Axos Bank Mortgage Lending & HMDA Data, 2024

In 2024, Axos Bank of San Diego, CA reported 2,216 mortgage applications totaling $2.6 billion, down 20% from 2023. The average application was for $1,153,037, and applicants reported an average income of $486,523. 30% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (199), San Diego-Carlsbad, CA (105) and Anaheim-Santa Ana-Irvine, CA (87) (applications in parentheses).

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,216
Total Mortgage Loan Application Amount $2,555,130,000
Average Mortgage Loan Application Amount $1,153,037
Highest Mortgage Loan Application Amount $25,805,000
Average Applicant Income $486,523
Highest Applicant Income $9,754,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axos Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 199 $ 562,945,000 $ 2,828,869 $ 935,000
San Diego, California 105 $ 162,735,000 $ 1,549,857 $ 950,000
Orange, California 87 $ 211,045,000 $ 2,425,804 $ 1,070,000
Maricopa, Arizona 44 $ 57,660,000 $ 1,310,454 $ 445,000
Clark, Nevada 41 $ 41,295,000 $ 1,007,195 $ 521,000
Santa Clara, California 39 $ 65,545,000 $ 1,680,641 $ 543,000
Riverside, California 26 $ 30,460,000 $ 1,171,538 $ 427,000
Palm Beach, Florida 26 $ 75,920,000 $ 2,920,000 $ 710,000
Miami-Dade, Florida 25 $ 80,755,000 $ 3,230,200 $ 1,231,000
Broward, Florida 24 $ 38,930,000 $ 1,622,083 $ 503,000
New York, New York 24 $ 69,990,000 $ 2,916,250 $ 1,411,000
Alameda, California 23 $ 24,725,000 $ 1,075,000 $ 345,000
Contra Costa, California 20 $ 24,150,000 $ 1,207,500 $ 565,000
King, Washington 20 $ 49,920,000 $ 2,496,000 $ 816,000
San Bernardino, California 19 $ 11,745,000 $ 618,157 $ 281,000
San Mateo, California 19 $ 46,575,000 $ 2,451,315 $ 964,000
Santa Barbara, California 19 $ 65,835,000 $ 3,465,000 $ 944,000
Suffolk, New York 18 $ 26,870,000 $ 1,492,777 $ 809,000
San Joaquin, California 17 $ 6,705,000 $ 394,411 $ 244,000
Nassau, New York 16 $ 29,320,000 $ 1,832,500 $ 1,067,000
Wake, North Carolina 16 $ 4,620,000 $ 288,750 $ 223,000
San Francisco, California 15 $ 19,815,000 $ 1,321,000 $ 477,000
Franklin, Ohio 15 $ 5,565,000 $ 371,000 $ 181,000
Sonoma, California 14 $ 21,450,000 $ 1,532,142 $ 657,000
Cook, Illinois 14 $ 3,590,000 $ 256,428 $ 130,000
Dallas, Texas 14 $ 16,080,000 $ 1,148,571 $ 820,000
Gwinnett, Georgia 13 $ 4,815,000 $ 370,384 $ 210,000
Philadelphia, Pennsylvania 13 $ 5,005,000 $ 385,000 $ 139,000
Collin, Texas 13 $ 6,775,000 $ 521,153 $ 245,000
Travis, Texas 13 $ 19,295,000 $ 1,484,230 $ 1,225,000
Queens, New York 12 $ 9,820,000 $ 818,333 $ 402,000
Harris, Texas 12 $ 7,320,000 $ 610,000 $ 473,000
Ventura, California 11 $ 10,065,000 $ 915,000 $ 226,000
Orange, Florida 11 $ 4,635,000 $ 421,363 $ 261,000
Snohomish, Washington 11 $ 5,055,000 $ 459,545 $ 860,000
Marin, California 9 $ 14,945,000 $ 1,660,555 $ 665,000
Fulton, Georgia 9 $ 10,065,000 $ 1,118,333 $ 237,000
Barnstable, Massachusetts 9 $ 4,005,000 $ 445,000 $ 199,000
Monmouth, New Jersey 9 $ 11,265,000 $ 1,251,666 $ 2,069,000
Mecklenburg, North Carolina 9 $ 6,055,000 $ 672,777 $ 322,000
El Paso, Colorado 8 $ 3,270,000 $ 408,750 $ 142,000
Hillsborough, Florida 8 $ 5,420,000 $ 677,500 $ 400,000
Maui, Hawaii 8 $ 9,590,000 $ 1,198,750 $ 516,000
Middlesex, Massachusetts 8 $ 4,370,000 $ 546,250 $ 222,000
Westchester, New York 8 $ 5,410,000 $ 676,250 $ 296,000
Montgomery, Pennsylvania 8 $ 2,440,000 $ 305,000 $ 181,000
Denton, Texas 8 $ 6,840,000 $ 855,000 $ 533,000
Hidalgo, Texas 8 $ 1,840,000 $ 230,000 $ 379,000
Benton, Arkansas 7 $ 2,395,000 $ 342,142 $ 242,000
Boulder, Colorado 7 $ 3,305,000 $ 472,142 $ 273,000
Western Connecticut Planning Region, Connecticut 7 $ 15,935,000 $ 2,276,428 $ 756,000
