Capital One NA Mortgage Lending & HMDA Data, 2009
In 2009, Capital One NA of Baton Rouge, LA reported 58,702 mortgage applications totaling $2.5 billion, down 60% from 2008. The average application was for $43,413, and applicants reported an average income of $83,252. 30% of its applications resulted in an originated loan and 37% were denied. Its largest markets were New Orleans-Metairie-Kenner, LA (2,950), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,318) and New York-White Plains-Wayne, NY-NJ (2,116) (applications in parentheses).
| Mortgage Company & Address | Capital One NA 11130 Industrialplex Blvd Baton Rouge, LA 70809 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 58,702 |
| Total Mortgage Loan Application Amount | $2,548,486,000 |
| Average Mortgage Loan Application Amount | $43,413 |
| Highest Mortgage Loan Application Amount | $50,000,000 |
| Average Applicant Income | $83,252 |
| Highest Applicant Income | $8,985,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Orleans-Metairie-Kenner, LA | 2,950 | $ 226,932,000 | $ 76,926 | $ 88,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,318 | $ 450,562,000 | $ 194,375 | $ 111,415 |
| New York-White Plains-Wayne, NY-NJ | 2,116 | $ 181,567,000 | $ 85,806 | $ 89,788 |
| Houston-Sugar Land-Baytown, TX | 1,731 | $ 73,396,000 | $ 42,400 | $ 86,000 |
| Baton Rouge, LA | 1,358 | $ 91,105,000 | $ 67,087 | $ 91,000 |
| Nassau-Suffolk, NY | 1,248 | $ 88,554,000 | $ 70,956 | $ 118,000 |
| Dallas-Plano-Irving, TX | 1,166 | $ 30,304,000 | $ 25,989 | $ 92,000 |
| Philadelphia, PA | 1,083 | $ 62,871,000 | $ 58,052 | $ 91,000 |
| Chicago-Naperville-Joliet, IL | 1,051 | $ 13,467,000 | $ 12,813 | $ 83,000 |
| Bethesda-Frederick-Rockville, MD | 910 | $ 218,716,000 | $ 240,347 | $ 123,000 |
| Los Angeles-Long Beach-Glendale, CA | 896 | $ 15,260,000 | $ 17,031 | $ 89,000 |
| Houma-Bayou Cane-Thibodaux, LA | 870 | $ 59,651,000 | $ 68,564 | $ 89,000 |
| Atlanta-Sandy Springs-Marietta, GA | 861 | $ 8,921,000 | $ 10,361 | $ 81,000 |
| Shreveport-Bossier City, LA | 814 | $ 35,615,000 | $ 43,753 | $ 72,000 |
| Fort Worth-Arlington, TX | 785 | $ 14,238,000 | $ 18,137 | $ 96,000 |
| Baltimore-Towson, MD | 754 | $ 55,613,000 | $ 73,757 | $ 94,000 |
| Denver-Aurora-Broomfield, CO | 754 | $ 8,417,000 | $ 11,163 | $ 83,000 |
| Cleveland-Elyria-Mentor, OH | 713 | $ 7,373,000 | $ 10,340 | $ 78,000 |
| Edison-New Brunswick, NJ | 612 | $ 34,571,000 | $ 56,488 | $ 101,000 |
| Lake Charles, LA | 558 | $ 28,837,000 | $ 51,679 | $ 68,000 |
| St. Louis, MO-IL | 544 | $ 5,789,000 | $ 10,641 | $ 76,911 |
| Phoenix-Mesa-Scottsdale, AZ | 539 | $ 7,699,000 | $ 14,283 | $ 95,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 520 | $ 53,270,000 | $ 102,442 | $ 70,134 |
| Seattle-Bellevue-Everett, WA | 510 | $ 11,037,000 | $ 21,641 | $ 87,000 |
| Brownsville-Harlingen, TX | 496 | $ 12,153,000 | $ 24,502 | $ 51,000 |
| Cincinnati-Middletown, OH-KY-IN | 491 | $ 5,712,000 | $ 11,633 | $ 86,704 |
| Columbus, OH | 474 | $ 4,966,000 | $ 10,476 | $ 82,000 |
| Newark-Union, NJ-PA | 465 | $ 86,515,000 | $ 186,053 | $ 103,466 |
| Riverside-San Bernardino-Ontario, CA | 465 | $ 5,922,000 | $ 12,735 | $ 85,000 |
| Wilmington, DE-MD-NJ | 459 | $ 5,162,000 | $ 11,246 | $ 82,938 |
| Indianapolis-Carmel, IN | 437 | $ 4,362,000 | $ 9,981 | $ 104,000 |
| Warren-Troy-Farmington Hills, MI | 434 | $ 4,384,000 | $ 10,101 | $ 81,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 427 | $ 5,180,000 | $ 12,131 | $ 94,737 |
| McAllen-Edinburg-Mission, TX | 421 | $ 14,619,000 | $ 34,724 | $ 64,000 |
