Cape & Coast Bank Mortgage Lending & HMDA Data, 2017
In 2017, Cape & Coast Bank of Yarmouth Port, MA reported 670 mortgage applications totaling $203.2 million, down 11% from 2016. The average application was for $303,208, and applicants reported an average income of $145,941. 80% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Barnstable Town, MA (607), Boston, MA (46) and Providence-Warwick, RI-MA (4) (applications in parentheses).
| Mortgage Company & Address | Cape & Coast Bank 121 Main Street Yarmouth Port, MA 02675 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 670 |
| Total Mortgage Loan Application Amount | $203,150,000 |
| Average Mortgage Loan Application Amount | $303,208 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $145,941 |
| Highest Applicant Income | $1,674,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cape & Coast Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Barnstable Town, MA | 607 | $ 182,561,000 | $ 300,759 | $ 145,000 |
| Boston, MA | 46 | $ 14,625,000 | $ 317,934 | $ 170,000 |
| Providence-Warwick, RI-MA | 4 | $ 676,000 | $ 169,000 | $ 69,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 2,014,000 | $ 671,333 | $ 142,000 |
| Worcester, MA-CT | 1 | $ 128,000 | $ 128,000 | $ 222,000 |
Mortgage Loan Application Detail Totals for Cape & Coast Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 378 | $129,591,000 | $342,000 | $1,600,000 | $155,000 | $1,674,000 |
| Refinancing | 207 | $60,470,000 | $292,000 | $1,000,000 | $138,000 | $904,000 |
| Home Improvement | 85 | $13,089,000 | $153,000 | $468,000 | $125,000 | $415,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 545 | $165,952,000 | $304,000 | $1,600,000 | $147,000 | $1,674,000 |
| Not Provided | 80 | $22,906,000 | $286,000 | $700,000 | $165,000 | $623,000 |
| Hispanic | 18 | $5,775,000 | $320,000 | $649,000 | $122,000 | $400,000 |
| Black or African American | 10 | $2,533,000 | $253,000 | $440,000 | $71,000 | $113,000 |
| Not applicable | 8 | $3,142,000 | $392,000 | $1,500,000 | $0 | $0 |
| Asian | 5 | $1,866,000 | $373,000 | $720,000 | $150,000 | $456,000 |
| American Indian or Alaskan Native | 3 | $826,000 | $275,000 | $420,000 | $136,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $150,000 | $150,000 | $150,000 | $87,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 670 | $203,150,000 | $303,000 | $1,600,000 | $146,000 | $1,674,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 533 | $159,471,000 | $299,000 | $1,600,000 | $149,000 | $1,674,000 |
| Application Withdrawn By Applicant | 61 | $18,563,000 | $304,000 | $1,000,000 | $139,000 | $456,000 |
| Application Denied By Financial Institution | 42 | $11,990,000 | $285,000 | $1,000,000 | $122,000 | $904,000 |
| Application Approved But Not Accepted | 18 | $6,053,000 | $336,000 | $1,500,000 | $115,000 | $329,000 |
| File Closed For Incompleteness | 11 | $5,026,000 | $456,000 | $1,267,000 | $167,000 | $308,000 |
| Preapproval Denied by Financial Institution | 5 | $2,047,000 | $409,000 | $933,000 | $101,000 | $147,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 19 | $6,717,000 | $353,000 | $1,000,000 | $178,000 | $904,000 |
| Credit History | 13 | $3,919,000 | $301,000 | $445,000 | $92,000 | $142,000 |
| Debt-To-Income Ratio | 10 | $2,359,000 | $235,000 | $933,000 | $76,000 | $176,000 |
| Unverifiable Information | 3 | $597,000 | $199,000 | $334,000 | $51,000 | $68,000 |
| Other | 1 | $265,000 | $265,000 | $265,000 | $67,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $180,000 | $180,000 | $180,000 | $83,000 | $83,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cape & Coast Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cape & Coast Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About