Polk, Florida 7 $ 2,135,000 $ 305,000 $ 442,000
Cuyahoga, Ohio 7 $ 735,000 $ 105,000 $ 178,000
Williamson, Tennessee 7 $ 9,675,000 $ 1,382,142 $ 359,000
Sacramento, California 6 $ 2,000,000 $ 333,333 $ 189,000
Santa Cruz, California 6 $ 7,770,000 $ 1,295,000 $ 578,000
Collier, Florida 6 $ 23,900,000 $ 3,983,333 $ 1,915,000
Cobb, Georgia 6 $ 2,720,000 $ 453,333 $ 196,000
Montgomery, Maryland 6 $ 4,480,000 $ 746,666 $ 457,000
Oakland, Michigan 6 $ 2,020,000 $ 336,666 $ 188,000
Washoe, Nevada 6 $ 9,390,000 $ 1,565,000 $ 828,000
Bergen, New Jersey 6 $ 8,730,000 $ 1,455,000 $ 995,000
Richmond, New York 6 $ 3,250,000 $ 541,666 $ 270,000
Charleston, South Carolina 6 $ 7,520,000 $ 1,253,333 $ 226,000
Williamson, Texas 6 $ 1,800,000 $ 300,000 $ 127,000
Salt Lake, Utah 6 $ 3,750,000 $ 625,000 $ 705,000
Coconino, Arizona 5 $ 2,415,000 $ 483,000 $ 157,000
Monterey, California 5 $ 15,705,000 $ 3,141,000 $ 3,652,000
Placer, California 5 $ 6,475,000 $ 1,295,000 $ 927,000
San Benito, California 5 $ 4,925,000 $ 985,000 $ 191,000
San Luis Obispo, California 5 $ 7,005,000 $ 1,401,000 $ 634,000
Douglas, Colorado 5 $ 3,935,000 $ 787,000 $ 279,000
Lake, Florida 5 $ 1,765,000 $ 353,000 $ 171,000
Lee, Florida 5 $ 2,315,000 $ 463,000 $ 219,000
Martin, Florida 5 $ 9,735,000 $ 1,947,000 $ 250,000
Sarasota, Florida 5 $ 1,485,000 $ 297,000 $ 214,000
Chatham, Georgia 5 $ 1,475,000 $ 295,000 $ 182,000
Honolulu, Hawaii 5 $ 4,985,000 $ 997,000 $ 173,000
Ocean, New Jersey 5 $ 1,735,000 $ 347,000 $ 140,000
Kings, New York 5 $ 5,735,000 $ 1,147,000 $ 130,000
Rockland, New York 5 $ 5,515,000 $ 1,103,000 $ 431,000
Hamilton, Ohio 5 $ 2,395,000 $ 479,000 $ 148,000
Montgomery, Ohio 5 $ 705,000 $ 141,000 $ 95,000
Summit, Ohio 5 $ 685,000 $ 137,000 $ 63,000
Bucks, Pennsylvania 5 $ 1,525,000 $ 305,000 $ 205,000
Davidson, Tennessee 5 $ 7,195,000 $ 1,439,000 $ 397,000
Henrico, Virginia 5 $ 2,195,000 $ 439,000 $ 114,000
Richmond City, Virginia 5 $ 1,625,000 $ 325,000 $ 190,000
Fresno, California 4 $ 1,680,000 $ 420,000 $ 965,000
Kern, California 4 $ 1,670,000 $ 417,500 $ 162,000
Larimer, Colorado 4 $ 1,510,000 $ 377,500 $ 119,000
New Castle, Delaware 4 $ 1,880,000 $ 470,000 $ 320,000
District of Columbia, District Of Columbia 4 $ 4,190,000 $ 1,047,500 $ 321,000
DeKalb, Georgia 4 $ 1,350,000 $ 337,500 $ 250,000
Forsyth, Georgia 4 $ 1,550,000 $ 387,500 $ 151,000
Hawaii, Hawaii 4 $ 6,130,000 $ 1,532,500 $ 907,000
Kootenai, Idaho 4 $ 2,320,000 $ 580,000 $ 121,000
Hamilton, Indiana 4 $ 990,000 $ 247,500 $ 367,000
Worcester, Massachusetts 4 $ 2,130,000 $ 532,500 $ 257,000
Madison, Mississippi 4 $ 560,000 $ 140,000 $ 153,000
Burlington, New Jersey 4 $ 1,120,000 $ 280,000 $ 654,000
Middlesex, New Jersey 4 $ 1,300,000 $ 325,000 $ 142,000
Somerset, New Jersey 4 $ 2,220,000 $ 555,000 $ 323,000
Monroe, New York 4 $ 17,430,000 $ 4,357,500 $ 83,000
Brunswick, North Carolina 4 $ 780,000 $ 195,000 $ 117,000
New Hanover, North Carolina 4 $ 2,960,000 $ 740,000 $ 190,000
McCurtain, Oklahoma 4 $ 3,830,000 $ 957,500 $ 310,000
Washington, Oregon 4 $ 1,880,000 $ 470,000 $ 250,000
Allegheny, Pennsylvania 4 $ 840,000 $ 210,000 $ 142,000
Greenville, South Carolina 4 $ 3,320,000 $ 830,000 $ 786,000
Richland, South Carolina 4 $ 1,610,000 $ 402,500 $ 193,000
Fort Bend, Texas 4 $ 1,920,000 $ 480,000 $ 483,000
Tarrant, Texas 4 $ 710,000 $ 177,500 $ 285,000
Fairfax, Virginia 4 $ 2,050,000 $ 512,500 $ 237,000
Pierce, Washington 4 $ 1,410,000 $ 352,500 $ 385,000
Montgomery, Alabama 3 $ 435,000 $ 145,000 $ 119,000
Pima, Arizona 3 $ 1,175,000 $ 391,666 $ 112,000
Napa, California 3 $ 14,305,000 $ 4,768,333 $ 479,000
