Axos Bank Mortgage Lending & HMDA Data, 2016
In 2016, Axos Bank of San Diego, CA reported 7,572 mortgage applications totaling $4.4 billion, up 21% from 2015. The average application was for $586,729, and applicants reported an average income of $233,931. 50% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (999), Anaheim-Santa Ana-Irvine, CA (472) and San Diego-Carlsbad, CA (442) (applications in parentheses).
| Mortgage Company & Address | Axos Bank 4350 La Jolla Village Dr Suite 140 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,572 |
| Total Mortgage Loan Application Amount | $4,442,719,000 |
| Average Mortgage Loan Application Amount | $586,729 |
| Highest Mortgage Loan Application Amount | $16,000,000 |
| Average Applicant Income | $233,931 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 999 | $ 1,012,542,000 | $ 1,013,555 | $ 309,000 |
| Anaheim-Santa Ana-Irvine, CA | 472 | $ 461,949,000 | $ 978,705 | $ 364,000 |
| San Diego-Carlsbad, CA | 442 | $ 295,405,000 | $ 668,337 | $ 217,000 |
| New York-Jersey City-White Plains, NY-NJ | 305 | $ 291,432,000 | $ 955,514 | $ 368,000 |
| Riverside-San Bernardino-Ontario, CA | 279 | $ 114,937,000 | $ 411,960 | $ 144,000 |
| Phoenix-Mesa-Scottsdale, AZ | 261 | $ 105,983,000 | $ 406,065 | $ 169,000 |
| Oakland-Hayward-Berkeley, CA | 229 | $ 148,352,000 | $ 647,825 | $ 197,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 206 | $ 54,758,000 | $ 265,815 | $ 153,446 |
| Seattle-Bellevue-Everett, WA | 174 | $ 79,746,000 | $ 458,310 | $ 181,000 |
| San Francisco-Redwood City-South San Francisco, CA | 157 | $ 174,908,000 | $ 1,114,063 | $ 202,000 |
| Las Vegas-Henderson-Paradise, NV | 152 | $ 49,563,000 | $ 326,072 | $ 174,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 134 | $ 114,211,000 | $ 852,320 | $ 243,000 |
| Miami-Miami Beach-Kendall, FL | 120 | $ 158,813,000 | $ 1,323,441 | $ 935,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 114 | $ 42,325,000 | $ 371,271 | $ 152,000 |
| Atlanta-Sandy Springs-Roswell, GA | 111 | $ 29,653,000 | $ 267,144 | $ 175,000 |
| Denver-Aurora-Lakewood, CO | 108 | $ 29,882,000 | $ 276,685 | $ 131,000 |
| Chicago-Naperville-Arlington Heights, IL | 106 | $ 36,432,000 | $ 343,698 | $ 110,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 101 | $ 38,988,000 | $ 386,019 | $ 149,148 |
| Dallas-Plano-Irving, TX | 82 | $ 24,952,000 | $ 304,292 | $ 247,000 |
| Houston-The Woodlands-Sugar Land, TX | 82 | $ 17,826,000 | $ 217,390 | $ 158,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 75 | $ 58,248,000 | $ 776,640 | $ 283,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 73 | $ 41,962,000 | $ 574,821 | $ 285,000 |
| Warren-Troy-Farmington Hills, MI | 73 | $ 15,100,000 | $ 206,849 | $ 120,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 72 | $ 18,534,000 | $ 257,416 | $ 140,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 72 | $ 67,917,000 | $ 943,291 | $ 608,000 |
| Nassau County-Suffolk County, NY | 66 | $ 47,719,000 | $ 723,015 | $ 268,000 |
| Urban Honolulu, HI | 62 | $ 52,854,000 | $ 852,483 | $ 548,000 |
