Axos Bank Mortgage Lending & HMDA Data, 2018

In 2018, Axos Bank of San Diego, CA reported 7,337 mortgage applications totaling $5.5 billion, down 2% from 2017. The average application was for $744,183, and applicants reported an average income of $226,042. 50% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (887), Anaheim-Santa Ana-Irvine, CA (544) and San Diego-Carlsbad, CA (392) (applications in parentheses).

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,337
Total Mortgage Loan Application Amount $5,460,075,000
Average Mortgage Loan Application Amount $744,183
Highest Mortgage Loan Application Amount $50,255,000
Average Applicant Income $226,042
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axos Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 887 $ 1,383,445,000 $ 1,559,689 $ 380,000
Orange, California 544 $ 612,240,000 $ 1,125,441 $ 317,000
San Diego, California 392 $ 351,970,000 $ 897,882 $ 272,000
Maricopa, Arizona 242 $ 101,940,000 $ 421,239 $ 158,000
Clark, Nevada 230 $ 89,460,000 $ 388,956 $ 200,000
Santa Clara, California 182 $ 211,700,000 $ 1,163,186 $ 303,000
San Bernardino, California 134 $ 54,860,000 $ 409,402 $ 132,000
Riverside, California 127 $ 72,005,000 $ 566,968 $ 241,000
Alameda, California 98 $ 70,740,000 $ 721,836 $ 178,000
King, Washington 97 $ 53,615,000 $ 552,731 $ 180,000
San Francisco, California 86 $ 125,700,000 $ 1,461,627 $ 317,000
New York, New York 77 $ 270,395,000 $ 3,511,623 $ 665,000
San Mateo, California 74 $ 106,850,000 $ 1,443,918 $ 321,000
Sacramento, California 68 $ 39,060,000 $ 574,411 $ 110,000
Contra Costa, California 67 $ 57,325,000 $ 855,597 $ 242,000
Suffolk, New York 66 $ 120,350,000 $ 1,823,484 $ 408,000
Harris, Texas 65 $ 12,865,000 $ 197,923 $ 146,000
Cook, Illinois 62 $ 33,590,000 $ 541,774 $ 124,000
Broward, Florida 57 $ 56,925,000 $ 998,684 $ 276,000
Miami-Dade, Florida 57 $ 100,625,000 $ 1,765,350 $ 719,000
Palm Beach, Florida 52 $ 33,510,000 $ 644,423 $ 296,000
Santa Barbara, California 49 $ 58,885,000 $ 1,201,734 $ 350,000
Nassau, New York 48 $ 59,530,000 $ 1,240,208 $ 285,000
Kings, New York 43 $ 41,375,000 $ 962,209 $ 346,000
Salt Lake, Utah 43 $ 12,695,000 $ 295,232 $ 98,000
Marin, California 42 $ 46,210,000 $ 1,100,238 $ 269,000
Fulton, Georgia 41 $ 15,615,000 $ 380,853 $ 238,000
Washoe, Nevada 41 $ 15,705,000 $ 383,048 $ 130,000
Tarrant, Texas 40 $ 10,490,000 $ 262,250 $ 121,000
Clark, Washington 40 $ 9,790,000 $ 244,750 $ 122,000
Ventura, California 36 $ 28,350,000 $ 787,500 $ 207,000
Maui, Hawaii 35 $ 29,875,000 $ 853,571 $ 308,000
Pierce, Washington 35 $ 12,505,000 $ 357,285 $ 123,000
Pima, Arizona 34 $ 5,670,000 $ 166,764 $ 100,000
Multnomah, Oregon 34 $ 14,830,000 $ 436,176 $ 121,000
Honolulu, Hawaii 33 $ 31,155,000 $ 944,090 $ 466,000
Washington, Oregon 33 $ 10,835,000 $ 328,333 $ 140,000
Sonoma, California 32 $ 27,750,000 $ 867,187 $ 233,000
Jefferson, Colorado 32 $ 9,620,000 $ 300,625 $ 119,000
San Joaquin, California 31 $ 10,085,000 $ 325,322 $ 116,000
Snohomish, Washington 31 $ 10,465,000 $ 337,580 $ 190,000
Fresno, California 30 $ 8,280,000 $ 276,000 $ 199,000
Oakland, Michigan 29 $ 6,515,000 $ 224,655 $ 127,000
Clackamas, Oregon 29 $ 11,475,000 $ 395,689 $ 143,000
Collin, Texas 29 $ 7,865,000 $ 271,206 $ 132,000
Dallas, Texas 29 $ 6,685,000 $ 230,517 $ 133,000
Monterey, California 27 $ 28,545,000 $ 1,057,222 $ 507,000
Arapahoe, Colorado 27 $ 7,735,000 $ 286,481 $ 117,000
DuPage, Illinois 26 $ 6,270,000 $ 241,153 $ 127,000
Queens, New York 26 $ 21,360,000 $ 821,538 $ 579,000
Travis, Texas 26 $ 7,100,000 $ 273,076 $ 106,000
Fairfax, Virginia 26 $ 13,490,000 $ 518,846 $ 180,000
Spokane, Washington 26 $ 5,370,000 $ 206,538 $ 116,000
