 $ 314,000 $ 122,000
Westchester County New York 35 $ 20,828,000 $ 595,000 $ 251,000
Tarrant County Texas 34 $ 6,989,000 $ 205,000 $ 130,000
Solano County California 32 $ 11,419,000 $ 356,000 $ 147,000
Jefferson County Colorado 32 $ 10,534,000 $ 329,000 $ 170,000
Fairfax County Virginia 32 $ 16,202,000 $ 506,000 $ 161,000
Fresno County California 31 $ 12,807,000 $ 413,000 $ 152,000
Stanislaus County California 31 $ 6,206,000 $ 200,000 $ 106,000
Maui County Hawaii 31 $ 33,718,000 $ 1,087,000 $ 500,000
Collin County Texas 31 $ 7,546,000 $ 243,000 $ 156,000
Pierce County Washington 31 $ 7,936,000 $ 256,000 $ 115,000
Fulton County Georgia 30 $ 14,010,000 $ 467,000 $ 310,000
Kern County California 29 $ 8,997,000 $ 310,000 $ 104,000
Placer County California 29 $ 15,166,000 $ 522,000 $ 210,000
Sonoma County California 29 $ 15,303,000 $ 527,000 $ 126,000
Queens County New York 29 $ 13,802,000 $ 475,000 $ 117,000
Suffolk County New York 29 $ 22,403,000 $ 772,000 $ 308,000
Hennepin County Minnesota 27 $ 7,542,000 $ 279,000 $ 147,000
Travis County Texas 27 $ 8,181,000 $ 303,000 $ 165,000
Fairfield County Connecticut 25 $ 13,589,000 $ 543,000 $ 188,000
Clackamas County Oregon 25 $ 8,190,000 $ 327,000 $ 456,000
Pima County Arizona 24 $ 6,343,000 $ 264,000 $ 103,000
Arapahoe County Colorado 23 $ 4,657,000 $ 202,000 $ 94,000
Dallas County Texas 23 $ 11,053,000 $ 480,000 $ 495,000
Marion County Oregon 22 $ 5,530,000 $ 251,000 $ 71,000
Fort Bend County Texas 22 $ 6,036,000 $ 274,000 $ 271,000
Santa Cruz County California 21 $ 11,346,000 $ 540,000 $ 162,000
Denver County Colorado 21 $ 5,342,000 $ 254,000 $ 134,000
Loudoun County Virginia 21 $ 6,780,000 $ 322,000 $ 132,000
San Luis Obispo County California 20 $ 7,845,000 $ 392,000 $ 147,000
Pinellas County Florida 20 $ 7,149,000 $ 357,000 $ 247,000
Utah County Utah 20 $ 4,771,000 $ 238,000 $ 111,000
Middlesex County New Jersey 19 $ 5,788,000 $ 304,000 $ 127,000
Bernalillo County New Mexico 19 $ 3,898,000 $ 205,000 $ 121,000
Deschutes County Oregon 19 $ 4,833,000 $ 254,000 $ 137,000
Denton County Texas 19 $ 3,770,000 $ 198,000 $ 131,000
Thurston County Washington 19 $ 3,620,000 $ 190,000 $ 127,000
Tulare County California 18 $ 5,463,000 $ 303,000 $ 112,000
DuPage County Illinois 17 $ 4,135,000 $ 243,000 $ 134,000
Ramsey County Minnesota 17 $ 3,443,000 $ 202,000 $ 114,000
Orange County Florida 16 $ 5,736,000 $ 358,000 $ 404,000
Forsyth County Georgia 16 $ 3,641,000 $ 227,000 $ 168,000
Montgomery County Maryland 16 $ 6,698,000 $ 418,000 $ 157,000
Bexar County Texas 16 $ 2,783,000 $ 173,000 $ 99,000
Douglas County Colorado 15 $ 4,696,000 $ 313,000 $ 135,000
Hillsborough County Florida 15 $ 5,209,000 $ 347,000 $ 189,000
DeKalb County Georgia 15 $ 3,283,000 $ 218,000 $ 131,000
Kootenai County Idaho 15 $ 3,542,000 $ 236,000 $ 114,000
Richmond County New York 15 $ 6,230,000 $ 415,000 $ 143,000
Wake County North Carolina 15 $ 3,312,000 $ 220,000 $ 107,000
Charleston County South Carolina 15 $ 4,764,000 $ 317,000 $ 154,000
Williamson County Texas 15 $ 3,349,000 $ 223,000 $ 136,000
Pinal County Arizona 14 $ 2,176,000 $ 155,000 $ 92,000
Yavapai County Arizona 14 $ 2,667,000 $ 190,000 $ 66,000
El Dorado County California 14 $ 5,963,000 $ 425,000 $ 225,000
District of Columbia County District Of Columbia 14 $ 7,133,000 $ 509,000 $ 172,000
Gwinnett County Georgia 14 $ 2,447,000 $ 174,000 $ 114,000
Canyon County Idaho 14 $ 2,310,000 $ 165,000 $ 91,000
Johnson County Kansas 14 $ 3,276,000 $ 234,000 $ 134,000
Middlesex County Massachusetts 14 $ 5,409,000 $ 386,000 $ 170,000
Kitsap County Washington 14 $ 3,929,000 $ 280,000 $ 127,000
