Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Capital Bank, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Capital Bank, National Association
One Church St Suite 300
Rockville, MD 20850
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,852
Total Mortgage Loan Application Amount $1,823,920,000
Average Mortgage Loan Application Amount $345,750
Highest Mortgage Loan Application Amount $8,055,000
Average Applicant Income $113,250
Highest Applicant Income $3,135,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Bank, National Association's mortgage activity for 2020.

Mortgage Loan Application Totals for Capital Bank, National Association by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
District of Columbia County District Of Columbia 492 $ 219,520,000 $ 446,000 $ 141,000
Sussex County Delaware 469 $ 175,825,000 $ 374,000 $ 184,000
Fairfax County Virginia 296 $ 139,310,000 $ 470,000 $ 169,000
Montgomery County Maryland 268 $ 125,290,000 $ 467,000 $ 197,000
Prince George's County Maryland 178 $ 66,180,000 $ 371,000 $ 122,000
Kent County Delaware 142 $ 35,710,000 $ 251,000 $ 88,000
Anne Arundel County Maryland 142 $ 55,320,000 $ 389,000 $ 175,000
Baltimore County Maryland 141 $ 39,345,000 $ 279,000 $ 137,000
Harford County Maryland 140 $ 44,500,000 $ 317,000 $ 129,000
Prince William County Virginia 136 $ 56,460,000 $ 415,000 $ 143,000
Loudoun County Virginia 111 $ 52,745,000 $ 475,000 $ 203,000
Wake County North Carolina 89 $ 31,475,000 $ 353,000 $ 134,000
Baltimore City County Maryland 62 $ 18,790,000 $ 303,000 $ 132,000
Howard County Maryland 60 $ 26,070,000 $ 434,000 $ 171,000
New Castle County Delaware 58 $ 15,430,000 $ 266,000 $ 140,000
Frederick County Maryland 47 $ 17,375,000 $ 369,000 $ 139,000
Alexandria County Virginia 44 $ 23,660,000 $ 537,000 $ 178,000
Orange County Florida 40 $ 11,060,000 $ 276,000 $ 93,000
Arlington County Virginia 38 $ 18,790,000 $ 494,000 $ 208,000
Carroll County Maryland 35 $ 13,775,000 $ 393,000 $ 139,000
Worcester County Maryland 27 $ 6,845,000 $ 253,000 $ 135,000
Maricopa County Arizona 26 $ 9,600,000 $ 369,000 $ 121,000
Charles County Maryland 25 $ 8,245,000 $ 329,000 $ 90,000
Clark County Nevada 25 $ 9,295,000 $ 371,000 $ 116,000
Los Angeles County California 23 $ 11,745,000 $ 510,000 $ 183,000
San Diego County California 22 $ 11,800,000 $ 536,000 $ 185,000
Fauquier County Virginia 22 $ 10,260,000 $ 466,000 $ 130,000
Stafford County Virginia 22 $ 9,040,000 $ 410,000 $ 106,000
Middlesex County Massachusetts 21 $ 9,035,000 $ 430,000 $ 123,000
Calvert County Maryland 20 $ 7,950,000 $ 397,000 $ 143,000
Montgomery County Pennsylvania 20 $ 5,630,000 $ 281,000 $ 124,000
El Paso County Colorado 18 $ 7,550,000 $ 419,000 $ 136,000
Virginia Beach County Virginia 18 $ 6,110,000 $ 339,000 $ 141,000
Seminole County Florida 16 $ 4,740,000 $ 296,000 $ 147,000
Norfolk County Massachusetts 16 $ 6,900,000 $ 431,000 $ 171,000
Bexar County Texas 16 $ 4,850,000 $ 303,000 $ 133,000
Hillsborough County Florida 15 $ 4,715,000 $ 314,000 $ 93,000
Cook County Illinois 14 $ 4,790,000 $ 342,000 $ 172,000
Pinellas County Florida 13 $ 4,125,000 $ 317,000 $ 154,000
Tarrant County Texas 13 $ 4,735,000 $ 364,000 $ 126,000
Chesterfield County Virginia 13 $ 4,775,000 $ 367,000 $ 121,000
Jackson County Missouri 12 $ 3,900,000 $ 325,000 $ 106,000
Monmouth County New Jersey 12 $ 5,010,000 $ 417,000 $ 175,000
Chester County Pennsylvania 12 $ 4,510,000 $ 375,000 $ 211,000
York County Pennsylvania 12 $ 3,560,000 $ 296,000 $ 94,000
Spotsylvania County Virginia 12 $ 3,870,000 $ 322,000 $ 135,000
Riverside County California 11 $ 4,325,000 $ 393,000 $ 120,000
Brevard County Florida 11 $ 3,075,000 $ 279,000 $ 133,000
Cecil County Maryland 11 $ 2,965,000 $ 269,000 $ 103,000
Frederick County Virginia 11 $ 3,285,000 $ 298,000 $ 136,000
Pierce County Washington 11 $ 3,885,000 $ 353,000 $ 116,000
Broward County Florida 10 $ 2,730,000 $ 273,000 $ 127,000
