Branch Banking And Trust Co
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Branch Banking And Trust Co 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Branch Banking And Trust Co 223 W Nash Street Wilson, NC 27893 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 102,578 |
| Total Mortgage Loan Application Amount | $15,610,536,000 |
| Average Mortgage Loan Application Amount | $189,370 |
| Highest Mortgage Loan Application Amount | $6,482,000 |
| Average Applicant Income | $93,938 |
| Highest Applicant Income | $9,391,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Branch Banking And Trust Co. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Branch Banking And Trust Co's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Branch Banking And Trust Co's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Branch Banking And Trust Co serves its applicants.
Each category highlights the total number of mortgage applications processed by Branch Banking And Trust Co, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Branch Banking And Trust Co's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 4,800 | $ 781,506,000 | $ 162,000 | $ 74,000 |
| BALTIMORE-TOWSON, MD | 4,541 | $ 838,359,000 | $ 184,000 | $ 76,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 3,817 | $ 452,810,000 | $ 118,000 | $ 59,000 |
| RALEIGH-CARY, NC | 3,791 | $ 520,843,000 | $ 137,000 | $ 65,000 |
| GREENSBORO-HIGH POINT, NC | 3,219 | $ 357,814,000 | $ 111,000 | $ 71,000 |
| WILMINGTON, NC | 2,713 | $ 563,559,000 | $ 207,000 | $ 77,000 |
| WINSTON-SALEM, NC | 2,501 | $ 257,820,000 | $ 103,000 | $ 54,000 |
| LOUISVILLE, KY-IN | 2,345 | $ 187,983,000 | $ 80,000 | $ 56,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2,153 | $ 202,489,000 | $ 94,000 | $ 46,000 |
| DURHAM, NC | 1,868 | $ 287,893,000 | $ 154,000 | $ 71,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 1,849 | $ 440,978,000 | $ 238,000 | $ 92,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,684 | $ 365,638,000 | $ 217,000 | $ 17,000 |
| JACKSONVILLE, FL | 1,564 | $ 347,640,000 | $ 222,000 | $ 71,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,416 | $ 245,508,000 | $ 173,000 | $ 94,000 |
| CHARLESTON, WV | 1,395 | $ 111,164,000 | $ 79,000 | $ 65,000 |
| RICHMOND, VA | 1,365 | $ 276,234,000 | $ 202,000 | $ 21,000 |
| FAYETTEVILLE, NC | 1,245 | $ 126,191,000 | $ 101,000 | $ 59,000 |
| KNOXVILLE, TN | 1,154 | $ 155,056,000 | $ 134,000 | $ 52,000 |
| TALLAHASSEE, FL | 1,151 | $ 188,526,000 | $ 163,000 | $ 92,000 |
| SARASOTA-BRADENTON-VENICE, FL | 1,089 | $ 266,714,000 | $ 244,000 | $ 75,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 958 | $ 193,547,000 | $ 202,000 | $ 125,000 |
| ASHEVILLE, NC | 839 | $ 144,828,000 | $ 172,000 | $ 58,000 |
| MORGANTOWN, WV | 826 | $ 83,188,000 | $ 100,000 | $ 75,000 |
| COLUMBIA, SC | 762 | $ 150,117,000 | $ 197,000 | $ 29,000 |
| GOLDSBORO, NC | 732 | $ 65,482,000 | $ 89,000 | $ 55,000 |
| GREENVILLE, NC | 717 | $ 76,391,000 | $ 106,000 | $ 65,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 641 | $ 181,460,000 | $ 283,000 | $ 60,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 607 | $ 193,597,000 | $ 318,000 | $ 118,000 |
