Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2022
In 2022, Cardinal Financial Company, Li of Charlotte, NC reported 91,195 mortgage applications totaling $25.5 billion, down 61% from 2021. The average application was for $279,772, and applicants reported an average income of $102,762. 45% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Dallas-Plano-Irving, TX (3,228), Houston-The Woodlands-Sugar Land, TX (2,884) and Fort Worth-Arlington, TX (2,451) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 91,195 |
| Total Mortgage Loan Application Amount | $25,513,835,000 |
| Average Mortgage Loan Application Amount | $279,772 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $102,762 |
| Highest Applicant Income | $9,596,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 8,793 | $ 1,870,015,000 | $ 212,670 | $ 88,586 |
| Dallas-Plano-Irving, TX | 3,228 | $ 974,450,000 | $ 301,874 | $ 121,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,884 | $ 776,540,000 | $ 269,257 | $ 118,000 |
| Fort Worth-Arlington, TX | 2,451 | $ 695,535,000 | $ 283,776 | $ 112,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,008 | $ 623,860,000 | $ 310,687 | $ 104,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,907 | $ 491,555,000 | $ 257,763 | $ 96,000 |
| Nassau County-Suffolk County, NY | 1,819 | $ 837,125,000 | $ 460,211 | $ 142,000 |
| Las Vegas-Henderson-Paradise, NV | 1,556 | $ 538,030,000 | $ 345,777 | $ 126,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,479 | $ 398,805,000 | $ 269,645 | $ 102,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,380 | $ 694,900,000 | $ 503,550 | $ 143,101 |
| Chicago-Naperville, IL | 1,290 | $ 296,580,000 | $ 229,906 | $ 88,000 |
| Jacksonville, FL | 1,230 | $ 342,780,000 | $ 278,682 | $ 98,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,197 | $ 299,925,000 | $ 250,563 | $ 102,446 |
| Riverside-San Bernardino-Ontario, CA | 1,148 | $ 398,250,000 | $ 346,907 | $ 103,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,147 | $ 307,505,000 | $ 268,095 | $ 96,974 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,106 | $ 445,610,000 | $ 402,902 | $ 130,320 |
| Los Angeles-Long Beach-Glendale, CA | 1,057 | $ 516,765,000 | $ 488,897 | $ 141,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 955 | $ 299,275,000 | $ 313,376 | $ 113,000 |
| Newark, NJ-PA | 954 | $ 342,820,000 | $ 359,350 | $ 130,679 |
| Orlando-Kissimmee-Sanford, FL | 952 | $ 266,150,000 | $ 279,569 | $ 106,000 |
| Knoxville, TN | 848 | $ 187,000,000 | $ 220,518 | $ 82,000 |
| San Antonio-New Braunfels, TX | 828 | $ 202,260,000 | $ 244,275 | $ 104,000 |
| San Diego-Carlsbad, CA | 793 | $ 442,855,000 | $ 558,455 | $ 162,000 |
| Cape Coral-Fort Myers, FL | 744 | $ 200,900,000 | $ 270,026 | $ 95,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 718 | $ 264,170,000 | $ 367,924 | $ 113,713 |
| New York-Newark, NY | 713 | $ 258,425,000 | $ 362,447 | $ 132,555 |
| Salt Lake City, UT | 681 | $ 269,985,000 | $ 396,453 | $ 116,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 680 | $ 209,320,000 | $ 307,823 | $ 114,000 |
| Baltimore-Columbia-Towson, MD | 677 | $ 189,245,000 | $ 279,534 | $ 106,000 |
| Baton Rouge, LA | 569 | $ 122,585,000 | $ 215,439 | $ 81,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 569 | $ 138,895,000 | $ 244,103 | $ 86,959 |
| Elkhart-Goshen, IN | 551 | $ 93,855,000 | $ 170,335 | $ 73,000 |
| Cincinnati, OH-KY-IN | 547 | $ 105,775,000 | $ 193,372 | $ 81,857 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 539 | $ 164,385,000 | $ 304,981 | $ 116,000 |
| Seattle-Bellevue-Everett, WA | 537 | $ 291,175,000 | $ 542,225 | $ 165,000 |
| Austin-Round Rock, TX | 518 | $ 173,700,000 | $ 335,328 | $ 143,000 |
| Oklahoma City, OK | 505 | $ 114,085,000 | $ 225,910 | $ 97,000 |
| South Bend-Mishawaka, IN-MI | 492 | $ 78,410,000 | $ 159,369 | $ 79,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 485 | $ 188,405,000 | $ 388,463 | $ 146,000 |
