Busey Bank Mortgage Lending & HMDA Data, 2016

In 2016, Busey Bank of Champaign, IL reported 15,135 mortgage applications totaling $3.5 billion, up 368% from 2015. The average application was for $230,736, and applicants reported an average income of $105,119. 76% of its applications resulted in an originated loan and 6% were denied. Its largest markets were St. Louis, MO-IL (3,473), Kansas City, MO-KS (1,993) and Omaha-Council Bluffs, NE-IA (1,486) (applications in parentheses).

Mortgage Company & Address Busey Bank
100 W University Ave
Champaign, IL 61820
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,135
Total Mortgage Loan Application Amount $3,492,190,000
Average Mortgage Loan Application Amount $230,736
Highest Mortgage Loan Application Amount $29,610,000
Average Applicant Income $105,119
Highest Applicant Income $7,682,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Busey Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Busey Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 1,674 $ 425,294,000 $ 254,058 $ 117,000
Champaign, Illinois 1,219 $ 255,500,000 $ 209,598 $ 108,000
St. Charles, Missouri 961 $ 199,409,000 $ 207,501 $ 93,000
Douglas, Nebraska 857 $ 155,272,000 $ 181,180 $ 91,000
Johnson, Kansas 768 $ 187,372,000 $ 243,973 $ 122,000
McLean, Illinois 562 $ 87,544,000 $ 155,772 $ 104,000
Jackson, Missouri 536 $ 97,201,000 $ 181,345 $ 86,000
Cook, Illinois 527 $ 110,758,000 $ 210,166 $ 93,000
Sedgwick, Kansas 440 $ 79,430,000 $ 180,522 $ 98,000
Sarpy, Nebraska 358 $ 73,735,000 $ 205,963 $ 96,000
Clay, Missouri 340 $ 61,366,000 $ 180,488 $ 86,000
St. Louis City, Missouri 328 $ 75,586,000 $ 230,445 $ 97,000
Jefferson, Missouri 263 $ 43,813,000 $ 166,589 $ 75,000
Macon, Illinois 262 $ 22,148,000 $ 84,534 $ 61,000
Pottawattamie, Iowa 197 $ 32,349,000 $ 164,208 $ 73,000
DuPage, Illinois 191 $ 51,169,000 $ 267,900 $ 122,000
Johnson, Missouri 183 $ 29,077,000 $ 158,890 $ 67,000
Kane, Illinois 180 $ 45,497,000 $ 252,761 $ 113,000
Peoria, Illinois 168 $ 22,269,000 $ 132,553 $ 92,000
Lancaster, Nebraska 166 $ 29,204,000 $ 175,927 $ 99,000
Los Angeles, California 147 $ 77,535,000 $ 527,448 $ 209,000
Will, Illinois 145 $ 33,474,000 $ 230,855 $ 104,000
Platte, Missouri 133 $ 26,689,000 $ 200,669 $ 98,000
Douglas, Kansas 130 $ 23,238,000 $ 178,753 $ 86,000
Butler, Kansas 103 $ 19,319,000 $ 187,563 $ 94,000
Tazewell, Illinois 100 $ 13,585,000 $ 135,850 $ 94,000
Kendall, Illinois 94 $ 20,031,000 $ 213,095 $ 106,000
Lincoln, Missouri 91 $ 18,349,000 $ 201,637 $ 69,000
Ford, Illinois 85 $ 7,810,000 $ 91,882 $ 79,000
Lee, Florida 84 $ 19,564,000 $ 232,904 $ 172,000
San Diego, California 82 $ 43,577,000 $ 531,426 $ 146,000
Greene, Missouri 77 $ 11,344,000 $ 147,324 $ 74,000
Arapahoe, Colorado 64 $ 21,796,000 $ 340,562 $ 120,000
Cass, Missouri 59 $ 10,650,000 $ 180,508 $ 76,000
Santa Clara, California 58 $ 33,722,000 $ 581,413 $ 164,000
Jefferson, Colorado 57 $ 19,671,000 $ 345,105 $ 124,000
Prince George's, Maryland 54 $ 23,483,000 $ 434,870 $ 105,000
Warren, Missouri 54 $ 8,988,000 $ 166,444 $ 78,000
Douglas, Colorado 51 $ 18,710,000 $ 366,862 $ 138,000
Piatt, Illinois 51 $ 6,701,000 $ 131,392 $ 75,000
Orange, California 50 $ 26,784,000 $ 535,680 $ 172,000
Franklin, Missouri 50 $ 11,301,000 $ 226,020 $ 116,000
Alameda, California 49 $ 25,089,000 $ 512,020 $ 141,000
Wyandotte, Kansas 48 $ 9,376,000 $ 195,333 $ 75,000
Fairfax, Virginia 47 $ 23,626,000 $ 502,680 $ 142,000
Lake, Illinois 45 $ 13,412,000 $ 298,044 $ 117,000
Contra Costa, California 44 $ 21,302,000 $ 484,136 $ 172,000
Denver, Colorado 39 $ 11,686,000 $ 299,641 $ 107,000
Riverside, California 38 $ 12,822,000 $ 337,421 $ 110,000
