Axos Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Axos Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Axos Bank 4350 La Jolla Village Dr Suite 140 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,337 |
| Total Mortgage Loan Application Amount | $5,460,075,000 |
| Average Mortgage Loan Application Amount | $706,600 |
| Highest Mortgage Loan Application Amount | $50,255,000 |
| Average Applicant Income | $245,600 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Axos Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Axos Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Axos Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Axos Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Axos Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Axos Bank's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 887 | $ 1,383,445,000 | $ 1,559,000 | $ 380,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 544 | $ 612,240,000 | $ 1,125,000 | $ 317,000 |
| SAN DIEGO-CARLSBAD, CA | 392 | $ 351,970,000 | $ 897,000 | $ 272,000 |
| NA (OUTSIDE OF MSA/MD) | 350 | $ 158,600,000 | $ 390,977 | $ 177,363 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 261 | $ 126,865,000 | $ 486,000 | $ 186,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 258 | $ 104,440,000 | $ 404,000 | $ 155,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 235 | $ 381,775,000 | $ 1,252,000 | $ 366,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 230 | $ 89,460,000 | $ 388,000 | $ 200,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 189 | $ 213,755,000 | $ 1,130,000 | $ 296,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 165 | $ 128,065,000 | $ 776,000 | $ 206,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 160 | $ 232,550,000 | $ 1,453,000 | $ 319,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 139 | $ 48,355,000 | $ 316,500 | $ 131,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 128 | $ 64,080,000 | $ 500,000 | $ 182,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 114 | $ 179,880,000 | $ 1,577,000 | $ 356,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 113 | $ 82,605,000 | $ 731,000 | $ 173,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 109 | $ 60,515,000 | $ 555,000 | $ 137,000 |
| DENVER-AURORA-LAKEWOOD, CO | 104 | $ 39,480,000 | $ 379,000 | $ 129,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 97 | $ 20,425,000 | $ 210,000 | $ 141,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 96 | $ 41,090,000 | $ 428,000 | $ 123,000 |
| DALLAS-PLANO-IRVING, TX | 86 | $ 20,770,000 | $ 241,000 | $ 125,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 68 | $ 31,180,000 | $ 375,750 | $ 153,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 57 | $ 56,925,000 | $ 998,000 | $ 276,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 57 | $ 100,625,000 | $ 1,765,000 | $ 719,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 57 | $ 11,755,000 | $ 161,000 | $ 81,000 |
| AUSTIN-ROUND ROCK, TX | 53 | $ 13,665,000 | $ 257,000 | $ 125,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 52 | $ 33,510,000 | $ 644,000 | $ 296,000 |
| FORT WORTH-ARLINGTON, TX | 49 | $ 12,485,000 | $ 254,000 | $ 113,000 |
| SANTA MARIA-SANTA BARBARA, CA | 49 | $ 58,885,000 | $ 1,201,000 | $ 350,000 |
| SALT LAKE CITY, UT | 48 | $ 13,780,000 | $ 287,000 | $ 99,000 |
| SAN RAFAEL, CA | 42 | $ 46,210,000 | $ 1,100,000 | $ 269,000 |
