Axos Bank Mortgage Lending & HMDA Data, 2022

In 2022, Axos Bank of San Diego, CA reported 5,153 mortgage applications totaling $5.5 billion, down 44% from 2021. The average application was for $1,063,047, and applicants reported an average income of $354,305. 32% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (568), Anaheim-Santa Ana-Irvine, CA (278) and New York-Jersey City-White Plains, NY-NJ (277) (applications in parentheses).

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,153
Total Mortgage Loan Application Amount $5,477,885,000
Average Mortgage Loan Application Amount $1,063,047
Highest Mortgage Loan Application Amount $57,005,000
Average Applicant Income $354,305
Highest Applicant Income $9,450,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axos Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 568 $ 1,528,810,000 $ 2,691,566 $ 795,000
Orange, California 278 $ 484,160,000 $ 1,741,582 $ 555,000
San Diego, California 265 $ 369,165,000 $ 1,393,075 $ 553,000
Santa Clara, California 119 $ 170,405,000 $ 1,431,974 $ 416,000
Clark, Nevada 110 $ 84,120,000 $ 764,727 $ 357,000
New York, New York 92 $ 194,110,000 $ 2,109,891 $ 718,000
Miami-Dade, Florida 81 $ 176,555,000 $ 2,179,691 $ 932,000
Maricopa, Arizona 76 $ 74,360,000 $ 978,421 $ 379,000
Suffolk, New York 74 $ 126,680,000 $ 1,711,891 $ 599,000
Riverside, California 67 $ 40,835,000 $ 609,477 $ 191,000
San Bernardino, California 66 $ 61,160,000 $ 926,666 $ 228,000
Kings, New York 61 $ 83,095,000 $ 1,362,213 $ 397,000
Alameda, California 59 $ 64,535,000 $ 1,093,813 $ 394,000
Santa Barbara, California 51 $ 124,015,000 $ 2,431,666 $ 615,000
Palm Beach, Florida 49 $ 113,255,000 $ 2,311,326 $ 707,000
San Mateo, California 47 $ 115,435,000 $ 2,456,063 $ 954,000
King, Washington 37 $ 33,095,000 $ 894,459 $ 376,000
Broward, Florida 36 $ 51,130,000 $ 1,420,277 $ 863,000
Queens, New York 36 $ 34,640,000 $ 962,222 $ 128,000
Contra Costa, California 35 $ 24,735,000 $ 706,714 $ 243,000
San Francisco, California 32 $ 37,370,000 $ 1,167,812 $ 316,000
Travis, Texas 31 $ 35,275,000 $ 1,137,903 $ 403,000
Ventura, California 30 $ 59,570,000 $ 1,985,666 $ 234,000
Nassau, New York 27 $ 22,625,000 $ 837,962 $ 177,000
Harris, Texas 27 $ 8,285,000 $ 306,851 $ 181,000
Salt Lake, Utah 27 $ 18,055,000 $ 668,703 $ 183,000
Franklin, Ohio 26 $ 5,900,000 $ 226,923 $ 122,000
Westchester, New York 25 $ 19,535,000 $ 781,400 $ 257,000
Dallas, Texas 24 $ 28,560,000 $ 1,190,000 $ 324,000
Lee, Florida 23 $ 14,285,000 $ 621,086 $ 308,000
Bexar, Texas 22 $ 6,560,000 $ 298,181 $ 198,000
Cook, Illinois 21 $ 8,235,000 $ 392,142 $ 241,000
Wake, North Carolina 21 $ 6,925,000 $ 329,761 $ 212,000
Hillsborough, Florida 19 $ 13,705,000 $ 721,315 $ 263,000
Bergen, New Jersey 19 $ 11,855,000 $ 623,947 $ 396,000
District of Columbia, District Of Columbia 18 $ 9,130,000 $ 507,222 $ 217,000
Fulton, Georgia 17 $ 23,305,000 $ 1,370,882 $ 302,000
Collin, Texas 17 $ 12,195,000 $ 717,352 $ 464,000
Tarrant, Texas 17 $ 7,235,000 $ 425,588 $ 180,000
Pima, Arizona 16 $ 3,940,000 $ 246,250 $ 112,000
Marin, California 16 $ 22,960,000 $ 1,435,000 $ 299,000
Placer, California 16 $ 25,020,000 $ 1,563,750 $ 907,000
Monterey, California 15 $ 21,965,000 $ 1,464,333 $ 242,000
Duval, Florida 15 $ 3,405,000 $ 227,000 $ 124,000
Orange, Florida 15 $ 8,725,000 $ 581,666 $ 258,000
Mecklenburg, North Carolina 15 $ 4,595,000 $ 306,333 $ 176,000
Snohomish, Washington 15 $ 8,535,000 $ 569,000 $ 198,000
Fresno, California 14 $ 4,330,000 $ 309,285 $ 129,000
Collier, Florida 14 $ 12,130,000 $ 866,428 $ 464,000
Pinellas, Florida 14 $ 18,530,000 $ 1,323,571 $ 175,000
Cobb, Georgia 14 $ 4,340,000 $ 310,000 $ 168,000