Livingston, Illinois 38 $ 3,788,000 $ 99,684 $ 70,000
Prince William, Virginia 35 $ 14,131,000 $ 403,742 $ 88,000
Maricopa, Arizona 34 $ 9,827,000 $ 289,029 $ 174,000
Leavenworth, Kansas 34 $ 7,034,000 $ 206,882 $ 92,000
Woodford, Illinois 33 $ 6,216,000 $ 188,363 $ 100,000
Oakland, Michigan 31 $ 8,639,000 $ 278,677 $ 113,000
Camden, Missouri 31 $ 6,501,000 $ 209,709 $ 149,000
Hennepin, Minnesota 30 $ 10,111,000 $ 337,033 $ 168,000
Douglas, Illinois 29 $ 2,686,000 $ 92,620 $ 53,000
Vermilion, Illinois 29 $ 2,977,000 $ 102,655 $ 70,000
Miami, Kansas 29 $ 4,699,000 $ 162,034 $ 63,000
Loudoun, Virginia 29 $ 12,841,000 $ 442,793 $ 146,000
El Paso, Colorado 28 $ 8,624,000 $ 308,000 $ 99,000
Charlotte, Florida 27 $ 5,074,000 $ 187,925 $ 102,000
Shelby, Illinois 27 $ 1,918,000 $ 71,037 $ 54,000
Virginia Beach, Virginia 27 $ 8,366,000 $ 309,851 $ 82,000
San Mateo, California 25 $ 17,157,000 $ 686,280 $ 235,000
San Bernardino, California 24 $ 7,380,000 $ 307,500 $ 97,000
Adams, Colorado 23 $ 6,187,000 $ 269,000 $ 81,000
Sarasota, Florida 23 $ 7,102,000 $ 308,782 $ 110,000
McHenry, Illinois 23 $ 5,171,000 $ 224,826 $ 126,000
Sacramento, California 22 $ 6,144,000 $ 279,272 $ 121,000
Cass, Nebraska 22 $ 4,747,000 $ 215,772 $ 88,000
St. Clair, Illinois 21 $ 3,387,000 $ 161,285 $ 95,000
Mills, Iowa 21 $ 4,153,000 $ 197,761 $ 111,000
Lafayette, Missouri 21 $ 2,980,000 $ 141,904 $ 68,000
Solano, California 20 $ 6,818,000 $ 340,900 $ 111,000
Dodge, Nebraska 20 $ 3,140,000 $ 157,000 $ 67,000
Ventura, California 19 $ 9,349,000 $ 492,052 $ 156,000
Pulaski, Arkansas 18 $ 5,087,000 $ 282,611 $ 174,000
Madison, Illinois 18 $ 4,947,000 $ 274,833 $ 79,000
Polk, Iowa 18 $ 3,738,000 $ 207,666 $ 125,000
Williamson, Tennessee 18 $ 6,569,000 $ 364,944 $ 168,000
De Witt, Illinois 17 $ 1,504,000 $ 88,470 $ 56,000
Davidson, Tennessee 17 $ 5,367,000 $ 315,705 $ 151,000
Fresno, California 16 $ 4,042,000 $ 252,625 $ 113,000
Iroquois, Illinois 16 $ 2,247,000 $ 140,437 $ 120,000
Marion, Indiana 16 $ 3,015,000 $ 188,437 $ 149,000
St. Francois, Missouri 16 $ 1,714,000 $ 107,125 $ 72,000
Washington, Nebraska 16 $ 2,831,000 $ 176,937 $ 74,000
Larimer, Colorado 15 $ 5,146,000 $ 343,066 $ 103,000
Lake, Indiana 15 $ 3,040,000 $ 202,666 $ 77,000
Stafford, Virginia 15 $ 5,241,000 $ 349,400 $ 69,000
Weld, Colorado 14 $ 4,329,000 $ 309,214 $ 114,000
Macomb, Michigan 14 $ 3,281,000 $ 234,357 $ 105,000
Washtenaw, Michigan 14 $ 4,097,000 $ 292,642 $ 151,000
Pettis, Missouri 14 $ 2,190,000 $ 156,428 $ 91,000
Placer, California 13 $ 5,240,000 $ 403,076 $ 197,000
Boulder, Colorado 13 $ 6,419,000 $ 493,769 $ 168,000
DeKalb, Illinois 13 $ 2,485,000 $ 191,153 $ 96,000
Hamilton, Indiana 13 $ 3,165,000 $ 243,461 $ 101,000
Franklin, Kansas 13 $ 2,291,000 $ 176,230 $ 90,000
Montgomery, Maryland 13 $ 6,003,000 $ 461,769 $ 144,000
Wayne, Michigan 13 $ 3,548,000 $ 272,923 $ 122,000
Dakota, Minnesota 13 $ 3,969,000 $ 305,307 $ 137,000
Ste. Genevieve, Missouri 13 $ 1,889,000 $ 145,307 $ 73,000
Denton, Texas 13 $ 3,829,000 $ 294,538 $ 135,000
Arlington, Virginia 13 $ 7,250,000 $ 557,692 $ 187,000
Logan, Illinois 12 $ 1,738,000 $ 144,833 $ 96,000
Shawnee, Kansas 12 $ 2,753,000 $ 229,416 $ 118,000
Christian, Missouri 12 $ 2,158,000 $ 179,833 $ 114,000
Clinton, Missouri 12 $ 2,382,000 $ 198,500 $ 68,000
Henry, Missouri 12 $ 1,324,000 $ 110,333 $ 50,000
Shelby, Tennessee 12 $ 6,523,000 $ 543,583 $ 131,000
Collin, Texas 12 $ 3,921,000 $ 326,750 $ 158,000
Kern, California 11 $ 3,323,000 $ 302,090 $ 110,000
San Francisco, California 11 $ 6,083,000 $ 553,000 $ 175,000
Moultrie, Illinois 11 $ 1,897,000 $ 172,454 $ 52,000
