Stride Bank, National Association Mortgage Lending & HMDA Data, 2024
In 2024, Stride Bank, National Association of Enid, OK reported 2,770 mortgage applications totaling $833.9 million, up 90% from 2023. The average application was for $301,057, and applicants reported an average income of $130,808. 56% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Oklahoma City, OK (906), Tulsa, OK (372) and Kansas City, MO-KS (206) (applications in parentheses).
| Mortgage Company & Address | Stride Bank, National Association 324 West Broadway Avenue Enid, OK 73701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2003 |
| Total Number of Mortgage Applications | 2,770 |
| Total Mortgage Loan Application Amount | $833,930,000 |
| Average Mortgage Loan Application Amount | $301,057 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $130,808 |
| Highest Applicant Income | $1,834,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stride Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma City, OK | 906 | $ 260,730,000 | $ 287,781 | $ 129,000 |
| Outside any metro area | 385 | $ 77,705,000 | $ 201,831 | $ 105,272 |
| Tulsa, OK | 372 | $ 109,730,000 | $ 294,973 | $ 144,000 |
| Kansas City, MO-KS | 206 | $ 59,920,000 | $ 290,873 | $ 133,000 |
| New York-Jersey City-White Plains, NY-NJ | 41 | $ 27,585,000 | $ 672,804 | $ 0 |
| Nassau County-Suffolk County, NY | 31 | $ 21,495,000 | $ 693,387 | $ 0 |
| Seattle-Bellevue-Everett, WA | 29 | $ 21,315,000 | $ 735,000 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 28 | $ 10,630,000 | $ 379,642 | $ 212,000 |
| Orlando-Kissimmee-Sanford, FL | 26 | $ 9,050,000 | $ 348,076 | $ 0 |
| Dallas-Plano-Irving, TX | 24 | $ 8,970,000 | $ 373,750 | $ 221,000 |
| Austin-Round Rock, TX | 21 | $ 8,455,000 | $ 402,619 | $ 225,000 |
| Enid, OK | 21 | $ 3,575,000 | $ 170,238 | $ 166,000 |
| Lawton, OK | 18 | $ 2,840,000 | $ 157,777 | $ 96,000 |
| Chattanooga, TN-GA | 15 | $ 2,745,000 | $ 183,000 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 15 | $ 4,835,000 | $ 322,333 | $ 105,000 |
| Cleveland, OH | 14 | $ 2,300,000 | $ 164,285 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 13 | $ 3,795,000 | $ 291,923 | $ 0 |
| Tucson, AZ | 13 | $ 5,795,000 | $ 445,769 | $ 240,000 |
| Columbus, OH | 12 | $ 2,260,000 | $ 188,333 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 6,020,000 | $ 501,666 | $ 117,000 |
| San Antonio-New Braunfels, TX | 11 | $ 3,335,000 | $ 303,181 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 10 | $ 2,260,000 | $ 226,000 | $ 0 |
| Camden, NJ | 10 | $ 2,650,000 | $ 265,000 | $ 0 |
| Everett, WA | 10 | $ 5,490,000 | $ 549,000 | $ 0 |
| Philadelphia, PA | 10 | $ 3,450,000 | $ 345,000 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 9 | $ 1,455,000 | $ 161,666 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 9 | $ 5,675,000 | $ 630,555 | $ 92,000 |
| Lubbock, TX | 9 | $ 1,945,000 | $ 216,111 | $ 38,000 |
| Newark, NJ-PA | 9 | $ 4,705,000 | $ 522,777 | $ 0 |
| Syracuse, NY | 9 | $ 1,845,000 | $ 205,000 | $ 0 |
| Tacoma-Lakewood, WA | 9 | $ 3,865,000 | $ 429,444 | $ 117,000 |
| Atlanta-Sandy Springs-Roswell, GA | 8 | $ 2,480,000 | $ 310,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 8 | $ 2,990,000 | $ 373,750 | $ 0 |
| Baton Rouge, LA | 8 | $ 980,000 | $ 122,500 | $ 0 |
| Jacksonville, FL | 8 | $ 1,900,000 | $ 237,500 | $ 353,000 |
| Pittsburgh, PA | 8 | $ 1,590,000 | $ 198,750 | $ 0 |
| St. Joseph, MO-KS | 8 | $ 1,550,000 | $ 193,750 | $ 69,000 |
| St. Louis, MO-IL | 8 | $ 1,880,000 | $ 235,000 | $ 132,000 |
| Wichita Falls, TX | 8 | $ 1,500,000 | $ 187,500 | $ 0 |
| Albany-Schenectady-Troy, NY | 7 | $ 1,445,000 | $ 206,428 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 2,625,000 | $ 375,000 | $ 0 |
| Mobile, AL | 7 | $ 925,000 | $ 132,142 | $ 0 |
| Tampa, FL | 7 | $ 3,585,000 | $ 512,142 | $ 119,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 2,780,000 | $ 463,333 | $ 143,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 2,190,000 | $ 365,000 | $ 150,000 |
