Capitol Federal Savings Mortgage Lending & HMDA Data, 2005
In 2005, Capitol Federal Savings of Topeka, KS reported 9,678 mortgage applications totaling $1.8 billion, up 8% from 2004. The average application was for $188,191, and applicants reported an average income of $55,108. 62% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Wichita, KS (1,755), Kansas City, MO-KS (957) and Topeka, KS (871) (applications in parentheses).
| Mortgage Company & Address | Capitol Federal Savings 700 S. Kansas Ave Topeka, KS 66601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,678 |
| Total Mortgage Loan Application Amount | $1,821,316,000 |
| Average Mortgage Loan Application Amount | $188,191 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $55,108 |
| Highest Applicant Income | $3,620,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capitol Federal Savings filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson, Kansas | 2,114 | $ 375,813,000 | $ 177,773 | $ 91,000 |
| Sedgwick, Kansas | 1,572 | $ 179,650,000 | $ 114,281 | $ 65,000 |
| Shawnee, Kansas | 801 | $ 82,919,000 | $ 103,519 | $ 59,000 |
| Jackson, Missouri | 490 | $ 76,517,000 | $ 156,157 | $ 62,000 |
| Douglas, Kansas | 415 | $ 57,260,000 | $ 137,975 | $ 64,000 |
| Clay, Missouri | 283 | $ 41,975,000 | $ 148,321 | $ 63,000 |
| Maricopa, Arizona | 182 | $ 64,071,000 | $ 352,038 | $ 0 |
| Butler, Kansas | 167 | $ 21,487,000 | $ 128,664 | $ 89,000 |
| Wyandotte, Kansas | 147 | $ 13,652,000 | $ 92,870 | $ 43,000 |
| Cook, Illinois | 125 | $ 58,316,000 | $ 466,528 | $ 0 |
| Platte, Missouri | 123 | $ 22,966,000 | $ 186,715 | $ 77,000 |
| Lyon, Kansas | 97 | $ 9,030,000 | $ 93,092 | $ 57,000 |
| Riley, Kansas | 69 | $ 8,700,000 | $ 126,086 | $ 57,000 |
| Saline, Kansas | 59 | $ 5,641,000 | $ 95,610 | $ 66,000 |
| Cass, Missouri | 58 | $ 11,291,000 | $ 194,672 | $ 145,000 |
| Miami, Kansas | 53 | $ 8,886,000 | $ 167,660 | $ 80,000 |
| King, Washington | 51 | $ 21,959,000 | $ 430,568 | $ 0 |
| Leavenworth, Kansas | 45 | $ 7,172,000 | $ 159,377 | $ 87,000 |
| Fairfax, Virginia | 39 | $ 17,889,000 | $ 458,692 | $ 0 |
| Pottawatomie, Kansas | 36 | $ 4,043,000 | $ 112,305 | $ 66,000 |
| Jefferson, Kansas | 34 | $ 3,822,000 | $ 112,411 | $ 78,000 |
| Greene, Missouri | 31 | $ 5,574,000 | $ 179,806 | $ 76,000 |
| Dallas, Texas | 29 | $ 7,552,000 | $ 260,413 | $ 0 |
| Oakland, Michigan | 28 | $ 12,061,000 | $ 430,750 | $ 0 |
| Palm Beach, Florida | 24 | $ 11,666,000 | $ 486,083 | $ 0 |
| Collin, Texas | 24 | $ 5,355,000 | $ 223,125 | $ 0 |
| Fulton, Georgia | 23 | $ 9,902,000 | $ 430,521 | $ 0 |
| Arapahoe, Colorado | 22 | $ 6,120,000 | $ 278,181 | $ 0 |
| Pinal, Arizona | 21 | $ 4,079,000 | $ 194,238 | $ 0 |
| Montgomery, Maryland | 21 | $ 8,508,000 | $ 405,142 | $ 0 |
| Harris, Texas | 21 | $ 6,844,000 | $ 325,904 | $ 0 |
| Douglas, Colorado | 20 | $ 6,321,000 | $ 316,050 | $ 0 |
| Lake, Illinois | 20 | $ 9,811,000 | $ 490,550 | $ 0 |
| Clark, Nevada | 20 | $ 8,116,000 | $ 405,800 | $ 0 |
| Denver, Colorado | 19 | $ 6,445,000 | $ 339,210 | $ 0 |
| DuPage, Illinois | 19 | $ 9,050,000 | $ 476,315 | $ 0 |
| Hennepin, Minnesota | 19 | $ 7,664,000 | $ 403,368 | $ 0 |
| St. Louis, Missouri | 19 | $ 9,402,000 | $ 494,842 | $ 0 |
| Salt Lake, Utah | 19 | $ 3,260,000 | $ 171,578 | $ 0 |
| Pierce, Washington | 18 | $ 4,142,000 | $ 230,111 | $ 0 |
| Pima, Arizona | 17 | $ 4,087,000 | $ 240,411 | $ 0 |
| Orange, California | 17 | $ 9,912,000 | $ 583,058 | $ 0 |
| Broward, Florida | 17 | $ 5,036,000 | $ 296,235 | $ 0 |
| Anne Arundel, Maryland | 17 | $ 7,065,000 | $ 415,588 | $ 0 |
| Utah, Utah | 17 | $ 2,734,000 | $ 160,823 | $ 0 |
| Adams, Colorado | 16 | $ 3,751,000 | $ 234,437 | $ 0 |
| Boulder, Colorado | 16 | $ 5,251,000 | $ 328,187 | $ 0 |
| Jackson, Kansas | 16 | $ 1,790,000 | $ 111,875 | $ 74,000 |
| Prince William, Virginia | 16 | $ 6,803,000 | $ 425,187 | $ 0 |