| Beaumont-Port Arthur, TX | 417 | $ 15,737,000 | $ 37,738 | $ 71,000 |
| Kansas City, MO-KS | 412 | $ 5,135,000 | $ 12,463 | $ 77,296 |
| Camden, NJ | 407 | $ 5,617,000 | $ 13,800 | $ 95,000 |
| Santa Ana-Anaheim-Irvine, CA | 407 | $ 5,434,000 | $ 13,351 | $ 99,000 |
| Hartford-West Hartford-East Hartford, CT | 404 | $ 4,558,000 | $ 11,282 | $ 89,000 |
| Detroit-Livonia-Dearborn, MI | 402 | $ 3,302,000 | $ 8,213 | $ 62,000 |
| San Antonio, TX | 380 | $ 6,857,000 | $ 18,044 | $ 70,000 |
| Alexandria, LA | 351 | $ 17,764,000 | $ 50,609 | $ 80,000 |
| Portland-Vancouver-Beaverton, OR-WA | 341 | $ 3,889,000 | $ 11,404 | $ 72,780 |
| Milwaukee-Waukesha-West Allis, WI | 333 | $ 3,517,000 | $ 10,561 | $ 73,000 |
| Richmond, VA | 332 | $ 7,191,000 | $ 21,659 | $ 76,000 |
| Las Vegas-Paradise, NV | 325 | $ 4,847,000 | $ 14,913 | $ 85,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 322 | $ 2,368,000 | $ 7,354 | $ 64,000 |
| Charlotte-Gastonia-Concord, NC-SC | 319 | $ 3,828,000 | $ 12,000 | $ 73,736 |
| Austin-Round Rock, TX | 316 | $ 12,863,000 | $ 40,705 | $ 85,000 |
| Tampa-St. Petersburg-Clearwater, FL | 316 | $ 4,998,000 | $ 15,816 | $ 80,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 303 | $ 3,513,000 | $ 11,594 | $ 83,000 |
| Boston-Quincy, MA | 288 | $ 12,230,000 | $ 42,465 | $ 99,000 |
| Lafayette, LA | 284 | $ 15,139,000 | $ 53,306 | $ 85,000 |
| Providence-New Bedford-Fall River, RI-MA | 262 | $ 3,710,000 | $ 14,160 | $ 88,526 |
| Cambridge-Newton-Framingham, MA | 247 | $ 8,274,000 | $ 33,497 | $ 109,000 |
| Colorado Springs, CO | 247 | $ 2,040,000 | $ 8,259 | $ 81,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 231 | $ 6,035,000 | $ 26,125 | $ 82,000 |
| Pittsburgh, PA | 231 | $ 2,555,000 | $ 11,060 | $ 69,000 |
| Miami-Miami Beach-Kendall, FL | 223 | $ 4,373,000 | $ 19,609 | $ 86,000 |
| Scranton--Wilkes-Barre, PA | 223 | $ 12,568,000 | $ 56,358 | $ 66,000 |
| San Diego-Carlsbad-San Marcos, CA | 216 | $ 3,353,000 | $ 15,523 | $ 81,000 |
| Oklahoma City, OK | 208 | $ 1,573,000 | $ 7,562 | $ 99,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 202 | $ 2,732,000 | $ 13,524 | $ 94,000 |
| Little Rock-North Little Rock-Conway, AR | 201 | $ 1,994,000 | $ 9,920 | $ 74,000 |
| Toledo, OH | 193 | $ 2,052,000 | $ 10,632 | $ 66,000 |
| Tacoma, WA | 187 | $ 2,715,000 | $ 14,518 | $ 73,000 |
| Dayton, OH | 175 | $ 1,595,000 | $ 9,114 | $ 79,000 |
| Akron, OH | 173 | $ 1,412,000 | $ 8,161 | $ 67,000 |
| Albany-Schenectady-Troy, NY | 172 | $ 2,395,000 | $ 13,924 | $ 82,000 |
| Texarkana, Tx-Texarkana, AR | 171 | $ 7,386,000 | $ 43,192 | $ 69,666 |
| Wichita, KS | 168 | $ 1,464,000 | $ 8,714 | $ 68,000 |
| Monroe, LA | 166 | $ 13,138,000 | $ 79,144 | $ 98,000 |
| New Haven-Milford, CT | 165 | $ 7,096,000 | $ 43,006 | $ 92,000 |
| Springfield, MA | 164 | $ 2,016,000 | $ 12,292 | $ 77,000 |
| Lexington-Fayette, KY | 157 | $ 2,142,000 | $ 13,643 | $ 94,000 |
| Louisville-Jefferson County, KY-IN | 157 | $ 1,864,000 | $ 11,872 | $ 105,076 |
| Raleigh-Cary, NC | 152 | $ 1,758,000 | $ 11,565 | $ 87,000 |
| Worcester, MA | 152 | $ 2,400,000 | $ 15,789 | $ 85,000 |
| Omaha-Council Bluffs, NE-IA | 149 | $ 1,807,000 | $ 12,127 | $ 79,550 |
| Reading, PA | 148 | $ 2,079,000 | $ 14,047 | $ 76,000 |
| Oakland-Fremont-Hayward, CA | 146 | $ 2,491,000 | $ 17,061 | $ 85,000 |
| Peabody, MA | 145 | $ 2,435,000 | $ 16,793 | $ 129,000 |
| Memphis, TN-MS-AR | 138 | $ 1,427,000 | $ 10,340 | $ 76,550 |
| Trenton-Ewing, NJ | 137 | $ 2,408,000 | $ 17,576 | $ 98,000 |
| Augusta-Richmond County, GA-SC | 128 | $ 1,261,000 | $ 9,851 | $ 72,906 |