Duval County Florida 10 $ 2,250,000 $ 225,000 $ 63,000
Talbot County Maryland 10 $ 3,790,000 $ 379,000 $ 191,000
Washington County Maryland 10 $ 2,510,000 $ 251,000 $ 113,000
Philadelphia County Pennsylvania 10 $ 3,000,000 $ 300,000 $ 174,000
Charleston County South Carolina 10 $ 4,070,000 $ 407,000 $ 175,000
Collin County Texas 10 $ 3,220,000 $ 322,000 $ 116,000
Salt Lake County Utah 10 $ 4,490,000 $ 449,000 $ 103,000
King County Washington 10 $ 5,110,000 $ 511,000 $ 222,000
Arapahoe County Colorado 9 $ 3,945,000 $ 438,000 $ 336,000
Larimer County Colorado 9 $ 4,565,000 $ 507,000 $ 152,000
Miami-Dade County Florida 9 $ 3,145,000 $ 349,000 $ 73,000
Okaloosa County Florida 9 $ 3,805,000 $ 422,000 $ 260,000
Pasco County Florida 9 $ 2,855,000 $ 317,000 $ 86,000
Hennepin County Minnesota 9 $ 3,125,000 $ 347,000 $ 108,000
Harris County Texas 9 $ 2,475,000 $ 275,000 $ 49,000
Orange County California 8 $ 4,670,000 $ 583,000 $ 156,000
Fairfield County Connecticut 8 $ 3,000,000 $ 375,000 $ 165,000
Osceola County Florida 8 $ 1,920,000 $ 240,000 $ 59,000
Volusia County Florida 8 $ 2,180,000 $ 272,000 $ 103,000
Cobb County Georgia 8 $ 2,900,000 $ 362,000 $ 98,000
Fulton County Georgia 8 $ 2,570,000 $ 321,000 $ 174,000
Queen Anne's County Maryland 8 $ 2,170,000 $ 271,000 $ 134,000
Mecklenburg County North Carolina 8 $ 2,450,000 $ 306,000 $ 153,000
Delaware County Pennsylvania 8 $ 1,320,000 $ 165,000 $ 209,000
Lancaster County Pennsylvania 8 $ 2,250,000 $ 281,000 $ 166,000
Greenville County South Carolina 8 $ 2,660,000 $ 332,000 $ 160,000
Horry County South Carolina 8 $ 2,030,000 $ 253,000 $ 170,000
Montgomery County Texas 8 $ 2,920,000 $ 365,000 $ 168,000
Chesapeake County Virginia 8 $ 2,550,000 $ 318,000 $ 114,000
Hanover County Virginia 8 $ 3,150,000 $ 393,000 $ 148,000
Yavapai County Arizona 7 $ 2,125,000 $ 303,000 $ 55,000
Sacramento County California 7 $ 2,395,000 $ 342,000 $ 130,000
Lake County Florida 7 $ 1,745,000 $ 249,000 $ 110,000
St. Mary's County Maryland 7 $ 2,575,000 $ 367,000 $ 102,000
Plymouth County Massachusetts 7 $ 3,465,000 $ 495,000 $ 168,000
Suffolk County Massachusetts 7 $ 3,625,000 $ 517,000 $ 153,000
Washoe County Nevada 7 $ 2,705,000 $ 386,000 $ 124,000
Bergen County New Jersey 7 $ 2,705,000 $ 386,000 $ 152,000
York County South Carolina 7 $ 3,365,000 $ 480,000 $ 181,000
Travis County Texas 7 $ 3,515,000 $ 502,000 $ 257,000
Williamson County Texas 7 $ 2,235,000 $ 319,000 $ 137,000
Culpeper County Virginia 7 $ 2,525,000 $ 360,000 $ 110,000
Fairfax City County Virginia 7 $ 3,025,000 $ 432,000 $ 130,000
Richmond City County Virginia 7 $ 2,165,000 $ 309,000 $ 162,000
Warren County Virginia 7 $ 1,745,000 $ 249,000 $ 93,000
Pima County Arizona 6 $ 1,390,000 $ 231,000 $ 62,000
Contra Costa County California 6 $ 3,010,000 $ 501,000 $ 182,000
Jefferson County Colorado 6 $ 2,950,000 $ 491,000 $ 90,000
Collier County Florida 6 $ 2,070,000 $ 345,000 $ 98,000
Palm Beach County Florida 6 $ 1,870,000 $ 311,000 $ 127,000
Polk County Florida 6 $ 2,230,000 $ 371,000 $ 188,000
Caroline County Maryland 6 $ 1,440,000 $ 240,000 $ 61,000
Worcester County Massachusetts 6 $ 2,990,000 $ 498,000 $ 275,000
Rockingham County New Hampshire 6 $ 2,680,000 $ 446,000 $ 135,000
Bernalillo County New Mexico 6 $ 1,660,000 $ 276,000 $ 146,000
Union County North Carolina 6 $ 2,090,000 $ 348,000 $ 136,000
Lucas County Ohio 6 $ 1,790,000 $ 298,000 $ 126,000
Marion County Oregon 6 $ 1,560,000 $ 260,000 $ 91,000
Allegheny County Pennsylvania 6 $ 2,470,000 $ 411,000 $ 179,000
Cumberland County Pennsylvania 6 $ 1,350,000 $ 225,000 $ 177,000
Davidson County Tennessee 6 $ 2,230,000 $ 371,000 $ 150,000
Williamson County Tennessee 6 $ 3,530,000 $ 588,000 $ 150,000
Denton County Texas 6 $ 1,970,000 $ 328,000 $ 130,000
Henrico County Virginia 6 $ 2,340,000 $ 390,000 $ 97,000
Berkeley County West Virginia 6 $ 2,100,000 $ 350,000 $ 70,000
Cochise County Arizona 5 $ 965,000 $ 193,000 $ 73,000
Pinal County Arizona 5 $ 1,375,000 $ 275,000 $ 105,000