| Miami-Dade, Florida | 15 | $ 4,552,000 | $ 303,466 | $ 0 |
| Denton, Texas | 15 | $ 3,893,000 | $ 259,533 | $ 0 |
| Jefferson, Colorado | 14 | $ 4,350,000 | $ 310,714 | $ 0 |
| Los Angeles, California | 13 | $ 6,879,000 | $ 529,153 | $ 0 |
| Lee, Florida | 13 | $ 6,026,000 | $ 463,538 | $ 0 |
| Orange, Florida | 13 | $ 5,590,000 | $ 430,000 | $ 0 |
| Osage, Kansas | 13 | $ 974,000 | $ 74,923 | $ 61,000 |
| Travis, Texas | 13 | $ 4,496,000 | $ 345,846 | $ 0 |
| Collier, Florida | 12 | $ 5,452,000 | $ 454,333 | $ 0 |
| Gwinnett, Georgia | 12 | $ 3,823,000 | $ 318,583 | $ 0 |
| Cobb, Georgia | 11 | $ 4,116,000 | $ 374,181 | $ 0 |
| Prince George's, Maryland | 11 | $ 3,813,000 | $ 346,636 | $ 0 |
| Santa Clara, California | 10 | $ 6,652,000 | $ 665,200 | $ 0 |
| Will, Illinois | 10 | $ 3,171,000 | $ 317,100 | $ 0 |
| Franklin, Ohio | 10 | $ 2,530,000 | $ 253,000 | $ 0 |
| Loudoun, Virginia | 10 | $ 4,889,000 | $ 488,900 | $ 0 |
| El Paso, Colorado | 9 | $ 1,982,000 | $ 220,222 | $ 0 |
| Larimer, Colorado | 9 | $ 1,688,000 | $ 187,555 | $ 0 |
| Howard, Maryland | 9 | $ 3,255,000 | $ 361,666 | $ 0 |
| Middlesex, Massachusetts | 9 | $ 4,630,000 | $ 514,444 | $ 0 |
| Dakota, Minnesota | 9 | $ 2,763,000 | $ 307,000 | $ 0 |
| Bucks, Pennsylvania | 9 | $ 4,653,000 | $ 517,000 | $ 0 |
| Snohomish, Washington | 9 | $ 2,888,000 | $ 320,888 | $ 0 |
| Weld, Colorado | 8 | $ 1,384,000 | $ 173,000 | $ 0 |
| Hillsborough, Florida | 8 | $ 2,525,000 | $ 315,625 | $ 0 |
| DeKalb, Georgia | 8 | $ 2,626,000 | $ 328,250 | $ 0 |
| Franklin, Kansas | 8 | $ 890,000 | $ 111,250 | $ 68,000 |
| Harvey, Kansas | 8 | $ 1,068,000 | $ 133,500 | $ 61,000 |
| Sumner, Kansas | 8 | $ 798,000 | $ 99,750 | $ 111,000 |
| Carver, Minnesota | 8 | $ 2,611,000 | $ 326,375 | $ 0 |
| Bernalillo, New Mexico | 8 | $ 2,447,000 | $ 305,875 | $ 0 |
| Nassau, New York | 8 | $ 3,961,000 | $ 495,125 | $ 0 |
| Wake, North Carolina | 8 | $ 3,168,000 | $ 396,000 | $ 0 |
| Multnomah, Oregon | 8 | $ 2,396,000 | $ 299,500 | $ 0 |
| Washington, Oregon | 8 | $ 1,983,000 | $ 247,875 | $ 0 |
| Tarrant, Texas | 8 | $ 2,492,000 | $ 311,500 | $ 0 |
| McPherson, Kansas | 7 | $ 774,000 | $ 110,571 | $ 63,000 |
| Wabaunsee, Kansas | 7 | $ 619,000 | $ 88,428 | $ 58,000 |
| Mecklenburg, North Carolina | 7 | $ 2,584,000 | $ 369,142 | $ 0 |
| Montgomery, Texas | 7 | $ 1,694,000 | $ 242,000 | $ 0 |
| Clark, Washington | 7 | $ 1,777,000 | $ 253,857 | $ 0 |
| San Diego, California | 6 | $ 3,344,000 | $ 557,333 | $ 0 |
| Fairfield, Connecticut | 6 | $ 3,945,000 | $ 657,500 | $ 0 |
| Manatee, Florida | 6 | $ 1,679,000 | $ 279,833 | $ 0 |
| Seminole, Florida | 6 | $ 2,122,000 | $ 353,666 | $ 0 |
| Kane, Illinois | 6 | $ 1,874,000 | $ 312,333 | $ 0 |
| Hamilton, Indiana | 6 | $ 2,699,000 | $ 449,833 | $ 0 |
| Wayne, Michigan | 6 | $ 1,662,000 | $ 277,000 | $ 0 |
| Anoka, Minnesota | 6 | $ 1,937,000 | $ 322,833 | $ 0 |
| Ramsey, Minnesota | 6 | $ 1,242,000 | $ 207,000 | $ 0 |
| Washington, Minnesota | 6 | $ 3,193,000 | $ 532,166 | $ 0 |
| Christian, Missouri | 6 | $ 778,000 | $ 129,666 | $ 85,000 |
| Washoe, Nevada | 6 | $ 2,386,000 | $ 397,666 | $ 0 |
| Queens, New York | 6 | $ 1,702,000 | $ 283,666 | $ 0 |
| Hamilton, Ohio | 6 | $ 3,166,000 | $ 527,666 | $ 0 |
| Chester, Pennsylvania | 6 | $ 2,941,000 | $ 490,166 | $ 0 |
| Philadelphia, Pennsylvania | 6 | $ 1,949,000 | $ 324,833 | $ 0 |
| Charleston, South Carolina | 6 | $ 2,097,000 | $ 349,500 | $ 0 |
| Davis, Utah | 6 | $ 974,000 | $ 162,333 | $ 0 |
| Duval, Florida | 5 | $ 685,000 | $ 137,000 | $ 0 |
| St. Johns, Florida | 5 | $ 2,363,000 | $ 472,600 | $ 0 |
| Coffey, Kansas | 5 | $ 489,000 | $ 97,800 | $ 70,000 |
| Macomb, Michigan | 5 | $ 946,000 | $ 189,200 | $ 0 |
| New York, New York | 5 | $ 3,145,000 | $ 629,000 | $ 0 |
| Suffolk, New York | 5 | $ 2,451,000 | $ 490,200 | $ 0 |
| Cuyahoga, Ohio | 5 | $ 998,000 | $ 199,600 | $ 0 |