| ORLANDO, FL | 587 | $ 91,007,000 | $ 155,000 | $ 75,000 |
| PARKERSBURG-MARIETTA, WV-OH | 525 | $ 38,632,000 | $ 73,000 | $ 82,000 |
| SAVANNAH, GA | 516 | $ 87,456,000 | $ 169,000 | $ 71,000 |
| GREENVILLE, SC | 510 | $ 86,860,000 | $ 170,000 | $ 22,000 |
| LYNCHBURG, VA | 507 | $ 76,052,000 | $ 150,000 | $ 39,000 |
| OCALA, FL | 472 | $ 75,123,000 | $ 159,000 | $ 54,000 |
| ROCKY MOUNT, NC | 472 | $ 38,536,000 | $ 81,000 | $ 62,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 468 | $ 72,370,000 | $ 154,000 | $ 68,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 460 | $ 101,057,000 | $ 219,000 | $ 87,000 |
| OWENSBORO, KY | 453 | $ 38,529,000 | $ 85,000 | $ 55,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 433 | $ 26,764,000 | $ 61,000 | $ 59,000 |
| GAINESVILLE, GA | 409 | $ 56,392,000 | $ 137,000 | $ 58,000 |
| BURLINGTON, NC | 396 | $ 39,909,000 | $ 100,000 | $ 47,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 396 | $ 63,109,000 | $ 159,000 | $ 96,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 396 | $ 105,518,000 | $ 266,000 | $ 111,000 |
| MACON, GA | 393 | $ 41,832,000 | $ 106,000 | $ 64,000 |
| DALTON, GA | 375 | $ 34,724,000 | $ 92,000 | $ 43,000 |
| WHEELING, WV-OH | 359 | $ 22,406,000 | $ 62,000 | $ 57,000 |
| LEXINGTON-FAYETTE, KY | 343 | $ 57,347,000 | $ 167,000 | $ 106,000 |
| ROANOKE, VA | 339 | $ 58,569,000 | $ 172,000 | $ 34,000 |
| CHARLOTTESVILLE, VA | 314 | $ 72,808,000 | $ 231,000 | $ 34,000 |
| BOWLING GREEN, KY | 290 | $ 34,572,000 | $ 119,000 | $ 76,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 272 | $ 21,815,000 | $ 80,000 | $ 51,000 |
| JACKSONVILLE, NC | 253 | $ 38,629,000 | $ 152,000 | $ 70,000 |
| SALISBURY, MD | 239 | $ 29,632,000 | $ 123,000 | $ 63,000 |
| SPARTANBURG, SC | 220 | $ 42,704,000 | $ 194,000 | $ 25,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 183 | $ 25,560,000 | $ 139,000 | $ 62,000 |
| PANAMA CITY-LYNN HAVEN, FL | 176 | $ 41,945,000 | $ 238,000 | $ 149,000 |
| ANNISTON-OXFORD, AL | 175 | $ 14,980,000 | $ 85,000 | $ 51,000 |
| CAPE CORAL-FORT MYERS, FL | 167 | $ 45,931,000 | $ 275,000 | $ 123,000 |
| BRUNSWICK, GA | 165 | $ 42,699,000 | $ 258,000 | $ 61,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 160 | $ 27,397,000 | $ 171,000 | $ 67,000 |
| CLEVELAND, TN | 156 | $ 13,659,000 | $ 87,000 | $ 53,000 |
| WARNER ROBINS, GA | 150 | $ 17,039,000 | $ 113,000 | $ 62,000 |
| VALDOSTA, GA | 142 | $ 16,649,000 | $ 117,000 | $ 71,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 140 | $ 46,233,000 | $ 330,000 | $ 91,000 |
| WINCHESTER, VA-WV | 136 | $ 31,088,000 | $ 228,000 | $ 59,000 |
| FLORENCE, SC | 130 | $ 20,838,000 | $ 160,000 | $ 21,000 |
| COLUMBUS, OH | 125 | $ 29,504,000 | $ 236,000 | $ 15,000 |
| MORRISTOWN, TN | 123 | $ 14,191,000 | $ 115,000 | $ 79,000 |
| JOHNSON CITY, TN | 119 | $ 11,109,000 | $ 93,000 | $ 52,000 |
| ATHENS-CLARKE COUNTY, GA | 112 | $ 11,478,000 | $ 102,000 | $ 56,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 111 | $ 26,011,000 | $ 234,000 | $ 140,000 |
| YORK-HANOVER, PA | 108 | $ 16,158,000 | $ 149,000 | $ 42,000 |
| HARRISONBURG, VA | 104 | $ 14,991,000 | $ 144,000 | $ 6,000 |
| ANDERSON, SC | 100 | $ 18,850,000 | $ 188,000 | $ 35,000 |