Solano, California 3 $ 2,335,000 $ 778,333 $ 186,000
Arapahoe, Colorado 3 $ 6,155,000 $ 2,051,666 $ 465,000
Denver, Colorado 3 $ 2,455,000 $ 818,333 $ 106,000
Elbert, Colorado 3 $ 1,925,000 $ 641,666 $ 167,000
Jefferson, Colorado 3 $ 3,285,000 $ 1,095,000 $ 346,000
Pitkin, Colorado 3 $ 12,825,000 $ 4,275,000 $ 1,874,000
Sussex, Delaware 3 $ 565,000 $ 188,333 $ 65,000
Citrus, Florida 3 $ 795,000 $ 265,000 $ 158,000
Pasco, Florida 3 $ 405,000 $ 135,000 $ 91,000
Columbia, Georgia 3 $ 725,000 $ 241,666 $ 133,000
Dawson, Georgia 3 $ 975,000 $ 325,000 $ 151,000
Gordon, Georgia 3 $ 245,000 $ 81,666 $ 76,000
Kauai, Hawaii 3 $ 2,585,000 $ 861,666 $ 303,000
Lake, Illinois 3 $ 1,095,000 $ 365,000 $ 361,000
Pottawattamie, Iowa 3 $ 3,875,000 $ 1,291,666 $ 2,020,000
St. Tammany, Louisiana 3 $ 10,135,000 $ 3,378,333 $ 1,737,000
Oxford, Maine 3 $ 1,095,000 $ 365,000 $ 188,000
Bristol, Massachusetts 3 $ 645,000 $ 215,000 $ 110,000
Norfolk, Massachusetts 3 $ 1,455,000 $ 485,000 $ 159,000
Wayne, Michigan 3 $ 565,000 $ 188,333 $ 126,000
Hennepin, Minnesota 3 $ 1,645,000 $ 548,333 $ 120,000
Jackson, Missouri 3 $ 845,000 $ 281,666 $ 105,000
Douglas, Nebraska 3 $ 1,215,000 $ 405,000 $ 137,000
Camden, New Jersey 3 $ 365,000 $ 121,666 $ 135,000
Cape May, New Jersey 3 $ 2,235,000 $ 745,000 $ 705,000
Mercer, New Jersey 3 $ 1,165,000 $ 388,333 $ 176,000
Bernalillo, New Mexico 3 $ 1,245,000 $ 415,000 $ 319,000
Santa Fe, New Mexico 3 $ 705,000 $ 235,000 $ 198,000
Bronx, New York 3 $ 2,585,000 $ 861,666 $ 320,000
Onondaga, New York 3 $ 745,000 $ 248,333 $ 115,000
Orange, New York 3 $ 1,825,000 $ 608,333 $ 0
Buncombe, North Carolina 3 $ 935,000 $ 311,666 $ 744,000
Forsyth, North Carolina 3 $ 595,000 $ 198,333 $ 0
Delaware, Ohio 3 $ 655,000 $ 218,333 $ 166,000
Canadian, Oklahoma 3 $ 515,000 $ 171,666 $ 365,000
Clackamas, Oregon 3 $ 1,075,000 $ 358,333 $ 321,000
Deschutes, Oregon 3 $ 2,315,000 $ 771,666 $ 221,000
York, South Carolina 3 $ 455,000 $ 151,666 $ 140,000
Knox, Tennessee 3 $ 1,015,000 $ 338,333 $ 196,000
Galveston, Texas 3 $ 585,000 $ 195,000 $ 205,000
Utah, Utah 3 $ 2,445,000 $ 815,000 $ 352,000
Isle of Wight, Virginia 3 $ 1,275,000 $ 425,000 $ 95,000
Benton, Washington 3 $ 605,000 $ 201,666 $ 88,000
Chelan, Washington 3 $ 1,005,000 $ 335,000 $ 0
Spokane, Washington 3 $ 1,095,000 $ 365,000 $ 130,000
Marion, West Virginia 3 $ 205,000 $ 68,333 $ 27,000
Milwaukee, Wisconsin 3 $ 655,000 $ 218,333 $ 130,000
Jefferson, Alabama 2 $ 200,000 $ 100,000 $ 103,000
Madison, Alabama 2 $ 450,000 $ 225,000 $ 169,000
Mobile, Alabama 2 $ 310,000 $ 155,000 $ 135,000
Santa Cruz, Arizona 2 $ 410,000 $ 205,000 $ 195,000
Tulare, California 2 $ 520,000 $ 260,000 $ 192,000
Adams, Colorado 2 $ 210,000 $ 105,000 $ 88,000
Eagle, Colorado 2 $ 6,710,000 $ 3,355,000 $ 1,308,000
Park, Colorado 2 $ 1,490,000 $ 745,000 $ 305,000
South Central Connecticut Planning Region, Connecticut 2 $ 330,000 $ 165,000 $ 163,000
Brevard, Florida 2 $ 560,000 $ 280,000 $ 192,000
Charlotte, Florida 2 $ 630,000 $ 315,000 $ 162,000
Indian River, Florida 2 $ 670,000 $ 335,000 $ 194,000
Manatee, Florida 2 $ 2,060,000 $ 1,030,000 $ 630,000
Monroe, Florida 2 $ 1,210,000 $ 605,000 $ 469,000
Osceola, Florida 2 $ 630,000 $ 315,000 $ 261,000
Pinellas, Florida 2 $ 810,000 $ 405,000 $ 180,000
Seminole, Florida 2 $ 710,000 $ 355,000 $ 73,000
St. Johns, Florida 2 $ 460,000 $ 230,000 $ 231,000
Volusia, Florida 2 $ 540,000 $ 270,000 $ 86,000
Bryan, Georgia 2 $ 310,000 $ 155,000 $ 117,000
Fannin, Georgia 2 $ 950,000 $ 475,000 $ 319,000
Gilmer, Georgia 2 $ 690,000 $ 345,000 $ 186,000
Hall, Georgia 2 $ 1,220,000 $ 610,000 $ 396,000
Ada, Idaho 2 $ 570,000 $ 285,000 $ 117,000
Teton, Idaho 2 $ 1,410,000 $ 705,000 $ 175,000