| Boise City, ID | 61 | $ 13,542,000 | $ 222,000 | $ 106,000 |
| Santa Maria-Santa Barbara, CA | 51 | $ 93,759,000 | $ 1,838,411 | $ 645,000 |
| Salinas, CA | 47 | $ 34,896,000 | $ 742,468 | $ 267,000 |
| Austin-Round Rock, TX | 45 | $ 12,035,000 | $ 267,444 | $ 151,000 |
| Salt Lake City, UT | 45 | $ 13,500,000 | $ 300,000 | $ 100,000 |
| Reno, NV | 41 | $ 11,283,000 | $ 275,195 | $ 111,000 |
| San Rafael, CA | 41 | $ 47,378,000 | $ 1,155,560 | $ 317,000 |
| Tampa-St. Petersburg-Clearwater, FL | 39 | $ 13,158,000 | $ 337,384 | $ 215,000 |
| Fort Worth-Arlington, TX | 35 | $ 7,220,000 | $ 206,285 | $ 129,000 |
| Stockton-Lodi, CA | 35 | $ 11,018,000 | $ 314,800 | $ 122,000 |
| Orlando-Kissimmee-Sanford, FL | 32 | $ 8,943,000 | $ 279,468 | $ 257,000 |
| Vallejo-Fairfield, CA | 32 | $ 11,419,000 | $ 356,843 | $ 147,000 |
| Fresno, CA | 31 | $ 12,807,000 | $ 413,129 | $ 152,000 |
| Kahului-Wailuku-Lahaina, HI | 31 | $ 33,718,000 | $ 1,087,677 | $ 500,000 |
| Modesto, CA | 31 | $ 6,206,000 | $ 200,193 | $ 106,000 |
| Tacoma-Lakewood, WA | 31 | $ 7,936,000 | $ 256,000 | $ 115,000 |
| Salem, OR | 30 | $ 6,495,000 | $ 216,500 | $ 79,000 |
| Bakersfield, CA | 29 | $ 8,997,000 | $ 310,241 | $ 104,000 |
| Baltimore-Columbia-Towson, MD | 29 | $ 7,720,000 | $ 266,206 | $ 124,000 |
| Santa Rosa, CA | 29 | $ 15,303,000 | $ 527,689 | $ 126,000 |
| Kansas City, MO-KS | 28 | $ 6,126,000 | $ 218,785 | $ 111,500 |
| Newark, NJ-PA | 27 | $ 9,896,000 | $ 366,518 | $ 241,925 |
| Bridgeport-Stamford-Norwalk, CT | 25 | $ 13,589,000 | $ 543,560 | $ 188,000 |
| Albuquerque, NM | 24 | $ 4,751,000 | $ 197,958 | $ 110,000 |
| Tucson, AZ | 24 | $ 6,343,000 | $ 264,291 | $ 103,000 |
| Charlotte-Concord-Gastonia, NC-SC | 22 | $ 6,485,000 | $ 294,772 | $ 140,090 |
| Indianapolis-Carmel-Anderson, IN | 22 | $ 3,729,000 | $ 169,500 | $ 122,000 |
| San Antonio-New Braunfels, TX | 21 | $ 3,991,000 | $ 190,047 | $ 115,000 |
| Santa Cruz-Watsonville, CA | 21 | $ 11,346,000 | $ 540,285 | $ 162,000 |
| Boston, MA | 20 | $ 13,887,000 | $ 694,350 | $ 300,000 |
| Provo-Orem, UT | 20 | $ 4,771,000 | $ 238,550 | $ 111,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 20 | $ 7,845,000 | $ 392,250 | $ 147,000 |
| Silver Spring-Frederick-Rockville, MD | 20 | $ 7,855,000 | $ 392,750 | $ 154,000 |
| Bend-Redmond, OR | 19 | $ 4,833,000 | $ 254,368 | $ 137,000 |
| Cambridge-Newton-Framingham, MA | 19 | $ 7,444,000 | $ 391,789 | $ 173,000 |
| Charleston-North Charleston, SC | 19 | $ 5,932,000 | $ 312,210 | $ 156,000 |
| Cleveland-Elyria, OH | 19 | $ 3,627,000 | $ 190,894 | $ 161,000 |
| Olympia-Tumwater, WA | 19 | $ 3,620,000 | $ 190,526 | $ 127,000 |
| Columbus, OH | 18 | $ 2,974,000 | $ 165,222 | $ 122,000 |
| Visalia-Porterville, CA | 18 | $ 5,463,000 | $ 303,500 | $ 112,000 |
| Ogden-Clearfield, UT | 16 | $ 3,425,000 | $ 214,062 | $ 113,000 |
| St. Louis, MO-IL | 16 | $ 2,682,000 | $ 167,625 | $ 116,062 |
| Coeur D'Alene, ID | 15 | $ 3,542,000 | $ 236,133 | $ 114,000 |
| Jacksonville, FL | 15 | $ 8,286,000 | $ 552,400 | $ 191,000 |
| Montgomery County-Bucks County-Chester County, PA | 15 | $ 3,839,000 | $ 255,933 | $ 150,000 |
