Cibm Bank Mortgage Lending & HMDA Data, 2024

In 2024, Cibm Bank of Brookfield, WI reported 1,107 mortgage applications totaling $343.2 million, down 10% from 2023. The average application was for $310,058, and applicants reported an average income of $142,273. 73% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville, IL (332), Milwaukee-Waukesha-West Allis, WI (98) and Peoria, IL (74) (applications in parentheses).

Mortgage Company & Address Cibm Bank
19601 West Bluemound Road
Brookfield, WI 53045
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,107
Total Mortgage Loan Application Amount $343,235,000
Average Mortgage Loan Application Amount $310,058
Highest Mortgage Loan Application Amount $4,505,000
Average Applicant Income $142,273
Highest Applicant Income $3,192,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cibm Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cibm Bank by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville, IL 332 $ 101,920,000 $ 306,987 $ 145,000
Outside any metro area 99 $ 25,285,000 $ 255,404 $ 133,959
Milwaukee-Waukesha-West Allis, WI 98 $ 40,490,000 $ 413,163 $ 135,000
Peoria, IL 74 $ 9,230,000 $ 124,729 $ 79,000
Elgin, IL 65 $ 20,695,000 $ 318,384 $ 146,000
Sheboygan, WI 57 $ 13,325,000 $ 233,771 $ 107,000
Lake County-Kenosha County, IL-WI 39 $ 9,325,000 $ 239,102 $ 120,000
Providence-Warwick, RI-MA 34 $ 11,230,000 $ 330,294 $ 150,117
Lakewood-New Brunswick, NJ 27 $ 14,015,000 $ 519,074 $ 305,000
Springfield, MA 26 $ 6,440,000 $ 247,692 $ 90,000
Worcester, MA-CT 23 $ 9,185,000 $ 399,347 $ 196,000
Indianapolis-Carmel-Anderson, IN 19 $ 5,265,000 $ 277,105 $ 110,000
Lake County-Porter County-Jasper County, IN 18 $ 5,580,000 $ 310,000 $ 108,000
Newark, NJ-PA 18 $ 7,860,000 $ 436,666 $ 181,000
Rockford, IL 10 $ 1,560,000 $ 156,000 $ 119,000
Champaign-Urbana, IL 9 $ 1,295,000 $ 143,888 $ 58,000
Racine, WI 9 $ 2,575,000 $ 286,111 $ 239,000
Boston, MA 8 $ 3,950,000 $ 493,750 $ 160,000
Appleton, WI 7 $ 1,415,000 $ 202,142 $ 79,000
Cape Coral-Fort Myers, FL 7 $ 2,205,000 $ 315,000 $ 119,000
New York-Jersey City-White Plains, NY-NJ 7 $ 4,585,000 $ 655,000 $ 194,000
Allentown-Bethlehem-Easton, PA-NJ 6 $ 2,720,000 $ 453,333 $ 191,500
North Port-Sarasota-Bradenton, FL 6 $ 1,120,000 $ 186,666 $ 151,000
Springfield, IL 6 $ 890,000 $ 148,333 $ 75,000
Trenton, NJ 6 $ 3,030,000 $ 505,000 $ 191,000
Fond Du Lac, WI 5 $ 1,235,000 $ 247,000 $ 103,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 5 $ 3,555,000 $ 711,000 $ 308,000
Kenosha, WI 4 $ 1,220,000 $ 305,000 $ 103,000
Naples-Immokalee-Marco Island, FL 4 $ 2,610,000 $ 652,500 $ 537,000
Orlando-Kissimmee-Sanford, FL 4 $ 1,920,000 $ 480,000 $ 184,000
Phoenix-Mesa-Scottsdale, AZ 4 $ 2,160,000 $ 540,000 $ 647,000
Amherst Town-Northampton, MA 3 $ 895,000 $ 298,333 $ 85,000
Barnstable Town, MA 3 $ 615,000 $ 205,000 $ 87,000
Bloomington, IL 3 $ 455,000 $ 151,666 $ 189,000
Charlotte-Concord-Gastonia, NC-SC 3 $ 915,000 $ 305,000 $ 186,333
Hartford-West Hartford-East Hartford, CT 3 $ 975,000 $ 325,000 $ 109,000
Nashville-Davidson--Murfreesboro--Franklin, TN 3 $ 1,085,000 $ 361,666 $ 179,000
Tampa, FL 3 $ 735,000 $ 245,000 $ 136,000
Winston-Salem, NC 3 $ 1,115,000 $ 371,666 $ 121,000
Cambridge-Newton-Framingham, MA 2 $ 780,000 $ 390,000 $ 99,000
Cincinnati, OH-KY-IN 2 $ 540,000 $ 270,000 $ 143,000
Dover, DE 2 $ 770,000 $ 385,000 $ 97,000
Grand Rapids-Wyoming, MI 2 $ 450,000 $ 225,000 $ 200,000
Oshkosh-Neenah, WI 2 $ 440,000 $ 220,000 $ 109,000
Salinas, CA 2 $ 810,000 $ 405,000 $ 170,000
Seattle-Bellevue-Everett, WA 2 $ 3,050,000 $ 1,525,000 $ 502,000
Wausau, WI 2 $ 660,000 $ 330,000 $ 211,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 450,000 $ 225,000 $ 74,000
Atlanta-Sandy Springs-Roswell, GA 1 $ 195,000 $ 195,000 $ 60,000
Augusta-Richmond County, GA-SC 1 $ 325,000 $ 325,000 $ 107,000
Austin-Round Rock, TX 1 $ 285,000 $ 285,000 $ 85,000
Camden, NJ 1 $ 285,000 $ 285,000 $ 141,000
Colorado Springs, CO 1 $ 325,000 $ 325,000 $ 90,000
Dallas-Plano-Irving, TX 1 $ 375,000 $ 375,000 $ 238,000
Davenport-Moline-Rock Island, IA-IL 1 $ 75,000 $ 75,000 $ 25,000
Dayton-Springfield-Kettering, OH 1 $ 155,000 $ 155,000 $ 72,000
Decatur, IL 1 $ 205,000 $ 205,000 $ 205,000
Gainesville, GA 1 $ 2,795,000 $ 2,795,000 $ 655,000
Green Bay, WI 1 $ 275,000 $ 275,000 $ 65,000
Houston-The Woodlands-Sugar Land, TX 1 $ 135,000 $ 135,000 $ 58,000
Iowa City, IA 1 $ 615,000 $ 615,000 $ 277,000
Kankakee, IL 1 $ 175,000 $ 175,000 $ 63,000
Los Angeles-Long Beach-Glendale, CA 1 $ 575,000 $ 575,000 $ 204,000
Michigan City-La Porte, IN 1 $ 205,000 $ 205,000 $ 43,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 175,000 $ 175,000 $ 80,000
Niles-Benton Harbor, MI 1 $ 105,000 $ 105,000 $ 156,000
Norwich-New London, CT 1 $ 225,000 $ 225,000 $ 59,000
Oakland-Hayward-Berkeley, CA 1 $ 685,000 $ 685,000 $ 188,000
Ocala, FL 1 $ 195,000 $ 195,000 $ 66,000
Pensacola-Ferry Pass-Brent, FL 1 $ 185,000 $ 185,000 $ 77,000
Riverside-San Bernardino-Ontario, CA 1 $ 545,000 $ 545,000 $ 156,000
South Bend-Mishawaka, IN-MI 1 $ 355,000 $ 355,000 $ 0
St. Petersburg-Clearwater-Largo, FL 1 $ 355,000 $ 355,000 $ 168,000
Warner Robins, GA 1 $ 155,000 $ 155,000 $ 116,000
Wichita, KS 1 $ 245,000 $ 245,000 $ 114,000
Wilmington, NC 1 $ 335,000 $ 335,000 $ 101,000
Youngstown-Warren-Boardman, OH-PA 1 $ 45,000 $ 45,000 $ 49,000

