2 mortgage lenders are based in Carmel, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Putnam County, NY in 2025.
In 2025, 171 lenders made 1,878 home loans worth $680.1 million in Putnam County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Putnam County, which includes Carmel.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Hudson Valley Credit Union Poughkeepsie, NY | 281 | $41.8M | $149,000 | 15.0% |
| 2 | United Wholesale Mortgage Plymouth, MI | 100 | $43.2M | $432,000 | 5.3% |
| 3 | JPMorgan Chase Bank, NA Columbus, OH | 90 | $42.3M | $470,000 | 4.8% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 88 | $36.6M | $416,000 | 4.7% |
| 5 | M&T Bank Buffalo, NY | 61 | $14.8M | $242,000 | 3.2% |
| 6 | Newrez LLC Fort Washington, PA | 60 | $20.6M | $342,000 | 3.2% |
| 7 | Citizens Bank, NA Providence, RI | 52 | $12.7M | $244,000 | 2.8% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 48 | $23.1M | $481,000 | 2.6% |
| 9 | Homebridge Financial Services, Inc Iselin, NJ | 41 | $11.1M | $270,000 | 2.2% |
| 10 | Tompkins Community Bank Ithaca, NY | 40 | $11.7M | $294,000 | 2.1% |
See every lender in Putnam County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Putnam County National Bank
PO BOX 10 CARMEL, NY 10512 |
* | 315 | $86,242,000 |
| Putnam Federal Credit Union
1995 ROUTE 6 CARMEL, NY 10512 |
* | 132 | $15,991,000 |
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