Capital One NA Mortgage Lending & HMDA Data, 2009

In 2009, Capital One NA of Baton Rouge, LA reported 58,702 mortgage applications totaling $2.5 billion, down 60% from 2008. The average application was for $43,413, and applicants reported an average income of $83,252. 30% of its applications resulted in an originated loan and 37% were denied. Its largest markets were New Orleans-Metairie-Kenner, LA (2,950), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,318) and New York-White Plains-Wayne, NY-NJ (2,116) (applications in parentheses).

Mortgage Company & Address Capital One NA
11130 Industrialplex Blvd
Baton Rouge, LA 70809
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 58,702
Total Mortgage Loan Application Amount $2,548,486,000
Average Mortgage Loan Application Amount $43,413
Highest Mortgage Loan Application Amount $50,000,000
Average Applicant Income $83,252
Highest Applicant Income $8,985,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One NA by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,067 $ 47,033,000 $ 44,079 $ 85,000
Jefferson, Louisiana 1,057 $ 67,490,000 $ 63,850 $ 82,000
Los Angeles, California 896 $ 15,260,000 $ 17,031 $ 89,000
Montgomery, Maryland 806 $ 207,279,000 $ 257,169 $ 126,000
Orleans, Louisiana 775 $ 87,407,000 $ 112,783 $ 101,000
Suffolk, New York 749 $ 51,906,000 $ 69,300 $ 108,000
Tarrant, Texas 657 $ 11,775,000 $ 17,922 $ 85,000
Cook, Illinois 651 $ 8,165,000 $ 12,542 $ 75,000
East Baton Rouge, Louisiana 644 $ 48,651,000 $ 75,545 $ 105,000
Queens, New York 614 $ 26,355,000 $ 42,923 $ 80,000
Fairfax, Virginia 612 $ 144,279,000 $ 235,750 $ 120,000
Prince George's, Maryland 594 $ 65,214,000 $ 109,787 $ 88,000
Dallas, Texas 560 $ 10,375,000 $ 18,526 $ 82,000
St. Tammany, Louisiana 548 $ 42,158,000 $ 76,930 $ 96,000
Calcasieu, Louisiana 543 $ 27,777,000 $ 51,154 $ 68,000
Caddo, Louisiana 539 $ 22,411,000 $ 41,578 $ 72,000
Lafourche, Louisiana 501 $ 35,090,000 $ 70,039 $ 98,000
Nassau, New York 499 $ 36,648,000 $ 73,442 $ 132,000
Cameron, Texas 496 $ 12,153,000 $ 24,502 $ 51,000
Maricopa, Arizona 492 $ 6,608,000 $ 13,430 $ 95,000
Cuyahoga, Ohio 467 $ 4,586,000 $ 9,820 $ 74,000
Hidalgo, Texas 421 $ 14,619,000 $ 34,724 $ 64,000
Kings, New York 418 $ 29,921,000 $ 71,581 $ 68,000
Orange, California 407 $ 5,434,000 $ 13,351 $ 99,000
New Castle, Delaware 403 $ 4,360,000 $ 10,818 $ 81,000
Wayne, Michigan 402 $ 3,302,000 $ 8,213 $ 62,000
Terrebonne, Louisiana 369 $ 24,561,000 $ 66,560 $ 77,000
District of Columbia, District Of Columbia 363 $ 99,192,000 $ 273,256 $ 128,000
King, Washington 345 $ 8,993,000 $ 26,066 $ 90,000
Franklin, Ohio 343 $ 3,767,000 $ 10,982 $ 82,000
Livingston, Louisiana 340 $ 18,584,000 $ 54,658 $ 73,000
Hartford, Connecticut 332 $ 3,689,000 $ 11,111 $ 86,000
Clark, Nevada 325 $ 4,847,000 $ 14,913 $ 85,000
Bexar, Texas 312 $ 5,205,000 $ 16,682 $ 68,000
San Bernardino, California 294 $ 3,627,000 $ 12,336 $ 86,000
Philadelphia, Pennsylvania 279 $ 54,127,000 $ 194,003 $ 70,000
Collin, Texas 279 $ 12,028,000 $ 43,111 $ 103,000
Rapides, Louisiana 278 $ 14,007,000 $ 50,384 $ 82,000
Ascension, Louisiana 271 $ 17,506,000 $ 64,597 $ 91,000
Montgomery, Pennsylvania 263 $ 2,624,000 $ 9,977 $ 99,000
Fort Bend, Texas 257 $ 11,319,000 $ 44,042 $ 95,000
Marion, Indiana 248 $ 2,183,000 $ 8,802 $ 87,000
Lafayette, Louisiana 247 $ 13,582,000 $ 54,987 $ 84,000
Middlesex, Massachusetts 247 $ 8,274,000 $ 33,497 $ 109,000
El Paso, Colorado 245 $ 2,026,000 $ 8,269 $ 81,000
Jefferson, Texas 226 $ 8,997,000 $ 39,809 $ 76,000
Denton, Texas 224 $ 6,179,000 $ 27,584 $ 110,000
Miami-Dade, Florida 223 $ 4,373,000 $ 19,609 $ 86,000
San Diego, California 216 $ 3,353,000 $ 15,523 $ 81,000
