Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2022
In 2022, Cardinal Financial Company, Li of Charlotte, NC reported 91,195 mortgage applications totaling $25.5 billion, down 61% from 2021. The average application was for $279,772, and applicants reported an average income of $102,762. 45% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Dallas-Plano-Irving, TX (3,228), Houston-The Woodlands-Sugar Land, TX (2,884) and Fort Worth-Arlington, TX (2,451) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 91,195 |
| Total Mortgage Loan Application Amount | $25,513,835,000 |
| Average Mortgage Loan Application Amount | $279,772 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $102,762 |
| Highest Applicant Income | $9,596,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant, Texas | 1,901 | $ 535,715,000 | $ 281,806 | $ 112,000 |
| Maricopa, Arizona | 1,662 | $ 533,270,000 | $ 320,860 | $ 109,000 |
| Harris, Texas | 1,626 | $ 433,040,000 | $ 266,322 | $ 119,000 |
| Clark, Nevada | 1,556 | $ 538,030,000 | $ 345,777 | $ 126,000 |
| Suffolk, New York | 1,291 | $ 566,595,000 | $ 438,880 | $ 137,000 |
| Dallas, Texas | 1,113 | $ 280,395,000 | $ 251,927 | $ 108,000 |
| Los Angeles, California | 1,057 | $ 516,765,000 | $ 488,897 | $ 141,000 |
| Cook, Illinois | 876 | $ 195,570,000 | $ 223,253 | $ 84,000 |
| San Diego, California | 793 | $ 442,855,000 | $ 558,455 | $ 162,000 |
| Lee, Florida | 744 | $ 200,900,000 | $ 270,026 | $ 95,000 |
| Duval, Florida | 741 | $ 194,185,000 | $ 262,058 | $ 93,000 |
| Denton, Texas | 737 | $ 247,015,000 | $ 335,162 | $ 135,000 |
| Broward, Florida | 680 | $ 209,320,000 | $ 307,823 | $ 114,000 |
| Riverside, California | 640 | $ 232,060,000 | $ 362,593 | $ 107,000 |
| Salt Lake, Utah | 631 | $ 250,975,000 | $ 397,741 | $ 118,000 |
| Bexar, Texas | 590 | $ 135,510,000 | $ 229,677 | $ 101,000 |
| Collin, Texas | 575 | $ 210,515,000 | $ 366,113 | $ 142,000 |
| Hillsborough, Florida | 568 | $ 174,620,000 | $ 307,429 | $ 116,000 |
| Elkhart, Indiana | 551 | $ 93,855,000 | $ 170,335 | $ 73,000 |
| Palm Beach, Florida | 539 | $ 164,385,000 | $ 304,981 | $ 116,000 |
| Nassau, New York | 528 | $ 270,530,000 | $ 512,367 | $ 155,000 |
| San Bernardino, California | 508 | $ 166,190,000 | $ 327,145 | $ 98,000 |
| Miami-Dade, Florida | 461 | $ 144,315,000 | $ 313,047 | $ 114,000 |
| St. Joseph, Indiana | 444 | $ 68,880,000 | $ 155,135 | $ 79,000 |
| Fort Bend, Texas | 433 | $ 124,095,000 | $ 286,593 | $ 116,000 |
| Lubbock, Texas | 429 | $ 92,655,000 | $ 215,979 | $ 109,000 |
| Knox, Tennessee | 423 | $ 99,945,000 | $ 236,276 | $ 86,000 |
| El Paso, Texas | 412 | $ 60,840,000 | $ 147,669 | $ 73,000 |
| Orange, Florida | 397 | $ 119,275,000 | $ 300,440 | $ 116,000 |
| Pinellas, Florida | 390 | $ 104,280,000 | $ 267,384 | $ 100,000 |
| King, Washington | 390 | $ 219,060,000 | $ 561,692 | $ 178,000 |
| Polk, Florida | 383 | $ 86,555,000 | $ 225,992 | $ 77,000 |
| Collier, Florida | 370 | $ 133,050,000 | $ 359,594 | $ 115,000 |
| Pasco, Florida | 368 | $ 86,610,000 | $ 235,353 | $ 91,000 |
| Pima, Arizona | 354 | $ 79,930,000 | $ 225,790 | $ 86,000 |
| Mecklenburg, North Carolina | 354 | $ 97,420,000 | $ 275,197 | $ 119,000 |
| Prince George's, Maryland | 352 | $ 120,130,000 | $ 341,278 | $ 102,000 |
| Pinal, Arizona | 346 | $ 90,590,000 | $ 261,820 | $ 84,000 |
| Montgomery, Texas | 341 | $ 98,235,000 | $ 288,079 | $ 124,000 |
| Kaufman, Texas | 338 | $ 83,830,000 | $ 248,017 | $ 91,000 |
| Hennepin, Minnesota | 320 | $ 83,980,000 | $ 262,437 | $ 98,000 |
| Fresno, California | 317 | $ 82,885,000 | $ 261,466 | $ 103,000 |
| Utah, Utah | 311 | $ 131,715,000 | $ 423,520 | $ 113,000 |
| Sacramento, California | 307 | $ 108,575,000 | $ 353,664 | $ 127,000 |
| Clark, Washington | 303 | $ 113,105,000 | $ 373,283 | $ 109,000 |
| Queens, New York | 300 | $ 159,820,000 | $ 532,733 | $ 131,000 |
| Davidson, Tennessee | 298 | $ 97,460,000 | $ 327,046 | $ 128,000 |
| St. Lucie, Florida | 272 | $ 73,050,000 | $ 268,566 | $ 85,000 |
| Bernalillo, New Mexico | 271 | $ 69,785,000 | $ 257,509 | $ 109,000 |
| Volusia, Florida | 269 | $ 61,865,000 | $ 229,981 | $ 96,000 |
| Kern, California | 264 | $ 59,670,000 | $ 226,022 | $ 82,000 |
| Gwinnett, Georgia | 260 | $ 72,040,000 | $ 277,076 | $ 102,000 |
| Fulton, Georgia | 259 | $ 65,925,000 | $ 254,536 | $ 114,000 |
| Ocean, New Jersey | 258 | $ 81,820,000 | $ 317,131 | $ 121,000 |
| Pierce, Washington | 257 | $ 94,035,000 | $ 365,894 | $ 113,000 |
| Johnson, Texas | 251 | $ 66,635,000 | $ 265,478 | $ 95,000 |
| Orange, California | 249 | $ 151,505,000 | $ 608,453 | $ 188,000 |
| Oklahoma, Oklahoma | 247 | $ 55,325,000 | $ 223,987 | $ 99,000 |