| RENO, NV | 41 | $ 15,705,000 | $ 383,000 | $ 130,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 40 | $ 8,130,000 | $ 203,000 | $ 125,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 39 | $ 8,015,000 | $ 205,000 | $ 120,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 38 | $ 9,920,000 | $ 264,000 | $ 168,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 37 | $ 8,285,000 | $ 223,000 | $ 131,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 36 | $ 28,350,000 | $ 787,000 | $ 207,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 35 | $ 29,875,000 | $ 853,000 | $ 308,000 |
| NEWARK, NJ-PA | 35 | $ 13,615,000 | $ 275,000 | $ 269,500 |
| TACOMA-LAKEWOOD, WA | 35 | $ 12,505,000 | $ 357,000 | $ 123,000 |
| TUCSON, AZ | 34 | $ 5,670,000 | $ 166,000 | $ 100,000 |
| URBAN HONOLULU, HI | 33 | $ 31,155,000 | $ 944,000 | $ 466,000 |
| BOISE CITY, ID | 32 | $ 6,610,000 | $ 206,000 | $ 83,000 |
| KANSAS CITY, MO-KS | 32 | $ 6,170,000 | $ 192,500 | $ 111,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 32 | $ 8,520,000 | $ 266,000 | $ 121,000 |
| SANTA ROSA, CA | 32 | $ 27,750,000 | $ 867,000 | $ 233,000 |
| STOCKTON-LODI, CA | 31 | $ 10,085,000 | $ 325,000 | $ 116,000 |
| FRESNO, CA | 30 | $ 8,280,000 | $ 276,000 | $ 199,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 30 | $ 7,510,000 | $ 250,000 | $ 147,000 |
| ALBUQUERQUE, NM | 28 | $ 7,860,000 | $ 280,000 | $ 123,000 |
| SALINAS, CA | 27 | $ 28,545,000 | $ 1,057,000 | $ 507,000 |
| SPOKANE-SPOKANE VALLEY, WA | 26 | $ 5,370,000 | $ 206,000 | $ 116,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 25 | $ 7,505,000 | $ 300,000 | $ 180,000 |
| PROVO-OREM, UT | 25 | $ 6,175,000 | $ 247,000 | $ 100,000 |
| COLORADO SPRINGS, CO | 23 | $ 5,355,000 | $ 232,000 | $ 382,000 |
| BAKERSFIELD, CA | 22 | $ 5,090,000 | $ 231,000 | $ 110,000 |
| JACKSONVILLE, FL | 22 | $ 7,190,000 | $ 326,000 | $ 145,000 |
| RICHMOND, VA | 22 | $ 4,800,000 | $ 218,000 | $ 136,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 22 | $ 12,920,000 | $ 587,000 | $ 181,000 |
| ST. LOUIS, MO-IL | 22 | $ 12,090,000 | $ 414,000 | $ 131,500 |
| MODESTO, CA | 21 | $ 5,155,000 | $ 245,000 | $ 104,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 20 | $ 18,500,000 | $ 925,000 | $ 273,000 |
| SALEM, OR | 20 | $ 4,150,000 | $ 207,000 | $ 86,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 20 | $ 14,480,000 | $ 724,000 | $ 236,000 |
| VALLEJO-FAIRFIELD, CA | 20 | $ 13,520,000 | $ 676,000 | $ 223,000 |
| CLEVELAND-ELYRIA, OH | 19 | $ 2,985,000 | $ 157,000 | $ 72,000 |
| VISALIA-PORTERVILLE, CA | 19 | $ 15,755,000 | $ 829,000 | $ 90,000 |
| BOSTON, MA | 18 | $ 10,070,000 | $ 559,000 | $ 260,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 18 | $ 2,940,000 | $ 163,000 | $ 92,000 |
| SANTA CRUZ-WATSONVILLE, CA | 18 | $ 16,150,000 | $ 897,000 | $ 233,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 15 | $ 1,985,000 | $ 132,000 | $ 139,000 |
| OGDEN-CLEARFIELD, UT | 15 | $ 2,625,000 | $ 175,000 | $ 73,000 |
| PHILADELPHIA, PA | 15 | $ 6,885,000 | $ 459,000 | $ 174,000 |
| PRESCOTT, AZ | 15 | $ 3,155,000 | $ 210,000 | $ 109,000 |
| RALEIGH, NC | 15 | $ 3,545,000 | $ 236,000 | $ 156,000 |
| DURHAM-CHAPEL HILL, NC | 14 | $ 2,830,000 | $ 202,000 | $ 127,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 14 | $ 2,230,000 | $ 159,000 | $ 125,000 |
| KENNEWICK-RICHLAND, WA | 14 | $ 2,780,000 | $ 198,000 | $ 147,000 |