Collier County Florida 13 $ 13,657,000 $ 1,050,000 $ 329,000
Wayne County Michigan 13 $ 2,158,000 $ 166,000 $ 99,000
Bergen County New Jersey 13 $ 6,358,000 $ 489,000 $ 366,000
Rockland County New York 13 $ 4,594,000 $ 353,000 $ 153,000
Summit County Utah 13 $ 6,193,000 $ 476,000 $ 433,000
Washington County Utah 13 $ 3,253,000 $ 250,000 $ 147,000
Spokane County Washington 13 $ 2,493,000 $ 191,000 $ 88,000
Yolo County California 12 $ 3,857,000 $ 321,000 $ 141,000
Adams County Colorado 12 $ 3,290,000 $ 274,000 $ 102,000
Boulder County Colorado 12 $ 2,853,000 $ 237,000 $ 88,000
Larimer County Colorado 12 $ 3,515,000 $ 292,000 $ 128,000
Weld County Colorado 12 $ 2,084,000 $ 173,000 $ 97,000
Cobb County Georgia 12 $ 2,636,000 $ 219,000 $ 114,000
Hawaii County Hawaii 12 $ 4,240,000 $ 353,000 $ 129,000
Cuyahoga County Ohio 12 $ 2,443,000 $ 203,000 $ 129,000
Franklin County Ohio 12 $ 2,001,000 $ 166,000 $ 124,000
Montgomery County Texas 12 $ 2,278,000 $ 189,000 $ 110,000
El Paso County Colorado 11 $ 2,837,000 $ 257,000 $ 104,000
Anne Arundel County Maryland 11 $ 2,962,000 $ 269,000 $ 118,000
Hudson County New Jersey 11 $ 5,327,000 $ 484,000 $ 230,000
Monmouth County New Jersey 11 $ 8,370,000 $ 760,000 $ 136,000
Shelby County Tennessee 11 $ 2,284,000 $ 207,000 $ 172,000
Anchorage County Alaska 10 $ 3,139,000 $ 313,000 $ 151,000
Merced County California 10 $ 2,388,000 $ 238,000 $ 193,000
New Haven County Connecticut 10 $ 2,652,000 $ 265,000 $ 132,000
Lee County Florida 10 $ 2,693,000 $ 269,000 $ 176,000
Macomb County Michigan 10 $ 1,512,000 $ 151,000 $ 86,000
Washtenaw County Michigan 10 $ 1,804,000 $ 180,000 $ 100,000
Jackson County Missouri 10 $ 1,917,000 $ 191,000 $ 86,000
Wood County Ohio 10 $ 1,406,000 $ 140,000 $ 61,000
Montgomery County Pennsylvania 10 $ 2,285,000 $ 228,000 $ 117,000
Prince William County Virginia 10 $ 2,585,000 $ 258,000 $ 144,000
Skagit County Washington 10 $ 1,790,000 $ 179,000 $ 119,000
Nevada County California 9 $ 3,627,000 $ 403,000 $ 260,000
Osceola County Florida 9 $ 1,686,000 $ 187,000 $ 122,000
Lake County Illinois 9 $ 2,374,000 $ 263,000 $ 190,000
Marion County Indiana 9 $ 1,382,000 $ 153,000 $ 139,000
Kalamazoo County Michigan 9 $ 1,519,000 $ 168,000 $ 93,000
Greenville County South Carolina 9 $ 1,344,000 $ 149,000 $ 100,000
Williamson County Tennessee 9 $ 2,474,000 $ 274,000 $ 112,000
Davis County Utah 9 $ 2,034,000 $ 226,000 $ 95,000
Hartford County Connecticut 8 $ 1,601,000 $ 200,000 $ 122,000
Twin Falls County Idaho 8 $ 1,058,000 $ 132,000 $ 54,000
Baltimore County Maryland 8 $ 1,792,000 $ 224,000 $ 151,000
Suffolk County Massachusetts 8 $ 9,841,000 $ 1,230,000 $ 516,000
Anoka County Minnesota 8 $ 1,536,000 $ 192,000 $ 137,000
Dakota County Minnesota 8 $ 2,410,000 $ 301,000 $ 172,000
Durham County North Carolina 8 $ 1,437,000 $ 179,000 $ 106,000
Polk County Oregon 8 $ 965,000 $ 120,000 $ 100,000
Horry County South Carolina 8 $ 1,540,000 $ 192,000 $ 111,000
El Paso County Texas 8 $ 684,000 $ 85,000 $ 113,000
Hidalgo County Texas 8 $ 1,287,000 $ 160,000 $ 84,000
Duval County Florida 7 $ 1,877,000 $ 268,000 $ 113,000
Polk County Florida 7 $ 1,838,000 $ 262,000 $ 132,000
Sarasota County Florida 7 $ 3,128,000 $ 446,000 $ 205,000
Kauai County Hawaii 7 $ 2,098,000 $ 299,000 $ 154,000
Will County Illinois 7 $ 1,617,000 $ 231,000 $ 169,000
Norfolk County Massachusetts 7 $ 3,168,000 $ 452,000 $ 214,000
Livingston County Michigan 7 $ 1,451,000 $ 207,000 $ 140,000
Ottawa County Michigan 7 $ 1,351,000 $ 193,000 $ 91,000
Douglas County Nevada 7 $ 1,476,000 $ 210,000 $ 102,000
Essex County New Jersey 7 $ 2,363,000 $ 337,000 $ 214,000
Mercer County New Jersey 7 $ 1,818,000 $ 259,000 $ 254,000
