Cbc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Cbc National Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Cbc National Bank
1891 South 14Th Street
Fernandina Beach, FL 32034
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 6,591
Total Mortgage Loan Application Amount $1,530,614,000
Average Mortgage Loan Application Amount $219,666
Highest Mortgage Loan Application Amount $1,725,000
Average Applicant Income $103,000
Highest Applicant Income $1,911,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Cbc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cbc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Cbc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cbc National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Cbc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cbc National Bank's mortgage activity for 2013.

Mortgage Loan Application Totals for Cbc National Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton County Georgia 598 $ 165,814,000 $ 277,000 $ 142,000
DeKalb County Georgia 364 $ 100,558,000 $ 276,000 $ 129,000
Cobb County Georgia 350 $ 83,007,000 $ 237,000 $ 111,000
Hillsborough County Florida 299 $ 74,104,000 $ 247,000 $ 128,000
Gwinnett County Georgia 169 $ 32,075,000 $ 189,000 $ 103,000
Cherokee County Georgia 144 $ 30,377,000 $ 210,000 $ 101,000
Forsyth County Georgia 138 $ 35,194,000 $ 255,000 $ 118,000
Beaufort County South Carolina 111 $ 23,967,000 $ 215,000 $ 143,000
Pinellas County Florida 110 $ 22,363,000 $ 203,000 $ 122,000
Sarasota County Florida 96 $ 26,579,000 $ 276,000 $ 174,000
Middlesex County Massachusetts 80 $ 23,321,000 $ 291,000 $ 97,000
Chatham County Georgia 67 $ 12,494,000 $ 186,000 $ 79,000
Glynn County Georgia 67 $ 12,218,000 $ 182,000 $ 85,000
Nassau County Florida 66 $ 13,912,000 $ 210,000 $ 104,000
Pasco County Florida 66 $ 11,462,000 $ 173,000 $ 89,000
Harris County Texas 61 $ 12,009,000 $ 196,000 $ 99,000
Worcester County Massachusetts 56 $ 13,362,000 $ 238,000 $ 109,000
Nassau County New York 51 $ 17,339,000 $ 339,000 $ 137,000
Duval County Florida 50 $ 11,510,000 $ 230,000 $ 103,000
Mecklenburg County North Carolina 50 $ 10,648,000 $ 212,000 $ 99,000
Palm Beach County Florida 49 $ 12,577,000 $ 256,000 $ 102,000
Effingham County Georgia 48 $ 8,129,000 $ 169,000 $ 78,000
Suffolk County New York 45 $ 13,589,000 $ 301,000 $ 97,000
New Haven County Connecticut 43 $ 7,926,000 $ 184,000 $ 62,000
Paulding County Georgia 42 $ 7,330,000 $ 174,000 $ 75,000
Cumberland County Pennsylvania 40 $ 7,650,000 $ 191,000 $ 78,000
Hall County Georgia 39 $ 7,243,000 $ 185,000 $ 98,000
Cook County Illinois 39 $ 9,609,000 $ 246,000 $ 79,000
Hartford County Connecticut 38 $ 7,821,000 $ 205,000 $ 80,000
Orange County Florida 37 $ 7,691,000 $ 207,000 $ 81,000
Bergen County New Jersey 37 $ 10,694,000 $ 289,000 $ 112,000
Montgomery County Texas 37 $ 9,216,000 $ 249,000 $ 156,000
Columbia County New York 36 $ 7,945,000 $ 220,000 $ 149,000
Queens County New York 35 $ 11,775,000 $ 336,000 $ 99,000
Fairfax County Virginia 35 $ 10,262,000 $ 293,000 $ 121,000
Maricopa County Arizona 34 $ 6,496,000 $ 191,000 $ 63,000
Manatee County Florida 34 $ 7,960,000 $ 234,000 $ 118,000
Fairfield County Connecticut 33 $ 7,891,000 $ 239,000 $ 81,000
Broward County Florida 33 $ 7,616,000 $ 230,000 $ 106,000
Richmond County New York 32 $ 8,840,000 $ 276,000 $ 82,000
Westchester County New York 31 $ 9,729,000 $ 313,000 $ 147,000
Baltimore County Maryland 28 $ 6,536,000 $ 233,000 $ 79,000
Los Angeles County California 26 $ 9,494,000 $ 365,000 $ 108,000
Wake County North Carolina 26 $ 5,713,000 $ 219,000 $ 90,000
Prince George's County Maryland 25 $ 5,956,000 $ 238,000 $ 32,000
Kings County New York 25 $ 10,265,000 $ 410,000 $ 96,000
Bibb County Georgia 23 $ 4,332,000 $ 188,000 $ 108,000
Columbia County Georgia 23 $ 4,194,000 $ 182,000 $ 93,000
Norfolk County Massachusetts 23 $ 6,475,000 $ 281,000 $ 86,000
Middlesex County New Jersey 23 $ 7,468,000 $ 324,000 $ 128,000
Ocean County New Jersey 23 $ 4,868,000 $ 211,000 $ 89,000