Alameda County California 5 $ 1,935,000 $ 387,000 $ 193,000
Monterey County California 5 $ 3,385,000 $ 677,000 $ 295,000
San Bernardino County California 5 $ 1,775,000 $ 355,000 $ 97,000
Santa Clara County California 5 $ 3,275,000 $ 655,000 $ 280,000
Hartford County Connecticut 5 $ 1,045,000 $ 209,000 $ 69,000
Santa Rosa County Florida 5 $ 1,515,000 $ 303,000 $ 119,000
St. Johns County Florida 5 $ 1,995,000 $ 399,000 $ 151,000
Columbia County Georgia 5 $ 1,155,000 $ 231,000 $ 79,000
St. Clair County Illinois 5 $ 1,255,000 $ 251,000 $ 0
Wicomico County Maryland 5 $ 785,000 $ 157,000 $ 48,000
Clay County Missouri 5 $ 1,915,000 $ 383,000 $ 169,000
Essex County New Jersey 5 $ 2,585,000 $ 517,000 $ 219,000
Morris County New Jersey 5 $ 2,065,000 $ 413,000 $ 182,000
Ocean County New Jersey 5 $ 2,275,000 $ 455,000 $ 193,000
Nassau County New York 5 $ 1,975,000 $ 395,000 $ 216,000
Brunswick County North Carolina 5 $ 1,755,000 $ 351,000 $ 111,000
Durham County North Carolina 5 $ 1,505,000 $ 301,000 $ 82,000
Orange County North Carolina 5 $ 2,325,000 $ 465,000 $ 132,000
Oklahoma County Oklahoma 5 $ 1,475,000 $ 295,000 $ 75,000
Franklin County Pennsylvania 5 $ 1,435,000 $ 287,000 $ 71,000
Falls Church County Virginia 5 $ 2,625,000 $ 525,000 $ 282,000
Charlotte County Florida 4 $ 920,000 $ 230,000 $ 56,000
Clay County Florida 4 $ 960,000 $ 240,000 $ 94,000
Lee County Florida 4 $ 1,350,000 $ 337,000 $ 183,000
Manatee County Florida 4 $ 1,290,000 $ 322,000 $ 223,000
Sarasota County Florida 4 $ 1,280,000 $ 320,000 $ 134,000
Chatham County Georgia 4 $ 1,240,000 $ 310,000 $ 149,000
Honolulu County Hawaii 4 $ 2,290,000 $ 572,000 $ 241,000
Ada County Idaho 4 $ 1,150,000 $ 287,000 $ 111,000
Hamilton County Indiana 4 $ 1,500,000 $ 375,000 $ 197,000
Cumberland County Maine 4 $ 1,510,000 $ 377,000 $ 129,000
Essex County Massachusetts 4 $ 1,880,000 $ 470,000 $ 226,000
Dakota County Minnesota 4 $ 1,070,000 $ 267,000 $ 109,000
St. Charles County Missouri 4 $ 1,540,000 $ 385,000 $ 98,000
St. Louis County Missouri 4 $ 1,460,000 $ 365,000 $ 216,000
Hillsborough County New Hampshire 4 $ 1,480,000 $ 370,000 $ 154,000
Middlesex County New Jersey 4 $ 1,440,000 $ 360,000 $ 270,000
Moore County North Carolina 4 $ 1,000,000 $ 250,000 $ 0
New Hanover County North Carolina 4 $ 1,160,000 $ 290,000 $ 147,000
Franklin County Ohio 4 $ 880,000 $ 220,000 $ 73,000
Clackamas County Oregon 4 $ 2,060,000 $ 515,000 $ 165,000
Anderson County South Carolina 4 $ 1,240,000 $ 310,000 $ 0
Sumner County Tennessee 4 $ 1,150,000 $ 287,000 $ 79,000
Washington County Utah 4 $ 1,250,000 $ 312,000 $ 100,000
Norfolk County Virginia 4 $ 770,000 $ 192,000 $ 59,000
Morgan County West Virginia 4 $ 460,000 $ 115,000 $ 0
Crenshaw County Alabama 3 $ 865,000 $ 288,000 $ 87,000
Lee County Alabama 3 $ 625,000 $ 208,000 $ 71,000
Madison County Alabama 3 $ 1,085,000 $ 361,000 $ 220,000
Pulaski County Arkansas 3 $ 495,000 $ 165,000 $ 0
San Benito County California 3 $ 1,365,000 $ 455,000 $ 0
Santa Cruz County California 3 $ 1,425,000 $ 475,000 $ 94,000
Ventura County California 3 $ 1,335,000 $ 445,000 $ 98,000
Boulder County Colorado 3 $ 1,655,000 $ 551,000 $ 152,000
Litchfield County Connecticut 3 $ 755,000 $ 251,000 $ 143,000
New London County Connecticut 3 $ 1,095,000 $ 365,000 $ 177,000
Tolland County Connecticut 3 $ 845,000 $ 281,000 $ 223,000
Flagler County Florida 3 $ 1,065,000 $ 355,000 $ 179,000
DeKalb County Georgia 3 $ 755,000 $ 251,000 $ 103,000
Fayette County Georgia 3 $ 1,065,000 $ 355,000 $ 135,000
Forsyth County Georgia 3 $ 795,000 $ 265,000 $ 205,000
Gwinnett County Georgia 3 $ 905,000 $ 301,000 $ 45,000
Hall County Georgia 3 $ 1,325,000 $ 441,000 $ 0
Houston County Georgia 3 $ 515,000 $ 171,000 $ 41,000
Lake County Illinois 3 $ 985,000 $ 328,000 $ 161,000
Porter County Indiana 3 $ 945,000 $ 315,000 $ 78,000
Boone County Kentucky 3 $ 685,000 $ 228,000 $ 0
Penobscot County Maine 3 $ 965,000 $ 321,000 $ 138,000
Kent County Maryland 3 $ 1,085,000 $ 361,000 $ 148,000
