Bridgeview Bank Group Mortgage Lending & HMDA Data, 2006

In 2006, Bridgeview Bank Group of Bridgeview, IL reported 289 mortgage applications totaling $165.7 million, down 20% from 2005. The average application was for $573,477, and applicants reported an average income of $156,069. 83% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (276), Lake County-Kenosha County, IL-WI (6) and Phoenix-Mesa-Scottsdale, AZ (4) (applications in parentheses).

Mortgage Company & Address Bridgeview Bank Group
7940 S Harlem
Bridgeview, IL 60455
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 289
Total Mortgage Loan Application Amount $165,735,000
Average Mortgage Loan Application Amount $573,477
Highest Mortgage Loan Application Amount $26,510,000
Average Applicant Income $156,069
Highest Applicant Income $9,122,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bridgeview Bank Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bridgeview Bank Group by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 233 $ 129,285,000 $ 554,871 $ 145,000
DuPage, Illinois 29 $ 28,453,000 $ 981,137 $ 142,000
Kendall, Illinois 7 $ 579,000 $ 82,714 $ 95,000
Lake, Illinois 6 $ 1,605,000 $ 267,500 $ 246,000
Kane, Illinois 5 $ 432,000 $ 86,400 $ 117,000
Maricopa, Arizona 4 $ 1,870,000 $ 467,500 $ 46,000
Will, Illinois 2 $ 83,000 $ 41,500 $ 141,000
Pima, Arizona 1 $ 1,890,000 $ 1,890,000 $ 1,800,000
Eagle, Colorado 1 $ 1,000,000 $ 1,000,000 $ 1,200,000
Vilas, Wisconsin 1 $ 538,000 $ 538,000 $ 1,069,000

Mortgage Loan Application Detail Totals for Bridgeview Bank Group in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 172 $32,394,000 $188,000 $2,252,000 $115,000 $2,198,000
Home Purchase 91 $106,449,000 $1,169,000 $26,510,000 $270,000 $9,122,000
Refinancing 26 $26,892,000 $1,034,000 $6,500,000 $29,000 $174,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 145 $24,150,000 $166,000 $1,890,000 $164,000 $2,198,000
Not applicable 101 $136,481,000 $1,351,000 $26,510,000 $170,000 $9,122,000
Hispanic 20 $1,721,000 $86,000 $404,000 $64,000 $119,000
Asian 11 $2,389,000 $217,000 $1,000,000 $168,000 $1,200,000
Not Provided 8 $240,000 $30,000 $75,000 $71,000 $120,000
Black or African American 4 $754,000 $188,000 $425,000 $83,000 $140,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 289 $165,735,000 $573,000 $26,510,000 $156,000 $9,122,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 240 $156,073,000 $650,000 $26,510,000 $155,000 $9,122,000
Application Denied By Financial Institution 33 $4,354,000 $131,000 $1,000,000 $82,000 $430,000
Application Approved But Not Accepted 15 $3,808,000 $253,000 $1,890,000 $335,000 $1,800,000
Application Withdrawn By Applicant 1 $1,500,000 $1,500,000 $1,500,000 $173,000 $173,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 11 $537,000 $48,000 $135,000 $71,000 $127,000
Debt-To-Income Ratio 9 $633,000 $70,000 $300,000 $79,000 $174,000
Collateral 7 $812,000 $116,000 $425,000 $154,000 $430,000
Other 3 $500,000 $166,000 $250,000 $47,000 $76,000
Unverifiable Information 2 $872,000 $436,000 $730,000 $8,000 $16,000
Insufficient Cash (Downpayment, Closing Cost) 1 $1,000,000 $1,000,000 $1,000,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bridgeview Bank Group's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bridgeview Bank Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List