Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2024
In 2024, Cardinal Financial Company, Li of Charlotte, NC reported 30,212 mortgage applications totaling $9.1 billion, down 41% from 2023. The average application was for $300,767, and applicants reported an average income of $119,258. 51% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Fort Worth-Arlington, TX (771), Nassau County-Suffolk County, NY (758) and Houston-The Woodlands-Sugar Land, TX (660) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 30,212 |
| Total Mortgage Loan Application Amount | $9,086,800,000 |
| Average Mortgage Loan Application Amount | $300,767 |
| Highest Mortgage Loan Application Amount | $2,845,000 |
| Average Applicant Income | $119,258 |
| Highest Applicant Income | $6,803,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, New York | 543 | $ 268,385,000 | $ 494,263 | $ 172,000 |
| Tarrant, Texas | 509 | $ 144,695,000 | $ 284,273 | $ 133,000 |
| Clark, Nevada | 411 | $ 164,235,000 | $ 399,598 | $ 172,000 |
| Harris, Texas | 393 | $ 126,615,000 | $ 322,175 | $ 161,000 |
| Elkhart, Indiana | 382 | $ 75,850,000 | $ 198,560 | $ 85,000 |
| Hillsborough, Florida | 310 | $ 98,360,000 | $ 317,290 | $ 128,000 |
| St. Joseph, Indiana | 289 | $ 49,365,000 | $ 170,813 | $ 82,000 |
| Lubbock, Texas | 288 | $ 47,610,000 | $ 165,312 | $ 111,000 |
| Pasco, Florida | 263 | $ 74,085,000 | $ 281,692 | $ 121,000 |
| Dallas, Texas | 252 | $ 73,900,000 | $ 293,253 | $ 180,000 |
| Duval, Florida | 226 | $ 66,060,000 | $ 292,300 | $ 114,000 |
| Nassau, New York | 215 | $ 131,465,000 | $ 611,465 | $ 199,000 |
| Cook, Illinois | 204 | $ 59,210,000 | $ 290,245 | $ 105,000 |
| Maricopa, Arizona | 203 | $ 82,475,000 | $ 406,280 | $ 154,000 |
| Bexar, Texas | 188 | $ 53,530,000 | $ 284,734 | $ 123,000 |
| El Paso, Texas | 181 | $ 44,185,000 | $ 244,116 | $ 106,000 |
| Broward, Florida | 165 | $ 55,495,000 | $ 336,333 | $ 141,000 |
| Pinellas, Florida | 161 | $ 55,115,000 | $ 342,329 | $ 168,000 |
| Denton, Texas | 147 | $ 52,065,000 | $ 354,183 | $ 154,000 |
| Queens, New York | 146 | $ 77,700,000 | $ 532,191 | $ 154,000 |
| Parker, Texas | 144 | $ 48,020,000 | $ 333,472 | $ 149,000 |
| San Diego, California | 142 | $ 98,810,000 | $ 695,845 | $ 327,000 |
| Palm Beach, Florida | 140 | $ 47,010,000 | $ 335,785 | $ 129,000 |
| Polk, Florida | 128 | $ 31,300,000 | $ 244,531 | $ 89,000 |
| Ector, Texas | 122 | $ 23,960,000 | $ 196,393 | $ 125,000 |
| Hennepin, Minnesota | 118 | $ 33,510,000 | $ 283,983 | $ 116,000 |
| Collin, Texas | 112 | $ 47,120,000 | $ 420,714 | $ 190,000 |
| Kings, New York | 109 | $ 82,295,000 | $ 755,000 | $ 230,000 |
| Sullivan, Tennessee | 99 | $ 17,665,000 | $ 178,434 | $ 77,000 |
| New Castle, Delaware | 96 | $ 31,160,000 | $ 324,583 | $ 109,000 |
| Bay, Florida | 93 | $ 26,765,000 | $ 287,795 | $ 162,000 |
| Milwaukee, Wisconsin | 91 | $ 18,075,000 | $ 198,626 | $ 98,000 |
| Santa Fe, New Mexico | 86 | $ 30,330,000 | $ 352,674 | $ 108,000 |
| Midland, Texas | 85 | $ 20,425,000 | $ 240,294 | $ 121,000 |
| Washoe, Nevada | 84 | $ 28,160,000 | $ 335,238 | $ 100,000 |
| Cumberland, New Jersey | 83 | $ 17,025,000 | $ 205,120 | $ 87,000 |
| Mecklenburg, North Carolina | 82 | $ 30,410,000 | $ 370,853 | $ 152,000 |
| Manatee, Florida | 81 | $ 27,735,000 | $ 342,407 | $ 113,000 |
| Richmond, New York | 81 | $ 37,135,000 | $ 458,456 | $ 138,000 |
| Johnson, Texas | 81 | $ 18,745,000 | $ 231,419 | $ 112,000 |
| East Baton Rouge, Louisiana | 79 | $ 17,175,000 | $ 217,405 | $ 92,000 |
| Clark, Washington | 79 | $ 34,875,000 | $ 441,455 | $ 167,000 |
| Jackson, Missouri | 77 | $ 11,435,000 | $ 148,506 | $ 86,000 |
| Philadelphia, Pennsylvania | 73 | $ 16,795,000 | $ 230,068 | $ 93,000 |
| Lee, Florida | 72 | $ 21,820,000 | $ 303,055 | $ 135,000 |
| Knox, Tennessee | 72 | $ 21,780,000 | $ 302,500 | $ 130,000 |
| Prince George's, Maryland | 70 | $ 27,400,000 | $ 391,428 | $ 114,000 |
| Montgomery, Texas | 70 | $ 21,020,000 | $ 300,285 | $ 130,000 |
| Westchester, New York | 68 | $ 37,610,000 | $ 553,088 | $ 209,000 |
| Washington, Tennessee | 68 | $ 17,200,000 | $ 252,941 | $ 107,000 |
| Spokane, Washington | 66 | $ 15,830,000 | $ 239,848 | $ 111,000 |
| Hernando, Florida | 64 | $ 15,910,000 | $ 248,593 | $ 92,000 |
| Orange, New York | 63 | $ 25,285,000 | $ 401,349 | $ 210,000 |
| Clallam, Washington | 63 | $ 22,525,000 | $ 357,539 | $ 147,000 |
| Kent, Delaware | 62 | $ 20,250,000 | $ 326,612 | $ 111,000 |
| Rockland, New York | 62 | $ 37,670,000 | $ 607,580 | $ 225,000 |
| Richland, South Carolina | 61 | $ 15,575,000 | $ 255,327 | $ 113,000 |