DuPage, Illinois 2 $ 1,890,000 $ 945,000 $ 196,000
Winnebago, Illinois 2 $ 610,000 $ 305,000 $ 246,000
Jefferson, Kentucky 2 $ 460,000 $ 230,000 $ 90,000
East Baton Rouge, Louisiana 2 $ 160,000 $ 80,000 $ 223,000
Jefferson, Louisiana 2 $ 1,540,000 $ 770,000 $ 584,000
Anne Arundel, Maryland 2 $ 600,000 $ 300,000 $ 0
Charles, Maryland 2 $ 410,000 $ 205,000 $ 70,000
Howard, Maryland 2 $ 780,000 $ 390,000 $ 395,000
Prince George's, Maryland 2 $ 710,000 $ 355,000 $ 19,000
Dukes, Massachusetts 2 $ 1,970,000 $ 985,000 $ 359,000
Berrien, Michigan 2 $ 590,000 $ 295,000 $ 70,000
Kent, Michigan 2 $ 560,000 $ 280,000 $ 135,000
Dakota, Minnesota 2 $ 550,000 $ 275,000 $ 107,000
Steele, Minnesota 2 $ 370,000 $ 185,000 $ 107,000
Wright, Minnesota 2 $ 170,000 $ 85,000 $ 97,000
Clay, Missouri 2 $ 260,000 $ 130,000 $ 83,000
Greene, Missouri 2 $ 240,000 $ 120,000 $ 36,000
St. Louis, Missouri 2 $ 1,070,000 $ 535,000 $ 388,000
Flathead, Montana 2 $ 200,000 $ 100,000 $ 114,000
Gallatin, Montana 2 $ 1,350,000 $ 675,000 $ 447,000
McCone, Montana 2 $ 550,000 $ 275,000 $ 74,000
Lancaster, Nebraska 2 $ 270,000 $ 135,000 $ 173,000
Grafton, New Hampshire 2 $ 840,000 $ 420,000 $ 420,000
Atlantic, New Jersey 2 $ 870,000 $ 435,000 $ 224,000
Hudson, New Jersey 2 $ 550,000 $ 275,000 $ 218,000
Hunterdon, New Jersey 2 $ 1,410,000 $ 705,000 $ 80,000
Morris, New Jersey 2 $ 390,000 $ 195,000 $ 82,000
Chautauqua, New York 2 $ 720,000 $ 360,000 $ 231,000
Columbia, New York 2 $ 710,000 $ 355,000 $ 228,000
Putnam, New York 2 $ 1,160,000 $ 580,000 $ 277,000
Sullivan, New York 2 $ 410,000 $ 205,000 $ 236,000
Cabarrus, North Carolina 2 $ 710,000 $ 355,000 $ 130,000
Dare, North Carolina 2 $ 810,000 $ 405,000 $ 156,000
Durham, North Carolina 2 $ 740,000 $ 370,000 $ 159,000
Gaston, North Carolina 2 $ 870,000 $ 435,000 $ 161,000
Iredell, North Carolina 2 $ 260,000 $ 130,000 $ 403,000
Orange, North Carolina 2 $ 1,630,000 $ 815,000 $ 501,000
Swain, North Carolina 2 $ 380,000 $ 190,000 $ 188,000
Stark, Ohio 2 $ 860,000 $ 430,000 $ 178,000
Johnston, Oklahoma 2 $ 290,000 $ 145,000 $ 46,000
Pittsburg, Oklahoma 2 $ 1,460,000 $ 730,000 $ 147,000
Tulsa, Oklahoma 2 $ 1,520,000 $ 760,000 $ 208,000
Benton, Oregon 2 $ 610,000 $ 305,000 $ 58,000
Douglas, Oregon 2 $ 450,000 $ 225,000 $ 60,000
Jackson, Oregon 2 $ 740,000 $ 370,000 $ 87,000
Lane, Oregon 2 $ 440,000 $ 220,000 $ 0
Marion, Oregon 2 $ 1,170,000 $ 585,000 $ 353,000
Tillamook, Oregon 2 $ 610,000 $ 305,000 $ 294,000
Chester, Pennsylvania 2 $ 2,040,000 $ 1,020,000 $ 130,000
Erie, Pennsylvania 2 $ 190,000 $ 95,000 $ 154,000
Lycoming, Pennsylvania 2 $ 470,000 $ 235,000 $ 137,000
Beaufort, South Carolina 2 $ 740,000 $ 370,000 $ 334,000
Lexington, South Carolina 2 $ 490,000 $ 245,000 $ 140,000
Minnehaha, South Dakota 2 $ 610,000 $ 305,000 $ 158,000
Harrison, Texas 2 $ 440,000 $ 220,000 $ 0
Montgomery, Texas 2 $ 1,160,000 $ 580,000 $ 218,000
Randall, Texas 2 $ 630,000 $ 315,000 $ 112,000
Rockwall, Texas 2 $ 2,430,000 $ 1,215,000 $ 582,000
Smith, Texas 2 $ 1,070,000 $ 535,000 $ 195,000
Wood, Texas 2 $ 230,000 $ 115,000 $ 89,000
Alexandria, Virginia 2 $ 1,000,000 $ 500,000 $ 171,000
Chesterfield, Virginia 2 $ 650,000 $ 325,000 $ 128,000
Patrick, Virginia 2 $ 200,000 $ 100,000 $ 45,000
Prince William, Virginia 2 $ 770,000 $ 385,000 $ 175,000
Rockbridge, Virginia 2 $ 240,000 $ 120,000 $ 136,000
Virginia Beach, Virginia 2 $ 260,000 $ 130,000 $ 132,000
Clallam, Washington 2 $ 1,010,000 $ 505,000 $ 48,000
Kitsap, Washington 2 $ 1,160,000 $ 580,000 $ 363,000
Skagit, Washington 2 $ 730,000 $ 365,000 $ 153,000
Whatcom, Washington 2 $ 1,190,000 $ 595,000 $ 115,000
Waukesha, Wisconsin 2 $ 670,000 $ 335,000 $ 88,000