Bristol County Massachusetts 3 $ 995,000 $ 331,000 $ 94,000
Monroe County Michigan 3 $ 745,000 $ 248,000 $ 163,000
Anoka County Minnesota 3 $ 905,000 $ 301,000 $ 82,000
Ramsey County Minnesota 3 $ 895,000 $ 298,000 $ 119,000
Douglas County Nebraska 3 $ 645,000 $ 215,000 $ 148,000
Burlington County New Jersey 3 $ 1,025,000 $ 341,000 $ 272,000
Cape May County New Jersey 3 $ 585,000 $ 195,000 $ 108,000
Somerset County New Jersey 3 $ 1,365,000 $ 455,000 $ 217,000
Carteret County North Carolina 3 $ 955,000 $ 318,000 $ 166,000
Craven County North Carolina 3 $ 635,000 $ 211,000 $ 129,000
Cumberland County North Carolina 3 $ 545,000 $ 181,000 $ 0
Harnett County North Carolina 3 $ 835,000 $ 278,000 $ 0
Iredell County North Carolina 3 $ 975,000 $ 325,000 $ 73,000
Onslow County North Carolina 3 $ 895,000 $ 298,000 $ 248,000
Butler County Ohio 3 $ 1,245,000 $ 415,000 $ 185,000
Delaware County Ohio 3 $ 845,000 $ 281,000 $ 84,000
Cleveland County Oklahoma 3 $ 785,000 $ 261,000 $ 104,000
Douglas County Oregon 3 $ 805,000 $ 268,000 $ 52,000
Washington County Oregon 3 $ 1,155,000 $ 385,000 $ 49,000
Bucks County Pennsylvania 3 $ 1,015,000 $ 338,000 $ 90,000
Beaufort County South Carolina 3 $ 1,045,000 $ 348,000 $ 126,000
Dorchester County South Carolina 3 $ 785,000 $ 261,000 $ 71,000
Bedford County Tennessee 3 $ 1,235,000 $ 411,000 $ 195,000
El Paso County Texas 3 $ 585,000 $ 195,000 $ 89,000
Albemarle County Virginia 3 $ 1,785,000 $ 595,000 $ 192,000
Fredericksburg County Virginia 3 $ 1,065,000 $ 355,000 $ 122,000
James City County Virginia 3 $ 1,335,000 $ 445,000 $ 191,000
Louisa County Virginia 3 $ 1,195,000 $ 398,000 $ 167,000
Manassas County Virginia 3 $ 845,000 $ 281,000 $ 100,000
Orange County Virginia 3 $ 915,000 $ 305,000 $ 151,000
Shenandoah County Virginia 3 $ 375,000 $ 125,000 $ 58,000
Suffolk County Virginia 3 $ 1,095,000 $ 365,000 $ 0
Kitsap County Washington 3 $ 875,000 $ 291,000 $ 513,000
Snohomish County Washington 3 $ 1,195,000 $ 398,000 $ 85,000
Jefferson County West Virginia 3 $ 995,000 $ 331,000 $ 135,000
Waukesha County Wisconsin 3 $ 1,165,000 $ 388,000 $ 0
Laramie County Wyoming 3 $ 1,095,000 $ 365,000 $ 143,000
Montgomery County Alabama 2 $ 710,000 $ 355,000 $ 0
Mohave County Arizona 2 $ 560,000 $ 280,000 $ 60,000
El Dorado County California 2 $ 790,000 $ 395,000 $ 169,000
Placer County California 2 $ 960,000 $ 480,000 $ 161,000
San Joaquin County California 2 $ 990,000 $ 495,000 $ 139,000
Solano County California 2 $ 1,010,000 $ 505,000 $ 187,000
Chaffee County Colorado 2 $ 1,030,000 $ 515,000 $ 142,000
Denver County Colorado 2 $ 850,000 $ 425,000 $ 151,000
Douglas County Colorado 2 $ 1,010,000 $ 505,000 $ 411,000
Eagle County Colorado 2 $ 1,600,000 $ 800,000 $ 214,000
Alachua County Florida 2 $ 630,000 $ 315,000 $ 120,000
Bay County Florida 2 $ 700,000 $ 350,000 $ 0
Indian River County Florida 2 $ 660,000 $ 330,000 $ 198,000
Martin County Florida 2 $ 440,000 $ 220,000 $ 90,000
Monroe County Florida 2 $ 900,000 $ 450,000 $ 126,000
Sumter County Florida 2 $ 460,000 $ 230,000 $ 64,000
Walton County Florida 2 $ 1,110,000 $ 555,000 $ 148,000
Cherokee County Georgia 2 $ 510,000 $ 255,000 $ 0
Coweta County Georgia 2 $ 570,000 $ 285,000 $ 0
Gilmer County Georgia 2 $ 540,000 $ 270,000 $ 47,000
McDuffie County Georgia 2 $ 630,000 $ 315,000 $ 106,000
Kootenai County Idaho 2 $ 730,000 $ 365,000 $ 82,000
DuPage County Illinois 2 $ 580,000 $ 290,000 $ 192,000
Madison County Indiana 2 $ 410,000 $ 205,000 $ 80,000
Polk County Iowa 2 $ 420,000 $ 210,000 $ 64,000
Johnson County Kansas 2 $ 540,000 $ 270,000 $ 84,000
Sedgwick County Kansas 2 $ 660,000 $ 330,000 $ 164,000
Hardin County Kentucky 2 $ 470,000 $ 235,000 $ 126,000
Bossier County Louisiana 2 $ 450,000 $ 225,000 $ 0
Jefferson County Louisiana 2 $ 690,000 $ 345,000 $ 145,000
Orleans County Louisiana 2 $ 1,000,000 $ 500,000 $ 83,000
Somerset County Maine 2 $ 330,000 $ 165,000 $ 112,000
Garrett County Maryland 2 $ 720,000 $ 360,000 $ 173,000