| Tulsa, Oklahoma | 5 | $ 2,277,000 | $ 455,400 | $ 0 |
| Davidson, Tennessee | 5 | $ 1,524,000 | $ 304,800 | $ 0 |
| Williamson, Tennessee | 5 | $ 2,414,000 | $ 482,800 | $ 0 |
| Bexar, Texas | 5 | $ 1,123,000 | $ 224,600 | $ 0 |
| Fort Bend, Texas | 5 | $ 2,115,000 | $ 423,000 | $ 0 |
| Alexandria, Virginia | 5 | $ 2,428,000 | $ 485,600 | $ 0 |
| Kitsap, Washington | 5 | $ 1,860,000 | $ 372,000 | $ 0 |
| San Mateo, California | 4 | $ 2,568,000 | $ 642,000 | $ 0 |
| Forsyth, Georgia | 4 | $ 1,775,000 | $ 443,750 | $ 0 |
| McHenry, Illinois | 4 | $ 1,410,000 | $ 352,500 | $ 0 |
| Marion, Indiana | 4 | $ 1,115,000 | $ 278,750 | $ 0 |
| Dickinson, Kansas | 4 | $ 289,000 | $ 72,250 | $ 50,000 |
| Reno, Kansas | 4 | $ 379,000 | $ 94,750 | $ 59,000 |
| Jefferson, Kentucky | 4 | $ 1,452,000 | $ 363,000 | $ 0 |
| Baltimore, Maryland | 4 | $ 2,046,000 | $ 511,500 | $ 0 |
| Baltimore City, Maryland | 4 | $ 739,000 | $ 184,750 | $ 0 |
| Charles, Maryland | 4 | $ 1,386,000 | $ 346,500 | $ 0 |
| Frederick, Maryland | 4 | $ 1,755,000 | $ 438,750 | $ 0 |
| Scott, Minnesota | 4 | $ 1,848,000 | $ 462,000 | $ 0 |
| Bergen, New Jersey | 4 | $ 1,948,000 | $ 487,000 | $ 0 |
| Essex, New Jersey | 4 | $ 1,762,000 | $ 440,500 | $ 0 |
| Westchester, New York | 4 | $ 2,305,000 | $ 576,250 | $ 0 |
| New Hanover, North Carolina | 4 | $ 1,157,000 | $ 289,250 | $ 0 |
| Summit, Ohio | 4 | $ 674,000 | $ 168,500 | $ 0 |
| Montgomery, Pennsylvania | 4 | $ 2,430,000 | $ 607,500 | $ 0 |
| Shelby, Tennessee | 4 | $ 386,000 | $ 96,500 | $ 0 |
| Virginia Beach, Virginia | 4 | $ 1,517,000 | $ 379,250 | $ 0 |
| Waukesha, Wisconsin | 4 | $ 2,144,000 | $ 536,000 | $ 0 |
| Jefferson, Alabama | 3 | $ 1,391,000 | $ 463,666 | $ 0 |
| Yavapai, Arizona | 3 | $ 1,033,000 | $ 344,333 | $ 0 |
| Alameda, California | 3 | $ 1,287,000 | $ 429,000 | $ 0 |
| Contra Costa, California | 3 | $ 1,832,000 | $ 610,666 | $ 0 |
| Bay, Florida | 3 | $ 1,089,000 | $ 363,000 | $ 0 |
| Brevard, Florida | 3 | $ 1,097,000 | $ 365,666 | $ 0 |
| Clay, Florida | 3 | $ 370,000 | $ 123,333 | $ 0 |
| Leon, Florida | 3 | $ 704,000 | $ 234,666 | $ 0 |
| Monroe, Florida | 3 | $ 1,570,000 | $ 523,333 | $ 0 |
| Sarasota, Florida | 3 | $ 1,116,000 | $ 372,000 | $ 0 |
| Glynn, Georgia | 3 | $ 1,398,000 | $ 466,000 | $ 0 |
| Porter, Indiana | 3 | $ 580,000 | $ 193,333 | $ 0 |
| Polk, Iowa | 3 | $ 1,510,000 | $ 503,333 | $ 0 |
| Geary, Kansas | 3 | $ 380,000 | $ 126,666 | $ 64,000 |
| Marion, Kansas | 3 | $ 165,000 | $ 55,000 | $ 59,000 |
| Norfolk, Massachusetts | 3 | $ 1,745,000 | $ 581,666 | $ 0 |
| Worcester, Massachusetts | 3 | $ 1,057,000 | $ 352,333 | $ 0 |
| Ingham, Michigan | 3 | $ 1,052,000 | $ 350,666 | $ 0 |
| Livingston, Michigan | 3 | $ 1,113,000 | $ 371,000 | $ 0 |
| Washtenaw, Michigan | 3 | $ 1,346,000 | $ 448,666 | $ 0 |
| Stearns, Minnesota | 3 | $ 342,000 | $ 114,000 | $ 0 |
| Wright, Minnesota | 3 | $ 498,000 | $ 166,000 | $ 0 |
| Jefferson, Missouri | 3 | $ 452,000 | $ 150,666 | $ 0 |
| Hunterdon, New Jersey | 3 | $ 1,785,000 | $ 595,000 | $ 0 |
| Monmouth, New Jersey | 3 | $ 1,754,000 | $ 584,666 | $ 0 |
| Sandoval, New Mexico | 3 | $ 898,000 | $ 299,333 | $ 0 |
| Santa Fe, New Mexico | 3 | $ 847,000 | $ 282,333 | $ 0 |
| Delaware, Ohio | 3 | $ 1,333,000 | $ 444,333 | $ 0 |
| Marion, Oregon | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Delaware, Pennsylvania | 3 | $ 1,352,000 | $ 450,666 | $ 0 |
| Beaufort, South Carolina | 3 | $ 1,331,000 | $ 443,666 | $ 0 |
| Horry, South Carolina | 3 | $ 1,300,000 | $ 433,333 | $ 0 |
| Chesapeake, Virginia | 3 | $ 1,160,000 | $ 386,666 | $ 0 |
| Fauquier, Virginia | 3 | $ 1,329,000 | $ 443,000 | $ 0 |
| Henrico, Virginia | 3 | $ 687,000 | $ 229,000 | $ 0 |
| Thurston, Washington | 3 | $ 532,000 | $ 177,333 | $ 0 |
| Milwaukee, Wisconsin | 3 | $ 1,578,000 | $ 526,000 | $ 0 |
| Shelby, Alabama | 2 | $ 996,000 | $ 498,000 | $ 0 |