Camden County Georgia 22 $ 4,120,000 $ 187,000 $ 116,000
Seminole County Florida 21 $ 4,083,000 $ 194,000 $ 94,000
Henry County Georgia 21 $ 3,010,000 $ 143,000 $ 59,000
Essex County Massachusetts 21 $ 6,300,000 $ 300,000 $ 77,000
Tarrant County Texas 21 $ 3,731,000 $ 177,000 $ 92,000
Travis County Texas 21 $ 4,833,000 $ 230,000 $ 151,000
Fort Bend County Texas 19 $ 3,903,000 $ 205,000 $ 120,000
Anne Arundel County Maryland 18 $ 5,545,000 $ 308,000 $ 55,000
Montgomery County Maryland 18 $ 6,059,000 $ 336,000 $ 106,000
Riverside County California 17 $ 4,453,000 $ 261,000 $ 58,000
Bryan County Georgia 17 $ 2,791,000 $ 164,000 $ 86,000
Fayette County Georgia 17 $ 3,482,000 $ 204,000 $ 84,000
Dutchess County New York 17 $ 4,202,000 $ 247,000 $ 136,000
Collier County Florida 16 $ 4,862,000 $ 303,000 $ 231,000
Barnstable County Massachusetts 16 $ 4,801,000 $ 300,000 $ 133,000
Suffolk County Massachusetts 16 $ 4,408,000 $ 275,000 $ 139,000
Bexar County Texas 16 $ 2,856,000 $ 178,000 $ 58,000
Loudoun County Virginia 16 $ 6,686,000 $ 417,000 $ 140,000
Plymouth County Massachusetts 15 $ 3,531,000 $ 235,000 $ 72,000
Monmouth County New Jersey 15 $ 6,618,000 $ 441,000 $ 103,000
District of Columbia County District Of Columbia 14 $ 4,195,000 $ 299,000 $ 99,000
St. Johns County Florida 14 $ 3,457,000 $ 246,000 $ 205,000
San Diego County California 13 $ 3,372,000 $ 259,000 $ 70,000
Coweta County Georgia 13 $ 2,262,000 $ 174,000 $ 85,000
Orange County New York 13 $ 3,198,000 $ 246,000 $ 89,000
Franklin County Ohio 13 $ 2,277,000 $ 175,000 $ 70,000
Galveston County Texas 13 $ 2,619,000 $ 201,000 $ 179,000
Orange County California 12 $ 4,331,000 $ 360,000 $ 102,000
Lumpkin County Georgia 12 $ 1,928,000 $ 160,000 $ 52,000
Saratoga County New York 12 $ 2,876,000 $ 239,000 $ 83,000
Warren County New York 12 $ 1,817,000 $ 151,000 $ 78,000
Forsyth County North Carolina 12 $ 3,235,000 $ 269,000 $ 141,000
York County Pennsylvania 12 $ 1,959,000 $ 163,000 $ 51,000
Collin County Texas 12 $ 2,495,000 $ 207,000 $ 99,000
Dallas County Texas 12 $ 2,415,000 $ 201,000 $ 81,000
San Bernardino County California 11 $ 2,336,000 $ 212,000 $ 46,000
Lee County Florida 11 $ 2,999,000 $ 272,000 $ 95,000
Carroll County Georgia 11 $ 1,658,000 $ 150,000 $ 64,000
Baltimore City County Maryland 11 $ 1,788,000 $ 162,000 $ 51,000
Bronx County New York 11 $ 3,270,000 $ 297,000 $ 82,000
New Castle County Delaware 10 $ 1,845,000 $ 184,000 $ 65,000
Leon County Florida 10 $ 1,536,000 $ 153,000 $ 69,000
Miami-Dade County Florida 10 $ 2,447,000 $ 244,000 $ 93,000
Bartow County Georgia 10 $ 1,428,000 $ 142,000 $ 81,000
Dawson County Georgia 10 $ 2,208,000 $ 220,000 $ 145,000
Douglas County Georgia 10 $ 1,588,000 $ 158,000 $ 87,000
Fannin County Georgia 10 $ 1,648,000 $ 164,000 $ 138,000
Jefferson County Kentucky 10 $ 1,971,000 $ 197,000 $ 41,000
Oakland County Michigan 10 $ 2,073,000 $ 207,000 $ 121,000
Hillsborough County New Hampshire 10 $ 2,100,000 $ 210,000 $ 81,000
Gloucester County New Jersey 10 $ 1,816,000 $ 181,000 $ 74,000
Mercer County New Jersey 10 $ 2,351,000 $ 235,000 $ 106,000
Morris County New Jersey 10 $ 3,253,000 $ 325,000 $ 163,000
New York County New York 10 $ 4,154,000 $ 415,000 $ 170,000
Rockland County New York 10 $ 3,056,000 $ 305,000 $ 95,000
Davidson County Tennessee 10 $ 1,708,000 $ 170,000 $ 62,000
Contra Costa County California 9 $ 2,757,000 $ 306,000 $ 24,000
Sacramento County California 9 $ 2,479,000 $ 275,000 $ 65,000
New London County Connecticut 9 $ 2,197,000 $ 244,000 $ 73,000
Pickens County Georgia 9 $ 1,562,000 $ 173,000 $ 83,000
Marion County Indiana 9 $ 1,488,000 $ 165,000 $ 37,000
Essex County New Jersey 9 $ 2,719,000 $ 302,000 $ 129,000
Salem County New Jersey 9 $ 1,673,000 $ 185,000 $ 69,000
Union County New Jersey 9 $ 1,916,000 $ 212,000 $ 129,000
Henrico County Virginia 9 $ 2,071,000 $ 230,000 $ 45,000
Prince William County Virginia 9 $ 2,856,000 $ 317,000 $ 88,000
Lee County Alabama 8 $ 1,151,000 $ 143,000 $ 114,000
Alameda County California 8 $ 2,316,000 $ 289,000 $ 69,000