Morris County New Jersey 7 $ 2,814,000 $ 402,000 $ 182,000
Mecklenburg County North Carolina 7 $ 1,022,000 $ 146,000 $ 88,000
Union County North Carolina 7 $ 1,652,000 $ 236,000 $ 114,000
Allegheny County Pennsylvania 7 $ 987,000 $ 141,000 $ 88,000
Spartanburg County South Carolina 7 $ 1,305,000 $ 186,000 $ 101,000
Henrico County Virginia 7 $ 1,125,000 $ 160,000 $ 86,000
Jefferson County West Virginia 7 $ 1,626,000 $ 232,000 $ 123,000
Jefferson County Alabama 6 $ 1,648,000 $ 274,000 $ 156,000
Coconino County Arizona 6 $ 2,709,000 $ 451,000 $ 369,000
Humboldt County California 6 $ 1,179,000 $ 196,000 $ 73,000
Shasta County California 6 $ 3,173,000 $ 528,000 $ 47,000
St. Johns County Florida 6 $ 6,103,000 $ 1,017,000 $ 319,000
Volusia County Florida 6 $ 2,814,000 $ 469,000 $ 170,000
Cherokee County Georgia 6 $ 1,331,000 $ 221,000 $ 100,000
Kane County Illinois 6 $ 1,214,000 $ 202,000 $ 107,000
McHenry County Illinois 6 $ 981,000 $ 163,000 $ 109,000
East Baton Rouge County Louisiana 6 $ 1,371,000 $ 228,000 $ 165,000
Orleans County Louisiana 6 $ 1,118,000 $ 186,000 $ 169,000
Baltimore City County Maryland 6 $ 994,000 $ 165,000 $ 77,000
Washington County Minnesota 6 $ 2,258,000 $ 376,000 $ 135,000
Gallatin County Montana 6 $ 1,241,000 $ 206,000 $ 104,000
Sarpy County Nebraska 6 $ 1,134,000 $ 189,000 $ 116,000
Somerset County New Jersey 6 $ 2,580,000 $ 430,000 $ 451,000
Bronx County New York 6 $ 2,442,000 $ 407,000 $ 138,000
Montgomery County Ohio 6 $ 643,000 $ 107,000 $ 120,000
Summit County Ohio 6 $ 932,000 $ 155,000 $ 97,000
Jackson County Oregon 6 $ 1,345,000 $ 224,000 $ 66,000
Yamhill County Oregon 6 $ 2,529,000 $ 421,000 $ 222,000
Benton County Washington 6 $ 1,444,000 $ 240,000 $ 148,000
Montgomery County Alabama 5 $ 754,000 $ 150,000 $ 115,000
Shelby County Alabama 5 $ 1,173,000 $ 234,000 $ 152,000
Butte County California 5 $ 1,225,000 $ 245,000 $ 89,000
Imperial County California 5 $ 881,000 $ 176,000 $ 94,000
Napa County California 5 $ 2,777,000 $ 555,000 $ 231,000
Brevard County Florida 5 $ 1,561,000 $ 312,000 $ 52,000
Monroe County Florida 5 $ 3,624,000 $ 724,000 $ 572,000
Seminole County Florida 5 $ 1,096,000 $ 219,000 $ 109,000
Henry County Georgia 5 $ 617,000 $ 123,000 $ 157,000
Allen County Indiana 5 $ 855,000 $ 171,000 $ 81,000
Hamilton County Indiana 5 $ 1,075,000 $ 215,000 $ 132,000
Porter County Indiana 5 $ 1,095,000 $ 219,000 $ 141,000
Johnson County Iowa 5 $ 1,105,000 $ 221,000 $ 110,000
Sedgwick County Kansas 5 $ 843,000 $ 168,000 $ 142,000
Barnstable County Massachusetts 5 $ 3,273,000 $ 654,000 $ 223,000
Essex County Massachusetts 5 $ 2,035,000 $ 407,000 $ 182,000
Plymouth County Massachusetts 5 $ 878,000 $ 175,000 $ 76,000
St. Charles County Missouri 5 $ 759,000 $ 151,000 $ 78,000
Missoula County Montana 5 $ 943,000 $ 188,000 $ 112,000
Rockingham County New Hampshire 5 $ 1,811,000 $ 362,000 $ 320,000
Santa Fe County New Mexico 5 $ 1,802,000 $ 360,000 $ 133,000
Lorain County Ohio 5 $ 1,018,000 $ 203,000 $ 262,000
Benton County Oregon 5 $ 2,874,000 $ 574,000 $ 155,000
Lane County Oregon 5 $ 1,166,000 $ 233,000 $ 92,000
Knox County Tennessee 5 $ 1,251,000 $ 250,000 $ 88,000
Weber County Utah 5 $ 762,000 $ 152,000 $ 91,000
Chittenden County Vermont 5 $ 1,051,000 $ 210,000 $ 95,000
Arlington County Virginia 5 $ 1,552,000 $ 310,000 $ 140,000
Virginia Beach County Virginia 5 $ 1,411,000 $ 282,000 $ 109,000
Whatcom County Washington 5 $ 955,000 $ 191,000 $ 147,000
Lake County California 4 $ 1,636,000 $ 409,000 $ 322,000
Eagle County Colorado 4 $ 2,392,000 $ 598,000 $ 107,000
Garfield County Colorado 4 $ 887,000 $ 221,000 $ 91,000