Honolulu, Hawaii 14 $ 23,090,000 $ 1,649,285 $ 824,000
Maui, Hawaii 14 $ 15,500,000 $ 1,107,142 $ 862,000
Anne Arundel, Maryland 14 $ 4,240,000 $ 302,857 $ 222,000
Washoe, Nevada 14 $ 7,230,000 $ 516,428 $ 123,000
Williamson, Texas 14 $ 5,470,000 $ 390,714 $ 151,000
Fairfield, Connecticut 13 $ 11,295,000 $ 868,846 $ 437,000
Sarasota, Florida 13 $ 16,435,000 $ 1,264,230 $ 734,000
Gwinnett, Georgia 13 $ 6,095,000 $ 468,846 $ 115,000
Richmond, New York 13 $ 5,955,000 $ 458,076 $ 112,000
Pierce, Washington 13 $ 5,905,000 $ 454,230 $ 139,000
Sacramento, California 12 $ 3,950,000 $ 329,166 $ 137,000
Sonoma, California 12 $ 16,370,000 $ 1,364,166 $ 229,000
Ada, Idaho 12 $ 8,130,000 $ 677,500 $ 231,000
Hennepin, Minnesota 12 $ 4,360,000 $ 363,333 $ 137,000
Essex, New Jersey 12 $ 3,300,000 $ 275,000 $ 149,000
Denton, Texas 12 $ 4,680,000 $ 390,000 $ 161,000
Summit, Utah 12 $ 16,610,000 $ 1,384,166 $ 496,000
Napa, California 11 $ 11,795,000 $ 1,072,272 $ 227,000
Hawaii, Hawaii 11 $ 27,085,000 $ 2,462,272 $ 1,063,000
Middlesex, Massachusetts 11 $ 17,015,000 $ 1,546,818 $ 495,000
Erie, New York 11 $ 2,605,000 $ 236,818 $ 125,000
Cuyahoga, Ohio 11 $ 4,255,000 $ 386,818 $ 128,000
Washington, Oregon 11 $ 4,505,000 $ 409,545 $ 352,000
Fairfax, Virginia 11 $ 6,245,000 $ 567,727 $ 227,000
DeKalb, Georgia 10 $ 2,350,000 $ 235,000 $ 126,000
Hudson, New Jersey 10 $ 5,700,000 $ 570,000 $ 202,000
Monmouth, New Jersey 10 $ 10,190,000 $ 1,019,000 $ 403,000
Bronx, New York 10 $ 9,130,000 $ 913,000 $ 106,000
Davidson, Tennessee 10 $ 16,230,000 $ 1,623,000 $ 474,000
Milwaukee, Wisconsin 10 $ 1,870,000 $ 187,000 $ 98,000
Yavapai, Arizona 9 $ 5,375,000 $ 597,222 $ 257,000
Kern, California 9 $ 4,745,000 $ 527,222 $ 93,000
San Joaquin, California 9 $ 6,215,000 $ 690,555 $ 828,000
Jefferson, Colorado 9 $ 3,435,000 $ 381,666 $ 108,000
Manatee, Florida 9 $ 6,395,000 $ 710,555 $ 830,000
Marion, Florida 9 $ 2,885,000 $ 320,555 $ 292,000
Marion, Indiana 9 $ 1,755,000 $ 195,000 $ 85,000
Prince George's, Maryland 9 $ 3,035,000 $ 337,222 $ 177,000
Oakland, Michigan 9 $ 2,515,000 $ 279,444 $ 163,000
Monroe, New York 9 $ 1,435,000 $ 159,444 $ 128,000
Fort Bend, Texas 9 $ 5,185,000 $ 576,111 $ 150,000
Prince William, Virginia 9 $ 4,595,000 $ 510,555 $ 201,000
Pinal, Arizona 8 $ 1,670,000 $ 208,750 $ 81,000
El Dorado, California 8 $ 6,810,000 $ 851,250 $ 220,000
El Paso, Colorado 8 $ 2,420,000 $ 302,500 $ 120,000
Jefferson, Kentucky 8 $ 1,650,000 $ 206,250 $ 70,000
Baltimore City, Maryland 8 $ 1,180,000 $ 147,500 $ 396,000
Worcester, Massachusetts 8 $ 2,460,000 $ 307,500 $ 156,000
Jackson, Missouri 8 $ 1,430,000 $ 178,750 $ 109,000
Somerset, New Jersey 8 $ 2,600,000 $ 325,000 $ 204,000
Orange, New York 8 $ 2,300,000 $ 287,500 $ 118,000
Durham, North Carolina 8 $ 2,610,000 $ 326,250 $ 149,000
Allegheny, Pennsylvania 8 $ 1,370,000 $ 171,250 $ 73,000
Delaware, Pennsylvania 8 $ 2,240,000 $ 280,000 $ 132,000
Shelby, Tennessee 8 $ 1,930,000 $ 241,250 $ 154,000
Galveston, Texas 8 $ 1,650,000 $ 206,250 $ 114,000
Solano, California 7 $ 3,315,000 $ 473,571 $ 144,000
Osceola, Florida 7 $ 1,835,000 $ 262,142 $ 136,000
Walton, Florida 7 $ 18,815,000 $ 2,687,857 $ 1,754,000
Montgomery, Maryland 7 $ 2,645,000 $ 377,857 $ 216,000
Wayne, Michigan 7 $ 1,405,000 $ 200,714 $ 142,000
Bernalillo, New Mexico 7 $ 1,845,000 $ 263,571 $ 223,000
Dutchess, New York 7 $ 1,915,000 $ 273,571 $ 151,000
Onslow, North Carolina 7 $ 4,135,000 $ 590,714 $ 731,000
Clackamas, Oregon 7 $ 3,035,000 $ 433,571 $ 168,000
Baldwin, Alabama 6 $ 3,190,000 $ 531,666 $ 201,000
Madison, Alabama 6 $ 1,490,000 $ 248,333 $ 217,000
Denver, Colorado 6 $ 2,010,000 $ 335,000 $ 98,000
Douglas, Colorado 6 $ 4,740,000 $ 790,000 $ 385,000