| Lake County-Porter County-Jasper County, IN | 6 | $ 1,080,000 | $ 180,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 6 | $ 2,900,000 | $ 483,333 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,260,000 | $ 210,000 | $ 104,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 3,160,000 | $ 526,666 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 730,000 | $ 121,666 | $ 0 |
| Charlottesville, VA | 5 | $ 1,905,000 | $ 381,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 5 | $ 1,525,000 | $ 305,000 | $ 119,000 |
| Lawrence, KS | 5 | $ 1,525,000 | $ 305,000 | $ 105,000 |
| Lynchburg, VA | 5 | $ 695,000 | $ 139,000 | $ 0 |
| Memphis, TN-MS-AR | 5 | $ 3,205,000 | $ 641,000 | $ 0 |
| Montgomery, AL | 5 | $ 1,565,000 | $ 313,000 | $ 95,000 |
| St. Petersburg-Clearwater-Largo, FL | 5 | $ 2,095,000 | $ 419,000 | $ 0 |
| Waco, TX | 5 | $ 1,055,000 | $ 211,000 | $ 68,000 |
| Arlington-Alexandria-Reston, VA-WV | 4 | $ 2,450,000 | $ 612,500 | $ 165,000 |
| Brownsville-Harlingen, TX | 4 | $ 620,000 | $ 155,000 | $ 65,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 920,000 | $ 230,000 | $ 79,000 |
| Dover, DE | 4 | $ 930,000 | $ 232,500 | $ 0 |
| Fort Worth-Arlington, TX | 4 | $ 1,590,000 | $ 397,500 | $ 155,000 |
| Lakewood-New Brunswick, NJ | 4 | $ 6,590,000 | $ 1,647,500 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 950,000 | $ 237,500 | $ 130,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 600,000 | $ 150,000 | $ 0 |
| New Haven-Milford, CT | 4 | $ 1,190,000 | $ 297,500 | $ 0 |
| New Orleans-Metairie, LA | 4 | $ 1,210,000 | $ 302,500 | $ 0 |
| Ocala, FL | 4 | $ 630,000 | $ 157,500 | $ 91,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 2,330,000 | $ 582,500 | $ 0 |
| San Diego-Carlsbad, CA | 4 | $ 3,060,000 | $ 765,000 | $ 0 |
| Spartanburg, SC | 4 | $ 810,000 | $ 202,500 | $ 0 |
| Springfield, MO | 4 | $ 1,130,000 | $ 282,500 | $ 108,000 |
| Waterbury-Shelton, CT | 4 | $ 1,450,000 | $ 362,500 | $ 0 |
| Waterloo-Cedar Falls, IA | 4 | $ 690,000 | $ 172,500 | $ 124,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 1,300,000 | $ 325,000 | $ 0 |
| Akron, OH | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Amarillo, TX | 3 | $ 775,000 | $ 258,333 | $ 0 |
| Baltimore-Columbia-Towson, MD | 3 | $ 1,305,000 | $ 435,000 | $ 335,000 |
| Birmingham-Hoover, AL | 3 | $ 915,000 | $ 305,000 | $ 138,000 |
| Cincinnati, OH-KY-IN | 3 | $ 1,065,000 | $ 355,000 | $ 0 |
| Corpus Christi, TX | 3 | $ 365,000 | $ 121,666 | $ 0 |
| Dayton-Springfield-Kettering, OH | 3 | $ 435,000 | $ 145,000 | $ 52,000 |
| Fort Wayne, IN | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 565,000 | $ 188,333 | $ 72,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 775,000 | $ 258,333 | $ 0 |
| Huntsville, AL | 3 | $ 805,000 | $ 268,333 | $ 121,000 |
| Kennewick-Richland, WA | 3 | $ 805,000 | $ 268,333 | $ 0 |
| Knoxville, TN | 3 | $ 835,000 | $ 278,333 | $ 0 |
| Macon-Bibb County, GA | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 1,285,000 | $ 428,333 | $ 340,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 1,845,000 | $ 615,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 905,000 | $ 301,666 | $ 0 |
| Prescott Valley-Prescott, AZ | 3 | $ 955,000 | $ 318,333 | $ 59,000 |
| Richmond, VA | 3 | $ 785,000 | $ 261,666 | $ 95,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 975,000 | $ 325,000 | $ 0 |
| Toledo, OH | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 1,085,000 | $ 361,666 | $ 310,000 |
| Wilmington, NC | 3 | $ 1,105,000 | $ 368,333 | $ 171,000 |
| Abilene, TX | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Albuquerque, NM | 2 | $ 660,000 | $ 330,000 | $ 105,000 |
| Appleton, WI | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Bakersfield, CA | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Bay City, MI | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Binghamton, NY | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Boise City, ID | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Boston, MA | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Bremerton-Silverdale, WA | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Cedar Rapids, IA | 2 | $ 1,120,000 | $ 560,000 | $ 170,000 |
