Cbc National Bank Mortgage Lending & HMDA Data, 2013
In 2013, Cbc National Bank of Fernandina Beach, FL reported 6,591 mortgage applications totaling $1.5 billion, down 8% from 2012. The average application was for $232,227, and applicants reported an average income of $102,820. 69% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,948), Tampa-St. Petersburg-Clearwater, FL (482) and New York-White Plains-Wayne, NY-NJ (206) (applications in parentheses).
| Mortgage Company & Address | Cbc National Bank 1891 South 14th Street Fernandina Beach, FL 32034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 6,591 |
| Total Mortgage Loan Application Amount | $1,530,614,000 |
| Average Mortgage Loan Application Amount | $232,227 |
| Highest Mortgage Loan Application Amount | $1,725,000 |
| Average Applicant Income | $102,820 |
| Highest Applicant Income | $1,911,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbc National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 1,948 | $ 478,811,000 | $ 245,796 | $ 119,000 |
| Tampa-St. Petersburg-Clearwater, FL | 482 | $ 109,008,000 | $ 226,157 | $ 120,000 |
| New York-White Plains-Wayne, NY-NJ | 206 | $ 65,666,000 | $ 318,766 | $ 106,762 |
| Houston-Sugar Land-Baytown, TX | 137 | $ 29,132,000 | $ 212,642 | $ 128,000 |
| Jacksonville, FL | 136 | $ 29,775,000 | $ 218,933 | $ 112,000 |
| Savannah, GA | 132 | $ 23,414,000 | $ 177,378 | $ 80,000 |
| North Port-Bradenton-Sarasota, FL | 130 | $ 34,539,000 | $ 265,684 | $ 160,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 124 | $ 37,958,000 | $ 306,112 | $ 95,709 |
| Nassau-Suffolk, NY | 96 | $ 30,928,000 | $ 322,166 | $ 118,000 |
| Baltimore-Towson, MD | 82 | $ 22,068,000 | $ 269,121 | $ 85,000 |
| Cambridge-Newton-Framingham, MA | 80 | $ 23,321,000 | $ 291,512 | $ 97,000 |
| Brunswick, GA | 74 | $ 13,531,000 | $ 182,851 | $ 85,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 67 | $ 14,479,000 | $ 216,104 | $ 91,044 |
| Orlando-Kissimmee-Sanford, FL | 66 | $ 13,446,000 | $ 203,727 | $ 89,000 |
| Edison-New Brunswick, NJ | 64 | $ 20,417,000 | $ 319,015 | $ 108,000 |
| Chicago-Joliet-Naperville, IL | 58 | $ 13,934,000 | $ 240,241 | $ 81,000 |
| Worcester, MA | 56 | $ 13,362,000 | $ 238,607 | $ 109,000 |
| Boston-Quincy, MA | 54 | $ 14,414,000 | $ 266,925 | $ 98,000 |
| Hartford-West Hartford-East Hartford, CT | 49 | $ 9,925,000 | $ 202,551 | $ 76,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 49 | $ 12,577,000 | $ 256,673 | $ 102,000 |
| Harrisburg-Carlisle, PA | 48 | $ 9,060,000 | $ 188,750 | $ 73,000 |
| New Haven-Milford, CT | 43 | $ 7,926,000 | $ 184,325 | $ 62,000 |
| Newark-Union, NJ-PA | 41 | $ 11,146,000 | $ 271,853 | $ 126,341 |
| Gainesville, GA | 39 | $ 7,243,000 | $ 185,717 | $ 98,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 37 | $ 8,996,000 | $ 243,135 | $ 62,000 |
| Phoenix-Mesa-Glendale, AZ | 36 | $ 6,790,000 | $ 188,611 | $ 60,000 |
| Philadelphia, PA | 35 | $ 8,309,000 | $ 237,400 | $ 78,000 |
| Bridgeport-Stamford-Norwalk, CT | 33 | $ 7,891,000 | $ 239,121 | $ 81,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 33 | $ 7,616,000 | $ 230,787 | $ 106,000 |
| Augusta-Richmond County, GA-SC | 32 | $ 5,264,000 | $ 164,500 | $ 83,000 |
| Austin-Round Rock-San Marcos, TX | 32 | $ 6,737,000 | $ 210,531 | $ 133,000 |