| Miami-Miami Beach-Kendall, FL | 461 | $ 144,315,000 | $ 313,047 | $ 114,000 |
| Lubbock, TX | 439 | $ 93,945,000 | $ 213,997 | $ 108,000 |
| Greenville-Anderson-Mauldin, SC | 437 | $ 98,565,000 | $ 225,549 | $ 82,000 |
| Albuquerque, NM | 429 | $ 116,495,000 | $ 271,550 | $ 107,000 |
| Ogden-Clearfield, UT | 418 | $ 158,070,000 | $ 378,157 | $ 112,000 |
| Columbus, OH | 412 | $ 83,670,000 | $ 203,082 | $ 85,000 |
| El Paso, TX | 412 | $ 60,840,000 | $ 147,669 | $ 73,000 |
| Charleston-North Charleston, SC | 405 | $ 125,155,000 | $ 309,024 | $ 95,000 |
| Winston-Salem, NC | 402 | $ 72,190,000 | $ 179,577 | $ 75,000 |
| Memphis, TN-MS-AR | 400 | $ 93,990,000 | $ 234,975 | $ 88,907 |
| Lakeland-Winter Haven, FL | 383 | $ 86,555,000 | $ 225,992 | $ 77,000 |
| Denver-Aurora-Lakewood, CO | 375 | $ 138,745,000 | $ 369,986 | $ 125,000 |
| Naples-Immokalee-Marco Island, FL | 370 | $ 133,050,000 | $ 359,594 | $ 115,000 |
| New Orleans-Metairie, LA | 368 | $ 80,410,000 | $ 218,505 | $ 84,000 |
| Raleigh, NC | 360 | $ 96,730,000 | $ 268,694 | $ 109,000 |
| Hickory-Lenoir-Morganton, NC | 355 | $ 62,715,000 | $ 176,661 | $ 80,000 |
| Johnson City, TN | 354 | $ 73,470,000 | $ 207,542 | $ 80,000 |
| Kingsport-Bristol-Bristol, TN-VA | 354 | $ 67,740,000 | $ 191,355 | $ 74,884 |
| Tucson, AZ | 354 | $ 79,930,000 | $ 225,790 | $ 86,000 |
| Camden, NJ | 352 | $ 74,560,000 | $ 211,818 | $ 94,000 |
| Port St. Lucie, FL | 350 | $ 95,600,000 | $ 273,142 | $ 93,000 |
| Chattanooga, TN-GA | 346 | $ 84,060,000 | $ 242,947 | $ 100,182 |
| North Port-Sarasota-Bradenton, FL | 339 | $ 109,485,000 | $ 322,964 | $ 116,000 |
| Warren-Troy-Farmington Hills, MI | 339 | $ 71,155,000 | $ 209,896 | $ 101,000 |
| Oakland-Hayward-Berkeley, CA | 338 | $ 184,670,000 | $ 546,360 | $ 164,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 335 | $ 79,975,000 | $ 238,731 | $ 95,000 |
| St. Louis, MO-IL | 332 | $ 62,670,000 | $ 188,765 | $ 84,066 |
| Kansas City, MO-KS | 329 | $ 67,535,000 | $ 205,273 | $ 86,957 |
| Fresno, CA | 317 | $ 82,885,000 | $ 261,466 | $ 103,000 |
| Columbia, SC | 315 | $ 78,015,000 | $ 247,666 | $ 96,000 |
| Provo-Orem, UT | 313 | $ 132,295,000 | $ 422,667 | $ 113,000 |
| Philadelphia, PA | 311 | $ 63,075,000 | $ 202,813 | $ 82,000 |
| Pittsburgh, PA | 299 | $ 49,805,000 | $ 166,571 | $ 88,000 |
| Wilmington, DE-MD-NJ | 292 | $ 80,170,000 | $ 274,554 | $ 103,965 |
| Augusta-Richmond County, GA-SC | 288 | $ 69,500,000 | $ 241,319 | $ 90,291 |
| Montgomery County-Bucks County-Chester County, PA | 287 | $ 79,135,000 | $ 275,731 | $ 113,000 |
| Indianapolis-Carmel-Anderson, IN | 267 | $ 55,285,000 | $ 207,059 | $ 96,000 |
| Bakersfield, CA | 264 | $ 59,670,000 | $ 226,022 | $ 82,000 |
| Milwaukee-Waukesha-West Allis, WI | 257 | $ 61,365,000 | $ 238,774 | $ 100,000 |
| Tacoma-Lakewood, WA | 257 | $ 94,035,000 | $ 365,894 | $ 113,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 255 | $ 60,895,000 | $ 238,803 | $ 110,658 |
| Anaheim-Santa Ana-Irvine, CA | 249 | $ 151,505,000 | $ 608,453 | $ 188,000 |
| Palm Bay-Melbourne-Titusville, FL | 246 | $ 63,280,000 | $ 257,235 | $ 101,000 |
| Reno, NV | 245 | $ 115,485,000 | $ 471,367 | $ 168,000 |
| Washington-Baltimore-Arlington, DC | 245 | $ 91,775,000 | $ 374,591 | $ 115,000 |
| Detroit-Dearborn-Livonia, MI | 236 | $ 39,130,000 | $ 165,805 | $ 79,000 |
| Spartanburg, SC | 231 | $ 50,275,000 | $ 217,640 | $ 79,000 |
| El Centro, CA | 229 | $ 46,545,000 | $ 203,253 | $ 86,000 |
| Ocala, FL | 229 | $ 49,255,000 | $ 215,087 | $ 83,000 |
| Cleveland-Elyria, OH | 226 | $ 37,840,000 | $ 167,433 | $ 87,000 |
| Richmond, VA | 218 | $ 52,850,000 | $ 242,431 | $ 100,000 |
| Tulsa, OK | 216 | $ 51,240,000 | $ 237,222 | $ 93,000 |
| Pensacola-Ferry Pass-Brent, FL | 215 | $ 51,525,000 | $ 239,651 | $ 86,000 |
| Tallahassee, FL | 214 | $ 46,010,000 | $ 215,000 | $ 101,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 210 | $ 49,720,000 | $ 236,761 | $ 98,361 |