Hamilton, Ohio 215 $ 2,170,000 $ 10,093 $ 82,000
Middlesex, New Jersey 214 $ 17,491,000 $ 81,733 $ 103,000
Oakland, Michigan 213 $ 2,341,000 $ 10,990 $ 92,000
Delaware, Pennsylvania 213 $ 1,996,000 $ 9,370 $ 94,000
Jefferson, Colorado 208 $ 1,807,000 $ 8,687 $ 91,000
Milwaukee, Wisconsin 208 $ 2,077,000 $ 9,985 $ 71,000
Sacramento, California 206 $ 2,332,000 $ 11,320 $ 77,000
Broward, Florida 202 $ 2,732,000 $ 13,524 $ 94,000
St. Charles, Louisiana 199 $ 13,826,000 $ 69,477 $ 91,000
Westchester, New York 192 $ 12,243,000 $ 63,765 $ 126,000
Mecklenburg, North Carolina 192 $ 2,497,000 $ 13,005 $ 77,000
Bronx, New York 191 $ 16,047,000 $ 84,015 $ 70,000
St. Louis, Missouri 188 $ 2,245,000 $ 11,941 $ 94,000
Travis, Texas 188 $ 8,409,000 $ 44,728 $ 85,000
Arapahoe, Colorado 187 $ 1,798,000 $ 9,614 $ 79,000
Pierce, Washington 187 $ 2,715,000 $ 14,518 $ 73,000
Anne Arundel, Maryland 186 $ 19,904,000 $ 107,010 $ 105,000
St. John the Baptist, Louisiana 185 $ 8,885,000 $ 48,027 $ 67,000
Tangipahoa, Louisiana 185 $ 8,056,000 $ 43,545 $ 68,000
Baltimore, Maryland 185 $ 6,405,000 $ 34,621 $ 86,000
Washington, Louisiana 182 $ 7,945,000 $ 43,653 $ 62,000
Bergen, New Jersey 181 $ 15,017,000 $ 82,966 $ 115,000
Essex, New Jersey 176 $ 13,415,000 $ 76,221 $ 113,000
Ocean, New Jersey 173 $ 5,197,000 $ 30,040 $ 93,000
Loudoun, Virginia 173 $ 44,052,000 $ 254,635 $ 116,000
Orange, Texas 172 $ 6,100,000 $ 35,465 $ 64,000
Riverside, California 171 $ 2,295,000 $ 13,421 $ 83,000
Macomb, Michigan 171 $ 1,487,000 $ 8,695 $ 67,000
Chester, Pennsylvania 171 $ 1,923,000 $ 11,245 $ 97,000
Prince William, Virginia 167 $ 24,562,000 $ 147,077 $ 96,000
New Haven, Connecticut 165 $ 7,096,000 $ 43,006 $ 92,000
Snohomish, Washington 165 $ 2,044,000 $ 12,387 $ 82,000
Ouachita, Louisiana 160 $ 13,045,000 $ 81,531 $ 99,000
St. Bernard, Louisiana 160 $ 5,658,000 $ 35,362 $ 54,000
DuPage, Illinois 159 $ 2,084,000 $ 13,106 $ 106,000
Bossier, Louisiana 158 $ 9,000,000 $ 56,962 $ 72,000
Montgomery, Texas 158 $ 7,375,000 $ 46,677 $ 90,000
Bucks, Pennsylvania 157 $ 2,201,000 $ 14,019 $ 103,000
Pinellas, Florida 156 $ 2,054,000 $ 13,166 $ 71,000
Monmouth, New Jersey 156 $ 7,701,000 $ 49,365 $ 103,000
Denver, Colorado 152 $ 1,810,000 $ 11,907 $ 74,000
Worcester, Massachusetts 152 $ 2,400,000 $ 15,789 $ 85,000
Camden, New Jersey 151 $ 2,573,000 $ 17,039 $ 95,000
Burlington, New Jersey 149 $ 1,786,000 $ 11,986 $ 102,000
Davidson, Tennessee 149 $ 1,098,000 $ 7,369 $ 57,000
Berks, Pennsylvania 148 $ 2,079,000 $ 14,047 $ 76,000
Essex, Massachusetts 145 $ 2,435,000 $ 16,793 $ 129,000
Hennepin, Minnesota 144 $ 1,833,000 $ 12,729 $ 90,000
Sedgwick, Kansas 143 $ 1,226,000 $ 8,573 $ 68,000
Hudson, New Jersey 143 $ 18,140,000 $ 126,853 $ 68,000
Anderson, Texas 143 $ 3,481,000 $ 24,342 $ 64,000
Adams, Colorado 142 $ 1,513,000 $ 10,654 $ 73,000
Cobb, Georgia 140 $ 1,206,000 $ 8,614 $ 91,000
Summit, Ohio 138 $ 1,120,000 $ 8,115 $ 69,000
Mercer, New Jersey 137 $ 2,408,000 $ 17,576 $ 98,000
Lucas, Ohio 137 $ 1,442,000 $ 10,525 $ 64,000
Allegheny, Pennsylvania 137 $ 1,473,000 $ 10,751 $ 65,000
Montgomery, Ohio 134 $ 1,213,000 $ 9,052 $ 76,000
Bowie, Texas 133 $ 5,827,000 $ 43,812 $ 69,000
DeKalb, Georgia 132 $ 1,402,000 $ 10,621 $ 74,000
Baltimore City, Maryland 132 $ 4,316,000 $ 32,696 $ 67,000
Norfolk, Massachusetts 132 $ 2,183,000 $ 16,537 $ 105,000
Oklahoma, Oklahoma 131 $ 968,000 $ 7,389 $ 120,000
Fulton, Georgia 129 $ 1,998,000 $ 15,488 $ 87,000
Smith, Texas 127 $ 4,467,000 $ 35,173 $ 92,000
Fairfield, Connecticut 126 $ 7,211,000 $ 57,230 $ 125,000
Jackson, Missouri 126 $ 1,299,000 $ 10,309 $ 72,000
New York, New York 125 $ 54,447,000 $ 435,576 $ 164,000
