Boulevard Bank Mortgage Lending & HMDA Data, 2010

In 2010, Boulevard Bank of Neosho, MO reported 1,397 mortgage applications totaling $152.2 million, up 24% from 2009. The average application was for $108,939, and applicants reported an average income of $81,120. 45% of its applications resulted in an originated loan and 32% were denied. Its largest markets were St. Louis, MO-IL (1,065), Davenport-Moline-Rock Island, IA-IL (69) and Joplin, MO (52) (applications in parentheses).

Mortgage Company & Address Boulevard Bank
111 E Main St
Neosho, MO 64850
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,397
Total Mortgage Loan Application Amount $152,189,000
Average Mortgage Loan Application Amount $108,939
Highest Mortgage Loan Application Amount $1,600,000
Average Applicant Income $81,120
Highest Applicant Income $616,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boulevard Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Boulevard Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 487 $ 74,439,000 $ 152,852 $ 103,000
St. Charles, Missouri 201 $ 25,345,000 $ 126,094 $ 79,000
St. Clair, Illinois 100 $ 2,448,000 $ 24,480 $ 63,000
St. Louis City, Missouri 95 $ 7,776,000 $ 81,852 $ 63,000
Jefferson, Missouri 71 $ 7,489,000 $ 105,478 $ 68,000
Madison, Illinois 53 $ 1,199,000 $ 22,622 $ 61,000
Newton, Missouri 40 $ 3,700,000 $ 92,500 $ 63,000
Scott, Iowa 33 $ 1,015,000 $ 30,757 $ 57,000
Rock Island, Illinois 27 $ 532,000 $ 19,703 $ 47,000
Franklin, Missouri 20 $ 1,881,000 $ 94,050 $ 66,000
Lincoln, Missouri 19 $ 1,808,000 $ 95,157 $ 61,000
McLean, Illinois 12 $ 183,000 $ 15,250 $ 63,000
Tazewell, Illinois 12 $ 100,000 $ 8,333 $ 62,000
Jasper, Missouri 12 $ 1,250,000 $ 104,166 $ 53,000
St. Francois, Missouri 10 $ 1,293,000 $ 129,300 $ 87,000
Logan, Illinois 9 $ 69,000 $ 7,666 $ 59,000
Boone, Missouri 9 $ 672,000 $ 74,666 $ 59,000
Warren, Missouri 8 $ 637,000 $ 79,625 $ 96,000
Franklin, Illinois 7 $ 514,000 $ 73,428 $ 46,000
Peoria, Illinois 7 $ 59,000 $ 8,428 $ 50,000
Clay, Missouri 7 $ 1,793,000 $ 256,142 $ 116,000
Cole, Missouri 7 $ 736,000 $ 105,142 $ 71,000
Camden, Missouri 6 $ 1,621,000 $ 270,166 $ 176,000
Cook, Illinois 5 $ 1,715,000 $ 343,000 $ 121,000
Henry, Illinois 5 $ 173,000 $ 34,600 $ 56,000
McDonough, Illinois 5 $ 86,000 $ 17,200 $ 50,000
Sangamon, Illinois 5 $ 28,000 $ 5,600 $ 44,000
Knox, Illinois 4 $ 65,000 $ 16,250 $ 95,000
Mercer, Illinois 4 $ 26,000 $ 6,500 $ 64,000
Randolph, Illinois 4 $ 39,000 $ 9,750 $ 39,000
Williamson, Illinois 4 $ 250,000 $ 62,500 $ 44,000
Clinton, Iowa 4 $ 67,000 $ 16,750 $ 79,000
Bond, Illinois 3 $ 14,000 $ 4,666 $ 44,000
Fulton, Illinois 3 $ 30,000 $ 10,000 $ 31,000
Hancock, Illinois 3 $ 30,000 $ 10,000 $ 51,000