| Coconino, Arizona | 2 | $ 622,000 | $ 311,000 | $ 0 |
| Gila, Arizona | 2 | $ 343,000 | $ 171,500 | $ 0 |
| Benton, Arkansas | 2 | $ 667,000 | $ 333,500 | $ 0 |
| Pulaski, Arkansas | 2 | $ 447,000 | $ 223,500 | $ 0 |
| Ventura, California | 2 | $ 558,000 | $ 279,000 | $ 0 |
| Garfield, Colorado | 2 | $ 618,000 | $ 309,000 | $ 0 |
| Sussex, Delaware | 2 | $ 1,083,000 | $ 541,500 | $ 0 |
| Flagler, Florida | 2 | $ 219,000 | $ 109,500 | $ 0 |
| Lake, Florida | 2 | $ 358,000 | $ 179,000 | $ 0 |
| Marion, Florida | 2 | $ 682,000 | $ 341,000 | $ 0 |
| Okaloosa, Florida | 2 | $ 955,000 | $ 477,500 | $ 0 |
| Pinellas, Florida | 2 | $ 1,242,000 | $ 621,000 | $ 0 |
| Santa Rosa, Florida | 2 | $ 683,000 | $ 341,500 | $ 0 |
| Walton, Florida | 2 | $ 1,024,000 | $ 512,000 | $ 0 |
| Cherokee, Georgia | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Clayton, Georgia | 2 | $ 234,000 | $ 117,000 | $ 0 |
| Douglas, Georgia | 2 | $ 607,000 | $ 303,500 | $ 0 |
| Hall, Georgia | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Henry, Georgia | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Bannock, Idaho | 2 | $ 627,000 | $ 313,500 | $ 0 |
| St. Clair, Illinois | 2 | $ 178,000 | $ 89,000 | $ 0 |
| Bartholomew, Indiana | 2 | $ 1,175,000 | $ 587,500 | $ 0 |
| Cowley, Kansas | 2 | $ 166,000 | $ 83,000 | $ 68,000 |
| Boone, Kentucky | 2 | $ 502,000 | $ 251,000 | $ 0 |
| Calvert, Maryland | 2 | $ 869,000 | $ 434,500 | $ 0 |
| Carroll, Maryland | 2 | $ 975,000 | $ 487,500 | $ 0 |
| Suffolk, Massachusetts | 2 | $ 1,123,000 | $ 561,500 | $ 0 |
| Bay, Michigan | 2 | $ 163,000 | $ 81,500 | $ 0 |
| Kent, Michigan | 2 | $ 613,000 | $ 306,500 | $ 0 |
| Crow Wing, Minnesota | 2 | $ 844,000 | $ 422,000 | $ 0 |
| Isanti, Minnesota | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Sherburne, Minnesota | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Ray, Missouri | 2 | $ 197,000 | $ 98,500 | $ 39,000 |
| St. Charles, Missouri | 2 | $ 1,003,000 | $ 501,500 | $ 0 |
| Douglas, Nebraska | 2 | $ 1,231,000 | $ 615,500 | $ 0 |
| Carson City, Nevada | 2 | $ 944,000 | $ 472,000 | $ 0 |
| Douglas, Nevada | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Lyon, Nevada | 2 | $ 464,000 | $ 232,000 | $ 0 |
| Hudson, New Jersey | 2 | $ 887,000 | $ 443,500 | $ 0 |
| Mercer, New Jersey | 2 | $ 1,079,000 | $ 539,500 | $ 0 |
| Lincoln, New Mexico | 2 | $ 1,130,000 | $ 565,000 | $ 0 |
| Rockland, New York | 2 | $ 1,096,000 | $ 548,000 | $ 0 |
| Schenectady, New York | 2 | $ 695,000 | $ 347,500 | $ 0 |
| Dare, North Carolina | 2 | $ 808,000 | $ 404,000 | $ 0 |
| Moore, North Carolina | 2 | $ 1,109,000 | $ 554,500 | $ 0 |
| Clackamas, Oregon | 2 | $ 1,179,000 | $ 589,500 | $ 0 |
| Jackson, Oregon | 2 | $ 335,000 | $ 167,500 | $ 0 |
| Tillamook, Oregon | 2 | $ 726,000 | $ 363,000 | $ 0 |
| Allegheny, Pennsylvania | 2 | $ 1,006,000 | $ 503,000 | $ 0 |
| Richland, South Carolina | 2 | $ 229,000 | $ 114,500 | $ 0 |
| Rutherford, Tennessee | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Galveston, Texas | 2 | $ 311,000 | $ 155,500 | $ 0 |
| Rockwall, Texas | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Smith, Texas | 2 | $ 787,000 | $ 393,500 | $ 0 |
| Williamson, Texas | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Washington, Utah | 2 | $ 424,000 | $ 212,000 | $ 0 |
| Arlington, Virginia | 2 | $ 1,383,000 | $ 691,500 | $ 0 |
| Bedford, Virginia | 2 | $ 913,000 | $ 456,500 | $ 0 |
| Fairfax City, Virginia | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| Franklin, Virginia | 2 | $ 887,000 | $ 443,500 | $ 0 |
| Greene, Virginia | 2 | $ 467,000 | $ 233,500 | $ 0 |
| James City, Virginia | 2 | $ 1,017,000 | $ 508,500 | $ 0 |
| Norfolk, Virginia | 2 | $ 279,000 | $ 139,500 | $ 0 |
| Suffolk, Virginia | 2 | $ 283,000 | $ 141,500 | $ 0 |
| Spokane, Washington | 2 | $ 641,000 | $ 320,500 | $ 0 |
| Dane, Wisconsin | 2 | $ 959,000 | $ 479,500 | $ 0 |