El Paso County Colorado 8 $ 2,042,000 $ 255,000 $ 68,000
Litchfield County Connecticut 8 $ 1,178,000 $ 147,000 $ 31,000
Clayton County Georgia 8 $ 842,000 $ 105,000 $ 36,000
Putnam County Georgia 8 $ 2,076,000 $ 259,000 $ 305,000
Walton County Georgia 8 $ 1,497,000 $ 187,000 $ 50,000
Carroll County Maryland 8 $ 2,064,000 $ 258,000 $ 94,000
Howard County Maryland 8 $ 3,768,000 $ 471,000 $ 210,000
Passaic County New Jersey 8 $ 1,978,000 $ 247,000 $ 97,000
Ulster County New York 8 $ 1,596,000 $ 199,000 $ 76,000
Allegheny County Pennsylvania 8 $ 1,651,000 $ 206,000 $ 60,000
Bucks County Pennsylvania 8 $ 2,196,000 $ 274,000 $ 78,000
Chester County Pennsylvania 8 $ 1,863,000 $ 232,000 $ 80,000
Montgomery County Pennsylvania 8 $ 1,878,000 $ 234,000 $ 87,000
Williamson County Tennessee 8 $ 1,990,000 $ 248,000 $ 181,000
Salt Lake County Utah 8 $ 1,251,000 $ 156,000 $ 63,000
King County Washington 8 $ 2,713,000 $ 339,000 $ 100,000
Marengo County Alabama 7 $ 781,000 $ 111,000 $ 67,000
Arapahoe County Colorado 7 $ 1,386,000 $ 198,000 $ 44,000
Middlesex County Connecticut 7 $ 1,654,000 $ 236,000 $ 77,000
Hernando County Florida 7 $ 1,079,000 $ 154,000 $ 52,000
St. Lucie County Florida 7 $ 892,000 $ 127,000 $ 60,000
McIntosh County Georgia 7 $ 1,313,000 $ 187,000 $ 81,000
Richmond County Georgia 7 $ 774,000 $ 110,000 $ 59,000
Rockdale County Georgia 7 $ 1,587,000 $ 226,000 $ 57,000
DuPage County Illinois 7 $ 1,888,000 $ 269,000 $ 70,000
Lake County Indiana 7 $ 952,000 $ 136,000 $ 49,000
Harford County Maryland 7 $ 1,572,000 $ 224,000 $ 72,000
Washtenaw County Michigan 7 $ 1,241,000 $ 177,000 $ 28,000
Union County North Carolina 7 $ 1,881,000 $ 268,000 $ 75,000
Watauga County North Carolina 7 $ 2,047,000 $ 292,000 $ 117,000
Cuyahoga County Ohio 7 $ 1,140,000 $ 162,000 $ 42,000
Preble County Ohio 7 $ 661,000 $ 94,000 $ 64,000
Dauphin County Pennsylvania 7 $ 1,297,000 $ 185,000 $ 49,000
Philadelphia County Pennsylvania 7 $ 1,175,000 $ 167,000 $ 62,000
Spartanburg County South Carolina 7 $ 1,086,000 $ 155,000 $ 77,000
Denton County Texas 7 $ 2,041,000 $ 291,000 $ 170,000
Jefferson County Alabama 6 $ 999,000 $ 166,000 $ 113,000
Ventura County California 6 $ 1,549,000 $ 258,000 $ 79,000
Denver County Colorado 6 $ 2,574,000 $ 429,000 $ 162,000
Douglas County Colorado 6 $ 1,778,000 $ 296,000 $ 115,000
Sussex County Delaware 6 $ 2,190,000 $ 365,000 $ 267,000
Alachua County Florida 6 $ 941,000 $ 156,000 $ 97,000
Charlotte County Florida 6 $ 800,000 $ 133,000 $ 98,000
Clay County Florida 6 $ 896,000 $ 149,000 $ 67,000
Polk County Florida 6 $ 1,007,000 $ 167,000 $ 173,000
Volusia County Florida 6 $ 1,507,000 $ 251,000 $ 161,000
Gilmer County Georgia 6 $ 744,000 $ 124,000 $ 152,000
Jackson County Georgia 6 $ 1,007,000 $ 167,000 $ 83,000
Muscogee County Georgia 6 $ 900,000 $ 150,000 $ 54,000
Hampden County Massachusetts 6 $ 1,211,000 $ 201,000 $ 52,000
Lancaster County Nebraska 6 $ 738,000 $ 123,000 $ 16,000
Rockingham County New Hampshire 6 $ 1,699,000 $ 283,000 $ 46,000
Sussex County New Jersey 6 $ 1,540,000 $ 256,000 $ 68,000
Bernalillo County New Mexico 6 $ 1,085,000 $ 180,000 $ 95,000
Onslow County North Carolina 6 $ 1,257,000 $ 209,000 $ 26,000
Lorain County Ohio 6 $ 1,080,000 $ 180,000 $ 56,000
Greenville County South Carolina 6 $ 1,344,000 $ 224,000 $ 85,000
Horry County South Carolina 6 $ 1,101,000 $ 183,000 $ 146,000
El Paso County Texas 6 $ 1,040,000 $ 173,000 $ 93,000
Hays County Texas 6 $ 1,273,000 $ 212,000 $ 147,000
Chesapeake County Virginia 6 $ 1,473,000 $ 245,000 $ 31,000
Chesterfield County Virginia 6 $ 1,442,000 $ 240,000 $ 96,000
Suffolk County Virginia 6 $ 1,432,000 $ 238,000 $ 58,000
Montgomery County Alabama 5 $ 999,000 $ 199,000 $ 92,000
Benton County Arkansas 5 $ 909,000 $ 181,000 $ 44,000
San Francisco County California 5 $ 2,185,000 $ 437,000 $ 112,000
Larimer County Colorado 5 $ 932,000 $ 186,000 $ 38,000
Kent County Delaware 5 $ 1,026,000 $ 205,000 $ 31,000
Lake County Florida 5 $ 1,063,000 $ 212,000 $ 77,000