| Jefferson, Wisconsin | 60 | $ 11,850,000 | $ 197,500 | $ 77,000 |
| St. Lucie, Florida | 59 | $ 16,975,000 | $ 287,711 | $ 108,000 |
| Salt Lake, Utah | 59 | $ 25,965,000 | $ 440,084 | $ 140,000 |
| Miami-Dade, Florida | 58 | $ 26,320,000 | $ 453,793 | $ 175,000 |
| Camden, New Jersey | 58 | $ 13,520,000 | $ 233,103 | $ 104,000 |
| King, Washington | 58 | $ 33,120,000 | $ 571,034 | $ 191,000 |
| Waukesha, Wisconsin | 56 | $ 17,740,000 | $ 316,785 | $ 148,000 |
| Fulton, Georgia | 55 | $ 16,195,000 | $ 294,454 | $ 108,000 |
| Middlesex, New Jersey | 55 | $ 20,715,000 | $ 376,636 | $ 151,000 |
| Ellis, Texas | 55 | $ 17,365,000 | $ 315,727 | $ 130,000 |
| Fort Bend, Texas | 54 | $ 16,730,000 | $ 309,814 | $ 124,000 |
| Galveston, Texas | 54 | $ 15,060,000 | $ 278,888 | $ 148,000 |
| Catawba, North Carolina | 53 | $ 10,605,000 | $ 200,094 | $ 76,000 |
| Iredell, North Carolina | 53 | $ 14,255,000 | $ 268,962 | $ 93,000 |
| Volusia, Florida | 52 | $ 15,660,000 | $ 301,153 | $ 114,000 |
| Worcester, Massachusetts | 52 | $ 19,600,000 | $ 376,923 | $ 131,000 |
| Ocean, New Jersey | 52 | $ 20,200,000 | $ 388,461 | $ 139,000 |
| Aiken, South Carolina | 52 | $ 11,870,000 | $ 228,269 | $ 87,000 |
| Virginia Beach, Virginia | 52 | $ 14,190,000 | $ 272,884 | $ 115,000 |
| Pima, Arizona | 51 | $ 12,785,000 | $ 250,686 | $ 123,000 |
| Marion, Florida | 51 | $ 10,505,000 | $ 205,980 | $ 84,000 |
| Columbia, Georgia | 51 | $ 16,635,000 | $ 326,176 | $ 115,000 |
| Sarasota, Florida | 50 | $ 17,440,000 | $ 348,800 | $ 132,000 |
| St. Johns, Florida | 50 | $ 19,630,000 | $ 392,600 | $ 150,000 |
| Essex, New Jersey | 50 | $ 25,560,000 | $ 511,200 | $ 152,000 |
| Bernalillo, New Mexico | 50 | $ 19,540,000 | $ 390,800 | $ 156,000 |
| El Paso, Colorado | 49 | $ 22,325,000 | $ 455,612 | $ 141,000 |
| Anoka, Minnesota | 49 | $ 12,215,000 | $ 249,285 | $ 105,000 |
| Ramsey, Minnesota | 49 | $ 12,085,000 | $ 246,632 | $ 115,000 |
| Brazoria, Texas | 49 | $ 12,575,000 | $ 256,632 | $ 135,000 |
| Smith, Texas | 49 | $ 14,435,000 | $ 294,591 | $ 120,000 |
| Gwinnett, Georgia | 48 | $ 16,580,000 | $ 345,416 | $ 134,000 |
| Dakota, Minnesota | 48 | $ 12,460,000 | $ 259,583 | $ 112,000 |
| Prince William, Virginia | 48 | $ 22,740,000 | $ 473,750 | $ 141,000 |
| Wayne, Michigan | 47 | $ 9,435,000 | $ 200,744 | $ 148,000 |
| Davidson, Tennessee | 47 | $ 21,845,000 | $ 464,787 | $ 181,000 |
| Los Angeles, California | 46 | $ 29,660,000 | $ 644,782 | $ 203,000 |
| Clay, Florida | 46 | $ 13,820,000 | $ 300,434 | $ 105,000 |
| Cobb, Georgia | 46 | $ 14,800,000 | $ 321,739 | $ 115,000 |
| Sandoval, New Mexico | 46 | $ 12,630,000 | $ 274,565 | $ 96,000 |
| Allegheny, Pennsylvania | 46 | $ 9,210,000 | $ 200,217 | $ 68,000 |
| Hood, Texas | 46 | $ 13,130,000 | $ 285,434 | $ 130,000 |
| Baldwin, Alabama | 45 | $ 12,565,000 | $ 279,222 | $ 120,000 |
| Madison, Alabama | 45 | $ 15,855,000 | $ 352,333 | $ 117,000 |
| Marshall, Indiana | 45 | $ 6,485,000 | $ 144,111 | $ 73,000 |
| Burlington, New Jersey | 45 | $ 12,975,000 | $ 288,333 | $ 107,000 |
| Henderson, Texas | 45 | $ 11,225,000 | $ 249,444 | $ 122,000 |
| Clayton, Georgia | 44 | $ 9,770,000 | $ 222,045 | $ 73,000 |
| DeKalb, Georgia | 44 | $ 13,100,000 | $ 297,727 | $ 106,000 |
| Henry, Georgia | 44 | $ 10,270,000 | $ 233,409 | $ 99,000 |
| Lehigh, Pennsylvania | 44 | $ 11,430,000 | $ 259,772 | $ 107,000 |
| Riverside, California | 43 | $ 19,575,000 | $ 455,232 | $ 168,000 |
| Spartanburg, South Carolina | 43 | $ 10,125,000 | $ 235,465 | $ 80,000 |
| Kaufman, Texas | 43 | $ 10,225,000 | $ 237,790 | $ 106,000 |
| Orange, Florida | 42 | $ 15,810,000 | $ 376,428 | $ 435,000 |
| Will, Illinois | 42 | $ 11,410,000 | $ 271,666 | $ 108,000 |
| Montgomery, Maryland | 42 | $ 18,760,000 | $ 446,666 | $ 151,000 |
| Lowndes, Mississippi | 42 | $ 8,450,000 | $ 201,190 | $ 68,000 |
| Union, New Jersey | 42 | $ 17,730,000 | $ 422,142 | $ 156,000 |
| Pierce, Washington | 42 | $ 18,670,000 | $ 444,523 | $ 128,000 |
| Jefferson, Alabama | 41 | $ 8,245,000 | $ 201,097 | $ 94,000 |
| Brevard, Florida | 41 | $ 12,055,000 | $ 294,024 | $ 111,000 |
| Wake, North Carolina | 41 | $ 16,325,000 | $ 398,170 | $ 195,000 |
| Greenville, South Carolina | 41 | $ 10,365,000 | $ 252,804 | $ 94,000 |
| Norfolk, Virginia | 41 | $ 10,375,000 | $ 253,048 | $ 90,000 |
| DuPage, Illinois | 40 | $ 14,340,000 | $ 358,500 | $ 152,000 |
| Livingston, Louisiana | 40 | $ 9,870,000 | $ 246,750 | $ 99,000 |
| Monmouth, New Jersey | 40 | $ 18,210,000 | $ 455,250 | $ 161,000 |
| Dickson, Tennessee | 40 | $ 12,150,000 | $ 303,750 | $ 99,000 |
| Polk, Iowa | 39 | $ 8,425,000 | $ 216,025 | $ 103,000 |