| Mobile, Alabama | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Santa Cruz, Arizona | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Saline, Arkansas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| El Dorado, California | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Riverside, California | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Santa Cruz, California | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Broomfield, Colorado | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Eagle, Colorado | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Gilpin, Colorado | 1 | $ 426,000 | $ 426,000 | $ 0 |
| La Plata, Colorado | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Mesa, Colorado | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Park, Colorado | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Prowers, Colorado | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Teller, Colorado | 1 | $ 116,000 | $ 116,000 | $ 0 |
| New Castle, Delaware | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Martin, Florida | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Putnam, Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Volusia, Florida | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Butts, Georgia | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Camden, Georgia | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Chatham, Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Greene, Georgia | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Jackson, Georgia | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Muscogee, Georgia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Walton, Georgia | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Ada, Idaho | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Blaine, Idaho | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Bonner, Idaho | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Bonneville, Idaho | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Lewis, Idaho | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Nez Perce, Idaho | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Kendall, Illinois | 1 | $ 650,000 | $ 650,000 | $ 0 |
| McLean, Illinois | 1 | $ 419,000 | $ 419,000 | $ 0 |
| Rock Island, Illinois | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Vermilion, Illinois | 1 | $ 670,000 | $ 670,000 | $ 0 |
| Elkhart, Indiana | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Ripley, Indiana | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Dallas, Iowa | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Chase, Kansas | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Clay, Kansas | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Ottawa, Kansas | 1 | $ 88,000 | $ 88,000 | $ 87,000 |
| Bullitt, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fayette, Kentucky | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Oldham, Kentucky | 1 | $ 381,000 | $ 381,000 | $ 0 |
| Taylor, Kentucky | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Warren, Kentucky | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Jefferson, Louisiana | 1 | $ 559,000 | $ 559,000 | $ 0 |
| York, Maine | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Cecil, Maryland | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Harford, Maryland | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Talbot, Maryland | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Washington, Maryland | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Worcester, Maryland | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Barnstable, Massachusetts | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Dukes, Massachusetts | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Essex, Massachusetts | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Nantucket, Massachusetts | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Allegan, Michigan | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Charlevoix, Michigan | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Cheboygan, Michigan | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Lenawee, Michigan | 1 | $ 623,000 | $ 623,000 | $ 0 |