New Castle, Delaware 6 $ 1,330,000 $ 221,666 $ 107,000
Brevard, Florida 6 $ 3,490,000 $ 581,666 $ 295,000
Pasco, Florida 6 $ 1,570,000 $ 261,666 $ 75,000
Seminole, Florida 6 $ 1,840,000 $ 306,666 $ 109,000
Chatham, Georgia 6 $ 1,160,000 $ 193,333 $ 109,000
Baltimore, Maryland 6 $ 1,830,000 $ 305,000 $ 150,000
Frederick, Maryland 6 $ 2,030,000 $ 338,333 $ 158,000
Suffolk, Massachusetts 6 $ 3,480,000 $ 580,000 $ 96,000
St. Louis City, Missouri 6 $ 770,000 $ 128,333 $ 101,000
Ocean, New Jersey 6 $ 3,760,000 $ 626,666 $ 638,000
Rockland, New York 6 $ 3,770,000 $ 628,333 $ 1,181,000
Saratoga, New York 6 $ 1,490,000 $ 248,333 $ 69,000
Union, North Carolina 6 $ 2,170,000 $ 361,666 $ 96,000
Delaware, Ohio 6 $ 2,340,000 $ 390,000 $ 130,000
Hamilton, Ohio 6 $ 1,120,000 $ 186,666 $ 106,000
Deschutes, Oregon 6 $ 2,850,000 $ 475,000 $ 272,000
Multnomah, Oregon 6 $ 2,650,000 $ 441,666 $ 261,000
Rutherford, Tennessee 6 $ 2,020,000 $ 336,666 $ 94,000
Bell, Texas 6 $ 1,240,000 $ 206,666 $ 81,000
Kitsap, Washington 6 $ 2,560,000 $ 426,666 $ 100,000
Anchorage, Alaska 5 $ 1,195,000 $ 239,000 $ 117,000
Nevada, California 5 $ 2,275,000 $ 455,000 $ 148,000
Santa Cruz, California 5 $ 5,275,000 $ 1,055,000 $ 759,000
Hartford, Connecticut 5 $ 1,105,000 $ 221,000 $ 145,000
New Haven, Connecticut 5 $ 1,335,000 $ 267,000 $ 312,000
St. Johns, Florida 5 $ 2,565,000 $ 513,000 $ 362,000
Columbia, Georgia 5 $ 795,000 $ 159,000 $ 97,000
Kendall, Illinois 5 $ 845,000 $ 169,000 $ 141,000
Lake, Illinois 5 $ 1,785,000 $ 357,000 $ 208,000
Orleans, Louisiana 5 $ 1,005,000 $ 201,000 $ 203,000
Cumberland, Maine 5 $ 1,235,000 $ 247,000 $ 198,000
Barnstable, Massachusetts 5 $ 8,405,000 $ 1,681,000 $ 671,000
Plymouth, Massachusetts 5 $ 2,815,000 $ 563,000 $ 164,000
Gloucester, New Jersey 5 $ 1,515,000 $ 303,000 $ 122,000
Santa Fe, New Mexico 5 $ 2,155,000 $ 431,000 $ 187,000
Chautauqua, New York 5 $ 665,000 $ 133,000 $ 94,000
Greene, New York 5 $ 1,955,000 $ 391,000 $ 245,000
Buncombe, North Carolina 5 $ 1,535,000 $ 307,000 $ 157,000
Oklahoma, Oklahoma 5 $ 1,205,000 $ 241,000 $ 237,000
Montgomery, Pennsylvania 5 $ 2,875,000 $ 575,000 $ 236,000
Providence, Rhode Island 5 $ 1,365,000 $ 273,000 $ 95,000
Guadalupe, Texas 5 $ 1,165,000 $ 233,000 $ 124,000
Hays, Texas 5 $ 6,045,000 $ 1,209,000 $ 499,000
Hidalgo, Texas 5 $ 815,000 $ 163,000 $ 170,000
Montgomery, Texas 5 $ 1,185,000 $ 237,000 $ 193,000
Spokane, Washington 5 $ 1,705,000 $ 341,000 $ 212,000
Thurston, Washington 5 $ 1,325,000 $ 265,000 $ 133,000
Benton, Arkansas 4 $ 1,880,000 $ 470,000 $ 391,000
Kings, California 4 $ 1,190,000 $ 297,500 $ 159,000
San Luis Obispo, California 4 $ 3,420,000 $ 855,000 $ 222,000
Stanislaus, California 4 $ 1,020,000 $ 255,000 $ 111,000
Adams, Colorado 4 $ 1,760,000 $ 440,000 $ 135,000
Arapahoe, Colorado 4 $ 1,440,000 $ 360,000 $ 429,000
San Miguel, Colorado 4 $ 3,270,000 $ 817,500 $ 109,000
Sussex, Delaware 4 $ 1,620,000 $ 405,000 $ 158,000
Martin, Florida 4 $ 2,080,000 $ 520,000 $ 344,000
St. Lucie, Florida 4 $ 2,110,000 $ 527,500 $ 204,000
Forsyth, Georgia 4 $ 1,750,000 $ 437,500 $ 258,000
Hall, Georgia 4 $ 670,000 $ 167,500 $ 137,000
St. Clair, Illinois 4 $ 850,000 $ 212,500 $ 100,000
Winnebago, Illinois 4 $ 400,000 $ 100,000 $ 15,000
Kenton, Kentucky 4 $ 650,000 $ 162,500 $ 66,000
Dukes, Massachusetts 4 $ 7,900,000 $ 1,975,000 $ 671,000
DeSoto, Mississippi 4 $ 630,000 $ 157,500 $ 168,000
Flathead, Montana 4 $ 2,430,000 $ 607,500 $ 141,000
Gallatin, Montana 4 $ 3,360,000 $ 840,000 $ 342,000
Carson City, Nevada 4 $ 2,090,000 $ 522,500 $ 82,000
Camden, New Jersey 4 $ 1,090,000 $ 272,500 $ 117,000
Schenectady, New York 4 $ 640,000 $ 160,000 $ 104,000
Catawba, North Carolina 4 $ 500,000 $ 125,000 $ 69,000