Providence, Rhode Island 123 $ 1,386,000 $ 11,268 $ 85,000
Avoyelles, Louisiana 121 $ 3,986,000 $ 32,942 $ 65,000
Union, New Jersey 121 $ 62,643,000 $ 517,710 $ 90,000
Pulaski, Arkansas 120 $ 1,056,000 $ 8,800 $ 73,000
Harrison, Texas 119 $ 4,206,000 $ 35,344 $ 59,000
Gwinnett, Georgia 117 $ 1,201,000 $ 10,264 $ 76,000
De Soto, Louisiana 117 $ 4,204,000 $ 35,931 $ 69,000
Wake, North Carolina 117 $ 1,155,000 $ 9,871 $ 89,000
Hampden, Massachusetts 116 $ 1,407,000 $ 12,129 $ 77,000
Will, Illinois 113 $ 1,723,000 $ 15,247 $ 98,000
Lorain, Ohio 112 $ 929,000 $ 8,294 $ 73,000
Multnomah, Oregon 112 $ 1,149,000 $ 10,258 $ 77,000
Luzerne, Pennsylvania 112 $ 1,956,000 $ 17,464 $ 74,000
York, Pennsylvania 112 $ 1,431,000 $ 12,776 $ 73,000
Assumption, Louisiana 108 $ 4,297,000 $ 39,787 $ 79,000
Fayette, Kentucky 107 $ 1,504,000 $ 14,056 $ 94,000
Howard, Maryland 107 $ 18,838,000 $ 176,056 $ 109,000
Gloucester, New Jersey 107 $ 1,258,000 $ 11,757 $ 88,000
Hillsborough, Florida 106 $ 1,851,000 $ 17,462 $ 97,000
Newport News, Virginia 106 $ 12,270,000 $ 115,754 $ 62,000
Frederick, Maryland 104 $ 11,437,000 $ 109,971 $ 97,000
Jefferson, Kentucky 102 $ 1,102,000 $ 10,803 $ 119,000
Johnson, Kansas 101 $ 1,422,000 $ 14,079 $ 88,000
Lancaster, Pennsylvania 99 $ 1,444,000 $ 14,585 $ 68,000
Salt Lake, Utah 99 $ 1,423,000 $ 14,373 $ 66,000
Hampton, Virginia 99 $ 10,639,000 $ 107,464 $ 70,000
Arlington, Virginia 98 $ 31,710,000 $ 323,571 $ 150,000
Lackawanna, Pennsylvania 97 $ 10,421,000 $ 107,432 $ 53,000
Shelby, Tennessee 97 $ 1,106,000 $ 11,402 $ 80,000
Iberia, Louisiana 95 $ 5,859,000 $ 61,673 $ 78,000
Cumberland, North Carolina 95 $ 1,213,000 $ 12,768 $ 74,000
Suffolk, Massachusetts 94 $ 9,399,000 $ 99,989 $ 95,000
Henrico, Virginia 94 $ 3,119,000 $ 33,180 $ 80,000
Vermilion, Louisiana 93 $ 4,092,000 $ 44,000 $ 84,000
Passaic, New Jersey 93 $ 2,583,000 $ 27,774 $ 89,000
Jefferson Davis, Louisiana 91 $ 3,555,000 $ 39,065 $ 64,000
Lehigh, Pennsylvania 90 $ 1,331,000 $ 14,788 $ 82,000
Galveston, Texas 90 $ 3,615,000 $ 40,166 $ 71,000
Williamson, Texas 89 $ 3,768,000 $ 42,337 $ 91,000
Jefferson, Alabama 88 $ 831,000 $ 9,443 $ 62,000
St. Charles, Missouri 87 $ 1,072,000 $ 12,321 $ 69,000
St. Mary, Louisiana 85 $ 3,518,000 $ 41,388 $ 63,000
Morris, New Jersey 85 $ 6,684,000 $ 78,635 $ 107,000
Butler, Ohio 85 $ 834,000 $ 9,811 $ 96,000
Waukesha, Wisconsin 84 $ 982,000 $ 11,690 $ 73,000
Lake, Indiana 83 $ 735,000 $ 8,855 $ 60,000
Duval, Florida 82 $ 719,000 $ 8,768 $ 63,000
Richmond, New York 82 $ 3,160,000 $ 38,536 $ 80,000
Madison, Alabama 80 $ 788,000 $ 9,850 $ 76,000
Santa Clara, California 80 $ 2,699,000 $ 33,737 $ 95,000
Harford, Maryland 80 $ 1,651,000 $ 20,637 $ 99,000
St. Clair, Illinois 79 $ 777,000 $ 9,835 $ 75,000
Northampton, Pennsylvania 79 $ 1,056,000 $ 13,367 $ 80,000
Bell, Texas 79 $ 940,000 $ 11,898 $ 72,000
Virginia Beach, Virginia 79 $ 3,506,000 $ 44,379 $ 76,000
Schuylkill, Pennsylvania 78 $ 1,207,000 $ 15,474 $ 63,000
Dakota, Minnesota 77 $ 808,000 $ 10,493 $ 117,000
Polk, Florida 76 $ 647,000 $ 8,513 $ 58,000
Tulsa, Oklahoma 76 $ 605,000 $ 7,960 $ 67,000
Washington, Oregon 76 $ 987,000 $ 12,986 $ 75,000
Genesee, Michigan 75 $ 643,000 $ 8,573 $ 61,000
Alameda, California 74 $ 1,672,000 $ 22,594 $ 86,000
Monroe, Michigan 74 $ 533,000 $ 7,202 $ 70,000
Chesterfield, Virginia 74 $ 707,000 $ 9,554 $ 80,000
Lake, Illinois 73 $ 1,287,000 $ 17,630 $ 89,000
Hamilton, Indiana 73 $ 823,000 $ 11,273 $ 112,000
Grant, Louisiana 73 $ 3,757,000 $ 51,465 $ 73,000
Clark, Washington 73 $ 787,000 $ 10,780 $ 73,000
Contra Costa, California 72 $ 819,000 $ 11,375 $ 85,000
Fresno, California 71 $ 1,092,000 $ 15,380 $ 62,000