| MEMPHIS, TN-MS-AR | 14 | $ 2,250,000 | $ 172,333 | $ 106,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 14 | $ 2,270,000 | $ 162,000 | $ 114,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 14 | $ 4,920,000 | $ 351,000 | $ 127,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 13 | $ 4,925,000 | $ 378,000 | $ 284,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 13 | $ 4,685,000 | $ 360,000 | $ 146,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 13 | $ 5,905,000 | $ 454,000 | $ 174,000 |
| COLUMBUS, OH | 12 | $ 2,220,000 | $ 185,000 | $ 102,000 |
| NAPA, CA | 12 | $ 10,630,000 | $ 885,000 | $ 267,000 |
| OLYMPIA-TUMWATER, WA | 12 | $ 2,890,000 | $ 240,000 | $ 106,000 |
| BOULDER, CO | 11 | $ 7,735,000 | $ 703,000 | $ 494,000 |
| EUGENE, OR | 11 | $ 2,215,000 | $ 201,000 | $ 93,000 |
| GREENVILLE, NC | 11 | $ 1,155,000 | $ 105,000 | $ 171,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 11 | $ 4,155,000 | $ 306,500 | $ 113,500 |
| MERCED, CA | 11 | $ 3,845,000 | $ 349,000 | $ 78,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 11 | $ 2,755,000 | $ 249,500 | $ 134,000 |
| NEW ORLEANS-METAIRIE, LA | 11 | $ 2,325,000 | $ 211,000 | $ 106,000 |
| OKLAHOMA CITY, OK | 11 | $ 1,855,000 | $ 168,000 | $ 91,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 11 | $ 2,285,000 | $ 207,000 | $ 117,000 |
| PANAMA CITY, FL | 11 | $ 6,255,000 | $ 568,000 | $ 159,000 |
| CAPE CORAL-FORT MYERS, FL | 10 | $ 2,520,000 | $ 252,000 | $ 148,000 |
| COEUR D'ALENE, ID | 10 | $ 1,810,000 | $ 181,000 | $ 89,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 10 | $ 4,530,000 | $ 453,000 | $ 118,000 |
| MEDFORD, OR | 10 | $ 2,080,000 | $ 208,000 | $ 92,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 10 | $ 14,480,000 | $ 1,448,000 | $ 358,000 |
| ST. GEORGE, UT | 10 | $ 3,760,000 | $ 376,000 | $ 327,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 10 | $ 2,950,000 | $ 295,000 | $ 114,000 |
| CHATTANOOGA, TN-GA | 9 | $ 1,395,000 | $ 155,000 | $ 73,000 |
| CINCINNATI, OH-KY-IN | 9 | $ 1,995,000 | $ 217,500 | $ 99,000 |
| FORT WAYNE, IN | 9 | $ 1,245,000 | $ 138,000 | $ 95,000 |
| WILMINGTON, DE-MD-NJ | 9 | $ 1,465,000 | $ 150,500 | $ 103,000 |
| ANCHORAGE, AK | 8 | $ 3,480,000 | $ 435,000 | $ 147,000 |
| ASHEVILLE, NC | 8 | $ 2,940,000 | $ 367,000 | $ 114,000 |
| BELLINGHAM, WA | 8 | $ 1,670,000 | $ 208,000 | $ 118,000 |
| BREMERTON-SILVERDALE, WA | 8 | $ 3,120,000 | $ 390,000 | $ 137,000 |
| DES MOINES-WEST DES MOINES, IA | 8 | $ 1,210,000 | $ 151,000 | $ 110,000 |
| ELGIN, IL | 8 | $ 1,870,000 | $ 233,000 | $ 120,000 |
| GRAND RAPIDS-WYOMING, MI | 8 | $ 1,760,000 | $ 220,000 | $ 111,000 |
| GREELEY, CO | 8 | $ 1,930,000 | $ 241,000 | $ 88,000 |
| NEW HAVEN-MILFORD, CT | 8 | $ 1,980,000 | $ 247,000 | $ 120,000 |
| BILLINGS, MT | 7 | $ 1,365,000 | $ 195,000 | $ 95,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 7 | $ 4,065,000 | $ 580,000 | $ 111,000 |
| EL PASO, TX | 7 | $ 695,000 | $ 99,000 | $ 154,000 |
| FLAGSTAFF, AZ | 7 | $ 3,105,000 | $ 443,000 | $ 100,000 |
| HANFORD-CORCORAN, CA | 7 | $ 1,495,000 | $ 213,000 | $ 90,000 |
| HARRISBURG-CARLISLE, PA | 7 | $ 1,015,000 | $ 145,000 | $ 83,000 |
| MADISON, WI | 7 | $ 1,485,000 | $ 212,000 | $ 107,000 |
| REDDING, CA | 7 | $ 1,315,000 | $ 187,000 | $ 211,000 |
| TOLEDO, OH | 7 | $ 975,000 | $ 139,000 | $ 101,000 |
| WENATCHEE, WA | 7 | $ 2,675,000 | $ 382,000 | $ 161,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 6 | $ 1,490,000 | $ 248,000 | $ 156,000 |
