Community West Bank, A California Banking Corporation Mortgage Lending & HMDA Data, 2017
In 2017, Community West Bank, A California Banking Corporation of Fresno, CA reported 53 mortgage applications totaling $12.2 million, down 23% from 2016. The average application was for $230,773, and applicants reported an average income of $41,641. 58% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Sacramento--Roseville--Arden-Arcade, CA (25), Fresno, CA (10) and Merced, CA (4) (applications in parentheses).
| Mortgage Company & Address | Community West Bank, A California Banking Corporation 7100 N Financial Drive Suite 101 Fresno, CA 93720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 53 |
| Total Mortgage Loan Application Amount | $12,231,000 |
| Average Mortgage Loan Application Amount | $230,773 |
| Highest Mortgage Loan Application Amount | $775,000 |
| Average Applicant Income | $41,641 |
| Highest Applicant Income | $453,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community West Bank, A California Banking Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento, California | 14 | $ 2,714,000 | $ 193,857 | $ 17,000 |
| Fresno, California | 10 | $ 2,433,000 | $ 243,300 | $ 120,000 |
| Placer, California | 6 | $ 1,194,000 | $ 199,000 | $ 0 |
| Merced, California | 4 | $ 744,000 | $ 186,000 | $ 41,000 |
| San Joaquin, California | 4 | $ 490,000 | $ 122,500 | $ 19,000 |
| Stanislaus, California | 3 | $ 1,005,000 | $ 335,000 | $ 58,000 |
| Tulare, California | 3 | $ 568,000 | $ 189,333 | $ 35,000 |
| Yolo, California | 3 | $ 1,377,000 | $ 459,000 | $ 0 |
| El Dorado, California | 2 | $ 707,000 | $ 353,500 | $ 66,000 |
| Kings, California | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Madera, California | 1 | $ 376,000 | $ 376,000 | $ 83,000 |
| Mariposa, California | 1 | $ 168,000 | $ 168,000 | $ 44,000 |
| Tuolumne, California | 1 | $ 255,000 | $ 255,000 | $ 0 |
Mortgage Loan Application Detail Totals for Community West Bank, A California Banking Corporation in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 36 | $7,360,000 | $204,000 | $775,000 | $24,000 | $453,000 |
| Refinancing | 17 | $4,871,000 | $286,000 | $615,000 | $79,000 | $250,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 30 | $6,098,000 | $203,000 | $775,000 | $0 | $0 |
| White | 10 | $2,594,000 | $259,000 | $300,000 | $90,000 | $137,000 |
| Not Provided | 9 | $2,950,000 | $327,000 | $497,000 | $87,000 | $250,000 |
| Hispanic | 4 | $589,000 | $147,000 | $200,000 | $136,000 | $453,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 47 | $10,533,000 | $224,000 | $775,000 | $36,000 | $453,000 |
| FHA-insured (Federal Housing Administration) | 6 | $1,698,000 | $283,000 | $497,000 | $86,000 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 31 | $6,448,000 | $208,000 | $775,000 | $0 | $0 |
| Application Withdrawn By Applicant | 12 | $3,208,000 | $267,000 | $497,000 | $123,000 | $453,000 |
| Application Denied By Financial Institution | 10 | $2,575,000 | $257,000 | $400,000 | $75,000 | $250,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community West Bank, A California Banking Corporation's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community West Bank, A California Banking Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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