Barrow County Georgia 5 $ 862,000 $ 172,000 $ 68,000
Haralson County Georgia 5 $ 925,000 $ 185,000 $ 107,000
Newton County Georgia 5 $ 906,000 $ 181,000 $ 48,000
White County Georgia 5 $ 785,000 $ 157,000 $ 82,000
Whitfield County Georgia 5 $ 949,000 $ 189,000 $ 77,000
Honolulu County Hawaii 5 $ 2,154,000 $ 430,000 $ 60,000
Lake County Illinois 5 $ 704,000 $ 140,000 $ 107,000
McHenry County Illinois 5 $ 984,000 $ 196,000 $ 123,000
Will County Illinois 5 $ 1,097,000 $ 219,000 $ 67,000
Porter County Indiana 5 $ 814,000 $ 162,000 $ 62,000
York County Maine 5 $ 733,000 $ 146,000 $ 27,000
Frederick County Maryland 5 $ 1,167,000 $ 233,000 $ 95,000
Bristol County Massachusetts 5 $ 1,217,000 $ 243,000 $ 95,000
Douglas County Nebraska 5 $ 862,000 $ 172,000 $ 28,000
Greene County New York 5 $ 856,000 $ 171,000 $ 92,000
Johnston County North Carolina 5 $ 1,075,000 $ 215,000 $ 156,000
Warren County Ohio 5 $ 1,072,000 $ 214,000 $ 86,000
Cleveland County Oklahoma 5 $ 859,000 $ 171,000 $ 25,000
Lancaster County Pennsylvania 5 $ 956,000 $ 191,000 $ 27,000
York County South Carolina 5 $ 860,000 $ 172,000 $ 42,000
Parker County Texas 5 $ 1,592,000 $ 318,000 $ 154,000
Williamson County Texas 5 $ 631,000 $ 126,000 $ 40,000
Alexandria County Virginia 5 $ 2,388,000 $ 477,000 $ 207,000
Norfolk County Virginia 5 $ 1,473,000 $ 294,000 $ 90,000
Virginia Beach County Virginia 5 $ 1,403,000 $ 280,000 $ 54,000
Baldwin County Alabama 4 $ 841,000 $ 210,000 $ 83,000
Madison County Alabama 4 $ 579,000 $ 144,000 $ 62,000
Lonoke County Arkansas 4 $ 484,000 $ 121,000 $ 23,000
Tolland County Connecticut 4 $ 450,000 $ 112,000 $ 44,000
Windham County Connecticut 4 $ 782,000 $ 195,000 $ 8,000
Bay County Florida 4 $ 677,000 $ 169,000 $ 89,000
Okaloosa County Florida 4 $ 666,000 $ 166,000 $ 48,000
Santa Rosa County Florida 4 $ 822,000 $ 205,000 $ 76,000
Bulloch County Georgia 4 $ 556,000 $ 139,000 $ 59,000
Clarke County Georgia 4 $ 468,000 $ 117,000 $ 37,000
Harris County Georgia 4 $ 845,000 $ 211,000 $ 72,000
Polk County Georgia 4 $ 447,000 $ 111,000 $ 25,000
Towns County Georgia 4 $ 914,000 $ 228,000 $ 127,000
Hamilton County Indiana 4 $ 511,000 $ 127,000 $ 31,000
Hendricks County Indiana 4 $ 629,000 $ 157,000 $ 47,000
Vanderburgh County Indiana 4 $ 482,000 $ 120,000 $ 20,000
Polk County Iowa 4 $ 619,000 $ 154,000 $ 71,000
Fayette County Kentucky 4 $ 558,000 $ 139,000 $ 10,000
Hardin County Kentucky 4 $ 648,000 $ 162,000 $ 6,000
Kent County Michigan 4 $ 467,000 $ 116,000 $ 57,000
Wayne County Michigan 4 $ 1,992,000 $ 498,000 $ 60,000
Hennepin County Minnesota 4 $ 688,000 $ 172,000 $ 67,000
DeSoto County Mississippi 4 $ 628,000 $ 157,000 $ 12,000
Lafayette County Mississippi 4 $ 613,000 $ 153,000 $ 229,000
St. Louis County Missouri 4 $ 645,000 $ 161,000 $ 50,000
Cheshire County New Hampshire 4 $ 631,000 $ 157,000 $ 69,000
Atlantic County New Jersey 4 $ 565,000 $ 141,000 $ 47,000
Burlington County New Jersey 4 $ 836,000 $ 209,000 $ 58,000
Cape May County New Jersey 4 $ 768,000 $ 192,000 $ 56,000
Hudson County New Jersey 4 $ 1,282,000 $ 320,000 $ 70,000
Hunterdon County New Jersey 4 $ 1,266,000 $ 316,000 $ 174,000
Clinton County New York 4 $ 413,000 $ 103,000 $ 39,000
Erie County New York 4 $ 820,000 $ 205,000 $ 47,000
Washington County New York 4 $ 1,093,000 $ 273,000 $ 140,000
Guilford County North Carolina 4 $ 677,000 $ 169,000 $ 48,000
Butler County Ohio 4 $ 505,000 $ 126,000 $ 12,000
Tulsa County Oklahoma 4 $ 1,204,000 $ 301,000 $ 225,000
Delaware County Pennsylvania 4 $ 1,197,000 $ 299,000 $ 86,000
Lehigh County Pennsylvania 4 $ 563,000 $ 140,000 $ 47,000
Washington County Rhode Island 4 $ 946,000 $ 236,000 $ 126,000
Charleston County South Carolina 4 $ 538,000 $ 134,000 $ 84,000
Dorchester County South Carolina 4 $ 804,000 $ 201,000 $ 101,000
Richland County South Carolina 4 $ 1,144,000 $ 286,000 $ 78,000
Rutherford County Tennessee 4 $ 733,000 $ 183,000 $ 53,000
Brazoria County Texas 4 $ 815,000 $ 203,000 $ 113,000
Arlington County Virginia 4 $ 1,634,000 $ 408,000 $ 153,000