Washakie, Wyoming 2 $ 790,000 $ 395,000 $ 153,000
Autauga, Alabama 1 $ 405,000 $ 405,000 $ 113,000
Baldwin, Alabama 1 $ 525,000 $ 525,000 $ 55,000
Cullman, Alabama 1 $ 255,000 $ 255,000 $ 112,000
Dallas, Alabama 1 $ 85,000 $ 85,000 $ 131,000
Morgan, Alabama 1 $ 315,000 $ 315,000 $ 100,000
Winston, Alabama 1 $ 375,000 $ 375,000 $ 258,000
Anchorage, Alaska 1 $ 345,000 $ 345,000 $ 86,000
Navajo, Arizona 1 $ 285,000 $ 285,000 $ 58,000
Yuma, Arizona 1 $ 235,000 $ 235,000 $ 123,000
Baxter, Arkansas 1 $ 135,000 $ 135,000 $ 75,000
Hempstead, Arkansas 1 $ 155,000 $ 155,000 $ 123,000
Izard, Arkansas 1 $ 135,000 $ 135,000 $ 129,000
Saline, Arkansas 1 $ 225,000 $ 225,000 $ 75,000
White, Arkansas 1 $ 505,000 $ 505,000 $ 206,000
El Dorado, California 1 $ 905,000 $ 905,000 $ 0
Humboldt, California 1 $ 785,000 $ 785,000 $ 24,000
Lake, California 1 $ 235,000 $ 235,000 $ 136,000
Mendocino, California 1 $ 55,000 $ 55,000 $ 145,000
Merced, California 1 $ 515,000 $ 515,000 $ 0
Nevada, California 1 $ 235,000 $ 235,000 $ 86,000
Stanislaus, California 1 $ 125,000 $ 125,000 $ 99,000
Sutter, California 1 $ 105,000 $ 105,000 $ 66,000
Yolo, California 1 $ 395,000 $ 395,000 $ 116,000
Broomfield, Colorado 1 $ 285,000 $ 285,000 $ 152,000
Fremont, Colorado 1 $ 355,000 $ 355,000 $ 106,000
Lake, Colorado 1 $ 455,000 $ 455,000 $ 170,000
Mesa, Colorado 1 $ 425,000 $ 425,000 $ 147,000
Montezuma, Colorado 1 $ 545,000 $ 545,000 $ 198,000
Saguache, Colorado 1 $ 95,000 $ 95,000 $ 54,000
Summit, Colorado 1 $ 845,000 $ 845,000 $ 45,000
Weld, Colorado 1 $ 1,805,000 $ 1,805,000 $ 201,000
Capitol Planning Region, Connecticut 1 $ 245,000 $ 245,000 $ 305,000
Greater Bridgeport Planning Region, Connecticut 1 $ 385,000 $ 385,000 $ 500,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 215,000 $ 215,000 $ 0
Bay, Florida 1 $ 235,000 $ 235,000 $ 95,000
Clay, Florida 1 $ 115,000 $ 115,000 $ 150,000
Duval, Florida 1 $ 115,000 $ 115,000 $ 65,000
Flagler, Florida 1 $ 535,000 $ 535,000 $ 152,000
Gulf, Florida 1 $ 115,000 $ 115,000 $ 65,000
Okaloosa, Florida 1 $ 415,000 $ 415,000 $ 54,000
Santa Rosa, Florida 1 $ 515,000 $ 515,000 $ 383,000
Sumter, Florida 1 $ 1,105,000 $ 1,105,000 $ 284,000
Walton, Florida 1 $ 3,935,000 $ 3,935,000 $ 931,000
Barrow, Georgia 1 $ 235,000 $ 235,000 $ 130,000
Bartow, Georgia 1 $ 265,000 $ 265,000 $ 130,000
Bibb, Georgia 1 $ 275,000 $ 275,000 $ 1,260,000
Bulloch, Georgia 1 $ 285,000 $ 285,000 $ 243,000
Cherokee, Georgia 1 $ 285,000 $ 285,000 $ 409,000
Clayton, Georgia 1 $ 125,000 $ 125,000 $ 79,000
Harris, Georgia 1 $ 595,000 $ 595,000 $ 125,000
Henry, Georgia 1 $ 155,000 $ 155,000 $ 155,000
Jackson, Georgia 1 $ 335,000 $ 335,000 $ 354,000
Lee, Georgia 1 $ 325,000 $ 325,000 $ 67,000
Monroe, Georgia 1 $ 325,000 $ 325,000 $ 107,000
Muscogee, Georgia 1 $ 145,000 $ 145,000 $ 79,000
Newton, Georgia 1 $ 235,000 $ 235,000 $ 54,000
Richmond, Georgia 1 $ 125,000 $ 125,000 $ 0
Clinton, Illinois 1 $ 65,000 $ 65,000 $ 38,000
Kendall, Illinois 1 $ 405,000 $ 405,000 $ 250,000
Madison, Illinois 1 $ 85,000 $ 85,000 $ 124,000
McHenry, Illinois 1 $ 495,000 $ 495,000 $ 132,000
Sangamon, Illinois 1 $ 105,000 $ 105,000 $ 149,000
Hancock, Indiana 1 $ 105,000 $ 105,000 $ 53,000
Hendricks, Indiana 1 $ 205,000 $ 205,000 $ 66,000
Johnson, Indiana 1 $ 255,000 $ 255,000 $ 100,000
Marion, Indiana 1 $ 105,000 $ 105,000 $ 67,000
Orange, Indiana 1 $ 135,000 $ 135,000 $ 144,000
Shelby, Indiana 1 $ 305,000 $ 305,000 $ 171,000
Polk, Iowa 1 $ 415,000 $ 415,000 $ 265,000
Bourbon, Kansas 1 $ 115,000 $ 115,000 $ 121,000
Coffey, Kansas 1 $ 145,000 $ 145,000 $ 82,000
Johnson, Kansas 1 $ 275,000 $ 275,000 $ 262,000
Riley, Kansas 1 $ 245,000 $ 245,000 $ 309,000