| Greensboro-High Point, NC | 206 | $ 38,830,000 | $ 188,495 | $ 95,000 |
| Boston, MA | 204 | $ 91,570,000 | $ 448,872 | $ 124,000 |
| Louisville/Jefferson County, KY-IN | 204 | $ 42,450,000 | $ 208,088 | $ 95,563 |
| McAllen-Edinburg-Mission, TX | 195 | $ 41,035,000 | $ 210,435 | $ 101,000 |
| Odessa, TX | 195 | $ 39,665,000 | $ 203,410 | $ 95,000 |
| Providence-Warwick, RI-MA | 193 | $ 57,255,000 | $ 296,658 | $ 91,440 |
| Lake County-Kenosha County, IL-WI | 184 | $ 44,460,000 | $ 241,630 | $ 101,608 |
| Hartford-West Hartford-East Hartford, CT | 178 | $ 41,350,000 | $ 232,303 | $ 98,000 |
| Tyler, TX | 164 | $ 40,410,000 | $ 246,402 | $ 96,000 |
| New Haven-Milford, CT | 163 | $ 38,815,000 | $ 238,128 | $ 94,000 |
| Visalia-Porterville, CA | 162 | $ 35,280,000 | $ 217,777 | $ 88,000 |
| Asheville, NC | 159 | $ 39,685,000 | $ 249,591 | $ 89,000 |
| Dover, DE | 159 | $ 43,995,000 | $ 276,698 | $ 100,000 |
| Abilene, TX | 157 | $ 36,835,000 | $ 234,617 | $ 87,000 |
| Colorado Springs, CO | 156 | $ 50,020,000 | $ 320,641 | $ 93,000 |
| Cambridge-Newton-Framingham, MA | 153 | $ 64,335,000 | $ 420,490 | $ 126,000 |
| Daphne-Fairhope-Foley, AL | 153 | $ 39,095,000 | $ 255,522 | $ 113,000 |
| Morristown, TN | 150 | $ 30,170,000 | $ 201,133 | $ 77,000 |
| Midland, MI | 147 | $ 28,995,000 | $ 197,244 | $ 101,000 |
| Mobile, AL | 146 | $ 26,100,000 | $ 178,767 | $ 73,000 |
| Vineland-Bridgeton, NJ | 146 | $ 25,120,000 | $ 172,054 | $ 74,000 |
| Killeen-Temple, TX | 144 | $ 28,580,000 | $ 198,472 | $ 83,000 |
| Birmingham-Hoover, AL | 142 | $ 28,030,000 | $ 197,394 | $ 79,000 |
| Durham-Chapel Hill, NC | 141 | $ 32,195,000 | $ 228,333 | $ 83,000 |
| Punta Gorda, FL | 141 | $ 31,335,000 | $ 222,234 | $ 78,000 |
| Roanoke, VA | 140 | $ 27,960,000 | $ 199,714 | $ 88,000 |
| Elgin, IL | 139 | $ 30,685,000 | $ 220,755 | $ 86,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 139 | $ 83,375,000 | $ 599,820 | $ 171,000 |
| Fayetteville, NC | 138 | $ 27,720,000 | $ 200,869 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 136 | $ 53,390,000 | $ 392,573 | $ 166,000 |
| Crestview-Fort Walton Beach-Destin, FL | 136 | $ 57,320,000 | $ 421,470 | $ 168,000 |
| Spokane-Spokane Valley, WA | 136 | $ 32,980,000 | $ 242,500 | $ 79,000 |
| Gainesville, FL | 132 | $ 28,970,000 | $ 219,469 | $ 86,000 |
| Stockton-Lodi, CA | 129 | $ 47,985,000 | $ 371,976 | $ 111,000 |
| Gary, IN | 126 | $ 23,410,000 | $ 185,793 | $ 71,000 |
| Vallejo-Fairfield, CA | 124 | $ 50,850,000 | $ 410,080 | $ 120,000 |
| Midland, TX | 122 | $ 28,430,000 | $ 233,032 | $ 106,000 |
| Omaha-Council Bluffs, NE-IA | 121 | $ 24,625,000 | $ 203,512 | $ 80,239 |
| Savannah, GA | 121 | $ 26,655,000 | $ 220,289 | $ 76,000 |
| Salisbury, MD-DE | 120 | $ 29,070,000 | $ 242,250 | $ 105,125 |
| Des Moines-West Des Moines, IA | 110 | $ 23,200,000 | $ 210,909 | $ 79,000 |
| Salem, OR | 110 | $ 29,260,000 | $ 266,000 | $ 85,000 |
| Santa Fe, NM | 110 | $ 35,730,000 | $ 324,818 | $ 90,000 |
| Sherman-Denison, TX | 110 | $ 27,050,000 | $ 245,909 | $ 106,000 |
| Clarksville, TN-KY | 109 | $ 23,885,000 | $ 219,128 | $ 75,266 |
| Merced, CA | 109 | $ 31,105,000 | $ 285,366 | $ 100,000 |
| Worcester, MA-CT | 106 | $ 32,630,000 | $ 307,830 | $ 101,037 |
| Davenport-Moline-Rock Island, IA-IL | 105 | $ 18,975,000 | $ 180,714 | $ 73,390 |
| Beaumont-Port Arthur, TX | 104 | $ 19,440,000 | $ 186,923 | $ 105,000 |
| Boise City, ID | 104 | $ 32,860,000 | $ 315,961 | $ 108,000 |
| Saginaw, MI | 102 | $ 15,910,000 | $ 155,980 | $ 67,000 |
| Lynchburg, VA | 101 | $ 20,705,000 | $ 205,000 | $ 79,000 |
| Huntsville, AL | 100 | $ 25,470,000 | $ 254,700 | $ 97,000 |
| Longview, TX | 99 | $ 21,255,000 | $ 214,696 | $ 110,000 |
| Corpus Christi, TX | 98 | $ 22,340,000 | $ 227,959 | $ 102,000 |
| Gulfport-Biloxi-Pascagoula, MS | 93 | $ 13,405,000 | $ 144,139 | $ 72,000 |