Richmond City County Virginia 4 $ 725,000 $ 181,000 $ 71,000
Spotsylvania County Virginia 4 $ 724,000 $ 181,000 $ 0
Stafford County Virginia 4 $ 1,085,000 $ 271,000 $ 92,000
Pierce County Washington 4 $ 1,178,000 $ 294,000 $ 75,000
Snohomish County Washington 4 $ 1,125,000 $ 281,000 $ 82,000
Berkeley County West Virginia 4 $ 948,000 $ 237,000 $ 26,000
Laramie County Wyoming 4 $ 735,000 $ 183,000 $ 0
Randolph County Alabama 3 $ 868,000 $ 289,000 $ 171,000
Shelby County Alabama 3 $ 1,064,000 $ 354,000 $ 168,000
San Joaquin County California 3 $ 789,000 $ 263,000 $ 33,000
Santa Clara County California 3 $ 1,531,000 $ 510,000 $ 182,000
Solano County California 3 $ 896,000 $ 298,000 $ 231,000
Stanislaus County California 3 $ 727,000 $ 242,000 $ 76,000
Jefferson County Colorado 3 $ 639,000 $ 213,000 $ 48,000
Weld County Colorado 3 $ 460,000 $ 153,000 $ 0
Brevard County Florida 3 $ 465,000 $ 155,000 $ 76,000
Escambia County Florida 3 $ 379,000 $ 126,000 $ 168,000
Indian River County Florida 3 $ 628,000 $ 209,000 $ 82,000
Osceola County Florida 3 $ 609,000 $ 203,000 $ 180,000
Walton County Florida 3 $ 1,184,000 $ 394,000 $ 153,000
Catoosa County Georgia 3 $ 380,000 $ 126,000 $ 68,000
Crisp County Georgia 3 $ 499,000 $ 166,000 $ 164,000
Floyd County Georgia 3 $ 688,000 $ 229,000 $ 130,000
Greene County Georgia 3 $ 951,000 $ 317,000 $ 353,000
Monroe County Georgia 3 $ 474,000 $ 158,000 $ 70,000
Wilkinson County Georgia 3 $ 568,000 $ 189,000 $ 98,000
Champaign County Illinois 3 $ 423,000 $ 141,000 $ 37,000
St. Clair County Illinois 3 $ 577,000 $ 192,000 $ 50,000
Allen County Indiana 3 $ 529,000 $ 176,000 $ 103,000
Floyd County Indiana 3 $ 478,000 $ 159,000 $ 48,000
Jefferson County Louisiana 3 $ 460,000 $ 153,000 $ 0
Rapides County Louisiana 3 $ 558,000 $ 186,000 $ 44,000
St. Tammany County Louisiana 3 $ 688,000 $ 229,000 $ 67,000
Androscoggin County Maine 3 $ 425,000 $ 141,000 $ 46,000
Cumberland County Maine 3 $ 535,000 $ 178,000 $ 12,000
Penobscot County Maine 3 $ 637,000 $ 212,000 $ 33,000
Berkshire County Massachusetts 3 $ 404,000 $ 134,000 $ 113,000
Berrien County Michigan 3 $ 367,000 $ 122,000 $ 74,000
Macomb County Michigan 3 $ 435,000 $ 145,000 $ 45,000
Lauderdale County Mississippi 3 $ 462,000 $ 154,000 $ 24,000
Jackson County Missouri 3 $ 573,000 $ 191,000 $ 52,000
Texas County Missouri 3 $ 447,000 $ 149,000 $ 0
Gallatin County Montana 3 $ 833,000 $ 277,000 $ 17,000
Sarpy County Nebraska 3 $ 708,000 $ 236,000 $ 20,000
Clark County Nevada 3 $ 692,000 $ 230,000 $ 82,000
Camden County New Jersey 3 $ 737,000 $ 245,000 $ 117,000
Cumberland County New Jersey 3 $ 553,000 $ 184,000 $ 67,000
Somerset County New Jersey 3 $ 1,463,000 $ 487,000 $ 125,000
Warren County New Jersey 3 $ 685,000 $ 228,000 $ 55,000
Dona Ana County New Mexico 3 $ 636,000 $ 212,000 $ 28,000
Albany County New York 3 $ 563,000 $ 187,000 $ 58,000
Jefferson County New York 3 $ 583,000 $ 194,000 $ 64,000
Monroe County New York 3 $ 585,000 $ 195,000 $ 69,000
Montgomery County New York 3 $ 351,000 $ 117,000 $ 74,000
Niagara County New York 3 $ 407,000 $ 135,000 $ 36,000
Putnam County New York 3 $ 623,000 $ 207,000 $ 58,000
Sullivan County New York 3 $ 582,000 $ 194,000 $ 132,000
Cumberland County North Carolina 3 $ 796,000 $ 265,000 $ 0
Davidson County North Carolina 3 $ 656,000 $ 218,000 $ 84,000
Gaston County North Carolina 3 $ 664,000 $ 221,000 $ 84,000
Granville County North Carolina 3 $ 566,000 $ 188,000 $ 120,000
Iredell County North Carolina 3 $ 825,000 $ 275,000 $ 79,000
New Hanover County North Carolina 3 $ 606,000 $ 202,000 $ 106,000
Clermont County Ohio 3 $ 428,000 $ 142,000 $ 66,000
Delaware County Ohio 3 $ 500,000 $ 166,000 $ 24,000
Lake County Ohio 3 $ 335,000 $ 111,000 $ 46,000
Mahoning County Ohio 3 $ 380,000 $ 126,000 $ 113,000
Clackamas County Oregon 3 $ 969,000 $ 323,000 $ 102,000
Jackson County Oregon 3 $ 658,000 $ 219,000 $ 67,000
Adams County Pennsylvania 3 $ 274,000 $ 91,000 $ 44,000
Franklin County Pennsylvania 3 $ 828,000 $ 276,000 $ 118,000
Lawrence County Pennsylvania 3 $ 425,000 $ 141,000 $ 70,000