Licking, Ohio 4 $ 610,000 $ 152,500 $ 70,000
Marion, Oregon 4 $ 990,000 $ 247,500 $ 111,000
Chester, Pennsylvania 4 $ 1,700,000 $ 425,000 $ 124,000
Philadelphia, Pennsylvania 4 $ 1,810,000 $ 452,500 $ 80,000
York, Pennsylvania 4 $ 570,000 $ 142,500 $ 83,000
Newport, Rhode Island 4 $ 1,580,000 $ 395,000 $ 161,000
Horry, South Carolina 4 $ 1,360,000 $ 340,000 $ 180,000
Richland, South Carolina 4 $ 1,380,000 $ 345,000 $ 87,000
Williamson, Tennessee 4 $ 1,960,000 $ 490,000 $ 144,000
Cameron, Texas 4 $ 570,000 $ 142,500 $ 142,000
El Paso, Texas 4 $ 850,000 $ 212,500 $ 134,000
Utah, Utah 4 $ 1,870,000 $ 467,500 $ 191,000
Wasatch, Utah 4 $ 8,870,000 $ 2,217,500 $ 1,205,000
Montgomery, Virginia 4 $ 570,000 $ 142,500 $ 79,000
Norfolk, Virginia 4 $ 440,000 $ 110,000 $ 80,000
Cochise, Arizona 3 $ 735,000 $ 245,000 $ 61,000
Coconino, Arizona 3 $ 3,465,000 $ 1,155,000 $ 1,226,000
Navajo, Arizona 3 $ 1,305,000 $ 435,000 $ 322,000
Sebastian, Arkansas 3 $ 1,125,000 $ 375,000 $ 172,000
Calaveras, California 3 $ 1,525,000 $ 508,333 $ 3,176,000
Broomfield, Colorado 3 $ 1,155,000 $ 385,000 $ 332,000
Middlesex, Connecticut 3 $ 505,000 $ 168,333 $ 99,000
Bay, Florida 3 $ 3,625,000 $ 1,208,333 $ 650,000
Charlotte, Florida 3 $ 1,025,000 $ 341,666 $ 118,000
Indian River, Florida 3 $ 1,105,000 $ 368,333 $ 172,000
Lake, Florida 3 $ 525,000 $ 175,000 $ 93,000
Polk, Florida 3 $ 745,000 $ 248,333 $ 91,000
Barrow, Georgia 3 $ 535,000 $ 178,333 $ 50,000
Cherokee, Georgia 3 $ 1,205,000 $ 401,666 $ 101,000
Houston, Georgia 3 $ 395,000 $ 131,666 $ 67,000
Paulding, Georgia 3 $ 1,075,000 $ 358,333 $ 81,000
Union, Georgia 3 $ 595,000 $ 198,333 $ 141,000
Kauai, Hawaii 3 $ 1,935,000 $ 645,000 $ 220,000
Canyon, Idaho 3 $ 1,485,000 $ 495,000 $ 194,000
Peoria, Illinois 3 $ 305,000 $ 101,666 $ 112,000
Rock Island, Illinois 3 $ 375,000 $ 125,000 $ 100,000
Will, Illinois 3 $ 375,000 $ 125,000 $ 129,000
Allen, Indiana 3 $ 425,000 $ 141,666 $ 88,000
Hamilton, Indiana 3 $ 895,000 $ 298,333 $ 341,000
Lake, Indiana 3 $ 415,000 $ 138,333 $ 194,000
Linn, Iowa 3 $ 435,000 $ 145,000 $ 36,000
Polk, Iowa 3 $ 825,000 $ 275,000 $ 99,000
Pottawattamie, Iowa 3 $ 355,000 $ 118,333 $ 195,000
Sedgwick, Kansas 3 $ 525,000 $ 175,000 $ 165,000
Wyandotte, Kansas 3 $ 535,000 $ 178,333 $ 79,000
Androscoggin, Maine 3 $ 835,000 $ 278,333 $ 249,000
Bristol, Massachusetts 3 $ 805,000 $ 268,333 $ 104,000
Essex, Massachusetts 3 $ 695,000 $ 231,666 $ 145,000
Norfolk, Massachusetts 3 $ 1,295,000 $ 431,666 $ 220,000
Macomb, Michigan 3 $ 525,000 $ 175,000 $ 94,000
St. Clair, Michigan 3 $ 645,000 $ 215,000 $ 130,000
Anoka, Minnesota 3 $ 655,000 $ 218,333 $ 126,000
Washington, Minnesota 3 $ 855,000 $ 285,000 $ 123,000
St. Louis, Missouri 3 $ 695,000 $ 231,666 $ 126,000
Madison, Montana 3 $ 17,995,000 $ 5,998,333 $ 1,970,000
Douglas, Nebraska 3 $ 1,365,000 $ 455,000 $ 145,000
Lancaster, Nebraska 3 $ 485,000 $ 161,666 $ 76,000
Hillsborough, New Hampshire 3 $ 1,135,000 $ 378,333 $ 139,000
Rockingham, New Hampshire 3 $ 855,000 $ 285,000 $ 120,000
Burlington, New Jersey 3 $ 745,000 $ 248,333 $ 192,000
Mercer, New Jersey 3 $ 715,000 $ 238,333 $ 62,000
Morris, New Jersey 3 $ 1,135,000 $ 378,333 $ 52,000
Union, New Jersey 3 $ 1,515,000 $ 505,000 $ 70,000
Columbia, New York 3 $ 1,765,000 $ 588,333 $ 283,000
Otsego, New York 3 $ 415,000 $ 138,333 $ 41,000
Putnam, New York 3 $ 2,115,000 $ 705,000 $ 293,000
Cabarrus, North Carolina 3 $ 955,000 $ 318,333 $ 148,000
Chatham, North Carolina 3 $ 1,375,000 $ 458,333 $ 177,000
Craven, North Carolina 3 $ 685,000 $ 228,333 $ 169,000
Forsyth, North Carolina 3 $ 1,125,000 $ 375,000 $ 175,000
Franklin, North Carolina 3 $ 1,275,000 $ 425,000 $ 691,000
Johnston, North Carolina 3 $ 835,000 $ 278,333 $ 83,000