| Dallas-Plano-Irving, TX | 32 | $ 7,076,000 | $ 221,125 | $ 105,000 |
| Raleigh-Cary, NC | 32 | $ 6,904,000 | $ 215,750 | $ 99,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 30 | $ 7,400,000 | $ 246,666 | $ 116,000 |
| Riverside-San Bernardino-Ontario, CA | 28 | $ 6,789,000 | $ 242,464 | $ 53,000 |
| Fort Worth-Arlington, TX | 26 | $ 5,323,000 | $ 204,730 | $ 104,000 |
| Los Angeles-Long Beach-Glendale, CA | 26 | $ 9,494,000 | $ 365,153 | $ 108,000 |
| Macon, GA | 26 | $ 4,806,000 | $ 184,846 | $ 104,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 26 | $ 5,171,000 | $ 198,884 | $ 92,000 |
| Richmond, VA | 25 | $ 5,356,000 | $ 214,240 | $ 62,000 |
| Denver-Aurora-Broomfield, CO | 24 | $ 6,727,000 | $ 280,291 | $ 90,000 |
| Bethesda-Rockville-Frederick, MD | 23 | $ 7,226,000 | $ 314,173 | $ 103,000 |
| Peabody, MA | 21 | $ 6,300,000 | $ 300,000 | $ 77,000 |
| San Antonio-New Braunfels, TX | 20 | $ 3,908,000 | $ 195,400 | $ 66,000 |
| Wilmington, DE-MD-NJ | 20 | $ 3,598,000 | $ 179,900 | $ 67,000 |
| Albany-Schenectady-Troy, NY | 19 | $ 4,136,000 | $ 217,684 | $ 72,000 |
| Indianapolis-Carmel, IN | 19 | $ 3,022,000 | $ 159,052 | $ 40,000 |
| Louisville/Jefferson County, KY-IN | 19 | $ 3,460,000 | $ 182,105 | $ 38,105 |
| Cincinnati-Middletown, OH-KY-IN | 18 | $ 3,197,000 | $ 177,611 | $ 50,222 |
| Columbus, OH | 18 | $ 3,093,000 | $ 171,833 | $ 55,000 |
| Camden, NJ | 17 | $ 3,389,000 | $ 199,352 | $ 78,000 |
| Cleveland-Elyria-Mentor, OH | 17 | $ 2,767,000 | $ 162,764 | $ 50,000 |
| Oakland-Fremont-Hayward, CA | 17 | $ 5,073,000 | $ 298,411 | $ 45,000 |
| Barnstable Town, MA | 16 | $ 4,801,000 | $ 300,062 | $ 133,000 |
| Glens Falls, NY | 16 | $ 2,910,000 | $ 181,875 | $ 94,000 |
| Naples-Marco Island, FL | 16 | $ 4,862,000 | $ 303,875 | $ 231,000 |
| Providence-New Bedford-Fall River, RI-MA | 16 | $ 3,602,000 | $ 225,125 | $ 86,750 |
| Kansas City, MO-KS | 14 | $ 2,517,000 | $ 179,785 | $ 55,428 |
| San Diego-Carlsbad-San Marcos, CA | 13 | $ 3,372,000 | $ 259,384 | $ 70,000 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 2,508,000 | $ 192,923 | $ 104,000 |
| Birmingham-Hoover, AL | 12 | $ 2,917,000 | $ 243,083 | $ 115,000 |
| Columbus, GA-AL | 12 | $ 2,095,000 | $ 174,583 | $ 56,333 |
| Gary, IN | 12 | $ 1,766,000 | $ 147,166 | $ 54,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 12 | $ 2,344,000 | $ 195,333 | $ 55,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 12 | $ 3,055,000 | $ 254,583 | $ 61,000 |
| Santa Ana-Anaheim-Irvine, CA | 12 | $ 4,331,000 | $ 360,916 | $ 102,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 3,838,000 | $ 319,833 | $ 94,000 |
| St. Louis, MO-IL | 12 | $ 1,928,000 | $ 160,666 | $ 45,000 |
| Tallahassee, FL | 12 | $ 1,962,000 | $ 163,500 | $ 69,000 |
| Winston-Salem, NC | 12 | $ 3,235,000 | $ 269,583 | $ 141,000 |
| York-Hanover, PA | 12 | $ 1,959,000 | $ 163,250 | $ 51,000 |
| Cape Coral-Fort Myers, FL | 11 | $ 2,999,000 | $ 272,636 | $ 95,000 |
| Charleston-North Charleston-Summerville, SC | 11 | $ 2,114,000 | $ 192,181 | $ 88,000 |
| Pittsburgh, PA | 11 | $ 2,044,000 | $ 185,818 | $ 51,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 10 | $ 1,842,000 | $ 184,200 | $ 76,700 |
| Dayton, OH | 10 | $ 959,000 | $ 95,900 | $ 62,000 |
