Capgrow Home Mortgage, LLC Mortgage Lending & HMDA Data, 2018

In 2018, Capgrow Home Mortgage, LLC of Chesterfield, MO reported 184 mortgage applications totaling $45.4 million, down 39% from 2017. The average application was for $246,793, and applicants reported an average income of $123,250. 89% of its applications resulted in an originated loan and 1% were denied. Its largest market was St. Louis, MO-IL (179).

Mortgage Company & Address Capgrow Home Mortgage, LLC
16141 Swingley Ridge Road Ste 107
Chesterfield, MO 63017
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 184
Total Mortgage Loan Application Amount $45,410,000
Average Mortgage Loan Application Amount $246,793
Highest Mortgage Loan Application Amount $975,000
Average Applicant Income $123,250
Highest Applicant Income $836,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capgrow Home Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Capgrow Home Mortgage, LLC in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 118 $30,900,000 $261,000 $975,000 $123,000 $382,000
Cash-out Refinancing 37 $7,855,000 $212,000 $495,000 $107,000 $373,000
Refinancing 29 $6,655,000 $229,000 $785,000 $145,000 $836,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 164 $39,340,000 $239,000 $975,000 $121,000 $836,000
Asian 18 $5,800,000 $322,000 $835,000 $151,000 $295,000
Black or African American 2 $270,000 $135,000 $185,000 $47,000 $49,000
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 163 $41,855,000 $256,000 $975,000 $130,000 $836,000
FHA-insured (Federal Housing Administration) 16 $2,900,000 $181,000 $285,000 $75,000 $123,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $655,000 $131,000 $155,000 $58,000 $81,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 163 $40,195,000 $246,000 $975,000 $122,000 $836,000
Application Withdrawn By Applicant 12 $2,610,000 $217,000 $445,000 $139,000 $295,000
File Closed For Incompleteness 7 $2,265,000 $323,000 $575,000 $141,000 $210,000
Application Denied By Financial Institution 2 $340,000 $170,000 $185,000 $65,000 $81,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 182 $45,070,000 $247,000 $975,000 $124,000 $836,000
Collateral 1 $185,000 $185,000 $185,000 $49,000 $49,000
Credit History 1 $155,000 $155,000 $155,000 $81,000 $81,000
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capgrow Home Mortgage, LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capgrow Home Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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