Douglas, Nebraska 71 $ 728,000 $ 10,253 $ 79,000
Allen, Louisiana 70 $ 2,839,000 $ 40,557 $ 72,000
Brevard, Florida 69 $ 2,280,000 $ 33,043 $ 109,000
Charles, Maryland 69 $ 5,909,000 $ 85,637 $ 108,000
Bristol, Massachusetts 69 $ 1,339,000 $ 19,405 $ 90,000
Somerset, New Jersey 69 $ 4,182,000 $ 60,608 $ 105,000
Lake, Ohio 67 $ 801,000 $ 11,955 $ 80,000
Butte, California 66 $ 667,000 $ 10,106 $ 74,000
Madison, Illinois 66 $ 646,000 $ 9,787 $ 69,000
Gregg, Texas 66 $ 2,671,000 $ 40,469 $ 108,000
Albany, New York 64 $ 840,000 $ 13,125 $ 81,000
Rockland, New York 64 $ 3,499,000 $ 54,671 $ 117,000
Nueces, Texas 64 $ 1,328,000 $ 20,750 $ 60,000
Kern, California 63 $ 707,000 $ 11,222 $ 88,000
Hillsborough, New Hampshire 63 $ 1,121,000 $ 17,793 $ 92,000
Orange, New York 63 $ 1,913,000 $ 30,365 $ 100,000
Monroe, Pennsylvania 63 $ 1,130,000 $ 17,936 $ 85,000
Johnson, Texas 63 $ 656,000 $ 10,412 $ 70,000
Alexandria, Virginia 63 $ 14,971,000 $ 237,634 $ 128,000
Allen, Indiana 62 $ 620,000 $ 10,000 $ 57,000
Plymouth, Massachusetts 62 $ 648,000 $ 10,451 $ 92,000
Stark, Ohio 61 $ 536,000 $ 8,786 $ 65,000
Montgomery, Tennessee 61 $ 537,000 $ 8,803 $ 76,000
Brazoria, Texas 61 $ 1,597,000 $ 26,180 $ 94,000
Thurston, Washington 61 $ 907,000 $ 14,868 $ 80,000
Kitsap, Washington 60 $ 692,000 $ 11,533 $ 70,000
Ventura, California 59 $ 626,000 $ 10,610 $ 100,000
New London, Connecticut 59 $ 676,000 $ 11,457 $ 108,000
Onondaga, New York 59 $ 616,000 $ 10,440 $ 60,000
Marion, Oregon 59 $ 599,000 $ 10,152 $ 64,000
Monroe, New York 58 $ 970,000 $ 16,724 $ 80,000
Oneida, New York 58 $ 502,000 $ 8,655 $ 61,000
Kent, Delaware 57 $ 833,000 $ 14,614 $ 81,000
Kane, Illinois 57 $ 591,000 $ 10,368 $ 84,000
Angelina, Texas 57 $ 1,250,000 $ 21,929 $ 105,000
Placer, California 56 $ 705,000 $ 12,589 $ 101,000
Boulder, Colorado 56 $ 1,075,000 $ 19,196 $ 88,000
Palm Beach, Florida 56 $ 3,110,000 $ 55,535 $ 91,000
Richmond, Georgia 56 $ 431,000 $ 7,696 $ 63,000
Durham, North Carolina 56 $ 519,000 $ 9,267 $ 81,000
Bernalillo, New Mexico 55 $ 711,000 $ 12,927 $ 89,000
Mahoning, Ohio 55 $ 528,000 $ 9,600 $ 54,000
Webster, Louisiana 54 $ 2,240,000 $ 41,481 $ 60,000
Trumbull, Ohio 54 $ 585,000 $ 10,833 $ 66,000
Dauphin, Pennsylvania 54 $ 558,000 $ 10,333 $ 74,000
Lubbock, Texas 54 $ 503,000 $ 9,314 $ 60,000
Lane, Oregon 53 $ 715,000 $ 13,490 $ 62,000
Anoka, Minnesota 52 $ 766,000 $ 14,730 $ 80,000
Clackamas, Oregon 52 $ 469,000 $ 9,019 $ 63,000
Wood, Texas 52 $ 1,757,000 $ 33,788 $ 76,000
Shasta, California 51 $ 509,000 $ 9,980 $ 63,000
Morehouse, Louisiana 51 $ 1,731,000 $ 33,941 $ 56,000
Ramsey, Minnesota 51 $ 546,000 $ 10,705 $ 83,000
Solano, California 50 $ 553,000 $ 11,060 $ 81,000
Carroll, Maryland 50 $ 3,876,000 $ 77,520 $ 105,000
Sarpy, Nebraska 50 $ 644,000 $ 12,880 $ 87,000
Atlantic, New Jersey 50 $ 1,052,000 $ 21,040 $ 88,000
Horry, South Carolina 50 $ 492,000 $ 9,840 $ 49,000
Cherokee, Texas 50 $ 1,436,000 $ 28,720 $ 61,000
Racine, Wisconsin 50 $ 592,000 $ 11,840 $ 77,000
Tolland, Connecticut 49 $ 611,000 $ 12,469 $ 99,000
Cherokee, Georgia 49 $ 359,000 $ 7,326 $ 91,000
Richmond City, Virginia 49 $ 972,000 $ 19,836 $ 57,000
Kent, Michigan 48 $ 492,000 $ 10,250 $ 68,000
Clay, Missouri 48 $ 634,000 $ 13,208 $ 80,000
Dane, Wisconsin 48 $ 449,000 $ 9,354 $ 78,000
Pinal, Arizona 47 $ 1,091,000 $ 23,212 $ 95,000
Medina, Ohio 47 $ 815,000 $ 17,340 $ 85,000
Cumberland, Pennsylvania 47 $ 519,000 $ 11,042 $ 85,000
McLennan, Texas 47 $ 419,000 $ 8,914 $ 68,000
Lee, Florida 46 $ 2,002,000 $ 43,521 $ 73,000
Barnstable, Massachusetts 46 $ 1,259,000 $ 27,369 $ 96,000
St. Louis City, Missouri 46 $ 323,000 $ 7,021 $ 58,000
Parker, Texas 46 $ 1,613,000 $ 35,065 $ 290,000