Pitkin County Colorado 4 $ 8,845,000 $ 2,211,000 $ 5,121,000
Leon County Florida 4 $ 981,000 $ 245,000 $ 83,000
Manatee County Florida 4 $ 1,586,000 $ 396,000 $ 118,000
Okaloosa County Florida 4 $ 3,335,000 $ 833,000 $ 356,000
Pasco County Florida 4 $ 800,000 $ 200,000 $ 157,000
Chatham County Georgia 4 $ 1,877,000 $ 469,000 $ 263,000
Bonner County Idaho 4 $ 985,000 $ 246,000 $ 105,000
Delaware County Indiana 4 $ 776,000 $ 194,000 $ 450,000
Hendricks County Indiana 4 $ 424,000 $ 106,000 $ 79,000
Frederick County Maryland 4 $ 1,157,000 $ 289,000 $ 143,000
Grand Traverse County Michigan 4 $ 967,000 $ 241,000 $ 87,000
Kent County Michigan 4 $ 688,000 $ 172,000 $ 94,000
St. Louis County Missouri 4 $ 735,000 $ 183,000 $ 112,000
St. Louis City County Missouri 4 $ 629,000 $ 157,000 $ 181,000
Yellowstone County Montana 4 $ 833,000 $ 208,000 $ 88,000
Douglas County Nebraska 4 $ 906,000 $ 226,000 $ 115,000
Passaic County New Jersey 4 $ 919,000 $ 229,000 $ 111,000
Union County New Jersey 4 $ 1,587,000 $ 396,000 $ 173,000
Sandoval County New Mexico 4 $ 685,000 $ 171,000 $ 67,000
Erie County New York 4 $ 655,000 $ 163,000 $ 149,000
New Hanover County North Carolina 4 $ 935,000 $ 233,000 $ 100,000
Orange County North Carolina 4 $ 2,394,000 $ 598,000 $ 305,000
Tulsa County Oklahoma 4 $ 656,000 $ 164,000 $ 113,000
Lancaster County Pennsylvania 4 $ 1,008,000 $ 252,000 $ 122,000
Providence County Rhode Island 4 $ 647,000 $ 161,000 $ 82,000
Davidson County Tennessee 4 $ 796,000 $ 199,000 $ 65,000
Hamilton County Tennessee 4 $ 808,000 $ 202,000 $ 132,000
Ellis County Texas 4 $ 784,000 $ 196,000 $ 86,000
Island County Washington 4 $ 1,375,000 $ 343,000 $ 150,000
Navajo County Arizona 3 $ 557,000 $ 185,000 $ 89,000
Yuma County Arizona 3 $ 598,000 $ 199,000 $ 233,000
Calaveras County California 3 $ 646,000 $ 215,000 $ 174,000
Mono County California 3 $ 995,000 $ 331,000 $ 229,000
Park County Colorado 3 $ 699,000 $ 233,000 $ 94,000
Sussex County Delaware 3 $ 3,399,000 $ 1,133,000 $ 341,000
Charlotte County Florida 3 $ 379,000 $ 126,000 $ 125,000
Martin County Florida 3 $ 1,111,000 $ 370,000 $ 250,000
St. Lucie County Florida 3 $ 1,668,000 $ 556,000 $ 85,000
Paulding County Georgia 3 $ 409,000 $ 136,000 $ 45,000
Nez Perce County Idaho 3 $ 662,000 $ 220,000 $ 96,000
Tangipahoa County Louisiana 3 $ 583,000 $ 194,000 $ 102,000
Howard County Maryland 3 $ 1,772,000 $ 590,000 $ 167,000
Prince George's County Maryland 3 $ 933,000 $ 311,000 $ 244,000
Hampden County Massachusetts 3 $ 569,000 $ 189,000 $ 129,000
Allegan County Michigan 3 $ 505,000 $ 168,000 $ 97,000
Carver County Minnesota 3 $ 664,000 $ 221,000 $ 127,000
Custer County Montana 3 $ 225,000 $ 75,000 $ 74,000
Lewis and Clark County Montana 3 $ 458,000 $ 152,000 $ 105,000
Carson City County Nevada 3 $ 1,222,000 $ 407,000 $ 60,000
Lyon County Nevada 3 $ 855,000 $ 285,000 $ 66,000
Ocean County New Jersey 3 $ 1,052,000 $ 350,000 $ 115,000
Dona Ana County New Mexico 3 $ 645,000 $ 215,000 $ 99,000
Monroe County New York 3 $ 418,000 $ 139,000 $ 186,000
Orange County New York 3 $ 751,000 $ 250,000 $ 138,000
Otsego County New York 3 $ 281,000 $ 93,000 $ 124,000
Buncombe County North Carolina 3 $ 1,158,000 $ 386,000 $ 108,000
Guilford County North Carolina 3 $ 477,000 $ 159,000 $ 117,000
Lincoln County North Carolina 3 $ 2,540,000 $ 846,000 $ 352,000
Cass County North Dakota 3 $ 399,000 $ 133,000 $ 73,000
Butler County Ohio 3 $ 619,000 $ 206,000 $ 128,000
Clermont County Ohio 3 $ 656,000 $ 218,000 $ 149,000
Delaware County Ohio 3 $ 511,000 $ 170,000 $ 139,000
Oklahoma County Oklahoma 3 $ 1,343,000 $ 447,000 $ 73,000
Curry County Oregon 3 $ 731,000 $ 243,000 $ 93,000