Utah, Utah 25 $ 6,175,000 $ 247,000 $ 100,000
Cobb, Georgia 24 $ 5,320,000 $ 221,666 $ 118,000
Ada, Idaho 23 $ 4,695,000 $ 204,130 $ 85,000
Marion, Indiana 23 $ 4,475,000 $ 194,565 $ 140,000
Kern, California 22 $ 5,090,000 $ 231,363 $ 110,000
El Paso, Colorado 22 $ 5,190,000 $ 235,909 $ 392,000
Hennepin, Minnesota 22 $ 4,400,000 $ 200,000 $ 96,000
Bernalillo, New Mexico 22 $ 6,450,000 $ 293,181 $ 124,000
Williamson, Texas 22 $ 5,600,000 $ 254,545 $ 159,000
Placer, California 21 $ 9,485,000 $ 451,666 $ 185,000
Stanislaus, California 21 $ 5,155,000 $ 245,476 $ 104,000
Fort Bend, Texas 21 $ 4,795,000 $ 228,333 $ 140,000
San Luis Obispo, California 20 $ 14,480,000 $ 724,000 $ 236,000
Solano, California 20 $ 13,520,000 $ 676,000 $ 223,000
Fairfield, Connecticut 20 $ 18,500,000 $ 925,000 $ 273,000
Denton, Texas 20 $ 4,840,000 $ 242,000 $ 115,000
Tulare, California 19 $ 15,755,000 $ 829,210 $ 90,000
Montgomery, Maryland 19 $ 12,175,000 $ 640,789 $ 192,000
Santa Cruz, California 18 $ 16,150,000 $ 897,222 $ 233,000
Gwinnett, Georgia 17 $ 3,495,000 $ 205,588 $ 92,000
Mecklenburg, North Carolina 17 $ 3,365,000 $ 197,941 $ 115,000
Marion, Oregon 17 $ 3,355,000 $ 197,352 $ 87,000
Pinal, Arizona 16 $ 2,500,000 $ 156,250 $ 115,000
Hillsborough, Florida 16 $ 2,920,000 $ 182,500 $ 146,000
Bergen, New Jersey 16 $ 9,770,000 $ 610,625 $ 264,000
Bexar, Texas 16 $ 2,590,000 $ 161,875 $ 97,000
Yavapai, Arizona 15 $ 3,155,000 $ 210,333 $ 109,000
Denver, Colorado 15 $ 13,115,000 $ 874,333 $ 165,000
Wayne, Michigan 15 $ 1,985,000 $ 132,333 $ 139,000
Westchester, New York 15 $ 10,925,000 $ 728,333 $ 230,000
Cuyahoga, Ohio 15 $ 2,285,000 $ 152,333 $ 72,000
Summit, Utah 15 $ 24,855,000 $ 1,657,000 $ 726,000
El Dorado, California 14 $ 9,200,000 $ 657,142 $ 194,000
Pinellas, Florida 14 $ 4,380,000 $ 312,857 $ 148,000
Johnson, Kansas 14 $ 2,840,000 $ 202,857 $ 85,000
Essex, New Jersey 14 $ 6,980,000 $ 498,571 $ 157,000
Duval, Florida 13 $ 4,345,000 $ 334,230 $ 160,000
Orange, Florida 13 $ 3,975,000 $ 305,769 $ 193,000
Suffolk, Massachusetts 13 $ 7,985,000 $ 614,230 $ 305,000
Hudson, New Jersey 13 $ 5,405,000 $ 415,769 $ 218,000
Napa, California 12 $ 10,630,000 $ 885,833 $ 267,000
Hamilton, Indiana 12 $ 2,660,000 $ 221,666 $ 112,000
St. Louis, Missouri 12 $ 10,240,000 $ 853,333 $ 154,000
Shelby, Tennessee 12 $ 1,890,000 $ 157,500 $ 134,000
Williamson, Tennessee 12 $ 4,180,000 $ 348,333 $ 144,000
Thurston, Washington 12 $ 2,890,000 $ 240,833 $ 106,000
Merced, California 11 $ 3,845,000 $ 349,545 $ 78,000
Adams, Colorado 11 $ 2,995,000 $ 272,272 $ 138,000
Boulder, Colorado 11 $ 7,735,000 $ 703,181 $ 494,000
Bay, Florida 11 $ 6,255,000 $ 568,636 $ 159,000
Hawaii, Hawaii 11 $ 4,215,000 $ 383,181 $ 174,000
Morris, New Jersey 11 $ 3,765,000 $ 342,272 $ 152,000
Durham, North Carolina 11 $ 2,195,000 $ 199,545 $ 136,000
Pitt, North Carolina 11 $ 1,155,000 $ 105,000 $ 171,000
Wake, North Carolina 11 $ 2,825,000 $ 256,818 $ 163,000
Lane, Oregon 11 $ 2,215,000 $ 201,363 $ 93,000
Greenville, South Carolina 11 $ 1,655,000 $ 150,454 $ 138,000
District of Columbia, District Of Columbia 10 $ 6,660,000 $ 666,000 $ 298,000
Collier, Florida 10 $ 14,480,000 $ 1,448,000 $ 358,000
Lee, Florida 10 $ 2,520,000 $ 252,000 $ 148,000
DeKalb, Georgia 10 $ 2,270,000 $ 227,000 $ 149,000
Kootenai, Idaho 10 $ 1,810,000 $ 181,000 $ 89,000
Anne Arundel, Maryland 10 $ 4,400,000 $ 440,000 $ 193,000
Middlesex, Massachusetts 10 $ 4,030,000 $ 403,000 $ 291,000
Douglas, Nebraska 10 $ 2,180,000 $ 218,000 $ 119,000
Jackson, Oregon 10 $ 2,080,000 $ 208,000 $ 92,000
Davidson, Tennessee 10 $ 2,770,000 $ 277,000 $ 132,000
Washington, Utah 10 $ 3,760,000 $ 376,000 $ 327,000
Chesterfield, Virginia 10 $ 2,420,000 $ 242,000 $ 157,000