Orange, Florida 45 $ 22,441,000 $ 498,688 $ 57,000
Sarasota, Florida 45 $ 744,000 $ 16,533 $ 79,000
Washtenaw, Michigan 45 $ 478,000 $ 10,622 $ 77,000
Warren, Ohio 45 $ 711,000 $ 15,800 $ 87,000
Douglas, Colorado 44 $ 1,232,000 $ 28,000 $ 117,000
Shawnee, Kansas 44 $ 482,000 $ 10,954 $ 67,000
Kent, Rhode Island 44 $ 315,000 $ 7,159 $ 88,000
Davis, Utah 44 $ 421,000 $ 9,568 $ 69,000
Madison, Louisiana 43 $ 1,842,000 $ 42,837 $ 55,000
Erie, New York 43 $ 625,000 $ 14,534 $ 77,000
Rutherford, Tennessee 43 $ 284,000 $ 6,604 $ 59,000
Weber, Utah 43 $ 473,000 $ 11,000 $ 65,000
Henry, Georgia 42 $ 309,000 $ 7,357 $ 86,000
McHenry, Illinois 42 $ 435,000 $ 10,357 $ 85,000
York, South Carolina 42 $ 406,000 $ 9,666 $ 72,000
Lamar, Texas 42 $ 1,435,000 $ 34,166 $ 59,000
St. Landry, Louisiana 41 $ 1,995,000 $ 48,658 $ 85,000
Cumberland, New Jersey 41 $ 958,000 $ 23,365 $ 83,000
Stafford, Virginia 41 $ 4,906,000 $ 119,658 $ 108,000
Clermont, Ohio 40 $ 738,000 $ 18,450 $ 92,000
Licking, Ohio 40 $ 313,000 $ 7,825 $ 85,000
Pasco, Florida 39 $ 376,000 $ 9,641 $ 75,000
Clayton, Georgia 39 $ 321,000 $ 8,230 $ 63,000
Winnebago, Illinois 39 $ 304,000 $ 7,794 $ 63,000
Polk, Iowa 39 $ 520,000 $ 13,333 $ 69,000
Acadia, Louisiana 39 $ 2,109,000 $ 54,076 $ 79,000
Ingham, Michigan 39 $ 352,000 $ 9,025 $ 57,000
New Hanover, North Carolina 39 $ 424,000 $ 10,871 $ 72,000
Utah, Utah 39 $ 468,000 $ 12,000 $ 72,000
York, Virginia 39 $ 7,948,000 $ 203,794 $ 88,000
Miller, Arkansas 38 $ 1,559,000 $ 41,026 $ 72,000
Claiborne, Louisiana 38 $ 1,014,000 $ 26,684 $ 58,000
Washoe, Nevada 38 $ 603,000 $ 15,868 $ 91,000
Broome, New York 38 $ 402,000 $ 10,578 $ 62,000
Schenectady, New York 38 $ 430,000 $ 11,315 $ 83,000
Guilford, North Carolina 38 $ 390,000 $ 10,263 $ 62,000
Fairfield, Ohio 38 $ 428,000 $ 11,263 $ 79,000
Ada, Idaho 37 $ 554,000 $ 14,972 $ 68,000
St. Martin, Louisiana 37 $ 1,557,000 $ 42,081 $ 86,000
Cumberland, Maine 37 $ 413,000 $ 11,162 $ 89,000
Westmoreland, Pennsylvania 37 $ 521,000 $ 14,081 $ 79,000
Chesapeake, Virginia 37 $ 1,272,000 $ 34,378 $ 80,000
Douglas, Georgia 36 $ 244,000 $ 6,777 $ 78,000
Wyandotte, Kansas 36 $ 338,000 $ 9,388 $ 54,000
Forsyth, North Carolina 36 $ 580,000 $ 16,111 $ 61,000
Norfolk, Virginia 36 $ 2,526,000 $ 70,166 $ 57,000
Weld, Colorado 35 $ 403,000 $ 11,514 $ 69,000
Sussex, Delaware 35 $ 5,047,000 $ 144,200 $ 127,000
Manatee, Florida 35 $ 860,000 $ 24,571 $ 62,000
Washington, Maryland 35 $ 2,020,000 $ 57,714 $ 72,000
Jefferson, Missouri 35 $ 385,000 $ 11,000 $ 79,000
Rockingham, New Hampshire 35 $ 830,000 $ 23,714 $ 94,000
Saratoga, New York 35 $ 679,000 $ 19,400 $ 77,000
Portage, Ohio 35 $ 292,000 $ 8,342 $ 63,000
Wood, Ohio 35 $ 370,000 $ 10,571 $ 71,000
Sumner, Tennessee 35 $ 237,000 $ 6,771 $ 66,000
Colorado, Texas 35 $ 1,525,000 $ 43,571 $ 70,000
Waller, Texas 35 $ 661,000 $ 18,885 $ 71,000
Mesa, Colorado 34 $ 293,000 $ 8,617 $ 71,000
Hendricks, Indiana 34 $ 405,000 $ 11,911 $ 257,000
Kenton, Kentucky 34 $ 375,000 $ 11,029 $ 96,000
York, Maine 34 $ 564,000 $ 16,588 $ 75,000
Berrien, Michigan 34 $ 399,000 $ 11,735 $ 64,000
Comanche, Oklahoma 34 $ 330,000 $ 9,705 $ 59,000
Kaufman, Texas 34 $ 672,000 $ 19,764 $ 79,000
Spotsylvania, Virginia 34 $ 2,684,000 $ 78,941 $ 113,000
Kenosha, Wisconsin 34 $ 521,000 $ 15,323 $ 83,000
West Carroll, Louisiana 33 $ 1,041,000 $ 31,545 $ 78,000
Cecil, Maryland 33 $ 558,000 $ 16,909 $ 101,000
Sussex, New Jersey 33 $ 601,000 $ 18,212 $ 91,000
Warren, New Jersey 33 $ 2,791,000 $ 84,575 $ 100,000
Delaware, Ohio 33 $ 283,000 $ 8,575 $ 94,000
Cass, Texas 33 $ 1,302,000 $ 39,454 $ 60,000
Benton, Arkansas 32 $ 7,578,000 $ 236,812 $ 56,000
Volusia, Florida 32 $ 449,000 $ 14,031 $ 67,000