| Wenatchee, WA | 93 | $ 29,155,000 | $ 313,494 | $ 97,000 |
| Modesto, CA | 91 | $ 26,755,000 | $ 294,010 | $ 92,000 |
| Homosassa Springs, FL | 89 | $ 18,555,000 | $ 208,483 | $ 80,000 |
| Urban Honolulu, HI | 89 | $ 55,435,000 | $ 622,865 | $ 140,000 |
| Prescott Valley-Prescott, AZ | 88 | $ 20,900,000 | $ 237,500 | $ 89,000 |
| Texarkana, TX-AR | 88 | $ 13,250,000 | $ 150,568 | $ 78,636 |
| Amarillo, TX | 86 | $ 17,730,000 | $ 206,162 | $ 102,000 |
| Panama City, FL | 86 | $ 19,220,000 | $ 223,488 | $ 98,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 85 | $ 41,685,000 | $ 490,411 | $ 137,000 |
| San Francisco-Redwood City-South San Francisco, CA | 85 | $ 60,095,000 | $ 707,000 | $ 215,000 |
| Sebastian-Vero Beach, FL | 84 | $ 20,970,000 | $ 249,642 | $ 84,000 |
| Lake Havasu City-Kingman, AZ | 83 | $ 16,165,000 | $ 194,759 | $ 70,000 |
| Grand Rapids-Wyoming, MI | 82 | $ 17,060,000 | $ 208,048 | $ 74,000 |
| Kennewick-Richland, WA | 81 | $ 22,855,000 | $ 282,160 | $ 78,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 81 | $ 13,385,000 | $ 165,246 | $ 73,000 |
| Atlantic City-Hammonton, NJ | 77 | $ 18,345,000 | $ 238,246 | $ 139,000 |
| Brownsville-Harlingen, TX | 77 | $ 13,845,000 | $ 179,805 | $ 85,000 |
| Harrisburg-Carlisle, PA | 77 | $ 15,805,000 | $ 205,259 | $ 86,000 |
| Springfield, MO | 76 | $ 14,520,000 | $ 191,052 | $ 68,000 |
| Green Bay, WI | 73 | $ 14,895,000 | $ 204,041 | $ 78,000 |
| Hammond, LA | 73 | $ 14,775,000 | $ 202,397 | $ 70,000 |
| Las Cruces, NM | 73 | $ 15,215,000 | $ 208,424 | $ 85,000 |
| Dayton-Springfield-Kettering, OH | 72 | $ 12,070,000 | $ 167,638 | $ 72,000 |
| East Stroudsburg, PA | 72 | $ 16,600,000 | $ 230,555 | $ 110,000 |
| Greeley, CO | 72 | $ 24,920,000 | $ 346,111 | $ 101,000 |
| Greenville, NC | 72 | $ 13,080,000 | $ 181,666 | $ 72,000 |
| Shreveport-Bossier City, LA | 72 | $ 13,520,000 | $ 187,777 | $ 73,000 |
| Trenton, NJ | 72 | $ 16,290,000 | $ 226,250 | $ 118,000 |
| Fargo, ND-MN | 70 | $ 18,700,000 | $ 267,142 | $ 90,171 |
| Longview, WA | 70 | $ 20,060,000 | $ 286,571 | $ 86,000 |
| Wilmington, NC | 70 | $ 17,820,000 | $ 254,571 | $ 106,000 |
| Reading, PA | 69 | $ 13,365,000 | $ 193,695 | $ 120,000 |
| York-Hanover, PA | 69 | $ 12,985,000 | $ 188,188 | $ 73,000 |
| St. George, UT | 68 | $ 25,460,000 | $ 374,411 | $ 137,000 |
| Hinesville, GA | 66 | $ 13,350,000 | $ 202,272 | $ 70,000 |
| Little Rock-North Little Rock-Conway, AR | 65 | $ 12,505,000 | $ 192,384 | $ 127,000 |
| Youngstown-Warren-Boardman, OH-PA | 65 | $ 9,585,000 | $ 147,461 | $ 69,892 |
| Duluth, MN-WI | 64 | $ 12,080,000 | $ 188,750 | $ 76,812 |
| Flint, MI | 64 | $ 9,810,000 | $ 153,281 | $ 71,000 |
| Fond Du Lac, WI | 64 | $ 9,360,000 | $ 146,250 | $ 66,000 |
| Akron, OH | 62 | $ 9,750,000 | $ 157,258 | $ 69,000 |
| Cleveland, TN | 62 | $ 13,160,000 | $ 212,258 | $ 75,000 |
| Toledo, OH | 62 | $ 9,540,000 | $ 153,870 | $ 103,000 |
| Lafayette, LA | 61 | $ 11,965,000 | $ 196,147 | $ 78,000 |
| Rochester, MN | 61 | $ 12,495,000 | $ 204,836 | $ 86,000 |
| Rockford, IL | 60 | $ 9,280,000 | $ 154,666 | $ 75,000 |
| Waco, TX | 59 | $ 12,405,000 | $ 210,254 | $ 95,000 |
| Janesville-Beloit, WI | 58 | $ 10,660,000 | $ 183,793 | $ 70,000 |
| Bay City, MI | 57 | $ 8,045,000 | $ 141,140 | $ 67,000 |
| Olympia-Tumwater, WA | 57 | $ 20,555,000 | $ 360,614 | $ 100,000 |
| Columbus, GA-AL | 55 | $ 11,015,000 | $ 200,272 | $ 81,036 |
| Hagerstown-Martinsburg, MD-WV | 55 | $ 12,695,000 | $ 230,818 | $ 82,254 |
| Lexington-Fayette, KY | 54 | $ 11,470,000 | $ 212,407 | $ 83,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 53 | $ 12,945,000 | $ 244,245 | $ 90,000 |
| Lansing-East Lansing, MI | 52 | $ 7,640,000 | $ 146,923 | $ 71,000 |
| Salinas, CA | 52 | $ 24,440,000 | $ 470,000 | $ 132,000 |
| Lawton, OK | 50 | $ 8,760,000 | $ 175,200 | $ 79,000 |
| Medford, OR | 50 | $ 15,010,000 | $ 300,200 | $ 110,000 |