Barnstable County Massachusetts 2 $ 590,000 $ 295,000 $ 272,000
Hampden County Massachusetts 2 $ 490,000 $ 245,000 $ 117,000
Kent County Michigan 2 $ 490,000 $ 245,000 $ 132,000
St. Clair County Michigan 2 $ 550,000 $ 275,000 $ 324,000
Wayne County Michigan 2 $ 340,000 $ 170,000 $ 101,000
Washington County Minnesota 2 $ 790,000 $ 395,000 $ 102,000
Cass County Missouri 2 $ 840,000 $ 420,000 $ 204,000
St. Louis City County Missouri 2 $ 520,000 $ 260,000 $ 81,000
Lewis and Clark County Montana 2 $ 650,000 $ 325,000 $ 0
Nye County Nevada 2 $ 440,000 $ 220,000 $ 83,000
Mercer County New Jersey 2 $ 670,000 $ 335,000 $ 130,000
Union County New Jersey 2 $ 700,000 $ 350,000 $ 347,000
Curry County New Mexico 2 $ 340,000 $ 170,000 $ 0
Los Alamos County New Mexico 2 $ 850,000 $ 425,000 $ 0
Sandoval County New Mexico 2 $ 810,000 $ 405,000 $ 0
Santa Fe County New Mexico 2 $ 700,000 $ 350,000 $ 0
Albany County New York 2 $ 440,000 $ 220,000 $ 68,000
Queens County New York 2 $ 1,390,000 $ 695,000 $ 168,000
Alamance County North Carolina 2 $ 340,000 $ 170,000 $ 0
Buncombe County North Carolina 2 $ 690,000 $ 345,000 $ 263,000
Cabarrus County North Carolina 2 $ 880,000 $ 440,000 $ 132,000
Chatham County North Carolina 2 $ 470,000 $ 235,000 $ 82,000
Dare County North Carolina 2 $ 470,000 $ 235,000 $ 149,000
Granville County North Carolina 2 $ 780,000 $ 390,000 $ 177,000
Pitt County North Carolina 2 $ 510,000 $ 255,000 $ 178,000
Columbiana County Ohio 2 $ 630,000 $ 315,000 $ 0
Hamilton County Ohio 2 $ 720,000 $ 360,000 $ 177,000
Lorain County Ohio 2 $ 490,000 $ 245,000 $ 80,000
Warren County Ohio 2 $ 620,000 $ 310,000 $ 132,000
Comanche County Oklahoma 2 $ 350,000 $ 175,000 $ 0
Jackson County Oregon 2 $ 490,000 $ 245,000 $ 151,000
Berks County Pennsylvania 2 $ 420,000 $ 210,000 $ 0
Centre County Pennsylvania 2 $ 380,000 $ 190,000 $ 135,000
Lackawanna County Pennsylvania 2 $ 480,000 $ 240,000 $ 114,000
Monroe County Pennsylvania 2 $ 370,000 $ 185,000 $ 332,000
Westmoreland County Pennsylvania 2 $ 570,000 $ 285,000 $ 141,000
Kershaw County South Carolina 2 $ 570,000 $ 285,000 $ 0
Lancaster County South Carolina 2 $ 600,000 $ 300,000 $ 0
Spartanburg County South Carolina 2 $ 700,000 $ 350,000 $ 122,000
Bradley County Tennessee 2 $ 590,000 $ 295,000 $ 68,000
Knox County Tennessee 2 $ 580,000 $ 290,000 $ 85,000
Bell County Texas 2 $ 450,000 $ 225,000 $ 0
Brazoria County Texas 2 $ 580,000 $ 290,000 $ 0
Comal County Texas 2 $ 720,000 $ 360,000 $ 134,000
Dallas County Texas 2 $ 860,000 $ 430,000 $ 0
Fort Bend County Texas 2 $ 530,000 $ 265,000 $ 126,000
Guadalupe County Texas 2 $ 540,000 $ 270,000 $ 0
Hidalgo County Texas 2 $ 450,000 $ 225,000 $ 0
Midland County Texas 2 $ 670,000 $ 335,000 $ 69,000
Washington County Vermont 2 $ 460,000 $ 230,000 $ 135,000
Augusta County Virginia 2 $ 540,000 $ 270,000 $ 99,000
Gloucester County Virginia 2 $ 460,000 $ 230,000 $ 0
Greene County Virginia 2 $ 730,000 $ 365,000 $ 238,000
Nelson County Virginia 2 $ 940,000 $ 470,000 $ 225,000
Northumberland County Virginia 2 $ 790,000 $ 395,000 $ 332,000
Roanoke County Virginia 2 $ 510,000 $ 255,000 $ 106,000
York County Virginia 2 $ 780,000 $ 390,000 $ 193,000
Clallam County Washington 2 $ 730,000 $ 365,000 $ 65,000
Clark County Washington 2 $ 430,000 $ 215,000 $ 60,000
Island County Washington 2 $ 510,000 $ 255,000 $ 56,000
Spokane County Washington 2 $ 670,000 $ 335,000 $ 60,000
Walla Walla County Washington 2 $ 490,000 $ 245,000 $ 183,000
Dane County Wisconsin 2 $ 660,000 $ 330,000 $ 129,000
Portage County Wisconsin 2 $ 740,000 $ 370,000 $ 68,000
Calhoun County Alabama 1 $ 295,000 $ 295,000 $ 0
Chambers County Alabama 1 $ 175,000 $ 175,000 $ 0
Dale County Alabama 1 $ 95,000 $ 95,000 $ 82,000
Geneva County Alabama 1 $ 225,000 $ 225,000 $ 77,000
Shelby County Alabama 1 $ 325,000 $ 325,000 $ 101,000
Tuscaloosa County Alabama 1 $ 185,000 $ 185,000 $ 74,000
Anchorage County Alaska 1 $ 545,000 $ 545,000 $ 175,000