| Horry, South Carolina | 39 | $ 9,685,000 | $ 248,333 | $ 112,000 |
| Richmond, Georgia | 38 | $ 7,270,000 | $ 191,315 | $ 76,000 |
| St. Louis, Missouri | 38 | $ 9,360,000 | $ 246,315 | $ 126,000 |
| Grayson, Texas | 38 | $ 9,470,000 | $ 249,210 | $ 116,000 |
| Mobile, Alabama | 37 | $ 7,025,000 | $ 189,864 | $ 89,000 |
| Greene, Missouri | 37 | $ 6,835,000 | $ 184,729 | $ 85,000 |
| Shelby, Tennessee | 37 | $ 8,775,000 | $ 237,162 | $ 104,000 |
| Bell, Texas | 37 | $ 8,825,000 | $ 238,513 | $ 116,000 |
| Wise, Texas | 37 | $ 8,895,000 | $ 240,405 | $ 116,000 |
| St. Tammany, Louisiana | 36 | $ 8,000,000 | $ 222,222 | $ 110,000 |
| Baltimore, Maryland | 36 | $ 13,980,000 | $ 388,333 | $ 147,000 |
| St. Joseph, Michigan | 36 | $ 4,640,000 | $ 128,888 | $ 68,000 |
| Gaston, North Carolina | 36 | $ 8,830,000 | $ 245,277 | $ 92,000 |
| Guilford, North Carolina | 36 | $ 10,250,000 | $ 284,722 | $ 118,000 |
| McDowell, North Carolina | 36 | $ 6,410,000 | $ 178,055 | $ 67,000 |
| Chester, Pennsylvania | 36 | $ 13,710,000 | $ 380,833 | $ 153,000 |
| Northampton, Pennsylvania | 36 | $ 9,130,000 | $ 253,611 | $ 97,000 |
| Bucks, Pennsylvania | 35 | $ 11,355,000 | $ 324,428 | $ 142,000 |
| Brown, Wisconsin | 35 | $ 8,715,000 | $ 249,000 | $ 105,000 |
| Rock, Wisconsin | 35 | $ 7,495,000 | $ 214,142 | $ 96,000 |
| Charlotte, Florida | 34 | $ 8,560,000 | $ 251,764 | $ 108,000 |
| Bergen, New Jersey | 34 | $ 17,410,000 | $ 512,058 | $ 164,000 |
| Sussex, New Jersey | 34 | $ 9,580,000 | $ 281,764 | $ 119,000 |
| Rowan, North Carolina | 34 | $ 7,640,000 | $ 224,705 | $ 99,000 |
| Kosciusko, Indiana | 33 | $ 6,685,000 | $ 202,575 | $ 79,000 |
| Anderson, South Carolina | 33 | $ 7,665,000 | $ 232,272 | $ 83,000 |
| Travis, Texas | 33 | $ 14,185,000 | $ 429,848 | $ 147,000 |
| Sacramento, California | 32 | $ 13,360,000 | $ 417,500 | $ 134,000 |
| Gloucester, New Jersey | 32 | $ 10,320,000 | $ 322,500 | $ 135,000 |
| Fairfax, Virginia | 32 | $ 17,550,000 | $ 548,437 | $ 193,000 |
| Pinal, Arizona | 31 | $ 9,905,000 | $ 319,516 | $ 99,000 |
| San Bernardino, California | 31 | $ 11,915,000 | $ 384,354 | $ 125,000 |
| Citrus, Florida | 31 | $ 7,785,000 | $ 251,129 | $ 94,000 |
| Bristol, Massachusetts | 31 | $ 12,895,000 | $ 415,967 | $ 94,000 |
| Middlesex, Massachusetts | 31 | $ 14,135,000 | $ 455,967 | $ 180,000 |
| Plymouth, Massachusetts | 31 | $ 16,435,000 | $ 530,161 | $ 141,000 |
| Lincoln, North Carolina | 31 | $ 8,095,000 | $ 261,129 | $ 88,000 |
| Oklahoma, Oklahoma | 31 | $ 6,045,000 | $ 195,000 | $ 91,000 |
| Montgomery, Pennsylvania | 31 | $ 8,755,000 | $ 282,419 | $ 119,000 |
| Fond du Lac, Wisconsin | 31 | $ 5,045,000 | $ 162,741 | $ 82,000 |
| Baltimore City, Maryland | 30 | $ 6,740,000 | $ 224,666 | $ 101,000 |
| Passaic, New Jersey | 30 | $ 12,450,000 | $ 415,000 | $ 136,000 |
| Bronx, New York | 30 | $ 18,000,000 | $ 600,000 | $ 175,000 |
| Burke, North Carolina | 30 | $ 6,740,000 | $ 224,666 | $ 100,000 |
| Forsyth, North Carolina | 30 | $ 5,640,000 | $ 188,000 | $ 84,000 |
| York, South Carolina | 30 | $ 8,990,000 | $ 299,666 | $ 98,000 |
| Newport News, Virginia | 30 | $ 5,620,000 | $ 187,333 | $ 88,000 |
| Tangipahoa, Louisiana | 29 | $ 6,475,000 | $ 223,275 | $ 92,000 |
| DeSoto, Mississippi | 29 | $ 6,795,000 | $ 234,310 | $ 83,000 |
| Taney, Missouri | 29 | $ 3,255,000 | $ 112,241 | $ 63,000 |
| Lexington, South Carolina | 29 | $ 7,335,000 | $ 252,931 | $ 98,000 |
| Loudon, Tennessee | 29 | $ 7,135,000 | $ 246,034 | $ 100,000 |
| Taylor, Texas | 29 | $ 7,985,000 | $ 275,344 | $ 112,000 |
| Racine, Wisconsin | 29 | $ 4,005,000 | $ 138,103 | $ 89,000 |
| Nassau, Florida | 28 | $ 9,790,000 | $ 349,642 | $ 135,000 |
| Lake, Illinois | 28 | $ 7,690,000 | $ 274,642 | $ 121,000 |
| Cumberland, North Carolina | 28 | $ 8,180,000 | $ 292,142 | $ 114,000 |
| Washington, Oregon | 28 | $ 9,430,000 | $ 336,785 | $ 117,000 |
| Pickens, South Carolina | 28 | $ 7,490,000 | $ 267,500 | $ 97,000 |
| Loudoun, Virginia | 28 | $ 20,380,000 | $ 727,857 | $ 218,000 |
| Stanislaus, California | 27 | $ 11,195,000 | $ 414,629 | $ 152,000 |
| Capitol Planning Region, Connecticut | 27 | $ 7,745,000 | $ 286,851 | $ 113,000 |
| Lake, Florida | 27 | $ 9,125,000 | $ 337,962 | $ 137,000 |
| Wright, Minnesota | 27 | $ 8,695,000 | $ 322,037 | $ 130,000 |
| Greene, Tennessee | 27 | $ 5,675,000 | $ 210,185 | $ 100,000 |
| Chesapeake, Virginia | 27 | $ 9,705,000 | $ 359,444 | $ 137,000 |
| Sussex, Delaware | 26 | $ 8,740,000 | $ 336,153 | $ 144,000 |
| Osceola, Florida | 26 | $ 8,050,000 | $ 309,615 | $ 123,000 |
| Paulding, Georgia | 26 | $ 7,110,000 | $ 273,461 | $ 86,000 |