Northampton County Pennsylvania 3 $ 594,000 $ 198,000 $ 138,000
Pike County Pennsylvania 3 $ 452,000 $ 150,000 $ 42,000
Kent County Rhode Island 3 $ 548,000 $ 182,000 $ 37,000
Berkeley County South Carolina 3 $ 772,000 $ 257,000 $ 75,000
Lexington County South Carolina 3 $ 704,000 $ 234,000 $ 82,000
Pickens County South Carolina 3 $ 477,000 $ 159,000 $ 70,000
Hamilton County Tennessee 3 $ 455,000 $ 151,000 $ 88,000
Shelby County Tennessee 3 $ 753,000 $ 251,000 $ 112,000
Frederick County Virginia 3 $ 395,000 $ 131,000 $ 0
Gloucester County Virginia 3 $ 714,000 $ 238,000 $ 99,000
Hampton County Virginia 3 $ 468,000 $ 156,000 $ 52,000
James City County Virginia 3 $ 892,000 $ 297,000 $ 63,000
New Kent County Virginia 3 $ 607,000 $ 202,000 $ 47,000
Newport News County Virginia 3 $ 445,000 $ 148,000 $ 25,000
Rockingham County Virginia 3 $ 687,000 $ 229,000 $ 47,000
Spokane County Washington 3 $ 458,000 $ 152,000 $ 53,000
Jefferson County West Virginia 3 $ 647,000 $ 215,000 $ 0
Waukesha County Wisconsin 3 $ 467,000 $ 155,000 $ 79,000
Clarke County Alabama 2 $ 226,000 $ 113,000 $ 68,000
Houston County Alabama 2 $ 366,000 $ 183,000 $ 82,000
Limestone County Alabama 2 $ 476,000 $ 238,000 $ 70,000
Mobile County Alabama 2 $ 271,000 $ 135,000 $ 0
Russell County Alabama 2 $ 350,000 $ 175,000 $ 33,000
St. Clair County Alabama 2 $ 471,000 $ 235,000 $ 48,000
Tallapoosa County Alabama 2 $ 584,000 $ 292,000 $ 218,000
Tuscaloosa County Alabama 2 $ 495,000 $ 247,000 $ 25,000
Anchorage County Alaska 2 $ 490,000 $ 245,000 $ 64,000
Pinal County Arizona 2 $ 294,000 $ 147,000 $ 0
Saline County Arkansas 2 $ 289,000 $ 144,000 $ 90,000
Butte County California 2 $ 390,000 $ 195,000 $ 22,000
Fresno County California 2 $ 513,000 $ 256,000 $ 105,000
Kern County California 2 $ 298,000 $ 149,000 $ 150,000
Monterey County California 2 $ 409,000 $ 204,000 $ 30,000
Placer County California 2 $ 289,000 $ 144,000 $ 70,000
Santa Cruz County California 2 $ 729,000 $ 364,000 $ 67,000
Sutter County California 2 $ 519,000 $ 259,000 $ 88,000
Tulare County California 2 $ 372,000 $ 186,000 $ 77,000
Adams County Colorado 2 $ 350,000 $ 175,000 $ 26,000
Marion County Florida 2 $ 271,000 $ 135,000 $ 74,000
Monroe County Florida 2 $ 492,000 $ 246,000 $ 123,000
Taylor County Florida 2 $ 148,000 $ 74,000 $ 110,000
Butts County Georgia 2 $ 392,000 $ 196,000 $ 100,000
Coffee County Georgia 2 $ 363,000 $ 181,000 $ 85,000
Colquitt County Georgia 2 $ 250,000 $ 125,000 $ 55,000
Dodge County Georgia 2 $ 156,000 $ 78,000 $ 30,000
Emanuel County Georgia 2 $ 175,000 $ 87,000 $ 82,000
Habersham County Georgia 2 $ 376,000 $ 188,000 $ 100,000
Hart County Georgia 2 $ 559,000 $ 279,000 $ 175,000
Thomas County Georgia 2 $ 288,000 $ 144,000 $ 61,000
Troup County Georgia 2 $ 252,000 $ 126,000 $ 28,000
Union County Georgia 2 $ 251,000 $ 125,000 $ 129,000
Hawaii County Hawaii 2 $ 528,000 $ 264,000 $ 43,000
Maui County Hawaii 2 $ 967,000 $ 483,000 $ 226,000
Canyon County Idaho 2 $ 1,041,000 $ 520,000 $ 158,000
Kendall County Illinois 2 $ 356,000 $ 178,000 $ 84,000
Clark County Indiana 2 $ 345,000 $ 172,000 $ 31,000
Greene County Indiana 2 $ 348,000 $ 174,000 $ 0
Tippecanoe County Indiana 2 $ 473,000 $ 236,000 $ 80,000
Louisa County Iowa 2 $ 176,000 $ 88,000 $ 79,000
Johnson County Kansas 2 $ 247,000 $ 123,000 $ 61,000
Sedgwick County Kansas 2 $ 445,000 $ 222,000 $ 141,000
Boone County Kentucky 2 $ 402,000 $ 201,000 $ 0
Clark County Kentucky 2 $ 367,000 $ 183,000 $ 59,000
Greenup County Kentucky 2 $ 292,000 $ 146,000 $ 15,000
Spencer County Kentucky 2 $ 335,000 $ 167,000 $ 56,000
Ascension County Louisiana 2 $ 324,000 $ 162,000 $ 79,000
Caddo County Louisiana 2 $ 326,000 $ 163,000 $ 0
Calcasieu County Louisiana 2 $ 272,000 $ 136,000 $ 17,000
East Baton Rouge County Louisiana 2 $ 225,000 $ 112,000 $ 115,000
Orleans County Louisiana 2 $ 237,000 $ 118,000 $ 144,000
Hancock County Maine 2 $ 270,000 $ 135,000 $ 23,000
Washington County Maine 2 $ 284,000 $ 142,000 $ 185,000
Calvert County Maryland 2 $ 417,000 $ 208,000 $ 70,000