Jefferson, Kansas 11 $ 2,810,000 $ 255,454 $ 120,000
Jefferson, Kentucky 11 $ 3,303,000 $ 300,272 $ 148,000
Livingston, Michigan 11 $ 3,072,000 $ 279,272 $ 124,000
Harris, Texas 11 $ 2,995,000 $ 272,272 $ 162,000
Hanover, Virginia 11 $ 3,484,000 $ 316,727 $ 103,000
Dane, Wisconsin 11 $ 2,915,000 $ 265,000 $ 97,000
Waukesha, Wisconsin 11 $ 3,363,000 $ 305,727 $ 135,000
San Luis Obispo, California 10 $ 5,359,000 $ 535,900 $ 142,000
Collier, Florida 10 $ 5,387,000 $ 538,700 $ 358,000
Anne Arundel, Maryland 10 $ 4,121,000 $ 412,100 $ 83,000
Charles, Maryland 10 $ 3,630,000 $ 363,000 $ 92,000
Saunders, Nebraska 10 $ 1,930,000 $ 193,000 $ 104,000
Chesterfield, Virginia 10 $ 2,105,000 $ 210,500 $ 72,000
Benton, Arkansas 9 $ 2,711,000 $ 301,222 $ 123,000
Washington, Arkansas 9 $ 3,973,000 $ 441,444 $ 151,000
San Joaquin, California 9 $ 2,761,000 $ 306,777 $ 123,000
Broomfield, Colorado 9 $ 4,244,000 $ 471,555 $ 177,000
Pinellas, Florida 9 $ 3,407,000 $ 378,555 $ 363,000
Porter, Indiana 9 $ 2,116,000 $ 235,111 $ 127,000
Jefferson, Louisiana 9 $ 2,141,000 $ 237,888 $ 122,000
Frederick, Maryland 9 $ 2,530,000 $ 281,111 $ 95,000
Stone, Missouri 9 $ 1,742,000 $ 193,555 $ 150,000
Henrico, Virginia 9 $ 2,334,000 $ 259,333 $ 86,000
Monterey, California 8 $ 3,370,000 $ 421,250 $ 100,000
Palm Beach, Florida 8 $ 2,397,000 $ 299,625 $ 105,000
Monroe, Illinois 8 $ 1,584,000 $ 198,000 $ 88,000
Scott, Iowa 8 $ 1,635,000 $ 204,375 $ 152,000
Sumner, Kansas 8 $ 908,000 $ 113,500 $ 51,000
East Baton Rouge, Louisiana 8 $ 1,863,000 $ 232,875 $ 97,000
Boone, Missouri 8 $ 2,171,000 $ 271,375 $ 225,000
Cole, Missouri 8 $ 1,942,000 $ 242,750 $ 131,000
Clark, Nevada 8 $ 2,483,000 $ 310,375 $ 392,000
New Hanover, North Carolina 8 $ 2,516,000 $ 314,500 $ 31,000
Suffolk, Virginia 8 $ 2,004,000 $ 250,500 $ 102,000
El Dorado, California 7 $ 2,723,000 $ 389,000 $ 117,000
Marin, California 7 $ 4,005,000 $ 572,142 $ 173,000
Sonoma, California 7 $ 3,608,000 $ 515,428 $ 169,000
Stanislaus, California 7 $ 1,856,000 $ 265,142 $ 85,000
La Plata, Colorado 7 $ 1,623,000 $ 231,857 $ 77,000
Sangamon, Illinois 7 $ 805,000 $ 115,000 $ 106,000
Fayette, Kentucky 7 $ 5,192,000 $ 741,714 $ 137,000
Orleans, Louisiana 7 $ 2,418,000 $ 345,428 $ 119,000
Ramsey, Minnesota 7 $ 1,734,000 $ 247,714 $ 87,000
Washington, Minnesota 7 $ 2,439,000 $ 348,428 $ 156,000
Wright, Minnesota 7 $ 1,626,000 $ 232,285 $ 126,000
Gage, Nebraska 7 $ 1,570,000 $ 224,285 $ 79,000
Franklin, Ohio 7 $ 2,216,000 $ 316,571 $ 154,000
Summit, Ohio 7 $ 1,683,000 $ 240,428 $ 199,000
Wilson, Tennessee 7 $ 2,303,000 $ 329,000 $ 128,000
Dallas, Texas 7 $ 1,911,000 $ 273,000 $ 136,000
Chesapeake, Virginia 7 $ 2,050,000 $ 292,857 $ 116,000
St. Croix, Wisconsin 7 $ 1,819,000 $ 259,857 $ 96,000
Walworth, Wisconsin 7 $ 1,338,000 $ 191,142 $ 308,000
Napa, California 6 $ 3,775,000 $ 629,166 $ 191,000
Broward, Florida 6 $ 1,816,000 $ 302,666 $ 169,000
Fulton, Georgia 6 $ 1,749,000 $ 291,500 $ 107,000
Christian, Illinois 6 $ 725,000 $ 120,833 $ 97,000
Boone, Indiana 6 $ 1,673,000 $ 278,833 $ 111,000
Fremont, Iowa 6 $ 644,000 $ 107,333 $ 96,000
Oldham, Kentucky 6 $ 2,085,000 $ 347,500 $ 118,000
Anoka, Minnesota 6 $ 1,501,000 $ 250,166 $ 155,000
Benton, Missouri 6 $ 899,000 $ 149,833 $ 96,000
Buchanan, Missouri 6 $ 468,000 $ 78,000 $ 46,000
Callaway, Missouri 6 $ 771,000 $ 128,500 $ 65,000
Morgan, Missouri 6 $ 1,139,000 $ 189,833 $ 140,000
Rutherford, Tennessee 6 $ 1,104,000 $ 184,000 $ 66,000
Alexandria, Virginia 6 $ 1,906,000 $ 317,666 $ 123,000
Frederick, Virginia 6 $ 1,957,000 $ 326,166 $ 63,000
Newport News, Virginia 6 $ 1,139,000 $ 189,833 $ 52,000
Spotsylvania, Virginia 6 $ 2,161,000 $ 360,166 $ 97,000