Pitt, North Carolina 3 $ 555,000 $ 185,000 $ 137,000
Richland, Ohio 3 $ 525,000 $ 175,000 $ 411,000
Stark, Ohio 3 $ 465,000 $ 155,000 $ 73,000
Lane, Oregon 3 $ 565,000 $ 188,333 $ 56,000
Polk, Oregon 3 $ 2,555,000 $ 851,666 $ 53,000
Yamhill, Oregon 3 $ 4,305,000 $ 1,435,000 $ 350,000
Bucks, Pennsylvania 3 $ 1,065,000 $ 355,000 $ 209,000
Dauphin, Pennsylvania 3 $ 435,000 $ 145,000 $ 113,000
Beaufort, South Carolina 3 $ 1,435,000 $ 478,333 $ 51,000
Berkeley, South Carolina 3 $ 465,000 $ 155,000 $ 98,000
Charleston, South Carolina 3 $ 2,105,000 $ 701,666 $ 103,000
Greenville, South Carolina 3 $ 1,535,000 $ 511,666 $ 161,000
Spartanburg, South Carolina 3 $ 565,000 $ 188,333 $ 444,000
York, South Carolina 3 $ 955,000 $ 318,333 $ 194,000
Comal, Texas 3 $ 1,045,000 $ 348,333 $ 103,000
Gillespie, Texas 3 $ 1,725,000 $ 575,000 $ 238,000
Lubbock, Texas 3 $ 495,000 $ 165,000 $ 115,000
Wise, Texas 3 $ 715,000 $ 238,333 $ 56,000
Iron, Utah 3 $ 1,395,000 $ 465,000 $ 124,000
Washington, Utah 3 $ 925,000 $ 308,333 $ 129,000
Arlington, Virginia 3 $ 1,445,000 $ 481,666 $ 278,000
Henrico, Virginia 3 $ 1,145,000 $ 381,666 $ 211,000
Richmond City, Virginia 3 $ 805,000 $ 268,333 $ 174,000
Stafford, Virginia 3 $ 1,775,000 $ 591,666 $ 192,000
Clark, Washington 3 $ 1,305,000 $ 435,000 $ 90,000
Columbia, Wisconsin 3 $ 715,000 $ 238,333 $ 101,000
Mobile, Alabama 2 $ 420,000 $ 210,000 $ 111,000
Montgomery, Alabama 2 $ 210,000 $ 105,000 $ 116,000
Shelby, Alabama 2 $ 130,000 $ 65,000 $ 66,000
St. Clair, Alabama 2 $ 210,000 $ 105,000 $ 58,000
Juneau, Alaska 2 $ 480,000 $ 240,000 $ 171,000
Mohave, Arizona 2 $ 760,000 $ 380,000 $ 129,000
Yuma, Arizona 2 $ 480,000 $ 240,000 $ 90,000
Clay, Arkansas 2 $ 190,000 $ 95,000 $ 38,000
Garland, Arkansas 2 $ 350,000 $ 175,000 $ 0
Izard, Arkansas 2 $ 150,000 $ 75,000 $ 33,000
Butte, California 2 $ 640,000 $ 320,000 $ 92,000
Lake, California 2 $ 1,410,000 $ 705,000 $ 186,000
Madera, California 2 $ 830,000 $ 415,000 $ 158,000
Merced, California 2 $ 860,000 $ 430,000 $ 176,000
Mono, California 2 $ 1,530,000 $ 765,000 $ 109,000
Siskiyou, California 2 $ 2,090,000 $ 1,045,000 $ 0
Tulare, California 2 $ 260,000 $ 130,000 $ 86,000
Yolo, California 2 $ 850,000 $ 425,000 $ 155,000
Eagle, Colorado 2 $ 5,560,000 $ 2,780,000 $ 3,489,000
Pitkin, Colorado 2 $ 15,460,000 $ 7,730,000 $ 1,041,000
Pueblo, Colorado 2 $ 730,000 $ 365,000 $ 82,000
Weld, Colorado 2 $ 1,990,000 $ 995,000 $ 206,000
Kent, Delaware 2 $ 760,000 $ 380,000 $ 128,000
Clay, Florida 2 $ 180,000 $ 90,000 $ 65,000
Escambia, Florida 2 $ 330,000 $ 165,000 $ 110,000
Hernando, Florida 2 $ 470,000 $ 235,000 $ 74,000
Leon, Florida 2 $ 150,000 $ 75,000 $ 96,000
Monroe, Florida 2 $ 4,890,000 $ 2,445,000 $ 789,000
Volusia, Florida 2 $ 400,000 $ 200,000 $ 53,000
Wakulla, Florida 2 $ 160,000 $ 80,000 $ 56,000
Clarke, Georgia 2 $ 470,000 $ 235,000 $ 94,000
Coweta, Georgia 2 $ 610,000 $ 305,000 $ 300,000
Dawson, Georgia 2 $ 390,000 $ 195,000 $ 89,000
Gordon, Georgia 2 $ 640,000 $ 320,000 $ 95,000
Henry, Georgia 2 $ 370,000 $ 185,000 $ 82,000
Muscogee, Georgia 2 $ 520,000 $ 260,000 $ 113,000
Walton, Georgia 2 $ 310,000 $ 155,000 $ 110,000
Bingham, Idaho 2 $ 240,000 $ 120,000 $ 38,000
McHenry, Illinois 2 $ 560,000 $ 280,000 $ 79,000
Hendricks, Indiana 2 $ 560,000 $ 280,000 $ 96,000
Boone, Iowa 2 $ 590,000 $ 295,000 $ 68,000
Butler, Kansas 2 $ 490,000 $ 245,000 $ 172,000
Johnson, Kansas 2 $ 730,000 $ 365,000 $ 38,000
Hardin, Kentucky 2 $ 910,000 $ 455,000 $ 204,000
Lyon, Kentucky 2 $ 330,000 $ 165,000 $ 92,000
East Baton Rouge, Louisiana 2 $ 410,000 $ 205,000 $ 105,000
Jefferson, Louisiana 2 $ 460,000 $ 230,000 $ 72,000
Ouachita, Louisiana 2 $ 650,000 $ 325,000 $ 132,000