| Birmingham-Hoover, AL | 127 | $ 1,206,000 | $ 9,496 | $ 64,000 |
| Tyler, TX | 127 | $ 4,467,000 | $ 35,173 | $ 92,000 |
| Bridgeport-Stamford-Norwalk, CT | 126 | $ 7,211,000 | $ 57,230 | $ 125,000 |
| Youngstown-Warren-Boardman, OH-PA | 125 | $ 1,205,000 | $ 9,640 | $ 61,024 |
| Tulsa, OK | 118 | $ 986,000 | $ 8,355 | $ 66,000 |
| Salt Lake City, UT | 116 | $ 1,706,000 | $ 14,706 | $ 64,000 |
| York-Hanover, PA | 112 | $ 1,431,000 | $ 12,776 | $ 73,000 |
| Durham-Chapel Hill, NC | 108 | $ 1,180,000 | $ 10,925 | $ 85,000 |
| Fayetteville, NC | 108 | $ 1,429,000 | $ 13,231 | $ 71,000 |
| Harrisburg-Carlisle, PA | 108 | $ 1,157,000 | $ 10,712 | $ 78,000 |
| Jacksonville, FL | 108 | $ 936,000 | $ 8,666 | $ 68,000 |
| Lake County-Kenosha County, IL-WI | 107 | $ 1,808,000 | $ 16,897 | $ 87,093 |
| Gary, IN | 104 | $ 991,000 | $ 9,528 | $ 60,000 |
| Killeen-Temple-Fort Hood, TX | 101 | $ 1,261,000 | $ 12,485 | $ 71,000 |
| Lancaster, PA | 99 | $ 1,444,000 | $ 14,585 | $ 68,000 |
| Longview, TX | 96 | $ 3,613,000 | $ 37,635 | $ 95,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 93 | $ 2,421,000 | $ 26,032 | $ 103,000 |
| Ogden-Clearfield, UT | 89 | $ 905,000 | $ 10,168 | $ 66,000 |
| Syracuse, NY | 88 | $ 850,000 | $ 9,659 | $ 62,000 |
| Huntsville, AL | 87 | $ 847,000 | $ 9,735 | $ 73,000 |
| Albuquerque, NM | 83 | $ 877,000 | $ 10,566 | $ 82,000 |
| Rochester, NY | 83 | $ 1,396,000 | $ 16,819 | $ 78,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 82 | $ 2,719,000 | $ 33,158 | $ 95,000 |
| Orlando-Kissimmee, FL | 81 | $ 23,391,000 | $ 288,777 | $ 64,000 |
| Bradenton-Sarasota-Venice, FL | 80 | $ 1,604,000 | $ 20,050 | $ 72,000 |
| Corpus Christi, TX | 79 | $ 1,850,000 | $ 23,417 | $ 69,000 |
| Portland-South Portland-Biddeford, ME | 79 | $ 1,068,000 | $ 13,518 | $ 81,000 |
| Utica-Rome, NY | 79 | $ 685,000 | $ 8,670 | $ 62,000 |
| Lakeland-Winter Haven, FL | 76 | $ 647,000 | $ 8,513 | $ 58,000 |
| Flint, MI | 75 | $ 643,000 | $ 8,573 | $ 61,000 |
| Monroe, MI | 74 | $ 533,000 | $ 7,202 | $ 70,000 |
| Salem, OR | 73 | $ 743,000 | $ 10,178 | $ 63,000 |
| Fresno, CA | 71 | $ 1,092,000 | $ 15,380 | $ 62,000 |
| Lansing-East Lansing, MI | 70 | $ 606,000 | $ 8,657 | $ 57,000 |
| Fort Wayne, IN | 69 | $ 688,000 | $ 9,971 | $ 59,000 |
| Palm Bay-Melbourne-Titusville, FL | 69 | $ 2,280,000 | $ 33,043 | $ 109,000 |
| Topeka, KS | 69 | $ 759,000 | $ 11,000 | $ 72,000 |
| Grand Rapids-Wyoming, MI | 67 | $ 823,000 | $ 12,283 | $ 64,000 |
| Chico, CA | 66 | $ 667,000 | $ 10,106 | $ 74,000 |
| Wilmington, NC | 66 | $ 1,308,000 | $ 19,818 | $ 68,000 |
| Boise City-Nampa, ID | 65 | $ 815,000 | $ 12,538 | $ 57,000 |
| Clarksville, TN-KY | 65 | $ 648,000 | $ 9,969 | $ 75,323 |
| Canton-Massillon, OH | 64 | $ 564,000 | $ 8,812 | $ 66,000 |
| Bakersfield, CA | 63 | $ 707,000 | $ 11,222 | $ 88,000 |
| Manchester-Nashua, NH | 63 | $ 1,121,000 | $ 17,793 | $ 92,000 |
| Olympia, WA | 61 | $ 907,000 | $ 14,868 | $ 80,000 |
| San Francisco-San Mateo-Redwood City, CA | 61 | $ 3,399,000 | $ 55,721 | $ 85,000 |
| Bremerton-Silverdale, WA | 60 | $ 692,000 | $ 11,533 | $ 70,000 |
| Norwich-New London, CT | 59 | $ 676,000 | $ 11,457 | $ 108,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 59 | $ 626,000 | $ 10,610 | $ 100,000 |
| Dover, DE | 57 | $ 833,000 | $ 14,614 | $ 81,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 57 | $ 7,803,000 | $ 136,894 | $ 53,368 |
| Boulder, CO | 56 | $ 1,075,000 | $ 19,196 | $ 88,000 |
| Lubbock, TX | 56 | $ 524,000 | $ 9,357 | $ 60,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 56 | $ 3,110,000 | $ 55,535 | $ 91,000 |