Kenosha, Wisconsin 6 $ 1,677,000 $ 279,500 $ 147,000
Milwaukee, Wisconsin 6 $ 1,417,000 $ 236,166 $ 156,000
Pima, Arizona 5 $ 1,623,000 $ 324,600 $ 165,000
Craighead, Arkansas 5 $ 1,236,000 $ 247,200 $ 71,000
Santa Barbara, California 5 $ 2,934,000 $ 586,800 $ 139,000
Santa Cruz, California 5 $ 2,661,000 $ 532,200 $ 149,000
Eagle, Colorado 5 $ 2,442,000 $ 488,400 $ 249,000
Summit, Colorado 5 $ 2,034,000 $ 406,800 $ 336,000
Allen, Indiana 5 $ 1,250,000 $ 250,000 $ 99,000
Tippecanoe, Indiana 5 $ 949,000 $ 189,800 $ 84,000
Dallas, Iowa 5 $ 1,384,000 $ 276,800 $ 142,000
Harrison, Iowa 5 $ 672,000 $ 134,400 $ 68,000
Linn, Iowa 5 $ 1,034,000 $ 206,800 $ 182,000
Shelby, Iowa 5 $ 566,000 $ 113,200 $ 76,000
Linn, Kansas 5 $ 583,000 $ 116,600 $ 62,000
Allegan, Michigan 5 $ 950,000 $ 190,000 $ 179,000
Kent, Michigan 5 $ 1,243,000 $ 248,600 $ 118,000
Cape Girardeau, Missouri 5 $ 710,000 $ 142,000 $ 101,000
Lawrence, Missouri 5 $ 814,000 $ 162,800 $ 83,000
Ray, Missouri 5 $ 816,000 $ 163,200 $ 75,000
Knox, Tennessee 5 $ 1,870,000 $ 374,000 $ 258,000
Elbert, Colorado 4 $ 1,629,000 $ 407,250 $ 146,000
Hillsborough, Florida 4 $ 1,161,000 $ 290,250 $ 69,000
Cobb, Georgia 4 $ 1,104,000 $ 276,000 $ 81,000
Gwinnett, Georgia 4 $ 690,000 $ 172,500 $ 82,000
Honolulu, Hawaii 4 $ 1,553,000 $ 388,250 $ 45,000
Marshall, Illinois 4 $ 505,000 $ 126,250 $ 123,000
Winnebago, Illinois 4 $ 699,000 $ 174,750 $ 64,000
Hendricks, Indiana 4 $ 828,000 $ 207,000 $ 352,000
White, Indiana 4 $ 718,000 $ 179,500 $ 51,000
Warren, Iowa 4 $ 885,000 $ 221,250 $ 114,000
Chisago, Minnesota 4 $ 1,262,000 $ 315,500 $ 131,000
Scott, Minnesota 4 $ 879,000 $ 219,750 $ 93,000
Miller, Missouri 4 $ 569,000 $ 142,250 $ 102,000
Bernalillo, New Mexico 4 $ 1,056,000 $ 264,000 $ 91,000
Mecklenburg, North Carolina 4 $ 675,000 $ 168,750 $ 70,000
Cass, North Dakota 4 $ 992,000 $ 248,000 $ 195,000
Butler, Ohio 4 $ 925,000 $ 231,250 $ 108,000
Cuyahoga, Ohio 4 $ 662,000 $ 165,500 $ 69,000
Delaware, Ohio 4 $ 1,211,000 $ 302,750 $ 123,000
Hamilton, Ohio 4 $ 30,269,000 $ 7,567,250 $ 113,000
Fort Bend, Texas 4 $ 971,000 $ 242,750 $ 94,000
Tarrant, Texas 4 $ 795,000 $ 198,750 $ 183,000
Salt Lake, Utah 4 $ 1,375,000 $ 343,750 $ 101,000
Utah, Utah 4 $ 1,255,000 $ 313,750 $ 128,000
Weber, Utah 4 $ 1,233,000 $ 308,250 $ 73,000
Albemarle, Virginia 4 $ 2,164,000 $ 541,000 $ 85,000
Fauquier, Virginia 4 $ 1,730,000 $ 432,500 $ 89,000
York, Virginia 4 $ 1,192,000 $ 298,000 $ 48,000
Eau Claire, Wisconsin 4 $ 785,000 $ 196,250 $ 48,000
Outagamie, Wisconsin 4 $ 1,049,000 $ 262,250 $ 238,000
Racine, Wisconsin 4 $ 1,034,000 $ 258,500 $ 66,000
Pinal, Arizona 3 $ 716,000 $ 238,666 $ 125,000
Mariposa, California 3 $ 848,000 $ 282,666 $ 72,000
Tulare, California 3 $ 459,000 $ 153,000 $ 89,000
Teller, Colorado 3 $ 1,049,000 $ 349,666 $ 37,000
District of Columbia, District Of Columbia 3 $ 1,769,000 $ 589,666 $ 165,000
Miami-Dade, Florida 3 $ 1,029,000 $ 343,000 $ 159,000
Okaloosa, Florida 3 $ 826,000 $ 275,333 $ 130,000
Volusia, Florida 3 $ 425,000 $ 141,666 $ 51,000
Clinton, Illinois 3 $ 569,000 $ 189,666 $ 46,000
Kankakee, Illinois 3 $ 359,000 $ 119,666 $ 99,000
Mason, Illinois 3 $ 204,000 $ 68,000 $ 54,000
Hancock, Indiana 3 $ 8,934,000 $ 2,978,000 $ 10,000
Monroe, Indiana 3 $ 1,049,000 $ 349,666 $ 146,000
Cowley, Kansas 3 $ 167,000 $ 55,666 $ 35,000
Harvey, Kansas 3 $ 627,000 $ 209,000 $ 113,000
Riley, Kansas 3 $ 468,000 $ 156,000 $ 122,000
St. Tammany, Louisiana 3 $ 629,000 $ 209,666 $ 50,000
Berrien, Michigan 3 $ 877,000 $ 292,333 $ 175,000
Monroe, Michigan 3 $ 1,367,000 $ 455,666 $ 142,000
Ottawa, Michigan 3 $ 687,000 $ 229,000 $ 129,000