| Charleston-North Charleston, SC | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Clarksville, TN-KY | 2 | $ 430,000 | $ 215,000 | $ 96,000 |
| Colorado Springs, CO | 2 | $ 480,000 | $ 240,000 | $ 134,000 |
| Columbia, SC | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Columbus, GA-AL | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Eugene, OR | 2 | $ 1,240,000 | $ 620,000 | $ 0 |
| Evansville, IN-KY | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Fayetteville, NC | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Fresno, CA | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Great Falls, MT | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Greenville, NC | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Killeen-Temple, TX | 2 | $ 200,000 | $ 100,000 | $ 59,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Lakeland-Winter Haven, FL | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Marietta, GA | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 1,120,000 | $ 560,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 690,000 | $ 345,000 | $ 114,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 1,250,000 | $ 625,000 | $ 105,000 |
| Salisbury, MD-DE | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Savannah, GA | 2 | $ 620,000 | $ 310,000 | $ 271,000 |
| Topeka, KS | 2 | $ 670,000 | $ 335,000 | $ 92,000 |
| Trenton, NJ | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Wilmington, DE-MD-NJ | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Yakima, WA | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Alexandria, LA | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Asheville, NC | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Battle Creek, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bloomington, IL | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Bowling Green, KY | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Carson City, NV | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Chicago-Naperville, IL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Chico, CA | 1 | $ 425,000 | $ 425,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 645,000 | $ 645,000 | $ 0 |
| El Paso, TX | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Elkhart-Goshen, IN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fort Collins, CO | 1 | $ 525,000 | $ 525,000 | $ 108,000 |
| Fort Smith, AR-OK | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Gainesville, FL | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Green Bay, WI | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 165,000 | $ 165,000 | $ 177,000 |
| Homosassa Springs, FL | 1 | $ 495,000 | $ 495,000 | $ 98,000 |
| Hot Springs, AR | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Jackson, MS | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Jackson, TN | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jacksonville, NC | 1 | $ 1,235,000 | $ 1,235,000 | $ 0 |
| Jefferson City, MO | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Joplin, MO | 1 | $ 155,000 | $ 155,000 | $ 414,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 1,535,000 | $ 1,535,000 | $ 0 |
| Kingston, NY | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Las Cruces, NM | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lexington Park, MD | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Madison, WI | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Merced, CA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Morristown, TN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 2,975,000 | $ 2,975,000 | $ 0 |
| Olympia-Tumwater, WA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Port St. Lucie, FL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 425,000 | $ 425,000 | $ 208,000 |