| Greensboro-High Point, NC | 55 | $ 555,000 | $ 10,090 | $ 63,000 |
| Buffalo-Niagara Falls, NY | 54 | $ 775,000 | $ 14,351 | $ 78,000 |
| Eugene-Springfield, OR | 53 | $ 715,000 | $ 13,490 | $ 62,000 |
| Hagerstown-Martinsburg, MD-WV | 53 | $ 3,056,000 | $ 57,660 | $ 69,622 |
| Knoxville, TN | 53 | $ 1,050,000 | $ 19,811 | $ 68,000 |
| Redding, CA | 51 | $ 509,000 | $ 9,980 | $ 63,000 |
| Atlantic City-Hammonton, NJ | 50 | $ 1,052,000 | $ 21,040 | $ 88,000 |
| Madison, WI | 50 | $ 476,000 | $ 9,520 | $ 78,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 50 | $ 492,000 | $ 9,840 | $ 49,000 |
| Racine, WI | 50 | $ 592,000 | $ 11,840 | $ 77,000 |
| Vallejo-Fairfield, CA | 50 | $ 553,000 | $ 11,060 | $ 81,000 |
| Winston-Salem, NC | 49 | $ 687,000 | $ 14,020 | $ 61,000 |
| Binghamton, NY | 47 | $ 464,000 | $ 9,872 | $ 64,000 |
| Waco, TX | 47 | $ 419,000 | $ 8,914 | $ 68,000 |
| Barnstable Town, MA | 46 | $ 1,259,000 | $ 27,369 | $ 96,000 |
| Cape Coral-Fort Myers, FL | 46 | $ 2,002,000 | $ 43,521 | $ 73,000 |
| Rockford, IL | 46 | $ 365,000 | $ 7,934 | $ 64,000 |
| Ann Arbor, MI | 45 | $ 478,000 | $ 10,622 | $ 77,000 |
| Des Moines-West Des Moines, IA | 45 | $ 577,000 | $ 12,822 | $ 69,000 |
| Rockingham County-Strafford County, NH | 45 | $ 989,000 | $ 21,977 | $ 89,000 |
| Port St. Lucie, FL | 41 | $ 361,000 | $ 8,804 | $ 100,000 |
| Vineland-Millville-Bridgeton, NJ | 41 | $ 958,000 | $ 23,365 | $ 83,000 |
| Columbia, SC | 39 | $ 367,000 | $ 9,410 | $ 71,000 |
| Provo-Orem, UT | 39 | $ 468,000 | $ 12,000 | $ 72,000 |
| Amarillo, TX | 38 | $ 518,000 | $ 13,631 | $ 66,000 |
| Reno-Sparks, NV | 38 | $ 603,000 | $ 15,868 | $ 91,000 |
| Peoria, IL | 37 | $ 373,000 | $ 10,081 | $ 63,000 |
| Abilene, TX | 35 | $ 450,000 | $ 12,857 | $ 101,000 |
| Decatur, AL | 35 | $ 312,000 | $ 8,914 | $ 57,000 |
| Greeley, CO | 35 | $ 403,000 | $ 11,514 | $ 69,000 |
| Greenville-Mauldin-Easley, SC | 35 | $ 762,000 | $ 21,771 | $ 72,000 |
| Springfield, MO | 35 | $ 297,000 | $ 8,485 | $ 60,000 |
| Columbia, MO | 34 | $ 387,000 | $ 11,382 | $ 68,000 |
| Grand Junction, CO | 34 | $ 293,000 | $ 8,617 | $ 71,000 |
| Lawton, OK | 34 | $ 330,000 | $ 9,705 | $ 59,000 |
| Niles-Benton Harbor, MI | 34 | $ 399,000 | $ 11,735 | $ 64,000 |
| South Bend-Mishawaka, IN-MI | 34 | $ 424,000 | $ 12,470 | $ 65,588 |
| Deltona-Daytona Beach-Ormond Beach, FL | 32 | $ 449,000 | $ 14,031 | $ 67,000 |
| Hickory-Lenoir-Morganton, NC | 31 | $ 442,000 | $ 14,258 | $ 59,000 |
| Kalamazoo-Portage, MI | 31 | $ 356,000 | $ 11,483 | $ 63,000 |
| Saginaw-Saginaw Township North, MI | 31 | $ 286,000 | $ 9,225 | $ 61,000 |
| Stockton, CA | 31 | $ 420,000 | $ 13,548 | $ 73,000 |
| Kennewick-Pasco-Richland, WA | 30 | $ 383,000 | $ 12,766 | $ 66,000 |
| Tucson, AZ | 30 | $ 408,000 | $ 13,600 | $ 59,000 |
| Chattanooga, TN-GA | 29 | $ 327,000 | $ 11,275 | $ 69,413 |
| Odessa, TX | 29 | $ 399,000 | $ 13,758 | $ 59,000 |
| Santa Fe, NM | 29 | $ 180,000 | $ 6,206 | $ 87,000 |
| Santa Rosa-Petaluma, CA | 29 | $ 550,000 | $ 18,965 | $ 88,000 |
| Victoria, TX | 29 | $ 1,023,000 | $ 35,275 | $ 82,000 |
| Manhattan, KS | 28 | $ 367,000 | $ 13,107 | $ 62,000 |
| Pueblo, CO | 28 | $ 186,000 | $ 6,642 | $ 52,000 |
| St. Joseph, MO-KS | 28 | $ 342,000 | $ 12,214 | $ 73,857 |
| Evansville, IN-KY | 27 | $ 220,000 | $ 8,148 | $ 61,000 |
| Montgomery, AL | 27 | $ 575,000 | $ 21,296 | $ 66,000 |
| Sandusky, OH | 27 | $ 298,000 | $ 11,037 | $ 66,000 |
| Yakima, WA | 27 | $ 199,000 | $ 7,370 | $ 76,000 |