Cass, Minnesota 3 $ 480,000 $ 160,000 $ 60,000
Pike, Missouri 3 $ 515,000 $ 171,666 $ 68,000
Adams, Nebraska 3 $ 674,000 $ 224,666 $ 99,000
Buffalo, Nebraska 3 $ 556,000 $ 185,333 $ 114,000
Otoe, Nebraska 3 $ 702,000 $ 234,000 $ 82,000
Red Willow, Nebraska 3 $ 374,000 $ 124,666 $ 72,000
Scotts Bluff, Nebraska 3 $ 673,000 $ 224,333 $ 139,000
Pender, North Carolina 3 $ 686,000 $ 228,666 $ 57,000
Ward, North Dakota 3 $ 835,000 $ 278,333 $ 188,000
Washington, Oregon 3 $ 1,318,000 $ 439,333 $ 141,000
Bucks, Pennsylvania 3 $ 886,000 $ 295,333 $ 97,000
Philadelphia, Pennsylvania 3 $ 815,000 $ 271,666 $ 142,000
Greenville, South Carolina 3 $ 425,000 $ 141,666 $ 71,000
Oconee, South Carolina 3 $ 806,000 $ 268,666 $ 101,000
Hamilton, Tennessee 3 $ 850,000 $ 283,333 $ 126,000
Sullivan, Tennessee 3 $ 666,000 $ 222,000 $ 76,000
Brazoria, Texas 3 $ 787,000 $ 262,333 $ 123,000
Travis, Texas 3 $ 960,000 $ 320,000 $ 136,000
Davis, Utah 3 $ 1,182,000 $ 394,000 $ 100,000
Charlottesville, Virginia 3 $ 870,000 $ 290,000 $ 214,000
Fredericksburg, Virginia 3 $ 1,041,000 $ 347,000 $ 0
Isle of Wight, Virginia 3 $ 784,000 $ 261,333 $ 29,000
Norfolk, Virginia 3 $ 718,000 $ 239,333 $ 113,000
Kitsap, Washington 3 $ 1,696,000 $ 565,333 $ 125,000
Thurston, Washington 3 $ 787,000 $ 262,333 $ 39,000
Coffee, Alabama 2 $ 86,000 $ 43,000 $ 145,000
Jefferson, Alabama 2 $ 623,000 $ 311,500 $ 109,000
Coconino, Arizona 2 $ 492,000 $ 246,000 $ 72,000
Boone, Arkansas 2 $ 160,000 $ 80,000 $ 70,000
Sebastian, Arkansas 2 $ 380,000 $ 190,000 $ 150,000
Amador, California 2 $ 500,000 $ 250,000 $ 145,000
Butte, California 2 $ 403,000 $ 201,500 $ 53,000
Calaveras, California 2 $ 841,000 $ 420,500 $ 124,000
Madera, California 2 $ 451,000 $ 225,500 $ 64,000
San Benito, California 2 $ 741,000 $ 370,500 $ 131,000
Grand, Colorado 2 $ 675,000 $ 337,500 $ 125,000
Mesa, Colorado 2 $ 1,093,000 $ 546,500 $ 413,000
Montrose, Colorado 2 $ 418,000 $ 209,000 $ 93,000
Sussex, Delaware 2 $ 526,000 $ 263,000 $ 105,000
Bay, Florida 2 $ 449,000 $ 224,500 $ 124,000
Lake, Florida 2 $ 706,000 $ 353,000 $ 0
Manatee, Florida 2 $ 353,000 $ 176,500 $ 241,000
Marion, Florida 2 $ 388,000 $ 194,000 $ 89,000
Orange, Florida 2 $ 598,000 $ 299,000 $ 304,000
Pasco, Florida 2 $ 404,000 $ 202,000 $ 61,000
Santa Rosa, Florida 2 $ 440,000 $ 220,000 $ 63,000
Columbia, Georgia 2 $ 517,000 $ 258,500 $ 42,000
DeKalb, Georgia 2 $ 249,000 $ 124,500 $ 36,000
Forsyth, Georgia 2 $ 551,000 $ 275,500 $ 176,000
Hall, Georgia 2 $ 1,950,000 $ 975,000 $ 248,000
Bond, Illinois 2 $ 273,000 $ 136,500 $ 107,000
Coles, Illinois 2 $ 160,000 $ 80,000 $ 80,000
Effingham, Illinois 2 $ 609,000 $ 304,500 $ 146,000
Fulton, Illinois 2 $ 173,000 $ 86,500 $ 57,000
Knox, Illinois 2 $ 167,000 $ 83,500 $ 78,000
LaSalle, Illinois 2 $ 236,000 $ 118,000 $ 59,000
Lee, Illinois 2 $ 125,000 $ 62,500 $ 28,000
Montgomery, Illinois 2 $ 160,000 $ 80,000 $ 93,000
Clark, Indiana 2 $ 414,000 $ 207,000 $ 124,000
Daviess, Indiana 2 $ 563,000 $ 281,500 $ 67,000
Johnson, Indiana 2 $ 680,000 $ 340,000 $ 152,000
Kosciusko, Indiana 2 $ 584,000 $ 292,000 $ 100,000
LaPorte, Indiana 2 $ 459,000 $ 229,500 $ 46,000
Bremer, Iowa 2 $ 414,000 $ 207,000 $ 102,000
Des Moines, Iowa 2 $ 544,000 $ 272,000 $ 115,000
Dickinson, Iowa 2 $ 513,000 $ 256,500 $ 76,000
Johnson, Iowa 2 $ 689,000 $ 344,500 $ 194,000
Story, Iowa 2 $ 607,000 $ 303,500 $ 139,000
Atchison, Kansas 2 $ 355,000 $ 177,500 $ 109,000
Greenwood, Kansas 2 $ 286,000 $ 143,000 $ 112,000
Campbell, Kentucky 2 $ 678,000 $ 339,000 $ 194,000
Pulaski, Kentucky 2 $ 510,000 $ 255,000 $ 104,000
Woodford, Kentucky 2 $ 416,000 $ 208,000 $ 134,000
