Cbc National Bank Mortgage Lending & HMDA Data, 2013
In 2013, Cbc National Bank of Fernandina Beach, FL reported 6,591 mortgage applications totaling $1.5 billion, down 8% from 2012. The average application was for $232,227, and applicants reported an average income of $102,820. 69% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,948), Tampa-St. Petersburg-Clearwater, FL (482) and New York-White Plains-Wayne, NY-NJ (206) (applications in parentheses).
| Mortgage Company & Address | Cbc National Bank 1891 South 14th Street Fernandina Beach, FL 32034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 6,591 |
| Total Mortgage Loan Application Amount | $1,530,614,000 |
| Average Mortgage Loan Application Amount | $232,227 |
| Highest Mortgage Loan Application Amount | $1,725,000 |
| Average Applicant Income | $102,820 |
| Highest Applicant Income | $1,911,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbc National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton, Georgia | 598 | $ 165,814,000 | $ 277,280 | $ 142,000 |
| DeKalb, Georgia | 364 | $ 100,558,000 | $ 276,258 | $ 129,000 |
| Cobb, Georgia | 350 | $ 83,007,000 | $ 237,162 | $ 111,000 |
| Hillsborough, Florida | 299 | $ 74,104,000 | $ 247,839 | $ 128,000 |
| Gwinnett, Georgia | 169 | $ 32,075,000 | $ 189,792 | $ 103,000 |
| Cherokee, Georgia | 144 | $ 30,377,000 | $ 210,951 | $ 101,000 |
| Forsyth, Georgia | 138 | $ 35,194,000 | $ 255,028 | $ 118,000 |
| Beaufort, South Carolina | 111 | $ 23,967,000 | $ 215,918 | $ 143,000 |
| Pinellas, Florida | 110 | $ 22,363,000 | $ 203,300 | $ 122,000 |
| Sarasota, Florida | 96 | $ 26,579,000 | $ 276,864 | $ 174,000 |
| Middlesex, Massachusetts | 80 | $ 23,321,000 | $ 291,512 | $ 97,000 |
| Chatham, Georgia | 67 | $ 12,494,000 | $ 186,477 | $ 79,000 |
| Glynn, Georgia | 67 | $ 12,218,000 | $ 182,358 | $ 85,000 |
| Nassau, Florida | 66 | $ 13,912,000 | $ 210,787 | $ 104,000 |
| Pasco, Florida | 66 | $ 11,462,000 | $ 173,666 | $ 89,000 |
| Harris, Texas | 61 | $ 12,009,000 | $ 196,868 | $ 99,000 |
| Worcester, Massachusetts | 56 | $ 13,362,000 | $ 238,607 | $ 109,000 |
| Nassau, New York | 51 | $ 17,339,000 | $ 339,980 | $ 137,000 |
| Duval, Florida | 50 | $ 11,510,000 | $ 230,200 | $ 103,000 |
| Mecklenburg, North Carolina | 50 | $ 10,648,000 | $ 212,960 | $ 99,000 |
| Palm Beach, Florida | 49 | $ 12,577,000 | $ 256,673 | $ 102,000 |
| Effingham, Georgia | 48 | $ 8,129,000 | $ 169,354 | $ 78,000 |
| Suffolk, New York | 45 | $ 13,589,000 | $ 301,977 | $ 97,000 |
| New Haven, Connecticut | 43 | $ 7,926,000 | $ 184,325 | $ 62,000 |
| Paulding, Georgia | 42 | $ 7,330,000 | $ 174,523 | $ 75,000 |
| Cumberland, Pennsylvania | 40 | $ 7,650,000 | $ 191,250 | $ 78,000 |
| Hall, Georgia | 39 | $ 7,243,000 | $ 185,717 | $ 98,000 |
| Cook, Illinois | 39 | $ 9,609,000 | $ 246,384 | $ 79,000 |
| Hartford, Connecticut | 38 | $ 7,821,000 | $ 205,815 | $ 80,000 |
| Orange, Florida | 37 | $ 7,691,000 | $ 207,864 | $ 81,000 |
| Bergen, New Jersey | 37 | $ 10,694,000 | $ 289,027 | $ 112,000 |
| Montgomery, Texas | 37 | $ 9,216,000 | $ 249,081 | $ 156,000 |
| Columbia, New York | 36 | $ 7,945,000 | $ 220,694 | $ 149,000 |
| Queens, New York | 35 | $ 11,775,000 | $ 336,428 | $ 99,000 |
| Fairfax, Virginia | 35 | $ 10,262,000 | $ 293,200 | $ 121,000 |
| Maricopa, Arizona | 34 | $ 6,496,000 | $ 191,058 | $ 63,000 |
| Manatee, Florida | 34 | $ 7,960,000 | $ 234,117 | $ 118,000 |
| Fairfield, Connecticut | 33 | $ 7,891,000 | $ 239,121 | $ 81,000 |
| Broward, Florida | 33 | $ 7,616,000 | $ 230,787 | $ 106,000 |
| Richmond, New York | 32 | $ 8,840,000 | $ 276,250 | $ 82,000 |
| Westchester, New York | 31 | $ 9,729,000 | $ 313,838 | $ 147,000 |
| Baltimore, Maryland | 28 | $ 6,536,000 | $ 233,428 | $ 79,000 |
| Los Angeles, California | 26 | $ 9,494,000 | $ 365,153 | $ 108,000 |
| Wake, North Carolina | 26 | $ 5,713,000 | $ 219,730 | $ 90,000 |
| Prince George's, Maryland | 25 | $ 5,956,000 | $ 238,240 | $ 32,000 |
| Kings, New York | 25 | $ 10,265,000 | $ 410,600 | $ 96,000 |
| Bibb, Georgia | 23 | $ 4,332,000 | $ 188,347 | $ 108,000 |
| Columbia, Georgia | 23 | $ 4,194,000 | $ 182,347 | $ 93,000 |
| Norfolk, Massachusetts | 23 | $ 6,475,000 | $ 281,521 | $ 86,000 |
| Middlesex, New Jersey | 23 | $ 7,468,000 | $ 324,695 | $ 128,000 |
| Ocean, New Jersey | 23 | $ 4,868,000 | $ 211,652 | $ 89,000 |
| Camden, Georgia | 22 | $ 4,120,000 | $ 187,272 | $ 116,000 |