| Manchester-Nashua, NH | 10 | $ 2,100,000 | $ 210,000 | $ 81,000 |
| Miami-Miami Beach-Kendall, FL | 10 | $ 2,447,000 | $ 244,700 | $ 93,000 |
| Trenton-Ewing, NJ | 10 | $ 2,351,000 | $ 235,100 | $ 106,000 |
| Colorado Springs, CO | 9 | $ 2,146,000 | $ 238,444 | $ 61,000 |
| Greenville-Mauldin-Easley, SC | 9 | $ 1,821,000 | $ 202,333 | $ 80,000 |
| Norwich-New London, CT | 9 | $ 2,197,000 | $ 244,111 | $ 73,000 |
| Omaha-Council Bluffs, NE-IA | 9 | $ 1,734,000 | $ 192,666 | $ 22,222 |
| Portland-Vancouver-Hillsboro, OR-WA | 9 | $ 1,928,000 | $ 214,222 | $ 70,222 |
| Salt Lake City, UT | 9 | $ 1,630,000 | $ 181,111 | $ 56,000 |
| Albuquerque, NM | 8 | $ 1,313,000 | $ 164,125 | $ 81,000 |
| Auburn-Opelika, AL | 8 | $ 1,151,000 | $ 143,875 | $ 114,000 |
| Columbia, SC | 8 | $ 2,048,000 | $ 256,000 | $ 76,000 |
| Kingston, NY | 8 | $ 1,596,000 | $ 199,500 | $ 76,000 |
| New Orleans-Metairie-Kenner, LA | 8 | $ 1,385,000 | $ 173,125 | $ 61,000 |
| Port St. Lucie, FL | 8 | $ 997,000 | $ 124,625 | $ 69,000 |
| Portland-South Portland-Biddeford, ME | 8 | $ 1,268,000 | $ 158,500 | $ 21,000 |
| Springfield, MA | 8 | $ 1,615,000 | $ 201,875 | $ 39,000 |
| Ann Arbor, MI | 7 | $ 1,241,000 | $ 177,285 | $ 28,000 |
| Buffalo-Niagara Falls, NY | 7 | $ 1,227,000 | $ 175,285 | $ 42,000 |
| Lexington-Fayette, KY | 7 | $ 1,159,000 | $ 165,571 | $ 39,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 914,000 | $ 130,571 | $ 44,000 |
| Memphis, TN-MS-AR | 7 | $ 1,381,000 | $ 197,285 | $ 54,857 |
| Montgomery, AL | 7 | $ 1,386,000 | $ 198,000 | $ 89,000 |
| Oklahoma City, OK | 7 | $ 1,348,000 | $ 192,571 | $ 49,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,201,000 | $ 171,571 | $ 115,000 |
| Rockingham County-Strafford County, NH | 7 | $ 2,094,000 | $ 299,142 | $ 122,000 |
| San Francisco-San Mateo-Redwood City, CA | 7 | $ 3,175,000 | $ 453,571 | $ 110,000 |
| Spartanburg, SC | 7 | $ 1,086,000 | $ 155,142 | $ 77,000 |
| Chattanooga, TN-GA | 6 | $ 835,000 | $ 139,166 | $ 78,000 |
| Dalton, GA | 6 | $ 1,240,000 | $ 206,666 | $ 89,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,507,000 | $ 251,166 | $ 161,000 |
| El Paso, TX | 6 | $ 1,040,000 | $ 173,333 | $ 93,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,132,000 | $ 188,666 | $ 36,000 |
| Gainesville, FL | 6 | $ 941,000 | $ 156,833 | $ 97,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,432,000 | $ 238,666 | $ 43,666 |
| Huntsville, AL | 6 | $ 1,055,000 | $ 175,833 | $ 64,000 |
| Jackson, MS | 6 | $ 893,000 | $ 148,833 | $ 48,000 |
| Jacksonville, NC | 6 | $ 1,257,000 | $ 209,500 | $ 26,000 |
| Lakeland-Winter Haven, FL | 6 | $ 1,007,000 | $ 167,833 | $ 173,000 |
| Lincoln, NE | 6 | $ 738,000 | $ 123,000 | $ 16,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 1,021,000 | $ 170,166 | $ 55,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 6 | $ 1,101,000 | $ 183,500 | $ 146,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 1,549,000 | $ 258,166 | $ 79,000 |
| Punta Gorda, FL | 6 | $ 800,000 | $ 133,333 | $ 98,000 |
| Tulsa, OK | 6 | $ 1,662,000 | $ 277,000 | $ 176,000 |
| Baton Rouge, LA | 5 | $ 658,000 | $ 131,600 | $ 77,000 |
| Dover, DE | 5 | $ 1,026,000 | $ 205,200 | $ 31,000 |
| Evansville, IN-KY | 5 | $ 768,000 | $ 153,600 | $ 44,000 |