Fayette, Georgia 32 $ 575,000 $ 17,968 $ 104,000
Beauregard, Louisiana 32 $ 1,030,000 $ 32,187 $ 79,000
Washington, Minnesota 32 $ 314,000 $ 9,812 $ 116,000
Boone, Missouri 32 $ 376,000 $ 11,750 $ 69,000
Gaston, North Carolina 32 $ 278,000 $ 8,687 $ 69,000
Ellis, Texas 32 $ 300,000 $ 9,375 $ 76,000
Henderson, Texas 32 $ 578,000 $ 18,062 $ 58,000
Washington, Texas 32 $ 978,000 $ 30,562 $ 94,000
James City, Virginia 32 $ 4,328,000 $ 135,250 $ 84,000
San Joaquin, California 31 $ 420,000 $ 13,548 $ 73,000
Johnson, Indiana 31 $ 257,000 $ 8,290 $ 73,000
Hampshire, Massachusetts 31 $ 389,000 $ 12,548 $ 82,000
Saginaw, Michigan 31 $ 286,000 $ 9,225 $ 61,000
Matagorda, Texas 31 $ 790,000 $ 25,483 $ 58,000
Pima, Arizona 30 $ 408,000 $ 13,600 $ 59,000
West Baton Rouge, Louisiana 30 $ 2,396,000 $ 79,866 $ 76,000
Greene, Missouri 30 $ 250,000 $ 8,333 $ 62,000
Dutchess, New York 30 $ 508,000 $ 16,933 $ 111,000
Knox, Tennessee 30 $ 787,000 $ 26,233 $ 66,000
Williamson, Tennessee 30 $ 269,000 $ 8,966 $ 86,000
Wilson, Tennessee 30 $ 211,000 $ 7,033 $ 82,000
Sonoma, California 29 $ 550,000 $ 18,965 $ 88,000
Tehama, California 29 $ 332,000 $ 11,448 $ 61,000
Campbell, Kentucky 29 $ 291,000 $ 10,034 $ 80,000
Calvert, Maryland 29 $ 3,381,000 $ 116,586 $ 105,000
Santa Fe, New Mexico 29 $ 180,000 $ 6,206 $ 87,000
Rensselaer, New York 29 $ 373,000 $ 12,862 $ 95,000
Orange, North Carolina 29 $ 385,000 $ 13,275 $ 107,000
Carbon, Pennsylvania 29 $ 857,000 $ 29,551 $ 66,000
Northumberland, Pennsylvania 29 $ 486,000 $ 16,758 $ 58,000
Ector, Texas 29 $ 399,000 $ 13,758 $ 59,000
Taylor, Texas 29 $ 381,000 $ 13,137 $ 111,000
Pueblo, Colorado 28 $ 186,000 $ 6,642 $ 52,000
Columbia, Georgia 28 $ 283,000 $ 10,107 $ 82,000
St. James, Louisiana 28 $ 1,592,000 $ 56,857 $ 68,000
Cabarrus, North Carolina 28 $ 264,000 $ 9,428 $ 73,000
Portsmouth, Virginia 28 $ 926,000 $ 33,071 $ 59,000
Faulkner, Arkansas 27 $ 286,000 $ 10,592 $ 75,000
Saline, Arkansas 27 $ 379,000 $ 14,037 $ 84,000
Boone, Kentucky 27 $ 432,000 $ 16,000 $ 84,000
Hunterdon, New Jersey 27 $ 2,644,000 $ 97,925 $ 124,000
Erie, Ohio 27 $ 298,000 $ 11,037 $ 66,000
Columbia, Pennsylvania 27 $ 376,000 $ 13,925 $ 48,000
Susquehanna, Pennsylvania 27 $ 600,000 $ 22,222 $ 75,000
Wharton, Texas 27 $ 753,000 $ 27,888 $ 61,000
Yakima, Washington 27 $ 199,000 $ 7,370 $ 76,000
San Mateo, California 26 $ 309,000 $ 11,884 $ 70,000
Canyon, Idaho 26 $ 240,000 $ 9,230 $ 43,000
St. Joseph, Indiana 26 $ 360,000 $ 13,846 $ 67,000
Plaquemines, Louisiana 26 $ 1,508,000 $ 58,000 $ 78,000
Clark, Ohio 26 $ 205,000 $ 7,884 $ 57,000
Greene, Ohio 26 $ 251,000 $ 9,653 $ 93,000
Cleveland, Oklahoma 26 $ 195,000 $ 7,500 $ 55,000
Stanislaus, California 25 $ 341,000 $ 13,640 $ 103,000
Yolo, California 25 $ 249,000 $ 9,960 $ 95,000
Wayne, Ohio 25 $ 263,000 $ 10,520 $ 61,000
Linn, Oregon 25 $ 288,000 $ 11,520 $ 73,000
Sheboygan, Wisconsin 25 $ 274,000 $ 10,960 $ 75,000
Washington, Wisconsin 25 $ 269,000 $ 10,760 $ 81,000
Lonoke, Arkansas 24 $ 258,000 $ 10,750 $ 77,000
Leavenworth, Kansas 24 $ 282,000 $ 11,750 $ 75,000
Aiken, South Carolina 24 $ 249,000 $ 10,375 $ 79,000
Guadalupe, Texas 24 $ 491,000 $ 20,458 $ 92,000
Hays, Texas 24 $ 327,000 $ 13,625 $ 71,000
Midland, Texas 24 $ 135,000 $ 5,625 $ 82,000
Benton, Washington 24 $ 335,000 $ 13,958 $ 70,000
Morgan, Alabama 23 $ 205,000 $ 8,913 $ 60,000
Yell, Arkansas 23 $ 257,000 $ 11,173 $ 34,000
San Francisco, California 23 $ 1,166,000 $ 50,695 $ 78,000
Middlesex, Connecticut 23 $ 258,000 $ 11,217 $ 113,000
Paulding, Georgia 23 $ 168,000 $ 7,304 $ 67,000
Daviess, Kentucky 23 $ 158,000 $ 6,869 $ 66,000
Livingston, Michigan 23 $ 247,000 $ 10,739 $ 96,000