| Brevard, Florida | 246 | $ 63,280,000 | $ 257,235 | $ 101,000 |
| Hamilton, Tennessee | 245 | $ 62,715,000 | $ 255,979 | $ 110,000 |
| Washington, Tennessee | 245 | $ 54,135,000 | $ 220,959 | $ 84,000 |
| East Baton Rouge, Louisiana | 243 | $ 49,915,000 | $ 205,411 | $ 78,000 |
| Shelby, Tennessee | 242 | $ 52,630,000 | $ 217,479 | $ 90,000 |
| Washoe, Nevada | 241 | $ 113,985,000 | $ 472,966 | $ 169,000 |
| Franklin, Ohio | 241 | $ 44,955,000 | $ 186,535 | $ 82,000 |
| Parker, Texas | 241 | $ 77,625,000 | $ 322,095 | $ 126,000 |
| Travis, Texas | 240 | $ 84,920,000 | $ 353,833 | $ 155,000 |
| Sullivan, Tennessee | 239 | $ 45,035,000 | $ 188,430 | $ 72,000 |
| Wayne, Michigan | 236 | $ 39,130,000 | $ 165,805 | $ 79,000 |
| New Castle, Delaware | 233 | $ 65,275,000 | $ 280,150 | $ 107,000 |
| Essex, New Jersey | 231 | $ 94,045,000 | $ 407,121 | $ 125,000 |
| Spartanburg, South Carolina | 231 | $ 50,275,000 | $ 217,640 | $ 79,000 |
| Imperial, California | 229 | $ 46,545,000 | $ 203,253 | $ 86,000 |
| Marion, Florida | 229 | $ 49,255,000 | $ 215,087 | $ 83,000 |
| Wake, North Carolina | 229 | $ 66,725,000 | $ 291,375 | $ 122,000 |
| Morris, New Jersey | 224 | $ 89,190,000 | $ 398,169 | $ 147,000 |
| Iron, Utah | 220 | $ 68,070,000 | $ 309,409 | $ 105,000 |
| Sussex, New Jersey | 217 | $ 64,515,000 | $ 297,304 | $ 121,000 |
| Kings, New York | 216 | $ 141,760,000 | $ 656,296 | $ 163,000 |
| Forsyth, North Carolina | 214 | $ 39,950,000 | $ 186,682 | $ 80,000 |
| Clay, Florida | 212 | $ 56,620,000 | $ 267,075 | $ 89,000 |
| Philadelphia, Pennsylvania | 212 | $ 41,880,000 | $ 197,547 | $ 75,000 |
| Osceola, Florida | 210 | $ 59,190,000 | $ 281,857 | $ 116,000 |
| Baltimore City, Maryland | 210 | $ 40,730,000 | $ 193,952 | $ 86,000 |
| DeKalb, Georgia | 209 | $ 50,375,000 | $ 241,028 | $ 94,000 |
| Greenville, South Carolina | 209 | $ 48,795,000 | $ 233,468 | $ 87,000 |
| Davis, Utah | 208 | $ 87,270,000 | $ 419,567 | $ 116,000 |
| Ellis, Texas | 205 | $ 60,695,000 | $ 296,073 | $ 109,000 |
| Sarasota, Florida | 202 | $ 66,600,000 | $ 329,702 | $ 120,000 |
| Gaston, North Carolina | 202 | $ 41,850,000 | $ 207,178 | $ 78,000 |
| Horry, South Carolina | 201 | $ 47,745,000 | $ 237,537 | $ 106,000 |
| Galveston, Texas | 199 | $ 45,085,000 | $ 226,557 | $ 121,000 |
| Ector, Texas | 195 | $ 39,665,000 | $ 203,410 | $ 95,000 |
| Hidalgo, Texas | 195 | $ 41,035,000 | $ 210,435 | $ 101,000 |
| Baltimore, Maryland | 194 | $ 53,720,000 | $ 276,907 | $ 92,000 |
| Lake, Florida | 193 | $ 48,245,000 | $ 249,974 | $ 80,000 |
| St. Johns, Florida | 193 | $ 69,025,000 | $ 357,642 | $ 130,000 |
| Weber, Utah | 186 | $ 62,950,000 | $ 338,440 | $ 110,000 |
| Will, Illinois | 185 | $ 44,395,000 | $ 239,972 | $ 94,000 |
| Livingston, Louisiana | 184 | $ 39,950,000 | $ 217,119 | $ 79,000 |
| Catawba, North Carolina | 184 | $ 34,430,000 | $ 187,119 | $ 92,000 |
| Contra Costa, California | 180 | $ 93,180,000 | $ 517,666 | $ 169,000 |
| Williamson, Texas | 177 | $ 58,435,000 | $ 330,141 | $ 147,000 |
| Cobb, Georgia | 174 | $ 47,630,000 | $ 273,735 | $ 101,000 |
| Montgomery, Maryland | 173 | $ 65,715,000 | $ 379,855 | $ 118,000 |
| DuPage, Illinois | 169 | $ 43,095,000 | $ 255,000 | $ 99,000 |
| Bergen, New Jersey | 168 | $ 72,100,000 | $ 429,166 | $ 149,000 |
| Richland, South Carolina | 168 | $ 43,950,000 | $ 261,607 | $ 107,000 |
| Berkeley, South Carolina | 166 | $ 55,100,000 | $ 331,927 | $ 98,000 |
| Smith, Texas | 164 | $ 40,410,000 | $ 246,402 | $ 96,000 |
| New Haven, Connecticut | 163 | $ 38,815,000 | $ 238,128 | $ 94,000 |
| Tulare, California | 162 | $ 35,280,000 | $ 217,777 | $ 88,000 |
| Henry, Georgia | 162 | $ 44,880,000 | $ 277,037 | $ 93,000 |
| Monmouth, New Jersey | 160 | $ 72,820,000 | $ 455,125 | $ 167,000 |
| Kent, Delaware | 159 | $ 43,995,000 | $ 276,698 | $ 100,000 |
| Ramsey, Minnesota | 159 | $ 37,955,000 | $ 238,710 | $ 92,000 |
| Alameda, California | 158 | $ 91,490,000 | $ 579,050 | $ 157,000 |
| Lake, Illinois | 158 | $ 39,200,000 | $ 248,101 | $ 105,000 |
| Union, New Jersey | 158 | $ 62,370,000 | $ 394,746 | $ 148,000 |
| Anoka, Minnesota | 154 | $ 43,110,000 | $ 279,935 | $ 88,000 |
| Baldwin, Alabama | 153 | $ 39,095,000 | $ 255,522 | $ 113,000 |
| Hernando, Florida | 153 | $ 33,295,000 | $ 217,614 | $ 79,000 |
| Seminole, Florida | 152 | $ 39,440,000 | $ 259,473 | $ 100,000 |
| Middlesex, New Jersey | 152 | $ 52,130,000 | $ 342,960 | $ 118,000 |
| Allegheny, Pennsylvania | 151 | $ 24,685,000 | $ 163,476 | $ 100,000 |
| El Paso, Colorado | 149 | $ 47,625,000 | $ 319,630 | $ 94,000 |
| Camden, New Jersey | 149 | $ 28,875,000 | $ 193,791 | $ 87,000 |
| Rockwall, Texas | 149 | $ 60,295,000 | $ 404,664 | $ 146,000 |