| Berrien, Michigan | 26 | $ 4,120,000 | $ 158,461 | $ 74,000 |
| Berkeley, South Carolina | 26 | $ 8,140,000 | $ 313,076 | $ 103,000 |
| Montgomery, Tennessee | 26 | $ 7,280,000 | $ 280,000 | $ 102,000 |
| McLennan, Texas | 26 | $ 5,090,000 | $ 195,769 | $ 82,000 |
| Cowlitz, Washington | 26 | $ 7,100,000 | $ 273,076 | $ 100,000 |
| Snohomish, Washington | 26 | $ 15,100,000 | $ 580,769 | $ 183,000 |
| Fresno, California | 25 | $ 9,045,000 | $ 361,800 | $ 150,000 |
| Ingham, Michigan | 25 | $ 4,565,000 | $ 182,600 | $ 90,000 |
| St. Charles, Missouri | 25 | $ 9,255,000 | $ 370,200 | $ 126,000 |
| Franklin, Ohio | 25 | $ 6,335,000 | $ 253,400 | $ 87,000 |
| Delaware, Pennsylvania | 25 | $ 6,025,000 | $ 241,000 | $ 110,000 |
| Monroe, Pennsylvania | 25 | $ 7,635,000 | $ 305,400 | $ 242,000 |
| Williamson, Texas | 25 | $ 9,825,000 | $ 393,000 | $ 142,000 |
| Merced, California | 24 | $ 7,560,000 | $ 315,000 | $ 100,000 |
| Solano, California | 24 | $ 9,920,000 | $ 413,333 | $ 137,000 |
| Carroll, Georgia | 24 | $ 5,230,000 | $ 217,916 | $ 82,000 |
| Douglas, Georgia | 24 | $ 6,170,000 | $ 257,083 | $ 84,000 |
| Hudson, New Jersey | 24 | $ 11,730,000 | $ 488,750 | $ 151,000 |
| Morris, New Jersey | 24 | $ 11,250,000 | $ 468,750 | $ 179,000 |
| Hawkins, Tennessee | 24 | $ 4,240,000 | $ 176,666 | $ 62,000 |
| McHenry, Illinois | 23 | $ 5,915,000 | $ 257,173 | $ 122,000 |
| Pottawattamie, Iowa | 23 | $ 3,835,000 | $ 166,739 | $ 82,000 |
| Oakland, Michigan | 23 | $ 6,355,000 | $ 276,304 | $ 125,000 |
| Sherburne, Minnesota | 23 | $ 5,885,000 | $ 255,869 | $ 108,000 |
| Brunswick, North Carolina | 23 | $ 5,335,000 | $ 231,956 | $ 96,000 |
| Johnston, North Carolina | 23 | $ 6,215,000 | $ 270,217 | $ 95,000 |
| Humphreys, Tennessee | 23 | $ 4,705,000 | $ 204,565 | $ 80,000 |
| Roane, Tennessee | 23 | $ 6,895,000 | $ 299,782 | $ 147,000 |
| Webb, Texas | 23 | $ 5,685,000 | $ 247,173 | $ 85,000 |
| Roanoke City, Virginia | 23 | $ 5,305,000 | $ 230,652 | $ 164,000 |
| Alameda, California | 22 | $ 12,280,000 | $ 558,181 | $ 177,000 |
| Marion, Indiana | 22 | $ 5,230,000 | $ 237,727 | $ 98,000 |
| Cass, Michigan | 22 | $ 4,450,000 | $ 202,272 | $ 78,000 |
| Scott, Minnesota | 22 | $ 5,630,000 | $ 255,909 | $ 145,000 |
| Charleston, South Carolina | 22 | $ 8,210,000 | $ 373,181 | $ 115,000 |
| Fannin, Texas | 22 | $ 4,770,000 | $ 216,818 | $ 217,000 |
| Hockley, Texas | 22 | $ 3,550,000 | $ 161,363 | $ 100,000 |
| Hunt, Texas | 22 | $ 6,740,000 | $ 306,363 | $ 123,000 |
| Randall, Texas | 22 | $ 5,020,000 | $ 228,181 | $ 109,000 |
| Contra Costa, California | 21 | $ 11,625,000 | $ 553,571 | $ 167,000 |
| Naugatuck Valley Planning Region, Connecticut | 21 | $ 6,585,000 | $ 313,571 | $ 105,000 |
| Western Connecticut Planning Region, Connecticut | 21 | $ 12,025,000 | $ 572,619 | $ 182,000 |
| Escambia, Florida | 21 | $ 4,705,000 | $ 224,047 | $ 301,000 |
| Starke, Indiana | 21 | $ 3,405,000 | $ 162,142 | $ 83,000 |
| Jefferson, Kentucky | 21 | $ 3,905,000 | $ 185,952 | $ 87,000 |
| Anne Arundel, Maryland | 21 | $ 8,915,000 | $ 424,523 | $ 113,000 |
| Onondaga, New York | 21 | $ 4,155,000 | $ 197,857 | $ 137,000 |
| Union, North Carolina | 21 | $ 7,995,000 | $ 380,714 | $ 138,000 |
| Cleveland, Oklahoma | 21 | $ 5,295,000 | $ 252,142 | $ 122,000 |
| Rutherford, Tennessee | 21 | $ 6,435,000 | $ 306,428 | $ 108,000 |
| Palo Pinto, Texas | 21 | $ 5,015,000 | $ 238,809 | $ 145,000 |
| Rockwall, Texas | 21 | $ 7,475,000 | $ 355,952 | $ 186,000 |
| Delta, Colorado | 20 | $ 5,300,000 | $ 265,000 | $ 94,000 |
| District of Columbia, District Of Columbia | 20 | $ 12,650,000 | $ 632,500 | $ 212,000 |
| Kane, Illinois | 20 | $ 5,350,000 | $ 267,500 | $ 216,000 |
| Jefferson, Louisiana | 20 | $ 4,380,000 | $ 219,000 | $ 90,000 |
| Douglas, Nebraska | 20 | $ 4,140,000 | $ 207,000 | $ 106,000 |
| Sullivan, New York | 20 | $ 4,910,000 | $ 245,500 | $ 189,000 |
| Cabarrus, North Carolina | 20 | $ 6,050,000 | $ 302,500 | $ 98,000 |
| Davidson, North Carolina | 20 | $ 3,750,000 | $ 187,500 | $ 98,000 |
| Multnomah, Oregon | 20 | $ 8,130,000 | $ 406,500 | $ 155,000 |
| Beaver, Pennsylvania | 20 | $ 2,330,000 | $ 116,500 | $ 73,000 |
| Lynn, Texas | 20 | $ 3,630,000 | $ 181,500 | $ 108,000 |
| Washington, Minnesota | 19 | $ 6,375,000 | $ 335,526 | $ 120,000 |
| Christian, Missouri | 19 | $ 5,145,000 | $ 270,789 | $ 113,000 |
| Dona Ana, New Mexico | 19 | $ 5,775,000 | $ 303,947 | $ 106,000 |
| Dutchess, New York | 19 | $ 6,415,000 | $ 337,631 | $ 134,000 |
| Cuyahoga, Ohio | 19 | $ 4,495,000 | $ 236,578 | $ 106,000 |
| Jefferson, Tennessee | 19 | $ 3,735,000 | $ 196,578 | $ 74,000 |