Salem, New Jersey 23 $ 244,000 $ 10,608 $ 91,000
Union, North Carolina 23 $ 343,000 $ 14,913 $ 54,000
Pike, Pennsylvania 23 $ 528,000 $ 22,956 $ 74,000
Liberty, Texas 23 $ 359,000 $ 15,608 $ 84,000
Hanover, Virginia 23 $ 260,000 $ 11,304 $ 104,000
Litchfield, Connecticut 22 $ 293,000 $ 13,318 $ 95,000
Peoria, Illinois 22 $ 191,000 $ 8,681 $ 68,000
Howard, Indiana 22 $ 246,000 $ 11,181 $ 64,000
Iberville, Louisiana 22 $ 1,067,000 $ 48,500 $ 65,000
Buchanan, Missouri 22 $ 278,000 $ 12,636 $ 75,000
Platte, Missouri 22 $ 405,000 $ 18,409 $ 91,000
Onslow, North Carolina 22 $ 305,000 $ 13,863 $ 77,000
Austin, Texas 22 $ 555,000 $ 25,227 $ 52,000
Windham, Connecticut 21 $ 324,000 $ 15,428 $ 96,000
St. Lucie, Florida 21 $ 225,000 $ 10,714 $ 72,000
Porter, Indiana 21 $ 256,000 $ 12,190 $ 64,000
Warren, Kentucky 21 $ 208,000 $ 9,904 $ 83,000
St. Helena, Louisiana 21 $ 841,000 $ 40,047 $ 68,000
Herkimer, New York 21 $ 183,000 $ 8,714 $ 65,000
Canadian, Oklahoma 21 $ 121,000 $ 5,761 $ 69,000
Lebanon, Pennsylvania 21 $ 241,000 $ 11,476 $ 82,000
Washington, Pennsylvania 21 $ 196,000 $ 9,333 $ 84,000
Greenville, South Carolina 21 $ 427,000 $ 20,333 $ 75,000
Randall, Texas 21 $ 213,000 $ 10,142 $ 69,000
Calhoun, Alabama 20 $ 162,000 $ 8,100 $ 66,000
Santa Barbara, California 20 $ 1,967,000 $ 98,350 $ 110,000
Larimer, Colorado 20 $ 546,000 $ 27,300 $ 67,000
Charlotte, Florida 20 $ 311,000 $ 15,550 $ 84,000
Martin, Florida 20 $ 136,000 $ 6,800 $ 129,000
Kendall, Illinois 20 $ 379,000 $ 18,950 $ 101,000
Williamson, Illinois 20 $ 151,000 $ 7,550 $ 43,000
Sabine, Louisiana 20 $ 855,000 $ 42,750 $ 72,000
Kennebec, Maine 20 $ 258,000 $ 12,900 $ 72,000
Rowan, North Carolina 20 $ 261,000 $ 13,050 $ 51,000
Geauga, Ohio 20 $ 242,000 $ 12,100 $ 157,000
Franklin, Pennsylvania 20 $ 814,000 $ 40,700 $ 97,000
Rockwall, Texas 20 $ 489,000 $ 24,450 $ 80,000
Whatcom, Washington 20 $ 402,000 $ 20,100 $ 87,000
Jefferson, Wisconsin 20 $ 199,000 $ 9,950 $ 68,000
Pope, Arkansas 19 $ 266,000 $ 14,000 $ 67,000
Washington, Arkansas 19 $ 182,000 $ 9,578 $ 58,000
White, Arkansas 19 $ 179,000 $ 9,421 $ 71,000
Tulare, California 19 $ 243,000 $ 12,789 $ 86,000
Linn, Iowa 19 $ 140,000 $ 7,368 $ 48,000
Eaton, Michigan 19 $ 104,000 $ 5,473 $ 54,000
Pearl River, Mississippi 19 $ 1,346,000 $ 70,842 $ 67,000
Franklin, North Carolina 19 $ 406,000 $ 21,368 $ 74,000
Harnett, North Carolina 19 $ 231,000 $ 12,157 $ 66,000
Pitt, North Carolina 19 $ 225,000 $ 11,842 $ 64,000
Hancock, Ohio 19 $ 136,000 $ 7,157 $ 65,000
Richland, South Carolina 19 $ 169,000 $ 8,894 $ 77,000
Hardin, Texas 19 $ 640,000 $ 33,684 $ 85,000
Lee, Texas 19 $ 898,000 $ 47,263 $ 306,000
Reeves, Texas 19 $ 64,000 $ 3,368 $ 64,000
Upshur, Texas 19 $ 688,000 $ 36,210 $ 63,000
Wichita, Texas 19 $ 204,000 $ 10,736 $ 66,000
Wise, Texas 19 $ 194,000 $ 10,210 $ 84,000
Spokane, Washington 19 $ 299,000 $ 15,736 $ 41,000
Etowah, Alabama 18 $ 210,000 $ 11,666 $ 82,000
Tuscaloosa, Alabama 18 $ 129,000 $ 7,166 $ 60,000
Carroll, Georgia 18 $ 156,000 $ 8,666 $ 76,000
Coweta, Georgia 18 $ 123,000 $ 6,833 $ 77,000
Jackson, Illinois 18 $ 270,000 $ 15,000 $ 93,000
Lincoln, Louisiana 18 $ 492,000 $ 27,333 $ 74,000
Bay, Michigan 18 $ 206,000 $ 11,444 $ 60,000
Oswego, New York 18 $ 154,000 $ 8,555 $ 67,000
Brunswick, North Carolina 18 $ 162,000 $ 9,000 $ 42,000
Catawba, North Carolina 18 $ 178,000 $ 9,888 $ 64,000
Yamhill, Oregon 18 $ 380,000 $ 21,111 $ 61,000
Adams, Pennsylvania 18 $ 386,000 $ 21,444 $ 61,000
Georgetown, South Carolina 18 $ 616,000 $ 34,222 $ 68,000
Robertson, Tennessee 18 $ 159,000 $ 8,833 $ 63,000
Comal, Texas 18 $ 855,000 $ 47,500 $ 74,000
Panola, Texas 18 $ 662,000 $ 36,777 $ 71,000
Van Zandt, Texas 18 $ 697,000 $ 38,722 $ 77,000
