Cbi Bank & Trust Mortgage Lending & HMDA Data, 2014
In 2014, Cbi Bank & Trust of Muscatine, IA reported 446 mortgage applications totaling $52.9 million. The average application was for $118,587, and applicants reported an average income of $83,522. 78% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Iowa City, IA (129), Davenport-Moline-Rock Island, IA-IL (26) and Cedar Rapids, IA (4) (applications in parentheses).
| Mortgage Company & Address | Cbi Bank & Trust 301 Iowa Ave Muscatine, IA 52761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 446 |
| Total Mortgage Loan Application Amount | $52,890,000 |
| Average Mortgage Loan Application Amount | $118,587 |
| Highest Mortgage Loan Application Amount | $1,041,000 |
| Average Applicant Income | $83,522 |
| Highest Applicant Income | $1,099,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbi Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Iowa City, IA | 129 | $ 18,285,000 | $ 141,744 | $ 92,000 |
| Davenport-Moline-Rock Island, IA-IL | 26 | $ 2,835,000 | $ 109,038 | $ 61,807 |
| Cedar Rapids, IA | 4 | $ 618,000 | $ 154,500 | $ 147,000 |
| Chicago-Naperville-Arlington Heights, IL | 1 | $ 352,000 | $ 352,000 | $ 213,000 |
| Colorado Springs, CO | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Green Bay, WI | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Kansas City, MO-KS | 1 | $ 238,000 | $ 238,000 | $ 154,000 |
| Madison, WI | 1 | $ 288,000 | $ 288,000 | $ 130,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 315,000 | $ 315,000 | $ 245,000 |
Mortgage Loan Application Detail Totals for Cbi Bank & Trust in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 185 | $23,659,000 | $127,000 | $1,040,000 | $83,000 | $517,000 |
| Refinancing | 169 | $23,816,000 | $140,000 | $1,041,000 | $92,000 | $1,099,000 |
| Home Improvement | 92 | $5,415,000 | $58,000 | $572,000 | $69,000 | $338,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 364 | $42,141,000 | $115,000 | $1,041,000 | $90,000 | $1,099,000 |
| Not applicable | 33 | $5,032,000 | $152,000 | $572,000 | $0 | $0 |
| Hispanic | 23 | $2,427,000 | $105,000 | $953,000 | $45,000 | $120,000 |
| Not Provided | 19 | $1,833,000 | $96,000 | $288,000 | $143,000 | $546,000 |
| Asian | 5 | $1,049,000 | $209,000 | $252,000 | $130,000 | $236,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $192,000 | $192,000 | $192,000 | $118,000 | $118,000 |
| American Indian or Alaskan Native | 1 | $216,000 | $216,000 | $216,000 | $78,000 | $78,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 438 | $52,061,000 | $118,000 | $1,041,000 | $84,000 | $1,099,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $666,000 | $111,000 | $194,000 | $52,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 2 | $163,000 | $81,000 | $127,000 | $36,000 | $57,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 349 | $42,033,000 | $120,000 | $1,041,000 | $90,000 | $1,099,000 |
| Application Denied By Financial Institution | 64 | $6,388,000 | $99,000 | $1,040,000 | $49,000 | $198,000 |
| Application Approved But Not Accepted | 22 | $2,000,000 | $90,000 | $237,000 | $71,000 | $240,000 |
| Application Withdrawn By Applicant | 10 | $2,242,000 | $224,000 | $953,000 | $93,000 | $169,000 |
| Loan Purchased By The Institution | 1 | $227,000 | $227,000 | $227,000 | $53,000 | $53,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbi Bank & Trust's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbi Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.
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