| Van Zandt, Texas | 19 | $ 5,205,000 | $ 273,947 | $ 114,000 |
| Dane, Wisconsin | 19 | $ 4,315,000 | $ 227,105 | $ 102,000 |
| South Central Connecticut Planning Region, Connecticut | 18 | $ 6,050,000 | $ 336,111 | $ 136,000 |
| Orleans, Louisiana | 18 | $ 4,430,000 | $ 246,111 | $ 79,000 |
| Charles, Maryland | 18 | $ 6,840,000 | $ 380,000 | $ 108,000 |
| Westmoreland, Pennsylvania | 18 | $ 3,380,000 | $ 187,777 | $ 82,000 |
| Brookings, South Dakota | 18 | $ 4,230,000 | $ 235,000 | $ 186,000 |
| Liberty, Texas | 18 | $ 4,910,000 | $ 272,777 | $ 115,000 |
| Portsmouth, Virginia | 18 | $ 3,730,000 | $ 207,222 | $ 65,000 |
| Jackson, Florida | 17 | $ 3,045,000 | $ 179,117 | $ 73,000 |
| Leon, Florida | 17 | $ 4,815,000 | $ 283,235 | $ 76,000 |
| Ascension, Louisiana | 17 | $ 4,085,000 | $ 240,294 | $ 85,000 |
| Jasper, Missouri | 17 | $ 3,595,000 | $ 211,470 | $ 77,000 |
| Stone, Missouri | 17 | $ 3,205,000 | $ 188,529 | $ 91,000 |
| Cleveland, North Carolina | 17 | $ 3,265,000 | $ 192,058 | $ 84,000 |
| Harnett, North Carolina | 17 | $ 4,845,000 | $ 285,000 | $ 97,000 |
| Moore, North Carolina | 17 | $ 5,795,000 | $ 340,882 | $ 120,000 |
| Kershaw, South Carolina | 17 | $ 4,085,000 | $ 240,294 | $ 82,000 |
| Carter, Tennessee | 17 | $ 3,345,000 | $ 196,764 | $ 98,000 |
| Sumner, Tennessee | 17 | $ 6,465,000 | $ 380,294 | $ 148,000 |
| Bastrop, Texas | 17 | $ 6,505,000 | $ 382,647 | $ 141,000 |
| Comal, Texas | 17 | $ 4,735,000 | $ 278,529 | $ 130,000 |
| Hampton, Virginia | 17 | $ 3,495,000 | $ 205,588 | $ 98,000 |
| Winnebago, Wisconsin | 17 | $ 2,545,000 | $ 149,705 | $ 79,000 |
| Greater Bridgeport Planning Region, Connecticut | 16 | $ 6,170,000 | $ 385,625 | $ 85,000 |
| Hall, Georgia | 16 | $ 4,370,000 | $ 273,125 | $ 151,000 |
| Rockdale, Georgia | 16 | $ 4,660,000 | $ 291,250 | $ 109,000 |
| Lake, Indiana | 16 | $ 2,460,000 | $ 153,750 | $ 65,000 |
| Howard, Maryland | 16 | $ 7,500,000 | $ 468,750 | $ 141,000 |
| Kent, Michigan | 16 | $ 4,320,000 | $ 270,000 | $ 99,000 |
| Warren, New Jersey | 16 | $ 4,910,000 | $ 306,875 | $ 126,000 |
| Berks, Pennsylvania | 16 | $ 5,100,000 | $ 318,750 | $ 108,000 |
| Union, Tennessee | 16 | $ 3,020,000 | $ 188,750 | $ 95,000 |
| Atascosa, Texas | 16 | $ 3,450,000 | $ 215,625 | $ 94,000 |
| Hidalgo, Texas | 16 | $ 4,040,000 | $ 252,500 | $ 126,000 |
| Utah, Utah | 16 | $ 6,120,000 | $ 382,500 | $ 107,000 |
| Roanoke, Virginia | 16 | $ 4,700,000 | $ 293,750 | $ 120,000 |
| Yavapai, Arizona | 15 | $ 4,455,000 | $ 297,000 | $ 86,000 |
| Okaloosa, Florida | 15 | $ 6,245,000 | $ 416,333 | $ 139,000 |
| Cherokee, Georgia | 15 | $ 5,035,000 | $ 335,666 | $ 151,000 |
| Scott, Iowa | 15 | $ 2,745,000 | $ 183,000 | $ 90,000 |
| Suffolk, Massachusetts | 15 | $ 9,835,000 | $ 655,666 | $ 209,000 |
| Stearns, Minnesota | 15 | $ 2,635,000 | $ 175,666 | $ 77,000 |
| Salem, New Jersey | 15 | $ 2,915,000 | $ 194,333 | $ 97,000 |
| New York, New York | 15 | $ 9,765,000 | $ 651,000 | $ 333,000 |
| Luzerne, Pennsylvania | 15 | $ 2,785,000 | $ 185,666 | $ 64,000 |
| Hamilton, Tennessee | 15 | $ 3,925,000 | $ 261,666 | $ 93,000 |
| Guadalupe, Texas | 15 | $ 4,625,000 | $ 308,333 | $ 132,000 |
| Navarro, Texas | 15 | $ 4,295,000 | $ 286,333 | $ 105,000 |
| Wichita, Texas | 15 | $ 2,535,000 | $ 169,000 | $ 97,000 |
| Davis, Utah | 15 | $ 6,005,000 | $ 400,333 | $ 111,000 |
| Dodge, Wisconsin | 15 | $ 2,885,000 | $ 192,333 | $ 89,000 |
| Manitowoc, Wisconsin | 15 | $ 2,485,000 | $ 165,666 | $ 67,000 |
| Walworth, Wisconsin | 15 | $ 2,815,000 | $ 187,666 | $ 130,000 |
| Seminole, Florida | 14 | $ 5,320,000 | $ 380,000 | $ 133,000 |
| Sumter, Florida | 14 | $ 2,150,000 | $ 153,571 | $ 67,000 |
| Chatham, Georgia | 14 | $ 4,710,000 | $ 336,428 | $ 109,000 |
| Newton, Georgia | 14 | $ 3,980,000 | $ 284,285 | $ 93,000 |
| Honolulu, Hawaii | 14 | $ 10,010,000 | $ 715,000 | $ 126,000 |
| Dallas, Iowa | 14 | $ 3,460,000 | $ 247,142 | $ 103,000 |
| Eaton, Michigan | 14 | $ 3,280,000 | $ 234,285 | $ 72,000 |
| Genesee, Michigan | 14 | $ 3,500,000 | $ 250,000 | $ 113,000 |
| St. Louis City, Missouri | 14 | $ 2,610,000 | $ 186,428 | $ 90,000 |
| Atlantic, New Jersey | 14 | $ 4,710,000 | $ 336,428 | $ 155,000 |
| Mercer, New Jersey | 14 | $ 4,030,000 | $ 287,857 | $ 128,000 |
| Caldwell, North Carolina | 14 | $ 3,320,000 | $ 237,142 | $ 105,000 |
| Rutherford, North Carolina | 14 | $ 3,900,000 | $ 278,571 | $ 91,000 |
| Hamilton, Ohio | 14 | $ 2,280,000 | $ 162,857 | $ 74,000 |
| Clackamas, Oregon | 14 | $ 7,290,000 | $ 520,714 | $ 159,000 |
| Providence, Rhode Island | 14 | $ 3,960,000 | $ 282,857 | $ 107,000 |
| Cherokee, South Carolina | 14 | $ 3,540,000 | $ 252,857 | $ 81,000 |