Benton, Washington 10 $ 2,240,000 $ 224,000 $ 163,000
Hartford, Connecticut 9 $ 2,285,000 $ 253,888 $ 99,000
Allen, Indiana 9 $ 1,245,000 $ 138,333 $ 95,000
Baltimore City, Maryland 9 $ 1,405,000 $ 156,111 $ 201,000
Anoka, Minnesota 9 $ 1,795,000 $ 199,444 $ 115,000
Ramsey, Minnesota 9 $ 1,515,000 $ 168,333 $ 113,000
Middlesex, New Jersey 9 $ 2,215,000 $ 246,111 $ 175,000
Delaware, Pennsylvania 9 $ 5,925,000 $ 658,333 $ 199,000
Beaufort, South Carolina 9 $ 4,325,000 $ 480,555 $ 116,000
Broomfield, Colorado 8 $ 2,530,000 $ 316,250 $ 162,000
Weld, Colorado 8 $ 1,930,000 $ 241,250 $ 88,000
New Haven, Connecticut 8 $ 1,980,000 $ 247,500 $ 120,000
New Castle, Delaware 8 $ 1,330,000 $ 166,250 $ 100,000
Sarasota, Florida 8 $ 4,220,000 $ 527,500 $ 187,000
Canyon, Idaho 8 $ 1,490,000 $ 186,250 $ 74,000
Lake, Illinois 8 $ 3,700,000 $ 462,500 $ 169,000
Jackson, Missouri 8 $ 1,490,000 $ 186,250 $ 151,000
Monmouth, New Jersey 8 $ 4,610,000 $ 576,250 $ 181,000
Hamilton, Tennessee 8 $ 1,270,000 $ 158,750 $ 73,000
Davis, Utah 8 $ 1,210,000 $ 151,250 $ 80,000
Kitsap, Washington 8 $ 3,120,000 $ 390,000 $ 137,000
Whatcom, Washington 8 $ 1,670,000 $ 208,750 $ 118,000
Coconino, Arizona 7 $ 3,105,000 $ 443,571 $ 100,000
Kings, California 7 $ 1,495,000 $ 213,571 $ 90,000
San Benito, California 7 $ 2,055,000 $ 293,571 $ 114,000
Shasta, California 7 $ 1,315,000 $ 187,857 $ 211,000
Douglas, Colorado 7 $ 2,455,000 $ 350,714 $ 129,000
Kane, Illinois 7 $ 1,565,000 $ 223,571 $ 100,000
Prince George's, Maryland 7 $ 2,055,000 $ 293,571 $ 107,000
Gallatin, Montana 7 $ 1,885,000 $ 269,285 $ 97,000
Yellowstone, Montana 7 $ 1,365,000 $ 195,000 $ 95,000
Ocean, New Jersey 7 $ 6,805,000 $ 972,142 $ 411,000
Richmond, New York 7 $ 2,045,000 $ 292,142 $ 115,000
Horry, South Carolina 7 $ 1,765,000 $ 252,142 $ 152,000
El Paso, Texas 7 $ 695,000 $ 99,285 $ 154,000
Loudoun, Virginia 7 $ 3,725,000 $ 532,142 $ 199,000
Dane, Wisconsin 7 $ 1,485,000 $ 212,142 $ 107,000
Anchorage, Alaska 6 $ 2,860,000 $ 476,666 $ 175,000
Humboldt, California 6 $ 1,500,000 $ 250,000 $ 149,000
Yolo, California 6 $ 2,770,000 $ 461,666 $ 112,000
Osceola, Florida 6 $ 1,490,000 $ 248,333 $ 133,000
Pasco, Florida 6 $ 880,000 $ 146,666 $ 51,000
Seminole, Florida 6 $ 970,000 $ 161,666 $ 102,000
St. Johns, Florida 6 $ 1,960,000 $ 326,666 $ 130,000
McHenry, Illinois 6 $ 870,000 $ 145,000 $ 106,000
Flathead, Montana 6 $ 1,080,000 $ 180,000 $ 165,000
Santa Fe, New Mexico 6 $ 2,420,000 $ 403,333 $ 203,000
Rockland, New York 6 $ 2,370,000 $ 395,000 $ 154,000
Guilford, North Carolina 6 $ 1,120,000 $ 186,666 $ 112,000
Iredell, North Carolina 6 $ 1,660,000 $ 276,666 $ 181,000
Union, North Carolina 6 $ 2,640,000 $ 440,000 $ 645,000
Franklin, Ohio 6 $ 910,000 $ 151,666 $ 103,000
Lucas, Ohio 6 $ 880,000 $ 146,666 $ 105,000
Oklahoma, Oklahoma 6 $ 1,360,000 $ 226,666 $ 82,000
Montgomery, Pennsylvania 6 $ 1,690,000 $ 281,666 $ 152,000
Philadelphia, Pennsylvania 6 $ 960,000 $ 160,000 $ 136,000
Rutherford, Tennessee 6 $ 920,000 $ 153,333 $ 87,000
Richmond City, Virginia 6 $ 1,230,000 $ 205,000 $ 129,000
Teton, Wyoming 6 $ 17,050,000 $ 2,841,666 $ 1,294,000
Mobile, Alabama 5 $ 625,000 $ 125,000 $ 52,000
Imperial, California 5 $ 955,000 $ 191,000 $ 95,000
Mesa, Colorado 5 $ 2,215,000 $ 443,000 $ 208,000
Litchfield, Connecticut 5 $ 8,265,000 $ 1,653,000 $ 188,000
New London, Connecticut 5 $ 3,525,000 $ 705,000 $ 253,000
Brevard, Florida 5 $ 1,265,000 $ 253,000 $ 181,000
Lake, Florida 5 $ 1,075,000 $ 215,000 $ 102,000
Manatee, Florida 5 $ 1,685,000 $ 337,000 $ 152,000
Polk, Florida 5 $ 1,675,000 $ 335,000 $ 173,000
Forsyth, Georgia 5 $ 2,105,000 $ 421,000 $ 179,000
Kauai, Hawaii 5 $ 4,605,000 $ 921,000 $ 307,000
