Ccsf, LLC Mortgage Lending & HMDA Data, 2003

In 2003, Ccsf, LLC of Henderson, NV reported 1,664 mortgage applications totaling $221.3 million. The average application was for $132,968, and applicants reported an average income of $56,319. 89% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Las Vegas, NV-AZ (963), Albuquerque, NM (209) and Houston, TX (126) (applications in parentheses).

Mortgage Company & Address Ccsf, LLC
8925 S. Pecos Rd., Suite 16-A
Henderson, NV 89074
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,664
Total Mortgage Loan Application Amount $221,259,000
Average Mortgage Loan Application Amount $132,968
Highest Mortgage Loan Application Amount $990,000
Average Applicant Income $56,319
Highest Applicant Income $807,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ccsf, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Ccsf, LLC in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase (one-to-four family) 1,204 $157,825,000 $113,000 $560,000 $48,000 $807,000
Refinancing (home purchase or home improvement, one-to-four family) 460 $63,434,000 $196,300 $990,000 $74,700 $329,000
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 914 $127,903,000 $185,250 $990,000 $71,583 $807,000
Hispanic 353 $43,318,000 $112,428 $560,000 $35,142 $461,000
Information not provided by applicant in mail or telephone application 141 $17,131,000 $113,714 $265,000 $44,571 $273,000
Black 137 $15,675,000 $121,666 $294,000 $43,000 $440,000
Asian or Pacific Islander 110 $16,191,000 $100,750 $269,000 $50,750 $306,000
American Indian or Alaskan Native 8 $950,000 $110,666 $210,000 $39,666 $65,000
Other 1 $91,000 $91,000 $91,000 $28,000 $28,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 823 $91,890,000 $108,285 $318,000 $38,714 $210,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 791 $122,205,000 $188,000 $990,000 $74,333 $807,000
VA-guaranteed (Veterans Administration) 50 $7,164,000 $133,250 $215,000 $50,500 $134,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,474 $199,312,000 $189,000 $990,000 $70,090 $807,000
Application Withdrawn By Applicant 88 $10,747,000 $109,857 $323,000 $51,142 $273,000
Application Denied By Financial Institution 47 $5,113,000 $109,500 $198,000 $33,833 $80,000
Application Approved But Not Accepted 44 $4,744,000 $101,000 $379,000 $58,800 $680,000
File Closed For Incompleteness 11 $1,343,000 $118,750 $191,000 $42,500 $105,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 23 $2,352,000 $110,666 $161,000 $33,166 $63,000
Debt-To-Income Ratio 6 $715,000 $131,500 $198,000 $38,250 $59,000
Employment History 4 $417,000 $106,000 $117,000 $31,500 $36,000
Unverifiable Information 3 $440,000 $146,000 $168,000 $36,000 $49,000
Collateral 2 $215,000 $107,500 $130,000 $39,500 $53,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ccsf, LLC's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ccsf, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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