Carolina First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Carolina First Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Carolina First Bank 102 S Main Street Greenville, SC 29601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,562 |
| Total Mortgage Loan Application Amount | $1,008,223,000 |
| Average Mortgage Loan Application Amount | $208,666 |
| Highest Mortgage Loan Application Amount | $28,500,000 |
| Average Applicant Income | $98,666 |
| Highest Applicant Income | $4,750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Carolina First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Carolina First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Carolina First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Carolina First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Carolina First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Carolina First Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 295 | $ 48,490,000 | $ 164,000 | $ 77,000 |
| Horry County South Carolina | 280 | $ 58,294,000 | $ 208,000 | $ 151,000 |
| Greenville County South Carolina | 227 | $ 44,935,000 | $ 197,000 | $ 117,000 |
| Henderson County North Carolina | 220 | $ 42,859,000 | $ 194,000 | $ 90,000 |
| Buncombe County North Carolina | 218 | $ 52,390,000 | $ 240,000 | $ 119,000 |
| Duval County Florida | 189 | $ 32,687,000 | $ 172,000 | $ 103,000 |
| Lexington County South Carolina | 180 | $ 29,555,000 | $ 164,000 | $ 84,000 |
| Baker County Florida | 131 | $ 15,318,000 | $ 116,000 | $ 66,000 |
| Hillsborough County Florida | 109 | $ 29,747,000 | $ 272,000 | $ 116,000 |
| Alachua County Florida | 103 | $ 46,860,000 | $ 454,000 | $ 155,000 |
| Charleston County South Carolina | 100 | $ 41,772,000 | $ 417,000 | $ 170,000 |
| Rutherford County North Carolina | 99 | $ 15,634,000 | $ 157,000 | $ 107,000 |
| Columbia County Florida | 97 | $ 11,461,000 | $ 118,000 | $ 66,000 |
| Spartanburg County South Carolina | 95 | $ 14,294,000 | $ 150,000 | $ 68,000 |
| York County South Carolina | 95 | $ 14,695,000 | $ 154,000 | $ 65,000 |
| Georgetown County South Carolina | 89 | $ 25,191,000 | $ 283,000 | $ 115,000 |
| Orange County Florida | 78 | $ 12,748,000 | $ 163,000 | $ 76,000 |
| Suwannee County Florida | 77 | $ 6,571,000 | $ 85,000 | $ 58,000 |
| Miami-Dade County Florida | 73 | $ 32,923,000 | $ 451,000 | $ 209,000 |
| Pinellas County Florida | 71 | $ 15,934,000 | $ 224,000 | $ 211,000 |
| Anderson County South Carolina | 70 | $ 7,515,000 | $ 107,000 | $ 69,000 |
| Laurens County South Carolina | 61 | $ 5,819,000 | $ 95,000 | $ 61,000 |
| Florence County South Carolina | 60 | $ 4,906,000 | $ 81,000 | $ 138,000 |
| Aiken County South Carolina | 58 | $ 7,974,000 | $ 137,000 | $ 65,000 |
| McDowell County North Carolina | 56 | $ 8,487,000 | $ 151,000 | $ 77,000 |
| Marion County Florida | 54 | $ 10,319,000 | $ 191,000 | $ 85,000 |
| Polk County North Carolina | 54 | $ 12,870,000 | $ 238,000 | $ 114,000 |
| Beaufort County South Carolina | 49 | $ 15,759,000 | $ 321,000 | $ 143,000 |
| Broward County Florida | 44 | $ 13,542,000 | $ 307,000 | $ 225,000 |
| Pickens County South Carolina | 43 | $ 5,531,000 | $ 128,000 | $ 71,000 |
| Burke County North Carolina | 41 | $ 6,501,000 | $ 158,000 | $ 72,000 |
| New Hanover County North Carolina | 41 | $ 10,593,000 | $ 258,000 | $ 124,000 |
| Yancey County North Carolina | 41 | $ 10,904,000 | $ 265,000 | $ 140,000 |
| Kershaw County South Carolina | 41 | $ 6,629,000 | $ 161,000 | $ 68,000 |
