Cibm Bank Mortgage Lending & HMDA Data, 2022

In 2022, Cibm Bank of Brookfield, WI reported 888 mortgage applications totaling $233.8 million, down 61% from 2021. The average application was for $263,299, and applicants reported an average income of $114,695. 77% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville, IL (297), Milwaukee-Waukesha-West Allis, WI (104) and Elgin, IL (93) (applications in parentheses).

Mortgage Company & Address Cibm Bank
19601 West Bluemound Road
Brookfield, WI 53045
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 888
Total Mortgage Loan Application Amount $233,810,000
Average Mortgage Loan Application Amount $263,299
Highest Mortgage Loan Application Amount $6,805,000
Average Applicant Income $114,695
Highest Applicant Income $1,344,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cibm Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cibm Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 137 $ 38,305,000 $ 279,598 $ 113,000
DuPage, Illinois 91 $ 28,235,000 $ 310,274 $ 145,000
Sheboygan, Wisconsin 86 $ 15,460,000 $ 179,767 $ 91,000
Kane, Illinois 72 $ 19,510,000 $ 270,972 $ 125,000
Milwaukee, Wisconsin 66 $ 31,540,000 $ 477,878 $ 97,000
Marion, Indiana 48 $ 9,020,000 $ 187,916 $ 161,000
Lake, Illinois 45 $ 11,755,000 $ 261,222 $ 110,000
McHenry, Illinois 42 $ 10,210,000 $ 243,095 $ 96,000
Will, Illinois 27 $ 6,265,000 $ 232,037 $ 108,000
Hamilton, Indiana 19 $ 4,585,000 $ 241,315 $ 107,000
McLean, Illinois 17 $ 1,985,000 $ 116,764 $ 71,000
Lake, Indiana 17 $ 4,125,000 $ 242,647 $ 95,000
Waukesha, Wisconsin 17 $ 4,885,000 $ 287,352 $ 116,000
Vermilion, Illinois 14 $ 1,550,000 $ 110,714 $ 49,000
Kendall, Illinois 13 $ 3,395,000 $ 261,153 $ 112,000
Ozaukee, Wisconsin 12 $ 3,830,000 $ 319,166 $ 179,000
Ingham, Michigan 11 $ 1,815,000 $ 165,000 $ 68,000
Walworth, Wisconsin 11 $ 3,955,000 $ 359,545 $ 190,000
Washington, Wisconsin 9 $ 2,535,000 $ 281,666 $ 103,000
DeKalb, Illinois 8 $ 1,570,000 $ 196,250 $ 107,000
Macon, Illinois 7 $ 525,000 $ 75,000 $ 49,000
Eaton, Michigan 7 $ 1,085,000 $ 155,000 $ 91,000
Manitowoc, Wisconsin 7 $ 1,695,000 $ 242,142 $ 99,000
Peoria, Illinois 6 $ 730,000 $ 121,666 $ 44,000
Racine, Wisconsin 6 $ 1,190,000 $ 198,333 $ 91,000
Madison, Indiana 4 $ 260,000 $ 65,000 $ 86,000
Fond du Lac, Wisconsin 4 $ 930,000 $ 232,500 $ 77,000
Kenosha, Wisconsin 4 $ 1,380,000 $ 345,000 $ 112,000
Champaign, Illinois 3 $ 255,000 $ 85,000 $ 41,000
Piatt, Illinois 3 $ 525,000 $ 175,000 $ 112,000
Tazewell, Illinois 3 $ 225,000 $ 75,000 $ 71,000
Winnebago, Illinois 3 $ 375,000 $ 125,000 $ 72,000
Door, Wisconsin 3 $ 1,355,000 $ 451,666 $ 292,000
Orange, California 2 $ 470,000 $ 235,000 $ 52,000
Boone, Illinois 2 $ 400,000 $ 200,000 $ 111,000
Hendricks, Indiana 2 $ 430,000 $ 215,000 $ 62,000
Jasper, Indiana 2 $ 510,000 $ 255,000 $ 98,000
LaGrange, Indiana 2 $ 250,000 $ 125,000 $ 27,000
Porter, Indiana 2 $ 590,000 $ 295,000 $ 87,000
Kent, Michigan 2 $ 420,000 $ 210,000 $ 138,000
Macomb, Michigan 2 $ 630,000 $ 315,000 $ 130,000
Oakland, Michigan 2 $ 650,000 $ 325,000 $ 133,000
Calumet, Wisconsin 2 $ 320,000 $ 160,000 $ 81,000
Dodge, Wisconsin 2 $ 590,000 $ 295,000 $ 179,000
Vilas, Wisconsin 2 $ 660,000 $ 330,000 $ 204,000
Cullman, Alabama 1 $ 175,000 $ 175,000 $ 211,000
Maricopa, Arizona 1 $ 465,000 $ 465,000 $ 122,000
Los Angeles, California 1 $ 1,545,000 $ 1,545,000 $ 616,000
Garfield, Colorado 1 $ 335,000 $ 335,000 $ 76,000
Polk, Florida 1 $ 565,000 $ 565,000 $ 149,000
DeKalb, Georgia 1 $ 645,000 $ 645,000 $ 120,000
Coles, Illinois 1 $ 285,000 $ 285,000 $ 100,000
De Witt, Illinois 1 $ 195,000 $ 195,000 $ 71,000
Edgar, Illinois 1 $ 125,000 $ 125,000 $ 73,000
Kankakee, Illinois 1 $ 235,000 $ 235,000 $ 107,000
LaSalle, Illinois 1 $ 275,000 $ 275,000 $ 116,000
Logan, Illinois 1 $ 95,000 $ 95,000 $ 36,000
Marshall, Illinois 1 $ 35,000 $ 35,000 $ 113,000
Ogle, Illinois 1 $ 245,000 $ 245,000 $ 83,000
Sangamon, Illinois 1 $ 65,000 $ 65,000 $ 26,000
Williamson, Illinois 1 $ 155,000 $ 155,000 $ 82,000
Boone, Indiana 1 $ 175,000 $ 175,000 $ 37,000
Clark, Indiana 1 $ 215,000 $ 215,000 $ 49,000
Floyd, Indiana 1 $ 495,000 $ 495,000 $ 183,000
Grant, Indiana 1 $ 45,000 $ 45,000 $ 32,000
Henry, Indiana 1 $ 65,000 $ 65,000 $ 45,000
Johnson, Indiana 1 $ 385,000 $ 385,000 $ 108,000
Morgan, Indiana 1 $ 195,000 $ 195,000 $ 43,000
Vanderburgh, Indiana 1 $ 215,000 $ 215,000 $ 46,000
Clare, Michigan 1 $ 85,000 $ 85,000 $ 107,000
Clinton, Michigan 1 $ 155,000 $ 155,000 $ 29,000
Gratiot, Michigan 1 $ 105,000 $ 105,000 $ 78,000
Lenawee, Michigan 1 $ 365,000 $ 365,000 $ 172,000
Jefferson, Missouri 1 $ 85,000 $ 85,000 $ 40,000
Dona Ana, New Mexico 1 $ 475,000 $ 475,000 $ 376,000
Cumberland, Tennessee 1 $ 235,000 $ 235,000 $ 110,000
Sumner, Tennessee 1 $ 985,000 $ 985,000 $ 1,024,000
Marion, West Virginia 1 $ 45,000 $ 45,000 $ 76,000
Adams, Wisconsin 1 $ 255,000 $ 255,000 $ 155,000
Dane, Wisconsin 1 $ 315,000 $ 315,000 $ 136,000
Forest, Wisconsin 1 $ 65,000 $ 65,000 $ 78,000
Green Lake, Wisconsin 1 $ 555,000 $ 555,000 $ 233,000
Jefferson, Wisconsin 1 $ 435,000 $ 435,000 $ 308,000
Kewaunee, Wisconsin 1 $ 645,000 $ 645,000 $ 260,000
Marinette, Wisconsin 1 $ 195,000 $ 195,000 $ 157,000
Waupaca, Wisconsin 1 $ 95,000 $ 95,000 $ 51,000
Waushara, Wisconsin 1 $ 505,000 $ 505,000 $ 744,000