Lake, Indiana 5 $ 1,005,000 $ 201,000 $ 90,000
Polk, Iowa 5 $ 885,000 $ 177,000 $ 126,000
Jefferson, Louisiana 5 $ 1,055,000 $ 211,000 $ 124,000
St. Clair, Michigan 5 $ 855,000 $ 171,000 $ 97,000
Washtenaw, Michigan 5 $ 1,115,000 $ 223,000 $ 148,000
St. Charles, Missouri 5 $ 895,000 $ 179,000 $ 88,000
Sandoval, New Mexico 5 $ 1,035,000 $ 207,000 $ 115,000
Dauphin, Pennsylvania 5 $ 615,000 $ 123,000 $ 59,000
York, South Carolina 5 $ 1,695,000 $ 339,000 $ 121,000
Bell, Texas 5 $ 765,000 $ 153,000 $ 194,000
Montgomery, Texas 5 $ 1,515,000 $ 303,000 $ 123,000
Tooele, Utah 5 $ 1,085,000 $ 217,000 $ 108,000
Henrico, Virginia 5 $ 835,000 $ 167,000 $ 100,000
Chelan, Washington 5 $ 2,235,000 $ 447,000 $ 132,000
Mason, Washington 5 $ 1,095,000 $ 219,000 $ 122,000
Yakima, Washington 5 $ 625,000 $ 125,000 $ 110,000
Brown, Wisconsin 5 $ 665,000 $ 133,000 $ 81,000
Milwaukee, Wisconsin 5 $ 745,000 $ 149,000 $ 130,000
Jefferson, Alabama 4 $ 1,680,000 $ 420,000 $ 126,000
Mohave, Arizona 4 $ 760,000 $ 190,000 $ 85,000
Navajo, Arizona 4 $ 610,000 $ 152,500 $ 178,000
Benton, Arkansas 4 $ 1,270,000 $ 317,500 $ 154,000
Amador, California 4 $ 810,000 $ 202,500 $ 126,000
Calaveras, California 4 $ 2,010,000 $ 502,500 $ 110,000
Citrus, Florida 4 $ 810,000 $ 202,500 $ 297,000
Monroe, Florida 4 $ 5,340,000 $ 1,335,000 $ 261,000
Cherokee, Georgia 4 $ 830,000 $ 207,500 $ 96,000
Hall, Georgia 4 $ 830,000 $ 207,500 $ 116,000
East Baton Rouge, Louisiana 4 $ 1,210,000 $ 302,500 $ 193,000
Worcester, Maryland 4 $ 500,000 $ 125,000 $ 121,000
Worcester, Massachusetts 4 $ 970,000 $ 242,500 $ 118,000
Berrien, Michigan 4 $ 740,000 $ 185,000 $ 114,000
Genesee, Michigan 4 $ 560,000 $ 140,000 $ 66,000
Ingham, Michigan 4 $ 380,000 $ 95,000 $ 98,000
Macomb, Michigan 4 $ 440,000 $ 110,000 $ 108,000
Ottawa, Michigan 4 $ 690,000 $ 172,500 $ 88,000
Scott, Minnesota 4 $ 1,110,000 $ 277,500 $ 104,000
Washington, Minnesota 4 $ 940,000 $ 235,000 $ 242,000
Missoula, Montana 4 $ 890,000 $ 222,500 $ 139,000
Carson City, Nevada 4 $ 680,000 $ 170,000 $ 86,000
Douglas, Nevada 4 $ 3,150,000 $ 787,500 $ 220,000
Union, New Jersey 4 $ 1,510,000 $ 377,500 $ 112,000
Dona Ana, New Mexico 4 $ 560,000 $ 140,000 $ 102,000
Bronx, New York 4 $ 2,570,000 $ 642,500 $ 246,000
Brunswick, North Carolina 4 $ 990,000 $ 247,500 $ 116,000
Buncombe, North Carolina 4 $ 2,250,000 $ 562,500 $ 119,000
Delaware, Ohio 4 $ 860,000 $ 215,000 $ 105,000
Cleveland, Oklahoma 4 $ 360,000 $ 90,000 $ 107,000
Benton, Oregon 4 $ 680,000 $ 170,000 $ 83,000
Clatsop, Oregon 4 $ 960,000 $ 240,000 $ 160,000
Linn, Oregon 4 $ 850,000 $ 212,500 $ 124,000
Allegheny, Pennsylvania 4 $ 770,000 $ 192,500 $ 84,000
Bucks, Pennsylvania 4 $ 1,270,000 $ 317,500 $ 46,000
Chester, Pennsylvania 4 $ 1,960,000 $ 490,000 $ 171,000
Charleston, South Carolina 4 $ 3,670,000 $ 917,500 $ 126,000
Lexington, South Carolina 4 $ 560,000 $ 140,000 $ 88,000
Ellis, Texas 4 $ 730,000 $ 182,500 $ 134,000
Hays, Texas 4 $ 860,000 $ 215,000 $ 76,000
Parker, Texas 4 $ 1,260,000 $ 315,000 $ 74,000
Wasatch, Utah 4 $ 6,100,000 $ 1,525,000 $ 737,000
Prince William, Virginia 4 $ 1,210,000 $ 302,500 $ 113,000
Franklin, Washington 4 $ 540,000 $ 135,000 $ 107,000
Island, Washington 4 $ 2,950,000 $ 737,500 $ 120,000
Lewis, Washington 4 $ 710,000 $ 177,500 $ 67,000
Ozaukee, Wisconsin 4 $ 990,000 $ 247,500 $ 156,000
Waukesha, Wisconsin 4 $ 370,000 $ 92,500 $ 65,000
Baldwin, Alabama 3 $ 675,000 $ 225,000 $ 115,000
Madison, Alabama 3 $ 355,000 $ 118,333 $ 155,000
Santa Cruz, Arizona 3 $ 555,000 $ 185,000 $ 90,000
Craighead, Arkansas 3 $ 275,000 $ 91,666 $ 128,000
Butte, California 3 $ 925,000 $ 308,333 $ 100,000
Mono, California 3 $ 1,715,000 $ 571,666 $ 298,000