Craighead County Arkansas 1 $ 255,000 $ 255,000 $ 121,000
Faulkner County Arkansas 1 $ 335,000 $ 335,000 $ 99,000
Madera County California 1 $ 295,000 $ 295,000 $ 76,000
Mendocino County California 1 $ 325,000 $ 325,000 $ 93,000
San Francisco County California 1 $ 195,000 $ 195,000 $ 204,000
San Luis Obispo County California 1 $ 555,000 $ 555,000 $ 0
San Mateo County California 1 $ 685,000 $ 685,000 $ 0
Santa Barbara County California 1 $ 175,000 $ 175,000 $ 0
Sonoma County California 1 $ 325,000 $ 325,000 $ 0
Stanislaus County California 1 $ 345,000 $ 345,000 $ 127,000
Yuba County California 1 $ 485,000 $ 485,000 $ 0
Mesa County Colorado 1 $ 695,000 $ 695,000 $ 0
Montezuma County Colorado 1 $ 255,000 $ 255,000 $ 71,000
Windham County Connecticut 1 $ 295,000 $ 295,000 $ 76,000
Citrus County Florida 1 $ 185,000 $ 185,000 $ 59,000
Escambia County Florida 1 $ 385,000 $ 385,000 $ 0
Hernando County Florida 1 $ 185,000 $ 185,000 $ 0
Highlands County Florida 1 $ 325,000 $ 325,000 $ 0
Leon County Florida 1 $ 155,000 $ 155,000 $ 0
Marion County Florida 1 $ 195,000 $ 195,000 $ 77,000
Nassau County Florida 1 $ 215,000 $ 215,000 $ 0
Okeechobee County Florida 1 $ 195,000 $ 195,000 $ 96,000
St. Lucie County Florida 1 $ 245,000 $ 245,000 $ 0
Bartow County Georgia 1 $ 165,000 $ 165,000 $ 0
Ben Hill County Georgia 1 $ 275,000 $ 275,000 $ 0
Bryan County Georgia 1 $ 235,000 $ 235,000 $ 0
Camden County Georgia 1 $ 205,000 $ 205,000 $ 47,000
Clarke County Georgia 1 $ 185,000 $ 185,000 $ 126,000
Dawson County Georgia 1 $ 235,000 $ 235,000 $ 0
Dougherty County Georgia 1 $ 755,000 $ 755,000 $ 241,000
Fannin County Georgia 1 $ 385,000 $ 385,000 $ 0
Harris County Georgia 1 $ 215,000 $ 215,000 $ 0
Henry County Georgia 1 $ 245,000 $ 245,000 $ 0
Jackson County Georgia 1 $ 275,000 $ 275,000 $ 0
Lee County Georgia 1 $ 295,000 $ 295,000 $ 0
Muscogee County Georgia 1 $ 245,000 $ 245,000 $ 0
Peach County Georgia 1 $ 255,000 $ 255,000 $ 81,000
Richmond County Georgia 1 $ 145,000 $ 145,000 $ 0
Rockdale County Georgia 1 $ 415,000 $ 415,000 $ 142,000
Spalding County Georgia 1 $ 75,000 $ 75,000 $ 225,000
Union County Georgia 1 $ 175,000 $ 175,000 $ 45,000
Walton County Georgia 1 $ 305,000 $ 305,000 $ 0
Hawaii County Hawaii 1 $ 575,000 $ 575,000 $ 0
Maui County Hawaii 1 $ 535,000 $ 535,000 $ 100,000
Bonner County Idaho 1 $ 285,000 $ 285,000 $ 54,000
Canyon County Idaho 1 $ 375,000 $ 375,000 $ 70,000
Latah County Idaho 1 $ 235,000 $ 235,000 $ 109,000
Madison County Idaho 1 $ 315,000 $ 315,000 $ 105,000
Owyhee County Idaho 1 $ 195,000 $ 195,000 $ 31,000
Payette County Idaho 1 $ 185,000 $ 185,000 $ 0
Twin Falls County Idaho 1 $ 275,000 $ 275,000 $ 0
Clinton County Illinois 1 $ 235,000 $ 235,000 $ 56,000
Ford County Illinois 1 $ 175,000 $ 175,000 $ 0
Madison County Illinois 1 $ 305,000 $ 305,000 $ 0
McHenry County Illinois 1 $ 295,000 $ 295,000 $ 0
McLean County Illinois 1 $ 225,000 $ 225,000 $ 305,000
Tazewell County Illinois 1 $ 425,000 $ 425,000 $ 0
Will County Illinois 1 $ 325,000 $ 325,000 $ 50,000
Winnebago County Illinois 1 $ 275,000 $ 275,000 $ 0
Boone County Indiana 1 $ 395,000 $ 395,000 $ 120,000
Hancock County Indiana 1 $ 205,000 $ 205,000 $ 0
Hendricks County Indiana 1 $ 205,000 $ 205,000 $ 0
Huntington County Indiana 1 $ 315,000 $ 315,000 $ 123,000
Lake County Indiana 1 $ 285,000 $ 285,000 $ 0
LaPorte County Indiana 1 $ 295,000 $ 295,000 $ 97,000
Marion County Indiana 1 $ 185,000 $ 185,000 $ 0
St. Joseph County Indiana 1 $ 275,000 $ 275,000 $ 174,000
Tippecanoe County Indiana 1 $ 155,000 $ 155,000 $ 0
Boone County Iowa 1 $ 245,000 $ 245,000 $ 196,000
Christian County Kentucky 1 $ 155,000 $ 155,000 $ 0
Fayette County Kentucky 1 $ 285,000 $ 285,000 $ 144,000
Jefferson County Kentucky 1 $ 85,000 $ 85,000 $ 0
Jessamine County Kentucky 1 $ 285,000 $ 285,000 $ 0
Madison County Kentucky 1 $ 145,000 $ 145,000 $ 73,000
Meade County Kentucky 1 $ 445,000 $ 445,000 $ 0
Ascension County Louisiana 1 $ 285,000 $ 285,000 $ 0