Charles County Maryland 2 $ 740,000 $ 370,000 $ 50,000
Queen Anne's County Maryland 2 $ 795,000 $ 397,000 $ 143,000
St. Mary's County Maryland 2 $ 511,000 $ 255,000 $ 42,000
Washington County Maryland 2 $ 484,000 $ 242,000 $ 79,000
Bay County Michigan 2 $ 365,000 $ 182,000 $ 112,000
Genesee County Michigan 2 $ 361,000 $ 180,000 $ 41,000
Kalamazoo County Michigan 2 $ 351,000 $ 175,000 $ 0
Van Buren County Michigan 2 $ 287,000 $ 143,000 $ 89,000
Anoka County Minnesota 2 $ 294,000 $ 147,000 $ 64,000
Dakota County Minnesota 2 $ 432,000 $ 216,000 $ 60,000
Ramsey County Minnesota 2 $ 487,000 $ 243,000 $ 73,000
St. Louis County Minnesota 2 $ 207,000 $ 103,000 $ 0
Copiah County Mississippi 2 $ 442,000 $ 221,000 $ 62,000
Harrison County Mississippi 2 $ 297,000 $ 148,000 $ 0
Rankin County Mississippi 2 $ 214,000 $ 107,000 $ 19,000
Stone County Mississippi 2 $ 673,000 $ 336,000 $ 124,000
Cass County Missouri 2 $ 336,000 $ 168,000 $ 0
Clay County Missouri 2 $ 551,000 $ 275,000 $ 123,000
Franklin County Missouri 2 $ 274,000 $ 137,000 $ 95,000
Saline County Missouri 2 $ 238,000 $ 119,000 $ 0
Deer Lodge County Montana 2 $ 319,000 $ 159,000 $ 28,000
Missoula County Montana 2 $ 511,000 $ 255,000 $ 50,000
Yellowstone County Montana 2 $ 383,000 $ 191,000 $ 25,000
Buffalo County Nebraska 2 $ 542,000 $ 271,000 $ 33,000
Grafton County New Hampshire 2 $ 389,000 $ 194,000 $ 183,000
Sandoval County New Mexico 2 $ 228,000 $ 114,000 $ 39,000
Santa Fe County New Mexico 2 $ 532,000 $ 266,000 $ 170,000
Essex County New York 2 $ 422,000 $ 211,000 $ 115,000
Onondaga County New York 2 $ 329,000 $ 164,000 $ 44,000
Rensselaer County New York 2 $ 474,000 $ 237,000 $ 89,000
Alamance County North Carolina 2 $ 334,000 $ 167,000 $ 56,000
Ashe County North Carolina 2 $ 577,000 $ 288,000 $ 198,000
Avery County North Carolina 2 $ 499,000 $ 249,000 $ 186,000
Buncombe County North Carolina 2 $ 364,000 $ 182,000 $ 64,000
Cabarrus County North Carolina 2 $ 426,000 $ 213,000 $ 73,000
Carteret County North Carolina 2 $ 661,000 $ 330,000 $ 52,000
Catawba County North Carolina 2 $ 269,000 $ 134,000 $ 38,000
Cherokee County North Carolina 2 $ 153,000 $ 76,000 $ 127,000
Dare County North Carolina 2 $ 535,000 $ 267,000 $ 74,000
Haywood County North Carolina 2 $ 734,000 $ 367,000 $ 177,000
Jackson County North Carolina 2 $ 626,000 $ 313,000 $ 353,000
Moore County North Carolina 2 $ 465,000 $ 232,000 $ 41,000
Wayne County North Carolina 2 $ 317,000 $ 158,000 $ 70,000
Morton County North Dakota 2 $ 422,000 $ 211,000 $ 90,000
Fairfield County Ohio 2 $ 316,000 $ 158,000 $ 0
Hamilton County Ohio 2 $ 470,000 $ 235,000 $ 72,000
Montgomery County Ohio 2 $ 133,000 $ 66,000 $ 89,000
Summit County Ohio 2 $ 248,000 $ 124,000 $ 18,000
Payne County Oklahoma 2 $ 343,000 $ 171,000 $ 123,000
Washington County Oregon 2 $ 283,000 $ 141,000 $ 130,000
Berks County Pennsylvania 2 $ 526,000 $ 263,000 $ 193,000
Erie County Pennsylvania 2 $ 228,000 $ 114,000 $ 36,000
Lackawanna County Pennsylvania 2 $ 516,000 $ 258,000 $ 76,000
Luzerne County Pennsylvania 2 $ 292,000 $ 146,000 $ 121,000
Providence County Rhode Island 2 $ 434,000 $ 217,000 $ 0
Aiken County South Carolina 2 $ 296,000 $ 148,000 $ 53,000
Cherokee County South Carolina 2 $ 297,000 $ 148,000 $ 85,000
Oconee County South Carolina 2 $ 569,000 $ 284,000 $ 208,000
Lincoln County South Dakota 2 $ 335,000 $ 167,000 $ 27,000
Pennington County South Dakota 2 $ 261,000 $ 130,000 $ 25,000
Knox County Tennessee 2 $ 580,000 $ 290,000 $ 76,000
Loudon County Tennessee 2 $ 171,000 $ 85,000 $ 22,000
Montgomery County Tennessee 2 $ 294,000 $ 147,000 $ 53,000
Sevier County Tennessee 2 $ 296,000 $ 148,000 $ 89,000
Sumner County Tennessee 2 $ 433,000 $ 216,000 $ 56,000
Comal County Texas 2 $ 676,000 $ 338,000 $ 83,000
Guadalupe County Texas 2 $ 376,000 $ 188,000 $ 117,000
Lubbock County Texas 2 $ 338,000 $ 169,000 $ 213,000
Nueces County Texas 2 $ 592,000 $ 296,000 $ 91,000
Potter County Texas 2 $ 188,000 $ 94,000 $ 59,000
Caledonia County Vermont 2 $ 257,000 $ 128,000 $ 372,000