| PUNTA GORDA, FL | 91 | $ 20,649,000 | $ 226,000 | $ 76,000 |
| SUMTER, SC | 91 | $ 12,931,000 | $ 142,000 | $ 16,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 88 | $ 20,380,000 | $ 231,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 86 | $ 30,668,000 | $ 356,000 | $ 106,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 86 | $ 19,945,000 | $ 231,000 | $ 94,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 81 | $ 11,201,000 | $ 138,000 | $ 24,000 |
| BIRMINGHAM-HOOVER, AL | 78 | $ 14,454,000 | $ 185,000 | $ 32,000 |
| DANVILLE, VA | 75 | $ 8,794,000 | $ 117,000 | $ 13,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 69 | $ 11,557,000 | $ 167,000 | $ 111,000 |
| LAKELAND, FL | 63 | $ 8,887,000 | $ 141,000 | $ 72,000 |
| GAINESVILLE, FL | 61 | $ 9,696,000 | $ 158,000 | $ 74,000 |
| COLUMBUS, GA-AL | 58 | $ 7,448,000 | $ 128,000 | $ 42,000 |
| PHILADELPHIA, PA | 55 | $ 11,203,000 | $ 203,000 | $ 14,000 |
| CUMBERLAND, MD-WV | 54 | $ 5,462,000 | $ 101,000 | $ 38,000 |
| HARRISBURG-CARLISLE, PA | 50 | $ 7,552,000 | $ 151,000 | $ 8,000 |
| PITTSBURGH, PA | 50 | $ 5,807,000 | $ 116,000 | $ 77,000 |
| DENVER-AURORA, CO | 45 | $ 11,035,000 | $ 245,000 | $ 0 |
| INDIANAPOLIS, IN | 41 | $ 9,138,000 | $ 222,000 | $ 29,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 37 | $ 7,624,000 | $ 206,000 | $ 0 |
| CHATTANOOGA, TN-GA | 35 | $ 5,672,000 | $ 162,000 | $ 82,000 |
| ROME, GA | 30 | $ 4,588,000 | $ 152,000 | $ 77,000 |
| VERO BEACH, FL | 28 | $ 8,235,000 | $ 294,000 | $ 89,000 |
| ALBANY, GA | 27 | $ 3,166,000 | $ 117,000 | $ 23,000 |
| AUBURN-OPELIKA, AL | 25 | $ 3,997,000 | $ 159,000 | $ 35,000 |
| HUNTSVILLE, AL | 23 | $ 2,843,000 | $ 123,000 | $ 14,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 20 | $ 2,990,000 | $ 149,000 | $ 61,000 |
| HINESVILLE-FORT STEWART, GA | 16 | $ 2,036,000 | $ 127,000 | $ 63,000 |
| AKRON, OH | 15 | $ 2,228,000 | $ 148,000 | $ 10,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 15 | $ 2,783,000 | $ 185,000 | $ 14,000 |
| MOBILE, AL | 15 | $ 1,707,000 | $ 113,000 | $ 66,000 |
| MONTGOMERY, AL | 14 | $ 1,913,000 | $ 136,000 | $ 45,000 |
| DOVER, DE | 13 | $ 1,554,000 | $ 119,000 | $ 74,000 |
| WILMINGTON, DE-MD-NJ | 13 | $ 2,504,000 | $ 192,000 | $ 44,000 |
| FORT WAYNE, IN | 12 | $ 1,973,000 | $ 164,000 | $ 13,000 |
| JACKSON, MS | 12 | $ 2,191,000 | $ 182,000 | $ 0 |
| LANCASTER, PA | 11 | $ 2,275,000 | $ 206,000 | $ 40,000 |
| CLARKSVILLE, TN-KY | 10 | $ 1,756,000 | $ 175,000 | $ 57,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 9 | $ 2,457,000 | $ 273,000 | $ 206,000 |
| CANTON-MASSILLON, OH | 8 | $ 1,294,000 | $ 161,000 | $ 26,000 |
| ELIZABETHTOWN, KY | 8 | $ 831,000 | $ 103,000 | $ 39,000 |
| ST. LOUIS, MO-IL | 8 | $ 1,526,000 | $ 190,000 | $ 0 |
| DECATUR, AL | 7 | $ 1,085,000 | $ 155,000 | $ 0 |
| PRESCOTT, AZ | 7 | $ 1,292,000 | $ 184,000 | $ 0 |
| ALTOONA, PA | 6 | $ 802,000 | $ 133,000 | $ 0 |
| DOTHAN, AL | 6 | $ 798,000 | $ 133,000 | $ 61,000 |
| KANSAS CITY, MO-KS | 6 | $ 945,000 | $ 157,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 6 | $ 945,000 | $ 157,000 | $ 19,000 |
| TULSA, OK | 6 | $ 1,347,000 | $ 224,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 904,000 | $ 180,000 | $ 0 |