| Raleigh, NC | 15 | $ 3,312,000 | $ 220,800 | $ 107,000 |
| Spokane-Spokane Valley, WA | 15 | $ 2,809,000 | $ 187,266 | $ 92,000 |
| Bremerton-Silverdale, WA | 14 | $ 3,929,000 | $ 280,642 | $ 127,000 |
| Prescott, AZ | 14 | $ 2,667,000 | $ 190,500 | $ 66,000 |
| Richmond, VA | 14 | $ 3,305,000 | $ 236,071 | $ 147,000 |
| Colorado Springs, CO | 13 | $ 3,087,000 | $ 237,461 | $ 91,000 |
| Detroit-Dearborn-Livonia, MI | 13 | $ 2,158,000 | $ 166,000 | $ 99,000 |
| Memphis, TN-MS-AR | 13 | $ 2,503,000 | $ 192,538 | $ 164,923 |
| Naples-Immokalee-Marco Island, FL | 13 | $ 13,657,000 | $ 1,050,538 | $ 329,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 13 | $ 3,270,000 | $ 251,538 | $ 97,000 |
| St. George, UT | 13 | $ 3,253,000 | $ 250,230 | $ 147,000 |
| Boulder, CO | 12 | $ 2,853,000 | $ 237,750 | $ 88,000 |
| Durham-Chapel Hill, NC | 12 | $ 3,831,000 | $ 319,250 | $ 172,000 |
| Fort Collins, CO | 12 | $ 3,515,000 | $ 292,916 | $ 128,000 |
| Grand Rapids-Wyoming, MI | 12 | $ 2,206,000 | $ 183,833 | $ 95,000 |
| Greeley, CO | 12 | $ 2,084,000 | $ 173,666 | $ 97,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 1,755,000 | $ 146,250 | $ 92,000 |
| Toledo, OH | 12 | $ 1,667,000 | $ 138,916 | $ 74,000 |
| Birmingham-Hoover, AL | 11 | $ 2,821,000 | $ 256,454 | $ 154,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 2,892,000 | $ 262,909 | $ 181,090 |
| North Port-Sarasota-Bradenton, FL | 11 | $ 4,714,000 | $ 428,545 | $ 174,000 |
| Omaha-Council Bluffs, NE-IA | 11 | $ 2,090,000 | $ 190,000 | $ 109,727 |
| Anchorage, AK | 10 | $ 3,139,000 | $ 313,900 | $ 151,000 |
| Ann Arbor, MI | 10 | $ 1,804,000 | $ 180,400 | $ 100,000 |
| Cape Coral-Fort Myers, FL | 10 | $ 2,693,000 | $ 269,300 | $ 176,000 |
| Merced, CA | 10 | $ 2,388,000 | $ 238,800 | $ 193,000 |
| Mount Vernon-Anacortes, WA | 10 | $ 1,790,000 | $ 179,000 | $ 119,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 1,818,000 | $ 181,800 | $ 98,000 |
| New Haven-Milford, CT | 10 | $ 2,652,000 | $ 265,200 | $ 132,000 |
| New Orleans-Metairie, LA | 10 | $ 1,578,000 | $ 157,800 | $ 141,000 |
| Pittsburgh, PA | 10 | $ 1,475,000 | $ 147,500 | $ 92,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 10 | $ 2,326,000 | $ 232,600 | $ 101,000 |
| Cincinnati, OH-KY-IN | 9 | $ 1,723,000 | $ 191,444 | $ 196,444 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 2,266,000 | $ 251,777 | $ 142,000 |
| Kalamazoo-Portage, MI | 9 | $ 1,519,000 | $ 168,777 | $ 93,000 |
| El Paso, TX | 8 | $ 684,000 | $ 85,500 | $ 113,000 |
| Kennewick-Richland, WA | 8 | $ 1,878,000 | $ 234,750 | $ 144,000 |
| Knoxville, TN | 8 | $ 1,696,000 | $ 212,000 | $ 89,000 |
| McAllen-Edinburg-Mission, TX | 8 | $ 1,287,000 | $ 160,875 | $ 84,000 |
| Baton Rouge, LA | 7 | $ 2,371,000 | $ 338,714 | $ 171,000 |
| Dayton, OH | 7 | $ 779,000 | $ 111,285 | $ 117,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 2,936,000 | $ 419,428 | $ 156,000 |
| Gary, IN | 7 | $ 1,380,000 | $ 197,142 | $ 145,000 |
| Lakeland-Winter Haven, FL | 7 | $ 1,838,000 | $ 262,571 | $ 132,000 |