Nevada, California 3 $ 2,535,000 $ 845,000 $ 212,000
La Plata, Colorado 3 $ 855,000 $ 285,000 $ 96,000
Park, Colorado 3 $ 775,000 $ 258,333 $ 104,000
Pitkin, Colorado 3 $ 8,925,000 $ 2,975,000 $ 163,000
San Miguel, Colorado 3 $ 3,295,000 $ 1,098,333 $ 325,000
Middlesex, Connecticut 3 $ 2,235,000 $ 745,000 $ 310,000
Escambia, Florida 3 $ 505,000 $ 168,333 $ 68,000
Martin, Florida 3 $ 3,635,000 $ 1,211,666 $ 192,000
Clarke, Georgia 3 $ 365,000 $ 121,666 $ 73,000
Bannock, Idaho 3 $ 495,000 $ 165,000 $ 89,000
Bonner, Idaho 3 $ 1,465,000 $ 488,333 $ 228,000
Elmore, Idaho 3 $ 455,000 $ 151,666 $ 100,000
Fremont, Idaho 3 $ 485,000 $ 161,666 $ 57,000
Peoria, Illinois 3 $ 715,000 $ 238,333 $ 126,000
Dallas, Iowa 3 $ 325,000 $ 108,333 $ 82,000
Sedgwick, Kansas 3 $ 425,000 $ 141,666 $ 148,000
Orleans, Louisiana 3 $ 965,000 $ 321,666 $ 149,000
St. Tammany, Louisiana 3 $ 305,000 $ 101,666 $ 33,000
Frederick, Maryland 3 $ 745,000 $ 248,333 $ 110,000
Howard, Maryland 3 $ 975,000 $ 325,000 $ 162,000
Essex, Massachusetts 3 $ 895,000 $ 298,333 $ 265,000
Plymouth, Massachusetts 3 $ 1,045,000 $ 348,333 $ 102,000
Charlevoix, Michigan 3 $ 445,000 $ 148,333 $ 139,000
Grand Traverse, Michigan 3 $ 465,000 $ 155,000 $ 137,000
Kent, Michigan 3 $ 905,000 $ 301,666 $ 150,000
Midland, Michigan 3 $ 195,000 $ 65,000 $ 47,000
Crow Wing, Minnesota 3 $ 575,000 $ 191,666 $ 85,000
Dakota, Minnesota 3 $ 495,000 $ 165,000 $ 66,000
Clay, Missouri 3 $ 735,000 $ 245,000 $ 124,000
Platte, Missouri 3 $ 595,000 $ 198,333 $ 129,000
Passaic, New Jersey 3 $ 1,525,000 $ 508,333 $ 167,000
Columbia, New York 3 $ 2,505,000 $ 835,000 $ 216,000
Monroe, New York 3 $ 625,000 $ 208,333 $ 135,000
Saratoga, New York 3 $ 1,145,000 $ 381,666 $ 139,000
Forsyth, North Carolina 3 $ 305,000 $ 101,666 $ 58,000
Henderson, North Carolina 3 $ 475,000 $ 158,333 $ 107,000
Johnston, North Carolina 3 $ 505,000 $ 168,333 $ 148,000
Hamilton, Ohio 3 $ 505,000 $ 168,333 $ 98,000
Montgomery, Ohio 3 $ 495,000 $ 165,000 $ 64,000
Summit, Ohio 3 $ 605,000 $ 201,666 $ 89,000
Warren, Ohio 3 $ 615,000 $ 205,000 $ 112,000
Tulsa, Oklahoma 3 $ 655,000 $ 218,333 $ 106,000
Crook, Oregon 3 $ 805,000 $ 268,333 $ 190,000
Curry, Oregon 3 $ 525,000 $ 175,000 $ 72,000
Deschutes, Oregon 3 $ 785,000 $ 261,666 $ 73,000
Hood River, Oregon 3 $ 925,000 $ 308,333 $ 73,000
Lincoln, Oregon 3 $ 705,000 $ 235,000 $ 137,000
Polk, Oregon 3 $ 795,000 $ 265,000 $ 76,000
Aiken, South Carolina 3 $ 605,000 $ 201,666 $ 76,000
Spartanburg, South Carolina 3 $ 415,000 $ 138,333 $ 250,000
Knox, Tennessee 3 $ 405,000 $ 135,000 $ 238,000
Brazoria, Texas 3 $ 625,000 $ 208,333 $ 93,000
Galveston, Texas 3 $ 625,000 $ 208,333 $ 142,000
Iron, Utah 3 $ 685,000 $ 228,333 $ 103,000
Morgan, Utah 3 $ 695,000 $ 231,666 $ 75,000
Weber, Utah 3 $ 515,000 $ 171,666 $ 61,000
Albemarle, Virginia 3 $ 825,000 $ 275,000 $ 74,000
Arlington, Virginia 3 $ 1,295,000 $ 431,666 $ 109,000
Clallam, Washington 3 $ 765,000 $ 255,000 $ 90,000
Walla Walla, Washington 3 $ 385,000 $ 128,333 $ 68,000
Kenosha, Wisconsin 3 $ 455,000 $ 151,666 $ 58,000
Jackson, Alabama 2 $ 170,000 $ 85,000 $ 30,000
Montgomery, Alabama 2 $ 310,000 $ 155,000 $ 103,000
Tuscaloosa, Alabama 2 $ 210,000 $ 105,000 $ 112,000
Fairbanks North Star, Alaska 2 $ 190,000 $ 95,000 $ 81,000
Juneau, Alaska 2 $ 720,000 $ 360,000 $ 90,000
Kenai Peninsula, Alaska 2 $ 680,000 $ 340,000 $ 313,000
Matanuska-Susitna, Alaska 2 $ 620,000 $ 310,000 $ 90,000
Yuma, Arizona 2 $ 360,000 $ 180,000 $ 41,000
Pulaski, Arkansas 2 $ 250,000 $ 125,000 $ 38,000
Saline, Arkansas 2 $ 240,000 $ 120,000 $ 75,000
Washington, Arkansas 2 $ 220,000 $ 110,000 $ 158,000
Lake, California 2 $ 450,000 $ 225,000 $ 131,000
Madera, California 2 $ 460,000 $ 230,000 $ 125,000