| GARY, IN | 6 | $ 1,250,000 | $ 208,000 | $ 109,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 1,120,000 | $ 186,000 | $ 112,000 |
| KNOXVILLE, TN | 6 | $ 1,010,000 | $ 168,000 | $ 158,000 |
| PITTSBURGH, PA | 6 | $ 1,070,000 | $ 178,000 | $ 75,000 |
| SANTA FE, NM | 6 | $ 2,420,000 | $ 403,000 | $ 203,000 |
| ANN ARBOR, MI | 5 | $ 1,115,000 | $ 223,000 | $ 148,000 |
| BATON ROUGE, LA | 5 | $ 1,365,000 | $ 273,000 | $ 164,000 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 1,925,000 | $ 385,000 | $ 149,000 |
| EL CENTRO, CA | 5 | $ 955,000 | $ 191,000 | $ 95,000 |
| GRAND JUNCTION, CO | 5 | $ 2,215,000 | $ 443,000 | $ 208,000 |
| GREEN BAY, WI | 5 | $ 665,000 | $ 133,000 | $ 81,000 |
| KILLEEN-TEMPLE, TX | 5 | $ 765,000 | $ 153,000 | $ 194,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 1,675,000 | $ 335,000 | $ 173,000 |
| MOBILE, AL | 5 | $ 625,000 | $ 125,000 | $ 52,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 3,525,000 | $ 705,000 | $ 253,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 1,265,000 | $ 253,000 | $ 181,000 |
| SALISBURY, MD-DE | 5 | $ 615,000 | $ 120,000 | $ 95,000 |
| TULSA, OK | 5 | $ 955,000 | $ 191,000 | $ 102,000 |
| YAKIMA, WA | 5 | $ 625,000 | $ 125,000 | $ 110,000 |
| AKRON, OH | 4 | $ 780,000 | $ 195,000 | $ 93,000 |
| ALBANY, OR | 4 | $ 850,000 | $ 212,000 | $ 124,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4 | $ 1,250,000 | $ 312,000 | $ 113,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 620,000 | $ 155,000 | $ 144,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 730,000 | $ 163,000 | $ 160,000 |
| CARSON CITY, NV | 4 | $ 680,000 | $ 170,000 | $ 86,000 |
| COLUMBIA, SC | 4 | $ 560,000 | $ 140,000 | $ 88,000 |
| CORVALLIS, OR | 4 | $ 680,000 | $ 170,000 | $ 83,000 |
| FLINT, MI | 4 | $ 560,000 | $ 140,000 | $ 66,000 |
| GAINESVILLE, GA | 4 | $ 830,000 | $ 207,000 | $ 116,000 |
| HOMOSASSA SPRINGS, FL | 4 | $ 810,000 | $ 202,000 | $ 297,000 |
| HUNTSVILLE, AL | 4 | $ 510,000 | $ 127,000 | $ 135,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 760,000 | $ 190,000 | $ 85,000 |
| LANSING-EAST LANSING, MI | 4 | $ 380,000 | $ 95,000 | $ 98,000 |
| LAS CRUCES, NM | 4 | $ 560,000 | $ 140,000 | $ 102,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 490,000 | $ 122,000 | $ 56,000 |
| MISSOULA, MT | 4 | $ 890,000 | $ 222,000 | $ 139,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 740,000 | $ 185,000 | $ 114,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 660,000 | $ 165,000 | $ 81,000 |
| PORT ST. LUCIE, FL | 4 | $ 3,820,000 | $ 955,000 | $ 159,000 |
| PROVIDENCE-WARWICK, RI-MA | 4 | $ 1,280,000 | $ 308,000 | $ 146,500 |
| ROCHESTER, NY | 4 | $ 750,000 | $ 187,000 | $ 139,000 |
| WORCESTER, MA-CT | 4 | $ 970,000 | $ 242,000 | $ 118,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 605,000 | $ 205,000 | $ 163,000 |
| BEND-REDMOND, OR | 3 | $ 785,000 | $ 261,000 | $ 73,000 |
| CHARLOTTESVILLE, VA | 3 | $ 825,000 | $ 275,000 | $ 74,000 |
| CHICO, CA | 3 | $ 925,000 | $ 308,000 | $ 100,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 675,000 | $ 225,000 | $ 115,000 |
| DAYTON, OH | 3 | $ 495,000 | $ 165,000 | $ 64,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 725,000 | $ 241,000 | $ 120,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 3 | $ 1,425,000 | $ 475,000 | $ 443,000 |
| JACKSON, MS | 3 | $ 415,000 | $ 138,000 | $ 88,000 |