| Niles-Benton Harbor, MI | 49 | $ 6,965,000 | $ 142,142 | $ 61,000 |
| Pueblo, CO | 49 | $ 10,415,000 | $ 212,551 | $ 97,000 |
| Madison, WI | 47 | $ 11,815,000 | $ 251,382 | $ 86,000 |
| Yakima, WA | 47 | $ 12,175,000 | $ 259,042 | $ 80,000 |
| Yuma, AZ | 47 | $ 8,385,000 | $ 178,404 | $ 65,000 |
| College Station-Bryan, TX | 46 | $ 9,600,000 | $ 208,695 | $ 98,000 |
| Eugene, OR | 46 | $ 12,130,000 | $ 263,695 | $ 122,000 |
| Macon-Bibb County, GA | 46 | $ 9,510,000 | $ 206,739 | $ 81,000 |
| Santa Maria-Santa Barbara, CA | 46 | $ 18,820,000 | $ 409,130 | $ 103,000 |
| Santa Rosa, CA | 46 | $ 21,170,000 | $ 460,217 | $ 155,000 |
| Jacksonville, NC | 45 | $ 9,225,000 | $ 205,000 | $ 73,000 |
| Jackson, TN | 44 | $ 7,320,000 | $ 166,363 | $ 73,000 |
| Madera, CA | 44 | $ 13,100,000 | $ 297,727 | $ 113,000 |
| Sierra Vista-Douglas, AZ | 44 | $ 8,070,000 | $ 183,409 | $ 81,000 |
| Bremerton-Silverdale, WA | 43 | $ 16,505,000 | $ 383,837 | $ 147,000 |
| Canton-Massillon, OH | 43 | $ 7,635,000 | $ 177,558 | $ 79,000 |
| St. Cloud, MN | 43 | $ 8,925,000 | $ 207,558 | $ 78,000 |
| Sebring, FL | 42 | $ 7,530,000 | $ 179,285 | $ 69,000 |
| The Villages, FL | 42 | $ 8,870,000 | $ 211,190 | $ 67,000 |
| Athens-Clarke County, GA | 41 | $ 8,225,000 | $ 200,609 | $ 86,000 |
| Fort Wayne, IN | 41 | $ 7,585,000 | $ 185,000 | $ 86,000 |
| Grand Junction, CO | 41 | $ 9,525,000 | $ 232,317 | $ 68,000 |
| Lancaster, PA | 41 | $ 8,365,000 | $ 204,024 | $ 93,000 |
| Norwich-New London, CT | 41 | $ 9,845,000 | $ 240,121 | $ 89,000 |
| Fort Collins, CO | 40 | $ 13,290,000 | $ 332,250 | $ 107,000 |
| Idaho Falls, ID | 40 | $ 10,020,000 | $ 250,500 | $ 74,000 |
| Lake Charles, LA | 40 | $ 8,620,000 | $ 215,500 | $ 95,000 |
| Montgomery, AL | 40 | $ 8,300,000 | $ 207,500 | $ 99,000 |
| Dalton, GA | 39 | $ 7,205,000 | $ 184,743 | $ 69,000 |
| Hanford-Corcoran, CA | 39 | $ 8,845,000 | $ 226,794 | $ 100,000 |
| Yuba City, CA | 39 | $ 10,385,000 | $ 266,282 | $ 87,000 |
| Charlottesville, VA | 38 | $ 9,990,000 | $ 262,894 | $ 83,000 |
| Chico, CA | 38 | $ 9,730,000 | $ 256,052 | $ 80,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 38 | $ 11,290,000 | $ 297,105 | $ 105,000 |
| Warner Robins, GA | 38 | $ 7,170,000 | $ 188,684 | $ 74,000 |
| Wichita Falls, TX | 38 | $ 6,060,000 | $ 159,473 | $ 78,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 37 | $ 8,585,000 | $ 232,027 | $ 99,000 |
| Jonesboro, AR | 37 | $ 6,655,000 | $ 179,864 | $ 78,000 |
| Wichita, KS | 37 | $ 5,955,000 | $ 160,945 | $ 101,000 |
| Coeur D'Alene, ID | 36 | $ 10,700,000 | $ 297,222 | $ 79,000 |
| Flagstaff, AZ | 36 | $ 12,560,000 | $ 348,888 | $ 129,000 |
| Huntington-Ashland, WV-KY-OH | 36 | $ 5,500,000 | $ 152,777 | $ 75,805 |
| Oshkosh-Neenah, WI | 36 | $ 5,400,000 | $ 150,000 | $ 72,000 |
| Billings, MT | 35 | $ 7,625,000 | $ 217,857 | $ 80,000 |
| Burlington, NC | 35 | $ 7,205,000 | $ 205,857 | $ 73,000 |
| Decatur, AL | 35 | $ 5,945,000 | $ 169,857 | $ 70,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 35 | $ 14,215,000 | $ 406,142 | $ 122,000 |
| Valdosta, GA | 35 | $ 6,895,000 | $ 197,000 | $ 75,000 |
| Winchester, VA-WV | 35 | $ 8,615,000 | $ 246,142 | $ 83,657 |
| Bend-Redmond, OR | 34 | $ 13,030,000 | $ 383,235 | $ 120,000 |
| Springfield, MA | 34 | $ 7,720,000 | $ 227,058 | $ 84,000 |
| Sumter, SC | 34 | $ 6,420,000 | $ 188,823 | $ 71,000 |
| Boulder, CO | 33 | $ 11,755,000 | $ 356,212 | $ 116,000 |
| Houma-Thibodaux, LA | 33 | $ 6,235,000 | $ 188,939 | $ 75,000 |
| Logan, UT-ID | 33 | $ 9,875,000 | $ 299,242 | $ 95,181 |
| Albany-Schenectady-Troy, NY | 31 | $ 7,735,000 | $ 249,516 | $ 103,000 |
| Joplin, MO | 31 | $ 4,545,000 | $ 146,612 | $ 68,000 |
| Peoria, IL | 31 | $ 4,615,000 | $ 148,870 | $ 70,000 |
| Gainesville, GA | 30 | $ 11,210,000 | $ 373,666 | $ 114,000 |
| Jackson, MI | 30 | $ 4,330,000 | $ 144,333 | $ 66,000 |
| New Bern, NC | 30 | $ 5,440,000 | $ 181,333 | $ 100,000 |