Siskiyou, California 2 $ 250,000 $ 125,000 $ 73,000
Sutter, California 2 $ 820,000 $ 410,000 $ 164,000
Tuolumne, California 2 $ 570,000 $ 285,000 $ 60,000
Grand, Colorado 2 $ 370,000 $ 185,000 $ 255,000
Larimer, Colorado 2 $ 380,000 $ 190,000 $ 104,000
Alachua, Florida 2 $ 270,000 $ 135,000 $ 78,000
Charlotte, Florida 2 $ 750,000 $ 375,000 $ 161,000
Clay, Florida 2 $ 650,000 $ 325,000 $ 130,000
Flagler, Florida 2 $ 470,000 $ 235,000 $ 111,000
Highlands, Florida 2 $ 170,000 $ 85,000 $ 61,000
Walton, Florida 2 $ 2,170,000 $ 1,085,000 $ 221,000
Coweta, Georgia 2 $ 1,760,000 $ 880,000 $ 881,000
Lumpkin, Georgia 2 $ 250,000 $ 125,000 $ 38,000
Paulding, Georgia 2 $ 140,000 $ 70,000 $ 58,000
Will, Illinois 2 $ 360,000 $ 180,000 $ 93,000
Hendricks, Indiana 2 $ 610,000 $ 305,000 $ 66,000
Johnson, Indiana 2 $ 290,000 $ 145,000 $ 103,000
LaPorte, Indiana 2 $ 470,000 $ 235,000 $ 161,000
St. Joseph, Indiana 2 $ 340,000 $ 170,000 $ 144,000
Franklin, Kansas 2 $ 350,000 $ 175,000 $ 40,000
Jefferson, Kentucky 2 $ 470,000 $ 235,000 $ 94,000
Marshall, Kentucky 2 $ 150,000 $ 75,000 $ 30,000
Baltimore, Maryland 2 $ 430,000 $ 215,000 $ 94,000
Charles, Maryland 2 $ 330,000 $ 165,000 $ 107,000
Barnstable, Massachusetts 2 $ 400,000 $ 200,000 $ 151,000
Nantucket, Massachusetts 2 $ 2,730,000 $ 1,365,000 $ 1,340,000
Norfolk, Massachusetts 2 $ 1,040,000 $ 520,000 $ 203,000
Alger, Michigan 2 $ 170,000 $ 85,000 $ 28,000
Bay, Michigan 2 $ 230,000 $ 115,000 $ 66,000
Clare, Michigan 2 $ 150,000 $ 75,000 $ 104,000
Kalamazoo, Michigan 2 $ 940,000 $ 470,000 $ 157,000
Presque Isle, Michigan 2 $ 270,000 $ 135,000 $ 111,000
Sherburne, Minnesota 2 $ 440,000 $ 220,000 $ 119,000
Wright, Minnesota 2 $ 820,000 $ 410,000 $ 111,000
Adams, Mississippi 2 $ 320,000 $ 160,000 $ 171,000
Lafayette, Mississippi 2 $ 410,000 $ 205,000 $ 80,000
Rankin, Mississippi 2 $ 310,000 $ 155,000 $ 90,000
Jefferson, Missouri 2 $ 300,000 $ 150,000 $ 127,000
Lafayette, Missouri 2 $ 230,000 $ 115,000 $ 110,000
St. Louis City, Missouri 2 $ 390,000 $ 195,000 $ 126,000
Lewis and Clark, Montana 2 $ 400,000 $ 200,000 $ 61,000
Lyon, Nevada 2 $ 250,000 $ 125,000 $ 63,000
Hillsborough, New Hampshire 2 $ 910,000 $ 455,000 $ 160,000
Sullivan, New Hampshire 2 $ 370,000 $ 185,000 $ 154,000
Atlantic, New Jersey 2 $ 360,000 $ 180,000 $ 70,000
Cape May, New Jersey 2 $ 330,000 $ 165,000 $ 135,000
Hunterdon, New Jersey 2 $ 440,000 $ 220,000 $ 157,000
Mercer, New Jersey 2 $ 640,000 $ 320,000 $ 161,000
Sussex, New Jersey 2 $ 310,000 $ 155,000 $ 66,000
Colfax, New Mexico 2 $ 660,000 $ 330,000 $ 220,000
Erie, New York 2 $ 370,000 $ 185,000 $ 68,000
Onondaga, New York 2 $ 380,000 $ 190,000 $ 166,000
Putnam, New York 2 $ 1,270,000 $ 635,000 $ 643,000
Cabarrus, North Carolina 2 $ 370,000 $ 185,000 $ 259,000
Harnett, North Carolina 2 $ 1,430,000 $ 715,000 $ 238,000
New Hanover, North Carolina 2 $ 500,000 $ 250,000 $ 103,000
Onslow, North Carolina 2 $ 130,000 $ 65,000 $ 107,000
Orange, North Carolina 2 $ 530,000 $ 265,000 $ 117,000
Cass, North Dakota 2 $ 470,000 $ 235,000 $ 98,000
Belmont, Ohio 2 $ 130,000 $ 65,000 $ 27,000
Lorain, Ohio 2 $ 410,000 $ 205,000 $ 111,000
Baker, Oregon 2 $ 240,000 $ 120,000 $ 53,000
Douglas, Oregon 2 $ 230,000 $ 115,000 $ 45,000
Tillamook, Oregon 2 $ 500,000 $ 250,000 $ 150,000
Umatilla, Oregon 2 $ 540,000 $ 270,000 $ 287,000
Yamhill, Oregon 2 $ 760,000 $ 380,000 $ 76,000
Berks, Pennsylvania 2 $ 310,000 $ 155,000 $ 138,000
Cumberland, Pennsylvania 2 $ 400,000 $ 200,000 $ 142,000
Lancaster, Pennsylvania 2 $ 340,000 $ 170,000 $ 182,000
Lycoming, Pennsylvania 2 $ 230,000 $ 115,000 $ 39,000
Monroe, Pennsylvania 2 $ 330,000 $ 165,000 $ 78,000
York, Pennsylvania 2 $ 1,770,000 $ 885,000 $ 217,000
