Cbi Bank & Trust Mortgage Lending & HMDA Data, 2023
In 2023, Cbi Bank & Trust of Muscatine, IA reported 863 mortgage applications totaling $123.4 million, up 15% from 2022. The average application was for $142,972, and applicants reported an average income of $125,748. 79% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Davenport-Moline-Rock Island, IA-IL (139), Iowa City, IA (104) and Peoria, IL (77) (applications in parentheses).
| Mortgage Company & Address | Cbi Bank & Trust 301 Iowa Ave Muscatine, IA 52761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 863 |
| Total Mortgage Loan Application Amount | $123,385,000 |
| Average Mortgage Loan Application Amount | $142,972 |
| Highest Mortgage Loan Application Amount | $7,575,000 |
| Average Applicant Income | $125,748 |
| Highest Applicant Income | $4,376,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbi Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Knox, Illinois | 267 | $ 18,665,000 | $ 69,906 | $ 90,000 |
| Muscatine, Iowa | 175 | $ 19,225,000 | $ 109,857 | $ 94,000 |
| Johnson, Iowa | 66 | $ 14,910,000 | $ 225,909 | $ 225,000 |
| Peoria, Illinois | 63 | $ 21,655,000 | $ 343,730 | $ 128,000 |
| Scott, Iowa | 61 | $ 9,505,000 | $ 155,819 | $ 131,000 |
| Washington, Iowa | 38 | $ 3,600,000 | $ 94,736 | $ 86,000 |
| Rock Island, Illinois | 32 | $ 8,500,000 | $ 265,625 | $ 209,000 |
| Henry, Illinois | 28 | $ 3,510,000 | $ 125,357 | $ 112,000 |
| Warren, Illinois | 27 | $ 2,545,000 | $ 94,259 | $ 114,000 |
| Mercer, Illinois | 18 | $ 1,350,000 | $ 75,000 | $ 116,000 |
| Louisa, Iowa | 10 | $ 1,060,000 | $ 106,000 | $ 94,000 |
| Tazewell, Illinois | 9 | $ 695,000 | $ 77,222 | $ 474,000 |
| Linn, Iowa | 9 | $ 2,205,000 | $ 245,000 | $ 138,000 |
| Cedar, Iowa | 7 | $ 625,000 | $ 89,285 | $ 92,000 |
| Keokuk, Iowa | 7 | $ 435,000 | $ 62,142 | $ 70,000 |
| Henderson, Illinois | 4 | $ 280,000 | $ 70,000 | $ 91,000 |
| Stark, Illinois | 3 | $ 185,000 | $ 61,666 | $ 92,000 |
| Camden, Missouri | 3 | $ 2,845,000 | $ 948,333 | $ 540,000 |
| Rock, Wisconsin | 3 | $ 505,000 | $ 168,333 | $ 123,000 |
| Lee, Florida | 2 | $ 840,000 | $ 420,000 | $ 655,000 |
| McDonough, Illinois | 2 | $ 220,000 | $ 110,000 | $ 103,000 |
| New York, New York | 2 | $ 2,090,000 | $ 1,045,000 | $ 2,470,000 |
| Maricopa, Arizona | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Flagler, Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Marion, Florida | 1 | $ 145,000 | $ 145,000 | $ 780,000 |
| St. Johns, Florida | 1 | $ 255,000 | $ 255,000 | $ 419,000 |
| DuPage, Illinois | 1 | $ 465,000 | $ 465,000 | $ 181,000 |
| Fulton, Illinois | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| McLean, Illinois | 1 | $ 295,000 | $ 295,000 | $ 177,000 |
| St. Clair, Illinois | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Whiteside, Illinois | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Winnebago, Illinois | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Woodford, Illinois | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Clinton, Iowa | 1 | $ 25,000 | $ 25,000 | $ 154,000 |
| Dallas, Iowa | 1 | $ 255,000 | $ 255,000 | $ 139,000 |
| Des Moines, Iowa | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Jasper, Iowa | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Polk, Iowa | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Story, Iowa | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| Van Buren, Iowa | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Wapello, Iowa | 1 | $ 265,000 | $ 265,000 | $ 226,000 |
| Putnam, Missouri | 1 | $ 145,000 | $ 145,000 | $ 272,000 |
| St. Charles, Missouri | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Sarpy, Nebraska | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Ramsey, North Dakota | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Harris, Texas | 1 | $ 535,000 | $ 535,000 | $ 395,000 |
| Marinette, Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Milwaukee, Wisconsin | 1 | $ 2,355,000 | $ 2,355,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cbi Bank & Trust in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 417 | $82,435,000 | $197,000 | $7,575,000 | $135,000 | $4,376,000 |
| Refinancing | 184 | $27,330,000 | $148,000 | $2,685,000 | $128,000 | $2,823,000 |
| Home Improvement | 151 | $7,365,000 | $48,000 | $655,000 | $103,000 | $384,000 |
| Other Purpose | 84 | $3,470,000 | $41,000 | $305,000 | $128,000 | $2,242,000 |
| Cash-out Refinancing | 24 | $2,520,000 | $105,000 | $265,000 | $83,000 | $226,000 |
| Not Applicable | 3 | $265,000 | $88,000 | $105,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 641 | $69,555,000 | $108,000 | $1,995,000 | $122,000 | $2,823,000 |
| Not applicable | 110 | $40,150,000 | $365,000 | $7,575,000 | $0 | $0 |
| Hispanic | 42 | $3,240,000 | $77,000 | $255,000 | $70,000 | $152,000 |
| Not Provided | 41 | $4,005,000 | $97,000 | $965,000 | $112,000 | $269,000 |
| Black or African American | 16 | $4,040,000 | $252,000 | $1,235,000 | $424,000 | $4,376,000 |
| Asian | 9 | $1,775,000 | $197,000 | $535,000 | $105,000 | $395,000 |
| American Indian or Alaskan Native | 3 | $245,000 | $81,000 | $155,000 | $119,000 | $171,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 860 | $123,140,000 | $143,000 | $7,575,000 | $125,000 | $4,376,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $245,000 | $81,000 | $85,000 | $71,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 681 | $96,515,000 | $141,000 | $7,575,000 | $130,000 | $4,376,000 |
| Application Denied By Financial Institution | 107 | $12,275,000 | $114,000 | $1,805,000 | $94,000 | $1,653,000 |
| Application Withdrawn By Applicant | 62 | $11,890,000 | $191,000 | $3,005,000 | $133,000 | $780,000 |
| Application Approved But Not Accepted | 8 | $2,210,000 | $276,000 | $965,000 | $143,000 | $269,000 |
| Loan Purchased By The Institution | 5 | $495,000 | $99,000 | $185,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 710 | $98,060,000 | $138,000 | $7,575,000 | $128,000 | $4,376,000 |
| Debt-To-Income Ratio | 97 | $16,295,000 | $167,000 | $2,355,000 | $102,000 | $752,000 |
| Credit History | 30 | $1,510,000 | $50,000 | $165,000 | $84,000 | $197,000 |
| Collateral | 14 | $5,480,000 | $391,000 | $1,805,000 | $270,000 | $1,653,000 |
| Unverifiable Information | 7 | $395,000 | $56,000 | $155,000 | $82,000 | $171,000 |
| Employment History | 2 | $110,000 | $55,000 | $85,000 | $47,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $300,000 | $150,000 | $165,000 | $75,000 | $102,000 |
| Other | 1 | $1,235,000 | $1,235,000 | $1,235,000 | $564,000 | $564,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbi Bank & Trust's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbi Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About