Ascension, Louisiana 2 $ 435,000 $ 217,500 $ 91,000
Caddo, Louisiana 2 $ 400,000 $ 200,000 $ 47,000
Lafayette, Louisiana 2 $ 815,000 $ 407,500 $ 142,000
Rapides, Louisiana 2 $ 559,000 $ 279,500 $ 51,000
Vernon, Louisiana 2 $ 408,000 $ 204,000 $ 62,000
York, Maine 2 $ 610,000 $ 305,000 $ 42,000
Baltimore, Maryland 2 $ 859,000 $ 429,500 $ 127,000
Howard, Maryland 2 $ 942,000 $ 471,000 $ 214,000
St. Mary's, Maryland 2 $ 802,000 $ 401,000 $ 69,000
Essex, Massachusetts 2 $ 571,000 $ 285,500 $ 74,000
Middlesex, Massachusetts 2 $ 572,000 $ 286,000 $ 131,000
Barry, Michigan 2 $ 416,000 $ 208,000 $ 90,000
Calhoun, Michigan 2 $ 247,000 $ 123,500 $ 69,000
Ingham, Michigan 2 $ 3,875,000 $ 1,937,500 $ 52,000
Pine, Minnesota 2 $ 313,000 $ 156,500 $ 105,000
Wabasha, Minnesota 2 $ 437,000 $ 218,500 $ 131,000
Jackson, Mississippi 2 $ 402,000 $ 201,000 $ 0
Caldwell, Missouri 2 $ 256,000 $ 128,000 $ 67,000
Cedar, Missouri 2 $ 348,000 $ 174,000 $ 73,000
Crawford, Missouri 2 $ 382,000 $ 191,000 $ 79,000
DeKalb, Missouri 2 $ 169,000 $ 84,500 $ 29,000
Hickory, Missouri 2 $ 173,000 $ 86,500 $ 78,000
Jasper, Missouri 2 $ 482,000 $ 241,000 $ 150,000
Montgomery, Missouri 2 $ 432,000 $ 216,000 $ 104,000
Nodaway, Missouri 2 $ 250,000 $ 125,000 $ 60,000
Polk, Missouri 2 $ 243,000 $ 121,500 $ 54,000
Taney, Missouri 2 $ 373,000 $ 186,500 $ 176,000
Washington, Missouri 2 $ 270,000 $ 135,000 $ 76,000
Wright, Missouri 2 $ 191,000 $ 95,500 $ 29,000
Dawson, Nebraska 2 $ 232,000 $ 116,000 $ 46,000
Hall, Nebraska 2 $ 317,000 $ 158,500 $ 100,000
Johnson, Nebraska 2 $ 465,000 $ 232,500 $ 60,000
Madison, Nebraska 2 $ 76,000 $ 38,000 $ 62,000
Platte, Nebraska 2 $ 383,000 $ 191,500 $ 52,000
Seward, Nebraska 2 $ 304,000 $ 152,000 $ 82,000
Cape May, New Jersey 2 $ 830,000 $ 415,000 $ 500,000
Kings, New York 2 $ 884,000 $ 442,000 $ 109,000
Currituck, North Carolina 2 $ 1,041,000 $ 520,500 $ 120,000
Forsyth, North Carolina 2 $ 925,000 $ 462,500 $ 981,000
Clermont, Ohio 2 $ 718,000 $ 359,000 $ 135,000
Medina, Ohio 2 $ 457,000 $ 228,500 $ 108,000
Union, Ohio 2 $ 914,000 $ 457,000 $ 68,000
Multnomah, Oregon 2 $ 720,000 $ 360,000 $ 154,000
Allegheny, Pennsylvania 2 $ 592,000 $ 296,000 $ 101,000
Beaufort, South Carolina 2 $ 746,000 $ 373,000 $ 186,000
Blount, Tennessee 2 $ 337,000 $ 168,500 $ 71,000
Campbell, Tennessee 2 $ 663,000 $ 331,500 $ 104,000
Rhea, Tennessee 2 $ 632,000 $ 316,000 $ 131,000
Roane, Tennessee 2 $ 1,546,000 $ 773,000 $ 205,000
Sumner, Tennessee 2 $ 660,000 $ 330,000 $ 92,000
Washington, Tennessee 2 $ 558,000 $ 279,000 $ 215,000
Bexar, Texas 2 $ 739,000 $ 369,500 $ 208,000
Hidalgo, Texas 2 $ 276,000 $ 138,000 $ 75,000
Williamson, Texas 2 $ 480,000 $ 240,000 $ 103,000
Augusta, Virginia 2 $ 400,000 $ 200,000 $ 107,000
Botetourt, Virginia 2 $ 520,000 $ 260,000 $ 85,000
Caroline, Virginia 2 $ 757,000 $ 378,500 $ 0
Culpeper, Virginia 2 $ 931,000 $ 465,500 $ 151,000
Fluvanna, Virginia 2 $ 679,000 $ 339,500 $ 54,000
Gloucester, Virginia 2 $ 944,000 $ 472,000 $ 105,000
Hampton, Virginia 2 $ 709,000 $ 354,500 $ 74,000
James City, Virginia 2 $ 493,000 $ 246,500 $ 31,000
Middlesex, Virginia 2 $ 612,000 $ 306,000 $ 142,000
New Kent, Virginia 2 $ 965,000 $ 482,500 $ 90,000
Orange, Virginia 2 $ 923,000 $ 461,500 $ 104,000
Powhatan, Virginia 2 $ 384,000 $ 192,000 $ 129,000
Richmond City, Virginia 2 $ 545,000 $ 272,500 $ 141,000
Roanoke, Virginia 2 $ 425,000 $ 212,500 $ 65,000
Rockingham, Virginia 2 $ 568,000 $ 284,000 $ 55,000
Warren, Virginia 2 $ 481,000 $ 240,500 $ 76,000
King, Washington 2 $ 728,000 $ 364,000 $ 55,000
Snohomish, Washington 2 $ 659,000 $ 329,500 $ 107,000
Jefferson, West Virginia 2 $ 862,000 $ 431,000 $ 188,000