| Edgefield, South Carolina | 14 | $ 3,310,000 | $ 236,428 | $ 82,000 |
| Wilson, Tennessee | 14 | $ 4,330,000 | $ 309,285 | $ 111,000 |
| Hill, Texas | 14 | $ 3,460,000 | $ 247,142 | $ 135,000 |
| Benton, Washington | 14 | $ 4,920,000 | $ 351,428 | $ 124,000 |
| Washington, Wisconsin | 14 | $ 4,030,000 | $ 287,857 | $ 118,000 |
| Mohave, Arizona | 13 | $ 2,345,000 | $ 180,384 | $ 76,000 |
| Orange, California | 13 | $ 10,935,000 | $ 841,153 | $ 309,000 |
| Jefferson, Colorado | 13 | $ 6,685,000 | $ 514,230 | $ 143,000 |
| Collier, Florida | 13 | $ 6,335,000 | $ 487,307 | $ 279,000 |
| Houston, Georgia | 13 | $ 3,295,000 | $ 253,461 | $ 113,000 |
| Lowndes, Georgia | 13 | $ 2,665,000 | $ 205,000 | $ 62,000 |
| Monroe, Georgia | 13 | $ 4,625,000 | $ 355,769 | $ 106,000 |
| Bonner, Idaho | 13 | $ 4,395,000 | $ 338,076 | $ 136,000 |
| LaGrange, Indiana | 13 | $ 2,555,000 | $ 196,538 | $ 76,000 |
| Linn, Iowa | 13 | $ 2,335,000 | $ 179,615 | $ 99,000 |
| Lafayette, Louisiana | 13 | $ 3,335,000 | $ 256,538 | $ 99,000 |
| Norfolk, Massachusetts | 13 | $ 5,225,000 | $ 401,923 | $ 115,000 |
| Chisago, Minnesota | 13 | $ 2,995,000 | $ 230,384 | $ 89,000 |
| Clay, Missouri | 13 | $ 2,475,000 | $ 190,384 | $ 83,000 |
| Buncombe, North Carolina | 13 | $ 2,815,000 | $ 216,538 | $ 72,000 |
| Lee, North Carolina | 13 | $ 3,625,000 | $ 278,846 | $ 118,000 |
| Williams, North Dakota | 13 | $ 2,085,000 | $ 160,384 | $ 116,000 |
| Summit, Ohio | 13 | $ 3,175,000 | $ 244,230 | $ 99,000 |
| Tulsa, Oklahoma | 13 | $ 2,035,000 | $ 156,538 | $ 84,000 |
| York, Pennsylvania | 13 | $ 3,045,000 | $ 234,230 | $ 104,000 |
| Dorchester, South Carolina | 13 | $ 3,595,000 | $ 276,538 | $ 115,000 |
| Blount, Tennessee | 13 | $ 3,995,000 | $ 307,307 | $ 101,000 |
| Hamblen, Tennessee | 13 | $ 1,795,000 | $ 138,076 | $ 58,000 |
| McMinn, Tennessee | 13 | $ 2,105,000 | $ 161,923 | $ 64,000 |
| Williamson, Tennessee | 13 | $ 8,545,000 | $ 657,307 | $ 218,000 |
| Upshur, Texas | 13 | $ 3,575,000 | $ 275,000 | $ 144,000 |
| Kenosha, Wisconsin | 13 | $ 2,565,000 | $ 197,307 | $ 121,000 |
| Kendall, Illinois | 12 | $ 3,040,000 | $ 253,333 | $ 122,000 |
| Wayne, Indiana | 12 | $ 1,570,000 | $ 130,833 | $ 65,000 |
| Essex, Massachusetts | 12 | $ 6,260,000 | $ 521,666 | $ 136,000 |
| Dickinson, Michigan | 12 | $ 1,170,000 | $ 97,500 | $ 56,000 |
| Jackson, Michigan | 12 | $ 2,110,000 | $ 175,833 | $ 67,000 |
| Mille Lacs, Minnesota | 12 | $ 2,270,000 | $ 189,166 | $ 80,000 |
| Jefferson, Missouri | 12 | $ 3,580,000 | $ 298,333 | $ 145,000 |
| Lyon, Nevada | 12 | $ 2,890,000 | $ 240,833 | $ 98,000 |
| Rockingham, North Carolina | 12 | $ 3,000,000 | $ 250,000 | $ 118,000 |
| Lackawanna, Pennsylvania | 12 | $ 1,800,000 | $ 150,000 | $ 76,000 |
| Unicoi, Tennessee | 12 | $ 1,810,000 | $ 150,833 | $ 110,000 |
| Brazos, Texas | 12 | $ 3,730,000 | $ 310,833 | $ 156,000 |
| Coryell, Texas | 12 | $ 2,460,000 | $ 205,000 | $ 84,000 |
| Crosby, Texas | 12 | $ 720,000 | $ 60,000 | $ 81,000 |
| Pittsylvania, Virginia | 12 | $ 2,920,000 | $ 243,333 | $ 79,000 |
| Washington, Virginia | 12 | $ 2,470,000 | $ 205,833 | $ 79,000 |
| Sheboygan, Wisconsin | 12 | $ 2,200,000 | $ 183,333 | $ 68,000 |
| Limestone, Alabama | 11 | $ 4,125,000 | $ 375,000 | $ 134,000 |
| Montgomery, Alabama | 11 | $ 1,965,000 | $ 178,636 | $ 77,000 |
| San Joaquin, California | 11 | $ 4,735,000 | $ 430,454 | $ 140,000 |
| Pueblo, Colorado | 11 | $ 3,045,000 | $ 276,818 | $ 74,000 |
| Walton, Florida | 11 | $ 4,285,000 | $ 389,545 | $ 261,000 |
| Rock Island, Illinois | 11 | $ 1,725,000 | $ 156,818 | $ 77,000 |
| Cerro Gordo, Iowa | 11 | $ 1,645,000 | $ 149,545 | $ 100,000 |
| Macomb, Michigan | 11 | $ 3,035,000 | $ 275,909 | $ 92,000 |
| Isanti, Minnesota | 11 | $ 2,675,000 | $ 243,181 | $ 97,000 |
| Hunterdon, New Jersey | 11 | $ 3,935,000 | $ 357,727 | $ 134,000 |
| Somerset, New Jersey | 11 | $ 4,205,000 | $ 382,272 | $ 116,000 |
| Hoke, North Carolina | 11 | $ 3,065,000 | $ 278,636 | $ 108,000 |
| Lucas, Ohio | 11 | $ 1,455,000 | $ 132,272 | $ 218,000 |
| Carbon, Pennsylvania | 11 | $ 1,955,000 | $ 177,727 | $ 100,000 |
| Laurens, South Carolina | 11 | $ 2,955,000 | $ 268,636 | $ 92,000 |
| Madison, Tennessee | 11 | $ 1,785,000 | $ 162,272 | $ 67,000 |
| Sevier, Tennessee | 11 | $ 3,565,000 | $ 324,090 | $ 414,000 |
| Chambers, Texas | 11 | $ 3,205,000 | $ 291,363 | $ 111,000 |
| Jefferson, Texas | 11 | $ 2,345,000 | $ 213,181 | $ 101,000 |
| Scurry, Texas | 11 | $ 1,695,000 | $ 154,090 | $ 122,000 |
| Young, Texas | 11 | $ 1,735,000 | $ 157,727 | $ 97,000 |
| Bristol, Virginia | 11 | $ 2,335,000 | $ 212,272 | $ 89,000 |