| JONESBORO, AR | 3 | $ 275,000 | $ 91,000 | $ 128,000 |
| MIDLAND, MI | 3 | $ 195,000 | $ 65,000 | $ 47,000 |
| PEORIA, IL | 3 | $ 715,000 | $ 238,000 | $ 126,000 |
| POCATELLO, ID | 3 | $ 495,000 | $ 165,000 | $ 89,000 |
| SPARTANBURG, SC | 3 | $ 415,000 | $ 138,000 | $ 250,000 |
| WALLA WALLA, WA | 3 | $ 385,000 | $ 128,000 | $ 68,000 |
| WICHITA, KS | 3 | $ 425,000 | $ 141,000 | $ 148,000 |
| WINSTON-SALEM, NC | 3 | $ 305,000 | $ 101,000 | $ 58,000 |
| YUBA CITY, CA | 3 | $ 1,055,000 | $ 351,000 | $ 122,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| BARNSTABLE TOWN, MA | 2 | $ 400,000 | $ 200,000 | $ 151,000 |
| BAY CITY, MI | 2 | $ 230,000 | $ 115,000 | $ 66,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 140,000 | $ 70,000 | $ 214,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 2 | $ 370,000 | $ 185,000 | $ 68,000 |
| CAMDEN, NJ | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| CORPUS CHRISTI, TX | 2 | $ 340,000 | $ 170,000 | $ 170,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 2,170,000 | $ 1,085,000 | $ 221,000 |
| EAST STROUDSBURG, PA | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| FAIRBANKS, AK | 2 | $ 190,000 | $ 95,000 | $ 81,000 |
| FARGO, ND-MN | 2 | $ 470,000 | $ 235,000 | $ 98,000 |
| FORT COLLINS, CO | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| GAINESVILLE, FL | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| JACKSONVILLE, NC | 2 | $ 130,000 | $ 65,000 | $ 107,000 |
| JOPLIN, MO | 2 | $ 470,000 | $ 235,000 | $ 171,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 940,000 | $ 470,000 | $ 157,000 |
| LANCASTER, PA | 2 | $ 340,000 | $ 170,000 | $ 182,000 |
| LEWISTON, ID-WA | 2 | $ 400,000 | $ 200,000 | $ 42,000 |
| LONGVIEW, WA | 2 | $ 560,000 | $ 280,000 | $ 131,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| MADERA, CA | 2 | $ 460,000 | $ 230,000 | $ 125,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 910,000 | $ 455,000 | $ 160,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 470,000 | $ 235,000 | $ 161,000 |
| MONTGOMERY, AL | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| OCEAN CITY, NJ | 2 | $ 330,000 | $ 165,000 | $ 135,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 650,000 | $ 325,000 | $ 343,000 |
| PUNTA GORDA, FL | 2 | $ 750,000 | $ 375,000 | $ 161,000 |
| RAPID CITY, SD | 2 | $ 530,000 | $ 265,000 | $ 239,000 |
| READING, PA | 2 | $ 310,000 | $ 155,000 | $ 138,000 |
| ROCKY MOUNT, NC | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| SEBRING, FL | 2 | $ 170,000 | $ 85,000 | $ 61,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 340,000 | $ 170,000 | $ 144,000 |
| SYRACUSE, NY | 2 | $ 380,000 | $ 190,000 | $ 166,000 |
| TALLAHASSEE, FL | 2 | $ 320,000 | $ 160,000 | $ 88,000 |
| TRENTON, NJ | 2 | $ 640,000 | $ 320,000 | $ 161,000 |
| TUSCALOOSA, AL | 2 | $ 210,000 | $ 105,000 | $ 112,000 |
| WHEELING, WV-OH | 2 | $ 130,000 | $ 65,000 | $ 27,000 |
| WILLIAMSPORT, PA | 2 | $ 230,000 | $ 115,000 | $ 39,000 |
| WILMINGTON, NC | 2 | $ 500,000 | $ 250,000 | $ 103,000 |
| YORK-HANOVER, PA | 2 | $ 1,770,000 | $ 885,000 | $ 217,000 |
| YUMA, AZ | 2 | $ 360,000 | $ 180,000 | $ 41,000 |
| ABILENE, TX | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| BATTLE CREEK, MI | 1 | $ 355,000 | $ 355,000 | $ 67,000 |