Douglas County Oregon 3 $ 677,000 $ 225,000 $ 70,000
Hood River County Oregon 3 $ 706,000 $ 235,000 $ 117,000
Linn County Oregon 3 $ 532,000 $ 177,000 $ 142,000
Tillamook County Oregon 3 $ 502,000 $ 167,000 $ 78,000
Butler County Pennsylvania 3 $ 488,000 $ 162,000 $ 102,000
Chester County Pennsylvania 3 $ 1,089,000 $ 363,000 $ 106,000
Delaware County Pennsylvania 3 $ 958,000 $ 319,000 $ 134,000
Beaufort County South Carolina 3 $ 2,795,000 $ 931,000 $ 512,000
Berkeley County South Carolina 3 $ 924,000 $ 308,000 $ 160,000
Pickens County South Carolina 3 $ 411,000 $ 137,000 $ 70,000
Brazoria County Texas 3 $ 334,000 $ 111,000 $ 157,000
Rockwall County Texas 3 $ 1,519,000 $ 506,000 $ 347,000
Cache County Utah 3 $ 688,000 $ 229,000 $ 105,000
Richmond City County Virginia 3 $ 1,446,000 $ 482,000 $ 369,000
Cowlitz County Washington 3 $ 452,000 $ 150,000 $ 65,000
Lewis County Washington 3 $ 597,000 $ 199,000 $ 204,000
Brown County Wisconsin 3 $ 399,000 $ 133,000 $ 65,000
Dane County Wisconsin 3 $ 387,000 $ 129,000 $ 134,000
Autauga County Alabama 2 $ 100,000 $ 50,000 $ 109,000
Madison County Alabama 2 $ 281,000 $ 140,000 $ 76,000
Madera County California 2 $ 329,000 $ 164,000 $ 108,000
Modoc County California 2 $ 347,000 $ 173,000 $ 164,000
San Benito County California 2 $ 772,000 $ 386,000 $ 104,000
Lake County Colorado 2 $ 361,000 $ 180,000 $ 125,000
Summit County Colorado 2 $ 1,221,000 $ 610,000 $ 153,000
Teller County Colorado 2 $ 250,000 $ 125,000 $ 21,000
New Castle County Delaware 2 $ 638,000 $ 319,000 $ 180,000
Bay County Florida 2 $ 476,000 $ 238,000 $ 271,000
Lake County Florida 2 $ 425,000 $ 212,000 $ 57,000
Nassau County Florida 2 $ 306,000 $ 153,000 $ 80,000
Greene County Georgia 2 $ 500,000 $ 250,000 $ 62,000
Hall County Georgia 2 $ 329,000 $ 164,000 $ 107,000
Houston County Georgia 2 $ 352,000 $ 176,000 $ 66,000
Jackson County Georgia 2 $ 509,000 $ 254,000 $ 153,000
Walton County Georgia 2 $ 281,000 $ 140,000 $ 123,000
Bannock County Idaho 2 $ 300,000 $ 150,000 $ 467,000
Lemhi County Idaho 2 $ 300,000 $ 150,000 $ 90,000
Valley County Idaho 2 $ 1,543,000 $ 771,000 $ 191,000
Washington County Idaho 2 $ 278,000 $ 139,000 $ 94,000
Boone County Indiana 2 $ 585,000 $ 292,000 $ 178,000
Johnson County Indiana 2 $ 263,000 $ 131,000 $ 46,000
Lake County Indiana 2 $ 285,000 $ 142,000 $ 157,000
St. Joseph County Indiana 2 $ 265,000 $ 132,000 $ 118,000
Polk County Iowa 2 $ 222,000 $ 111,000 $ 135,000
Jefferson County Louisiana 2 $ 265,000 $ 132,000 $ 73,000
Lafayette County Louisiana 2 $ 295,000 $ 147,000 $ 69,000
St. Mary County Louisiana 2 $ 305,000 $ 152,000 $ 62,000
Penobscot County Maine 2 $ 222,000 $ 111,000 $ 189,000
Calvert County Maryland 2 $ 628,000 $ 314,000 $ 132,000
Washington County Maryland 2 $ 264,000 $ 132,000 $ 65,000
Ingham County Michigan 2 $ 270,000 $ 135,000 $ 67,000
Lapeer County Michigan 2 $ 480,000 $ 240,000 $ 138,000
Monroe County Michigan 2 $ 420,000 $ 210,000 $ 120,000
St. Clair County Michigan 2 $ 169,000 $ 84,000 $ 89,000
Becker County Minnesota 2 $ 213,000 $ 106,000 $ 61,000
Olmsted County Minnesota 2 $ 306,000 $ 153,000 $ 70,000
Rice County Minnesota 2 $ 293,000 $ 146,000 $ 64,000
Scott County Minnesota 2 $ 571,000 $ 285,000 $ 228,000
Cass County Missouri 2 $ 295,000 $ 147,000 $ 131,000
Jefferson County Missouri 2 $ 204,000 $ 102,000 $ 31,000
Platte County Missouri 2 $ 638,000 $ 319,000 $ 65,000
St. Francois County Missouri 2 $ 323,000 $ 161,000 $ 94,000
Beaverhead County Montana 2 $ 194,000 $ 97,000 $ 68,000
Jefferson County Montana 2 $ 418,000 $ 209,000 $ 94,000
Lincoln County Montana 2 $ 200,000 $ 100,000 $ 30,000
Lancaster County Nebraska 2 $ 396,000 $ 198,000 $ 132,000