| Seminole, Florida | 21 | $ 4,083,000 | $ 194,428 | $ 94,000 |
| Henry, Georgia | 21 | $ 3,010,000 | $ 143,333 | $ 59,000 |
| Essex, Massachusetts | 21 | $ 6,300,000 | $ 300,000 | $ 77,000 |
| Tarrant, Texas | 21 | $ 3,731,000 | $ 177,666 | $ 92,000 |
| Travis, Texas | 21 | $ 4,833,000 | $ 230,142 | $ 151,000 |
| Fort Bend, Texas | 19 | $ 3,903,000 | $ 205,421 | $ 120,000 |
| Anne Arundel, Maryland | 18 | $ 5,545,000 | $ 308,055 | $ 55,000 |
| Montgomery, Maryland | 18 | $ 6,059,000 | $ 336,611 | $ 106,000 |
| Riverside, California | 17 | $ 4,453,000 | $ 261,941 | $ 58,000 |
| Bryan, Georgia | 17 | $ 2,791,000 | $ 164,176 | $ 86,000 |
| Fayette, Georgia | 17 | $ 3,482,000 | $ 204,823 | $ 84,000 |
| Dutchess, New York | 17 | $ 4,202,000 | $ 247,176 | $ 136,000 |
| Collier, Florida | 16 | $ 4,862,000 | $ 303,875 | $ 231,000 |
| Barnstable, Massachusetts | 16 | $ 4,801,000 | $ 300,062 | $ 133,000 |
| Suffolk, Massachusetts | 16 | $ 4,408,000 | $ 275,500 | $ 139,000 |
| Bexar, Texas | 16 | $ 2,856,000 | $ 178,500 | $ 58,000 |
| Loudoun, Virginia | 16 | $ 6,686,000 | $ 417,875 | $ 140,000 |
| Plymouth, Massachusetts | 15 | $ 3,531,000 | $ 235,400 | $ 72,000 |
| Monmouth, New Jersey | 15 | $ 6,618,000 | $ 441,200 | $ 103,000 |
| District of Columbia, District Of Columbia | 14 | $ 4,195,000 | $ 299,642 | $ 99,000 |
| St. Johns, Florida | 14 | $ 3,457,000 | $ 246,928 | $ 205,000 |
| San Diego, California | 13 | $ 3,372,000 | $ 259,384 | $ 70,000 |
| Coweta, Georgia | 13 | $ 2,262,000 | $ 174,000 | $ 85,000 |
| Orange, New York | 13 | $ 3,198,000 | $ 246,000 | $ 89,000 |
| Franklin, Ohio | 13 | $ 2,277,000 | $ 175,153 | $ 70,000 |
| Galveston, Texas | 13 | $ 2,619,000 | $ 201,461 | $ 179,000 |
| Orange, California | 12 | $ 4,331,000 | $ 360,916 | $ 102,000 |
| Lumpkin, Georgia | 12 | $ 1,928,000 | $ 160,666 | $ 52,000 |
| Saratoga, New York | 12 | $ 2,876,000 | $ 239,666 | $ 83,000 |
| Warren, New York | 12 | $ 1,817,000 | $ 151,416 | $ 78,000 |
| Forsyth, North Carolina | 12 | $ 3,235,000 | $ 269,583 | $ 141,000 |
| York, Pennsylvania | 12 | $ 1,959,000 | $ 163,250 | $ 51,000 |
| Collin, Texas | 12 | $ 2,495,000 | $ 207,916 | $ 99,000 |
| Dallas, Texas | 12 | $ 2,415,000 | $ 201,250 | $ 81,000 |
| San Bernardino, California | 11 | $ 2,336,000 | $ 212,363 | $ 46,000 |
| Lee, Florida | 11 | $ 2,999,000 | $ 272,636 | $ 95,000 |
| Carroll, Georgia | 11 | $ 1,658,000 | $ 150,727 | $ 64,000 |
| Baltimore City, Maryland | 11 | $ 1,788,000 | $ 162,545 | $ 51,000 |
| Bronx, New York | 11 | $ 3,270,000 | $ 297,272 | $ 82,000 |
| New Castle, Delaware | 10 | $ 1,845,000 | $ 184,500 | $ 65,000 |
| Leon, Florida | 10 | $ 1,536,000 | $ 153,600 | $ 69,000 |
| Miami-Dade, Florida | 10 | $ 2,447,000 | $ 244,700 | $ 93,000 |
| Bartow, Georgia | 10 | $ 1,428,000 | $ 142,800 | $ 81,000 |
| Dawson, Georgia | 10 | $ 2,208,000 | $ 220,800 | $ 145,000 |
| Douglas, Georgia | 10 | $ 1,588,000 | $ 158,800 | $ 87,000 |
| Fannin, Georgia | 10 | $ 1,648,000 | $ 164,800 | $ 138,000 |
| Jefferson, Kentucky | 10 | $ 1,971,000 | $ 197,100 | $ 41,000 |
| Oakland, Michigan | 10 | $ 2,073,000 | $ 207,300 | $ 121,000 |
| Hillsborough, New Hampshire | 10 | $ 2,100,000 | $ 210,000 | $ 81,000 |
| Gloucester, New Jersey | 10 | $ 1,816,000 | $ 181,600 | $ 74,000 |
| Mercer, New Jersey | 10 | $ 2,351,000 | $ 235,100 | $ 106,000 |
| Morris, New Jersey | 10 | $ 3,253,000 | $ 325,300 | $ 163,000 |
| New York, New York | 10 | $ 4,154,000 | $ 415,400 | $ 170,000 |
| Rockland, New York | 10 | $ 3,056,000 | $ 305,600 | $ 95,000 |
| Davidson, Tennessee | 10 | $ 1,708,000 | $ 170,800 | $ 62,000 |
| Contra Costa, California | 9 | $ 2,757,000 | $ 306,333 | $ 24,000 |
| Sacramento, California | 9 | $ 2,479,000 | $ 275,444 | $ 65,000 |
| New London, Connecticut | 9 | $ 2,197,000 | $ 244,111 | $ 73,000 |
| Pickens, Georgia | 9 | $ 1,562,000 | $ 173,555 | $ 83,000 |
| Marion, Indiana | 9 | $ 1,488,000 | $ 165,333 | $ 37,000 |
| Essex, New Jersey | 9 | $ 2,719,000 | $ 302,111 | $ 129,000 |
| Salem, New Jersey | 9 | $ 1,673,000 | $ 185,888 | $ 69,000 |
| Union, New Jersey | 9 | $ 1,916,000 | $ 212,888 | $ 129,000 |
| Henrico, Virginia | 9 | $ 2,071,000 | $ 230,111 | $ 45,000 |
| Prince William, Virginia | 9 | $ 2,856,000 | $ 317,333 | $ 88,000 |
| Lee, Alabama | 8 | $ 1,151,000 | $ 143,875 | $ 114,000 |
| Alameda, California | 8 | $ 2,316,000 | $ 289,500 | $ 69,000 |
| El Paso, Colorado | 8 | $ 2,042,000 | $ 255,250 | $ 68,000 |
| Litchfield, Connecticut | 8 | $ 1,178,000 | $ 147,250 | $ 31,000 |