Beauregard County Louisiana 1 $ 175,000 $ 175,000 $ 0
Caddo County Louisiana 1 $ 265,000 $ 265,000 $ 156,000
East Baton Rouge County Louisiana 1 $ 195,000 $ 195,000 $ 0
Plaquemines County Louisiana 1 $ 295,000 $ 295,000 $ 0
St. Tammany County Louisiana 1 $ 305,000 $ 305,000 $ 0
Franklin County Maine 1 $ 215,000 $ 215,000 $ 89,000
Kennebec County Maine 1 $ 315,000 $ 315,000 $ 0
Washington County Maine 1 $ 195,000 $ 195,000 $ 301,000
Hampshire County Massachusetts 1 $ 525,000 $ 525,000 $ 193,000
Berrien County Michigan 1 $ 185,000 $ 185,000 $ 0
Branch County Michigan 1 $ 295,000 $ 295,000 $ 138,000
Kalamazoo County Michigan 1 $ 155,000 $ 155,000 $ 0
Lenawee County Michigan 1 $ 235,000 $ 235,000 $ 168,000
Livingston County Michigan 1 $ 255,000 $ 255,000 $ 94,000
Macomb County Michigan 1 $ 105,000 $ 105,000 $ 45,000
Montcalm County Michigan 1 $ 175,000 $ 175,000 $ 0
Ottawa County Michigan 1 $ 475,000 $ 475,000 $ 0
Washtenaw County Michigan 1 $ 515,000 $ 515,000 $ 178,000
Beltrami County Minnesota 1 $ 235,000 $ 235,000 $ 67,000
Carver County Minnesota 1 $ 265,000 $ 265,000 $ 0
Clay County Minnesota 1 $ 175,000 $ 175,000 $ 46,000
Hubbard County Minnesota 1 $ 185,000 $ 185,000 $ 0
Kandiyohi County Minnesota 1 $ 635,000 $ 635,000 $ 0
Meeker County Minnesota 1 $ 225,000 $ 225,000 $ 124,000
Sherburne County Minnesota 1 $ 365,000 $ 365,000 $ 225,000
Pearl River County Mississippi 1 $ 155,000 $ 155,000 $ 83,000
Pike County Mississippi 1 $ 65,000 $ 65,000 $ 163,000
Rankin County Mississippi 1 $ 245,000 $ 245,000 $ 68,000
Boone County Missouri 1 $ 65,000 $ 65,000 $ 208,000
Buchanan County Missouri 1 $ 425,000 $ 425,000 $ 0
Christian County Missouri 1 $ 145,000 $ 145,000 $ 40,000
Jefferson County Missouri 1 $ 125,000 $ 125,000 $ 0
Montgomery County Missouri 1 $ 435,000 $ 435,000 $ 139,000
Platte County Missouri 1 $ 395,000 $ 395,000 $ 0
Pulaski County Missouri 1 $ 125,000 $ 125,000 $ 178,000
St. Francois County Missouri 1 $ 215,000 $ 215,000 $ 155,000
Vernon County Missouri 1 $ 185,000 $ 185,000 $ 0
Cascade County Montana 1 $ 205,000 $ 205,000 $ 0
Flathead County Montana 1 $ 85,000 $ 85,000 $ 0
Silver Bow County Montana 1 $ 155,000 $ 155,000 $ 0
Lancaster County Nebraska 1 $ 555,000 $ 555,000 $ 0
Sarpy County Nebraska 1 $ 175,000 $ 175,000 $ 146,000
Washington County Nebraska 1 $ 245,000 $ 245,000 $ 1,037,000
Merrimack County New Hampshire 1 $ 315,000 $ 315,000 $ 0
Strafford County New Hampshire 1 $ 185,000 $ 185,000 $ 0
Gloucester County New Jersey 1 $ 295,000 $ 295,000 $ 312,000
Hudson County New Jersey 1 $ 375,000 $ 375,000 $ 425,000
Hunterdon County New Jersey 1 $ 365,000 $ 365,000 $ 300,000
Passaic County New Jersey 1 $ 505,000 $ 505,000 $ 414,000
Sussex County New Jersey 1 $ 265,000 $ 265,000 $ 158,000
Dona Ana County New Mexico 1 $ 275,000 $ 275,000 $ 0
Lincoln County New Mexico 1 $ 185,000 $ 185,000 $ 29,000
Chautauqua County New York 1 $ 85,000 $ 85,000 $ 63,000
Kings County New York 1 $ 195,000 $ 195,000 $ 114,000
Suffolk County New York 1 $ 355,000 $ 355,000 $ 227,000
Westchester County New York 1 $ 515,000 $ 515,000 $ 860,000
Ashe County North Carolina 1 $ 165,000 $ 165,000 $ 131,000
Caldwell County North Carolina 1 $ 185,000 $ 185,000 $ 0
Catawba County North Carolina 1 $ 475,000 $ 475,000 $ 0
Chowan County North Carolina 1 $ 315,000 $ 315,000 $ 103,000
Currituck County North Carolina 1 $ 235,000 $ 235,000 $ 0
Duplin County North Carolina 1 $ 345,000 $ 345,000 $ 0
Franklin County North Carolina 1 $ 195,000 $ 195,000 $ 39,000
Gaston County North Carolina 1 $ 485,000 $ 485,000 $ 478,000
Guilford County North Carolina 1 $ 255,000 $ 255,000 $ 123,000
Haywood County North Carolina 1 $ 585,000 $ 585,000 $ 0
Hoke County North Carolina 1 $ 385,000 $ 385,000 $ 0
Jackson County North Carolina 1 $ 315,000 $ 315,000 $ 150,000
Johnston County North Carolina 1 $ 225,000 $ 225,000 $ 100,000
Lincoln County North Carolina 1 $ 335,000 $ 335,000 $ 198,000
Pasquotank County North Carolina 1 $ 275,000 $ 275,000 $ 147,000