| Franklin, Virginia | 11 | $ 3,065,000 | $ 278,636 | $ 153,000 |
| Salem, Virginia | 11 | $ 2,165,000 | $ 196,818 | $ 122,000 |
| Suffolk, Virginia | 11 | $ 3,375,000 | $ 306,818 | $ 98,000 |
| Oconto, Wisconsin | 11 | $ 2,045,000 | $ 185,909 | $ 91,000 |
| Santa Clara, California | 10 | $ 7,700,000 | $ 770,000 | $ 260,000 |
| Muscogee, Georgia | 10 | $ 1,420,000 | $ 142,000 | $ 72,000 |
| Allen, Indiana | 10 | $ 2,030,000 | $ 203,000 | $ 90,000 |
| Wicomico, Maryland | 10 | $ 1,620,000 | $ 162,000 | $ 73,000 |
| Livingston, Michigan | 10 | $ 3,440,000 | $ 344,000 | $ 103,000 |
| St. Louis, Minnesota | 10 | $ 1,560,000 | $ 156,000 | $ 77,000 |
| Panola, Mississippi | 10 | $ 2,130,000 | $ 213,000 | $ 77,000 |
| Putnam, New York | 10 | $ 4,310,000 | $ 431,000 | $ 172,000 |
| Ulster, New York | 10 | $ 2,870,000 | $ 287,000 | $ 134,000 |
| Robeson, North Carolina | 10 | $ 2,590,000 | $ 259,000 | $ 106,000 |
| Licking, Ohio | 10 | $ 2,630,000 | $ 263,000 | $ 121,000 |
| Canadian, Oklahoma | 10 | $ 3,510,000 | $ 351,000 | $ 109,000 |
| Stephens, Oklahoma | 10 | $ 2,080,000 | $ 208,000 | $ 86,000 |
| Mercer, Pennsylvania | 10 | $ 1,800,000 | $ 180,000 | $ 95,000 |
| Beaufort, South Carolina | 10 | $ 2,740,000 | $ 274,000 | $ 99,000 |
| Anderson, Tennessee | 10 | $ 3,050,000 | $ 305,000 | $ 95,000 |
| Johnson, Tennessee | 10 | $ 1,680,000 | $ 168,000 | $ 117,000 |
| Monroe, Tennessee | 10 | $ 1,820,000 | $ 182,000 | $ 78,000 |
| Anderson, Texas | 10 | $ 2,240,000 | $ 224,000 | $ 88,000 |
| Bowie, Texas | 10 | $ 1,500,000 | $ 150,000 | $ 83,000 |
| Cherokee, Texas | 10 | $ 1,320,000 | $ 132,000 | $ 69,000 |
| Polk, Texas | 10 | $ 2,020,000 | $ 202,000 | $ 94,000 |
| Wood, Texas | 10 | $ 2,800,000 | $ 280,000 | $ 115,000 |
| Bedford, Virginia | 10 | $ 1,790,000 | $ 179,000 | $ 77,000 |
| Chesterfield, Virginia | 10 | $ 3,110,000 | $ 311,000 | $ 92,000 |
| Henrico, Virginia | 10 | $ 3,530,000 | $ 353,000 | $ 120,000 |
| Russell, Virginia | 10 | $ 1,350,000 | $ 135,000 | $ 69,000 |
| Scott, Virginia | 10 | $ 1,990,000 | $ 199,000 | $ 67,000 |
| Spotsylvania, Virginia | 10 | $ 4,690,000 | $ 469,000 | $ 134,000 |
| Tazewell, Virginia | 10 | $ 1,540,000 | $ 154,000 | $ 79,000 |
| Mason, Washington | 10 | $ 3,240,000 | $ 324,000 | $ 88,000 |
| Thurston, Washington | 10 | $ 4,800,000 | $ 480,000 | $ 139,000 |
| Marathon, Wisconsin | 10 | $ 1,550,000 | $ 155,000 | $ 90,000 |
| Outagamie, Wisconsin | 10 | $ 2,320,000 | $ 232,000 | $ 106,000 |
| Arapahoe, Colorado | 9 | $ 3,495,000 | $ 388,333 | $ 127,000 |
| Alachua, Florida | 9 | $ 1,725,000 | $ 191,666 | $ 101,000 |
| Flagler, Florida | 9 | $ 3,415,000 | $ 379,444 | $ 126,000 |
| Indian River, Florida | 9 | $ 2,245,000 | $ 249,444 | $ 91,000 |
| Putnam, Florida | 9 | $ 1,795,000 | $ 199,444 | $ 82,000 |
| Bibb, Georgia | 9 | $ 1,245,000 | $ 138,333 | $ 90,000 |
| Liberty, Georgia | 9 | $ 2,295,000 | $ 255,000 | $ 71,000 |
| Johnson, Indiana | 9 | $ 2,475,000 | $ 275,000 | $ 95,000 |
| Jasper, Iowa | 9 | $ 1,285,000 | $ 142,777 | $ 62,000 |
| Hampden, Massachusetts | 9 | $ 2,215,000 | $ 246,111 | $ 154,000 |
| Kalamazoo, Michigan | 9 | $ 1,945,000 | $ 216,111 | $ 87,000 |
| Van Buren, Michigan | 9 | $ 2,095,000 | $ 232,777 | $ 158,000 |
| Rice, Minnesota | 9 | $ 1,525,000 | $ 169,444 | $ 79,000 |
| Lincoln, Missouri | 9 | $ 2,225,000 | $ 247,222 | $ 86,000 |
| Hillsborough, New Hampshire | 9 | $ 3,875,000 | $ 430,555 | $ 120,000 |
| New Hanover, North Carolina | 9 | $ 3,605,000 | $ 400,555 | $ 234,000 |
| Stokes, North Carolina | 9 | $ 3,035,000 | $ 337,222 | $ 115,000 |
| Butler, Ohio | 9 | $ 2,585,000 | $ 287,222 | $ 97,000 |
| Muskingum, Ohio | 9 | $ 2,065,000 | $ 229,444 | $ 89,000 |
| Stark, Ohio | 9 | $ 1,685,000 | $ 187,222 | $ 94,000 |
| Atoka, Oklahoma | 9 | $ 1,755,000 | $ 195,000 | $ 114,000 |
| Garvin, Oklahoma | 9 | $ 1,635,000 | $ 181,666 | $ 76,000 |
| Dauphin, Pennsylvania | 9 | $ 2,135,000 | $ 237,222 | $ 136,000 |
| Lancaster, Pennsylvania | 9 | $ 2,755,000 | $ 306,111 | $ 119,000 |
| Schuylkill, Pennsylvania | 9 | $ 1,085,000 | $ 120,555 | $ 78,000 |
| Venango, Pennsylvania | 9 | $ 1,115,000 | $ 123,888 | $ 80,000 |
| Hickman, Tennessee | 9 | $ 1,705,000 | $ 189,444 | $ 91,000 |
| Cameron, Texas | 9 | $ 2,185,000 | $ 242,777 | $ 92,000 |
| Erath, Texas | 9 | $ 1,515,000 | $ 168,333 | $ 89,000 |
| Gray, Texas | 9 | $ 1,115,000 | $ 123,888 | $ 81,000 |
| Wilson, Texas | 9 | $ 3,305,000 | $ 367,222 | $ 165,000 |
| Yakima, Washington | 9 | $ 2,015,000 | $ 223,888 | $ 90,000 |
| Marinette, Wisconsin | 9 | $ 855,000 | $ 95,000 | $ 83,000 |
| St. Clair, Alabama | 8 | $ 1,400,000 | $ 175,000 | $ 72,000 |