| Clayton, Georgia | 8 | $ 842,000 | $ 105,250 | $ 36,000 |
| Putnam, Georgia | 8 | $ 2,076,000 | $ 259,500 | $ 305,000 |
| Walton, Georgia | 8 | $ 1,497,000 | $ 187,125 | $ 50,000 |
| Carroll, Maryland | 8 | $ 2,064,000 | $ 258,000 | $ 94,000 |
| Howard, Maryland | 8 | $ 3,768,000 | $ 471,000 | $ 210,000 |
| Passaic, New Jersey | 8 | $ 1,978,000 | $ 247,250 | $ 97,000 |
| Ulster, New York | 8 | $ 1,596,000 | $ 199,500 | $ 76,000 |
| Allegheny, Pennsylvania | 8 | $ 1,651,000 | $ 206,375 | $ 60,000 |
| Bucks, Pennsylvania | 8 | $ 2,196,000 | $ 274,500 | $ 78,000 |
| Chester, Pennsylvania | 8 | $ 1,863,000 | $ 232,875 | $ 80,000 |
| Montgomery, Pennsylvania | 8 | $ 1,878,000 | $ 234,750 | $ 87,000 |
| Williamson, Tennessee | 8 | $ 1,990,000 | $ 248,750 | $ 181,000 |
| Salt Lake, Utah | 8 | $ 1,251,000 | $ 156,375 | $ 63,000 |
| King, Washington | 8 | $ 2,713,000 | $ 339,125 | $ 100,000 |
| Marengo, Alabama | 7 | $ 781,000 | $ 111,571 | $ 67,000 |
| Arapahoe, Colorado | 7 | $ 1,386,000 | $ 198,000 | $ 44,000 |
| Middlesex, Connecticut | 7 | $ 1,654,000 | $ 236,285 | $ 77,000 |
| Hernando, Florida | 7 | $ 1,079,000 | $ 154,142 | $ 52,000 |
| St. Lucie, Florida | 7 | $ 892,000 | $ 127,428 | $ 60,000 |
| McIntosh, Georgia | 7 | $ 1,313,000 | $ 187,571 | $ 81,000 |
| Richmond, Georgia | 7 | $ 774,000 | $ 110,571 | $ 59,000 |
| Rockdale, Georgia | 7 | $ 1,587,000 | $ 226,714 | $ 57,000 |
| DuPage, Illinois | 7 | $ 1,888,000 | $ 269,714 | $ 70,000 |
| Lake, Indiana | 7 | $ 952,000 | $ 136,000 | $ 49,000 |
| Harford, Maryland | 7 | $ 1,572,000 | $ 224,571 | $ 72,000 |
| Washtenaw, Michigan | 7 | $ 1,241,000 | $ 177,285 | $ 28,000 |
| Union, North Carolina | 7 | $ 1,881,000 | $ 268,714 | $ 75,000 |
| Watauga, North Carolina | 7 | $ 2,047,000 | $ 292,428 | $ 117,000 |
| Cuyahoga, Ohio | 7 | $ 1,140,000 | $ 162,857 | $ 42,000 |
| Preble, Ohio | 7 | $ 661,000 | $ 94,428 | $ 64,000 |
| Dauphin, Pennsylvania | 7 | $ 1,297,000 | $ 185,285 | $ 49,000 |
| Philadelphia, Pennsylvania | 7 | $ 1,175,000 | $ 167,857 | $ 62,000 |
| Spartanburg, South Carolina | 7 | $ 1,086,000 | $ 155,142 | $ 77,000 |
| Denton, Texas | 7 | $ 2,041,000 | $ 291,571 | $ 170,000 |
| Jefferson, Alabama | 6 | $ 999,000 | $ 166,500 | $ 113,000 |
| Ventura, California | 6 | $ 1,549,000 | $ 258,166 | $ 79,000 |
| Denver, Colorado | 6 | $ 2,574,000 | $ 429,000 | $ 162,000 |
| Douglas, Colorado | 6 | $ 1,778,000 | $ 296,333 | $ 115,000 |
| Sussex, Delaware | 6 | $ 2,190,000 | $ 365,000 | $ 267,000 |
| Alachua, Florida | 6 | $ 941,000 | $ 156,833 | $ 97,000 |
| Charlotte, Florida | 6 | $ 800,000 | $ 133,333 | $ 98,000 |
| Clay, Florida | 6 | $ 896,000 | $ 149,333 | $ 67,000 |
| Polk, Florida | 6 | $ 1,007,000 | $ 167,833 | $ 173,000 |
| Volusia, Florida | 6 | $ 1,507,000 | $ 251,166 | $ 161,000 |
| Gilmer, Georgia | 6 | $ 744,000 | $ 124,000 | $ 152,000 |
| Jackson, Georgia | 6 | $ 1,007,000 | $ 167,833 | $ 83,000 |
| Muscogee, Georgia | 6 | $ 900,000 | $ 150,000 | $ 54,000 |
| Hampden, Massachusetts | 6 | $ 1,211,000 | $ 201,833 | $ 52,000 |
| Lancaster, Nebraska | 6 | $ 738,000 | $ 123,000 | $ 16,000 |
| Rockingham, New Hampshire | 6 | $ 1,699,000 | $ 283,166 | $ 46,000 |
| Sussex, New Jersey | 6 | $ 1,540,000 | $ 256,666 | $ 68,000 |
| Bernalillo, New Mexico | 6 | $ 1,085,000 | $ 180,833 | $ 95,000 |
| Onslow, North Carolina | 6 | $ 1,257,000 | $ 209,500 | $ 26,000 |
| Lorain, Ohio | 6 | $ 1,080,000 | $ 180,000 | $ 56,000 |
| Greenville, South Carolina | 6 | $ 1,344,000 | $ 224,000 | $ 85,000 |
| Horry, South Carolina | 6 | $ 1,101,000 | $ 183,500 | $ 146,000 |
| El Paso, Texas | 6 | $ 1,040,000 | $ 173,333 | $ 93,000 |
| Hays, Texas | 6 | $ 1,273,000 | $ 212,166 | $ 147,000 |
| Chesapeake, Virginia | 6 | $ 1,473,000 | $ 245,500 | $ 31,000 |
| Chesterfield, Virginia | 6 | $ 1,442,000 | $ 240,333 | $ 96,000 |
| Suffolk, Virginia | 6 | $ 1,432,000 | $ 238,666 | $ 58,000 |
| Montgomery, Alabama | 5 | $ 999,000 | $ 199,800 | $ 92,000 |
| Benton, Arkansas | 5 | $ 909,000 | $ 181,800 | $ 44,000 |
| San Francisco, California | 5 | $ 2,185,000 | $ 437,000 | $ 112,000 |
| Larimer, Colorado | 5 | $ 932,000 | $ 186,400 | $ 38,000 |
| Kent, Delaware | 5 | $ 1,026,000 | $ 205,200 | $ 31,000 |
| Lake, Florida | 5 | $ 1,063,000 | $ 212,600 | $ 77,000 |
| Barrow, Georgia | 5 | $ 862,000 | $ 172,400 | $ 68,000 |
| Haralson, Georgia | 5 | $ 925,000 | $ 185,000 | $ 107,000 |
| Newton, Georgia | 5 | $ 906,000 | $ 181,200 | $ 48,000 |