Brown, Wisconsin 2 $ 375,000 $ 187,500 $ 93,000
Door, Wisconsin 2 $ 408,000 $ 204,000 $ 242,000
Jefferson, Wisconsin 2 $ 481,000 $ 240,500 $ 90,000
Oneida, Wisconsin 2 $ 411,000 $ 205,500 $ 56,000
Polk, Wisconsin 2 $ 560,000 $ 280,000 $ 96,000
Sawyer, Wisconsin 2 $ 578,000 $ 289,000 $ 194,000
Vilas, Wisconsin 2 $ 608,000 $ 304,000 $ 82,000
Washington, Wisconsin 2 $ 508,000 $ 254,000 $ 121,000
Winnebago, Wisconsin 2 $ 429,000 $ 214,500 $ 79,000
Limestone, Alabama 1 $ 220,000 $ 220,000 $ 40,000
Madison, Alabama 1 $ 322,000 $ 322,000 $ 0
St. Clair, Alabama 1 $ 132,000 $ 132,000 $ 44,000
Anchorage, Alaska 1 $ 181,000 $ 181,000 $ 0
Mohave, Arizona 1 $ 279,000 $ 279,000 $ 103,000
Santa Cruz, Arizona 1 $ 178,000 $ 178,000 $ 71,000
Crittenden, Arkansas 1 $ 159,000 $ 159,000 $ 59,000
Drew, Arkansas 1 $ 218,000 $ 218,000 $ 107,000
Faulkner, Arkansas 1 $ 382,000 $ 382,000 $ 96,000
Fulton, Arkansas 1 $ 160,000 $ 160,000 $ 86,000
Garland, Arkansas 1 $ 56,000 $ 56,000 $ 10,000
Jefferson, Arkansas 1 $ 302,000 $ 302,000 $ 180,000
Lonoke, Arkansas 1 $ 220,000 $ 220,000 $ 132,000
Marion, Arkansas 1 $ 270,000 $ 270,000 $ 41,000
Miller, Arkansas 1 $ 169,000 $ 169,000 $ 93,000
Phillips, Arkansas 1 $ 258,000 $ 258,000 $ 158,000
Poinsett, Arkansas 1 $ 205,000 $ 205,000 $ 149,000
Polk, Arkansas 1 $ 185,000 $ 185,000 $ 61,000
Pope, Arkansas 1 $ 1,230,000 $ 1,230,000 $ 1,293,000
Saline, Arkansas 1 $ 218,000 $ 218,000 $ 122,000
White, Arkansas 1 $ 227,000 $ 227,000 $ 106,000
Glenn, California 1 $ 398,000 $ 398,000 $ 188,000
Imperial, California 1 $ 295,000 $ 295,000 $ 140,000
Lassen, California 1 $ 190,000 $ 190,000 $ 115,000
Mendocino, California 1 $ 431,000 $ 431,000 $ 136,000
Merced, California 1 $ 196,000 $ 196,000 $ 72,000
Nevada, California 1 $ 200,000 $ 200,000 $ 144,000
Shasta, California 1 $ 209,000 $ 209,000 $ 56,000
Tuolumne, California 1 $ 183,000 $ 183,000 $ 46,000
Yolo, California 1 $ 474,000 $ 474,000 $ 180,000
Garfield, Colorado 1 $ 253,000 $ 253,000 $ 140,000
Gunnison, Colorado 1 $ 572,000 $ 572,000 $ 258,000
Lake, Colorado 1 $ 137,000 $ 137,000 $ 50,000
Moffat, Colorado 1 $ 215,000 $ 215,000 $ 129,000
Pitkin, Colorado 1 $ 405,000 $ 405,000 $ 120,000
Pueblo, Colorado 1 $ 207,000 $ 207,000 $ 150,000
Routt, Colorado 1 $ 300,000 $ 300,000 $ 84,000
New London, Connecticut 1 $ 123,000 $ 123,000 $ 104,000
New Castle, Delaware 1 $ 246,000 $ 246,000 $ 90,000
Clay, Florida 1 $ 412,000 $ 412,000 $ 0
Escambia, Florida 1 $ 334,000 $ 334,000 $ 0
Flagler, Florida 1 $ 190,000 $ 190,000 $ 53,000
Indian River, Florida 1 $ 390,000 $ 390,000 $ 345,000
Osceola, Florida 1 $ 232,000 $ 232,000 $ 140,000
Polk, Florida 1 $ 236,000 $ 236,000 $ 136,000
St. Johns, Florida 1 $ 124,000 $ 124,000 $ 89,000
Sumter, Florida 1 $ 169,000 $ 169,000 $ 54,000
Camden, Georgia 1 $ 248,000 $ 248,000 $ 82,000
Chatham, Georgia 1 $ 236,000 $ 236,000 $ 0
Cherokee, Georgia 1 $ 250,000 $ 250,000 $ 0
Coweta, Georgia 1 $ 335,000 $ 335,000 $ 155,000
Glynn, Georgia 1 $ 20,000 $ 20,000 $ 68,000
Lanier, Georgia 1 $ 165,000 $ 165,000 $ 133,000
Muscogee, Georgia 1 $ 248,000 $ 248,000 $ 97,000
Paulding, Georgia 1 $ 417,000 $ 417,000 $ 86,000
Putnam, Georgia 1 $ 116,000 $ 116,000 $ 229,000
Kauai, Hawaii 1 $ 182,000 $ 182,000 $ 91,000
Ada, Idaho 1 $ 276,000 $ 276,000 $ 114,000
Blaine, Idaho 1 $ 210,000 $ 210,000 $ 45,000
Cassia, Idaho 1 $ 196,000 $ 196,000 $ 74,000
Kootenai, Idaho 1 $ 807,000 $ 807,000 $ 1,690,000
Twin Falls, Idaho 1 $ 193,000 $ 193,000 $ 74,000
Boone, Illinois 1 $ 160,000 $ 160,000 $ 75,000
Carroll, Illinois 1 $ 118,000 $ 118,000 $ 146,000
Grundy, Illinois 1 $ 217,000 $ 217,000 $ 81,000
Henry, Illinois 1 $ 92,000 $ 92,000 $ 68,000