| Bradford County Florida | 40 | $ 4,970,000 | $ 124,000 | $ 62,000 |
| Osceola County Florida | 39 | $ 6,357,000 | $ 163,000 | $ 94,000 |
| Lee County Florida | 37 | $ 4,976,000 | $ 134,000 | $ 48,000 |
| Cleveland County North Carolina | 35 | $ 4,731,000 | $ 135,000 | $ 211,000 |
| Mitchell County North Carolina | 34 | $ 4,439,000 | $ 130,000 | $ 67,000 |
| Transylvania County North Carolina | 34 | $ 7,434,000 | $ 218,000 | $ 100,000 |
| Polk County Florida | 33 | $ 5,575,000 | $ 168,000 | $ 74,000 |
| Mecklenburg County North Carolina | 33 | $ 27,173,000 | $ 823,000 | $ 112,000 |
| Union County Florida | 32 | $ 3,474,000 | $ 108,000 | $ 53,000 |
| Haywood County North Carolina | 30 | $ 4,880,000 | $ 162,000 | $ 102,000 |
| Edgefield County South Carolina | 29 | $ 4,373,000 | $ 150,000 | $ 69,000 |
| St. Johns County Florida | 28 | $ 9,805,000 | $ 350,000 | $ 222,000 |
| Citrus County Florida | 25 | $ 4,914,000 | $ 196,000 | $ 73,000 |
| Clay County Florida | 24 | $ 4,287,000 | $ 178,000 | $ 67,000 |
| Pasco County Florida | 24 | $ 7,140,000 | $ 297,000 | $ 110,000 |
| Putnam County Florida | 24 | $ 2,342,000 | $ 97,000 | $ 56,000 |
| Barnwell County South Carolina | 24 | $ 2,836,000 | $ 118,000 | $ 50,000 |
| Pender County North Carolina | 23 | $ 2,892,000 | $ 125,000 | $ 102,000 |
| Newberry County South Carolina | 23 | $ 2,617,000 | $ 113,000 | $ 76,000 |
| Dixie County Florida | 21 | $ 4,127,000 | $ 196,000 | $ 296,000 |
| Greenwood County South Carolina | 21 | $ 4,681,000 | $ 222,000 | $ 81,000 |
| Marion County South Carolina | 21 | $ 1,726,000 | $ 82,000 | $ 44,000 |
| Oconee County South Carolina | 21 | $ 2,488,000 | $ 118,000 | $ 65,000 |
| Berkeley County South Carolina | 19 | $ 7,521,000 | $ 395,000 | $ 68,000 |
| Palm Beach County Florida | 17 | $ 15,336,000 | $ 902,000 | $ 445,000 |
| Seminole County Florida | 15 | $ 14,448,000 | $ 963,000 | $ 72,000 |
| Hamilton County Florida | 12 | $ 2,074,000 | $ 172,000 | $ 51,000 |
| Onslow County North Carolina | 12 | $ 1,400,000 | $ 116,000 | $ 36,000 |
| Volusia County Florida | 11 | $ 31,606,000 | $ 2,873,000 | $ 358,000 |
| Brunswick County North Carolina | 11 | $ 1,589,000 | $ 144,000 | $ 68,000 |
| Macon County North Carolina | 11 | $ 2,080,000 | $ 189,000 | $ 181,000 |
| Madison County North Carolina | 11 | $ 1,928,000 | $ 175,000 | $ 88,000 |
| Dorchester County South Carolina | 11 | $ 1,608,000 | $ 146,000 | $ 73,000 |
| Collier County Florida | 10 | $ 4,577,000 | $ 457,000 | $ 326,000 |
| Lancaster County South Carolina | 10 | $ 2,025,000 | $ 202,000 | $ 98,000 |
| Jackson County North Carolina | 9 | $ 1,411,000 | $ 156,000 | $ 79,000 |
| Gaston County North Carolina | 8 | $ 854,000 | $ 106,000 | $ 143,000 |
| Williamsburg County South Carolina | 8 | $ 971,000 | $ 121,000 | $ 78,000 |
| Lake County Florida | 7 | $ 1,486,000 | $ 212,000 | $ 90,000 |
| Charlton County Georgia | 7 | $ 447,000 | $ 63,000 | $ 59,000 |
| Avery County North Carolina | 7 | $ 1,177,000 | $ 168,000 | $ 419,000 |
| Brevard County Florida | 6 | $ 1,052,000 | $ 175,000 | $ 72,000 |
| Nassau County Florida | 6 | $ 1,479,000 | $ 246,000 | $ 80,000 |
| Sumter County South Carolina | 6 | $ 729,000 | $ 121,000 | $ 69,000 |
| Highlands County Florida | 5 | $ 751,000 | $ 150,000 | $ 97,000 |
| St. Lucie County Florida | 5 | $ 1,790,000 | $ 358,000 | $ 198,000 |
| Union County North Carolina | 5 | $ 1,550,000 | $ 310,000 | $ 220,000 |
| Cherokee County South Carolina | 5 | $ 672,000 | $ 134,000 | $ 60,000 |