St. Tammany, Louisiana 2 $ 510,000 $ 255,000 $ 113,000
Cecil, Maryland 2 $ 380,000 $ 190,000 $ 54,000
Kent, Maryland 2 $ 890,000 $ 445,000 $ 261,000
Nantucket, Massachusetts 2 $ 4,690,000 $ 2,345,000 $ 53,000
Ingham, Michigan 2 $ 420,000 $ 210,000 $ 74,000
Kent, Michigan 2 $ 490,000 $ 245,000 $ 92,000
Ramsey, Minnesota 2 $ 460,000 $ 230,000 $ 144,000
St. Louis, Minnesota 2 $ 330,000 $ 165,000 $ 145,000
Madison, Mississippi 2 $ 290,000 $ 145,000 $ 86,000
Rankin, Mississippi 2 $ 210,000 $ 105,000 $ 282,000
Greene, Missouri 2 $ 210,000 $ 105,000 $ 100,000
Jefferson, Missouri 2 $ 690,000 $ 345,000 $ 131,000
Cascade, Montana 2 $ 1,050,000 $ 525,000 $ 155,000
Clay, Nebraska 2 $ 320,000 $ 160,000 $ 56,000
Atlantic, New Jersey 2 $ 700,000 $ 350,000 $ 152,000
Hunterdon, New Jersey 2 $ 710,000 $ 355,000 $ 254,000
Middlesex, New Jersey 2 $ 520,000 $ 260,000 $ 340,000
Passaic, New Jersey 2 $ 1,030,000 $ 515,000 $ 163,000
Colfax, New Mexico 2 $ 660,000 $ 330,000 $ 155,000
Sandoval, New Mexico 2 $ 400,000 $ 200,000 $ 143,000
Valencia, New Mexico 2 $ 340,000 $ 170,000 $ 56,000
Albany, New York 2 $ 350,000 $ 175,000 $ 117,000
Lewis, New York 2 $ 410,000 $ 205,000 $ 56,000
Niagara, New York 2 $ 510,000 $ 255,000 $ 101,000
Oneida, New York 2 $ 270,000 $ 135,000 $ 133,000
Onondaga, New York 2 $ 600,000 $ 300,000 $ 141,000
Sullivan, New York 2 $ 330,000 $ 165,000 $ 81,000
Ulster, New York 2 $ 530,000 $ 265,000 $ 247,000
Warren, New York 2 $ 480,000 $ 240,000 $ 79,000
Cumberland, North Carolina 2 $ 270,000 $ 135,000 $ 262,000
Gaston, North Carolina 2 $ 710,000 $ 355,000 $ 194,000
Guilford, North Carolina 2 $ 450,000 $ 225,000 $ 91,000
Haywood, North Carolina 2 $ 370,000 $ 185,000 $ 76,000
Stanly, North Carolina 2 $ 270,000 $ 135,000 $ 110,000
Cass, North Dakota 2 $ 370,000 $ 185,000 $ 102,000
Fairfield, Ohio 2 $ 350,000 $ 175,000 $ 97,000
Henry, Ohio 2 $ 240,000 $ 120,000 $ 64,000
Hocking, Ohio 2 $ 280,000 $ 140,000 $ 58,000
Summit, Ohio 2 $ 280,000 $ 140,000 $ 124,000
Cleveland, Oklahoma 2 $ 320,000 $ 160,000 $ 391,000
Comanche, Oklahoma 2 $ 260,000 $ 130,000 $ 39,000
Delaware, Oklahoma 2 $ 630,000 $ 315,000 $ 239,000
Grady, Oklahoma 2 $ 260,000 $ 130,000 $ 69,000
Okmulgee, Oklahoma 2 $ 110,000 $ 55,000 $ 40,000
Payne, Oklahoma 2 $ 470,000 $ 235,000 $ 250,000
Tulsa, Oklahoma 2 $ 350,000 $ 175,000 $ 151,000
Clatsop, Oregon 2 $ 450,000 $ 225,000 $ 193,000
Douglas, Oregon 2 $ 260,000 $ 130,000 $ 217,000
Jackson, Oregon 2 $ 1,320,000 $ 660,000 $ 289,000
Tillamook, Oregon 2 $ 730,000 $ 365,000 $ 174,000
Cumberland, Pennsylvania 2 $ 1,480,000 $ 740,000 $ 408,000
Northampton, Pennsylvania 2 $ 490,000 $ 245,000 $ 62,000
Washington, Rhode Island 2 $ 600,000 $ 300,000 $ 100,000
Aiken, South Carolina 2 $ 620,000 $ 310,000 $ 91,000
Dorchester, South Carolina 2 $ 710,000 $ 355,000 $ 62,000
Pickens, South Carolina 2 $ 320,000 $ 160,000 $ 66,000
Pennington, South Dakota 2 $ 270,000 $ 135,000 $ 46,000
Bradley, Tennessee 2 $ 450,000 $ 225,000 $ 122,000
Fayette, Tennessee 2 $ 260,000 $ 130,000 $ 113,000
Hamilton, Tennessee 2 $ 290,000 $ 145,000 $ 74,000
Knox, Tennessee 2 $ 610,000 $ 305,000 $ 157,000
Montgomery, Tennessee 2 $ 370,000 $ 185,000 $ 122,000
Sevier, Tennessee 2 $ 1,620,000 $ 810,000 $ 190,000
Brazoria, Texas 2 $ 400,000 $ 200,000 $ 115,000
Coryell, Texas 2 $ 290,000 $ 145,000 $ 103,000
Hardin, Texas 2 $ 680,000 $ 340,000 $ 184,000
Maverick, Texas 2 $ 230,000 $ 115,000 $ 64,000
McLennan, Texas 2 $ 550,000 $ 275,000 $ 200,000
Weber, Utah 2 $ 820,000 $ 410,000 $ 119,000
Franklin, Vermont 2 $ 540,000 $ 270,000 $ 148,000
Lamoille, Vermont 2 $ 1,780,000 $ 890,000 $ 206,000
Windsor, Vermont 2 $ 610,000 $ 305,000 $ 168,000
Loudoun, Virginia 2 $ 730,000 $ 365,000 $ 227,000