| BISMARCK, ND | 1 | $ 755,000 | $ 755,000 | $ 210,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| BLOOMINGTON, IN | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| BRUNSWICK, GA | 1 | $ 185,000 | $ 185,000 | $ 224,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 355,000 | $ 355,000 | $ 225,000 |
| CEDAR RAPIDS, IA | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| CHEYENNE, WY | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| CLARKSVILLE, TN-KY | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 255,000 | $ 255,000 | $ 0 |
| DOVER, DE | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| DULUTH, MN-WI | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| EAU CLAIRE, WI | 1 | $ 425,000 | $ 425,000 | $ 210,000 |
| ERIE, PA | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| FARMINGTON, NM | 1 | $ 225,000 | $ 225,000 | $ 38,000 |
| GLENS FALLS, NY | 1 | $ 125,000 | $ 125,000 | $ 1,280,000 |
| GRAND FORKS, ND-MN | 1 | $ 385,000 | $ 385,000 | $ 514,000 |
| GREAT FALLS, MT | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| IDAHO FALLS, ID | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| JOHNSTOWN, PA | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| KANKAKEE, IL | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| KINGSTON, NY | 1 | $ 125,000 | $ 125,000 | $ 175,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| LAFAYETTE, LA | 1 | $ 295,000 | $ 295,000 | $ 127,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 125,000 | $ 125,000 | $ 240,000 |
| LAWRENCE, KS | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| LEBANON, PA | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| LINCOLN, NE | 1 | $ 105,000 | $ 105,000 | $ 294,000 |
| LONGVIEW, TX | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| LUBBOCK, TX | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| MORGANTOWN, WV | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| MUNCIE, IN | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| MUSKEGON, MI | 1 | $ 125,000 | $ 125,000 | $ 138,000 |
| OCALA, FL | 1 | $ 355,000 | $ 355,000 | $ 183,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 305,000 | $ 305,000 | $ 71,000 |
| OWENSBORO, KY | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| PITTSFIELD, MA | 1 | $ 395,000 | $ 395,000 | $ 217,000 |
| PUEBLO, CO | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| RACINE, WI | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| ROCHESTER, MN | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| SAN ANGELO, TX | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| SAVANNAH, GA | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| SHERMAN-DENISON, TX | 1 | $ 105,000 | $ 105,000 | $ 184,000 |
| SIOUX FALLS, SD | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| SPRINGFIELD, MO | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| ST. CLOUD, MN | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| ST. JOSEPH, MO-KS | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| SUMTER, SC | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| THE VILLAGES, FL | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| TWIN FALLS, ID | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| TYLER, TX | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| UTICA-ROME, NY | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| WACO, TX | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| WAUSAU, WI | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Axos Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,047 | $2,175,385,000 | $713,000 | $50,255,000 | $250,000 | $5,200,000 |