| Ottawa, Michigan | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| St. Clair, Michigan | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Blue Earth, Minnesota | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Chisago, Minnesota | 1 | $ 361,000 | $ 361,000 | $ 0 |
| Le Sueur, Minnesota | 1 | $ 741,000 | $ 741,000 | $ 0 |
| St. Louis, Minnesota | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Steele, Minnesota | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Harrison, Mississippi | 1 | $ 632,000 | $ 632,000 | $ 0 |
| Lafayette, Mississippi | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Lamar, Mississippi | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Cape Girardeau, Missouri | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Jasper, Missouri | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Lafayette, Missouri | 1 | $ 46,000 | $ 46,000 | $ 27,000 |
| Lincoln, Missouri | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Newton, Missouri | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Polk, Missouri | 1 | $ 47,000 | $ 47,000 | $ 16,000 |
| Taney, Missouri | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Gallatin, Montana | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Yellowstone, Montana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Buffalo, Nebraska | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Storey, Nevada | 1 | $ 458,000 | $ 458,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Rockingham, New Hampshire | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Atlantic, New Jersey | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Cumberland, New Jersey | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Middlesex, New Jersey | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Morris, New Jersey | 1 | $ 557,000 | $ 557,000 | $ 0 |
| Ocean, New Jersey | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Union, New Jersey | 1 | $ 381,000 | $ 381,000 | $ 0 |
| Albany, New York | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Kings, New York | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Monroe, New York | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Onondaga, New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Orange, New York | 1 | $ 482,000 | $ 482,000 | $ 0 |
| Otsego, New York | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Richmond, New York | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Brunswick, North Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Cabarrus, North Carolina | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Catawba, North Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Durham, North Carolina | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Franklin, North Carolina | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Gaston, North Carolina | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Guilford, North Carolina | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Halifax, North Carolina | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Lincoln, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Nash, North Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Onslow, North Carolina | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Orange, North Carolina | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Randolph, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Rowan, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Ashland, Ohio | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Butler, Ohio | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Fairfield, Ohio | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Geauga, Ohio | 1 | $ 583,000 | $ 583,000 | $ 0 |