| EVANSVILLE, IN-KY | 5 | $ 395,000 | $ 79,000 | $ 44,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 5 | $ 2,387,000 | $ 477,000 | $ 767,000 |
| GADSDEN, AL | 4 | $ 424,000 | $ 106,000 | $ 39,000 |
| DAYTON, OH | 3 | $ 1,742,000 | $ 580,000 | $ 156,000 |
| SCRANTON--WILKES-BARRE, PA | 3 | $ 860,000 | $ 286,000 | $ 254,000 |
| TOLEDO, OH | 3 | $ 912,000 | $ 304,000 | $ 5,000 |
| ANDERSON, IN | 2 | $ 178,000 | $ 89,000 | $ 40,000 |
| BATON ROUGE, LA | 2 | $ 206,000 | $ 103,000 | $ 0 |
| BOULDER, CO | 2 | $ 569,000 | $ 284,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 539,000 | $ 269,000 | $ 355,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 520,000 | $ 260,000 | $ 0 |
| ERIE, PA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| GARY, IN | 2 | $ 378,000 | $ 189,000 | $ 232,000 |
| GREELEY, CO | 2 | $ 258,000 | $ 129,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 240,000 | $ 120,000 | $ 68,000 |
| LAS VEGAS-PARADISE, NV | 2 | $ 359,000 | $ 179,000 | $ 43,000 |
| NEWARK-UNION, NJ-PA | 2 | $ 2,500,000 | $ 1,250,000 | $ 690,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 272,000 | $ 136,000 | $ 0 |
| READING, PA | 2 | $ 153,000 | $ 76,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 108,000 | $ 54,000 | $ 40,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 600,000 | $ 600,000 | $ 12,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 312,000 | $ 312,000 | $ 0 |
| BAY CITY, MI | 1 | $ 73,000 | $ 73,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1 | $ 300,000 | $ 300,000 | $ 242,000 |
| COLUMBIA, MO | 1 | $ 135,000 | $ 135,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 19,000 | $ 19,000 | $ 64,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 110,000 | $ 110,000 | $ 0 |
| EDISON, NJ | 1 | $ 39,000 | $ 39,000 | $ 76,000 |
| FLINT, MI | 1 | $ 87,000 | $ 87,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 117,000 | $ 117,000 | $ 0 |
| IDAHO FALLS, ID | 1 | $ 42,000 | $ 42,000 | $ 176,000 |
| JACKSON, MI | 1 | $ 140,000 | $ 140,000 | $ 0 |
| KOKOMO, IN | 1 | $ 162,000 | $ 162,000 | $ 0 |
| LEBANON, PA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| LIMA, OH | 1 | $ 148,000 | $ 148,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 1 | $ 77,000 | $ 77,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1 | $ 600,000 | $ 600,000 | $ 690,000 |
| MUNCIE, IN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 1 | $ 282,000 | $ 282,000 | $ 0 |
| REDDING, CA | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 78,000 | $ 78,000 | $ 0 |
| SANDUSKY, OH | 1 | $ 646,000 | $ 646,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| SPOKANE, WA | 1 | $ 98,000 | $ 98,000 | $ 134,000 |
| SPRINGFIELD, MO | 1 | $ 5,000 | $ 5,000 | $ 45,000 |
| SPRINGFIELD, OH | 1 | $ 65,000 | $ 65,000 | $ 0 |
| TUCSON, AZ | 1 | $ 264,000 | $ 264,000 | $ 0 |
| TUSCALOOSA, AL | 1 | $ 118,000 | $ 118,000 | $ 144,000 |
| WILLIAMSPORT, PA | 1 | $ 86,000 | $ 86,000 | $ 75,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Branch Banking And Trust Co in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 48,463 | $8,565,459,000 | $210,258 | $6,482,000 | $81,580 | $8,931,000 |
| Refinancing | 46,949 | $6,549,008,000 | $241,068 | $4,014,000 | $111,310 | $5,795,000 |