Providence, Rhode Island 2 $ 680,000 $ 340,000 $ 141,000
Anderson, South Carolina 2 $ 430,000 $ 215,000 $ 88,000
Dorchester, South Carolina 2 $ 260,000 $ 130,000 $ 80,000
Lancaster, South Carolina 2 $ 190,000 $ 95,000 $ 32,000
Roane, Tennessee 2 $ 470,000 $ 235,000 $ 101,000
Cameron, Texas 2 $ 140,000 $ 70,000 $ 214,000
Hood, Texas 2 $ 160,000 $ 80,000 $ 78,000
Jim Wells, Texas 2 $ 280,000 $ 140,000 $ 299,000
Nueces, Texas 2 $ 340,000 $ 170,000 $ 170,000
Rockwall, Texas 2 $ 310,000 $ 155,000 $ 61,000
Wise, Texas 2 $ 400,000 $ 200,000 $ 112,000
Washington, Vermont 2 $ 630,000 $ 315,000 $ 154,000
Fauquier, Virginia 2 $ 600,000 $ 300,000 $ 206,000
Virginia Beach, Virginia 2 $ 1,160,000 $ 580,000 $ 65,000
Asotin, Washington 2 $ 400,000 $ 200,000 $ 42,000
Cowlitz, Washington 2 $ 560,000 $ 280,000 $ 131,000
Douglas, Washington 2 $ 440,000 $ 220,000 $ 220,000
Jefferson, Washington 2 $ 1,640,000 $ 820,000 $ 163,000
Kittitas, Washington 2 $ 310,000 $ 155,000 $ 186,000
Klickitat, Washington 2 $ 730,000 $ 365,000 $ 236,000
Skagit, Washington 2 $ 490,000 $ 245,000 $ 98,000
Cherokee, Alabama 1 $ 175,000 $ 175,000 $ 51,000
Coosa, Alabama 1 $ 135,000 $ 135,000 $ 76,000
Limestone, Alabama 1 $ 155,000 $ 155,000 $ 76,000
Pike, Alabama 1 $ 285,000 $ 285,000 $ 47,000
Shelby, Alabama 1 $ 245,000 $ 245,000 $ 240,000
Winston, Alabama 1 $ 225,000 $ 225,000 $ 89,000
Sitka, Alaska 1 $ 205,000 $ 205,000 $ 35,000
Baxter, Arkansas 1 $ 55,000 $ 55,000 $ 45,000
Crittenden, Arkansas 1 $ 155,000 $ 155,000 $ 49,000
Jackson, Arkansas 1 $ 185,000 $ 185,000 $ 101,000
Pope, Arkansas 1 $ 215,000 $ 215,000 $ 102,000
Colusa, California 1 $ 205,000 $ 205,000 $ 135,000
Glenn, California 1 $ 125,000 $ 125,000 $ 73,000
Inyo, California 1 $ 395,000 $ 395,000 $ 73,000
Mendocino, California 1 $ 505,000 $ 505,000 $ 96,000
Plumas, California 1 $ 205,000 $ 205,000 $ 0
Tehama, California 1 $ 175,000 $ 175,000 $ 93,000
Yuba, California 1 $ 235,000 $ 235,000 $ 39,000
Bent, Colorado 1 $ 55,000 $ 55,000 $ 7,000
Chaffee, Colorado 1 $ 425,000 $ 425,000 $ 3,000
Clear Creek, Colorado 1 $ 255,000 $ 255,000 $ 94,000
Conejos, Colorado 1 $ 105,000 $ 105,000 $ 108,000
Eagle, Colorado 1 $ 255,000 $ 255,000 $ 74,000
Fremont, Colorado 1 $ 135,000 $ 135,000 $ 25,000
Garfield, Colorado 1 $ 235,000 $ 235,000 $ 62,000
Lake, Colorado 1 $ 175,000 $ 175,000 $ 225,000
Morgan, Colorado 1 $ 235,000 $ 235,000 $ 79,000
Pueblo, Colorado 1 $ 105,000 $ 105,000 $ 127,000
Teller, Colorado 1 $ 165,000 $ 165,000 $ 144,000
Tolland, Connecticut 1 $ 165,000 $ 165,000 $ 78,000
Kent, Delaware 1 $ 245,000 $ 245,000 $ 46,000
Sussex, Delaware 1 $ 115,000 $ 115,000 $ 69,000
Hernando, Florida 1 $ 105,000 $ 105,000 $ 74,000
Indian River, Florida 1 $ 235,000 $ 235,000 $ 92,000
Leon, Florida 1 $ 145,000 $ 145,000 $ 75,000
Marion, Florida 1 $ 355,000 $ 355,000 $ 183,000
Nassau, Florida 1 $ 235,000 $ 235,000 $ 60,000
Santa Rosa, Florida 1 $ 155,000 $ 155,000 $ 120,000
St. Lucie, Florida 1 $ 185,000 $ 185,000 $ 60,000
Sumter, Florida 1 $ 215,000 $ 215,000 $ 69,000
Volusia, Florida 1 $ 255,000 $ 255,000 $ 139,000
Wakulla, Florida 1 $ 175,000 $ 175,000 $ 101,000
Barrow, Georgia 1 $ 135,000 $ 135,000 $ 98,000
Carroll, Georgia 1 $ 50,255,000 $ 50,255,000 $ 147,000
Chatham, Georgia 1 $ 125,000 $ 125,000 $ 89,000
Clayton, Georgia 1 $ 145,000 $ 145,000 $ 60,000
Columbia, Georgia 1 $ 125,000 $ 125,000 $ 244,000
Fayette, Georgia 1 $ 75,000 $ 75,000 $ 181,000
Gilmer, Georgia 1 $ 145,000 $ 145,000 $ 101,000
Glynn, Georgia 1 $ 185,000 $ 185,000 $ 224,000
Henry, Georgia 1 $ 135,000 $ 135,000 $ 95,000
Jackson, Georgia 1 $ 425,000 $ 425,000 $ 180,000
Meriwether, Georgia 1 $ 105,000 $ 105,000 $ 48,000
Monroe, Georgia 1 $ 255,000 $ 255,000 $ 165,000
