Calcap Lending, LLC Mortgage Lending & HMDA Data, 2018
In 2018, Calcap Lending, LLC of Pasadena, CA reported 294 mortgage applications totaling $220.0 million. The average application was for $748,265, and applicants reported an average income of $235,136. 36% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (72), Riverside-San Bernardino-Ontario, CA (19) and Phoenix-Mesa-Scottsdale, AZ (15) (applications in parentheses).
| Mortgage Company & Address | Calcap Lending, LLC 65 N Catalina Ave Pasadena, CA 91106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2020 2019 2018 |
| Total Number of Mortgage Applications | 294 |
| Total Mortgage Loan Application Amount | $219,990,000 |
| Average Mortgage Loan Application Amount | $748,265 |
| Highest Mortgage Loan Application Amount | $7,385,000 |
| Average Applicant Income | $235,136 |
| Highest Applicant Income | $4,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Calcap Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 72 | $ 73,960,000 | $ 1,027,222 | $ 361,000 |
| Maricopa, Arizona | 15 | $ 6,445,000 | $ 429,666 | $ 54,000 |
| Orange, California | 13 | $ 13,725,000 | $ 1,055,769 | $ 127,000 |
| Riverside, California | 13 | $ 7,305,000 | $ 561,923 | $ 841,000 |
| Alameda, California | 11 | $ 7,005,000 | $ 636,818 | $ 90,000 |
| San Diego, California | 10 | $ 4,340,000 | $ 434,000 | $ 10,000 |
| King, Washington | 9 | $ 5,745,000 | $ 638,333 | $ 150,000 |
| Miami-Dade, Florida | 8 | $ 4,520,000 | $ 565,000 | $ 112,000 |
| San Bernardino, California | 6 | $ 2,900,000 | $ 483,333 | $ 76,000 |
| Palm Beach, Florida | 5 | $ 2,805,000 | $ 561,000 | $ 11,000 |
| San Francisco, California | 4 | $ 6,600,000 | $ 1,650,000 | $ 0 |
| Ventura, California | 4 | $ 4,980,000 | $ 1,245,000 | $ 382,000 |
| Broward, Florida | 4 | $ 3,480,000 | $ 870,000 | $ 317,000 |
| Placer, California | 3 | $ 865,000 | $ 288,333 | $ 62,000 |
| San Joaquin, California | 3 | $ 1,185,000 | $ 395,000 | $ 0 |
| Harris, Texas | 3 | $ 1,625,000 | $ 541,666 | $ 225,000 |
| Contra Costa, California | 2 | $ 930,000 | $ 465,000 | $ 74,000 |
| Kern, California | 2 | $ 390,000 | $ 195,000 | $ 36,000 |
| Monterey, California | 2 | $ 5,220,000 | $ 2,610,000 | $ 161,000 |
| Sacramento, California | 2 | $ 690,000 | $ 345,000 | $ 87,000 |
| Tulare, California | 2 | $ 210,000 | $ 105,000 | $ 23,000 |
| Wake, North Carolina | 2 | $ 620,000 | $ 310,000 | $ 72,000 |
| Santa Cruz, Arizona | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Merced, California | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Napa, California | 1 | $ 425,000 | $ 425,000 | $ 480,000 |
| San Luis Obispo, California | 1 | $ 2,245,000 | $ 2,245,000 | $ 2,400,000 |
| Santa Barbara, California | 1 | $ 605,000 | $ 605,000 | $ 120,000 |
| Santa Cruz, California | 1 | $ 825,000 | $ 825,000 | $ 144,000 |
| Shasta, California | 1 | $ 465,000 | $ 465,000 | $ 324,000 |
| Solano, California | 1 | $ 245,000 | $ 245,000 | $ 180,000 |
| Sonoma, California | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Tuolumne, California | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Weld, Colorado | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| New Castle, Delaware | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Collier, Florida | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Hillsborough, Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Osceola, Florida | 1 | $ 205,000 | $ 205,000 | $ 779,000 |
| Pinellas, Florida | 1 | $ 955,000 | $ 955,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Fulton, Georgia | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Baltimore, Maryland | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Brazoria, Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Clark, Washington | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Jefferson, Washington | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Snohomish, Washington | 1 | $ 135,000 | $ 135,000 | $ 0 |
Mortgage Loan Application Detail Totals for Calcap Lending, LLC in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 118 | $88,100,000 | $746,000 | $7,385,000 | $197,000 | $2,400,000 |
| Cash-out Refinancing | 111 | $85,755,000 | $772,000 | $7,205,000 | $283,000 | $4,800,000 |
| Refinancing | 49 | $36,885,000 | $752,000 | $5,785,000 | $199,000 | $4,800,000 |
| Other Purpose | 16 | $9,250,000 | $578,000 | $1,685,000 | $295,000 | $2,400,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 123 | $84,815,000 | $689,000 | $5,785,000 | $414,000 | $4,800,000 |
| White | 63 | $46,155,000 | $732,000 | $4,255,000 | $69,000 | $792,000 |
| Not Provided | 61 | $50,645,000 | $830,000 | $7,385,000 | $199,000 | $2,400,000 |
| Hispanic | 24 | $8,220,000 | $342,000 | $905,000 | $53,000 | $354,000 |
| Asian | 18 | $19,600,000 | $1,088,000 | $3,605,000 | $303,000 | $552,000 |
| Black or African American | 4 | $10,320,000 | $2,580,000 | $7,205,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 294 | $219,990,000 | $748,000 | $7,385,000 | $235,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 115 | $89,435,000 | $777,000 | $7,385,000 | $209,000 | $2,400,000 |
| Loan Originated | 105 | $84,375,000 | $803,000 | $7,205,000 | $307,000 | $4,800,000 |
| Application Denied By Financial Institution | 44 | $26,880,000 | $610,000 | $2,945,000 | $151,000 | $2,400,000 |
| File Closed For Incompleteness | 23 | $10,915,000 | $474,000 | $2,355,000 | $101,000 | $515,000 |
| Application Approved But Not Accepted | 7 | $8,385,000 | $1,197,000 | $4,255,000 | $226,000 | $1,344,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 250 | $193,110,000 | $772,000 | $7,385,000 | $248,000 | $4,800,000 |
| Collateral | 16 | $10,920,000 | $682,000 | $1,955,000 | $65,000 | $264,000 |
| Credit History | 14 | $9,940,000 | $710,000 | $2,945,000 | $300,000 | $2,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $4,210,000 | $421,000 | $2,205,000 | $58,000 | $144,000 |
| Unverifiable Information | 3 | $1,685,000 | $561,000 | $1,005,000 | $508,000 | $508,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $72,000 | $72,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Calcap Lending, LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Calcap Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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