| Midland, Michigan | 147 | $ 28,995,000 | $ 197,244 | $ 101,000 |
| Prince William, Virginia | 147 | $ 61,265,000 | $ 416,768 | $ 158,000 |
| Snohomish, Washington | 147 | $ 72,115,000 | $ 490,578 | $ 132,000 |
| Leon, Florida | 146 | $ 32,730,000 | $ 224,178 | $ 113,000 |
| Cumberland, New Jersey | 146 | $ 25,120,000 | $ 172,054 | $ 74,000 |
| Multnomah, Oregon | 146 | $ 47,560,000 | $ 325,753 | $ 110,000 |
| Mobile, Alabama | 143 | $ 25,525,000 | $ 178,496 | $ 73,000 |
| Milwaukee, Wisconsin | 142 | $ 24,840,000 | $ 174,929 | $ 80,000 |
| Hartford, Connecticut | 141 | $ 31,975,000 | $ 226,773 | $ 96,000 |
| Charlotte, Florida | 141 | $ 31,335,000 | $ 222,234 | $ 78,000 |
| Manatee, Florida | 137 | $ 42,885,000 | $ 313,029 | $ 110,000 |
| Fairfield, Connecticut | 136 | $ 53,390,000 | $ 392,573 | $ 166,000 |
| York, South Carolina | 136 | $ 38,950,000 | $ 286,397 | $ 101,000 |
| Oakland, Michigan | 135 | $ 30,595,000 | $ 226,629 | $ 102,000 |
| Richmond, New York | 135 | $ 62,045,000 | $ 459,592 | $ 125,000 |
| Dorchester, South Carolina | 135 | $ 38,605,000 | $ 285,962 | $ 84,000 |
| Passaic, New Jersey | 134 | $ 50,510,000 | $ 376,940 | $ 114,000 |
| Taylor, Texas | 132 | $ 31,560,000 | $ 239,090 | $ 89,000 |
| Tulsa, Oklahoma | 130 | $ 30,580,000 | $ 235,230 | $ 89,000 |
| San Joaquin, California | 129 | $ 47,985,000 | $ 371,976 | $ 111,000 |
| Fairfax, Virginia | 129 | $ 62,825,000 | $ 487,015 | $ 166,000 |
| Santa Clara, California | 128 | $ 77,640,000 | $ 606,562 | $ 172,000 |
| Bronx, New York | 127 | $ 66,845,000 | $ 526,338 | $ 135,000 |
| Cleveland, Oklahoma | 126 | $ 30,110,000 | $ 238,968 | $ 109,000 |
| Spokane, Washington | 125 | $ 29,325,000 | $ 234,600 | $ 78,000 |
| Solano, California | 124 | $ 50,850,000 | $ 410,080 | $ 120,000 |
| Escambia, Florida | 124 | $ 27,670,000 | $ 223,145 | $ 89,000 |
| Dakota, Minnesota | 124 | $ 33,870,000 | $ 273,145 | $ 97,000 |
| Anne Arundel, Maryland | 123 | $ 41,015,000 | $ 333,455 | $ 125,000 |
| Rutherford, Tennessee | 123 | $ 34,485,000 | $ 280,365 | $ 83,000 |
| Washington, Oregon | 122 | $ 47,980,000 | $ 393,278 | $ 123,000 |
| Jefferson, Kentucky | 121 | $ 25,865,000 | $ 213,760 | $ 110,000 |
| Cuyahoga, Ohio | 121 | $ 20,965,000 | $ 173,264 | $ 96,000 |
| Sandoval, New Mexico | 119 | $ 37,805,000 | $ 317,689 | $ 112,000 |
| Brazoria, Texas | 118 | $ 30,790,000 | $ 260,932 | $ 115,000 |
| Virginia Beach, Virginia | 118 | $ 29,130,000 | $ 246,864 | $ 88,000 |
| Jefferson, Louisiana | 117 | $ 23,735,000 | $ 202,863 | $ 79,000 |
| Anderson, South Carolina | 117 | $ 25,145,000 | $ 214,914 | $ 66,000 |
| Bell, Texas | 115 | $ 23,205,000 | $ 201,782 | $ 84,000 |
| Midland, Texas | 115 | $ 27,045,000 | $ 235,173 | $ 107,000 |
| St. Tammany, Louisiana | 114 | $ 28,600,000 | $ 250,877 | $ 92,000 |
| Middlesex, Massachusetts | 114 | $ 48,360,000 | $ 424,210 | $ 131,000 |
| Sumner, Tennessee | 114 | $ 33,860,000 | $ 297,017 | $ 88,000 |
| Burlington, New Jersey | 113 | $ 27,515,000 | $ 243,495 | $ 101,000 |
| Cleveland, North Carolina | 113 | $ 21,835,000 | $ 193,230 | $ 71,000 |
| Clayton, Georgia | 112 | $ 22,860,000 | $ 204,107 | $ 69,000 |
| Jackson, Missouri | 111 | $ 21,125,000 | $ 190,315 | $ 95,000 |
| Hunt, Texas | 111 | $ 31,705,000 | $ 285,630 | $ 116,000 |
| Santa Fe, New Mexico | 110 | $ 35,730,000 | $ 324,818 | $ 90,000 |
| Hamilton, Ohio | 110 | $ 18,910,000 | $ 171,909 | $ 77,000 |
| Grayson, Texas | 110 | $ 27,050,000 | $ 245,909 | $ 106,000 |
| Merced, California | 109 | $ 31,105,000 | $ 285,366 | $ 100,000 |
| Macomb, Michigan | 109 | $ 20,925,000 | $ 191,972 | $ 109,000 |
| Blount, Tennessee | 109 | $ 23,255,000 | $ 213,348 | $ 89,000 |
| Guilford, North Carolina | 108 | $ 23,760,000 | $ 220,000 | $ 125,000 |
| Montgomery, Pennsylvania | 108 | $ 27,980,000 | $ 259,074 | $ 116,000 |
| Columbia, Georgia | 107 | $ 32,285,000 | $ 301,728 | $ 102,000 |
| Plymouth, Massachusetts | 106 | $ 42,590,000 | $ 401,792 | $ 102,000 |
| Iredell, North Carolina | 106 | $ 25,930,000 | $ 244,622 | $ 102,000 |
| Chester, Pennsylvania | 105 | $ 31,035,000 | $ 295,571 | $ 118,000 |
| Charleston, South Carolina | 104 | $ 31,450,000 | $ 302,403 | $ 102,000 |
| Loudoun, Virginia | 103 | $ 54,825,000 | $ 532,281 | $ 157,000 |
| Saginaw, Michigan | 102 | $ 15,910,000 | $ 155,980 | $ 67,000 |
| DeSoto, Mississippi | 102 | $ 28,190,000 | $ 276,372 | $ 90,000 |
| Union, North Carolina | 102 | $ 30,890,000 | $ 302,843 | $ 114,000 |
| Richmond, Georgia | 101 | $ 19,275,000 | $ 190,841 | $ 79,000 |
| Westchester, New York | 101 | $ 48,975,000 | $ 484,900 | $ 153,000 |
| Clackamas, Oregon | 101 | $ 40,655,000 | $ 402,524 | $ 121,000 |