| Tuscaloosa, Alabama | 8 | $ 2,420,000 | $ 302,500 | $ 143,000 |
| Navajo, Arizona | 8 | $ 3,120,000 | $ 390,000 | $ 131,000 |
| Kern, California | 8 | $ 2,170,000 | $ 271,250 | $ 61,000 |
| Columbia, Florida | 8 | $ 1,670,000 | $ 208,750 | $ 65,000 |
| Holmes, Florida | 8 | $ 1,190,000 | $ 148,750 | $ 69,000 |
| Santa Rosa, Florida | 8 | $ 2,990,000 | $ 373,750 | $ 130,000 |
| Bartow, Georgia | 8 | $ 1,940,000 | $ 242,500 | $ 82,000 |
| Coweta, Georgia | 8 | $ 2,940,000 | $ 367,500 | $ 130,000 |
| Walton, Georgia | 8 | $ 2,860,000 | $ 357,500 | $ 110,000 |
| Ada, Idaho | 8 | $ 3,060,000 | $ 382,500 | $ 124,000 |
| St. Clair, Illinois | 8 | $ 1,770,000 | $ 221,250 | $ 114,000 |
| LaPorte, Indiana | 8 | $ 2,230,000 | $ 278,750 | $ 146,000 |
| Porter, Indiana | 8 | $ 2,260,000 | $ 282,500 | $ 125,000 |
| Clinton, Iowa | 8 | $ 570,000 | $ 71,250 | $ 47,000 |
| Marion, Iowa | 8 | $ 1,480,000 | $ 185,000 | $ 95,000 |
| Warren, Iowa | 8 | $ 2,260,000 | $ 282,500 | $ 142,000 |
| Caddo, Louisiana | 8 | $ 1,280,000 | $ 160,000 | $ 63,000 |
| Carroll, Maryland | 8 | $ 2,310,000 | $ 288,750 | $ 135,000 |
| Harford, Maryland | 8 | $ 3,000,000 | $ 375,000 | $ 119,000 |
| Calhoun, Michigan | 8 | $ 1,150,000 | $ 143,750 | $ 74,000 |
| Lapeer, Michigan | 8 | $ 1,730,000 | $ 216,250 | $ 81,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 25,281 | $7,616,705,000 | $301,000 | $2,845,000 | $119,000 | $6,803,000 |
| Cash-out Refinancing | 2,529 | $718,525,000 | $284,000 | $2,245,000 | $104,000 | $2,456,000 |
| Refinancing | 1,679 | $624,555,000 | $371,000 | $1,785,000 | $151,000 | $3,399,000 |
| Other Purpose | 701 | $124,275,000 | $177,000 | $1,005,000 | $107,000 | $2,124,000 |
| Home Improvement | 22 | $2,740,000 | $124,000 | $325,000 | $139,000 | $350,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,936 | $4,426,910,000 | $296,000 | $2,845,000 | $123,000 | $6,803,000 |
| Hispanic | 5,570 | $1,614,770,000 | $289,000 | $2,455,000 | $115,000 | $4,518,000 |
| Not Provided | 4,199 | $1,315,315,000 | $313,000 | $2,005,000 | $121,000 | $6,000,000 |
| Black or African American | 3,945 | $1,116,015,000 | $282,000 | $1,685,000 | $100,000 | $870,000 |
| Asian | 1,309 | $544,925,000 | $416,000 | $2,795,000 | $156,000 | $2,624,000 |
| American Indian or Alaskan Native | 195 | $48,345,000 | $247,000 | $915,000 | $99,000 | $672,000 |
| Native Hawaiian or Other Pacific Islander | 58 | $20,520,000 | $353,000 | $905,000 | $136,000 | $334,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,474 | $4,306,360,000 | $297,000 | $2,845,000 | $143,000 | $6,803,000 |
| FHA-insured (Federal Housing Administration) | 12,836 | $3,690,920,000 | $287,000 | $1,815,000 | $94,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 2,676 | $1,046,960,000 | $391,000 | $2,735,000 | $117,000 | $1,305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 226 | $42,560,000 | $188,000 | $425,000 | $68,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,327 | $4,586,135,000 | $299,000 | $2,845,000 | $125,000 | $6,803,000 |
| Preapproval Approved but not Accepted | 6,766 | $2,118,100,000 | $313,000 | $2,735,000 | $113,000 | $6,000,000 |
| Application Approved But Not Accepted | 2,713 | $833,555,000 | $307,000 | $1,825,000 | $129,000 | $4,337,000 |
| Application Denied By Financial Institution | 2,020 | $602,420,000 | $298,000 | $2,795,000 | $109,000 | $5,255,000 |
| Preapproval Denied by Financial Institution | 1,988 | $529,650,000 | $266,000 | $2,795,000 | $90,000 | $2,624,000 |
| Application Withdrawn By Applicant | 902 | $267,670,000 | $296,000 | $2,455,000 | $136,000 | $3,828,000 |
| File Closed For Incompleteness | 496 | $149,270,000 | $300,000 | $2,325,000 | $118,000 | $991,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 26,204 | $7,954,730,000 | $303,000 | $2,845,000 | $122,000 | $6,803,000 |
| Debt-To-Income Ratio | 1,675 | $470,335,000 | $280,000 | $2,245,000 | $78,000 | $1,239,000 |
| Credit Application Incomplete | 686 | $220,020,000 | $320,000 | $1,815,000 | $115,000 | $1,578,000 |
| Credit History | 550 | $133,940,000 | $243,000 | $2,795,000 | $112,000 | $5,255,000 |
| Unverifiable Information | 453 | $136,955,000 | $302,000 | $1,685,000 | $121,000 | $1,337,000 |
| Collateral | 259 | $71,155,000 | $274,000 | $2,795,000 | $138,000 | $3,786,000 |
| Employment History | 174 | $45,310,000 | $260,000 | $1,605,000 | $85,000 | $561,000 |
| Other | 118 | $26,250,000 | $222,000 | $705,000 | $101,000 | $656,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 93 | $28,105,000 | $302,000 | $1,165,000 | $131,000 | $886,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About