Carroll County New Hampshire 2 $ 834,000 $ 417,000 $ 291,000
Hillsborough County New Hampshire 2 $ 344,000 $ 172,000 $ 157,000
Sussex County New Jersey 2 $ 399,000 $ 199,000 $ 143,000
Albany County New York 2 $ 864,000 $ 432,000 $ 44,000
Saratoga County New York 2 $ 957,000 $ 478,000 $ 282,000
Brunswick County North Carolina 2 $ 278,000 $ 139,000 $ 46,000
Carteret County North Carolina 2 $ 219,000 $ 109,000 $ 60,000
Forsyth County North Carolina 2 $ 444,000 $ 222,000 $ 101,000
Gaston County North Carolina 2 $ 605,000 $ 302,000 $ 81,000
Henderson County North Carolina 2 $ 439,000 $ 219,000 $ 166,000
Lake County Ohio 2 $ 166,000 $ 83,000 $ 106,000
Lucas County Ohio 2 $ 261,000 $ 130,000 $ 142,000
Warren County Ohio 2 $ 332,000 $ 166,000 $ 123,000
Garfield County Oklahoma 2 $ 211,000 $ 105,000 $ 81,000
Wagoner County Oklahoma 2 $ 178,000 $ 89,000 $ 42,000
Wasco County Oregon 2 $ 285,000 $ 142,000 $ 79,000
Bucks County Pennsylvania 2 $ 465,000 $ 232,000 $ 380,000
Philadelphia County Pennsylvania 2 $ 2,645,000 $ 1,322,000 $ 91,000
Georgetown County South Carolina 2 $ 284,000 $ 142,000 $ 91,000
Greenwood County South Carolina 2 $ 590,000 $ 295,000 $ 47,000
Lancaster County South Carolina 2 $ 373,000 $ 186,000 $ 146,000
McCormick County South Carolina 2 $ 174,000 $ 87,000 $ 116,000
Oconee County South Carolina 2 $ 180,000 $ 90,000 $ 58,000
Lincoln County South Dakota 2 $ 321,000 $ 160,000 $ 57,000
Meade County South Dakota 2 $ 200,000 $ 100,000 $ 47,000
Madison County Tennessee 2 $ 217,000 $ 108,000 $ 70,000
Comal County Texas 2 $ 696,000 $ 348,000 $ 145,000
Guadalupe County Texas 2 $ 336,000 $ 168,000 $ 244,000
Hays County Texas 2 $ 383,000 $ 191,000 $ 137,000
Hunt County Texas 2 $ 280,000 $ 140,000 $ 92,000
McLennan County Texas 2 $ 1,150,000 $ 575,000 $ 149,000
Presidio County Texas 2 $ 110,000 $ 55,000 $ 106,000
Wasatch County Utah 2 $ 887,000 $ 443,000 $ 165,000
Chesapeake County Virginia 2 $ 275,000 $ 137,000 $ 82,000
Shenandoah County Virginia 2 $ 418,000 $ 209,000 $ 176,000
Waynesboro County Virginia 2 $ 743,000 $ 371,000 $ 194,000
Chelan County Washington 2 $ 260,000 $ 130,000 $ 95,000
Douglas County Washington 2 $ 475,000 $ 237,000 $ 100,000
Franklin County Washington 2 $ 434,000 $ 217,000 $ 134,000
Lincoln County Washington 2 $ 320,000 $ 160,000 $ 113,000
Whitman County Washington 2 $ 924,000 $ 462,000 $ 88,000
Monongalia County West Virginia 2 $ 362,000 $ 181,000 $ 249,000
Kenosha County Wisconsin 2 $ 518,000 $ 259,000 $ 141,000
Milwaukee County Wisconsin 2 $ 369,000 $ 184,000 $ 159,000
Ozaukee County Wisconsin 2 $ 281,000 $ 140,000 $ 78,000
Waukesha County Wisconsin 2 $ 448,000 $ 224,000 $ 128,000
Winnebago County Wisconsin 2 $ 462,000 $ 231,000 $ 109,000
Baldwin County Alabama 1 $ 180,000 $ 180,000 $ 190,000
Calhoun County Alabama 1 $ 68,000 $ 68,000 $ 105,000
Lawrence County Alabama 1 $ 208,000 $ 208,000 $ 59,000
Marshall County Alabama 1 $ 360,000 $ 360,000 $ 138,000
Mobile County Alabama 1 $ 80,000 $ 80,000 $ 60,000
Juneau County Alaska 1 $ 244,000 $ 244,000 $ 125,000
Gila County Arizona 1 $ 84,000 $ 84,000 $ 111,000
La Paz County Arizona 1 $ 80,000 $ 80,000 $ 34,000
Mohave County Arizona 1 $ 150,000 $ 150,000 $ 150,000
Benton County Arkansas 1 $ 395,000 $ 395,000 $ 159,000
Boone County Arkansas 1 $ 61,000 $ 61,000 $ 69,000
Poinsett County Arkansas 1 $ 110,000 $ 110,000 $ 852,000
Amador County California 1 $ 320,000 $ 320,000 $ 223,000
Del Norte County California 1 $ 236,000 $ 236,000 $ 136,000
Inyo County California 1 $ 279,000 $ 279,000 $ 114,000
Mendocino County California 1 $ 529,000 $ 529,000 $ 146,000
Sutter County California 1 $ 500,000 $ 500,000 $ 0