| Placer, California | 99 | $ 47,775,000 | $ 482,575 | $ 195,000 |
| Burke, North Carolina | 99 | $ 15,755,000 | $ 159,141 | $ 65,000 |
| Delaware, Pennsylvania | 99 | $ 21,195,000 | $ 214,090 | $ 96,000 |
| Boone, Kentucky | 98 | $ 20,450,000 | $ 208,673 | $ 81,000 |
| Hudson, New Jersey | 98 | $ 41,750,000 | $ 426,020 | $ 144,000 |
| Ascension, Louisiana | 97 | $ 24,595,000 | $ 253,556 | $ 94,000 |
| Williamson, Tennessee | 97 | $ 49,795,000 | $ 513,350 | $ 223,000 |
| Pike, Pennsylvania | 96 | $ 22,710,000 | $ 236,562 | $ 101,000 |
| Montgomery, Tennessee | 96 | $ 22,060,000 | $ 229,791 | $ 78,000 |
| Chesapeake, Virginia | 96 | $ 28,120,000 | $ 292,916 | $ 87,000 |
| St. Louis, Missouri | 95 | $ 17,835,000 | $ 187,736 | $ 82,000 |
| Davidson, North Carolina | 94 | $ 16,160,000 | $ 171,914 | $ 65,000 |
| Norfolk, Virginia | 94 | $ 20,230,000 | $ 215,212 | $ 86,000 |
| Kane, Illinois | 93 | $ 19,785,000 | $ 212,741 | $ 82,000 |
| Worcester, Massachusetts | 93 | $ 29,585,000 | $ 318,118 | $ 103,000 |
| Johnston, North Carolina | 92 | $ 21,980,000 | $ 238,913 | $ 86,000 |
| Stanislaus, California | 91 | $ 26,755,000 | $ 294,010 | $ 92,000 |
| Santa Rosa, Florida | 91 | $ 23,855,000 | $ 262,142 | $ 83,000 |
| Lake, Indiana | 91 | $ 16,305,000 | $ 179,175 | $ 67,000 |
| Kenton, Kentucky | 91 | $ 17,605,000 | $ 193,461 | $ 80,000 |
| Marion, Oregon | 91 | $ 24,315,000 | $ 267,197 | $ 86,000 |
| Lexington, South Carolina | 91 | $ 21,165,000 | $ 232,582 | $ 83,000 |
| Loudon, Tennessee | 91 | $ 19,015,000 | $ 208,956 | $ 76,000 |
| Alachua, Florida | 90 | $ 20,070,000 | $ 223,000 | $ 91,000 |
| Washington, Minnesota | 90 | $ 27,180,000 | $ 302,000 | $ 111,000 |
| Gloucester, New Jersey | 90 | $ 18,170,000 | $ 201,888 | $ 97,000 |
| Campbell, Wyoming | 90 | $ 21,060,000 | $ 234,000 | $ 88,000 |
| Arapahoe, Colorado | 89 | $ 30,565,000 | $ 343,426 | $ 100,000 |
| Citrus, Florida | 89 | $ 18,555,000 | $ 208,483 | $ 80,000 |
| Honolulu, Hawaii | 89 | $ 55,435,000 | $ 622,865 | $ 140,000 |
| Yavapai, Arizona | 88 | $ 20,900,000 | $ 237,500 | $ 89,000 |
| Cabarrus, North Carolina | 88 | $ 21,890,000 | $ 248,750 | $ 120,000 |
| Anderson, Tennessee | 88 | $ 16,820,000 | $ 191,136 | $ 77,000 |
| Wilson, Tennessee | 88 | $ 26,660,000 | $ 302,954 | $ 86,000 |
| Lincoln, North Carolina | 87 | $ 18,205,000 | $ 209,252 | $ 100,000 |
| Carter, Tennessee | 87 | $ 15,895,000 | $ 182,701 | $ 72,000 |
| District of Columbia, District Of Columbia | 86 | $ 41,280,000 | $ 480,000 | $ 169,000 |
| Bay, Florida | 86 | $ 19,220,000 | $ 223,488 | $ 98,000 |
| Marion, Indiana | 86 | $ 15,930,000 | $ 185,232 | $ 100,000 |
| Orleans, Louisiana | 86 | $ 18,460,000 | $ 214,651 | $ 83,000 |
| Jefferson, Alabama | 85 | $ 16,225,000 | $ 190,882 | $ 76,000 |
| Ventura, California | 85 | $ 41,685,000 | $ 490,411 | $ 137,000 |
| Adams, Colorado | 85 | $ 29,655,000 | $ 348,882 | $ 99,000 |
| Hood, Texas | 85 | $ 20,665,000 | $ 243,117 | $ 108,000 |
| Indian River, Florida | 84 | $ 20,970,000 | $ 249,642 | $ 84,000 |
| Mohave, Arizona | 83 | $ 16,165,000 | $ 194,759 | $ 70,000 |
| Sussex, Delaware | 83 | $ 22,465,000 | $ 270,662 | $ 119,000 |
| Bristol, Massachusetts | 83 | $ 29,065,000 | $ 350,180 | $ 96,000 |
| Buncombe, North Carolina | 82 | $ 22,020,000 | $ 268,536 | $ 98,000 |
| Pickens, South Carolina | 82 | $ 19,080,000 | $ 232,682 | $ 98,000 |
| Dickson, Tennessee | 82 | $ 19,080,000 | $ 232,682 | $ 98,000 |
| Chesterfield, Virginia | 80 | $ 19,810,000 | $ 247,625 | $ 90,000 |
| Cherokee, Georgia | 79 | $ 21,925,000 | $ 277,531 | $ 116,000 |
| Cumberland, North Carolina | 79 | $ 15,085,000 | $ 190,949 | $ 80,000 |
| Martin, Florida | 78 | $ 22,550,000 | $ 289,102 | $ 119,000 |
| Sevier, Tennessee | 78 | $ 21,380,000 | $ 274,102 | $ 99,000 |
| Chatham, Georgia | 77 | $ 15,335,000 | $ 199,155 | $ 77,000 |
| Atlantic, New Jersey | 77 | $ 18,345,000 | $ 238,246 | $ 139,000 |
| Cameron, Texas | 77 | $ 13,845,000 | $ 179,805 | $ 85,000 |
| St. Charles, Missouri | 76 | $ 17,270,000 | $ 227,236 | $ 89,000 |
| Guadalupe, Texas | 76 | $ 19,790,000 | $ 260,394 | $ 107,000 |
| Denver, Colorado | 75 | $ 26,275,000 | $ 350,333 | $ 157,000 |
| McMinn, Tennessee | 75 | $ 14,635,000 | $ 195,133 | $ 72,000 |
| Bucks, Pennsylvania | 74 | $ 20,120,000 | $ 271,891 | $ 103,000 |
| Tangipahoa, Louisiana | 73 | $ 14,775,000 | $ 202,397 | $ 70,000 |
| Dona Ana, New Mexico | 73 | $ 15,215,000 | $ 208,424 | $ 85,000 |
| Weld, Colorado | 72 | $ 24,920,000 | $ 346,111 | $ 101,000 |
| Frederick, Maryland | 72 | $ 26,060,000 | $ 361,944 | $ 107,000 |
| Mercer, New Jersey | 72 | $ 16,290,000 | $ 226,250 | $ 118,000 |
| Pitt, North Carolina | 72 | $ 13,080,000 | $ 181,666 | $ 72,000 |