| Montgomery, AL | 7 | $ 854,000 | $ 122,000 | $ 113,000 |
| Spartanburg, SC | 7 | $ 1,305,000 | $ 186,428 | $ 101,000 |
| Trenton, NJ | 7 | $ 1,818,000 | $ 259,714 | $ 254,000 |
| Tulsa, OK | 7 | $ 1,959,000 | $ 279,857 | $ 214,000 |
| Akron, OH | 6 | $ 932,000 | $ 155,333 | $ 97,000 |
| Asheville, NC | 6 | $ 1,754,000 | $ 292,333 | $ 115,000 |
| Burlington-South Burlington, VT | 6 | $ 1,296,000 | $ 216,000 | $ 88,000 |
| Chattanooga, TN-GA | 6 | $ 1,063,000 | $ 177,166 | $ 124,666 |
| Elgin, IL | 6 | $ 1,214,000 | $ 202,333 | $ 107,000 |
| Flagstaff, AZ | 6 | $ 2,709,000 | $ 451,500 | $ 369,000 |
| Medford, OR | 6 | $ 1,345,000 | $ 224,166 | $ 66,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 1,098,000 | $ 183,000 | $ 121,000 |
| Port St. Lucie, FL | 6 | $ 2,779,000 | $ 463,166 | $ 167,000 |
| Providence-Warwick, RI-MA | 6 | $ 1,088,000 | $ 181,333 | $ 75,000 |
| Redding, CA | 6 | $ 3,173,000 | $ 528,833 | $ 47,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 3,321,000 | $ 664,200 | $ 130,000 |
| Barnstable Town, MA | 5 | $ 3,273,000 | $ 654,600 | $ 223,000 |
| Bellingham, WA | 5 | $ 955,000 | $ 191,000 | $ 147,000 |
| Chico, CA | 5 | $ 1,225,000 | $ 245,000 | $ 89,000 |
| Corvallis, OR | 5 | $ 2,874,000 | $ 574,800 | $ 155,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 3,433,000 | $ 686,600 | $ 307,000 |
| El Centro, CA | 5 | $ 881,000 | $ 176,200 | $ 94,000 |
| Eugene, OR | 5 | $ 1,166,000 | $ 233,200 | $ 92,000 |
| Fort Wayne, IN | 5 | $ 855,000 | $ 171,000 | $ 81,000 |
| Greensboro-High Point, NC | 5 | $ 723,000 | $ 144,600 | $ 100,000 |
| Iowa City, IA | 5 | $ 1,105,000 | $ 221,000 | $ 110,000 |
| Missoula, MT | 5 | $ 943,000 | $ 188,600 | $ 112,000 |
| Napa, CA | 5 | $ 2,777,000 | $ 555,400 | $ 231,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,561,000 | $ 312,200 | $ 52,000 |
| Philadelphia, PA | 5 | $ 3,603,000 | $ 720,600 | $ 117,000 |
| Rockingham County-Strafford County, NH | 5 | $ 1,811,000 | $ 362,200 | $ 320,000 |
| Santa Fe, NM | 5 | $ 1,802,000 | $ 360,400 | $ 133,000 |
| Savannah, GA | 5 | $ 1,982,000 | $ 396,400 | $ 235,000 |
| Tallahassee, FL | 5 | $ 1,131,000 | $ 226,200 | $ 88,000 |
| Wichita, KS | 5 | $ 843,000 | $ 168,600 | $ 142,000 |
| Billings, MT | 4 | $ 833,000 | $ 208,250 | $ 88,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 655,000 | $ 163,750 | $ 149,000 |
| Fargo, ND-MN | 4 | $ 518,000 | $ 129,500 | $ 63,500 |
| Lancaster, PA | 4 | $ 1,008,000 | $ 252,000 | $ 122,000 |
| Muncie, IN | 4 | $ 776,000 | $ 194,000 | $ 450,000 |
| Salisbury, MD-DE | 4 | $ 3,674,000 | $ 918,500 | $ 331,250 |
| Staunton-Waynesboro, VA | 4 | $ 1,381,000 | $ 345,250 | $ 165,000 |
| Wenatchee, WA | 4 | $ 735,000 | $ 183,750 | $ 98,000 |
| Wilmington, NC | 4 | $ 935,000 | $ 233,750 | $ 100,000 |
| Albany, OR | 3 | $ 532,000 | $ 177,333 | $ 142,000 |
| Carson City, NV | 3 | $ 1,222,000 | $ 407,333 | $ 60,000 |
| Des Moines-West Des Moines, IA | 3 | $ 462,000 | $ 154,000 | $ 126,000 |
| Green Bay, WI | 3 | $ 399,000 | $ 133,000 | $ 65,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 381,000 | $ 127,000 | $ 64,333 |