| Fulton County Georgia | 4 | $ 1,350,000 | $ 337,000 | $ 121,000 |
| Abbeville County South Carolina | 4 | $ 319,000 | $ 79,000 | $ 107,000 |
| Calhoun County South Carolina | 4 | $ 295,000 | $ 73,000 | $ 53,000 |
| Clarendon County South Carolina | 4 | $ 307,000 | $ 76,000 | $ 39,000 |
| Colleton County South Carolina | 4 | $ 884,000 | $ 221,000 | $ 231,000 |
| Fairfield County South Carolina | 4 | $ 722,000 | $ 180,000 | $ 61,000 |
| Jasper County South Carolina | 4 | $ 353,000 | $ 88,000 | $ 41,000 |
| Marlboro County South Carolina | 4 | $ 114,000 | $ 28,000 | $ 44,000 |
| Orangeburg County South Carolina | 4 | $ 85,000 | $ 21,000 | $ 31,000 |
| Bay County Florida | 3 | $ 993,000 | $ 331,000 | $ 24,000 |
| Charlotte County Florida | 3 | $ 231,000 | $ 77,000 | $ 25,000 |
| Hardee County Florida | 3 | $ 319,000 | $ 106,000 | $ 34,000 |
| Levy County Florida | 3 | $ 980,000 | $ 326,000 | $ 135,000 |
| Manatee County Florida | 3 | $ 487,000 | $ 162,000 | $ 111,000 |
| Sumter County Florida | 3 | $ 434,000 | $ 144,000 | $ 34,000 |
| Cumberland County North Carolina | 3 | $ 457,000 | $ 152,000 | $ 188,000 |
| Chester County South Carolina | 3 | $ 957,000 | $ 319,000 | $ 157,000 |
| Darlington County South Carolina | 3 | $ 147,000 | $ 49,000 | $ 27,000 |
| Dillon County South Carolina | 3 | $ 417,000 | $ 139,000 | $ 49,000 |
| Hernando County Florida | 2 | $ 456,000 | $ 228,000 | $ 89,000 |
| Indian River County Florida | 2 | $ 359,000 | $ 179,000 | $ 73,000 |
| Lafayette County Florida | 2 | $ 68,000 | $ 34,000 | $ 50,000 |
| Madison County Florida | 2 | $ 451,000 | $ 225,000 | $ 90,000 |
| Martin County Florida | 2 | $ 897,000 | $ 448,000 | $ 150,000 |
| Sarasota County Florida | 2 | $ 1,723,000 | $ 861,000 | $ 257,000 |
| Columbia County Georgia | 2 | $ 400,000 | $ 200,000 | $ 68,000 |
| Guilford County North Carolina | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Iredell County North Carolina | 2 | $ 474,000 | $ 237,000 | $ 15,000 |
| Johnston County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 29,000 |
| Rowan County North Carolina | 2 | $ 1,304,000 | $ 652,000 | $ 0 |
| Sampson County North Carolina | 2 | $ 189,000 | $ 94,000 | $ 147,000 |
| Watauga County North Carolina | 2 | $ 815,000 | $ 407,000 | $ 191,000 |
| Lee County South Carolina | 2 | $ 189,000 | $ 94,000 | $ 56,000 |
| McCormick County South Carolina | 2 | $ 462,000 | $ 231,000 | $ 67,000 |
| Saluda County South Carolina | 2 | $ 286,000 | $ 143,000 | $ 40,000 |
| Madison County Alabama | 1 | $ 19,313,000 | $ 19,313,000 | $ 0 |
| Escambia County Florida | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| Monroe County Florida | 1 | $ 660,000 | $ 660,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 760,000 | $ 760,000 | $ 85,000 |
| Brooks County Georgia | 1 | $ 200,000 | $ 200,000 | $ 25,000 |
| Chatham County Georgia | 1 | $ 375,000 | $ 375,000 | $ 225,000 |
| DeKalb County Georgia | 1 | $ 127,000 | $ 127,000 | $ 44,000 |
| Forsyth County Georgia | 1 | $ 416,000 | $ 416,000 | $ 150,000 |
| Gwinnett County Georgia | 1 | $ 256,000 | $ 256,000 | $ 55,000 |
| Hart County Georgia | 1 | $ 1,017,000 | $ 1,017,000 | $ 0 |
| Houston County Georgia | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Lowndes County Georgia | 1 | $ 243,000 | $ 243,000 | $ 45,000 |
| Putnam County Georgia | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Screven County Georgia | 1 | $ 480,000 | $ 480,000 | $ 1,908,000 |
| Stephens County Georgia | 1 | $ 166,000 | $ 166,000 | $ 47,000 |
