Bond Street Mortgage, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Bond Street Mortgage, LLC of Paramus, NJ reported 934 mortgage applications totaling $475.3 million, down 17% from 2024. The average application was for $508,854, and applicants reported an average income of $204,811. 71% of its applications resulted in an originated loan and 4% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (324), Lakewood-New Brunswick, NJ (216) and Newark, NJ-PA (184) (applications in parentheses).
| Mortgage Company & Address | Bond Street Mortgage, LLC 115 West Century Road Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 934 |
| Total Mortgage Loan Application Amount | $475,270,000 |
| Average Mortgage Loan Application Amount | $508,854 |
| Highest Mortgage Loan Application Amount | $2,945,000 |
| Average Applicant Income | $204,811 |
| Highest Applicant Income | $3,906,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bond Street Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen, New Jersey | 174 | $ 105,560,000 | $ 606,666 | $ 238,000 |
| Middlesex, New Jersey | 94 | $ 44,050,000 | $ 468,617 | $ 178,000 |
| Essex, New Jersey | 65 | $ 40,725,000 | $ 626,538 | $ 266,000 |
| Passaic, New Jersey | 65 | $ 29,155,000 | $ 448,538 | $ 152,000 |
| Hudson, New Jersey | 62 | $ 36,720,000 | $ 592,258 | $ 248,000 |
| Monmouth, New Jersey | 51 | $ 25,425,000 | $ 498,529 | $ 171,000 |
| Union, New Jersey | 45 | $ 25,265,000 | $ 561,444 | $ 175,000 |
| Morris, New Jersey | 42 | $ 24,050,000 | $ 572,619 | $ 250,000 |
| Ocean, New Jersey | 38 | $ 16,830,000 | $ 442,894 | $ 180,000 |
| Somerset, New Jersey | 33 | $ 15,485,000 | $ 469,242 | $ 175,000 |
| Sussex, New Jersey | 26 | $ 11,290,000 | $ 434,230 | $ 146,000 |
| Burlington, New Jersey | 15 | $ 5,825,000 | $ 388,333 | $ 364,000 |
| Mercer, New Jersey | 15 | $ 7,475,000 | $ 498,333 | $ 266,000 |
| Warren, New Jersey | 15 | $ 6,035,000 | $ 402,333 | $ 137,000 |
| Miami-Dade, Florida | 10 | $ 4,740,000 | $ 474,000 | $ 349,000 |
| Orange, New York | 7 | $ 2,765,000 | $ 395,000 | $ 335,000 |
| Westchester, New York | 7 | $ 3,325,000 | $ 475,000 | $ 144,000 |
| Hunterdon, New Jersey | 6 | $ 1,960,000 | $ 326,666 | $ 107,000 |
| Monroe, Pennsylvania | 6 | $ 1,120,000 | $ 186,666 | $ 147,000 |
| South Central Connecticut Planning Region, Connecticut | 5 | $ 1,905,000 | $ 381,000 | $ 107,000 |
| Virginia Beach, Virginia | 5 | $ 1,685,000 | $ 337,000 | $ 121,000 |
| Brevard, Florida | 4 | $ 1,270,000 | $ 317,500 | $ 119,000 |
| Broward, Florida | 4 | $ 2,720,000 | $ 680,000 | $ 147,000 |
| Lake, Florida | 4 | $ 2,110,000 | $ 527,500 | $ 172,000 |
| Osceola, Florida | 4 | $ 2,370,000 | $ 592,500 | $ 52,000 |
| Polk, Florida | 4 | $ 1,210,000 | $ 302,500 | $ 99,000 |
| Kings, New York | 4 | $ 2,910,000 | $ 727,500 | $ 253,000 |
| Nassau, New York | 4 | $ 1,640,000 | $ 410,000 | $ 90,000 |
| Queens, New York | 4 | $ 2,550,000 | $ 637,500 | $ 94,000 |
| Rockland, New York | 4 | $ 1,710,000 | $ 427,500 | $ 191,000 |
| Brunswick, North Carolina | 4 | $ 2,530,000 | $ 632,500 | $ 421,000 |
| Northampton, Pennsylvania | 4 | $ 1,330,000 | $ 332,500 | $ 97,000 |
| Sussex, Delaware | 3 | $ 765,000 | $ 255,000 | $ 179,000 |
| Camden, New Jersey | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Bucks, Pennsylvania | 3 | $ 1,215,000 | $ 405,000 | $ 165,000 |
| Lehigh, Pennsylvania | 3 | $ 915,000 | $ 305,000 | $ 100,000 |
| Naugatuck Valley Planning Region, Connecticut | 2 | $ 720,000 | $ 360,000 | $ 194,000 |
| Hillsborough, Florida | 2 | $ 700,000 | $ 350,000 | $ 214,000 |
| Martin, Florida | 2 | $ 590,000 | $ 295,000 | $ 276,000 |
| Sarasota, Florida | 2 | $ 5,690,000 | $ 2,845,000 | $ 968,000 |
| Worcester, Massachusetts | 2 | $ 1,760,000 | $ 880,000 | $ 324,000 |
| Richmond, New York | 2 | $ 1,080,000 | $ 540,000 | $ 146,000 |
| Summit, Ohio | 2 | $ 180,000 | $ 90,000 | $ 158,000 |
| Dauphin, Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| Luzerne, Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Pike, Pennsylvania | 2 | $ 710,000 | $ 355,000 | $ 155,000 |
| Beaufort, South Carolina | 2 | $ 450,000 | $ 225,000 | $ 140,000 |
| Horry, South Carolina | 2 | $ 600,000 | $ 300,000 | $ 261,000 |
| Harris, Texas | 2 | $ 1,200,000 | $ 600,000 | $ 349,000 |
| San Patricio, Texas | 2 | $ 420,000 | $ 210,000 | $ 98,000 |
| Tarrant, Texas | 2 | $ 920,000 | $ 460,000 | $ 129,000 |
| Western Connecticut Planning Region, Connecticut | 1 | $ 245,000 | $ 245,000 | $ 175,000 |
| New Castle, Delaware | 1 | $ 625,000 | $ 625,000 | $ 322,000 |
| Citrus, Florida | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Collier, Florida | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Lee, Florida | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Palm Beach, Florida | 1 | $ 465,000 | $ 465,000 | $ 2,636,000 |
| Pasco, Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Pinellas, Florida | 1 | $ 405,000 | $ 405,000 | $ 231,000 |