| Monroe, Pennsylvania | 72 | $ 16,600,000 | $ 230,555 | $ 110,000 |
| Bowie, Texas | 72 | $ 10,510,000 | $ 145,972 | $ 79,000 |
| Madison, Alabama | 71 | $ 18,005,000 | $ 253,591 | $ 95,000 |
| Okaloosa, Florida | 71 | $ 26,195,000 | $ 368,943 | $ 134,000 |
| McDowell, North Carolina | 71 | $ 10,925,000 | $ 153,873 | $ 58,000 |
| Waukesha, Wisconsin | 71 | $ 24,385,000 | $ 343,450 | $ 140,000 |
| Greene, Tennessee | 70 | $ 13,040,000 | $ 186,285 | $ 72,000 |
| Cowlitz, Washington | 70 | $ 20,060,000 | $ 286,571 | $ 86,000 |
| Berks, Pennsylvania | 69 | $ 13,365,000 | $ 193,695 | $ 120,000 |
| York, Pennsylvania | 69 | $ 12,985,000 | $ 188,188 | $ 73,000 |
| Jefferson, Tennessee | 69 | $ 13,885,000 | $ 201,231 | $ 83,000 |
| Nassau, Florida | 68 | $ 19,550,000 | $ 287,500 | $ 96,000 |
| Forsyth, Georgia | 68 | $ 25,860,000 | $ 380,294 | $ 138,000 |
| Charles, Maryland | 68 | $ 26,050,000 | $ 383,088 | $ 122,000 |
| Nueces, Texas | 68 | $ 15,180,000 | $ 223,235 | $ 112,000 |
| Washington, Utah | 68 | $ 25,460,000 | $ 374,411 | $ 137,000 |
| Polk, Iowa | 67 | $ 14,175,000 | $ 211,567 | $ 84,000 |
| Rowan, North Carolina | 67 | $ 11,145,000 | $ 166,343 | $ 75,000 |
| Comal, Texas | 67 | $ 23,575,000 | $ 351,865 | $ 119,000 |
| Flagler, Florida | 66 | $ 18,110,000 | $ 274,393 | $ 93,000 |
| Orange, New York | 66 | $ 22,560,000 | $ 341,818 | $ 109,000 |
| Walton, Florida | 65 | $ 31,125,000 | $ 478,846 | $ 206,000 |
| Lehigh, Pennsylvania | 65 | $ 14,275,000 | $ 219,615 | $ 97,000 |
| Roane, Tennessee | 65 | $ 14,135,000 | $ 217,461 | $ 74,000 |
| Henderson, Texas | 65 | $ 17,695,000 | $ 272,230 | $ 123,000 |
| Genesee, Michigan | 64 | $ 9,810,000 | $ 153,281 | $ 71,000 |
| Providence, Rhode Island | 64 | $ 15,400,000 | $ 240,625 | $ 80,000 |
| Aiken, South Carolina | 64 | $ 14,480,000 | $ 226,250 | $ 83,000 |
| Summit, Utah | 64 | $ 48,650,000 | $ 760,156 | $ 280,000 |
| Fond du Lac, Wisconsin | 64 | $ 9,360,000 | $ 146,250 | $ 66,000 |
| Rockland, New York | 63 | $ 32,045,000 | $ 508,650 | $ 169,000 |
| Northampton, Pennsylvania | 63 | $ 13,965,000 | $ 221,666 | $ 96,000 |
| Jefferson, Colorado | 62 | $ 22,490,000 | $ 362,741 | $ 134,000 |
| Paulding, Georgia | 62 | $ 14,990,000 | $ 241,774 | $ 82,000 |
| Warren, New Jersey | 62 | $ 17,930,000 | $ 289,193 | $ 104,000 |
| Durham, North Carolina | 62 | $ 14,620,000 | $ 235,806 | $ 92,000 |
| Jefferson, Texas | 62 | $ 11,150,000 | $ 179,838 | $ 93,000 |
| Liberty, Texas | 62 | $ 14,270,000 | $ 230,161 | $ 89,000 |
| Scott, Iowa | 61 | $ 11,945,000 | $ 195,819 | $ 78,000 |
| Nye, Nevada | 61 | $ 13,315,000 | $ 218,278 | $ 77,000 |
| Hamblen, Tennessee | 61 | $ 11,745,000 | $ 192,540 | $ 67,000 |
| Somerset, New Jersey | 60 | $ 23,270,000 | $ 387,833 | $ 152,000 |
| Butler, Ohio | 60 | $ 11,490,000 | $ 191,500 | $ 82,000 |
| Hawkins, Tennessee | 60 | $ 12,180,000 | $ 203,000 | $ 67,000 |
| Douglas, Georgia | 59 | $ 15,665,000 | $ 265,508 | $ 86,000 |
| Howard, Maryland | 59 | $ 27,045,000 | $ 458,389 | $ 190,000 |
| Randall, Texas | 59 | $ 13,055,000 | $ 221,271 | $ 107,000 |
| Johnson, Kansas | 58 | $ 13,940,000 | $ 240,344 | $ 89,000 |
| Clay, Missouri | 58 | $ 13,130,000 | $ 226,379 | $ 91,000 |
| Canadian, Oklahoma | 58 | $ 13,050,000 | $ 225,000 | $ 80,000 |
| Westmoreland, Pennsylvania | 58 | $ 9,870,000 | $ 170,172 | $ 72,000 |
| Wise, Texas | 58 | $ 15,560,000 | $ 268,275 | $ 115,000 |
| Benton, Washington | 58 | $ 17,860,000 | $ 307,931 | $ 84,000 |
| Rock, Wisconsin | 58 | $ 10,660,000 | $ 183,793 | $ 70,000 |
| Bay, Michigan | 57 | $ 8,045,000 | $ 141,140 | $ 67,000 |
| Hays, Texas | 57 | $ 20,395,000 | $ 357,807 | $ 131,000 |
| McLennan, Texas | 57 | $ 12,115,000 | $ 212,543 | $ 98,000 |
| Waller, Texas | 57 | $ 17,635,000 | $ 309,385 | $ 129,000 |
| Thurston, Washington | 57 | $ 20,555,000 | $ 360,614 | $ 100,000 |
| Nevada, California | 56 | $ 28,800,000 | $ 514,285 | $ 214,000 |
| Kauai, Hawaii | 56 | $ 37,040,000 | $ 661,428 | $ 223,000 |
| Norfolk, Massachusetts | 56 | $ 27,360,000 | $ 488,571 | $ 143,000 |
| Claiborne, Tennessee | 56 | $ 10,510,000 | $ 187,678 | $ 74,000 |
| Rockdale, Georgia | 54 | $ 15,520,000 | $ 287,407 | $ 88,000 |
| Brunswick, North Carolina | 54 | $ 13,150,000 | $ 243,518 | $ 128,000 |
| Bradley, Tennessee | 54 | $ 11,790,000 | $ 218,333 | $ 72,000 |
| Brown, Wisconsin | 54 | $ 11,770,000 | $ 217,962 | $ 85,000 |
| Cass, North Dakota | 53 | $ 15,035,000 | $ 283,679 | $ 96,000 |
| Clermont, Ohio | 53 | $ 10,225,000 | $ 192,924 | $ 81,000 |
| Monterey, California | 52 | $ 24,440,000 | $ 470,000 | $ 132,000 |
| McHenry, Illinois | 52 | $ 12,060,000 | $ 231,923 | $ 100,000 |
| Douglas, Nebraska | 52 | $ 10,720,000 | $ 206,153 | $ 83,000 |