| Lake, Ohio | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Lorain, Ohio | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Medina, Ohio | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Montgomery, Ohio | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Muskingum, Ohio | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Richland, Ohio | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Stark, Ohio | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Union, Ohio | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Columbia, Oregon | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Deschutes, Oregon | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Josephine, Oregon | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Lane, Oregon | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Polk, Oregon | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Cumberland, Pennsylvania | 1 | $ 553,000 | $ 553,000 | $ 0 |
| Erie, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Lackawanna, Pennsylvania | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Lancaster, Pennsylvania | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Providence, Rhode Island | 1 | $ 653,000 | $ 653,000 | $ 0 |
| Washington, Rhode Island | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Berkeley, South Carolina | 1 | $ 418,000 | $ 418,000 | $ 0 |
| York, South Carolina | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Cheatham, Tennessee | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Knox, Tennessee | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Montgomery, Tennessee | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Robertson, Tennessee | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Sevier, Tennessee | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Sumner, Tennessee | 1 | $ 606,000 | $ 606,000 | $ 0 |
| Wilson, Tennessee | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Brazoria, Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Caldwell, Texas | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Calhoun, Texas | 1 | $ 82,000 | $ 82,000 | $ 0 |
| El Paso, Texas | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Franklin, Texas | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Hays, Texas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Henderson, Texas | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Kinney, Texas | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Lubbock, Texas | 1 | $ 96,000 | $ 96,000 | $ 0 |
| San Jacinto, Texas | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Walker, Texas | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Wharton, Texas | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Box Elder, Utah | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cache, Utah | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Summit, Utah | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Tooele, Utah | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Weber, Utah | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Albemarle, Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Botetourt, Virginia | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Clarke, Virginia | 1 | $ 568,000 | $ 568,000 | $ 0 |
| Culpeper, Virginia | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Frederick, Virginia | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Goochland, Virginia | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Lynchburg, Virginia | 1 | $ 419,000 | $ 419,000 | $ 0 |