Chittenden County Vermont 2 $ 363,000 $ 181,000 $ 38,000
Washington County Vermont 2 $ 483,000 $ 241,000 $ 188,000
Albemarle County Virginia 2 $ 789,000 $ 394,000 $ 240,000
Culpeper County Virginia 2 $ 574,000 $ 287,000 $ 34,000
Danville County Virginia 2 $ 72,000 $ 36,000 $ 79,000
Roanoke County Virginia 2 $ 307,000 $ 153,000 $ 0
York County Virginia 2 $ 601,000 $ 300,000 $ 119,000
Island County Washington 2 $ 267,000 $ 133,000 $ 62,000
Whatcom County Washington 2 $ 354,000 $ 177,000 $ 48,000
Yakima County Washington 2 $ 383,000 $ 191,000 $ 0
Brown County Wisconsin 2 $ 231,000 $ 115,000 $ 16,000
Dane County Wisconsin 2 $ 331,000 $ 165,000 $ 45,000
Milwaukee County Wisconsin 2 $ 357,000 $ 178,000 $ 11,000
Sublette County Wyoming 2 $ 293,000 $ 146,000 $ 71,000
Autauga County Alabama 1 $ 95,000 $ 95,000 $ 77,000
Chilton County Alabama 1 $ 383,000 $ 383,000 $ 99,000
Elmore County Alabama 1 $ 292,000 $ 292,000 $ 89,000
Etowah County Alabama 1 $ 249,000 $ 249,000 $ 81,000
Fayette County Alabama 1 $ 161,000 $ 161,000 $ 33,000
Greene County Alabama 1 $ 76,000 $ 76,000 $ 16,000
Jackson County Alabama 1 $ 58,000 $ 58,000 $ 23,000
Marshall County Alabama 1 $ 133,000 $ 133,000 $ 80,000
Pike County Alabama 1 $ 340,000 $ 340,000 $ 249,000
Fairbanks North Star County Alaska 1 $ 275,000 $ 275,000 $ 122,000
Matanuska-Susitna County Alaska 1 $ 165,000 $ 165,000 $ 0
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Mortgage Loan Application Detail Totals for Cbc National Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,610 $842,908,000 $233,000 $1,725,000 $93,000 $1,095,000
Home Purchase 2,920 $675,800,000 $231,000 $1,625,000 $115,000 $1,911,000
Home Improvement 61 $11,906,000 $195,000 $581,000 $101,000 $413,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,013 $1,162,441,000 $231,000 $1,725,000 $108,000 $1,911,000
Not Provided 637 $147,642,000 $231,000 $845,000 $82,000 $637,000
Black or African American 343 $74,360,000 $216,000 $880,000 $62,000 $384,000
Asian 307 $79,550,000 $259,000 $786,000 $112,000 $473,000
Hispanic 262 $59,227,000 $226,000 $681,000 $91,000 $643,000
Native Hawaiian or Other Pacific Islander 16 $4,124,000 $257,000 $468,000 $66,000 $162,000
American Indian or Alaskan Native 12 $3,141,000 $261,000 $465,000 $121,000 $204,000
Not applicable 1 $129,000 $129,000 $129,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,656 $1,138,263,000 $244,000 $1,725,000 $126,000 $1,911,000
FHA-insured (Federal Housing Administration) 1,456 $282,472,000 $194,000 $786,000 $42,000 $433,000
VA-guaranteed (Veterans Administration) 475 $109,183,000 $229,000 $737,000 $55,000 $600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $696,000 $174,000 $204,000 $160,000 $600,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,522 $1,061,182,000 $234,000 $1,625,000 $111,000 $1,911,000
Application Withdrawn By Applicant 839 $187,418,000 $223,000 $1,725,000 $72,000 $1,059,000
Application Denied By Financial Institution 681 $152,591,000 $224,000 $915,000 $87,000 $992,000
Application Approved But Not Accepted 410 $97,529,000 $237,000 $1,400,000 $106,000 $1,095,000
File Closed For Incompleteness 139 $31,894,000 $229,000 $845,000 $75,000 $424,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 267 $58,995,000 $220,000 $915,000 $99,000 $992,000
Debt-To-Income Ratio 170 $41,722,000 $245,000 $743,000 $66,000 $284,000
Credit History 122 $24,463,000 $200,000 $537,000 $77,000 $447,000
Other 54 $12,005,000 $222,000 $595,000 $123,000 $500,000
Credit Application Incomplete 33 $6,758,000 $204,000 $523,000 $71,000 $255,000
Unverifiable Information 18 $5,097,000 $283,000 $733,000 $92,000 $241,000
Employment History 11 $2,620,000 $238,000 $570,000 $74,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 4 $706,000 $176,000 $360,000 $65,000 $99,000
Mortgage Insurance Denied 2 $225,000 $112,000 $134,000 $134,000 $185,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cbc National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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