| Fort Collins-Loveland, CO | 5 | $ 932,000 | $ 186,400 | $ 38,000 |
| Honolulu, HI | 5 | $ 2,154,000 | $ 430,800 | $ 60,000 |
| Knoxville, TN | 5 | $ 899,000 | $ 179,800 | $ 70,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 704,000 | $ 140,800 | $ 107,000 |
| Lancaster, PA | 5 | $ 956,000 | $ 191,200 | $ 27,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 815,000 | $ 163,000 | $ 115,000 |
| Asheville, NC | 4 | $ 1,098,000 | $ 274,500 | $ 120,000 |
| Athens-Clarke County, GA | 4 | $ 468,000 | $ 117,000 | $ 37,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 565,000 | $ 141,250 | $ 47,000 |
| Cheyenne, WY | 4 | $ 735,000 | $ 183,750 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 666,000 | $ 166,500 | $ 48,000 |
| Des Moines-West Des Moines, IA | 4 | $ 619,000 | $ 154,750 | $ 71,000 |
| Detroit-Livonia-Dearborn, MI | 4 | $ 1,992,000 | $ 498,000 | $ 60,000 |
| Elizabethtown, KY | 4 | $ 648,000 | $ 162,000 | $ 6,000 |
| Fort Wayne, IN | 4 | $ 677,000 | $ 169,250 | $ 77,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 467,000 | $ 116,750 | $ 57,000 |
| Greensboro-High Point, NC | 4 | $ 677,000 | $ 169,250 | $ 48,000 |
| Gulfport-Biloxi, MS | 4 | $ 970,000 | $ 242,500 | $ 62,000 |
| Kalamazoo-Portage, MI | 4 | $ 638,000 | $ 159,500 | $ 44,000 |
| Ocean City, NJ | 4 | $ 768,000 | $ 192,000 | $ 56,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 4 | $ 677,000 | $ 169,250 | $ 89,000 |
| Roanoke, VA | 4 | $ 532,000 | $ 133,000 | $ 4,000 |
| Rochester, NY | 4 | $ 909,000 | $ 227,250 | $ 130,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 808,000 | $ 202,000 | $ 99,000 |
| Tacoma, WA | 4 | $ 1,178,000 | $ 294,500 | $ 75,000 |
| Wilmington, NC | 4 | $ 710,000 | $ 177,500 | $ 102,000 |
| Winchester, VA-WV | 4 | $ 704,000 | $ 176,000 | $ 0 |
| Alexandria, LA | 3 | $ 558,000 | $ 186,000 | $ 44,000 |
| Anchorage, AK | 3 | $ 655,000 | $ 218,333 | $ 42,000 |
| Bangor, ME | 3 | $ 637,000 | $ 212,333 | $ 33,000 |
| Bloomington, IN | 3 | $ 548,000 | $ 182,666 | $ 44,000 |
| Boise City-Nampa, ID | 3 | $ 1,240,000 | $ 413,333 | $ 105,000 |
| Burlington-South Burlington, VT | 3 | $ 496,000 | $ 165,333 | $ 48,000 |
| Champaign-Urbana, IL | 3 | $ 423,000 | $ 141,000 | $ 37,000 |
| Charlottesville, VA | 3 | $ 1,009,000 | $ 336,333 | $ 195,000 |
| Corpus Christi, TX | 3 | $ 919,000 | $ 306,333 | $ 100,000 |
| Danville, VA | 3 | $ 470,000 | $ 156,666 | $ 78,000 |
| Fayetteville, NC | 3 | $ 796,000 | $ 265,333 | $ 0 |
| Greeley, CO | 3 | $ 460,000 | $ 153,333 | $ 0 |
| Harrisonburg, VA | 3 | $ 687,000 | $ 229,000 | $ 47,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 535,000 | $ 178,333 | $ 40,000 |
| Las Cruces, NM | 3 | $ 636,000 | $ 212,000 | $ 28,000 |
| Las Vegas-Paradise, NV | 3 | $ 692,000 | $ 230,666 | $ 82,000 |
| Lewiston-Auburn, ME | 3 | $ 425,000 | $ 141,666 | $ 46,000 |
| Medford, OR | 3 | $ 658,000 | $ 219,333 | $ 67,000 |
| Modesto, CA | 3 | $ 727,000 | $ 242,333 | $ 76,000 |
| Niles-Benton Harbor, MI | 3 | $ 367,000 | $ 122,333 | $ 74,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 465,000 | $ 155,000 | $ 76,000 |
| Pittsfield, MA | 3 | $ 404,000 | $ 134,666 | $ 113,000 |
| Rapid City, SD | 3 | $ 417,000 | $ 139,000 | $ 36,000 |