| Refinancing | 1,984 | $1,351,830,000 | $681,000 | $39,005,000 | $199,000 | $5,000,000 |
| Cash-out Refinancing | 1,946 | $1,664,070,000 | $855,000 | $30,005,000 | $204,000 | $6,000,000 |
| Other Purpose | 242 | $228,640,000 | $944,000 | $16,355,000 | $299,000 | $4,761,000 |
| Home Improvement | 118 | $40,150,000 | $340,000 | $5,005,000 | $276,000 | $5,063,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,517 | $2,690,325,000 | $764,000 | $39,005,000 | $235,000 | $6,000,000 |
| Not Provided | 1,678 | $1,102,950,000 | $657,000 | $25,005,000 | $223,000 | $5,200,000 |
| Asian | 856 | $616,030,000 | $719,000 | $16,355,000 | $241,000 | $3,718,000 |
| Hispanic | 566 | $272,910,000 | $482,000 | $10,725,000 | $184,000 | $3,300,000 |
| Black or African American | 201 | $149,875,000 | $745,000 | $50,255,000 | $166,000 | $2,593,000 |
| Not applicable | 198 | $427,640,000 | $2,159,000 | $30,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 41 | $17,755,000 | $433,000 | $2,105,000 | $345,000 | $1,964,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $8,955,000 | $471,000 | $2,285,000 | $108,000 | $287,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,019 | $5,387,985,000 | $767,000 | $50,255,000 | $234,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 243 | $51,295,000 | $211,000 | $775,000 | $76,000 | $250,000 |
| VA-guaranteed (Veterans Administration) | 75 | $20,795,000 | $277,000 | $725,000 | $86,000 | $268,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,657 | $2,560,265,000 | $700,000 | $30,005,000 | $223,000 | $5,200,000 |
| Application Withdrawn By Applicant | 1,230 | $707,790,000 | $575,000 | $50,255,000 | $210,000 | $3,600,000 |
| Application Denied By Financial Institution | 1,198 | $1,360,100,000 | $1,135,000 | $39,005,000 | $260,000 | $5,063,000 |
| File Closed For Incompleteness | 1,044 | $742,850,000 | $711,000 | $39,005,000 | $232,000 | $6,000,000 |
| Application Approved But Not Accepted | 91 | $57,515,000 | $632,000 | $6,985,000 | $208,000 | $2,451,000 |
| Preapproval Approved but not Accepted | 61 | $17,755,000 | $291,000 | $785,000 | $129,000 | $524,000 |
| Loan Purchased By The Institution | 44 | $11,120,000 | $252,000 | $445,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 12 | $2,680,000 | $223,000 | $405,000 | $57,000 | $133,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,127 | $4,097,295,000 | $668,000 | $50,255,000 | $221,000 | $6,000,000 |
| Debt-To-Income Ratio | 502 | $455,450,000 | $907,000 | $15,415,000 | $123,000 | $2,655,000 |
| Collateral | 353 | $544,085,000 | $1,541,000 | $39,005,000 | $448,000 | $5,063,000 |
| Credit History | 187 | $91,175,000 | $487,000 | $5,505,000 | $178,000 | $4,018,000 |
| Other | 67 | $113,595,000 | $1,695,000 | $16,355,000 | $592,000 | $3,718,000 |
| Unverifiable Information | 59 | $129,675,000 | $2,197,000 | $17,005,000 | $231,000 | $5,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $23,325,000 | $752,000 | $3,925,000 | $235,000 | $1,168,000 |
| Employment History | 8 | $4,720,000 | $590,000 | $2,505,000 | $293,000 | $1,844,000 |
| Credit Application Incomplete | 2 | $640,000 | $320,000 | $355,000 | $147,000 | $147,000 |
| Mortgage Insurance Denied | 1 | $115,000 | $115,000 | $115,000 | $85,000 | $85,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Axos Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.