| White, Georgia | 5 | $ 785,000 | $ 157,000 | $ 82,000 |
| Whitfield, Georgia | 5 | $ 949,000 | $ 189,800 | $ 77,000 |
| Honolulu, Hawaii | 5 | $ 2,154,000 | $ 430,800 | $ 60,000 |
| Lake, Illinois | 5 | $ 704,000 | $ 140,800 | $ 107,000 |
| McHenry, Illinois | 5 | $ 984,000 | $ 196,800 | $ 123,000 |
| Will, Illinois | 5 | $ 1,097,000 | $ 219,400 | $ 67,000 |
| Porter, Indiana | 5 | $ 814,000 | $ 162,800 | $ 62,000 |
| York, Maine | 5 | $ 733,000 | $ 146,600 | $ 27,000 |
| Frederick, Maryland | 5 | $ 1,167,000 | $ 233,400 | $ 95,000 |
| Bristol, Massachusetts | 5 | $ 1,217,000 | $ 243,400 | $ 95,000 |
| Douglas, Nebraska | 5 | $ 862,000 | $ 172,400 | $ 28,000 |
| Greene, New York | 5 | $ 856,000 | $ 171,200 | $ 92,000 |
| Johnston, North Carolina | 5 | $ 1,075,000 | $ 215,000 | $ 156,000 |
| Warren, Ohio | 5 | $ 1,072,000 | $ 214,400 | $ 86,000 |
| Cleveland, Oklahoma | 5 | $ 859,000 | $ 171,800 | $ 25,000 |
| Lancaster, Pennsylvania | 5 | $ 956,000 | $ 191,200 | $ 27,000 |
| York, South Carolina | 5 | $ 860,000 | $ 172,000 | $ 42,000 |
| Parker, Texas | 5 | $ 1,592,000 | $ 318,400 | $ 154,000 |
| Williamson, Texas | 5 | $ 631,000 | $ 126,200 | $ 40,000 |
| Alexandria, Virginia | 5 | $ 2,388,000 | $ 477,600 | $ 207,000 |
| Norfolk, Virginia | 5 | $ 1,473,000 | $ 294,600 | $ 90,000 |
| Virginia Beach, Virginia | 5 | $ 1,403,000 | $ 280,600 | $ 54,000 |
| Baldwin, Alabama | 4 | $ 841,000 | $ 210,250 | $ 83,000 |
| Madison, Alabama | 4 | $ 579,000 | $ 144,750 | $ 62,000 |
| Lonoke, Arkansas | 4 | $ 484,000 | $ 121,000 | $ 23,000 |
| Tolland, Connecticut | 4 | $ 450,000 | $ 112,500 | $ 44,000 |
| Windham, Connecticut | 4 | $ 782,000 | $ 195,500 | $ 8,000 |
| Bay, Florida | 4 | $ 677,000 | $ 169,250 | $ 89,000 |
| Okaloosa, Florida | 4 | $ 666,000 | $ 166,500 | $ 48,000 |
| Santa Rosa, Florida | 4 | $ 822,000 | $ 205,500 | $ 76,000 |
| Bulloch, Georgia | 4 | $ 556,000 | $ 139,000 | $ 59,000 |
| Clarke, Georgia | 4 | $ 468,000 | $ 117,000 | $ 37,000 |
| Harris, Georgia | 4 | $ 845,000 | $ 211,250 | $ 72,000 |
| Polk, Georgia | 4 | $ 447,000 | $ 111,750 | $ 25,000 |
| Towns, Georgia | 4 | $ 914,000 | $ 228,500 | $ 127,000 |
| Hamilton, Indiana | 4 | $ 511,000 | $ 127,750 | $ 31,000 |
| Hendricks, Indiana | 4 | $ 629,000 | $ 157,250 | $ 47,000 |
| Vanderburgh, Indiana | 4 | $ 482,000 | $ 120,500 | $ 20,000 |
| Polk, Iowa | 4 | $ 619,000 | $ 154,750 | $ 71,000 |
| Fayette, Kentucky | 4 | $ 558,000 | $ 139,500 | $ 10,000 |
| Hardin, Kentucky | 4 | $ 648,000 | $ 162,000 | $ 6,000 |
| Kent, Michigan | 4 | $ 467,000 | $ 116,750 | $ 57,000 |
| Wayne, Michigan | 4 | $ 1,992,000 | $ 498,000 | $ 60,000 |
| Hennepin, Minnesota | 4 | $ 688,000 | $ 172,000 | $ 67,000 |
| DeSoto, Mississippi | 4 | $ 628,000 | $ 157,000 | $ 12,000 |
| Lafayette, Mississippi | 4 | $ 613,000 | $ 153,250 | $ 229,000 |
| St. Louis, Missouri | 4 | $ 645,000 | $ 161,250 | $ 50,000 |
| Cheshire, New Hampshire | 4 | $ 631,000 | $ 157,750 | $ 69,000 |
| Atlantic, New Jersey | 4 | $ 565,000 | $ 141,250 | $ 47,000 |
| Burlington, New Jersey | 4 | $ 836,000 | $ 209,000 | $ 58,000 |
| Cape May, New Jersey | 4 | $ 768,000 | $ 192,000 | $ 56,000 |
| Hudson, New Jersey | 4 | $ 1,282,000 | $ 320,500 | $ 70,000 |
| Hunterdon, New Jersey | 4 | $ 1,266,000 | $ 316,500 | $ 174,000 |
| Clinton, New York | 4 | $ 413,000 | $ 103,250 | $ 39,000 |
| Erie, New York | 4 | $ 820,000 | $ 205,000 | $ 47,000 |
| Washington, New York | 4 | $ 1,093,000 | $ 273,250 | $ 140,000 |
| Guilford, North Carolina | 4 | $ 677,000 | $ 169,250 | $ 48,000 |
| Butler, Ohio | 4 | $ 505,000 | $ 126,250 | $ 12,000 |
| Tulsa, Oklahoma | 4 | $ 1,204,000 | $ 301,000 | $ 225,000 |
| Delaware, Pennsylvania | 4 | $ 1,197,000 | $ 299,250 | $ 86,000 |
| Lehigh, Pennsylvania | 4 | $ 563,000 | $ 140,750 | $ 47,000 |
| Washington, Rhode Island | 4 | $ 946,000 | $ 236,500 | $ 126,000 |
| Charleston, South Carolina | 4 | $ 538,000 | $ 134,500 | $ 84,000 |
| Dorchester, South Carolina | 4 | $ 804,000 | $ 201,000 | $ 101,000 |
| Richland, South Carolina | 4 | $ 1,144,000 | $ 286,000 | $ 78,000 |
| Rutherford, Tennessee | 4 | $ 733,000 | $ 183,250 | $ 53,000 |
| Brazoria, Texas | 4 | $ 815,000 | $ 203,750 | $ 113,000 |
| Arlington, Virginia | 4 | $ 1,634,000 | $ 408,500 | $ 153,000 |
| Richmond City, Virginia | 4 | $ 725,000 | $ 181,250 | $ 71,000 |
| Spotsylvania, Virginia | 4 | $ 724,000 | $ 181,000 | $ 0 |
| Stafford, Virginia | 4 | $ 1,085,000 | $ 271,250 | $ 92,000 |