Sedgwick, Kansas 1 $ 105,000 $ 105,000 $ 108,000
Kenton, Kentucky 1 $ 245,000 $ 245,000 $ 0
Pike, Kentucky 1 $ 85,000 $ 85,000 $ 115,000
Shelby, Kentucky 1 $ 745,000 $ 745,000 $ 131,000
Bossier, Louisiana 1 $ 135,000 $ 135,000 $ 179,000
Orleans, Louisiana 1 $ 555,000 $ 555,000 $ 100,000
St. Landry, Louisiana 1 $ 255,000 $ 255,000 $ 85,000
Webster, Louisiana 1 $ 155,000 $ 155,000 $ 50,000
Knox, Maine 1 $ 685,000 $ 685,000 $ 247,000
Lincoln, Maine 1 $ 55,000 $ 55,000 $ 26,000
Penobscot, Maine 1 $ 625,000 $ 625,000 $ 231,000
York, Maine 1 $ 565,000 $ 565,000 $ 1,175,000
Carroll, Maryland 1 $ 455,000 $ 455,000 $ 77,000
Frederick, Maryland 1 $ 425,000 $ 425,000 $ 165,000
Queen Anne's, Maryland 1 $ 465,000 $ 465,000 $ 112,000
St. Mary's, Maryland 1 $ 535,000 $ 535,000 $ 0
Wicomico, Maryland 1 $ 235,000 $ 235,000 $ 65,000
Berkshire, Massachusetts 1 $ 975,000 $ 975,000 $ 221,000
Essex, Massachusetts 1 $ 615,000 $ 615,000 $ 340,000
Hampden, Massachusetts 1 $ 125,000 $ 125,000 $ 0
Plymouth, Massachusetts 1 $ 1,305,000 $ 1,305,000 $ 339,000
Suffolk, Massachusetts 1 $ 435,000 $ 435,000 $ 207,000
Charlevoix, Michigan 1 $ 2,815,000 $ 2,815,000 $ 3,091,000
Genesee, Michigan 1 $ 195,000 $ 195,000 $ 145,000
Macomb, Michigan 1 $ 155,000 $ 155,000 $ 134,000
Midland, Michigan 1 $ 75,000 $ 75,000 $ 65,000
Oceana, Michigan 1 $ 205,000 $ 205,000 $ 170,000
Presque Isle, Michigan 1 $ 305,000 $ 305,000 $ 189,000
Washtenaw, Michigan 1 $ 425,000 $ 425,000 $ 123,000
Carver, Minnesota 1 $ 195,000 $ 195,000 $ 900,000
Cass, Minnesota 1 $ 55,000 $ 55,000 $ 42,000
Olmsted, Minnesota 1 $ 235,000 $ 235,000 $ 228,000
Pine, Minnesota 1 $ 105,000 $ 105,000 $ 18,000
Polk, Minnesota 1 $ 325,000 $ 325,000 $ 204,000
Waseca, Minnesota 1 $ 205,000 $ 205,000 $ 62,000
Adams, Mississippi 1 $ 55,000 $ 55,000 $ 74,000
DeSoto, Mississippi 1 $ 455,000 $ 455,000 $ 173,000
Forrest, Mississippi 1 $ 185,000 $ 185,000 $ 170,000
Hancock, Mississippi 1 $ 435,000 $ 435,000 $ 604,000
Jackson, Mississippi 1 $ 305,000 $ 305,000 $ 137,000
Lafayette, Mississippi 1 $ 665,000 $ 665,000 $ 680,000
Lowndes, Mississippi 1 $ 75,000 $ 75,000 $ 66,000
Oktibbeha, Mississippi 1 $ 185,000 $ 185,000 $ 125,000
Camden, Missouri 1 $ 315,000 $ 315,000 $ 177,000
Jasper, Missouri 1 $ 165,000 $ 165,000 $ 240,000
Morgan, Missouri 1 $ 85,000 $ 85,000 $ 18,000
Pulaski, Missouri 1 $ 255,000 $ 255,000 $ 211,000
Sanders, Montana 1 $ 325,000 $ 325,000 $ 0
Cass, Nebraska 1 $ 755,000 $ 755,000 $ 528,000
Dawes, Nebraska 1 $ 95,000 $ 95,000 $ 140,000
Hamilton, Nebraska 1 $ 175,000 $ 175,000 $ 88,000
Carson City, Nevada 1 $ 415,000 $ 415,000 $ 0
Douglas, Nevada 1 $ 4,955,000 $ 4,955,000 $ 1,951,000
Elko, Nevada 1 $ 255,000 $ 255,000 $ 92,000
Nye, Nevada 1 $ 405,000 $ 405,000 $ 113,000
Hillsborough, New Hampshire 1 $ 55,000 $ 55,000 $ 0
Essex, New Jersey 1 $ 75,000 $ 75,000 $ 80,000
Gloucester, New Jersey 1 $ 215,000 $ 215,000 $ 54,000
Passaic, New Jersey 1 $ 425,000 $ 425,000 $ 121,000
Sussex, New Jersey 1 $ 265,000 $ 265,000 $ 0
Union, New Jersey 1 $ 175,000 $ 175,000 $ 104,000
Colfax, New Mexico 1 $ 855,000 $ 855,000 $ 865,000
Curry, New Mexico 1 $ 95,000 $ 95,000 $ 49,000
Dona Ana, New Mexico 1 $ 255,000 $ 255,000 $ 0
Otero, New Mexico 1 $ 165,000 $ 165,000 $ 339,000
Sandoval, New Mexico 1 $ 435,000 $ 435,000 $ 113,000
Taos, New Mexico 1 $ 175,000 $ 175,000 $ 112,000
Broome, New York 1 $ 85,000 $ 85,000 $ 23,000
Clinton, New York 1 $ 165,000 $ 165,000 $ 79,000
Dutchess, New York 1 $ 345,000 $ 345,000 $ 334,000
Erie, New York 1 $ 125,000 $ 125,000 $ 87,000
Greene, New York 1 $ 1,125,000 $ 1,125,000 $ 384,000
Oswego, New York 1 $ 55,000 $ 55,000 $ 152,000