| New Hanover, North Carolina | 52 | $ 14,440,000 | $ 277,692 | $ 114,000 |
| Randolph, North Carolina | 52 | $ 8,900,000 | $ 171,153 | $ 68,000 |
| Ada, Idaho | 51 | $ 17,325,000 | $ 339,705 | $ 126,000 |
| Kosciusko, Indiana | 51 | $ 7,395,000 | $ 145,000 | $ 69,000 |
| Marshall, Indiana | 51 | $ 8,095,000 | $ 158,725 | $ 67,000 |
| Fairfield, Ohio | 51 | $ 11,285,000 | $ 221,274 | $ 91,000 |
| Montgomery, Ohio | 51 | $ 8,655,000 | $ 169,705 | $ 78,000 |
| Portsmouth, Virginia | 51 | $ 10,775,000 | $ 211,274 | $ 74,000 |
| St. Croix, Wisconsin | 51 | $ 16,795,000 | $ 329,313 | $ 117,000 |
| Liberty, Georgia | 50 | $ 9,770,000 | $ 195,400 | $ 67,000 |
| Jackson, Oregon | 50 | $ 15,010,000 | $ 300,200 | $ 110,000 |
| Luzerne, Pennsylvania | 50 | $ 7,740,000 | $ 154,800 | $ 66,000 |
| Monroe, Tennessee | 50 | $ 9,930,000 | $ 198,600 | $ 66,000 |
| Tooele, Utah | 50 | $ 19,010,000 | $ 380,200 | $ 97,000 |
| Newport News, Virginia | 50 | $ 10,810,000 | $ 216,200 | $ 75,000 |
| Suffolk, Virginia | 50 | $ 14,230,000 | $ 284,600 | $ 94,000 |
| Chelan, Washington | 50 | $ 14,770,000 | $ 295,400 | $ 101,000 |
| Jefferson, Wisconsin | 50 | $ 10,830,000 | $ 216,600 | $ 93,000 |
| Pueblo, Colorado | 49 | $ 10,415,000 | $ 212,551 | $ 97,000 |
| Coweta, Georgia | 49 | $ 12,515,000 | $ 255,408 | $ 89,000 |
| Canyon, Idaho | 49 | $ 14,595,000 | $ 297,857 | $ 90,000 |
| Harford, Maryland | 49 | $ 13,055,000 | $ 266,428 | $ 100,000 |
| Berrien, Michigan | 49 | $ 6,965,000 | $ 142,142 | $ 61,000 |
| Wright, Minnesota | 49 | $ 12,635,000 | $ 257,857 | $ 91,000 |
| Comanche, Oklahoma | 49 | $ 8,565,000 | $ 174,795 | $ 80,000 |
| Van Zandt, Texas | 49 | $ 10,595,000 | $ 216,224 | $ 86,000 |
| Stafford, Virginia | 49 | $ 20,425,000 | $ 416,836 | $ 110,000 |
| San Mateo, California | 48 | $ 32,030,000 | $ 667,291 | $ 198,000 |
| Carroll, Georgia | 48 | $ 9,570,000 | $ 199,375 | $ 93,000 |
| Newton, Georgia | 48 | $ 10,470,000 | $ 218,125 | $ 77,000 |
| Cass, Michigan | 48 | $ 9,530,000 | $ 198,541 | $ 79,000 |
| Kent, Michigan | 48 | $ 9,800,000 | $ 204,166 | $ 69,000 |
| Warren, Ohio | 48 | $ 10,430,000 | $ 217,291 | $ 86,000 |
| Roanoke City, Virginia | 48 | $ 8,120,000 | $ 169,166 | $ 89,000 |
| Yuma, Arizona | 47 | $ 8,385,000 | $ 178,404 | $ 65,000 |
| Sherburne, Minnesota | 47 | $ 12,185,000 | $ 259,255 | $ 88,000 |
| Davie, North Carolina | 47 | $ 8,905,000 | $ 189,468 | $ 85,000 |
| Roanoke, Virginia | 47 | $ 10,255,000 | $ 218,191 | $ 91,000 |
| Yakima, Washington | 47 | $ 12,175,000 | $ 259,042 | $ 80,000 |
| Santa Barbara, California | 46 | $ 18,820,000 | $ 409,130 | $ 103,000 |
| Sonoma, California | 46 | $ 21,170,000 | $ 460,217 | $ 155,000 |
| Harrison, Mississippi | 46 | $ 6,540,000 | $ 142,173 | $ 62,000 |
| Harnett, North Carolina | 46 | $ 10,240,000 | $ 222,608 | $ 74,000 |
| Rockingham, North Carolina | 46 | $ 6,170,000 | $ 134,130 | $ 57,000 |
| Lane, Oregon | 46 | $ 12,130,000 | $ 263,695 | $ 122,000 |
| Henrico, Virginia | 46 | $ 12,350,000 | $ 268,478 | $ 97,000 |
| Winnebago, Illinois | 45 | $ 6,075,000 | $ 135,000 | $ 72,000 |
| Livingston, Michigan | 45 | $ 11,215,000 | $ 249,222 | $ 110,000 |
| Greene, Missouri | 45 | $ 8,365,000 | $ 185,888 | $ 73,000 |
| Onslow, North Carolina | 45 | $ 9,225,000 | $ 205,000 | $ 73,000 |
| Summit, Ohio | 45 | $ 7,155,000 | $ 159,000 | $ 70,000 |
| Maury, Tennessee | 45 | $ 12,225,000 | $ 271,666 | $ 103,000 |
| Cochise, Arizona | 44 | $ 8,070,000 | $ 183,409 | $ 81,000 |
| Madera, California | 44 | $ 13,100,000 | $ 297,727 | $ 113,000 |
| Walton, Georgia | 44 | $ 11,660,000 | $ 265,000 | $ 97,000 |
| Caldwell, North Carolina | 44 | $ 7,460,000 | $ 169,545 | $ 68,000 |
| El Dorado, California | 43 | $ 19,155,000 | $ 445,465 | $ 151,000 |
| Barrow, Georgia | 43 | $ 8,615,000 | $ 200,348 | $ 71,000 |
| St. Louis, Minnesota | 43 | $ 8,775,000 | $ 204,069 | $ 81,000 |
| Lorain, Ohio | 43 | $ 6,345,000 | $ 147,558 | $ 77,000 |
| Venango, Pennsylvania | 43 | $ 4,575,000 | $ 106,395 | $ 48,000 |
| Robertson, Tennessee | 43 | $ 11,295,000 | $ 262,674 | $ 84,000 |
| Douglas, Washington | 43 | $ 14,385,000 | $ 334,534 | $ 93,000 |
| Kitsap, Washington | 43 | $ 16,505,000 | $ 383,837 | $ 147,000 |
| Highlands, Florida | 42 | $ 7,530,000 | $ 179,285 | $ 69,000 |
| Sumter, Florida | 42 | $ 8,870,000 | $ 211,190 | $ 67,000 |
| Suffolk, Massachusetts | 42 | $ 21,620,000 | $ 514,761 | $ 158,000 |
| Chambers, Texas | 42 | $ 11,630,000 | $ 276,904 | $ 102,000 |
| Gregg, Texas | 42 | $ 9,860,000 | $ 234,761 | $ 125,000 |
| Spotsylvania, Virginia | 42 | $ 15,290,000 | $ 364,047 | $ 103,000 |
| Mesa, Colorado | 41 | $ 9,525,000 | $ 232,317 | $ 68,000 |