| Rome, GA | 3 | $ 688,000 | $ 229,333 | $ 130,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,531,000 | $ 510,333 | $ 182,000 |
| Sebastian-Vero Beach, FL | 3 | $ 628,000 | $ 209,333 | $ 82,000 |
| Shreveport-Bossier City, LA | 3 | $ 558,000 | $ 186,000 | $ 0 |
| Spokane, WA | 3 | $ 458,000 | $ 152,666 | $ 53,000 |
| Stockton, CA | 3 | $ 789,000 | $ 263,000 | $ 33,000 |
| Syracuse, NY | 3 | $ 606,000 | $ 202,000 | $ 29,000 |
| Tuscaloosa, AL | 3 | $ 571,000 | $ 190,333 | $ 22,000 |
| Vallejo-Fairfield, CA | 3 | $ 896,000 | $ 298,666 | $ 231,000 |
| Vineland-Millville-Bridgeton, NJ | 3 | $ 553,000 | $ 184,333 | $ 67,000 |
| Wichita, KS | 3 | $ 734,000 | $ 244,666 | $ 158,000 |
| Akron, OH | 2 | $ 248,000 | $ 124,000 | $ 18,000 |
| Amarillo, TX | 2 | $ 188,000 | $ 94,000 | $ 59,000 |
| Bakersfield-Delano, CA | 2 | $ 298,000 | $ 149,000 | $ 150,000 |
| Bay City, MI | 2 | $ 365,000 | $ 182,500 | $ 112,000 |
| Bellingham, WA | 2 | $ 354,000 | $ 177,000 | $ 48,000 |
| Billings, MT | 2 | $ 383,000 | $ 191,500 | $ 25,000 |
| Bismarck, ND | 2 | $ 422,000 | $ 211,000 | $ 90,000 |
| Burlington, NC | 2 | $ 334,000 | $ 167,000 | $ 56,000 |
| Charleston, WV | 2 | $ 335,000 | $ 167,500 | $ 21,000 |
| Chico, CA | 2 | $ 390,000 | $ 195,000 | $ 22,000 |
| Clarksville, TN-KY | 2 | $ 294,000 | $ 147,000 | $ 53,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 431,000 | $ 215,500 | $ 91,000 |
| Dothan, AL | 2 | $ 366,000 | $ 183,000 | $ 82,000 |
| Duluth, MN-WI | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Durham-Chapel Hill, NC | 2 | $ 400,000 | $ 200,000 | $ 170,000 |
| Erie, PA | 2 | $ 228,000 | $ 114,000 | $ 36,000 |
| Flint, MI | 2 | $ 361,000 | $ 180,500 | $ 41,000 |
| Fresno, CA | 2 | $ 513,000 | $ 256,500 | $ 105,000 |
| Goldsboro, NC | 2 | $ 317,000 | $ 158,500 | $ 70,000 |
| Green Bay, WI | 2 | $ 231,000 | $ 115,500 | $ 16,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 269,000 | $ 134,500 | $ 38,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 182,000 | $ 91,000 | $ 50,000 |
| Lafayette, IN | 2 | $ 473,000 | $ 236,500 | $ 80,000 |
| Lake Charles, LA | 2 | $ 272,000 | $ 136,000 | $ 17,000 |
| Lansing-East Lansing, MI | 2 | $ 252,000 | $ 126,000 | $ 128,000 |
| Lubbock, TX | 2 | $ 338,000 | $ 169,000 | $ 213,000 |
| Lynchburg, VA | 2 | $ 555,000 | $ 277,500 | $ 135,000 |
| Madison, WI | 2 | $ 331,000 | $ 165,500 | $ 45,000 |
| Manhattan, KS | 2 | $ 430,000 | $ 215,000 | $ 50,000 |
| Missoula, MT | 2 | $ 511,000 | $ 255,500 | $ 50,000 |
| Mobile, AL | 2 | $ 271,000 | $ 135,500 | $ 0 |
| Ocala, FL | 2 | $ 271,000 | $ 135,500 | $ 74,000 |
| Reading, PA | 2 | $ 526,000 | $ 263,000 | $ 193,000 |
| Salem, OR | 2 | $ 378,000 | $ 189,000 | $ 38,000 |
| Salinas, CA | 2 | $ 409,000 | $ 204,500 | $ 30,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 729,000 | $ 364,500 | $ 67,000 |
| Santa Fe, NM | 2 | $ 532,000 | $ 266,000 | $ 170,000 |
| Sioux City, IA-NE-SD | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Sioux Falls, SD | 2 | $ 335,000 | $ 167,500 | $ 27,000 |
| Utica-Rome, NY | 2 | $ 241,000 | $ 120,500 | $ 74,000 |
| Visalia-Porterville, CA | 2 | $ 372,000 | $ 186,000 | $ 77,000 |
| Wheeling, WV-OH | 2 | $ 324,000 | $ 162,000 | $ 25,500 |
| Yakima, WA | 2 | $ 383,000 | $ 191,500 | $ 0 |
| Yuba City, CA | 2 | $ 519,000 | $ 259,500 | $ 88,000 |