Suffolk, Virginia 18 $ 2,360,000 $ 131,111 $ 70,000
Cowlitz, Washington 18 $ 231,000 $ 12,833 $ 62,000
Mason, Washington 18 $ 358,000 $ 19,888 $ 94,000
Rock, Wisconsin 18 $ 220,000 $ 12,222 $ 61,000
Walworth, Wisconsin 18 $ 195,000 $ 10,833 $ 76,000
Garland, Arkansas 17 $ 106,000 $ 6,235 $ 66,000
Jefferson, Arkansas 17 $ 100,000 $ 5,882 $ 90,000
Sutter, California 17 $ 240,000 $ 14,117 $ 113,000
LaPorte, Indiana 17 $ 210,000 $ 12,352 $ 62,000
Berkshire, Massachusetts 17 $ 293,000 $ 17,235 $ 90,000
Franklin, Massachusetts 17 $ 220,000 $ 12,941 $ 73,000
Jackson, Michigan 17 $ 192,000 $ 11,294 $ 58,000
Kalamazoo, Michigan 17 $ 191,000 $ 11,235 $ 58,000
St. Clair, Michigan 17 $ 229,000 $ 13,470 $ 75,000
Olmsted, Minnesota 17 $ 193,000 $ 11,352 $ 53,000
Scott, Minnesota 17 $ 194,000 $ 11,411 $ 111,000
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Mortgage Loan Application Detail Totals for Capital One NA in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 50,025 $711,388,000 $14,000 $17,430,000 $79,000 $7,100,000
Refinancing 6,689 $1,366,627,000 $204,000 $50,000,000 $108,000 $8,985,000
Home Purchase 1,988 $470,471,000 $236,000 $9,000,000 $107,000 $5,400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 25,642 $1,257,275,000 $49,000 $6,900,000 $91,000 $8,985,000
Not Provided 21,282 $370,432,000 $17,000 $3,500,000 $82,000 $7,100,000
Black or African American 6,219 $258,490,000 $41,000 $2,800,000 $66,000 $2,455,000
Hispanic 3,653 $165,448,000 $45,000 $1,500,000 $71,000 $3,996,000
Asian 1,125 $145,200,000 $129,000 $3,474,000 $96,000 $1,856,000
American Indian or Alaskan Native 313 $14,657,000 $46,000 $479,000 $72,000 $450,000
Not applicable 310 $328,259,000 $1,058,000 $50,000,000 $22,000 $5,400,000
Native Hawaiian or Other Pacific Islander 158 $8,725,000 $55,000 $524,000 $99,000 $850,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 58,148 $2,410,451,000 $41,000 $50,000,000 $83,000 $8,985,000
FHA-insured (Federal Housing Administration) 462 $110,427,000 $239,000 $743,000 $81,000 $1,000,000
VA-guaranteed (Veterans Administration) 92 $27,608,000 $300,000 $627,000 $92,000 $266,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 21,750 $744,347,000 $34,000 $34,000,000 $73,000 $4,560,000
Loan Originated 17,468 $993,088,000 $56,000 $50,000,000 $95,000 $8,985,000
Application Approved But Not Accepted 16,830 $325,793,000 $19,000 $22,000,000 $82,000 $5,400,000
File Closed For Incompleteness 1,641 $260,456,000 $158,000 $1,698,000 $98,000 $3,996,000
Application Withdrawn By Applicant 821 $208,224,000 $253,000 $4,900,000 $100,000 $1,547,000
Preapproval Denied by Financial Institution 107 $7,946,000 $74,000 $155,000 $27,000 $52,000
Loan Purchased By The Institution 82 $8,377,000 $102,000 $285,000 $41,000 $234,000
Preapproval Approved but not Accepted 3 $255,000 $85,000 $111,000 $25,000 $31,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 17,453 $303,099,000 $17,000 $2,800,000 $72,000 $4,560,000
Debt-To-Income Ratio 2,110 $261,424,000 $123,000 $34,000,000 $49,000 $750,000
Other 1,343 $73,902,000 $55,000 $8,000,000 $102,000 $4,440,000
Collateral 707 $88,794,000 $125,000 $4,500,000 $106,000 $793,000
Unverifiable Information 168 $6,101,000 $36,000 $1,320,000 $88,000 $654,000
Insufficient Cash (Downpayment, Closing Cost) 25 $10,980,000 $439,000 $3,474,000 $128,000 $637,000
Credit Application Incomplete 22 $3,480,000 $158,000 $500,000 $70,000 $258,000
Employment History 21 $1,206,000 $57,000 $281,000 $48,000 $340,000
Mortgage Insurance Denied 8 $3,307,000 $413,000 $978,000 $129,000 $300,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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