Boston Private Bank & Trust Company Mortgage Lending & HMDA Data, 2017
In 2017, Boston Private Bank & Trust Company of Boston, MA reported 1,163 mortgage applications totaling $1.2 billion. The average application was for $1,028,015, and applicants reported an average income of $412,841. 78% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Boston, MA (314), Los Angeles-Long Beach-Glendale, CA (273) and Cambridge-Newton-Framingham, MA (212) (applications in parentheses).
| Mortgage Company & Address | Boston Private Bank & Trust Company Ten Post Office Square Boston, MA 02109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,163 |
| Total Mortgage Loan Application Amount | $1,195,582,000 |
| Average Mortgage Loan Application Amount | $1,028,015 |
| Highest Mortgage Loan Application Amount | $18,000,000 |
| Average Applicant Income | $412,841 |
| Highest Applicant Income | $9,853,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boston Private Bank & Trust Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boston, MA | 314 | $ 284,450,000 | $ 905,891 | $ 404,000 |
| Los Angeles-Long Beach-Glendale, CA | 273 | $ 329,004,000 | $ 1,205,142 | $ 385,000 |
| Cambridge-Newton-Framingham, MA | 212 | $ 179,665,000 | $ 847,476 | $ 350,000 |
| San Francisco-Redwood City-South San Francisco, CA | 116 | $ 132,440,000 | $ 1,141,724 | $ 391,000 |
| Barnstable Town, MA | 33 | $ 44,423,000 | $ 1,346,151 | $ 951,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 28 | $ 37,345,000 | $ 1,333,750 | $ 318,000 |
| Riverside-San Bernardino-Ontario, CA | 19 | $ 6,711,000 | $ 353,210 | $ 212,000 |
| Providence-Warwick, RI-MA | 15 | $ 25,521,000 | $ 1,701,400 | $ 668,133 |
| Oakland-Hayward-Berkeley, CA | 13 | $ 12,298,000 | $ 946,000 | $ 204,000 |
| San Rafael, CA | 13 | $ 20,977,000 | $ 1,613,615 | $ 429,000 |
| Anaheim-Santa Ana-Irvine, CA | 6 | $ 5,763,000 | $ 960,500 | $ 215,000 |
| Salinas, CA | 5 | $ 5,485,000 | $ 1,097,000 | $ 445,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 2,055,000 | $ 513,750 | $ 114,000 |
| Portland-South Portland, ME | 4 | $ 3,090,000 | $ 772,500 | $ 732,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,891,000 | $ 472,750 | $ 219,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 1,475,000 | $ 491,666 | $ 313,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,090,000 | $ 363,333 | $ 285,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3 | $ 1,385,000 | $ 461,666 | $ 380,000 |
| San Diego-Carlsbad, CA | 3 | $ 5,534,000 | $ 1,844,666 | $ 512,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 7,240,000 | $ 2,413,333 | $ 981,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3 | $ 2,470,000 | $ 823,333 | $ 435,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 3,069,000 | $ 1,534,500 | $ 841,000 |
| Napa, CA | 2 | $ 2,540,000 | $ 1,270,000 | $ 319,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 2,849,000 | $ 1,424,500 | $ 574,000 |
| Vallejo-Fairfield, CA | 2 | $ 952,000 | $ 476,000 | $ 114,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 128,000 | $ 128,000 | $ 300,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 772,000 | $ 772,000 | $ 892,000 |
| Santa Rosa, CA | 1 | $ 692,000 | $ 692,000 | $ 835,000 |
| Springfield, MA | 1 | $ 576,000 | $ 576,000 | $ 479,000 |
| Stockton-Lodi, CA | 1 | $ 545,000 | $ 545,000 | $ 750,000 |
| Worcester, MA-CT | 1 | $ 855,000 | $ 855,000 | $ 836,000 |
Mortgage Loan Application Detail Totals for Boston Private Bank & Trust Company in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 725 | $657,587,000 | $907,000 | $16,000,000 | $359,000 | $5,717,000 |
| Refinancing | 364 | $457,312,000 | $1,256,000 | $18,000,000 | $517,000 | $9,853,000 |
| Home Improvement | 74 | $80,683,000 | $1,090,000 | $8,718,000 | $428,000 | $2,005,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 790 | $874,081,000 | $1,106,000 | $14,000,000 | $517,000 | $5,717,000 |
| Hispanic | 114 | $41,279,000 | $362,000 | $2,015,000 | $123,000 | $941,000 |
| Asian | 102 | $62,974,000 | $617,000 | $3,543,000 | $232,000 | $1,857,000 |
| Not Provided | 61 | $49,525,000 | $811,000 | $2,830,000 | $259,000 | $735,000 |
| Black or African American | 60 | $23,041,000 | $384,000 | $2,500,000 | $288,000 | $9,853,000 |
| Not applicable | 29 | $141,629,000 | $4,883,000 | $18,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $2,257,000 | $564,000 | $799,000 | $190,000 | $475,000 |
| American Indian or Alaskan Native | 3 | $796,000 | $265,000 | $320,000 | $141,000 | $252,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,163 | $1,195,582,000 | $1,028,000 | $18,000,000 | $413,000 | $9,853,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 908 | $916,724,000 | $1,009,000 | $18,000,000 | $421,000 | $9,853,000 |
| Application Withdrawn By Applicant | 113 | $135,748,000 | $1,201,000 | $14,000,000 | $554,000 | $5,717,000 |
| Application Denied By Financial Institution | 55 | $59,830,000 | $1,087,000 | $7,000,000 | $213,000 | $1,563,000 |
| Application Approved But Not Accepted | 43 | $53,583,000 | $1,246,000 | $17,402,000 | $315,000 | $1,964,000 |
| Preapproval Denied by Financial Institution | 39 | $25,017,000 | $641,000 | $7,500,000 | $227,000 | $5,400,000 |
| File Closed For Incompleteness | 5 | $4,680,000 | $936,000 | $2,475,000 | $281,000 | $368,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 63 | $59,837,000 | $949,000 | $7,000,000 | $143,000 | $836,000 |
| Credit History | 17 | $7,659,000 | $450,000 | $1,280,000 | $132,000 | $308,000 |
| Other | 6 | $10,113,000 | $1,685,000 | $7,500,000 | $1,220,000 | $5,400,000 |
| Collateral | 5 | $5,611,000 | $1,122,000 | $1,760,000 | $279,000 | $385,000 |
| Unverifiable Information | 3 | $1,627,000 | $542,000 | $825,000 | $188,000 | $246,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Boston Private Bank & Trust Company's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Boston Private Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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