| Albany, GA | 1 | $ 111,000 | $ 111,000 | $ 45,000 |
| Anderson, IN | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Binghamton, NY | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Bloomington-Normal, IL | 1 | $ 216,000 | $ 216,000 | $ 83,000 |
| Bowling Green, KY | 1 | $ 162,000 | $ 162,000 | $ 31,000 |
| Brownsville-Harlingen, TX | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 110,000 | $ 110,000 | $ 84,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
| Cleveland, TN | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Coeur D'Alene, ID | 1 | $ 190,000 | $ 190,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 126,000 | $ 126,000 | $ 70,000 |
| Columbus, IN | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Elmira, NY | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Fairbanks, AK | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Fargo, ND-MN | 1 | $ 247,000 | $ 247,000 | $ 139,000 |
| Fort Smith, AR-OK | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Gadsden, AL | 1 | $ 249,000 | $ 249,000 | $ 81,000 |
| Greenville, NC | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Holland-Grand Haven, MI | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Hot Springs, AR | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Jefferson City, MO | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Johnson City, TN | 1 | $ 356,000 | $ 356,000 | $ 195,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 100,000 | $ 100,000 | $ 81,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Kokomo, IN | 1 | $ 109,000 | $ 109,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Lafayette, LA | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Laredo, TX | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Lawrence, KS | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Longview, WA | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Madera-Chowchilla, CA | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Monroe, LA | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Morgantown, WV | 1 | $ 140,000 | $ 140,000 | $ 109,000 |
| Napa, CA | 1 | $ 213,000 | $ 213,000 | $ 213,000 |
| Odessa, TX | 1 | $ 120,000 | $ 120,000 | $ 85,000 |
| Ogden-Clearfield, UT | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Owensboro, KY | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Palm Coast, FL | 1 | $ 109,000 | $ 109,000 | $ 102,000 |
| Pascagoula, MS | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Pueblo, CO | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Racine, WI | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Redding, CA | 1 | $ 216,000 | $ 216,000 | $ 117,000 |
| Rocky Mount, NC | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Salisbury, MD | 1 | $ 393,000 | $ 393,000 | $ 90,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 428,000 | $ 428,000 | $ 80,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 556,000 | $ 556,000 | $ 115,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 208,000 | $ 208,000 | $ 53,000 |
| Sheboygan, WI | 1 | $ 417,000 | $ 417,000 | $ 500,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 266,000 | $ 266,000 | $ 94,000 |
| Springfield, MO | 1 | $ 192,000 | $ 192,000 | $ 105,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
