Bridgeport Lending LLC Mortgage Lending & HMDA Data, 2006
In 2006, Bridgeport Lending LLC of Oklahoma City, OK reported 980 mortgage applications totaling $107.3 million. The average application was for $109,452, and applicants reported an average income of $59,279. 96% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Oklahoma City, OK (780), Jackson, MS (39) and Tulsa, OK (12) (applications in parentheses).
| Mortgage Company & Address | Bridgeport Lending LLC 4101 Perimeter Center Dr Suite 300 Oklahoma City, OK 73112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 |
| Total Number of Mortgage Applications | 980 |
| Total Mortgage Loan Application Amount | $107,263,000 |
| Average Mortgage Loan Application Amount | $109,452 |
| Highest Mortgage Loan Application Amount | $1,644,000 |
| Average Applicant Income | $59,279 |
| Highest Applicant Income | $660,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bridgeport Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma City, OK | 780 | $ 89,365,000 | $ 114,570 | $ 64,000 |
| Jackson, MS | 39 | $ 4,650,000 | $ 119,230 | $ 40,000 |
| Tulsa, OK | 12 | $ 1,027,000 | $ 85,583 | $ 42,000 |
| Fort Worth-Arlington, TX | 2 | $ 286,000 | $ 143,000 | $ 87,000 |
| Fort Smith, AR-OK | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Pueblo, CO | 1 | $ 172,000 | $ 172,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Bridgeport Lending LLC in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 903 | $96,122,000 | $106,000 | $417,000 | $58,000 | $660,000 |
| Refinancing | 74 | $10,903,000 | $147,000 | $1,644,000 | $73,000 | $576,000 |
| Home Improvement | 3 | $238,000 | $79,000 | $112,000 | $106,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 640 | $73,764,000 | $115,000 | $1,644,000 | $66,000 | $660,000 |
| Hispanic | 211 | $19,347,000 | $91,000 | $213,000 | $35,000 | $147,000 |
| Black or African American | 74 | $8,649,000 | $116,000 | $315,000 | $59,000 | $204,000 |
| Not Provided | 23 | $1,972,000 | $85,000 | $190,000 | $47,000 | $121,000 |
| Asian | 20 | $2,299,000 | $114,000 | $220,000 | $115,000 | $384,000 |
| American Indian or Alaskan Native | 11 | $1,079,000 | $98,000 | $237,000 | $75,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $153,000 | $153,000 | $153,000 | $54,000 | $54,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 593 | $59,236,000 | $99,000 | $203,000 | $39,000 | $147,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 348 | $42,208,000 | $121,000 | $1,644,000 | $93,000 | $660,000 |
| VA-guaranteed (Veterans Administration) | 39 | $5,819,000 | $149,000 | $260,000 | $66,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 942 | $103,874,000 | $110,000 | $1,644,000 | $60,000 | $660,000 |
| Application Denied By Financial Institution | 15 | $1,313,000 | $87,000 | $254,000 | $34,000 | $90,000 |
| Application Withdrawn By Applicant | 14 | $1,399,000 | $99,000 | $203,000 | $54,000 | $240,000 |
| Application Approved But Not Accepted | 4 | $340,000 | $85,000 | $150,000 | $47,000 | $95,000 |
| File Closed For Incompleteness | 3 | $215,000 | $71,000 | $94,000 | $20,000 | $22,000 |
| Preapproval Approved but not Accepted | 1 | $78,000 | $78,000 | $78,000 | $30,000 | $30,000 |
| Preapproval Denied by Financial Institution | 1 | $44,000 | $44,000 | $44,000 | $17,000 | $17,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $486,000 | $121,000 | $254,000 | $48,000 | $90,000 |
| Credit History | 3 | $261,000 | $87,000 | $101,000 | $32,000 | $40,000 |
| Collateral | 2 | $125,000 | $62,000 | $81,000 | $29,000 | $42,000 |
| Other | 2 | $135,000 | $67,000 | $83,000 | $26,000 | $32,000 |
| Employment History | 2 | $144,000 | $72,000 | $72,000 | $35,000 | $35,000 |
| Credit Application Incomplete | 1 | $34,000 | $34,000 | $34,000 | $17,000 | $17,000 |
| Debt-To-Income Ratio | 1 | $92,000 | $92,000 | $92,000 | $30,000 | $30,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bridgeport Lending LLC's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bridgeport Lending LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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