Mortgage Loan Application Detail Totals for Cibm Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 692 $170,460,000 $246,000 $1,055,000 $114,000 $1,064,000
Cash-out Refinancing 80 $33,620,000 $420,000 $6,805,000 $119,000 $744,000
Refinancing 78 $24,200,000 $310,000 $5,505,000 $119,000 $1,344,000
Other Purpose 20 $3,630,000 $181,000 $755,000 $127,000 $308,000
Home Improvement 18 $1,900,000 $105,000 $345,000 $90,000 $244,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 638 $155,150,000 $243,000 $1,545,000 $120,000 $1,024,000
Hispanic 96 $22,060,000 $229,000 $565,000 $102,000 $1,064,000
Black or African American 79 $22,035,000 $278,000 $5,505,000 $101,000 $1,344,000
Asian 40 $8,380,000 $209,000 $385,000 $92,000 $248,000
Not Provided 17 $4,765,000 $280,000 $1,055,000 $123,000 $373,000
Not applicable 7 $18,555,000 $2,650,000 $6,805,000 $0 $0
Native Hawaiian or Other Pacific Islander 2 $1,040,000 $520,000 $755,000 $143,000 $206,000
American Indian or Alaskan Native 1 $65,000 $65,000 $65,000 $62,000 $62,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 776 $209,320,000 $269,000 $6,805,000 $120,000 $1,344,000
FHA-insured (Federal Housing Administration) 92 $18,950,000 $205,000 $445,000 $76,000 $201,000
VA-guaranteed (Veterans Administration) 18 $5,090,000 $282,000 $635,000 $86,000 $164,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $450,000 $225,000 $285,000 $86,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 684 $179,910,000 $263,000 $6,805,000 $118,000 $1,344,000
Application Withdrawn By Applicant 162 $45,750,000 $282,000 $5,505,000 $112,000 $1,024,000
Application Denied By Financial Institution 29 $5,655,000 $195,000 $625,000 $81,000 $221,000
Application Approved But Not Accepted 7 $1,585,000 $226,000 $545,000 $99,000 $203,000
File Closed For Incompleteness 6 $910,000 $151,000 $365,000 $54,000 $77,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 859 $228,155,000 $265,000 $6,805,000 $116,000 $1,344,000
Debt-To-Income Ratio 9 $2,165,000 $240,000 $625,000 $96,000 $221,000
Collateral 5 $995,000 $199,000 $235,000 $73,000 $99,000
Credit History 5 $535,000 $107,000 $185,000 $80,000 $154,000
Credit Application Incomplete 4 $800,000 $200,000 $315,000 $87,000 $103,000
Unverifiable Information 3 $515,000 $171,000 $205,000 $36,000 $53,000
Other 2 $460,000 $230,000 $415,000 $106,000 $136,000
Employment History 1 $185,000 $185,000 $185,000 $50,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cibm Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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