| New London, Connecticut | 41 | $ 9,845,000 | $ 240,121 | $ 89,000 |
| Olmsted, Minnesota | 41 | $ 9,605,000 | $ 234,268 | $ 102,000 |
| Lancaster, Pennsylvania | 41 | $ 8,365,000 | $ 204,024 | $ 93,000 |
| Kershaw, South Carolina | 41 | $ 10,615,000 | $ 258,902 | $ 92,000 |
| Wood, Texas | 41 | $ 10,015,000 | $ 244,268 | $ 96,000 |
| Hampton, Virginia | 41 | $ 8,935,000 | $ 217,926 | $ 103,000 |
| Navajo, Arizona | 40 | $ 9,110,000 | $ 227,750 | $ 100,000 |
| Larimer, Colorado | 40 | $ 13,290,000 | $ 332,250 | $ 107,000 |
| Catoosa, Georgia | 40 | $ 8,870,000 | $ 221,750 | $ 72,000 |
| Lancaster, South Carolina | 40 | $ 11,230,000 | $ 280,750 | $ 84,000 |
| Campbell, Tennessee | 40 | $ 7,180,000 | $ 179,500 | $ 66,000 |
| Atascosa, Texas | 40 | $ 7,180,000 | $ 179,500 | $ 91,000 |
| Kings, California | 39 | $ 8,845,000 | $ 226,794 | $ 100,000 |
| Spalding, Georgia | 39 | $ 8,065,000 | $ 206,794 | $ 68,000 |
| Campbell, Kentucky | 39 | $ 8,095,000 | $ 207,564 | $ 111,000 |
| Calcasieu, Louisiana | 39 | $ 8,375,000 | $ 214,743 | $ 90,000 |
| Washington, Maryland | 39 | $ 9,185,000 | $ 235,512 | $ 84,000 |
| Essex, Massachusetts | 39 | $ 15,975,000 | $ 409,615 | $ 111,000 |
| Jefferson, Missouri | 39 | $ 6,915,000 | $ 177,307 | $ 78,000 |
| Franklin, North Carolina | 39 | $ 8,025,000 | $ 205,769 | $ 84,000 |
| Stark, Ohio | 39 | $ 7,135,000 | $ 182,948 | $ 80,000 |
| Cheatham, Tennessee | 39 | $ 9,375,000 | $ 240,384 | $ 73,000 |
| Butte, California | 38 | $ 9,730,000 | $ 256,052 | $ 80,000 |
| Hamilton, Indiana | 38 | $ 11,110,000 | $ 292,368 | $ 156,000 |
| Fayette, Kentucky | 38 | $ 8,560,000 | $ 225,263 | $ 93,000 |
| Lowndes, Mississippi | 38 | $ 6,660,000 | $ 175,263 | $ 57,000 |
| Lyon, Nevada | 38 | $ 10,370,000 | $ 272,894 | $ 76,000 |
| Lake, Ohio | 38 | $ 6,440,000 | $ 169,473 | $ 74,000 |
| Oconee, South Carolina | 38 | $ 8,010,000 | $ 210,789 | $ 65,000 |
| Bedford, Virginia | 38 | $ 9,470,000 | $ 249,210 | $ 82,000 |
| San Francisco, California | 37 | $ 28,065,000 | $ 758,513 | $ 239,000 |
| Caddo, Louisiana | 37 | $ 6,285,000 | $ 169,864 | $ 76,000 |
| Cherokee, North Carolina | 37 | $ 7,315,000 | $ 197,702 | $ 99,000 |
| Haywood, North Carolina | 37 | $ 7,095,000 | $ 191,756 | $ 73,000 |
| Coconino, Arizona | 36 | $ 12,560,000 | $ 348,888 | $ 129,000 |
| Yolo, California | 36 | $ 12,900,000 | $ 358,333 | $ 164,000 |
| Douglas, Colorado | 36 | $ 18,850,000 | $ 523,611 | $ 174,000 |
| Levy, Florida | 36 | $ 6,850,000 | $ 190,277 | $ 73,000 |
| Muscogee, Georgia | 36 | $ 7,390,000 | $ 205,277 | $ 84,000 |
| Kootenai, Idaho | 36 | $ 10,700,000 | $ 297,222 | $ 79,000 |
| Kendall, Illinois | 36 | $ 8,980,000 | $ 249,444 | $ 99,000 |
| Allen, Indiana | 36 | $ 6,690,000 | $ 185,833 | $ 89,000 |
| Rutherford, North Carolina | 36 | $ 7,350,000 | $ 204,166 | $ 77,000 |
| Lucas, Ohio | 36 | $ 4,980,000 | $ 138,333 | $ 108,000 |
| Cocke, Tennessee | 36 | $ 5,990,000 | $ 166,388 | $ 58,000 |
| Cumberland, Tennessee | 36 | $ 5,830,000 | $ 161,944 | $ 70,000 |
| Winnebago, Wisconsin | 36 | $ 5,400,000 | $ 150,000 | $ 72,000 |
| San Luis Obispo, California | 35 | $ 14,215,000 | $ 406,142 | $ 122,000 |
| Walker, Georgia | 35 | $ 6,905,000 | $ 197,285 | $ 60,000 |
| Lafayette, Louisiana | 35 | $ 7,605,000 | $ 217,285 | $ 76,000 |
| Scott, Minnesota | 35 | $ 10,865,000 | $ 310,428 | $ 119,000 |
| Salem, New Jersey | 35 | $ 7,815,000 | $ 223,285 | $ 81,000 |
| Alamance, North Carolina | 35 | $ 7,205,000 | $ 205,857 | $ 73,000 |
| Pierce, Wisconsin | 35 | $ 8,175,000 | $ 233,571 | $ 98,000 |
| Bonneville, Idaho | 34 | $ 8,960,000 | $ 263,529 | $ 80,000 |
| Muscatine, Iowa | 34 | $ 5,180,000 | $ 152,352 | $ 59,000 |
| St. Louis City, Missouri | 34 | $ 6,120,000 | $ 180,000 | $ 96,000 |
| Valencia, New Mexico | 34 | $ 8,130,000 | $ 239,117 | $ 87,000 |
| Erie, New York | 34 | $ 8,200,000 | $ 241,176 | $ 102,000 |
| Deschutes, Oregon | 34 | $ 13,030,000 | $ 383,235 | $ 120,000 |
| Cumberland, Pennsylvania | 34 | $ 7,320,000 | $ 215,294 | $ 93,000 |
| Wichita, Texas | 34 | $ 5,480,000 | $ 161,176 | $ 80,000 |
| Boulder, Colorado | 33 | $ 11,755,000 | $ 356,212 | $ 116,000 |
| Hendricks, Indiana | 33 | $ 7,205,000 | $ 218,333 | $ 81,000 |
| Bossier, Louisiana | 33 | $ 7,055,000 | $ 213,787 | $ 70,000 |
| Stearns, Minnesota | 33 | $ 6,815,000 | $ 206,515 | $ 80,000 |
| Jackson, Mississippi | 33 | $ 4,605,000 | $ 139,545 | $ 80,000 |
| Henderson, North Carolina | 33 | $ 8,285,000 | $ 251,060 | $ 77,000 |
| Beaufort, South Carolina | 33 | $ 10,435,000 | $ 316,212 | $ 113,000 |
| Brazos, Texas | 33 | $ 7,325,000 | $ 221,969 | $ 106,000 |
| Craighead, Arkansas | 32 | $ 6,020,000 | $ 188,125 | $ 83,000 |
