Community West Bank, A California Banking Corporation Mortgage Lending & HMDA Data, 2025
In 2025, Community West Bank, A California Banking Corporation of Fresno, CA reported 176 mortgage applications totaling $65.6 million. The average application was for $372,443, and applicants reported an average income of $190,352. 77% of its applications resulted in an originated loan and 6% were denied. Its largest markets were San Jose-Sunnyvale-Santa Clara, CA (39), Santa Maria-Santa Barbara, CA (39) and Oxnard-Thousand Oaks-Ventura, CA (31) (applications in parentheses).
| Mortgage Company & Address | Community West Bank, A California Banking Corporation 7100 N Financial Drive Suite 101 Fresno, CA 93720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 176 |
| Total Mortgage Loan Application Amount | $65,550,000 |
| Average Mortgage Loan Application Amount | $372,443 |
| Highest Mortgage Loan Application Amount | $9,995,000 |
| Average Applicant Income | $190,352 |
| Highest Applicant Income | $5,604,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community West Bank, A California Banking Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Jose-Sunnyvale-Santa Clara, CA | 39 | $ 10,905,000 | $ 279,615 | $ 151,000 |
| Santa Maria-Santa Barbara, CA | 39 | $ 8,895,000 | $ 228,076 | $ 134,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 31 | $ 8,205,000 | $ 264,677 | $ 142,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 17 | $ 4,755,000 | $ 279,705 | $ 153,000 |
| Los Angeles-Long Beach-Glendale, CA | 10 | $ 3,760,000 | $ 376,000 | $ 905,000 |
| San Diego-Carlsbad, CA | 9 | $ 1,995,000 | $ 221,666 | $ 111,000 |
| San Francisco-Redwood City-South San Francisco, CA | 8 | $ 2,220,000 | $ 277,500 | $ 174,000 |
| Anaheim-Santa Ana-Irvine, CA | 6 | $ 1,320,000 | $ 220,000 | $ 130,000 |
| Oakland-Hayward-Berkeley, CA | 6 | $ 1,640,000 | $ 273,333 | $ 144,000 |
| Fresno, CA | 3 | $ 14,955,000 | $ 4,985,000 | $ 0 |
| Visalia-Porterville, CA | 3 | $ 4,815,000 | $ 1,605,000 | $ 127,000 |
| Merced, CA | 1 | $ 1,065,000 | $ 1,065,000 | $ 0 |
| Modesto, CA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 85,000 | $ 85,000 | $ 600,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 155,000 | $ 155,000 | $ 180,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Community West Bank, A California Banking Corporation in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 148 | $50,380,000 | $340,000 | $9,995,000 | $161,000 | $1,538,000 |
| Cash-out Refinancing | 19 | $8,575,000 | $451,000 | $4,455,000 | $457,000 | $5,604,000 |
| Refinancing | 7 | $6,355,000 | $907,000 | $4,005,000 | $112,000 | $226,000 |
| Other Purpose | 1 | $85,000 | $85,000 | $85,000 | $51,000 | $51,000 |
| Home Improvement | 1 | $155,000 | $155,000 | $155,000 | $156,000 | $156,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 89 | $24,065,000 | $270,000 | $655,000 | $239,000 | $5,604,000 |
| Hispanic | 46 | $10,550,000 | $229,000 | $525,000 | $132,000 | $600,000 |
| Asian | 15 | $3,555,000 | $237,000 | $345,000 | $133,000 | $291,000 |
| Not Provided | 15 | $3,605,000 | $240,000 | $465,000 | $154,000 | $280,000 |
| Not applicable | 8 | $22,960,000 | $2,870,000 | $9,995,000 | $0 | $0 |
| Black or African American | 2 | $520,000 | $260,000 | $335,000 | $95,000 | $107,000 |
| American Indian or Alaskan Native | 1 | $295,000 | $295,000 | $295,000 | $236,000 | $236,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 176 | $65,550,000 | $372,000 | $9,995,000 | $191,000 | $5,604,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 135 | $56,235,000 | $416,000 | $9,995,000 | $151,000 | $787,000 |
| Application Withdrawn By Applicant | 21 | $4,975,000 | $236,000 | $455,000 | $212,000 | $1,538,000 |
| Application Denied By Financial Institution | 11 | $2,395,000 | $217,000 | $505,000 | $670,000 | $5,604,000 |
| Application Approved But Not Accepted | 9 | $1,945,000 | $216,000 | $525,000 | $120,000 | $193,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 176 | $65,550,000 | $372,000 | $9,995,000 | $191,000 | $5,604,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community West Bank, A California Banking Corporation's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community West Bank, A California Banking Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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