| Pierce, Washington | 4 | $ 1,178,000 | $ 294,500 | $ 75,000 |
| Snohomish, Washington | 4 | $ 1,125,000 | $ 281,250 | $ 82,000 |
| Berkeley, West Virginia | 4 | $ 948,000 | $ 237,000 | $ 26,000 |
| Laramie, Wyoming | 4 | $ 735,000 | $ 183,750 | $ 0 |
| Randolph, Alabama | 3 | $ 868,000 | $ 289,333 | $ 171,000 |
| Shelby, Alabama | 3 | $ 1,064,000 | $ 354,666 | $ 168,000 |
| San Joaquin, California | 3 | $ 789,000 | $ 263,000 | $ 33,000 |
| Santa Clara, California | 3 | $ 1,531,000 | $ 510,333 | $ 182,000 |
| Solano, California | 3 | $ 896,000 | $ 298,666 | $ 231,000 |
| Stanislaus, California | 3 | $ 727,000 | $ 242,333 | $ 76,000 |
| Jefferson, Colorado | 3 | $ 639,000 | $ 213,000 | $ 48,000 |
| Weld, Colorado | 3 | $ 460,000 | $ 153,333 | $ 0 |
| Brevard, Florida | 3 | $ 465,000 | $ 155,000 | $ 76,000 |
| Escambia, Florida | 3 | $ 379,000 | $ 126,333 | $ 168,000 |
| Indian River, Florida | 3 | $ 628,000 | $ 209,333 | $ 82,000 |
| Osceola, Florida | 3 | $ 609,000 | $ 203,000 | $ 180,000 |
| Walton, Florida | 3 | $ 1,184,000 | $ 394,666 | $ 153,000 |
| Catoosa, Georgia | 3 | $ 380,000 | $ 126,666 | $ 68,000 |
| Crisp, Georgia | 3 | $ 499,000 | $ 166,333 | $ 164,000 |
| Floyd, Georgia | 3 | $ 688,000 | $ 229,333 | $ 130,000 |
| Greene, Georgia | 3 | $ 951,000 | $ 317,000 | $ 353,000 |
| Monroe, Georgia | 3 | $ 474,000 | $ 158,000 | $ 70,000 |
| Wilkinson, Georgia | 3 | $ 568,000 | $ 189,333 | $ 98,000 |
| Champaign, Illinois | 3 | $ 423,000 | $ 141,000 | $ 37,000 |
| St. Clair, Illinois | 3 | $ 577,000 | $ 192,333 | $ 50,000 |
| Allen, Indiana | 3 | $ 529,000 | $ 176,333 | $ 103,000 |
| Floyd, Indiana | 3 | $ 478,000 | $ 159,333 | $ 48,000 |
| Jefferson, Louisiana | 3 | $ 460,000 | $ 153,333 | $ 0 |
| Rapides, Louisiana | 3 | $ 558,000 | $ 186,000 | $ 44,000 |
| St. Tammany, Louisiana | 3 | $ 688,000 | $ 229,333 | $ 67,000 |
| Androscoggin, Maine | 3 | $ 425,000 | $ 141,666 | $ 46,000 |
| Cumberland, Maine | 3 | $ 535,000 | $ 178,333 | $ 12,000 |
| Penobscot, Maine | 3 | $ 637,000 | $ 212,333 | $ 33,000 |
| Berkshire, Massachusetts | 3 | $ 404,000 | $ 134,666 | $ 113,000 |
| Berrien, Michigan | 3 | $ 367,000 | $ 122,333 | $ 74,000 |
| Macomb, Michigan | 3 | $ 435,000 | $ 145,000 | $ 45,000 |
| Lauderdale, Mississippi | 3 | $ 462,000 | $ 154,000 | $ 24,000 |
| Jackson, Missouri | 3 | $ 573,000 | $ 191,000 | $ 52,000 |
| Texas, Missouri | 3 | $ 447,000 | $ 149,000 | $ 0 |
| Gallatin, Montana | 3 | $ 833,000 | $ 277,666 | $ 17,000 |
| Sarpy, Nebraska | 3 | $ 708,000 | $ 236,000 | $ 20,000 |
| Clark, Nevada | 3 | $ 692,000 | $ 230,666 | $ 82,000 |
| Camden, New Jersey | 3 | $ 737,000 | $ 245,666 | $ 117,000 |
| Cumberland, New Jersey | 3 | $ 553,000 | $ 184,333 | $ 67,000 |
| Somerset, New Jersey | 3 | $ 1,463,000 | $ 487,666 | $ 125,000 |
| Warren, New Jersey | 3 | $ 685,000 | $ 228,333 | $ 55,000 |
| Dona Ana, New Mexico | 3 | $ 636,000 | $ 212,000 | $ 28,000 |
| Albany, New York | 3 | $ 563,000 | $ 187,666 | $ 58,000 |
| Jefferson, New York | 3 | $ 583,000 | $ 194,333 | $ 64,000 |
| Monroe, New York | 3 | $ 585,000 | $ 195,000 | $ 69,000 |
| Montgomery, New York | 3 | $ 351,000 | $ 117,000 | $ 74,000 |
| Niagara, New York | 3 | $ 407,000 | $ 135,666 | $ 36,000 |
| Putnam, New York | 3 | $ 623,000 | $ 207,666 | $ 58,000 |
| Sullivan, New York | 3 | $ 582,000 | $ 194,000 | $ 132,000 |
| Cumberland, North Carolina | 3 | $ 796,000 | $ 265,333 | $ 0 |
| Davidson, North Carolina | 3 | $ 656,000 | $ 218,666 | $ 84,000 |
| Gaston, North Carolina | 3 | $ 664,000 | $ 221,333 | $ 84,000 |
| Granville, North Carolina | 3 | $ 566,000 | $ 188,666 | $ 120,000 |
| Iredell, North Carolina | 3 | $ 825,000 | $ 275,000 | $ 79,000 |
| New Hanover, North Carolina | 3 | $ 606,000 | $ 202,000 | $ 106,000 |
| Clermont, Ohio | 3 | $ 428,000 | $ 142,666 | $ 66,000 |
| Delaware, Ohio | 3 | $ 500,000 | $ 166,666 | $ 24,000 |
| Lake, Ohio | 3 | $ 335,000 | $ 111,666 | $ 46,000 |
| Mahoning, Ohio | 3 | $ 380,000 | $ 126,666 | $ 113,000 |
| Clackamas, Oregon | 3 | $ 969,000 | $ 323,000 | $ 102,000 |
| Jackson, Oregon | 3 | $ 658,000 | $ 219,333 | $ 67,000 |
| Adams, Pennsylvania | 3 | $ 274,000 | $ 91,333 | $ 44,000 |
| Franklin, Pennsylvania | 3 | $ 828,000 | $ 276,000 | $ 118,000 |
| Lawrence, Pennsylvania | 3 | $ 425,000 | $ 141,666 | $ 70,000 |
| Northampton, Pennsylvania | 3 | $ 594,000 | $ 198,000 | $ 138,000 |
| Pike, Pennsylvania | 3 | $ 452,000 | $ 150,666 | $ 42,000 |