Portsmouth, Virginia 2 $ 340,000 $ 170,000 $ 86,000
Grays Harbor, Washington 2 $ 460,000 $ 230,000 $ 231,000
Island, Washington 2 $ 920,000 $ 460,000 $ 815,000
Kittitas, Washington 2 $ 660,000 $ 330,000 $ 340,000
Skagit, Washington 2 $ 690,000 $ 345,000 $ 86,000
Stevens, Washington 2 $ 450,000 $ 225,000 $ 109,000
Whatcom, Washington 2 $ 830,000 $ 415,000 $ 149,000
Berkeley, West Virginia 2 $ 550,000 $ 275,000 $ 118,000
Kanawha, West Virginia 2 $ 140,000 $ 70,000 $ 125,000
Rock, Wisconsin 2 $ 110,000 $ 55,000 $ 17,000
Walworth, Wisconsin 2 $ 310,000 $ 155,000 $ 181,000
Waukesha, Wisconsin 2 $ 770,000 $ 385,000 $ 146,000
Laramie, Wyoming 2 $ 350,000 $ 175,000 $ 86,000
Chilton, Alabama 1 $ 115,000 $ 115,000 $ 55,000
Clarke, Alabama 1 $ 65,000 $ 65,000 $ 60,000
Etowah, Alabama 1 $ 55,000 $ 55,000 $ 42,000
Jefferson, Alabama 1 $ 115,000 $ 115,000 $ 134,000
Marion, Alabama 1 $ 95,000 $ 95,000 $ 135,000
Morgan, Alabama 1 $ 75,000 $ 75,000 $ 30,000
Washington, Alabama 1 $ 105,000 $ 105,000 $ 102,000
Fairbanks North Star, Alaska 1 $ 385,000 $ 385,000 $ 390,000
Kenai Peninsula, Alaska 1 $ 55,000 $ 55,000 $ 12,000
Matanuska-Susitna, Alaska 1 $ 255,000 $ 255,000 $ 168,000
Crawford, Arkansas 1 $ 255,000 $ 255,000 $ 130,000
Faulkner, Arkansas 1 $ 65,000 $ 65,000 $ 118,000
Hot Spring, Arkansas 1 $ 135,000 $ 135,000 $ 43,000
Jefferson, Arkansas 1 $ 55,000 $ 55,000 $ 28,000
Marion, Arkansas 1 $ 65,000 $ 65,000 $ 47,000
Phillips, Arkansas 1 $ 135,000 $ 135,000 $ 67,000
Stone, Arkansas 1 $ 155,000 $ 155,000 $ 75,000
Van Buren, Arkansas 1 $ 405,000 $ 405,000 $ 70,000
Washington, Arkansas 1 $ 405,000 $ 405,000 $ 99,000
White, Arkansas 1 $ 65,000 $ 65,000 $ 64,000
Amador, California 1 $ 605,000 $ 605,000 $ 169,000
Mariposa, California 1 $ 2,005,000 $ 2,005,000 $ 56,000
Mendocino, California 1 $ 655,000 $ 655,000 $ 0
Plumas, California 1 $ 1,505,000 $ 1,505,000 $ 2,429,000
Yuba, California 1 $ 55,000 $ 55,000 $ 39,000
Alamosa, Colorado 1 $ 155,000 $ 155,000 $ 8,000
Boulder, Colorado 1 $ 345,000 $ 345,000 $ 150,000
Chaffee, Colorado 1 $ 505,000 $ 505,000 $ 265,000
Delta, Colorado 1 $ 405,000 $ 405,000 $ 180,000
Elbert, Colorado 1 $ 955,000 $ 955,000 $ 597,000
Lake, Colorado 1 $ 475,000 $ 475,000 $ 457,000
Larimer, Colorado 1 $ 205,000 $ 205,000 $ 91,000
Mesa, Colorado 1 $ 335,000 $ 335,000 $ 100,000
Montrose, Colorado 1 $ 495,000 $ 495,000 $ 164,000
Park, Colorado 1 $ 615,000 $ 615,000 $ 150,000
Teller, Colorado 1 $ 1,305,000 $ 1,305,000 $ 644,000
Litchfield, Connecticut 1 $ 155,000 $ 155,000 $ 37,000
New London, Connecticut 1 $ 2,005,000 $ 2,005,000 $ 650,000
Windham, Connecticut 1 $ 275,000 $ 275,000 $ 114,000
Citrus, Florida 1 $ 175,000 $ 175,000 $ 90,000
Flagler, Florida 1 $ 265,000 $ 265,000 $ 62,000
Gulf, Florida 1 $ 335,000 $ 335,000 $ 86,000
Highlands, Florida 1 $ 445,000 $ 445,000 $ 316,000
Levy, Florida 1 $ 325,000 $ 325,000 $ 88,000
Okaloosa, Florida 1 $ 75,000 $ 75,000 $ 216,000
Okeechobee, Florida 1 $ 55,000 $ 55,000 $ 77,000
Santa Rosa, Florida 1 $ 345,000 $ 345,000 $ 105,000
Sumter, Florida 1 $ 105,000 $ 105,000 $ 86,000
Union, Florida 1 $ 275,000 $ 275,000 $ 76,000
Berrien, Georgia 1 $ 135,000 $ 135,000 $ 64,000
Bibb, Georgia 1 $ 155,000 $ 155,000 $ 129,000
Butts, Georgia 1 $ 135,000 $ 135,000 $ 59,000
Carroll, Georgia 1 $ 175,000 $ 175,000 $ 64,000
Charlton, Georgia 1 $ 135,000 $ 135,000 $ 56,000
Dougherty, Georgia 1 $ 95,000 $ 95,000 $ 68,000
Fannin, Georgia 1 $ 1,005,000 $ 1,005,000 $ 10,000
Fayette, Georgia 1 $ 235,000 $ 235,000 $ 251,000
Glynn, Georgia 1 $ 225,000 $ 225,000 $ 268,000
Harris, Georgia 1 $ 515,000 $ 515,000 $ 96,000
Jasper, Georgia 1 $ 385,000 $ 385,000 $ 170,000
Lumpkin, Georgia 1 $ 205,000 $ 205,000 $ 67,000