| Tift County Georgia | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| Towns County Georgia | 1 | $ 359,000 | $ 359,000 | $ 0 |
| New York County New York | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Ashe County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 43,000 |
| Caldwell County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 109,000 |
| Catawba County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
| Currituck County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 67,000 |
| Davie County North Carolina | 1 | $ 297,000 | $ 297,000 | $ 120,000 |
| Duplin County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 246,000 |
| Granville County North Carolina | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 300,000 |
| Lincoln County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Northampton County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 40,000 |
| Pitt County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Wake County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 60,000 |
| Bamberg County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Hampton County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| Union County South Carolina | 1 | $ 12,000 | $ 12,000 | $ 13,000 |
| Harris County Texas | 1 | $ 9,720,000 | $ 9,720,000 | $ 0 |
| Travis County Texas | 1 | $ 600,000 | $ 600,000 | $ 0 |
Mortgage Loan Application Detail Totals for Carolina First Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,230 | $524,726,000 | $235,000 | $28,500,000 | $104,000 | $3,951,000 |
| Home Purchase | 2,100 | $441,362,000 | $210,000 | $20,500,000 | $113,000 | $4,750,000 |
| Home Improvement | 232 | $42,135,000 | $181,000 | $19,313,000 | $79,000 | $1,027,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,744 | $501,440,000 | $182,000 | $4,300,000 | $121,000 | $4,667,000 |
| Not Provided | 960 | $199,504,000 | $207,000 | $3,000,000 | $110,000 | $4,140,000 |
| Not applicable | 323 | $221,715,000 | $686,000 | $28,500,000 | $0 | $0 |
| Black or African American | 279 | $34,070,000 | $122,000 | $1,100,000 | $80,000 | $4,750,000 |
| Hispanic | 209 | $42,050,000 | $201,000 | $2,200,000 | $117,000 | $2,602,000 |
| Asian | 35 | $6,486,000 | $185,000 | $417,000 | $90,000 | $329,000 |
| American Indian or Alaskan Native | 6 | $801,000 | $133,000 | $210,000 | $133,000 | $638,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,157,000 | $359,000 | $800,000 | $153,000 | $258,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,791 | $899,540,000 | $237,000 | $28,500,000 | $118,000 | $4,750,000 |
| FHA-insured (Federal Housing Administration) | 697 | $96,193,000 | $138,000 | $393,000 | $55,000 | $508,000 |
| VA-guaranteed (Veterans Administration) | 74 | $12,490,000 | $168,000 | $468,000 | $60,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,409 | $588,409,000 | $244,000 | $28,500,000 | $111,000 | $4,750,000 |
| Application Denied By Financial Institution | 1,460 | $276,123,000 | $189,000 | $4,300,000 | $94,000 | $2,602,000 |
| File Closed For Incompleteness | 445 | $92,231,000 | $207,000 | $2,200,000 | $123,000 | $4,140,000 |
| Application Withdrawn By Applicant | 137 | $35,886,000 | $261,000 | $2,500,000 | $99,000 | $1,244,000 |
| Application Approved But Not Accepted | 111 | $15,574,000 | $140,000 | $2,040,000 | $143,000 | $1,890,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Carolina First Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Carolina First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.