| Springfield, OH | 26 | $ 205,000 | $ 7,884 | $ 57,000 |
| Charleston-North Charleston-Summerville, SC | 25 | $ 168,000 | $ 6,720 | $ 66,000 |
| Davenport-Moline-Rock Island, IA-IL | 25 | $ 215,000 | $ 8,600 | $ 64,880 |
| Greenville, NC | 25 | $ 280,000 | $ 11,200 | $ 56,000 |
| Kokomo, IN | 25 | $ 288,000 | $ 11,520 | $ 64,000 |
| Modesto, CA | 25 | $ 341,000 | $ 13,640 | $ 103,000 |
| Owensboro, KY | 25 | $ 165,000 | $ 6,600 | $ 66,000 |
| Sheboygan, WI | 25 | $ 274,000 | $ 10,960 | $ 75,000 |
| Midland, TX | 24 | $ 135,000 | $ 5,625 | $ 82,000 |
| St. Cloud, MN | 24 | $ 173,000 | $ 7,208 | $ 47,000 |
| Wichita Falls, TX | 24 | $ 261,000 | $ 10,875 | $ 83,000 |
| Yuba City, CA | 24 | $ 310,000 | $ 12,916 | $ 94,000 |
| Jackson, MS | 23 | $ 333,000 | $ 14,478 | $ 83,000 |
| Rochester, MN | 23 | $ 241,000 | $ 10,478 | $ 60,000 |
| Cedar Rapids, IA | 22 | $ 157,000 | $ 7,136 | $ 46,000 |
| Glens Falls, NY | 22 | $ 287,000 | $ 13,045 | $ 51,000 |
| Jacksonville, NC | 22 | $ 305,000 | $ 13,863 | $ 77,000 |
| Jefferson City, MO | 22 | $ 207,000 | $ 9,409 | $ 64,000 |
| Rocky Mount, NC | 22 | $ 351,000 | $ 15,954 | $ 71,000 |
| Bowling Green, KY | 21 | $ 208,000 | $ 9,904 | $ 83,000 |
| Lebanon, PA | 21 | $ 241,000 | $ 11,476 | $ 82,000 |
| Anniston-Oxford, AL | 20 | $ 162,000 | $ 8,100 | $ 66,000 |
| Bellingham, WA | 20 | $ 402,000 | $ 20,100 | $ 87,000 |
| Fort Collins-Loveland, CO | 20 | $ 546,000 | $ 27,300 | $ 67,000 |
| Fort Smith, AR-OK | 20 | $ 201,000 | $ 10,050 | $ 47,200 |
| Pine Bluff, AR | 20 | $ 111,000 | $ 5,550 | $ 85,000 |
| Punta Gorda, FL | 20 | $ 311,000 | $ 15,550 | $ 84,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 20 | $ 1,967,000 | $ 98,350 | $ 110,000 |
| Lafayette, IN | 19 | $ 191,000 | $ 10,052 | $ 63,000 |
| Spokane, WA | 19 | $ 299,000 | $ 15,736 | $ 41,000 |
| Tuscaloosa, AL | 19 | $ 135,000 | $ 7,105 | $ 58,000 |
| Visalia-Porterville, CA | 19 | $ 243,000 | $ 12,789 | $ 86,000 |
| Bay City, MI | 18 | $ 206,000 | $ 11,444 | $ 60,000 |
| Columbus, GA-AL | 18 | $ 226,000 | $ 12,555 | $ 51,777 |
| Gadsden, AL | 18 | $ 210,000 | $ 11,666 | $ 82,000 |
| Janesville, WI | 18 | $ 220,000 | $ 12,222 | $ 61,000 |
| Longview, WA | 18 | $ 231,000 | $ 12,833 | $ 62,000 |
| Burlington, NC | 17 | $ 122,000 | $ 7,176 | $ 70,000 |
| Hot Springs, AR | 17 | $ 106,000 | $ 6,235 | $ 66,000 |
| Jackson, MI | 17 | $ 192,000 | $ 11,294 | $ 58,000 |
| Jonesboro, AR | 17 | $ 107,000 | $ 6,294 | $ 53,000 |
| Macon, GA | 17 | $ 159,000 | $ 9,352 | $ 55,000 |
| Mansfield, OH | 17 | $ 125,000 | $ 7,352 | $ 68,000 |
| Michigan City-La Porte, IN | 17 | $ 210,000 | $ 12,352 | $ 62,000 |
| Pittsfield, MA | 17 | $ 293,000 | $ 17,235 | $ 90,000 |
| Savannah, GA | 17 | $ 143,000 | $ 8,411 | $ 59,000 |
| Tallahassee, FL | 17 | $ 176,000 | $ 10,352 | $ 61,000 |
| Champaign-Urbana, IL | 16 | $ 394,000 | $ 24,625 | $ 55,000 |
| Gulfport-Biloxi, MS | 16 | $ 1,490,000 | $ 93,125 | $ 123,000 |
| Lincoln, NE | 16 | $ 154,000 | $ 9,625 | $ 67,000 |
| Columbus, IN | 15 | $ 117,000 | $ 7,800 | $ 65,000 |
| Florence-Muscle Shoals, AL | 15 | $ 129,000 | $ 8,600 | $ 39,000 |
| Morristown, TN | 15 | $ 209,000 | $ 13,933 | $ 46,000 |
| Mount Vernon-Anacortes, WA | 15 | $ 263,000 | $ 17,533 | $ 71,000 |
| Ocean City, NJ | 15 | $ 647,000 | $ 43,133 | $ 80,000 |
| Williamsport, PA | 15 | $ 280,000 | $ 18,666 | $ 62,000 |
| Winchester, VA-WV | 15 | $ 2,496,000 | $ 166,400 | $ 117,533 |
| Anderson, IN | 14 | $ 142,000 | $ 10,142 | $ 53,000 |
| Battle Creek, MI | 14 | $ 194,000 | $ 13,857 | $ 61,000 |
| Bloomington, IN | 14 | $ 236,000 | $ 16,857 | $ 63,000 |