Peach, Georgia 1 $ 155,000 $ 155,000 $ 44,000
Pickens, Georgia 1 $ 195,000 $ 195,000 $ 143,000
Richmond, Georgia 1 $ 115,000 $ 115,000 $ 60,000
Walker, Georgia 1 $ 155,000 $ 155,000 $ 478,000
Boise, Idaho 1 $ 895,000 $ 895,000 $ 145,000
Bonner, Idaho 1 $ 315,000 $ 315,000 $ 29,000
Bonneville, Idaho 1 $ 455,000 $ 455,000 $ 125,000
Boundary, Idaho 1 $ 1,865,000 $ 1,865,000 $ 743,000
Elmore, Idaho 1 $ 225,000 $ 225,000 $ 30,000
Gooding, Idaho 1 $ 185,000 $ 185,000 $ 44,000
Owyhee, Idaho 1 $ 125,000 $ 125,000 $ 103,000
Champaign, Illinois 1 $ 175,000 $ 175,000 $ 44,000
DuPage, Illinois 1 $ 325,000 $ 325,000 $ 206,000
Franklin, Illinois 1 $ 55,000 $ 55,000 $ 56,000
Madison, Illinois 1 $ 55,000 $ 55,000 $ 74,000
McLean, Illinois 1 $ 185,000 $ 185,000 $ 55,000
Ogle, Illinois 1 $ 55,000 $ 55,000 $ 14,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,054 $2,216,430,000 $1,079,000 $57,005,000 $417,000 $8,779,000
Cash-out Refinancing 1,713 $1,779,125,000 $1,038,000 $36,755,000 $265,000 $7,800,000
Refinancing 813 $985,315,000 $1,211,000 $35,005,000 $388,000 $9,450,000
Other Purpose 358 $304,190,000 $849,000 $15,005,000 $357,000 $7,200,000
Home Improvement 215 $192,825,000 $896,000 $14,025,000 $335,000 $4,765,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,104 $2,234,380,000 $1,061,000 $36,755,000 $393,000 $9,450,000
Not Provided 1,459 $1,439,555,000 $986,000 $35,005,000 $332,000 $6,146,000
Asian 522 $570,410,000 $1,092,000 $16,805,000 $393,000 $8,779,000
Hispanic 413 $280,115,000 $678,000 $10,505,000 $272,000 $7,500,000
Black or African American 201 $116,385,000 $579,000 $8,205,000 $220,000 $4,998,000
Not applicable 157 $576,535,000 $3,672,000 $57,005,000 $0 $0
American Indian or Alaskan Native 31 $8,315,000 $268,000 $1,615,000 $168,000 $2,500,000
Native Hawaiian or Other Pacific Islander 8 $13,960,000 $1,745,000 $9,125,000 $341,000 $1,360,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,931 $5,408,535,000 $1,096,000 $57,005,000 $367,000 $9,450,000
FHA-insured (Federal Housing Administration) 187 $56,715,000 $303,000 $1,085,000 $95,000 $369,000
VA-guaranteed (Veterans Administration) 35 $12,635,000 $361,000 $695,000 $111,000 $239,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,673 $2,185,005,000 $1,306,000 $57,005,000 $490,000 $8,779,000
File Closed For Incompleteness 1,262 $845,480,000 $669,000 $16,005,000 $293,000 $8,400,000
Application Denied By Financial Institution 959 $1,270,045,000 $1,324,000 $35,005,000 $259,000 $9,450,000
Application Withdrawn By Applicant 752 $896,240,000 $1,191,000 $20,005,000 $425,000 $8,609,000
Preapproval Approved but not Accepted 351 $142,955,000 $407,000 $2,005,000 $149,000 $704,000
Application Approved But Not Accepted 72 $103,360,000 $1,435,000 $11,635,000 $518,000 $6,976,000
Loan Purchased By The Institution 43 $21,495,000 $499,000 $3,005,000 $0 $0
Preapproval Denied by Financial Institution 41 $13,305,000 $324,000 $975,000 $74,000 $309,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,153 $4,194,535,000 $1,010,000 $57,005,000 $380,000 $8,779,000
Debt-To-Income Ratio 322 $342,100,000 $1,062,000 $17,005,000 $153,000 $1,540,000
Credit History 320 $178,620,000 $558,000 $30,005,000 $140,000 $2,500,000
Other 142 $243,370,000 $1,713,000 $35,005,000 $444,000 $9,450,000
Collateral 132 $328,730,000 $2,490,000 $23,005,000 $724,000 $6,100,000
Unverifiable Information 49 $153,025,000 $3,122,000 $19,005,000 $228,000 $6,561,000
Insufficient Cash (Downpayment, Closing Cost) 26 $34,120,000 $1,312,000 $9,505,000 $282,000 $843,000
Employment History 9 $3,385,000 $376,000 $645,000 $87,000 $295,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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