Cibm Bank Mortgage Lending & HMDA Data, 2025

In 2025, Cibm Bank of Brookfield, WI reported 765 mortgage applications totaling $276.9 million, down 31% from 2024. The average application was for $361,915, and applicants reported an average income of $156,573. 73% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville, IL (240), Milwaukee-Waukesha-West Allis, WI (145) and Elgin, IL (54) (applications in parentheses).

Mortgage Company & Address Cibm Bank
19601 West Bluemound Road
Brookfield, WI 53045
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 765
Total Mortgage Loan Application Amount $276,865,000
Average Mortgage Loan Application Amount $361,915
Highest Mortgage Loan Application Amount $6,005,000
Average Applicant Income $156,573
Highest Applicant Income $5,087,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cibm Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cibm Bank by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville, IL 240 $ 93,730,000 $ 390,541 $ 152,000
Milwaukee-Waukesha-West Allis, WI 145 $ 66,545,000 $ 458,931 $ 171,000
Elgin, IL 54 $ 16,680,000 $ 308,888 $ 125,000
Lake County-Kenosha County, IL-WI 51 $ 14,935,000 $ 292,843 $ 130,000
Sheboygan, WI 51 $ 10,685,000 $ 209,509 $ 89,000
Outside any metro area 49 $ 16,865,000 $ 344,183 $ 185,081
Peoria, IL 33 $ 4,155,000 $ 125,909 $ 75,000
Lake County-Porter County-Jasper County, IN 23 $ 6,305,000 $ 274,130 $ 107,000
Lakewood-New Brunswick, NJ 10 $ 4,760,000 $ 476,000 $ 165,000
Indianapolis-Carmel-Anderson, IN 9 $ 2,275,000 $ 252,777 $ 174,000
New York-Jersey City-White Plains, NY-NJ 7 $ 5,305,000 $ 757,857 $ 336,000
Trenton, NJ 7 $ 4,235,000 $ 605,000 $ 281,000
Appleton, WI 6 $ 1,480,000 $ 246,666 $ 105,000
Champaign-Urbana, IL 6 $ 1,020,000 $ 170,000 $ 70,000
Phoenix-Mesa-Scottsdale, AZ 6 $ 3,110,000 $ 518,333 $ 1,014,000
Providence-Warwick, RI-MA 6 $ 2,600,000 $ 433,333 $ 128,000
Springfield, MA 5 $ 1,315,000 $ 263,000 $ 68,000
Kenosha, WI 4 $ 910,000 $ 227,500 $ 109,000
Cape Coral-Fort Myers, FL 3 $ 2,335,000 $ 778,333 $ 540,000
Fond Du Lac, WI 3 $ 835,000 $ 278,333 $ 101,000
Nashville-Davidson--Murfreesboro--Franklin, TN 3 $ 1,265,000 $ 421,666 $ 142,000
Racine, WI 3 $ 1,085,000 $ 361,666 $ 125,000
Rockford, IL 3 $ 455,000 $ 151,666 $ 43,000
Worcester, MA-CT 3 $ 1,195,000 $ 398,333 $ 159,000
Dayton-Springfield-Kettering, OH 2 $ 310,000 $ 155,000 $ 54,000
Fort Worth-Arlington, TX 2 $ 650,000 $ 325,000 $ 148,000
Madison, WI 2 $ 750,000 $ 375,000 $ 201,000
Naples-Immokalee-Marco Island, FL 2 $ 460,000 $ 230,000 $ 209,000
Newark, NJ-PA 2 $ 1,340,000 $ 670,000 $ 179,000
Ann Arbor, MI 1 $ 255,000 $ 255,000 $ 143,000
Atlanta-Sandy Springs-Roswell, GA 1 $ 465,000 $ 465,000 $ 164,000
Augusta-Richmond County, GA-SC 1 $ 325,000 $ 325,000 $ 107,000
Bloomington, IL 1 $ 115,000 $ 115,000 $ 197,000
Camden, NJ 1 $ 295,000 $ 295,000 $ 110,000
Charleston-North Charleston, SC 1 $ 505,000 $ 505,000 $ 181,000
Columbus, OH 1 $ 265,000 $ 265,000 $ 247,000
Dallas-Plano-Irving, TX 1 $ 445,000 $ 445,000 $ 172,000
Decatur, IL 1 $ 125,000 $ 125,000 $ 41,000
Denver-Aurora-Lakewood, CO 1 $ 585,000 $ 585,000 $ 270,000
Grand Rapids-Wyoming, MI 1 $ 385,000 $ 385,000 $ 504,000
Hartford-West Hartford-East Hartford, CT 1 $ 295,000 $ 295,000 $ 200,000
Houston-The Woodlands-Sugar Land, TX 1 $ 805,000 $ 805,000 $ 523,000
Johnson City, TN 1 $ 275,000 $ 275,000 $ 80,000
Kansas City, MO-KS 1 $ 395,000 $ 395,000 $ 190,000
Los Angeles-Long Beach-Glendale, CA 1 $ 575,000 $ 575,000 $ 221,000
Memphis, TN-MS-AR 1 $ 365,000 $ 365,000 $ 120,000
Michigan City-La Porte, IN 1 $ 175,000 $ 175,000 $ 105,000
Niles-Benton Harbor, MI 1 $ 175,000 $ 175,000 $ 74,000
Orlando-Kissimmee-Sanford, FL 1 $ 765,000 $ 765,000 $ 425,000
Richmond, VA 1 $ 385,000 $ 385,000 $ 171,000
South Bend-Mishawaka, IN-MI 1 $ 595,000 $ 595,000 $ 245,000
St. Petersburg-Clearwater-Largo, FL 1 $ 135,000 $ 135,000 $ 294,000
Wausau, WI 1 $ 235,000 $ 235,000 $ 160,000
West Palm Beach-Boca Raton-Delray Beach, FL 1 $ 335,000 $ 335,000 $ 110,000