| Sumter, SC | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Tucson, AZ | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Valdosta, GA | 1 | $ 207,000 | $ 207,000 | $ 55,000 |
| Waco, TX | 1 | $ 117,000 | $ 117,000 | $ 82,000 |
| Warner Robins, GA | 1 | $ 24,000 | $ 24,000 | $ 28,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Yuma, AZ | 1 | $ 233,000 | $ 233,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Cbc National Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,610 | $842,908,000 | $233,000 | $1,725,000 | $93,000 | $1,095,000 |
| Home Purchase | 2,920 | $675,800,000 | $231,000 | $1,625,000 | $115,000 | $1,911,000 |
| Home Improvement | 61 | $11,906,000 | $195,000 | $581,000 | $101,000 | $413,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,013 | $1,162,441,000 | $231,000 | $1,725,000 | $108,000 | $1,911,000 |
| Not Provided | 637 | $147,642,000 | $231,000 | $845,000 | $82,000 | $637,000 |
| Black or African American | 343 | $74,360,000 | $216,000 | $880,000 | $62,000 | $384,000 |
| Asian | 307 | $79,550,000 | $259,000 | $786,000 | $112,000 | $473,000 |
| Hispanic | 262 | $59,227,000 | $226,000 | $681,000 | $91,000 | $643,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $4,124,000 | $257,000 | $468,000 | $66,000 | $162,000 |
| American Indian or Alaskan Native | 12 | $3,141,000 | $261,000 | $465,000 | $121,000 | $204,000 |
| Not applicable | 1 | $129,000 | $129,000 | $129,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,656 | $1,138,263,000 | $244,000 | $1,725,000 | $126,000 | $1,911,000 |
| FHA-insured (Federal Housing Administration) | 1,456 | $282,472,000 | $194,000 | $786,000 | $42,000 | $433,000 |
| VA-guaranteed (Veterans Administration) | 475 | $109,183,000 | $229,000 | $737,000 | $55,000 | $600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $696,000 | $174,000 | $204,000 | $160,000 | $600,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,522 | $1,061,182,000 | $234,000 | $1,625,000 | $111,000 | $1,911,000 |
| Application Withdrawn By Applicant | 839 | $187,418,000 | $223,000 | $1,725,000 | $72,000 | $1,059,000 |
| Application Denied By Financial Institution | 681 | $152,591,000 | $224,000 | $915,000 | $87,000 | $992,000 |
| Application Approved But Not Accepted | 410 | $97,529,000 | $237,000 | $1,400,000 | $106,000 | $1,095,000 |
| File Closed For Incompleteness | 139 | $31,894,000 | $229,000 | $845,000 | $75,000 | $424,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 267 | $58,995,000 | $220,000 | $915,000 | $99,000 | $992,000 |
| Debt-To-Income Ratio | 170 | $41,722,000 | $245,000 | $743,000 | $66,000 | $284,000 |
| Credit History | 122 | $24,463,000 | $200,000 | $537,000 | $77,000 | $447,000 |
| Other | 54 | $12,005,000 | $222,000 | $595,000 | $123,000 | $500,000 |
| Credit Application Incomplete | 33 | $6,758,000 | $204,000 | $523,000 | $71,000 | $255,000 |
| Unverifiable Information | 18 | $5,097,000 | $283,000 | $733,000 | $92,000 | $241,000 |
| Employment History | 11 | $2,620,000 | $238,000 | $570,000 | $74,000 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $706,000 | $176,000 | $360,000 | $65,000 | $99,000 |
| Mortgage Insurance Denied | 2 | $225,000 | $112,000 | $134,000 | $134,000 | $185,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About