Newton, Georgia 1 $ 125,000 $ 125,000 $ 27,000
Oconee, Georgia 1 $ 255,000 $ 255,000 $ 360,000
Spalding, Georgia 1 $ 95,000 $ 95,000 $ 60,000
Benewah, Idaho 1 $ 125,000 $ 125,000 $ 42,000
Bingham, Idaho 1 $ 215,000 $ 215,000 $ 57,000
Blaine, Idaho 1 $ 755,000 $ 755,000 $ 420,000
Boise, Idaho 1 $ 425,000 $ 425,000 $ 108,000
Bonneville, Idaho 1 $ 285,000 $ 285,000 $ 118,000
Latah, Idaho 1 $ 195,000 $ 195,000 $ 79,000
Shoshone, Idaho 1 $ 145,000 $ 145,000 $ 67,000
Twin Falls, Idaho 1 $ 145,000 $ 145,000 $ 43,000
Valley, Idaho 1 $ 125,000 $ 125,000 $ 129,000
DeKalb, Illinois 1 $ 305,000 $ 305,000 $ 258,000
Kankakee, Illinois 1 $ 115,000 $ 115,000 $ 89,000
Livingston, Illinois 1 $ 65,000 $ 65,000 $ 37,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,047 $2,175,385,000 $713,000 $50,255,000 $250,000 $5,200,000
Refinancing 1,984 $1,351,830,000 $681,000 $39,005,000 $199,000 $5,000,000
Cash-out Refinancing 1,946 $1,664,070,000 $855,000 $30,005,000 $204,000 $6,000,000
Other Purpose 242 $228,640,000 $944,000 $16,355,000 $299,000 $4,761,000
Home Improvement 118 $40,150,000 $340,000 $5,005,000 $276,000 $5,063,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,517 $2,690,325,000 $764,000 $39,005,000 $235,000 $6,000,000
Not Provided 1,678 $1,102,950,000 $657,000 $25,005,000 $223,000 $5,200,000
Asian 856 $616,030,000 $719,000 $16,355,000 $241,000 $3,718,000
Hispanic 566 $272,910,000 $482,000 $10,725,000 $184,000 $3,300,000
Black or African American 201 $149,875,000 $745,000 $50,255,000 $166,000 $2,593,000
Not applicable 198 $427,640,000 $2,159,000 $30,005,000 $0 $0
American Indian or Alaskan Native 41 $17,755,000 $433,000 $2,105,000 $345,000 $1,964,000
Native Hawaiian or Other Pacific Islander 19 $8,955,000 $471,000 $2,285,000 $108,000 $287,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,019 $5,387,985,000 $767,000 $50,255,000 $234,000 $6,000,000
FHA-insured (Federal Housing Administration) 243 $51,295,000 $211,000 $775,000 $76,000 $250,000
VA-guaranteed (Veterans Administration) 75 $20,795,000 $277,000 $725,000 $86,000 $268,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,657 $2,560,265,000 $700,000 $30,005,000 $223,000 $5,200,000
Application Withdrawn By Applicant 1,230 $707,790,000 $575,000 $50,255,000 $210,000 $3,600,000
Application Denied By Financial Institution 1,198 $1,360,100,000 $1,135,000 $39,005,000 $260,000 $5,063,000
File Closed For Incompleteness 1,044 $742,850,000 $711,000 $39,005,000 $232,000 $6,000,000
Application Approved But Not Accepted 91 $57,515,000 $632,000 $6,985,000 $208,000 $2,451,000
Preapproval Approved but not Accepted 61 $17,755,000 $291,000 $785,000 $129,000 $524,000
Loan Purchased By The Institution 44 $11,120,000 $252,000 $445,000 $0 $0
Preapproval Denied by Financial Institution 12 $2,680,000 $223,000 $405,000 $57,000 $133,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,127 $4,097,295,000 $668,000 $50,255,000 $221,000 $6,000,000
Debt-To-Income Ratio 502 $455,450,000 $907,000 $15,415,000 $123,000 $2,655,000
Collateral 353 $544,085,000 $1,541,000 $39,005,000 $448,000 $5,063,000
Credit History 187 $91,175,000 $487,000 $5,505,000 $178,000 $4,018,000
Other 67 $113,595,000 $1,695,000 $16,355,000 $592,000 $3,718,000
Unverifiable Information 59 $129,675,000 $2,197,000 $17,005,000 $231,000 $5,000,000
Insufficient Cash (Downpayment, Closing Cost) 31 $23,325,000 $752,000 $3,925,000 $235,000 $1,168,000
Employment History 8 $4,720,000 $590,000 $2,505,000 $293,000 $1,844,000
Credit Application Incomplete 2 $640,000 $320,000 $355,000 $147,000 $147,000
Mortgage Insurance Denied 1 $115,000 $115,000 $115,000 $85,000 $85,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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