Jersey, Illinois 3 $ 131,000 $ 43,666 $ 38,000
Marshall, Illinois 3 $ 35,000 $ 11,666 $ 40,000
Whiteside, Illinois 3 $ 50,000 $ 16,666 $ 43,000
Johnson, Kansas 3 $ 495,000 $ 165,000 $ 68,000
Christian, Missouri 3 $ 310,000 $ 103,333 $ 57,000
Lawrence, Missouri 3 $ 117,000 $ 39,000 $ 48,000
Jefferson, Colorado 2 $ 450,000 $ 225,000 $ 99,000
Champaign, Illinois 2 $ 4,000 $ 2,000 $ 56,000
Monroe, Illinois 2 $ 161,000 $ 80,500 $ 52,000
Montgomery, Illinois 2 $ 15,000 $ 7,500 $ 30,000
Woodford, Illinois 2 $ 174,000 $ 87,000 $ 132,000
Muscatine, Iowa 2 $ 14,000 $ 7,000 $ 54,000
Montgomery, Maryland 2 $ 558,000 $ 279,000 $ 51,000
Washtenaw, Michigan 2 $ 705,000 $ 352,500 $ 85,000
Gasconade, Missouri 2 $ 306,000 $ 153,000 $ 87,000
Jackson, Missouri 2 $ 254,000 $ 127,000 $ 32,000
Pettis, Missouri 2 $ 308,000 $ 154,000 $ 74,000
Ste. Genevieve, Missouri 2 $ 324,000 $ 162,000 $ 230,000
Stone, Missouri 2 $ 106,000 $ 53,000 $ 194,000
Washington, Missouri 2 $ 96,000 $ 48,000 $ 62,000
Hudson, New Jersey 2 $ 548,000 $ 274,000 $ 148,000
Denton, Texas 2 $ 457,000 $ 228,500 $ 108,000
Tarrant, Texas 2 $ 329,000 $ 164,500 $ 96,000
Lauderdale, Alabama 1 $ 187,000 $ 187,000 $ 113,000
Pima, Arizona 1 $ 206,000 $ 206,000 $ 48,000
Santa Barbara, California 1 $ 620,000 $ 620,000 $ 180,000
Sonoma, California 1 $ 772,000 $ 772,000 $ 176,000
Douglas, Colorado 1 $ 175,000 $ 175,000 $ 155,000
Collier, Florida 1 $ 233,000 $ 233,000 $ 171,000
Christian, Illinois 1 $ 9,000 $ 9,000 $ 82,000
Kendall, Illinois 1 $ 216,000 $ 216,000 $ 97,000
Livingston, Illinois 1 $ 14,000 $ 14,000 $ 58,000
Macon, Illinois 1 $ 8,000 $ 8,000 $ 38,000
Macoupin, Illinois 1 $ 8,000 $ 8,000 $ 75,000
McHenry, Illinois 1 $ 149,000 $ 149,000 $ 91,000
Menard, Illinois 1 $ 14,000 $ 14,000 $ 107,000
Union, Illinois 1 $ 45,000 $ 45,000 $ 55,000
Vermilion, Illinois 1 $ 15,000 $ 15,000 $ 10,000
Warren, Illinois 1 $ 9,000 $ 9,000 $ 36,000
Linn, Iowa 1 $ 8,000 $ 8,000 $ 42,000
Muskegon, Michigan 1 $ 378,000 $ 378,000 $ 231,000
Oakland, Michigan 1 $ 190,000 $ 190,000 $ 0
Wayne, Michigan 1 $ 238,000 $ 238,000 $ 91,000
Butler, Missouri 1 $ 142,000 $ 142,000 $ 73,000
Callaway, Missouri 1 $ 11,000 $ 11,000 $ 53,000
Cape Girardeau, Missouri 1 $ 6,000 $ 6,000 $ 16,000
Crawford, Missouri 1 $ 120,000 $ 120,000 $ 139,000
Greene, Missouri 1 $ 122,000 $ 122,000 $ 55,000
Howard, Missouri 1 $ 36,000 $ 36,000 $ 100,000
Johnson, Missouri 1 $ 280,000 $ 280,000 $ 240,000
Lafayette, Missouri 1 $ 55,000 $ 55,000 $ 36,000
Madison, Missouri 1 $ 5,000 $ 5,000 $ 23,000
Maries, Missouri 1 $ 114,000 $ 114,000 $ 90,000
Montgomery, Missouri 1 $ 14,000 $ 14,000 $ 33,000
Oregon, Missouri 1 $ 85,000 $ 85,000 $ 38,000
Osage, Missouri 1 $ 18,000 $ 18,000 $ 24,000
Pulaski, Missouri 1 $ 189,000 $ 189,000 $ 0