| Hammond, LA | 3 | $ 583,000 | $ 194,333 | $ 102,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 2,795,000 | $ 931,666 | $ 512,000 |
| Lansing-East Lansing, MI | 3 | $ 492,000 | $ 164,000 | $ 129,000 |
| Las Cruces, NM | 3 | $ 645,000 | $ 215,000 | $ 99,000 |
| Lewiston, ID-WA | 3 | $ 662,000 | $ 220,666 | $ 96,000 |
| Logan, UT-ID | 3 | $ 688,000 | $ 229,333 | $ 105,000 |
| Longview, WA | 3 | $ 452,000 | $ 150,666 | $ 65,000 |
| Madison, WI | 3 | $ 387,000 | $ 129,000 | $ 134,000 |
| Oklahoma City, OK | 3 | $ 1,343,000 | $ 447,666 | $ 73,000 |
| Punta Gorda, FL | 3 | $ 379,000 | $ 126,333 | $ 125,000 |
| Rochester, NY | 3 | $ 418,000 | $ 139,333 | $ 186,000 |
| Sioux Falls, SD | 3 | $ 441,000 | $ 147,000 | $ 69,000 |
| Springfield, MA | 3 | $ 569,000 | $ 189,666 | $ 129,000 |
| Wilmington, DE-MD-NJ | 3 | $ 967,000 | $ 322,333 | $ 180,000 |
| Winston-Salem, NC | 3 | $ 609,000 | $ 203,000 | $ 114,000 |
| Yuma, AZ | 3 | $ 598,000 | $ 199,333 | $ 233,000 |
| Bangor, ME | 2 | $ 222,000 | $ 111,000 | $ 189,000 |
| Camden, NJ | 2 | $ 465,000 | $ 232,500 | $ 151,000 |
| Charlottesville, VA | 2 | $ 592,000 | $ 296,000 | $ 219,000 |
| Dutchess County-Putnam County, NY | 2 | $ 657,000 | $ 328,500 | $ 155,000 |
| Gainesville, GA | 2 | $ 329,000 | $ 164,500 | $ 107,000 |
| Huntsville, AL | 2 | $ 281,000 | $ 140,500 | $ 76,000 |
| Jackson, TN | 2 | $ 217,000 | $ 108,500 | $ 70,000 |
| Lafayette, LA | 2 | $ 295,000 | $ 147,500 | $ 69,000 |
| Lincoln, NE | 2 | $ 396,000 | $ 198,000 | $ 132,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 420,000 | $ 210,000 | $ 122,000 |
| Madera, CA | 2 | $ 329,000 | $ 164,500 | $ 108,000 |
| Manchester-Nashua, NH | 2 | $ 344,000 | $ 172,000 | $ 157,000 |
| Monroe, MI | 2 | $ 420,000 | $ 210,000 | $ 120,000 |
| Morgantown, WV | 2 | $ 362,000 | $ 181,000 | $ 249,000 |
| Oshkosh-Neenah, WI | 2 | $ 462,000 | $ 231,000 | $ 109,000 |
| Panama City, FL | 2 | $ 476,000 | $ 238,000 | $ 271,000 |
| Pocatello, ID | 2 | $ 300,000 | $ 150,000 | $ 467,000 |
| Rapid City, SD | 2 | $ 200,000 | $ 100,000 | $ 47,000 |
| Rochester, MN | 2 | $ 306,000 | $ 153,000 | $ 70,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 265,000 | $ 132,500 | $ 118,000 |
| Waco, TX | 2 | $ 1,150,000 | $ 575,000 | $ 149,000 |
| Warner Robins, GA | 2 | $ 352,000 | $ 176,000 | $ 66,000 |
| Winchester, VA-WV | 2 | $ 591,000 | $ 295,500 | $ 107,000 |
| Abilene, TX | 1 | $ 230,000 | $ 230,000 | $ 114,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 286,000 | $ 286,000 | $ 106,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 68,000 | $ 68,000 | $ 105,000 |
| Athens-Clarke County, GA | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 448,000 | $ 448,000 | $ 308,000 |
| Bay City, MI | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Bloomington, IL | 1 | $ 333,000 | $ 333,000 | $ 107,000 |
| Burlington, NC | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| California-Lexington Park, MD | 1 | $ 198,000 | $ 198,000 | $ 81,000 |
| Carbondale-Marion, IL | 1 | $ 171,000 | $ 171,000 | $ 179,000 |
| Cleveland, TN | 1 | $ 128,000 | $ 128,000 | $ 78,000 |