| Kent, Rhode Island | 3 | $ 548,000 | $ 182,666 | $ 37,000 |
| Berkeley, South Carolina | 3 | $ 772,000 | $ 257,333 | $ 75,000 |
| Lexington, South Carolina | 3 | $ 704,000 | $ 234,666 | $ 82,000 |
| Pickens, South Carolina | 3 | $ 477,000 | $ 159,000 | $ 70,000 |
| Hamilton, Tennessee | 3 | $ 455,000 | $ 151,666 | $ 88,000 |
| Shelby, Tennessee | 3 | $ 753,000 | $ 251,000 | $ 112,000 |
| Frederick, Virginia | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Gloucester, Virginia | 3 | $ 714,000 | $ 238,000 | $ 99,000 |
| Hampton, Virginia | 3 | $ 468,000 | $ 156,000 | $ 52,000 |
| James City, Virginia | 3 | $ 892,000 | $ 297,333 | $ 63,000 |
| New Kent, Virginia | 3 | $ 607,000 | $ 202,333 | $ 47,000 |
| Newport News, Virginia | 3 | $ 445,000 | $ 148,333 | $ 25,000 |
| Rockingham, Virginia | 3 | $ 687,000 | $ 229,000 | $ 47,000 |
| Spokane, Washington | 3 | $ 458,000 | $ 152,666 | $ 53,000 |
| Jefferson, West Virginia | 3 | $ 647,000 | $ 215,666 | $ 0 |
| Waukesha, Wisconsin | 3 | $ 467,000 | $ 155,666 | $ 79,000 |
| Clarke, Alabama | 2 | $ 226,000 | $ 113,000 | $ 68,000 |
| Houston, Alabama | 2 | $ 366,000 | $ 183,000 | $ 82,000 |
| Limestone, Alabama | 2 | $ 476,000 | $ 238,000 | $ 70,000 |
| Mobile, Alabama | 2 | $ 271,000 | $ 135,500 | $ 0 |
| Russell, Alabama | 2 | $ 350,000 | $ 175,000 | $ 33,000 |
| St. Clair, Alabama | 2 | $ 471,000 | $ 235,500 | $ 48,000 |
| Tallapoosa, Alabama | 2 | $ 584,000 | $ 292,000 | $ 218,000 |
| Tuscaloosa, Alabama | 2 | $ 495,000 | $ 247,500 | $ 25,000 |
| Anchorage, Alaska | 2 | $ 490,000 | $ 245,000 | $ 64,000 |
| Pinal, Arizona | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Saline, Arkansas | 2 | $ 289,000 | $ 144,500 | $ 90,000 |
| Butte, California | 2 | $ 390,000 | $ 195,000 | $ 22,000 |
| Fresno, California | 2 | $ 513,000 | $ 256,500 | $ 105,000 |
| Kern, California | 2 | $ 298,000 | $ 149,000 | $ 150,000 |
| Monterey, California | 2 | $ 409,000 | $ 204,500 | $ 30,000 |
| Placer, California | 2 | $ 289,000 | $ 144,500 | $ 70,000 |
| Santa Cruz, California | 2 | $ 729,000 | $ 364,500 | $ 67,000 |
| Sutter, California | 2 | $ 519,000 | $ 259,500 | $ 88,000 |
| Tulare, California | 2 | $ 372,000 | $ 186,000 | $ 77,000 |
| Adams, Colorado | 2 | $ 350,000 | $ 175,000 | $ 26,000 |
| Marion, Florida | 2 | $ 271,000 | $ 135,500 | $ 74,000 |
| Monroe, Florida | 2 | $ 492,000 | $ 246,000 | $ 123,000 |
| Taylor, Florida | 2 | $ 148,000 | $ 74,000 | $ 110,000 |
| Butts, Georgia | 2 | $ 392,000 | $ 196,000 | $ 100,000 |
| Coffee, Georgia | 2 | $ 363,000 | $ 181,500 | $ 85,000 |
| Colquitt, Georgia | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Dodge, Georgia | 2 | $ 156,000 | $ 78,000 | $ 30,000 |
| Emanuel, Georgia | 2 | $ 175,000 | $ 87,500 | $ 82,000 |
| Habersham, Georgia | 2 | $ 376,000 | $ 188,000 | $ 100,000 |
| Hart, Georgia | 2 | $ 559,000 | $ 279,500 | $ 175,000 |
| Thomas, Georgia | 2 | $ 288,000 | $ 144,000 | $ 61,000 |
| Troup, Georgia | 2 | $ 252,000 | $ 126,000 | $ 28,000 |
| Union, Georgia | 2 | $ 251,000 | $ 125,500 | $ 129,000 |
| Hawaii, Hawaii | 2 | $ 528,000 | $ 264,000 | $ 43,000 |
| Maui, Hawaii | 2 | $ 967,000 | $ 483,500 | $ 226,000 |
| Canyon, Idaho | 2 | $ 1,041,000 | $ 520,500 | $ 158,000 |
| Kendall, Illinois | 2 | $ 356,000 | $ 178,000 | $ 84,000 |
| Clark, Indiana | 2 | $ 345,000 | $ 172,500 | $ 31,000 |
| Greene, Indiana | 2 | $ 348,000 | $ 174,000 | $ 0 |
| Tippecanoe, Indiana | 2 | $ 473,000 | $ 236,500 | $ 80,000 |
| Louisa, Iowa | 2 | $ 176,000 | $ 88,000 | $ 79,000 |
| Johnson, Kansas | 2 | $ 247,000 | $ 123,500 | $ 61,000 |
| Sedgwick, Kansas | 2 | $ 445,000 | $ 222,500 | $ 141,000 |
| Boone, Kentucky | 2 | $ 402,000 | $ 201,000 | $ 0 |
| Clark, Kentucky | 2 | $ 367,000 | $ 183,500 | $ 59,000 |
| Greenup, Kentucky | 2 | $ 292,000 | $ 146,000 | $ 15,000 |
| Spencer, Kentucky | 2 | $ 335,000 | $ 167,500 | $ 56,000 |
| Ascension, Louisiana | 2 | $ 324,000 | $ 162,000 | $ 79,000 |
| Caddo, Louisiana | 2 | $ 326,000 | $ 163,000 | $ 0 |
| Calcasieu, Louisiana | 2 | $ 272,000 | $ 136,000 | $ 17,000 |
| East Baton Rouge, Louisiana | 2 | $ 225,000 | $ 112,500 | $ 115,000 |
| Orleans, Louisiana | 2 | $ 237,000 | $ 118,500 | $ 144,000 |
| Hancock, Maine | 2 | $ 270,000 | $ 135,000 | $ 23,000 |
| Washington, Maine | 2 | $ 284,000 | $ 142,000 | $ 185,000 |
| Calvert, Maryland | 2 | $ 417,000 | $ 208,500 | $ 70,000 |
| Charles, Maryland | 2 | $ 740,000 | $ 370,000 | $ 50,000 |