Tuolumne County California 1 $ 235,000 $ 235,000 $ 69,000
Broomfield County Colorado 1 $ 414,000 $ 414,000 $ 180,000
Clear Creek County Colorado 1 $ 250,000 $ 250,000 $ 0
Fremont County Colorado 1 $ 255,000 $ 255,000 $ 113,000
Grand County Colorado 1 $ 150,000 $ 150,000 $ 168,000
Gunnison County Colorado 1 $ 813,000 $ 813,000 $ 2,000,000
Mesa County Colorado 1 $ 228,000 $ 228,000 $ 196,000
Montrose County Colorado 1 $ 189,000 $ 189,000 $ 62,000
Pueblo County Colorado 1 $ 152,000 $ 152,000 $ 209,000
San Miguel County Colorado 1 $ 813,000 $ 813,000 $ 338,000
Middlesex County Connecticut 1 $ 665,000 $ 665,000 $ 304,000
Alachua County Florida 1 $ 508,000 $ 508,000 $ 130,000
Flagler County Florida 1 $ 122,000 $ 122,000 $ 73,000
Franklin County Florida 1 $ 385,000 $ 385,000 $ 520,000
Gadsden County Florida 1 $ 150,000 $ 150,000 $ 107,000
Hendry County Florida 1 $ 64,000 $ 64,000 $ 58,000
Sumter County Florida 1 $ 153,000 $ 153,000 $ 163,000
Walton County Florida 1 $ 98,000 $ 98,000 $ 109,000
Bartow County Georgia 1 $ 114,000 $ 114,000 $ 65,000
Berrien County Georgia 1 $ 104,000 $ 104,000 $ 23,000
Bulloch County Georgia 1 $ 261,000 $ 261,000 $ 149,000
Camden County Georgia 1 $ 102,000 $ 102,000 $ 56,000
Catoosa County Georgia 1 $ 205,000 $ 205,000 $ 165,000
Clarke County Georgia 1 $ 156,000 $ 156,000 $ 66,000
Clayton County Georgia 1 $ 72,000 $ 72,000 $ 216,000
Coweta County Georgia 1 $ 125,000 $ 125,000 $ 98,000
Dawson County Georgia 1 $ 140,000 $ 140,000 $ 99,000
Dooly County Georgia 1 $ 106,000 $ 106,000 $ 66,000
Effingham County Georgia 1 $ 105,000 $ 105,000 $ 125,000
Fayette County Georgia 1 $ 129,000 $ 129,000 $ 103,000
Liberty County Georgia 1 $ 275,000 $ 275,000 $ 96,000
Lumpkin County Georgia 1 $ 190,000 $ 190,000 $ 109,000
Newton County Georgia 1 $ 79,000 $ 79,000 $ 60,000
Pickens County Georgia 1 $ 140,000 $ 140,000 $ 44,000
Spalding County Georgia 1 $ 199,000 $ 199,000 $ 110,000
Towns County Georgia 1 $ 167,000 $ 167,000 $ 150,000
Union County Georgia 1 $ 160,000 $ 160,000 $ 70,000
Walker County Georgia 1 $ 50,000 $ 50,000 $ 56,000
White County Georgia 1 $ 125,000 $ 125,000 $ 85,000
Bonneville County Idaho 1 $ 616,000 $ 616,000 $ 136,000
Elmore County Idaho 1 $ 113,000 $ 113,000 $ 130,000
Owyhee County Idaho 1 $ 122,000 $ 122,000 $ 42,000
Teton County Idaho 1 $ 288,000 $ 288,000 $ 131,000
Jackson County Illinois 1 $ 171,000 $ 171,000 $ 179,000
Kankakee County Illinois 1 $ 110,000 $ 110,000 $ 70,000
Madison County Illinois 1 $ 355,000 $ 355,000 $ 237,000
McLean County Illinois 1 $ 333,000 $ 333,000 $ 107,000
Vermilion County Illinois 1 $ 152,000 $ 152,000 $ 115,000
Woodford County Illinois 1 $ 120,000 $ 120,000 $ 148,000
Steuben County Indiana 1 $ 395,000 $ 395,000 $ 347,000
White County Indiana 1 $ 145,000 $ 145,000 $ 66,000
Boone County Iowa 1 $ 244,000 $ 244,000 $ 89,000
Dallas County Iowa 1 $ 240,000 $ 240,000 $ 109,000
Louisa County Iowa 1 $ 55,000 $ 55,000 $ 37,000
Marion County Iowa 1 $ 145,000 $ 145,000 $ 145,000
Pottawattamie County Iowa 1 $ 50,000 $ 50,000 $ 47,000
Bourbon County Kansas 1 $ 52,000 $ 52,000 $ 62,000
Riley County Kansas 1 $ 230,000 $ 230,000 $ 196,000
Bell County Kentucky 1 $ 244,000 $ 244,000 $ 54,000
Boone County Kentucky 1 $ 116,000 $ 116,000 $ 696,000
Fayette County Kentucky 1 $ 310,000 $ 310,000 $ 133,000
Franklin County Kentucky 1 $ 167,000 $ 167,000 $ 70,000
Jefferson County Kentucky 1 $ 180,000 $ 180,000 $ 99,000
Oldham County Kentucky 1 $ 240,000 $ 240,000 $ 145,000
St. Bernard County Louisiana 1 $ 71,000 $ 71,000 $ 64,000
St. Landry County Louisiana 1 $ 85,000 $ 85,000 $ 101,000
St. Tammany County Louisiana 1 $ 124,000 $ 124,000 $ 189,000