Pender County North Carolina 1 $ 385,000 $ 385,000 $ 174,000
Watauga County North Carolina 1 $ 675,000 $ 675,000 $ 234,000
Wayne County North Carolina 1 $ 195,000 $ 195,000 $ 50,000
Clermont County Ohio 1 $ 165,000 $ 165,000 $ 0
Greene County Ohio 1 $ 395,000 $ 395,000 $ 0
Hancock County Ohio 1 $ 155,000 $ 155,000 $ 54,000
Licking County Ohio 1 $ 285,000 $ 285,000 $ 0
Mahoning County Ohio 1 $ 225,000 $ 225,000 $ 212,000
Medina County Ohio 1 $ 215,000 $ 215,000 $ 138,000
Montgomery County Ohio 1 $ 155,000 $ 155,000 $ 0
Wayne County Ohio 1 $ 175,000 $ 175,000 $ 228,000
McClain County Oklahoma 1 $ 445,000 $ 445,000 $ 0
Rogers County Oklahoma 1 $ 165,000 $ 165,000 $ 0
Wagoner County Oklahoma 1 $ 175,000 $ 175,000 $ 0
Coos County Oregon 1 $ 315,000 $ 315,000 $ 0
Crook County Oregon 1 $ 405,000 $ 405,000 $ 80,000
Deschutes County Oregon 1 $ 515,000 $ 515,000 $ 265,000
Hood River County Oregon 1 $ 185,000 $ 185,000 $ 206,000
Klamath County Oregon 1 $ 335,000 $ 335,000 $ 163,000
Linn County Oregon 1 $ 355,000 $ 355,000 $ 120,000
Multnomah County Oregon 1 $ 305,000 $ 305,000 $ 131,000
Adams County Pennsylvania 1 $ 285,000 $ 285,000 $ 0
Beaver County Pennsylvania 1 $ 265,000 $ 265,000 $ 0
Carbon County Pennsylvania 1 $ 175,000 $ 175,000 $ 232,000
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Mortgage Loan Application Detail Totals for Capital Bank, National Association in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,695 $1,064,055,000 $394,000 $8,055,000 $173,000 $3,135,000
Home Purchase 1,521 $535,915,000 $352,000 $1,375,000 $131,000 $1,955,000
Cash-out Refinancing 635 $223,665,000 $352,000 $1,525,000 $149,000 $2,508,000
Other Purpose 1 $285,000 $285,000 $285,000 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,911 $1,080,465,000 $371,000 $1,375,000 $164,000 $3,135,000
Not Provided 792 $311,620,000 $393,000 $1,655,000 $163,000 $1,259,000
Black or African American 530 $178,730,000 $337,000 $2,895,000 $94,000 $654,000
Hispanic 248 $85,000,000 $342,000 $1,025,000 $116,000 $587,000
Asian 208 $82,570,000 $396,000 $1,525,000 $152,000 $788,000
Not applicable 62 $48,820,000 $787,000 $8,055,000 $0 $0
American Indian or Alaskan Native 18 $5,640,000 $313,000 $645,000 $316,000 $2,508,000
Native Hawaiian or Other Pacific Islander 7 $3,205,000 $457,000 $1,005,000 $163,000 $309,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,001 $1,115,105,000 $371,000 $8,055,000 $161,000 $3,135,000
VA-guaranteed (Veterans Administration) 1,544 $619,460,000 $401,000 $1,505,000 $139,000 $2,508,000
FHA-insured (Federal Housing Administration) 256 $77,670,000 $303,000 $845,000 $88,000 $432,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 51 $11,685,000 $229,000 $475,000 $65,000 $129,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,568 $1,362,950,000 $381,000 $8,055,000 $153,000 $3,135,000
Application Withdrawn By Applicant 992 $359,260,000 $362,000 $1,225,000 $152,000 $2,508,000
File Closed For Incompleteness 164 $56,170,000 $342,000 $1,655,000 $146,000 $775,000
Application Denied By Financial Institution 82 $28,350,000 $345,000 $925,000 $134,000 $529,000
Application Approved But Not Accepted 45 $16,905,000 $375,000 $755,000 $137,000 $350,000
Loan Purchased By The Institution 1 $285,000 $285,000 $285,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,770 $1,795,570,000 $376,000 $8,055,000 $153,000 $3,135,000
Debt-To-Income Ratio 28 $9,420,000 $336,000 $675,000 $87,000 $291,000
Credit History 19 $5,605,000 $295,000 $625,000 $122,000 $270,000
Other 13 $4,095,000 $315,000 $675,000 $143,000 $388,000
Collateral 12 $5,310,000 $442,000 $875,000 $211,000 $414,000
Employment History 5 $1,405,000 $281,000 $525,000 $88,000 $165,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,205,000 $401,000 $925,000 $317,000 $529,000
Unverifiable Information 2 $1,310,000 $655,000 $845,000 $246,000 $348,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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