| Charlottesville, VA | 14 | $ 1,836,000 | $ 131,142 | $ 98,000 |
| Elizabethtown, KY | 14 | $ 147,000 | $ 10,500 | $ 61,000 |
| Idaho Falls, ID | 14 | $ 206,000 | $ 14,714 | $ 70,000 |
| Rome, GA | 14 | $ 127,000 | $ 9,071 | $ 63,000 |
| Waterloo-Cedar Falls, IA | 14 | $ 147,000 | $ 10,500 | $ 75,000 |
| Cheyenne, WY | 13 | $ 124,000 | $ 9,538 | $ 72,000 |
| Elkhart-Goshen, IN | 13 | $ 141,000 | $ 10,846 | $ 56,000 |
| Holland-Grand Haven, MI | 13 | $ 145,000 | $ 11,153 | $ 57,000 |
| Lewiston-Auburn, ME | 13 | $ 132,000 | $ 10,153 | $ 66,000 |
| Lima, OH | 13 | $ 114,000 | $ 8,769 | $ 60,000 |
| Mobile, AL | 13 | $ 117,000 | $ 9,000 | $ 49,000 |
| Muskegon-Norton Shores, MI | 13 | $ 137,000 | $ 10,538 | $ 49,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 619,000 | $ 47,615 | $ 97,000 |
| Duluth, MN-WI | 12 | $ 94,000 | $ 7,833 | $ 49,500 |
| El Paso, TX | 12 | $ 152,000 | $ 12,666 | $ 68,000 |
| Elmira, NY | 12 | $ 155,000 | $ 12,916 | $ 84,000 |
| Farmington, NM | 12 | $ 263,000 | $ 21,916 | $ 83,000 |
| Johnson City, TN | 12 | $ 154,000 | $ 12,833 | $ 65,000 |
| Roanoke, VA | 12 | $ 188,000 | $ 15,666 | $ 80,000 |
| Salisbury, MD | 12 | $ 139,000 | $ 11,583 | $ 67,000 |
| Terre Haute, IN | 12 | $ 148,000 | $ 12,333 | $ 61,000 |
| Florence, SC | 11 | $ 138,000 | $ 12,545 | $ 75,000 |
| Gainesville, GA | 11 | $ 115,000 | $ 10,454 | $ 88,000 |
| Laredo, TX | 11 | $ 291,000 | $ 26,454 | $ 86,000 |
| Lawrence, KS | 11 | $ 97,000 | $ 8,818 | $ 76,000 |
| Oshkosh-Neenah, WI | 11 | $ 110,000 | $ 10,000 | $ 81,000 |
| Pocatello, ID | 11 | $ 146,000 | $ 13,272 | $ 76,000 |
| Springfield, IL | 11 | $ 58,000 | $ 5,272 | $ 80,000 |
| Iowa City, IA | 10 | $ 74,000 | $ 7,400 | $ 84,000 |
| Medford, OR | 10 | $ 143,000 | $ 14,300 | $ 52,000 |
| Sebastian-Vero Beach, FL | 10 | $ 351,000 | $ 35,100 | $ 127,000 |
| Sherman-Denison, TX | 10 | $ 222,000 | $ 22,200 | $ 95,000 |
| Weirton-Steubenville, WV-OH | 10 | $ 69,000 | $ 6,900 | $ 69,000 |
| Anderson, SC | 9 | $ 105,000 | $ 11,666 | $ 109,000 |
| Asheville, NC | 9 | $ 185,000 | $ 20,555 | $ 62,000 |
| Bend, OR | 9 | $ 113,000 | $ 12,555 | $ 64,000 |
| College Station-Bryan, TX | 9 | $ 207,000 | $ 23,000 | $ 190,000 |
| Danville, IL | 9 | $ 143,000 | $ 15,888 | $ 59,000 |
| Dothan, AL | 9 | $ 110,000 | $ 12,222 | $ 50,000 |
| Fort Walton Beach-Crestview-Destin, FL | 9 | $ 743,000 | $ 82,555 | $ 116,000 |
| Great Falls, MT | 9 | $ 134,000 | $ 14,888 | $ 48,000 |
| Harrisonburg, VA | 9 | $ 238,000 | $ 26,444 | $ 83,000 |
| Madera-Chowchilla, CA | 9 | $ 116,000 | $ 12,888 | $ 68,000 |
| Merced, CA | 9 | $ 108,000 | $ 12,000 | $ 63,000 |
| Naples-Marco Island, FL | 9 | $ 78,000 | $ 8,666 | $ 67,000 |
| Casper, WY | 8 | $ 93,000 | $ 11,625 | $ 65,000 |
| Goldsboro, NC | 8 | $ 81,000 | $ 10,125 | $ 50,000 |
| Jackson, TN | 8 | $ 146,000 | $ 18,250 | $ 52,000 |
| Kankakee-Bradley, IL | 8 | $ 73,000 | $ 9,125 | $ 72,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 103,000 | $ 12,875 | $ 56,250 |
| Kingston, NY | 8 | $ 324,000 | $ 40,500 | $ 113,000 |
| Lynchburg, VA | 8 | $ 138,000 | $ 17,250 | $ 77,000 |
| Muncie, IN | 8 | $ 59,000 | $ 7,375 | $ 51,000 |
| Ocala, FL | 8 | $ 373,000 | $ 46,625 | $ 38,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 8 | $ 99,000 | $ 12,375 | $ 58,750 |
| Spartanburg, SC | 8 | $ 62,000 | $ 7,750 | $ 55,000 |
| Warner Robins, GA | 8 | $ 150,000 | $ 18,750 | $ 82,000 |
| Wenatchee-East Wenatchee, WA | 8 | $ 69,000 | $ 8,625 | $ 57,000 |
| Billings, MT | 7 | $ 81,000 | $ 11,571 | $ 43,000 |
| Danville, VA | 7 | $ 44,000 | $ 6,285 | $ 69,000 |