| Racine, WI | 30 | $ 6,280,000 | $ 209,333 | $ 86,000 |
| Redding, CA | 30 | $ 7,500,000 | $ 250,000 | $ 80,000 |
| Blacksburg-Christiansburg-Radford, VA | 29 | $ 5,665,000 | $ 195,344 | $ 102,000 |
| Cedar Rapids, IA | 29 | $ 5,145,000 | $ 177,413 | $ 70,000 |
| Kalamazoo-Portage, MI | 29 | $ 4,825,000 | $ 166,379 | $ 72,000 |
| Ocean City, NJ | 29 | $ 8,475,000 | $ 292,241 | $ 115,000 |
| Rapid City, SD | 29 | $ 7,575,000 | $ 261,206 | $ 116,000 |
| Rocky Mount, NC | 29 | $ 5,275,000 | $ 181,896 | $ 70,000 |
| Eau Claire, WI | 28 | $ 5,520,000 | $ 197,142 | $ 68,000 |
| Rome, GA | 28 | $ 4,760,000 | $ 170,000 | $ 129,000 |
| San Angelo, TX | 27 | $ 4,985,000 | $ 184,629 | $ 64,000 |
| Barnstable Town, MA | 26 | $ 8,980,000 | $ 345,384 | $ 135,000 |
| Burlington-South Burlington, VT | 26 | $ 8,030,000 | $ 308,846 | $ 149,000 |
| Rockingham County-Strafford County, NH | 26 | $ 9,000,000 | $ 346,153 | $ 125,000 |
| Albany, OR | 25 | $ 5,395,000 | $ 215,800 | $ 66,000 |
| Auburn-Opelika, AL | 25 | $ 4,885,000 | $ 195,400 | $ 84,000 |
| Lincoln, NE | 25 | $ 3,975,000 | $ 159,000 | $ 75,000 |
| Chambersburg-Waynesboro, PA | 24 | $ 4,900,000 | $ 204,166 | $ 82,000 |
| Enid, OK | 24 | $ 3,790,000 | $ 157,916 | $ 55,000 |
| Kankakee, IL | 24 | $ 4,470,000 | $ 186,250 | $ 91,000 |
| Laredo, TX | 24 | $ 4,630,000 | $ 192,916 | $ 89,000 |
| Manchester-Nashua, NH | 24 | $ 7,370,000 | $ 307,083 | $ 120,000 |
| Monroe, LA | 24 | $ 4,000,000 | $ 166,666 | $ 74,000 |
| Bellingham, WA | 23 | $ 7,765,000 | $ 337,608 | $ 121,000 |
| Columbia, MO | 23 | $ 5,945,000 | $ 258,478 | $ 110,000 |
| Farmington, NM | 23 | $ 4,405,000 | $ 191,521 | $ 84,000 |
| Kahului-Wailuku-Lahaina, HI | 23 | $ 15,965,000 | $ 694,130 | $ 193,000 |
| St. Joseph, MO-KS | 23 | $ 4,755,000 | $ 206,739 | $ 78,000 |
| Albany, GA | 22 | $ 3,790,000 | $ 172,272 | $ 77,000 |
| Anchorage, AK | 22 | $ 7,730,000 | $ 351,363 | $ 143,000 |
| Evansville, IN-KY | 22 | $ 4,590,000 | $ 208,636 | $ 97,545 |
| Mount Vernon-Anacortes, WA | 22 | $ 7,440,000 | $ 338,181 | $ 91,000 |
| Portland-South Portland, ME | 22 | $ 5,670,000 | $ 257,727 | $ 86,000 |
| Santa Cruz-Watsonville, CA | 22 | $ 12,840,000 | $ 583,636 | $ 171,000 |
| Twin Falls, ID | 22 | $ 4,330,000 | $ 196,818 | $ 64,000 |
| Brunswick, GA | 21 | $ 3,695,000 | $ 175,952 | $ 81,000 |
| California-Lexington Park, MD | 21 | $ 6,555,000 | $ 312,142 | $ 106,000 |
| Sioux Falls, SD | 21 | $ 4,925,000 | $ 234,523 | $ 78,000 |
| Appleton, WI | 20 | $ 3,460,000 | $ 173,000 | $ 80,000 |
| Battle Creek, MI | 20 | $ 2,850,000 | $ 142,500 | $ 74,000 |
| Lewiston, ID-WA | 20 | $ 3,930,000 | $ 196,500 | $ 69,400 |
| Michigan City-La Porte, IN | 20 | $ 3,120,000 | $ 156,000 | $ 82,000 |
| Monroe, MI | 20 | $ 3,480,000 | $ 174,000 | $ 77,000 |
| Staunton-Waynesboro, VA | 20 | $ 4,400,000 | $ 220,000 | $ 77,000 |
| Bangor, ME | 19 | $ 3,375,000 | $ 177,631 | $ 85,000 |
| Goldsboro, NC | 19 | $ 3,605,000 | $ 189,736 | $ 66,000 |
| Lafayette-West Lafayette, IN | 19 | $ 4,105,000 | $ 216,052 | $ 87,000 |
| Springfield, OH | 19 | $ 2,765,000 | $ 145,526 | $ 70,000 |
| Ann Arbor, MI | 18 | $ 4,420,000 | $ 245,555 | $ 113,000 |
| Binghamton, NY | 18 | $ 2,950,000 | $ 163,888 | $ 98,000 |
| Bloomington, IN | 18 | $ 3,710,000 | $ 206,111 | $ 90,000 |
| Cheyenne, WY | 18 | $ 4,590,000 | $ 255,000 | $ 162,000 |
| Florence, SC | 18 | $ 3,480,000 | $ 193,333 | $ 64,000 |
| Sioux City, IA-NE-SD | 18 | $ 3,550,000 | $ 197,222 | $ 66,555 |
| Waterloo-Cedar Falls, IA | 18 | $ 2,370,000 | $ 131,666 | $ 63,000 |
| Alexandria, LA | 17 | $ 3,165,000 | $ 186,176 | $ 69,000 |
| Bismarck, ND | 17 | $ 4,075,000 | $ 239,705 | $ 90,000 |
| Bloomsburg-Berwick, PA | 17 | $ 2,835,000 | $ 166,764 | $ 76,000 |
| Bowling Green, KY | 17 | $ 2,935,000 | $ 172,647 | $ 87,000 |
| Erie, PA | 17 | $ 3,025,000 | $ 177,941 | $ 59,000 |
| Lebanon, PA | 17 | $ 3,775,000 | $ 222,058 | $ 97,000 |