| Queen Anne's, Maryland | 2 | $ 795,000 | $ 397,500 | $ 143,000 |
| St. Mary's, Maryland | 2 | $ 511,000 | $ 255,500 | $ 42,000 |
| Washington, Maryland | 2 | $ 484,000 | $ 242,000 | $ 79,000 |
| Bay, Michigan | 2 | $ 365,000 | $ 182,500 | $ 112,000 |
| Genesee, Michigan | 2 | $ 361,000 | $ 180,500 | $ 41,000 |
| Kalamazoo, Michigan | 2 | $ 351,000 | $ 175,500 | $ 0 |
| Van Buren, Michigan | 2 | $ 287,000 | $ 143,500 | $ 89,000 |
| Anoka, Minnesota | 2 | $ 294,000 | $ 147,000 | $ 64,000 |
| Dakota, Minnesota | 2 | $ 432,000 | $ 216,000 | $ 60,000 |
| Ramsey, Minnesota | 2 | $ 487,000 | $ 243,500 | $ 73,000 |
| St. Louis, Minnesota | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Copiah, Mississippi | 2 | $ 442,000 | $ 221,000 | $ 62,000 |
| Harrison, Mississippi | 2 | $ 297,000 | $ 148,500 | $ 0 |
| Rankin, Mississippi | 2 | $ 214,000 | $ 107,000 | $ 19,000 |
| Stone, Mississippi | 2 | $ 673,000 | $ 336,500 | $ 124,000 |
| Cass, Missouri | 2 | $ 336,000 | $ 168,000 | $ 0 |
| Clay, Missouri | 2 | $ 551,000 | $ 275,500 | $ 123,000 |
| Franklin, Missouri | 2 | $ 274,000 | $ 137,000 | $ 95,000 |
| Saline, Missouri | 2 | $ 238,000 | $ 119,000 | $ 0 |
| Deer Lodge, Montana | 2 | $ 319,000 | $ 159,500 | $ 28,000 |
| Missoula, Montana | 2 | $ 511,000 | $ 255,500 | $ 50,000 |
| Yellowstone, Montana | 2 | $ 383,000 | $ 191,500 | $ 25,000 |
| Buffalo, Nebraska | 2 | $ 542,000 | $ 271,000 | $ 33,000 |
| Grafton, New Hampshire | 2 | $ 389,000 | $ 194,500 | $ 183,000 |
| Sandoval, New Mexico | 2 | $ 228,000 | $ 114,000 | $ 39,000 |
| Santa Fe, New Mexico | 2 | $ 532,000 | $ 266,000 | $ 170,000 |
| Essex, New York | 2 | $ 422,000 | $ 211,000 | $ 115,000 |
| Onondaga, New York | 2 | $ 329,000 | $ 164,500 | $ 44,000 |
| Rensselaer, New York | 2 | $ 474,000 | $ 237,000 | $ 89,000 |
| Alamance, North Carolina | 2 | $ 334,000 | $ 167,000 | $ 56,000 |
| Ashe, North Carolina | 2 | $ 577,000 | $ 288,500 | $ 198,000 |
| Avery, North Carolina | 2 | $ 499,000 | $ 249,500 | $ 186,000 |
| Buncombe, North Carolina | 2 | $ 364,000 | $ 182,000 | $ 64,000 |
| Cabarrus, North Carolina | 2 | $ 426,000 | $ 213,000 | $ 73,000 |
| Carteret, North Carolina | 2 | $ 661,000 | $ 330,500 | $ 52,000 |
| Catawba, North Carolina | 2 | $ 269,000 | $ 134,500 | $ 38,000 |
| Cherokee, North Carolina | 2 | $ 153,000 | $ 76,500 | $ 127,000 |
| Dare, North Carolina | 2 | $ 535,000 | $ 267,500 | $ 74,000 |
| Haywood, North Carolina | 2 | $ 734,000 | $ 367,000 | $ 177,000 |
| Jackson, North Carolina | 2 | $ 626,000 | $ 313,000 | $ 353,000 |
| Moore, North Carolina | 2 | $ 465,000 | $ 232,500 | $ 41,000 |
| Wayne, North Carolina | 2 | $ 317,000 | $ 158,500 | $ 70,000 |
| Morton, North Dakota | 2 | $ 422,000 | $ 211,000 | $ 90,000 |
| Fairfield, Ohio | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Hamilton, Ohio | 2 | $ 470,000 | $ 235,000 | $ 72,000 |
| Montgomery, Ohio | 2 | $ 133,000 | $ 66,500 | $ 89,000 |
| Summit, Ohio | 2 | $ 248,000 | $ 124,000 | $ 18,000 |
| Payne, Oklahoma | 2 | $ 343,000 | $ 171,500 | $ 123,000 |
| Washington, Oregon | 2 | $ 283,000 | $ 141,500 | $ 130,000 |
| Berks, Pennsylvania | 2 | $ 526,000 | $ 263,000 | $ 193,000 |
| Erie, Pennsylvania | 2 | $ 228,000 | $ 114,000 | $ 36,000 |
| Lackawanna, Pennsylvania | 2 | $ 516,000 | $ 258,000 | $ 76,000 |
| Luzerne, Pennsylvania | 2 | $ 292,000 | $ 146,000 | $ 121,000 |
| Providence, Rhode Island | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Aiken, South Carolina | 2 | $ 296,000 | $ 148,000 | $ 53,000 |
| Cherokee, South Carolina | 2 | $ 297,000 | $ 148,500 | $ 85,000 |
| Oconee, South Carolina | 2 | $ 569,000 | $ 284,500 | $ 208,000 |
| Lincoln, South Dakota | 2 | $ 335,000 | $ 167,500 | $ 27,000 |
| Pennington, South Dakota | 2 | $ 261,000 | $ 130,500 | $ 25,000 |
| Knox, Tennessee | 2 | $ 580,000 | $ 290,000 | $ 76,000 |
| Loudon, Tennessee | 2 | $ 171,000 | $ 85,500 | $ 22,000 |
| Montgomery, Tennessee | 2 | $ 294,000 | $ 147,000 | $ 53,000 |
| Sevier, Tennessee | 2 | $ 296,000 | $ 148,000 | $ 89,000 |
| Sumner, Tennessee | 2 | $ 433,000 | $ 216,500 | $ 56,000 |
| Comal, Texas | 2 | $ 676,000 | $ 338,000 | $ 83,000 |
| Guadalupe, Texas | 2 | $ 376,000 | $ 188,000 | $ 117,000 |
| Lubbock, Texas | 2 | $ 338,000 | $ 169,000 | $ 213,000 |
| Nueces, Texas | 2 | $ 592,000 | $ 296,000 | $ 91,000 |
| Potter, Texas | 2 | $ 188,000 | $ 94,000 | $ 59,000 |
| Caledonia, Vermont | 2 | $ 257,000 | $ 128,500 | $ 372,000 |
| Chittenden, Vermont | 2 | $ 363,000 | $ 181,500 | $ 38,000 |