Morgan, Illinois 1 $ 40,000 $ 40,000 $ 82,000
Ogle, Illinois 1 $ 61,000 $ 61,000 $ 53,000
Pike, Illinois 1 $ 163,000 $ 163,000 $ 74,000
Rock Island, Illinois 1 $ 139,000 $ 139,000 $ 47,000
Schuyler, Illinois 1 $ 59,000 $ 59,000 $ 96,000
Stark, Illinois 1 $ 80,000 $ 80,000 $ 35,000
Washington, Illinois 1 $ 458,000 $ 458,000 $ 131,000
Whiteside, Illinois 1 $ 125,000 $ 125,000 $ 48,000
Williamson, Illinois 1 $ 240,000 $ 240,000 $ 545,000
Dubois, Indiana 1 $ 162,000 $ 162,000 $ 73,000
Elkhart, Indiana 1 $ 199,000 $ 199,000 $ 85,000
Fountain, Indiana 1 $ 76,000 $ 76,000 $ 36,000
Harrison, Indiana 1 $ 277,000 $ 277,000 $ 105,000
Howard, Indiana 1 $ 104,000 $ 104,000 $ 66,000
Jasper, Indiana 1 $ 186,000 $ 186,000 $ 46,000
Madison, Indiana 1 $ 230,000 $ 230,000 $ 132,000
St. Joseph, Indiana 1 $ 202,000 $ 202,000 $ 144,000
Starke, Indiana 1 $ 160,000 $ 160,000 $ 30,000
Adams, Iowa 1 $ 131,000 $ 131,000 $ 53,000
Benton, Iowa 1 $ 351,000 $ 351,000 $ 203,000
Page:

Mortgage Loan Application Detail Totals for Busey Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,710 $1,743,913,000 $200,000 $8,540,000 $93,000 $2,532,000
Refinancing 6,151 $1,714,959,000 $278,000 $29,610,000 $123,000 $7,682,000
Home Improvement 274 $33,318,000 $121,000 $975,000 $89,000 $800,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,899 $2,533,601,000 $212,000 $8,000,000 $107,000 $7,682,000
Not Provided 1,129 $293,284,000 $259,000 $1,495,000 $106,000 $753,000
Asian 635 $180,685,000 $284,000 $1,096,000 $134,000 $682,000
Hispanic 628 $132,491,000 $210,000 $2,000,000 $82,000 $1,217,000
Black or African American 590 $103,117,000 $174,000 $1,520,000 $82,000 $2,225,000
Not applicable 153 $223,504,000 $1,460,000 $29,610,000 $17,000 $2,448,000
American Indian or Alaskan Native 54 $11,804,000 $218,000 $701,000 $84,000 $262,000
Native Hawaiin or Other Pacific Islander 47 $13,704,000 $291,000 $600,000 $134,000 $489,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,843 $2,643,531,000 $243,000 $29,610,000 $120,000 $7,682,000
FHA-insured (Federal Housing Administration) 2,423 $385,600,000 $159,000 $630,000 $62,000 $537,000
VA-guaranteed (Veterans Administration) 1,566 $425,259,000 $271,000 $1,311,000 $77,000 $1,176,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 303 $37,800,000 $124,000 $322,000 $48,000 $183,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,436 $2,546,117,000 $222,000 $29,610,000 $103,000 $4,148,000
Application Withdrawn By Applicant 2,281 $596,651,000 $261,000 $1,867,000 $125,000 $7,682,000
Application Denied By Financial Institution 852 $160,734,000 $188,000 $1,230,000 $79,000 $1,293,000
Application Approved But Not Accepted 376 $83,475,000 $222,000 $1,973,000 $111,000 $1,093,000
File Closed For Incompleteness 171 $42,805,000 $250,000 $1,007,000 $115,000 $505,000
Loan Purchased By The Institution 19 $62,408,000 $3,284,000 $8,973,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 295 $62,246,000 $211,000 $1,045,000 $59,000 $339,000
Credit History 266 $41,483,000 $155,000 $1,020,000 $77,000 $800,000
Collateral 150 $31,714,000 $211,000 $1,230,000 $123,000 $1,293,000
Other 70 $13,011,000 $185,000 $623,000 $91,000 $492,000
Unverifiable Information 26 $3,993,000 $153,000 $764,000 $49,000 $305,000
Employment History 24 $4,266,000 $177,000 $650,000 $59,000 $316,000
Insufficient Cash (Downpayment, Closing Cost) 15 $3,331,000 $222,000 $760,000 $115,000 $369,000
Credit Application Incomplete 6 $690,000 $115,000 $243,000 $78,000 $140,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Busey Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Busey Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List