| Napa, CA | 17 | $ 11,885,000 | $ 699,117 | $ 224,000 |
| Pocatello, ID | 17 | $ 3,535,000 | $ 207,941 | $ 70,000 |
| Anniston-Oxford-Jacksonville, AL | 16 | $ 2,210,000 | $ 138,125 | $ 62,000 |
| Carson City, NV | 16 | $ 5,770,000 | $ 360,625 | $ 118,000 |
| Grants Pass, OR | 16 | $ 3,710,000 | $ 231,875 | $ 62,000 |
| Great Falls, MT | 16 | $ 2,880,000 | $ 180,000 | $ 50,000 |
| Jefferson City, MO | 16 | $ 2,620,000 | $ 163,750 | $ 69,000 |
| Lima, OH | 16 | $ 2,460,000 | $ 153,750 | $ 74,000 |
| Syracuse, NY | 16 | $ 2,940,000 | $ 183,750 | $ 86,000 |
| Dubuque, IA | 15 | $ 2,905,000 | $ 193,666 | $ 90,000 |
| Grand Forks, ND-MN | 15 | $ 2,885,000 | $ 192,333 | $ 84,000 |
| Harrisonburg, VA | 15 | $ 3,815,000 | $ 254,333 | $ 81,000 |
| Hot Springs, AR | 15 | $ 2,765,000 | $ 184,333 | $ 72,000 |
| Mankato-North Mankato, MN | 15 | $ 3,285,000 | $ 219,000 | $ 100,000 |
| Rochester, NY | 15 | $ 2,805,000 | $ 187,000 | $ 114,000 |
| San Rafael, CA | 15 | $ 9,455,000 | $ 630,333 | $ 181,000 |
| Topeka, KS | 15 | $ 1,955,000 | $ 130,333 | $ 74,000 |
| Gadsden, AL | 14 | $ 2,360,000 | $ 168,571 | $ 60,000 |
| Iowa City, IA | 14 | $ 2,750,000 | $ 196,428 | $ 74,000 |
| Jackson, MS | 14 | $ 2,930,000 | $ 209,285 | $ 79,000 |
| Owensboro, KY | 14 | $ 2,350,000 | $ 167,857 | $ 77,000 |
| Victoria, TX | 14 | $ 2,440,000 | $ 174,285 | $ 103,000 |
| Altoona, PA | 13 | $ 1,645,000 | $ 126,538 | $ 69,000 |
| Elizabethtown-Fort Knox, KY | 13 | $ 2,385,000 | $ 183,461 | $ 76,000 |
| Springfield, IL | 13 | $ 1,755,000 | $ 135,000 | $ 92,000 |
| Williamsport, PA | 13 | $ 2,265,000 | $ 174,230 | $ 64,000 |
| Bloomington, IL | 12 | $ 2,170,000 | $ 180,833 | $ 92,000 |
| Carbondale-Marion, IL | 12 | $ 1,880,000 | $ 156,666 | $ 68,000 |
| Dothan, AL | 12 | $ 1,910,000 | $ 159,166 | $ 77,000 |
| La Crosse-Onalaska, WI-MN | 12 | $ 2,390,000 | $ 199,166 | $ 70,333 |
| Mansfield, OH | 12 | $ 1,730,000 | $ 144,166 | $ 58,000 |
| Muskegon, MI | 12 | $ 1,900,000 | $ 158,333 | $ 66,000 |
| Tuscaloosa, AL | 12 | $ 2,100,000 | $ 175,000 | $ 68,000 |
| Ames, IA | 11 | $ 1,555,000 | $ 141,363 | $ 60,000 |
| Gettysburg, PA | 11 | $ 2,295,000 | $ 208,636 | $ 72,000 |
| Sheboygan, WI | 11 | $ 2,015,000 | $ 183,181 | $ 75,000 |
| Terre Haute, IN | 11 | $ 1,625,000 | $ 147,727 | $ 60,000 |
| Wausau, WI | 11 | $ 2,185,000 | $ 198,636 | $ 83,000 |
| Wheeling, WV-OH | 11 | $ 1,585,000 | $ 144,090 | $ 86,636 |
| Cape Girardeau, MO-IL | 10 | $ 2,030,000 | $ 203,000 | $ 90,000 |
| Casper, WY | 10 | $ 2,100,000 | $ 210,000 | $ 93,000 |
| Charleston, WV | 10 | $ 1,790,000 | $ 179,000 | $ 89,000 |
| Fort Smith, AR-OK | 10 | $ 1,670,000 | $ 167,000 | $ 59,300 |
| Manhattan, KS | 10 | $ 1,480,000 | $ 148,000 | $ 96,000 |
| State College, PA | 10 | $ 2,680,000 | $ 268,000 | $ 157,000 |
| Champaign-Urbana, IL | 9 | $ 1,395,000 | $ 155,000 | $ 73,000 |
| Florence-Muscle Shoals, AL | 9 | $ 1,785,000 | $ 198,333 | $ 73,000 |
| Kingston, NY | 9 | $ 3,725,000 | $ 413,888 | $ 155,000 |
| Muncie, IN | 9 | $ 1,885,000 | $ 209,444 | $ 62,000 |
| Pine Bluff, AR | 9 | $ 1,735,000 | $ 192,777 | $ 81,000 |
| Pittsfield, MA | 9 | $ 1,905,000 | $ 211,666 | $ 108,000 |
| Corvallis, OR | 8 | $ 2,350,000 | $ 293,750 | $ 80,000 |
| Kokomo, IN | 8 | $ 870,000 | $ 108,750 | $ 78,000 |
| Weirton-Steubenville, WV-OH | 8 | $ 1,210,000 | $ 151,250 | $ 53,000 |
| Columbus, IN | 7 | $ 1,205,000 | $ 172,142 | $ 88,000 |
| Johnstown, PA | 7 | $ 595,000 | $ 85,000 | $ 43,000 |
| Cumberland, MD-WV | 6 | $ 740,000 | $ 123,333 | $ 73,500 |
| Morgantown, WV | 6 | $ 1,060,000 | $ 176,666 | $ 93,000 |
| Walla Walla, WA | 6 | $ 1,260,000 | $ 210,000 | $ 89,000 |
| Danville, IL | 5 | $ 515,000 | $ 103,000 | $ 68,000 |
| Decatur, IL | 5 | $ 595,000 | $ 119,000 | $ 75,000 |
| Missoula, MT | 5 | $ 1,765,000 | $ 353,000 | $ 101,000 |
| Parkersburg-Vienna, WV | 5 | $ 815,000 | $ 163,000 | $ 104,000 |
| Utica-Rome, NY | 5 | $ 985,000 | $ 197,000 | $ 108,000 |