| Home Improvement | 7,166 | $496,069,000 | $87,142 | $6,397,000 | $88,190 | $9,391,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 64,617 | $8,499,535,000 | $189,111 | $6,397,000 | $141,814 | $9,391,000 |
| Not applicable | 21,781 | $5,126,731,000 | $206,625 | $6,482,000 | $0 | $0 |
| Black or African American | 6,740 | $668,352,000 | $105,470 | $1,800,000 | $82,235 | $3,661,000 |
| Not Provided | 5,876 | $833,146,000 | $135,444 | $3,315,000 | $107,333 | $3,600,000 |
| Hispanic | 2,097 | $245,839,000 | $140,866 | $1,280,000 | $119,266 | $1,281,000 |
| Asian | 1,036 | $174,921,000 | $190,625 | $2,600,000 | $103,500 | $2,532,000 |
| American Indian or Alaskan Native | 269 | $34,592,000 | $148,900 | $1,657,000 | $85,500 | $800,000 |
| Native Hawaiian or Other Pacific Islander | 162 | $27,420,000 | $171,928 | $2,000,000 | $108,642 | $750,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 98,637 | $15,145,751,000 | $196,942 | $6,482,000 | $101,228 | $9,391,000 |
| FHA-insured (Federal Housing Administration) | 2,464 | $269,940,000 | $116,578 | $318,000 | $26,894 | $987,000 |
| VA-guaranteed (Veterans Administration) | 1,087 | $157,637,000 | $155,600 | $360,000 | $30,200 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 390 | $37,208,000 | $111,363 | $265,000 | $32,272 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 58,247 | $7,779,846,000 | $173,173 | $6,482,000 | $138,000 | $9,391,000 |
| Loan Purchased By The Institution | 20,353 | $4,722,569,000 | $199,434 | $6,000,000 | $0 | $0 |
| Application Denied By Financial Institution | 11,488 | $1,153,235,000 | $122,952 | $4,200,000 | $73,619 | $2,499,000 |
| Application Withdrawn By Applicant | 5,852 | $1,019,373,000 | $238,500 | $6,397,000 | $117,350 | $8,931,000 |
| Application Approved But Not Accepted | 2,884 | $260,818,000 | $122,789 | $2,288,000 | $122,789 | $3,350,000 |
| File Closed For Incompleteness | 2,022 | $452,715,000 | $215,250 | $3,200,000 | $98,750 | $8,931,000 |
| Preapproval Denied by Financial Institution | 1,732 | $221,980,000 | $128,000 | $900,000 | $43,000 | $984,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7,055 | $694,202,000 | $99,000 | $2,035,000 | $69,722 | $2,499,000 |
| Debt-To-Income Ratio | 3,609 | $414,990,000 | $139,105 | $4,200,000 | $56,526 | $984,000 |
| Collateral | 947 | $90,631,000 | $116,266 | $1,500,000 | $86,133 | $740,000 |
| Other | 700 | $88,407,000 | $204,533 | $4,000,000 | $99,266 | $1,806,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 668 | $54,259,000 | $82,538 | $1,820,000 | $74,692 | $720,000 |
| Employment History | 144 | $14,390,000 | $160,083 | $720,000 | $48,166 | $275,000 |
| Unverifiable Information | 69 | $10,528,000 | $220,200 | $590,000 | $88,400 | $333,000 |
| Credit Application Incomplete | 19 | $6,710,000 | $381,333 | $800,000 | $82,500 | $306,000 |
| Mortgage Insurance Denied | 2 | $219,000 | $109,500 | $156,000 | $69,500 | $78,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Branch Banking And Trust Co's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Branch Banking And Trust Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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