Texas, Missouri 1 $ 380,000 $ 380,000 $ 337,000
Taos, New Mexico 1 $ 185,000 $ 185,000 $ 173,000
Saratoga, New York 1 $ 207,000 $ 207,000 $ 142,000
Delaware, Ohio 1 $ 296,000 $ 296,000 $ 170,000
Westmoreland, Pennsylvania 1 $ 199,000 $ 199,000 $ 80,000
Williamson, Tennessee 1 $ 380,000 $ 380,000 $ 271,000
Dallas, Texas 1 $ 127,000 $ 127,000 $ 32,000
Guadalupe, Texas 1 $ 168,000 $ 168,000 $ 62,000
Montgomery, Texas 1 $ 230,000 $ 230,000 $ 128,000
King, Washington 1 $ 297,000 $ 297,000 $ 72,000

Mortgage Loan Application Detail Totals for Boulevard Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 617 $7,549,000 $12,000 $270,000 $65,000 $346,000
Refinancing 580 $117,476,000 $202,000 $1,600,000 $99,000 $616,000
Home Purchase 200 $27,164,000 $135,000 $1,000,000 $79,000 $409,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,170 $126,056,000 $107,000 $1,305,000 $82,000 $616,000
Not Provided 103 $18,010,000 $174,000 $1,000,000 $86,000 $509,000
Black or African American 88 $4,487,000 $50,000 $1,600,000 $67,000 $360,000
Hispanic 22 $2,078,000 $94,000 $284,000 $68,000 $136,000
Asian 10 $1,473,000 $147,000 $354,000 $102,000 $174,000
American Indian or Alaskan Native 3 $40,000 $13,000 $20,000 $57,000 $116,000
Not applicable 1 $45,000 $45,000 $45,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,220 $125,870,000 $103,000 $1,600,000 $85,000 $616,000
FHA-insured (Federal Housing Administration) 166 $24,747,000 $149,000 $286,000 $53,000 $183,000
VA-guaranteed (Veterans Administration) 7 $1,219,000 $174,000 $290,000 $63,000 $113,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $353,000 $88,000 $124,000 $37,000 $48,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 626 $99,824,000 $159,000 $1,305,000 $96,000 $523,000
Application Denied By Financial Institution 442 $15,559,000 $35,000 $772,000 $61,000 $403,000
Application Withdrawn By Applicant 304 $36,306,000 $119,000 $1,600,000 $82,000 $616,000
Application Approved But Not Accepted 19 $303,000 $15,000 $53,000 $70,000 $165,000
File Closed For Incompleteness 6 $197,000 $32,000 $87,000 $30,000 $52,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 279 $5,642,000 $20,000 $234,000 $56,000 $204,000
Debt-To-Income Ratio 113 $4,359,000 $38,000 $450,000 $60,000 $175,000
Collateral 34 $4,416,000 $129,000 $772,000 $88,000 $403,000
Other 12 $940,000 $78,000 $285,000 $125,000 $346,000
Employment History 3 $34,000 $11,000 $13,000 $41,000 $47,000
Unverifiable Information 1 $168,000 $168,000 $168,000 $69,000 $69,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Boulevard Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Boulevard Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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