Rensselaer, New York 1 $ 125,000 $ 125,000 $ 93,000
Saratoga, New York 1 $ 405,000 $ 405,000 $ 175,000
Ulster, New York 1 $ 505,000 $ 505,000 $ 226,000
Washington, New York 1 $ 285,000 $ 285,000 $ 116,000
Wyoming, New York 1 $ 215,000 $ 215,000 $ 107,000
Alamance, North Carolina 1 $ 225,000 $ 225,000 $ 110,000
Alexander, North Carolina 1 $ 505,000 $ 505,000 $ 4,500,000
Clay, North Carolina 1 $ 385,000 $ 385,000 $ 127,000
Currituck, North Carolina 1 $ 485,000 $ 485,000 $ 355,000
Davidson, North Carolina 1 $ 105,000 $ 105,000 $ 122,000
Harnett, North Carolina 1 $ 315,000 $ 315,000 $ 0
Haywood, North Carolina 1 $ 785,000 $ 785,000 $ 580,000
Randolph, North Carolina 1 $ 125,000 $ 125,000 $ 101,000
Rowan, North Carolina 1 $ 105,000 $ 105,000 $ 109,000
Stanly, North Carolina 1 $ 75,000 $ 75,000 $ 135,000
Transylvania, North Carolina 1 $ 5,835,000 $ 5,835,000 $ 3,489,000
Union, North Carolina 1 $ 85,000 $ 85,000 $ 178,000
Watauga, North Carolina 1 $ 555,000 $ 555,000 $ 170,000
Ashtabula, Ohio 1 $ 105,000 $ 105,000 $ 53,000
Clermont, Ohio 1 $ 285,000 $ 285,000 $ 93,000
Crawford, Ohio 1 $ 55,000 $ 55,000 $ 77,000
Licking, Ohio 1 $ 215,000 $ 215,000 $ 80,000
Lorain, Ohio 1 $ 505,000 $ 505,000 $ 279,000
Lucas, Ohio 1 $ 105,000 $ 105,000 $ 73,000
Sandusky, Ohio 1 $ 35,000 $ 35,000 $ 125,000
Warren, Ohio 1 $ 125,000 $ 125,000 $ 26,000
Wagoner, Oklahoma 1 $ 105,000 $ 105,000 $ 0
Curry, Oregon 1 $ 315,000 $ 315,000 $ 228,000
Linn, Oregon 1 $ 325,000 $ 325,000 $ 75,000
Multnomah, Oregon 1 $ 3,685,000 $ 3,685,000 $ 1,376,000
Berks, Pennsylvania 1 $ 1,005,000 $ 1,005,000 $ 700,000
Blair, Pennsylvania 1 $ 285,000 $ 285,000 $ 225,000
Centre, Pennsylvania 1 $ 535,000 $ 535,000 $ 0
Crawford, Pennsylvania 1 $ 225,000 $ 225,000 $ 120,000
Cumberland, Pennsylvania 1 $ 425,000 $ 425,000 $ 148,000
Dauphin, Pennsylvania 1 $ 105,000 $ 105,000 $ 0
Delaware, Pennsylvania 1 $ 65,000 $ 65,000 $ 70,000
Luzerne, Pennsylvania 1 $ 265,000 $ 265,000 $ 124,000
Northampton, Pennsylvania 1 $ 135,000 $ 135,000 $ 0
Schuylkill, Pennsylvania 1 $ 455,000 $ 455,000 $ 182,000
Kent, Rhode Island 1 $ 365,000 $ 365,000 $ 113,000
Cherokee, South Carolina 1 $ 285,000 $ 285,000 $ 118,000
Greenwood, South Carolina 1 $ 105,000 $ 105,000 $ 30,000
Horry, South Carolina 1 $ 225,000 $ 225,000 $ 257,000
Orangeburg, South Carolina 1 $ 95,000 $ 95,000 $ 190,000
Sumter, South Carolina 1 $ 155,000 $ 155,000 $ 179,000
Blount, Tennessee 1 $ 555,000 $ 555,000 $ 150,000
Loudon, Tennessee 1 $ 715,000 $ 715,000 $ 251,000
Rutherford, Tennessee 1 $ 55,000 $ 55,000 $ 303,000
Sumner, Tennessee 1 $ 335,000 $ 335,000 $ 262,000
Tipton, Tennessee 1 $ 325,000 $ 325,000 $ 111,000
Bexar, Texas 1 $ 455,000 $ 455,000 $ 70,000
Blanco, Texas 1 $ 1,255,000 $ 1,255,000 $ 1,200,000
Cameron, Texas 1 $ 285,000 $ 285,000 $ 332,000
Coryell, Texas 1 $ 145,000 $ 145,000 $ 95,000
Dimmit, Texas 1 $ 55,000 $ 55,000 $ 108,000
Ellis, Texas 1 $ 505,000 $ 505,000 $ 232,000
Erath, Texas 1 $ 265,000 $ 265,000 $ 153,000
Gillespie, Texas 1 $ 9,105,000 $ 9,105,000 $ 2,292,000
Hill, Texas 1 $ 105,000 $ 105,000 $ 84,000
Hood, Texas 1 $ 205,000 $ 205,000 $ 86,000
Houston, Texas 1 $ 205,000 $ 205,000 $ 200,000
Hunt, Texas 1 $ 335,000 $ 335,000 $ 97,000
Jasper, Texas 1 $ 655,000 $ 655,000 $ 603,000
Kaufman, Texas 1 $ 3,005,000 $ 3,005,000 $ 2,201,000
Kerr, Texas 1 $ 505,000 $ 505,000 $ 264,000
Llano, Texas 1 $ 1,775,000 $ 1,775,000 $ 1,200,000
Midland, Texas 1 $ 255,000 $ 255,000 $ 90,000
Nueces, Texas 1 $ 185,000 $ 185,000 $ 97,000
Potter, Texas 1 $ 215,000 $ 215,000 $ 81,000
Van Zandt, Texas 1 $ 105,000 $ 105,000 $ 72,000
Victoria, Texas 1 $ 575,000 $ 575,000 $ 220,000
Wilson, Texas 1 $ 435,000 $ 435,000 $ 201,000