| Fayette, Georgia | 32 | $ 10,040,000 | $ 313,750 | $ 97,000 |
| Whitfield, Georgia | 32 | $ 6,260,000 | $ 195,625 | $ 71,000 |
| Rock Island, Illinois | 32 | $ 4,810,000 | $ 150,312 | $ 62,000 |
| Madison, Indiana | 32 | $ 4,850,000 | $ 151,562 | $ 60,000 |
| Delaware, Ohio | 32 | $ 9,760,000 | $ 305,000 | $ 114,000 |
| Washington, Pennsylvania | 32 | $ 6,480,000 | $ 202,500 | $ 85,000 |
| Sumter, South Carolina | 32 | $ 6,110,000 | $ 190,937 | $ 71,000 |
| Dane, Wisconsin | 32 | $ 9,060,000 | $ 283,125 | $ 97,000 |
| Benton, Arkansas | 31 | $ 7,145,000 | $ 230,483 | $ 84,000 |
| Litchfield, Connecticut | 31 | $ 7,565,000 | $ 244,032 | $ 99,000 |
| Columbia, Florida | 31 | $ 4,915,000 | $ 158,548 | $ 58,000 |
| Pottawattamie, Iowa | 31 | $ 6,015,000 | $ 194,032 | $ 73,000 |
| Sedgwick, Kansas | 31 | $ 4,725,000 | $ 152,419 | $ 85,000 |
| Stokes, North Carolina | 31 | $ 5,215,000 | $ 168,225 | $ 63,000 |
| McClain, Oklahoma | 31 | $ 6,745,000 | $ 217,580 | $ 83,000 |
| Shasta, California | 30 | $ 7,500,000 | $ 250,000 | $ 80,000 |
| Putnam, Florida | 30 | $ 5,740,000 | $ 191,333 | $ 80,000 |
| Wakulla, Florida | 30 | $ 6,070,000 | $ 202,333 | $ 82,000 |
| Hall, Georgia | 30 | $ 11,210,000 | $ 373,666 | $ 114,000 |
| Houston, Georgia | 30 | $ 5,590,000 | $ 186,333 | $ 70,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 50,812 | $15,318,980,000 | $301,000 | $5,005,000 | $108,000 | $9,596,000 |
| Cash-out Refinancing | 27,849 | $7,170,615,000 | $257,000 | $2,725,000 | $94,000 | $6,191,000 |
| Refinancing | 12,534 | $3,024,240,000 | $241,000 | $2,585,000 | $101,000 | $7,978,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 45,186 | $12,481,940,000 | $276,000 | $5,005,000 | $106,000 | $9,596,000 |
| Not Provided | 16,957 | $4,542,095,000 | $267,000 | $2,725,000 | $100,000 | $4,076,000 |
| Hispanic | 13,565 | $3,809,445,000 | $280,000 | $2,715,000 | $93,000 | $1,655,000 |
| Black or African American | 10,329 | $2,811,215,000 | $272,000 | $2,005,000 | $92,000 | $4,637,000 |
| Asian | 3,404 | $1,265,700,000 | $371,000 | $2,845,000 | $134,000 | $6,191,000 |
| American Indian or Alaskan Native | 507 | $129,525,000 | $255,000 | $1,005,000 | $92,000 | $1,365,000 |
| Not applicable | 155 | $51,665,000 | $333,000 | $825,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 145 | $53,185,000 | $366,000 | $1,805,000 | $100,000 | $455,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 54,905 | $15,599,205,000 | $284,000 | $5,005,000 | $118,000 | $9,596,000 |
| FHA-insured (Federal Housing Administration) | 28,033 | $7,215,685,000 | $257,000 | $1,475,000 | $79,000 | $1,925,000 |
| VA-guaranteed (Veterans Administration) | 7,136 | $2,479,420,000 | $347,000 | $2,405,000 | $95,000 | $1,882,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,121 | $219,525,000 | $195,000 | $665,000 | $62,000 | $375,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 41,404 | $12,043,510,000 | $290,000 | $3,845,000 | $107,000 | $9,596,000 |
| Application Denied By Financial Institution | 28,230 | $7,459,030,000 | $264,000 | $5,005,000 | $98,000 | $7,978,000 |
| Application Approved But Not Accepted | 7,715 | $2,204,655,000 | $285,000 | $2,525,000 | $105,000 | $2,216,000 |
| Application Withdrawn By Applicant | 5,723 | $1,589,255,000 | $277,000 | $2,715,000 | $108,000 | $4,920,000 |
| Preapproval Denied by Financial Institution | 3,825 | $958,805,000 | $250,000 | $2,505,000 | $79,000 | $3,300,000 |
| Preapproval Approved but not Accepted | 3,577 | $1,035,945,000 | $289,000 | $3,005,000 | $100,000 | $1,622,000 |
| File Closed For Incompleteness | 566 | $170,970,000 | $302,000 | $1,495,000 | $120,000 | $3,782,000 |
| Loan Purchased By The Institution | 155 | $51,665,000 | $333,000 | $825,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 59,140 | $17,096,000,000 | $289,000 | $3,845,000 | $107,000 | $9,596,000 |
| Credit Application Incomplete | 20,095 | $5,329,045,000 | $265,000 | $5,005,000 | $109,000 | $7,978,000 |
| Debt-To-Income Ratio | 7,837 | $2,098,965,000 | $267,000 | $2,605,000 | $63,000 | $684,000 |
| Credit History | 2,141 | $467,035,000 | $218,000 | $2,145,000 | $84,000 | $1,085,000 |
| Other | 592 | $156,300,000 | $264,000 | $1,425,000 | $113,000 | $2,410,000 |
| Collateral | 575 | $150,285,000 | $261,000 | $1,735,000 | $105,000 | $1,321,000 |
| Employment History | 432 | $107,190,000 | $248,000 | $1,705,000 | $95,000 | $6,191,000 |
| Unverifiable Information | 209 | $63,425,000 | $303,000 | $2,305,000 | $119,000 | $1,488,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 174 | $45,590,000 | $262,000 | $2,005,000 | $85,000 | $394,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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