Mortgage Loan Application Detail Totals for Cibm Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 925 $286,245,000 $309,000 $4,505,000 $143,000 $3,192,000
Cash-out Refinancing 104 $26,750,000 $257,000 $875,000 $130,000 $658,000
Refinancing 68 $23,990,000 $352,000 $1,055,000 $143,000 $1,086,000
Other Purpose 9 $2,545,000 $282,000 $765,000 $204,000 $768,000
Home Improvement 1 $3,705,000 $3,705,000 $3,705,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 745 $220,445,000 $295,000 $2,795,000 $147,000 $3,192,000
Hispanic 157 $41,225,000 $262,000 $1,035,000 $104,000 $716,000
Not Provided 76 $27,370,000 $360,000 $1,095,000 $168,000 $1,040,000
Black or African American 61 $14,505,000 $237,000 $715,000 $100,000 $340,000
Asian 60 $28,610,000 $476,000 $1,525,000 $195,000 $694,000
Not applicable 5 $10,555,000 $2,111,000 $4,505,000 $0 $0
American Indian or Alaskan Native 3 $525,000 $175,000 $195,000 $111,000 $150,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 912 $287,240,000 $314,000 $4,505,000 $152,000 $3,192,000
FHA-insured (Federal Housing Administration) 152 $40,900,000 $269,000 $645,000 $96,000 $268,000
VA-guaranteed (Veterans Administration) 39 $14,415,000 $369,000 $675,000 $100,000 $249,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $680,000 $170,000 $215,000 $74,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 811 $255,405,000 $314,000 $4,505,000 $147,000 $3,192,000
Application Withdrawn By Applicant 210 $64,310,000 $306,000 $1,805,000 $135,000 $800,000
Application Denied By Financial Institution 41 $12,375,000 $301,000 $1,525,000 $117,000 $502,000
Loan Purchased By The Institution 21 $4,445,000 $211,000 $465,000 $79,000 $204,000
File Closed For Incompleteness 18 $5,190,000 $288,000 $875,000 $162,000 $658,000
Application Approved But Not Accepted 6 $1,510,000 $251,000 $305,000 $129,000 $268,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,066 $330,860,000 $310,000 $4,505,000 $144,000 $3,192,000
Debt-To-Income Ratio 13 $3,695,000 $284,000 $715,000 $86,000 $210,000
Other 9 $3,275,000 $363,000 $1,525,000 $204,000 $502,000
Collateral 7 $2,485,000 $355,000 $1,035,000 $121,000 $341,000
Credit History 5 $1,285,000 $257,000 $645,000 $99,000 $231,000
Employment History 3 $595,000 $198,000 $305,000 $51,000 $58,000
Insufficient Cash (Downpayment, Closing Cost) 2 $260,000 $130,000 $145,000 $59,000 $79,000
Unverifiable Information 2 $780,000 $390,000 $565,000 $115,000 $159,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cibm Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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