Mortgage Loan Application Detail Totals for Cibm Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 584 $192,880,000 $330,000 $5,385,000 $143,000 $1,844,000
Refinancing 134 $52,850,000 $394,000 $2,955,000 $209,000 $5,087,000
Cash-out Refinancing 39 $23,985,000 $615,000 $5,965,000 $185,000 $628,000
Other Purpose 7 $1,145,000 $163,000 $405,000 $127,000 $211,000
Home Improvement 1 $6,005,000 $6,005,000 $6,005,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 500 $165,490,000 $330,000 $2,075,000 $148,000 $1,331,000
Hispanic 101 $28,565,000 $282,000 $805,000 $129,000 $772,000
Not Provided 73 $28,415,000 $389,000 $1,245,000 $262,000 $5,087,000
Asian 42 $20,500,000 $488,000 $1,035,000 $204,000 $600,000
Black or African American 39 $10,355,000 $265,000 $845,000 $84,000 $250,000
Not applicable 6 $23,200,000 $3,866,000 $6,005,000 $0 $0
Native Hawaiian or Other Pacific Islander 4 $340,000 $85,000 $165,000 $51,000 $59,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 642 $236,280,000 $368,000 $6,005,000 $166,000 $5,087,000
FHA-insured (Federal Housing Administration) 92 $26,320,000 $286,000 $925,000 $95,000 $275,000
VA-guaranteed (Veterans Administration) 28 $13,390,000 $478,000 $725,000 $128,000 $238,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $875,000 $291,000 $425,000 $109,000 $148,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 557 $202,245,000 $363,000 $6,005,000 $149,000 $1,331,000
Application Withdrawn By Applicant 152 $57,310,000 $377,000 $1,505,000 $167,000 $1,844,000
Application Denied By Financial Institution 27 $7,085,000 $262,000 $1,365,000 $94,000 $446,000
File Closed For Incompleteness 22 $8,760,000 $398,000 $715,000 $347,000 $5,087,000
Application Approved But Not Accepted 6 $1,270,000 $211,000 $355,000 $88,000 $126,000
Preapproval Denied by Financial Institution 1 $195,000 $195,000 $195,000 $118,000 $118,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 737 $269,585,000 $365,000 $6,005,000 $158,000 $5,087,000
Debt-To-Income Ratio 12 $2,950,000 $245,000 $495,000 $81,000 $172,000
Collateral 7 $2,255,000 $322,000 $1,365,000 $137,000 $446,000
Other 4 $1,050,000 $262,000 $345,000 $97,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 2 $470,000 $235,000 $285,000 $76,000 $85,000
Credit History 2 $310,000 $155,000 $205,000 $47,000 $57,000
Unverifiable Information 1 $245,000 $245,000 $245,000 $95,000 $95,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cibm Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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