| College Station-Bryan, TX | 1 | $ 234,000 | $ 234,000 | $ 68,000 |
| Columbia, MO | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Columbia, SC | 1 | $ 71,000 | $ 71,000 | $ 72,000 |
| Danville, IL | 1 | $ 152,000 | $ 152,000 | $ 115,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 180,000 | $ 180,000 | $ 190,000 |
| Decatur, AL | 1 | $ 208,000 | $ 208,000 | $ 59,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 395,000 | $ 395,000 | $ 159,000 |
| Flint, MI | 1 | $ 342,000 | $ 342,000 | $ 410,000 |
| Gainesville, FL | 1 | $ 508,000 | $ 508,000 | $ 130,000 |
| Glens Falls, NY | 1 | $ 4,000,000 | $ 4,000,000 | $ 1,030,000 |
| Grand Forks, ND-MN | 1 | $ 683,000 | $ 683,000 | $ 233,000 |
| Grand Island, NE | 1 | $ 119,000 | $ 119,000 | $ 71,000 |
| Grand Junction, CO | 1 | $ 228,000 | $ 228,000 | $ 196,000 |
| Grants Pass, OR | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Great Falls, MT | 1 | $ 188,000 | $ 188,000 | $ 89,000 |
| Greenville, NC | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Harrisburg-Carlisle, PA | 1 | $ 280,000 | $ 280,000 | $ 140,000 |
| Harrisonburg, VA | 1 | $ 204,000 | $ 204,000 | $ 132,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 304,000 | $ 304,000 | $ 219,000 |
| Hinesville, GA | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Idaho Falls, ID | 1 | $ 616,000 | $ 616,000 | $ 136,000 |
| Jackson, MI | 1 | $ 150,000 | $ 150,000 | $ 157,000 |
| Jonesboro, AR | 1 | $ 110,000 | $ 110,000 | $ 852,000 |
| Kankakee, IL | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Killeen-Temple, TX | 1 | $ 128,000 | $ 128,000 | $ 111,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 150,000 | $ 150,000 | $ 150,000 |
| Lexington-Fayette, KY | 1 | $ 310,000 | $ 310,000 | $ 133,000 |
| Manhattan, KS | 1 | $ 230,000 | $ 230,000 | $ 196,000 |
| Mankato-North Mankato, MN | 1 | $ 238,000 | $ 238,000 | $ 119,000 |
| Mansfield, OH | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Mobile, AL | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Morristown, TN | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Muskegon, MI | 1 | $ 188,000 | $ 188,000 | $ 132,000 |
| Niles-Benton Harbor, MI | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Ocean City, NJ | 1 | $ 232,000 | $ 232,000 | $ 58,000 |
| Peoria, IL | 1 | $ 120,000 | $ 120,000 | $ 148,000 |
| Pittsfield, MA | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 840,000 | $ 840,000 | $ 673,000 |
| Pueblo, CO | 1 | $ 152,000 | $ 152,000 | $ 209,000 |
| Reading, PA | 1 | $ 137,000 | $ 137,000 | $ 47,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 173,000 | $ 173,000 | $ 75,000 |
| Sherman-Denison, TX | 1 | $ 58,000 | $ 58,000 | $ 136,000 |
| Syracuse, NY | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| The Villages, FL | 1 | $ 153,000 | $ 153,000 | $ 163,000 |
| Victoria, TX | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 88,000 | $ 88,000 | $ 152,000 |
| Yakima, WA | 1 | $ 192,000 | $ 192,000 | $ 38,000 |
| Yuba City, CA | 1 | $ 500,000 | $ 500,000 | $ 0 |