Davis, Utah 1 $ 525,000 $ 525,000 $ 280,000
Kane, Utah 1 $ 75,000 $ 75,000 $ 137,000
Summit, Utah 1 $ 2,605,000 $ 2,605,000 $ 129,000
Weber, Utah 1 $ 75,000 $ 75,000 $ 104,000
Bennington, Vermont 1 $ 125,000 $ 125,000 $ 121,000
Lamoille, Vermont 1 $ 465,000 $ 465,000 $ 479,000
Orange, Vermont 1 $ 225,000 $ 225,000 $ 91,000
Windsor, Vermont 1 $ 505,000 $ 505,000 $ 219,000
Arlington, Virginia 1 $ 1,065,000 $ 1,065,000 $ 0
Bedford, Virginia 1 $ 1,615,000 $ 1,615,000 $ 516,000
Fredericksburg, Virginia 1 $ 245,000 $ 245,000 $ 91,000
Goochland, Virginia 1 $ 475,000 $ 475,000 $ 432,000
Hampton, Virginia 1 $ 225,000 $ 225,000 $ 120,000
Loudoun, Virginia 1 $ 535,000 $ 535,000 $ 247,000
Manassas, Virginia 1 $ 545,000 $ 545,000 $ 161,000
Mecklenburg, Virginia 1 $ 765,000 $ 765,000 $ 180,000
Montgomery, Virginia 1 $ 285,000 $ 285,000 $ 79,000
Newport News, Virginia 1 $ 245,000 $ 245,000 $ 100,000
Orange, Virginia 1 $ 335,000 $ 335,000 $ 160,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,178 $1,260,800,000 $1,070,000 $25,805,000 $473,000 $9,754,000
Cash-out Refinancing 448 $648,020,000 $1,446,000 $17,005,000 $497,000 $9,716,000
Refinancing 334 $435,320,000 $1,303,000 $12,565,000 $569,000 $8,701,000
Other Purpose 165 $130,305,000 $789,000 $10,005,000 $490,000 $7,200,000
Home Improvement 91 $80,685,000 $886,000 $20,005,000 $301,000 $3,938,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 991 $1,285,195,000 $1,296,000 $13,775,000 $527,000 $9,754,000
Not Provided 681 $764,845,000 $1,123,000 $25,805,000 $466,000 $9,181,000
Asian 291 $274,695,000 $943,000 $14,755,000 $514,000 $9,683,000
Hispanic 148 $113,970,000 $770,000 $8,005,000 $381,000 $7,200,000
Black or African American 78 $46,760,000 $599,000 $8,705,000 $279,000 $3,120,000
Not applicable 20 $65,370,000 $3,268,000 $17,205,000 $0 $0
American Indian or Alaskan Native 5 $3,445,000 $689,000 $2,485,000 $129,000 $211,000
Native Hawaiian or Other Pacific Islander 2 $850,000 $425,000 $425,000 $332,000 $332,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,129 $2,523,655,000 $1,185,000 $25,805,000 $501,000 $9,754,000
FHA-insured (Federal Housing Administration) 73 $25,885,000 $354,000 $1,025,000 $129,000 $437,000
VA-guaranteed (Veterans Administration) 14 $5,590,000 $399,000 $705,000 $108,000 $249,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 665 $793,055,000 $1,192,000 $14,705,000 $584,000 $9,754,000
File Closed For Incompleteness 466 $366,050,000 $785,000 $12,565,000 $402,000 $7,200,000
Application Withdrawn By Applicant 463 $641,785,000 $1,386,000 $25,805,000 $591,000 $9,683,000
Application Denied By Financial Institution 429 $639,995,000 $1,491,000 $20,005,000 $461,000 $9,181,000
Preapproval Approved but not Accepted 147 $60,735,000 $413,000 $1,505,000 $169,000 $875,000
Application Approved But Not Accepted 25 $42,785,000 $1,711,000 $6,265,000 $526,000 $2,994,000
Preapproval Denied by Financial Institution 21 $10,725,000 $510,000 $1,875,000 $133,000 $404,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,766 $1,904,410,000 $1,078,000 $25,805,000 $496,000 $9,754,000
Debt-To-Income Ratio 170 $173,810,000 $1,022,000 $6,005,000 $226,000 $2,053,000
Other 87 $127,025,000 $1,460,000 $14,755,000 $733,000 $4,133,000
Collateral 81 $166,975,000 $2,061,000 $20,005,000 $914,000 $9,181,000
Credit History 68 $91,940,000 $1,352,000 $11,065,000 $426,000 $8,701,000
Insufficient Cash (Downpayment, Closing Cost) 26 $23,810,000 $915,000 $6,515,000 $260,000 $2,383,000
Unverifiable Information 18 $67,160,000 $3,731,000 $11,505,000 $228,000 $3,204,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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