| Fond Du Lac, WI | 7 | $ 72,000 | $ 10,285 | $ 63,000 |
| Green Bay, WI | 7 | $ 95,000 | $ 13,571 | $ 52,000 |
| Hinesville-Fort Stewart, GA | 7 | $ 131,000 | $ 18,714 | $ 69,000 |
| Ithaca, NY | 7 | $ 43,000 | $ 6,142 | $ 60,000 |
| Logan, UT-ID | 7 | $ 45,000 | $ 6,428 | $ 40,000 |
| Napa, CA | 7 | $ 94,000 | $ 13,428 | $ 59,000 |
| Palm Coast, FL | 7 | $ 426,000 | $ 60,857 | $ 71,000 |
| Pascagoula, MS | 7 | $ 117,000 | $ 16,714 | $ 34,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 127,000 | $ 18,142 | $ 57,000 |
| Sioux Falls, SD | 7 | $ 86,000 | $ 12,285 | $ 65,000 |
| Valdosta, GA | 7 | $ 72,000 | $ 10,285 | $ 87,000 |
| Wheeling, WV-OH | 7 | $ 163,000 | $ 23,285 | $ 52,142 |
| Albany, GA | 6 | $ 42,000 | $ 7,000 | $ 54,000 |
| Bangor, ME | 6 | $ 172,000 | $ 28,666 | $ 57,000 |
| Bloomington-Normal, IL | 6 | $ 67,000 | $ 11,166 | $ 76,000 |
| Cape Girardeau-Jackson, MO-IL | 6 | $ 49,000 | $ 8,166 | $ 70,666 |
| Carson City, NV | 6 | $ 59,000 | $ 9,833 | $ 66,000 |
| Cleveland, TN | 6 | $ 55,000 | $ 9,166 | $ 39,000 |
| Coeur D'Alene, ID | 6 | $ 29,000 | $ 4,833 | $ 28,000 |
| Eau Claire, WI | 6 | $ 47,000 | $ 7,833 | $ 113,000 |
| Grand Forks, ND-MN | 6 | $ 243,000 | $ 40,500 | $ 64,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 81,000 | $ 13,500 | $ 54,166 |
| Rapid City, SD | 6 | $ 260,000 | $ 43,333 | $ 53,000 |
| St. George, UT | 6 | $ 101,000 | $ 16,833 | $ 47,000 |
| Appleton, WI | 5 | $ 200,000 | $ 40,000 | $ 47,000 |
| Athens-Clarke County, GA | 5 | $ 59,000 | $ 11,800 | $ 114,000 |
| Bismarck, ND | 5 | $ 67,000 | $ 13,400 | $ 57,000 |
| Dalton, GA | 5 | $ 73,000 | $ 14,600 | $ 44,000 |
| Decatur, IL | 5 | $ 62,000 | $ 12,400 | $ 143,000 |
| Erie, PA | 5 | $ 29,000 | $ 5,800 | $ 53,000 |
| Hattiesburg, MS | 5 | $ 52,000 | $ 10,400 | $ 39,000 |
| Las Cruces, NM | 5 | $ 56,000 | $ 11,200 | $ 55,000 |
| Salinas, CA | 5 | $ 45,000 | $ 9,000 | $ 73,000 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 64,000 | $ 12,800 | $ 95,000 |
| Sioux City, IA-NE-SD | 5 | $ 53,000 | $ 10,600 | $ 39,800 |
| Sumter, SC | 5 | $ 118,000 | $ 23,600 | $ 51,000 |
| Auburn-Opelika, AL | 4 | $ 57,000 | $ 14,250 | $ 53,000 |
| Corvallis, OR | 4 | $ 30,000 | $ 7,500 | $ 49,000 |
| Dubuque, IA | 4 | $ 23,000 | $ 5,750 | $ 45,000 |
| Honolulu, HI | 4 | $ 1,384,000 | $ 346,000 | $ 302,000 |
| Lewiston, ID-WA | 4 | $ 51,000 | $ 12,750 | $ 70,000 |
| Prescott, AZ | 4 | $ 38,000 | $ 9,500 | $ 32,000 |
| State College, PA | 4 | $ 68,000 | $ 17,000 | $ 102,000 |
| Ames, IA | 3 | $ 49,000 | $ 16,333 | $ 104,000 |
| Cumberland, MD-WV | 3 | $ 70,000 | $ 23,333 | $ 45,666 |
| Hanford-Corcoran, CA | 3 | $ 61,000 | $ 20,333 | $ 33,000 |
| Johnstown, PA | 3 | $ 28,000 | $ 9,333 | $ 38,000 |
| Joplin, MO | 3 | $ 37,000 | $ 12,333 | $ 41,000 |
| Mankato-North Mankato, MN | 3 | $ 30,000 | $ 10,000 | $ 40,000 |
| Missoula, MT | 3 | $ 45,000 | $ 15,000 | $ 55,000 |
| Yuma, AZ | 3 | $ 27,000 | $ 9,000 | $ 61,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 106,000 | $ 53,000 | $ 65,000 |
| Charleston, WV | 2 | $ 13,000 | $ 6,500 | $ 49,000 |
| Fargo, ND-MN | 2 | $ 40,000 | $ 20,000 | $ 65,000 |
| Gainesville, FL | 2 | $ 18,000 | $ 9,000 | $ 32,000 |
| La Crosse, WI-MN | 2 | $ 26,000 | $ 13,000 | $ 120,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 130,000 | $ 65,000 | $ 60,000 |
| San Angelo, TX | 2 | $ 25,000 | $ 12,500 | $ 76,000 |
| San Juan-Caguas-Guaynabo, PR | 2 | $ 8,000 | $ 4,000 | $ 14,000 |
| Wausau, WI | 2 | $ 8,000 | $ 4,000 | $ 60,000 |
