Catalyst Mortgage Mortgage Lending & HMDA Data, 2025
In 2025, Catalyst Mortgage of Roseville, CA reported 185 mortgage applications totaling $83.2 million, down 14% from 2024. The average application was for $449,594, and applicants reported an average income of $149,091. 58% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Sacramento--Roseville--Arden-Arcade, CA (34), Denver-Aurora-Lakewood, CO (9) and Los Angeles-Long Beach-Glendale, CA (7) (applications in parentheses).
| Mortgage Company & Address | Catalyst Mortgage 3013 Douglas Blvd, Suite 135 Roseville, CA 95661 |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 185 |
| Total Mortgage Loan Application Amount | $83,175,000 |
| Average Mortgage Loan Application Amount | $449,594 |
| Highest Mortgage Loan Application Amount | $1,925,000 |
| Average Applicant Income | $149,091 |
| Highest Applicant Income | $1,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Catalyst Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento--Roseville--Arden-Arcade, CA | 34 | $ 14,110,000 | $ 415,000 | $ 154,000 |
| Outside any metro area | 15 | $ 5,015,000 | $ 334,333 | $ 95,200 |
| Denver-Aurora-Lakewood, CO | 9 | $ 5,055,000 | $ 561,666 | $ 138,000 |
| Los Angeles-Long Beach-Glendale, CA | 7 | $ 5,065,000 | $ 723,571 | $ 289,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 3,015,000 | $ 430,714 | $ 176,000 |
| Oakland-Hayward-Berkeley, CA | 7 | $ 4,155,000 | $ 593,571 | $ 260,000 |
| Riverside-San Bernardino-Ontario, CA | 7 | $ 3,065,000 | $ 437,857 | $ 136,000 |
| Tampa, FL | 7 | $ 2,975,000 | $ 425,000 | $ 170,000 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 1,945,000 | $ 389,000 | $ 151,000 |
| San Diego-Carlsbad, CA | 5 | $ 3,475,000 | $ 695,000 | $ 190,000 |
| Knoxville, TN | 4 | $ 1,280,000 | $ 320,000 | $ 85,000 |
| Lakeland-Winter Haven, FL | 4 | $ 1,580,000 | $ 395,000 | $ 91,000 |
| North Port-Sarasota-Bradenton, FL | 4 | $ 2,070,000 | $ 517,500 | $ 129,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 1,955,000 | $ 651,666 | $ 120,000 |
| Jacksonville, FL | 3 | $ 1,125,000 | $ 375,000 | $ 92,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,215,000 | $ 405,000 | $ 108,000 |
| Vallejo-Fairfield, CA | 3 | $ 855,000 | $ 285,000 | $ 140,000 |
| Yuba City, CA | 3 | $ 1,115,000 | $ 371,666 | $ 92,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 480,000 | $ 240,000 | $ 90,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 670,000 | $ 335,000 | $ 78,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 990,000 | $ 495,000 | $ 112,000 |
| Eugene, OR | 2 | $ 1,040,000 | $ 520,000 | $ 128,000 |
| Fresno, CA | 2 | $ 750,000 | $ 375,000 | $ 127,000 |
| Memphis, TN-MS-AR | 2 | $ 310,000 | $ 155,000 | $ 155,000 |
| Modesto, CA | 2 | $ 1,030,000 | $ 515,000 | $ 179,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 1,290,000 | $ 645,000 | $ 172,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 870,000 | $ 435,000 | $ 77,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 780,000 | $ 390,000 | $ 243,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 710,000 | $ 355,000 | $ 73,000 |
| Santa Rosa, CA | 2 | $ 1,100,000 | $ 550,000 | $ 154,000 |
| Tallahassee, FL | 2 | $ 880,000 | $ 440,000 | $ 126,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 890,000 | $ 445,000 | $ 142,000 |
| Bend-Redmond, OR | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| Bozeman, MT | 1 | $ 395,000 | $ 395,000 | $ 65,000 |
| Chattanooga, TN-GA | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Clarksville, TN-KY | 1 | $ 695,000 | $ 695,000 | $ 152,000 |
| Cleveland, TN | 1 | $ 755,000 | $ 755,000 | $ 269,000 |
| Colorado Springs, CO | 1 | $ 525,000 | $ 525,000 | $ 157,000 |