Mortgage Loan Application Detail Totals for Axos Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,456 | $2,263,276,000 | $507,000 | $16,000,000 | $203,000 | $9,999,000 |
| Home Purchase | 2,081 | $1,582,922,000 | $760,000 | $13,000,000 | $325,000 | $9,999,000 |
| Home Improvement | 1,035 | $596,521,000 | $576,000 | $10,000,000 | $184,000 | $6,425,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,779 | $2,335,635,000 | $618,000 | $15,000,000 | $248,000 | $9,999,000 |
| Not Provided | 1,838 | $899,992,000 | $489,000 | $10,000,000 | $211,000 | $7,666,000 |
| Asian | 942 | $565,649,000 | $600,000 | $16,000,000 | $274,000 | $9,999,000 |
| Hispanic | 561 | $259,168,000 | $461,000 | $6,000,000 | $247,000 | $6,206,000 |
| Not applicable | 197 | $254,500,000 | $1,291,000 | $13,000,000 | $2,000 | $212,000 |
| Black or African American | 158 | $80,423,000 | $509,000 | $5,200,000 | $193,000 | $2,400,000 |
| Native Hawaiin or Other Pacific Islander | 54 | $27,711,000 | $513,000 | $3,300,000 | $193,000 | $2,592,000 |
| American Indian or Alaskan Native | 43 | $19,641,000 | $456,000 | $2,000,000 | $223,000 | $2,693,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,442 | $4,411,552,000 | $592,000 | $16,000,000 | $236,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 98 | $23,660,000 | $241,000 | $597,000 | $106,000 | $482,000 |
| VA-guaranteed (Veterans Administration) | 32 | $7,507,000 | $234,000 | $527,000 | $95,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,791 | $2,234,397,000 | $589,000 | $13,000,000 | $210,000 | $9,999,000 |
| Application Withdrawn By Applicant | 1,486 | $787,029,000 | $529,000 | $16,000,000 | $263,000 | $9,999,000 |
| Application Denied By Financial Institution | 987 | $663,889,000 | $672,000 | $15,000,000 | $239,000 | $9,999,000 |
| File Closed For Incompleteness | 967 | $448,148,000 | $463,000 | $7,500,000 | $227,000 | $6,446,000 |
| Loan Purchased By The Institution | 252 | $250,030,000 | $992,000 | $7,000,000 | $392,000 | $4,056,000 |
| Application Approved But Not Accepted | 69 | $52,778,000 | $764,000 | $3,642,000 | $394,000 | $6,770,000 |
| Preapproval Denied by Financial Institution | 20 | $6,448,000 | $322,000 | $700,000 | $65,000 | $123,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 386 | $213,380,000 | $552,000 | $5,000,000 | $116,000 | $1,132,000 |
| Collateral | 282 | $267,310,000 | $947,000 | $14,000,000 | $342,000 | $9,999,000 |
| Credit History | 111 | $60,907,000 | $548,000 | $6,149,000 | $146,000 | $1,000,000 |
| Unverifiable Information | 100 | $28,525,000 | $285,000 | $1,550,000 | $159,000 | $2,693,000 |
| Other | 90 | $86,244,000 | $958,000 | $15,000,000 | $658,000 | $6,206,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $10,450,000 | $454,000 | $1,610,000 | $129,000 | $365,000 |
| Employment History | 13 | $2,736,000 | $210,000 | $417,000 | $88,000 | $235,000 |
| Mortgage Insurance Denied | 2 | $785,000 | $392,000 | $527,000 | $137,000 | $184,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Axos Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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