| Altoona, PA | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Anchorage, AK | 1 | $ 164,000 | $ 164,000 | $ 65,000 |
| Brunswick, GA | 1 | $ 11,000 | $ 11,000 | $ 125,000 |
| Burlington-South Burlington, VT | 1 | $ 2,000 | $ 2,000 | $ 17,000 |
| El Centro, CA | 1 | $ 11,000 | $ 11,000 | $ 23,000 |
| Morgantown, WV | 1 | $ 1,000 | $ 1,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Capital One NA in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 50,025 | $711,388,000 | $14,000 | $17,430,000 | $79,000 | $7,100,000 |
| Refinancing | 6,689 | $1,366,627,000 | $204,000 | $50,000,000 | $108,000 | $8,985,000 |
| Home Purchase | 1,988 | $470,471,000 | $236,000 | $9,000,000 | $107,000 | $5,400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 25,642 | $1,257,275,000 | $49,000 | $6,900,000 | $91,000 | $8,985,000 |
| Not Provided | 21,282 | $370,432,000 | $17,000 | $3,500,000 | $82,000 | $7,100,000 |
| Black or African American | 6,219 | $258,490,000 | $41,000 | $2,800,000 | $66,000 | $2,455,000 |
| Hispanic | 3,653 | $165,448,000 | $45,000 | $1,500,000 | $71,000 | $3,996,000 |
| Asian | 1,125 | $145,200,000 | $129,000 | $3,474,000 | $96,000 | $1,856,000 |
| American Indian or Alaskan Native | 313 | $14,657,000 | $46,000 | $479,000 | $72,000 | $450,000 |
| Not applicable | 310 | $328,259,000 | $1,058,000 | $50,000,000 | $22,000 | $5,400,000 |
| Native Hawaiian or Other Pacific Islander | 158 | $8,725,000 | $55,000 | $524,000 | $99,000 | $850,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 58,148 | $2,410,451,000 | $41,000 | $50,000,000 | $83,000 | $8,985,000 |
| FHA-insured (Federal Housing Administration) | 462 | $110,427,000 | $239,000 | $743,000 | $81,000 | $1,000,000 |
| VA-guaranteed (Veterans Administration) | 92 | $27,608,000 | $300,000 | $627,000 | $92,000 | $266,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 21,750 | $744,347,000 | $34,000 | $34,000,000 | $73,000 | $4,560,000 |
| Loan Originated | 17,468 | $993,088,000 | $56,000 | $50,000,000 | $95,000 | $8,985,000 |
| Application Approved But Not Accepted | 16,830 | $325,793,000 | $19,000 | $22,000,000 | $82,000 | $5,400,000 |
| File Closed For Incompleteness | 1,641 | $260,456,000 | $158,000 | $1,698,000 | $98,000 | $3,996,000 |
| Application Withdrawn By Applicant | 821 | $208,224,000 | $253,000 | $4,900,000 | $100,000 | $1,547,000 |
| Preapproval Denied by Financial Institution | 107 | $7,946,000 | $74,000 | $155,000 | $27,000 | $52,000 |
| Loan Purchased By The Institution | 82 | $8,377,000 | $102,000 | $285,000 | $41,000 | $234,000 |
| Preapproval Approved but not Accepted | 3 | $255,000 | $85,000 | $111,000 | $25,000 | $31,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 17,453 | $303,099,000 | $17,000 | $2,800,000 | $72,000 | $4,560,000 |
| Debt-To-Income Ratio | 2,110 | $261,424,000 | $123,000 | $34,000,000 | $49,000 | $750,000 |
| Other | 1,343 | $73,902,000 | $55,000 | $8,000,000 | $102,000 | $4,440,000 |
| Collateral | 707 | $88,794,000 | $125,000 | $4,500,000 | $106,000 | $793,000 |
| Unverifiable Information | 168 | $6,101,000 | $36,000 | $1,320,000 | $88,000 | $654,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $10,980,000 | $439,000 | $3,474,000 | $128,000 | $637,000 |
| Credit Application Incomplete | 22 | $3,480,000 | $158,000 | $500,000 | $70,000 | $258,000 |
| Employment History | 21 | $1,206,000 | $57,000 | $281,000 | $48,000 | $340,000 |
| Mortgage Insurance Denied | 8 | $3,307,000 | $413,000 | $978,000 | $129,000 | $300,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.
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