| Beckley, WV | 4 | $ 600,000 | $ 150,000 | $ 97,000 |
| Glens Falls, NY | 4 | $ 1,460,000 | $ 365,000 | $ 607,000 |
| Grand Island, NE | 4 | $ 670,000 | $ 167,500 | $ 94,000 |
| Hattiesburg, MS | 4 | $ 610,000 | $ 152,500 | $ 45,000 |
| Lawrence, KS | 4 | $ 750,000 | $ 187,500 | $ 59,000 |
| Fairbanks, AK | 2 | $ 380,000 | $ 190,000 | $ 111,000 |
| Ithaca, NY | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Watertown-Fort Drum, NY | 1 | $ 55,000 | $ 55,000 | $ 184,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 50,812 | $15,318,980,000 | $301,000 | $5,005,000 | $108,000 | $9,596,000 |
| Cash-out Refinancing | 27,849 | $7,170,615,000 | $257,000 | $2,725,000 | $94,000 | $6,191,000 |
| Refinancing | 12,534 | $3,024,240,000 | $241,000 | $2,585,000 | $101,000 | $7,978,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 45,186 | $12,481,940,000 | $276,000 | $5,005,000 | $106,000 | $9,596,000 |
| Not Provided | 16,957 | $4,542,095,000 | $267,000 | $2,725,000 | $100,000 | $4,076,000 |
| Hispanic | 13,565 | $3,809,445,000 | $280,000 | $2,715,000 | $93,000 | $1,655,000 |
| Black or African American | 10,329 | $2,811,215,000 | $272,000 | $2,005,000 | $92,000 | $4,637,000 |
| Asian | 3,404 | $1,265,700,000 | $371,000 | $2,845,000 | $134,000 | $6,191,000 |
| American Indian or Alaskan Native | 507 | $129,525,000 | $255,000 | $1,005,000 | $92,000 | $1,365,000 |
| Not applicable | 155 | $51,665,000 | $333,000 | $825,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 145 | $53,185,000 | $366,000 | $1,805,000 | $100,000 | $455,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 54,905 | $15,599,205,000 | $284,000 | $5,005,000 | $118,000 | $9,596,000 |
| FHA-insured (Federal Housing Administration) | 28,033 | $7,215,685,000 | $257,000 | $1,475,000 | $79,000 | $1,925,000 |
| VA-guaranteed (Veterans Administration) | 7,136 | $2,479,420,000 | $347,000 | $2,405,000 | $95,000 | $1,882,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,121 | $219,525,000 | $195,000 | $665,000 | $62,000 | $375,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 41,404 | $12,043,510,000 | $290,000 | $3,845,000 | $107,000 | $9,596,000 |
| Application Denied By Financial Institution | 28,230 | $7,459,030,000 | $264,000 | $5,005,000 | $98,000 | $7,978,000 |
| Application Approved But Not Accepted | 7,715 | $2,204,655,000 | $285,000 | $2,525,000 | $105,000 | $2,216,000 |
| Application Withdrawn By Applicant | 5,723 | $1,589,255,000 | $277,000 | $2,715,000 | $108,000 | $4,920,000 |
| Preapproval Denied by Financial Institution | 3,825 | $958,805,000 | $250,000 | $2,505,000 | $79,000 | $3,300,000 |
| Preapproval Approved but not Accepted | 3,577 | $1,035,945,000 | $289,000 | $3,005,000 | $100,000 | $1,622,000 |
| File Closed For Incompleteness | 566 | $170,970,000 | $302,000 | $1,495,000 | $120,000 | $3,782,000 |
| Loan Purchased By The Institution | 155 | $51,665,000 | $333,000 | $825,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 59,140 | $17,096,000,000 | $289,000 | $3,845,000 | $107,000 | $9,596,000 |
| Credit Application Incomplete | 20,095 | $5,329,045,000 | $265,000 | $5,005,000 | $109,000 | $7,978,000 |
| Debt-To-Income Ratio | 7,837 | $2,098,965,000 | $267,000 | $2,605,000 | $63,000 | $684,000 |
| Credit History | 2,141 | $467,035,000 | $218,000 | $2,145,000 | $84,000 | $1,085,000 |
| Other | 592 | $156,300,000 | $264,000 | $1,425,000 | $113,000 | $2,410,000 |
| Collateral | 575 | $150,285,000 | $261,000 | $1,735,000 | $105,000 | $1,321,000 |
| Employment History | 432 | $107,190,000 | $248,000 | $1,705,000 | $95,000 | $6,191,000 |
| Unverifiable Information | 209 | $63,425,000 | $303,000 | $2,305,000 | $119,000 | $1,488,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 174 | $45,590,000 | $262,000 | $2,005,000 | $85,000 | $394,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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