| Orange, Virginia | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Roanoke, Virginia | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Spotsylvania, Virginia | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Stafford, Virginia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Warren, Virginia | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Williamsburg, Virginia | 1 | $ 181,000 | $ 181,000 | $ 0 |
| York, Virginia | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Benton, Washington | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Douglas, Washington | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Island, Washington | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Whatcom, Washington | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Berkeley, West Virginia | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Brown, Wisconsin | 1 | $ 717,000 | $ 717,000 | $ 0 |
| Columbia, Wisconsin | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Eau Claire, Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Racine, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Walworth, Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Carbon, Wyoming | 1 | $ 65,000 | $ 65,000 | $ 0 |
Mortgage Loan Application Detail Totals for Capitol Federal Savings in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,670 | $1,239,204,000 | $343,348 | $6,000,000 | $4,860 | $3,620,000 |
| Refinancing | 2,531 | $530,621,000 | $403,428 | $1,300,000 | $2,880 | $1,516,000 |
| Home Improvement | 477 | $51,491,000 | $118,000 | $875,000 | $85,000 | $752,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,783 | $997,614,000 | $441,750 | $1,300,000 | $54,250 | $3,620,000 |
| Not applicable | 1,971 | $713,754,000 | $382,822 | $6,000,000 | $600 | $456,000 |
| Asian | 295 | $41,880,000 | $146,333 | $722,000 | $70,666 | $319,000 |
| Black or African American | 277 | $32,027,000 | $127,000 | $632,000 | $59,000 | $236,000 |
| Hispanic | 249 | $27,717,000 | $129,333 | $600,000 | $86,000 | $550,000 |
| American Indian or Alaskan Native | 47 | $5,129,000 | $135,000 | $600,000 | $83,000 | $517,000 |
| Not Provided | 41 | $1,129,000 | $28,000 | $64,000 | $71,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,066,000 | $124,000 | $379,000 | $79,000 | $285,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,678 | $1,821,316,000 | $369,760 | $6,000,000 | $4,413 | $3,620,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,023 | $845,020,000 | $531,666 | $1,300,000 | $55,000 | $3,620,000 |
| Loan Purchased By The Institution | 1,943 | $705,236,000 | $384,933 | $1,000,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 619 | $108,239,000 | $174,000 | $975,000 | $111,000 | $649,000 |
| Preapproval Denied by Financial Institution | 443 | $62,084,000 | $140,000 | $1,000,000 | $56,000 | $820,000 |
| Application Denied By Financial Institution | 286 | $42,765,000 | $160,000 | $1,150,000 | $55,000 | $1,339,000 |
| Application Approved But Not Accepted | 240 | $42,151,000 | $239,500 | $6,000,000 | $74,500 | $844,000 |
| Application Withdrawn By Applicant | 95 | $11,614,000 | $130,500 | $600,000 | $100,000 | $2,295,000 |
| File Closed For Incompleteness | 29 | $4,207,000 | $142,500 | $413,000 | $78,500 | $554,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 284 | $35,473,000 | $130,333 | $455,000 | $51,666 | $301,000 |
| Debt-To-Income Ratio | 281 | $42,439,000 | $159,333 | $700,000 | $42,333 | $1,339,000 |
| Other | 86 | $14,154,000 | $160,000 | $1,000,000 | $59,000 | $446,000 |
| Collateral | 39 | $7,128,000 | $238,500 | $600,000 | $85,500 | $327,000 |
| Unverifiable Information | 20 | $3,637,000 | $162,666 | $1,150,000 | $85,333 | $820,000 |
| Employment History | 13 | $1,367,000 | $79,333 | $309,000 | $38,000 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $581,000 | $125,000 | $205,000 | $43,000 | $65,000 |
| Credit Application Incomplete | 1 | $70,000 | $70,000 | $70,000 | $1,000 | $1,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitol Federal Savings's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About