| Washington, Vermont | 2 | $ 483,000 | $ 241,500 | $ 188,000 |
| Albemarle, Virginia | 2 | $ 789,000 | $ 394,500 | $ 240,000 |
| Culpeper, Virginia | 2 | $ 574,000 | $ 287,000 | $ 34,000 |
| Danville, Virginia | 2 | $ 72,000 | $ 36,000 | $ 79,000 |
| Roanoke, Virginia | 2 | $ 307,000 | $ 153,500 | $ 0 |
| York, Virginia | 2 | $ 601,000 | $ 300,500 | $ 119,000 |
| Island, Washington | 2 | $ 267,000 | $ 133,500 | $ 62,000 |
| Whatcom, Washington | 2 | $ 354,000 | $ 177,000 | $ 48,000 |
| Yakima, Washington | 2 | $ 383,000 | $ 191,500 | $ 0 |
| Brown, Wisconsin | 2 | $ 231,000 | $ 115,500 | $ 16,000 |
| Dane, Wisconsin | 2 | $ 331,000 | $ 165,500 | $ 45,000 |
| Milwaukee, Wisconsin | 2 | $ 357,000 | $ 178,500 | $ 11,000 |
| Sublette, Wyoming | 2 | $ 293,000 | $ 146,500 | $ 71,000 |
| Autauga, Alabama | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Chilton, Alabama | 1 | $ 383,000 | $ 383,000 | $ 99,000 |
| Elmore, Alabama | 1 | $ 292,000 | $ 292,000 | $ 89,000 |
| Etowah, Alabama | 1 | $ 249,000 | $ 249,000 | $ 81,000 |
| Fayette, Alabama | 1 | $ 161,000 | $ 161,000 | $ 33,000 |
| Greene, Alabama | 1 | $ 76,000 | $ 76,000 | $ 16,000 |
| Jackson, Alabama | 1 | $ 58,000 | $ 58,000 | $ 23,000 |
| Marshall, Alabama | 1 | $ 133,000 | $ 133,000 | $ 80,000 |
| Pike, Alabama | 1 | $ 340,000 | $ 340,000 | $ 249,000 |
| Fairbanks North Star, Alaska | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Matanuska-Susitna, Alaska | 1 | $ 165,000 | $ 165,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cbc National Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,610 | $842,908,000 | $233,000 | $1,725,000 | $93,000 | $1,095,000 |
| Home Purchase | 2,920 | $675,800,000 | $231,000 | $1,625,000 | $115,000 | $1,911,000 |
| Home Improvement | 61 | $11,906,000 | $195,000 | $581,000 | $101,000 | $413,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,013 | $1,162,441,000 | $231,000 | $1,725,000 | $108,000 | $1,911,000 |
| Not Provided | 637 | $147,642,000 | $231,000 | $845,000 | $82,000 | $637,000 |
| Black or African American | 343 | $74,360,000 | $216,000 | $880,000 | $62,000 | $384,000 |
| Asian | 307 | $79,550,000 | $259,000 | $786,000 | $112,000 | $473,000 |
| Hispanic | 262 | $59,227,000 | $226,000 | $681,000 | $91,000 | $643,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $4,124,000 | $257,000 | $468,000 | $66,000 | $162,000 |
| American Indian or Alaskan Native | 12 | $3,141,000 | $261,000 | $465,000 | $121,000 | $204,000 |
| Not applicable | 1 | $129,000 | $129,000 | $129,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,656 | $1,138,263,000 | $244,000 | $1,725,000 | $126,000 | $1,911,000 |
| FHA-insured (Federal Housing Administration) | 1,456 | $282,472,000 | $194,000 | $786,000 | $42,000 | $433,000 |
| VA-guaranteed (Veterans Administration) | 475 | $109,183,000 | $229,000 | $737,000 | $55,000 | $600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $696,000 | $174,000 | $204,000 | $160,000 | $600,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,522 | $1,061,182,000 | $234,000 | $1,625,000 | $111,000 | $1,911,000 |
| Application Withdrawn By Applicant | 839 | $187,418,000 | $223,000 | $1,725,000 | $72,000 | $1,059,000 |
| Application Denied By Financial Institution | 681 | $152,591,000 | $224,000 | $915,000 | $87,000 | $992,000 |
| Application Approved But Not Accepted | 410 | $97,529,000 | $237,000 | $1,400,000 | $106,000 | $1,095,000 |
| File Closed For Incompleteness | 139 | $31,894,000 | $229,000 | $845,000 | $75,000 | $424,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 267 | $58,995,000 | $220,000 | $915,000 | $99,000 | $992,000 |
| Debt-To-Income Ratio | 170 | $41,722,000 | $245,000 | $743,000 | $66,000 | $284,000 |
| Credit History | 122 | $24,463,000 | $200,000 | $537,000 | $77,000 | $447,000 |
| Other | 54 | $12,005,000 | $222,000 | $595,000 | $123,000 | $500,000 |
| Credit Application Incomplete | 33 | $6,758,000 | $204,000 | $523,000 | $71,000 | $255,000 |
| Unverifiable Information | 18 | $5,097,000 | $283,000 | $733,000 | $92,000 | $241,000 |
| Employment History | 11 | $2,620,000 | $238,000 | $570,000 | $74,000 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $706,000 | $176,000 | $360,000 | $65,000 | $99,000 |
| Mortgage Insurance Denied | 2 | $225,000 | $112,000 | $134,000 | $134,000 | $185,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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