Cbi Bank & Trust Mortgage Lending & HMDA Data, 2017
In 2017, Cbi Bank & Trust of Muscatine, IA reported 427 mortgage applications totaling $64.3 million, down 18% from 2016. The average application was for $150,494, and applicants reported an average income of $107,325. 74% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Iowa City, IA (122), Davenport-Moline-Rock Island, IA-IL (52) and Des Moines-West Des Moines, IA (4) (applications in parentheses).
| Mortgage Company & Address | Cbi Bank & Trust 301 Iowa Ave Muscatine, IA 52761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 427 |
| Total Mortgage Loan Application Amount | $64,261,000 |
| Average Mortgage Loan Application Amount | $150,494 |
| Highest Mortgage Loan Application Amount | $4,677,000 |
| Average Applicant Income | $107,325 |
| Highest Applicant Income | $5,286,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbi Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Muscatine, Iowa | 203 | $ 25,305,000 | $ 124,655 | $ 82,000 |
| Johnson, Iowa | 70 | $ 14,397,000 | $ 205,671 | $ 135,000 |
| Washington, Iowa | 52 | $ 4,877,000 | $ 93,788 | $ 85,000 |
| Scott, Iowa | 29 | $ 4,395,000 | $ 151,551 | $ 96,000 |
| Mercer, Illinois | 14 | $ 1,243,000 | $ 88,785 | $ 89,000 |
| Cedar, Iowa | 10 | $ 1,355,000 | $ 135,500 | $ 86,000 |
| Rock Island, Illinois | 9 | $ 5,917,000 | $ 657,444 | $ 661,000 |
| Louisa, Iowa | 8 | $ 662,000 | $ 82,750 | $ 48,000 |
| Keokuk, Iowa | 6 | $ 485,000 | $ 80,833 | $ 61,000 |
| Iowa, Iowa | 3 | $ 361,000 | $ 120,333 | $ 0 |
| Linn, Iowa | 3 | $ 432,000 | $ 144,000 | $ 58,000 |
| Polk, Iowa | 3 | $ 515,000 | $ 171,666 | $ 84,000 |
| Wapello, Iowa | 2 | $ 511,000 | $ 255,500 | $ 239,000 |
| Collier, Florida | 1 | $ 340,000 | $ 340,000 | $ 135,000 |
| Indian River, Florida | 1 | $ 306,000 | $ 306,000 | $ 770,000 |
| Cerro Gordo, Iowa | 1 | $ 320,000 | $ 320,000 | $ 168,000 |
| Des Moines, Iowa | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Hardin, Iowa | 1 | $ 102,000 | $ 102,000 | $ 64,000 |
| Henry, Iowa | 1 | $ 240,000 | $ 240,000 | $ 117,000 |
| Jefferson, Iowa | 1 | $ 166,000 | $ 166,000 | $ 416,000 |
| Lee, Iowa | 1 | $ 243,000 | $ 243,000 | $ 166,000 |
| Poweshiek, Iowa | 1 | $ 216,000 | $ 216,000 | $ 169,000 |
| Warren, Iowa | 1 | $ 415,000 | $ 415,000 | $ 76,000 |
| Scott, Minnesota | 1 | $ 383,000 | $ 383,000 | $ 165,000 |
| Chariton, Missouri | 1 | $ 160,000 | $ 160,000 | $ 188,000 |
| Tulsa, Oklahoma | 1 | $ 253,000 | $ 253,000 | $ 147,000 |
| Marion, Oregon | 1 | $ 250,000 | $ 250,000 | $ 197,000 |
| Dane, Wisconsin | 1 | $ 304,000 | $ 304,000 | $ 119,000 |
Mortgage Loan Application Detail Totals for Cbi Bank & Trust in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 237 | $39,473,000 | $166,000 | $750,000 | $104,000 | $770,000 |
| Refinancing | 121 | $20,975,000 | $173,000 | $4,677,000 | $126,000 | $5,286,000 |
| Home Improvement | 69 | $3,813,000 | $55,000 | $365,000 | $86,000 | $455,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 360 | $53,252,000 | $147,000 | $4,677,000 | $115,000 | $5,286,000 |
| Not applicable | 27 | $5,492,000 | $203,000 | $840,000 | $0 | $0 |
| Not Provided | 17 | $2,219,000 | $130,000 | $401,000 | $117,000 | $409,000 |
| Asian | 10 | $1,806,000 | $180,000 | $392,000 | $150,000 | $460,000 |
| Hispanic | 8 | $747,000 | $93,000 | $383,000 | $73,000 | $165,000 |
| Black or African American | 3 | $151,000 | $50,000 | $78,000 | $30,000 | $56,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $594,000 | $297,000 | $420,000 | $247,000 | $270,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 426 | $64,083,000 | $150,000 | $4,677,000 | $108,000 | $5,286,000 |
| VA-guaranteed (Veterans Administration) | 1 | $178,000 | $178,000 | $178,000 | $58,000 | $58,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 318 | $50,214,000 | $157,000 | $4,677,000 | $116,000 | $5,286,000 |
| Application Approved But Not Accepted | 64 | $9,654,000 | $150,000 | $424,000 | $104,000 | $460,000 |
| Application Denied By Financial Institution | 35 | $2,745,000 | $78,000 | $359,000 | $42,000 | $110,000 |
| Application Withdrawn By Applicant | 10 | $1,648,000 | $164,000 | $424,000 | $88,000 | $340,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbi Bank & Trust's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbi Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.
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