| Punta Gorda, FL | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Raleigh, NC | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Reading, PA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Reno, NV | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Rockford, IL | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Rome, GA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Saginaw, MI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Santa Fe, NM | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 265,000 | $ 265,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Stockton-Lodi, CA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Tyler, TX | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Valdosta, GA | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Washington, DC-MD | 1 | $ 445,000 | $ 445,000 | $ 143,000 |
| Wenatchee, WA | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Wichita, KS | 1 | $ 325,000 | $ 325,000 | $ 164,000 |
| Worcester, MA-CT | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| York-Hanover, PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
Mortgage Loan Application Detail Totals for Stride Bank, National Association in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,059 | $605,775,000 | $294,000 | $2,815,000 | $129,000 | $1,824,000 |
| Cash-out Refinancing | 475 | $149,635,000 | $315,000 | $3,505,000 | $135,000 | $1,834,000 |
| Refinancing | 214 | $72,970,000 | $340,000 | $2,195,000 | $142,000 | $512,000 |
| Other Purpose | 14 | $4,500,000 | $321,000 | $2,335,000 | $111,000 | $309,000 |
| Home Improvement | 7 | $825,000 | $117,000 | $255,000 | $76,000 | $110,000 |
| Not Applicable | 1 | $225,000 | $225,000 | $225,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,191 | $331,745,000 | $278,000 | $1,405,000 | $132,000 | $1,611,000 |
| Not applicable | 871 | $306,445,000 | $351,000 | $3,505,000 | $0 | $0 |
| Hispanic | 207 | $52,075,000 | $251,000 | $975,000 | $105,000 | $801,000 |
| Not Provided | 204 | $60,910,000 | $298,000 | $865,000 | $157,000 | $1,834,000 |
| Black or African American | 104 | $31,450,000 | $302,000 | $645,000 | $110,000 | $271,000 |
| American Indian or Alaskan Native | 96 | $22,580,000 | $235,000 | $655,000 | $117,000 | $414,000 |
| Asian | 91 | $26,875,000 | $295,000 | $1,485,000 | $130,000 | $570,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,850,000 | $308,000 | $465,000 | $114,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,923 | $598,975,000 | $311,000 | $3,505,000 | $149,000 | $1,834,000 |
| FHA-insured (Federal Housing Administration) | 555 | $143,665,000 | $258,000 | $505,000 | $102,000 | $670,000 |
| VA-guaranteed (Veterans Administration) | 253 | $84,845,000 | $335,000 | $1,305,000 | $118,000 | $364,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $6,445,000 | $165,000 | $315,000 | $72,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,540 | $427,790,000 | $277,000 | $1,405,000 | $128,000 | $1,824,000 |
| Loan Purchased By The Institution | 796 | $287,060,000 | $360,000 | $3,505,000 | $0 | $0 |
| Application Withdrawn By Applicant | 356 | $99,870,000 | $280,000 | $1,485,000 | $141,000 | $1,834,000 |
| Application Denied By Financial Institution | 66 | $17,190,000 | $260,000 | $1,325,000 | $103,000 | $450,000 |
| Application Approved But Not Accepted | 12 | $2,020,000 | $168,000 | $315,000 | $66,000 | $122,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,704 | $816,740,000 | $302,000 | $3,505,000 | $130,000 | $1,834,000 |
| Debt-To-Income Ratio | 29 | $7,955,000 | $274,000 | $725,000 | $77,000 | $248,000 |
| Credit History | 16 | $3,860,000 | $241,000 | $1,185,000 | $128,000 | $450,000 |
| Collateral | 8 | $1,320,000 | $165,000 | $325,000 | $63,000 | $100,000 |
| Other | 6 | $830,000 | $138,000 | $295,000 | $153,000 | $288,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,120,000 | $530,000 | $1,325,000 | $176,000 | $404,000 |
| Unverifiable Information | 3 | $1,105,000 | $368,000 | $435,000 | $97,000 | $126,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stride Bank, National Association's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stride Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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