West Feliciana County Louisiana 1 $ 1,000,000 $ 1,000,000 $ 204,000
Kennebec County Maine 1 $ 156,000 $ 156,000 $ 87,000
Oxford County Maine 1 $ 71,000 $ 71,000 $ 81,000
York County Maine 1 $ 840,000 $ 840,000 $ 673,000
Carroll County Maryland 1 $ 200,000 $ 200,000 $ 121,000
Cecil County Maryland 1 $ 329,000 $ 329,000 $ 180,000
Garrett County Maryland 1 $ 224,000 $ 224,000 $ 230,000
St. Mary's County Maryland 1 $ 198,000 $ 198,000 $ 81,000
Talbot County Maryland 1 $ 750,000 $ 750,000 $ 1,105,000
Worcester County Maryland 1 $ 275,000 $ 275,000 $ 302,000
Berkshire County Massachusetts 1 $ 560,000 $ 560,000 $ 0
Dukes County Massachusetts 1 $ 571,000 $ 571,000 $ 182,000
Nantucket County Massachusetts 1 $ 2,000,000 $ 2,000,000 $ 4,263,000
Barry County Michigan 1 $ 167,000 $ 167,000 $ 128,000
Bay County Michigan 1 $ 104,000 $ 104,000 $ 46,000
Berrien County Michigan 1 $ 200,000 $ 200,000 $ 60,000
Clare County Michigan 1 $ 177,000 $ 177,000 $ 131,000
Clinton County Michigan 1 $ 222,000 $ 222,000 $ 252,000
Page:

Mortgage Loan Application Detail Totals for Axos Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,456 $2,263,276,000 $507,000 $16,000,000 $203,000 $9,999,000
Home Purchase 2,081 $1,582,922,000 $760,000 $13,000,000 $325,000 $9,999,000
Home Improvement 1,035 $596,521,000 $576,000 $10,000,000 $184,000 $6,425,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,779 $2,335,635,000 $618,000 $15,000,000 $248,000 $9,999,000
Not Provided 1,838 $899,992,000 $489,000 $10,000,000 $211,000 $7,666,000
Asian 942 $565,649,000 $600,000 $16,000,000 $274,000 $9,999,000
Hispanic 561 $259,168,000 $461,000 $6,000,000 $247,000 $6,206,000
Not applicable 197 $254,500,000 $1,291,000 $13,000,000 $2,000 $212,000
Black or African American 158 $80,423,000 $509,000 $5,200,000 $193,000 $2,400,000
Native Hawaiin or Other Pacific Islander 54 $27,711,000 $513,000 $3,300,000 $193,000 $2,592,000
American Indian or Alaskan Native 43 $19,641,000 $456,000 $2,000,000 $223,000 $2,693,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,442 $4,411,552,000 $592,000 $16,000,000 $236,000 $9,999,000
FHA-insured (Federal Housing Administration) 98 $23,660,000 $241,000 $597,000 $106,000 $482,000
VA-guaranteed (Veterans Administration) 32 $7,507,000 $234,000 $527,000 $95,000 $246,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,791 $2,234,397,000 $589,000 $13,000,000 $210,000 $9,999,000
Application Withdrawn By Applicant 1,486 $787,029,000 $529,000 $16,000,000 $263,000 $9,999,000
Application Denied By Financial Institution 987 $663,889,000 $672,000 $15,000,000 $239,000 $9,999,000
File Closed For Incompleteness 967 $448,148,000 $463,000 $7,500,000 $227,000 $6,446,000
Loan Purchased By The Institution 252 $250,030,000 $992,000 $7,000,000 $392,000 $4,056,000
Application Approved But Not Accepted 69 $52,778,000 $764,000 $3,642,000 $394,000 $6,770,000
Preapproval Denied by Financial Institution 20 $6,448,000 $322,000 $700,000 $65,000 $123,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 386 $213,380,000 $552,000 $5,000,000 $116,000 $1,132,000
Collateral 282 $267,310,000 $947,000 $14,000,000 $342,000 $9,999,000
Credit History 111 $60,907,000 $548,000 $6,149,000 $146,000 $1,000,000
Unverifiable Information 100 $28,525,000 $285,000 $1,550,000 $159,000 $2,693,000
Other 90 $86,244,000 $958,000 $15,000,000 $658,000 $6,206,000
Insufficient Cash (Downpayment, Closing Cost) 23 $10,450,000 $454,000 $1,610,000 $129,000 $365,000
Employment History 13 $2,736,000 $210,000 $417,000 $88,000 $235,000
Mortgage Insurance Denied 2 $785,000 $392,000 $527,000 $137,000 $184,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List