| Fayetteville, NC | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Grand Junction, CO | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Greeley, CO | 1 | $ 365,000 | $ 365,000 | $ 76,000 |
| Homosassa Springs, FL | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Johnstown, PA | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Kenosha, WI | 1 | $ 245,000 | $ 245,000 | $ 420,000 |
| Morristown, TN | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Panama City, FL | 1 | $ 535,000 | $ 535,000 | $ 286,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 405,000 | $ 405,000 | $ 77,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Port St. Lucie, FL | 1 | $ 395,000 | $ 395,000 | $ 112,000 |
| Salem, OR | 1 | $ 515,000 | $ 515,000 | $ 155,000 |
| Salinas, CA | 1 | $ 825,000 | $ 825,000 | $ 186,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 305,000 | $ 305,000 | $ 359,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 595,000 | $ 595,000 | $ 212,000 |
| San Rafael, CA | 1 | $ 845,000 | $ 845,000 | $ 234,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 775,000 | $ 775,000 | $ 450,000 |
| Stockton-Lodi, CA | 1 | $ 415,000 | $ 415,000 | $ 115,000 |
| Wildwood-The Villages, FL | 1 | $ 475,000 | $ 475,000 | $ 244,000 |
Mortgage Loan Application Detail Totals for Catalyst Mortgage in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 63 | $30,025,000 | $476,000 | $1,305,000 | $137,000 | $540,000 |
| Home Improvement | 42 | $17,920,000 | $426,000 | $785,000 | $170,000 | $720,000 |
| Home Purchase | 40 | $17,950,000 | $448,000 | $845,000 | $150,000 | $450,000 |
| Refinancing | 39 | $17,075,000 | $437,000 | $1,925,000 | $149,000 | $1,200,000 |
| Not Applicable | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 96 | $41,440,000 | $431,000 | $895,000 | $130,000 | $450,000 |
| White | 57 | $26,815,000 | $470,000 | $1,925,000 | $177,000 | $1,200,000 |
| Hispanic | 16 | $6,910,000 | $431,000 | $685,000 | $138,000 | $224,000 |
| Asian | 8 | $5,350,000 | $668,000 | $1,305,000 | $251,000 | $600,000 |
| Black or African American | 5 | $1,525,000 | $305,000 | $425,000 | $104,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $485,000 | $485,000 | $485,000 | $104,000 | $104,000 |
| Not applicable | 1 | $295,000 | $295,000 | $295,000 | $108,000 | $108,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 93 | $40,695,000 | $437,000 | $1,925,000 | $175,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 62 | $29,300,000 | $472,000 | $975,000 | $127,000 | $286,000 |
| VA-guaranteed (Veterans Administration) | 30 | $13,180,000 | $439,000 | $805,000 | $112,000 | $243,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 108 | $47,510,000 | $439,000 | $1,925,000 | $154,000 | $1,200,000 |
| Application Withdrawn By Applicant | 44 | $20,130,000 | $457,000 | $1,305,000 | $140,000 | $540,000 |
| File Closed For Incompleteness | 18 | $7,690,000 | $427,000 | $615,000 | $101,000 | $184,000 |
| Application Denied By Financial Institution | 14 | $7,390,000 | $527,000 | $975,000 | $199,000 | $720,000 |
| Application Approved But Not Accepted | 1 | $455,000 | $455,000 | $455,000 | $94,000 | $94,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 171 | $75,785,000 | $443,000 | $1,925,000 | $145,000 | $1,200,000 |
| Debt-To-Income Ratio | 5 | $1,925,000 | $385,000 | $565,000 | $62,000 | $103,000 |
| Other | 4 | $3,050,000 | $762,000 | $975,000 | $470,000 | $720,000 |
| Credit History | 3 | $1,605,000 | $535,000 | $615,000 | $162,000 | $186,000 |
| Unverifiable Information | 1 | $305,000 | $305,000 | $305,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $505,000 | $505,000 | $505,000 | $112,000 | $112,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Catalyst Mortgage's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Catalyst Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About