| St. Lucie, Florida | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Sumter, Florida | 1 | $ 175,000 | $ 175,000 | $ 198,000 |
| Walton, Florida | 1 | $ 465,000 | $ 465,000 | $ 174,000 |
| Thomas, Georgia | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| McHenry, Illinois | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Montgomery, Maryland | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Prince George's, Maryland | 1 | $ 425,000 | $ 425,000 | $ 149,000 |
| Worcester, Maryland | 1 | $ 425,000 | $ 425,000 | $ 425,000 |
| Bristol, Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 6,000 |
| Essex, Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Plymouth, Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 90,000 |
| St. Louis, Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Atlantic, New Jersey | 1 | $ 385,000 | $ 385,000 | $ 236,000 |
| Salem, New Jersey | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Bronx, New York | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Broome, New York | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Essex, New York | 1 | $ 185,000 | $ 185,000 | $ 508,000 |
| Putnam, New York | 1 | $ 285,000 | $ 285,000 | $ 8,000 |
| Rensselaer, New York | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Suffolk, New York | 1 | $ 445,000 | $ 445,000 | $ 100,000 |
| Wyoming, New York | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Catawba, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Mecklenburg, North Carolina | 1 | $ 445,000 | $ 445,000 | $ 95,000 |
| Lake, Ohio | 1 | $ 375,000 | $ 375,000 | $ 168,000 |
| Lucas, Ohio | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Lackawanna, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 170,000 |
| Philadelphia, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Berkeley, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Dorchester, South Carolina | 1 | $ 495,000 | $ 495,000 | $ 95,000 |
| Hamilton, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 236,000 |
| Bexar, Texas | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Johnson, Texas | 1 | $ 305,000 | $ 305,000 | $ 123,000 |
| Williamson, Texas | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Augusta, Virginia | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Chesterfield, Virginia | 1 | $ 565,000 | $ 565,000 | $ 160,000 |
| Louisa, Virginia | 1 | $ 265,000 | $ 265,000 | $ 1,000 |
| Norfolk, Virginia | 1 | $ 505,000 | $ 505,000 | $ 1,200,000 |
Mortgage Loan Application Detail Totals for Bond Street Mortgage, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 736 | $375,980,000 | $510,000 | $2,845,000 | $206,000 | $3,063,000 |
| Refinancing | 196 | $98,290,000 | $501,000 | $2,945,000 | $200,000 | $3,906,000 |
| Not Applicable | 2 | $1,000,000 | $500,000 | $835,000 | $239,000 | $279,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 513 | $258,415,000 | $503,000 | $2,945,000 | $215,000 | $3,906,000 |
| Hispanic | 209 | $103,695,000 | $496,000 | $2,405,000 | $185,000 | $3,000,000 |
| Asian | 123 | $66,665,000 | $541,000 | $2,015,000 | $222,000 | $1,467,000 |
| Black or African American | 66 | $35,050,000 | $531,000 | $2,765,000 | $170,000 | $1,108,000 |
| Not Provided | 23 | $11,445,000 | $497,000 | $885,000 | $177,000 | $360,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 761 | $388,195,000 | $510,000 | $2,945,000 | $220,000 | $3,906,000 |
| FHA-insured (Federal Housing Administration) | 154 | $74,990,000 | $486,000 | $985,000 | $139,000 | $350,000 |
| VA-guaranteed (Veterans Administration) | 19 | $12,085,000 | $636,000 | $945,000 | $152,000 | $306,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 666 | $335,220,000 | $503,000 | $2,945,000 | $206,000 | $3,906,000 |
| Application Withdrawn By Applicant | 227 | $119,485,000 | $526,000 | $2,845,000 | $211,000 | $3,000,000 |
| Application Denied By Financial Institution | 41 | $20,565,000 | $501,000 | $2,765,000 | $154,000 | $1,108,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 893 | $454,705,000 | $509,000 | $2,945,000 | $207,000 | $3,906,000 |
| Collateral | 17 | $6,445,000 | $379,000 | $1,135,000 | $116,000 | $366,000 |
| Debt-To-Income Ratio | 10 | $4,690,000 | $469,000 | $1,295,000 | $108,000 | $231,000 |
| Credit History | 4 | $1,800,000 | $450,000 | $685,000 | $172,000 | $366,000 |
| Employment History | 3 | $2,155,000 | $718,000 | $1,485,000 | $259,000 | $525,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,385,000 | $461,000 | $585,000 | $66,000 | $112,000 |
| Other | 2 | $3,060,000 | $1,530,000 | $2,765,000 | $630,000 | $1,108,000 |
| Unverifiable Information | 2 | $1,030,000 | $515,000 | $545,000 | $176,000 | $223,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bond Street Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bond Street Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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