Champions Funding, LLC Mortgage Lending & HMDA Data, 2024

In 2024, Champions Funding, LLC of Gilbert, AZ reported 5,412 mortgage applications totaling $2.7 billion, up 112% from 2023. The average application was for $492,991, and applicants reported an average income of $317,117. 57% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (248), New York-Jersey City-White Plains, NY-NJ (243) and Houston-The Woodlands-Sugar Land, TX (203) (applications in parentheses).

Mortgage Company & Address Champions Funding, LLC
365 E Germann Rd #140
Gilbert, AZ 85297
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  
Total Number of Mortgage Applications 5,412
Total Mortgage Loan Application Amount $2,668,070,000
Average Mortgage Loan Application Amount $492,991
Highest Mortgage Loan Application Amount $6,905,000
Average Applicant Income $317,117
Highest Applicant Income $8,902,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Champions Funding, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Champions Funding, LLC by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 386 $ 185,990,000 $ 481,839 $ 270,339
Los Angeles-Long Beach-Glendale, CA 248 $ 204,970,000 $ 826,491 $ 470,000
New York-Jersey City-White Plains, NY-NJ 243 $ 165,955,000 $ 682,942 $ 109,004
Houston-The Woodlands-Sugar Land, TX 203 $ 70,095,000 $ 345,295 $ 265,000
Orlando-Kissimmee-Sanford, FL 171 $ 75,965,000 $ 444,239 $ 584,000
Riverside-San Bernardino-Ontario, CA 170 $ 84,350,000 $ 496,176 $ 220,000
Miami-Miami Beach-Kendall, FL 169 $ 90,285,000 $ 534,230 $ 348,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 156 $ 74,010,000 $ 474,423 $ 323,000
Phoenix-Mesa-Scottsdale, AZ 145 $ 76,095,000 $ 524,793 $ 422,000
Atlanta-Sandy Springs-Roswell, GA 138 $ 60,380,000 $ 437,536 $ 325,000
West Palm Beach-Boca Raton-Delray Beach, FL 119 $ 66,765,000 $ 561,050 $ 225,000
Tampa, FL 100 $ 34,790,000 $ 347,900 $ 212,000
Chicago-Naperville, IL 99 $ 28,465,000 $ 287,525 $ 79,000
Dallas-Plano-Irving, TX 98 $ 51,380,000 $ 524,285 $ 385,000
Newark, NJ-PA 92 $ 40,040,000 $ 435,217 $ 135,000
Lakewood-New Brunswick, NJ 84 $ 43,840,000 $ 521,904 $ 469,000
San Diego-Carlsbad, CA 77 $ 61,725,000 $ 801,623 $ 292,000
Sacramento--Roseville--Arden-Arcade, CA 76 $ 41,950,000 $ 551,973 $ 318,000
Oakland-Hayward-Berkeley, CA 70 $ 61,310,000 $ 875,857 $ 607,000
Anaheim-Santa Ana-Irvine, CA 69 $ 63,775,000 $ 924,275 $ 716,000
North Port-Sarasota-Bradenton, FL 63 $ 22,475,000 $ 356,746 $ 116,000
Denver-Aurora-Lakewood, CO 62 $ 39,800,000 $ 641,935 $ 1,341,000
Nashville-Davidson--Murfreesboro--Franklin, TN 62 $ 29,840,000 $ 481,290 $ 588,000
Cape Coral-Fort Myers, FL 60 $ 20,930,000 $ 348,833 $ 222,000
Las Vegas-Henderson-Paradise, NV 55 $ 21,645,000 $ 393,545 $ 280,000
Charlotte-Concord-Gastonia, NC-SC 53 $ 21,695,000 $ 409,339 $ 307,283
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 52 $ 27,580,000 $ 530,384 $ 510,000
St. Petersburg-Clearwater-Largo, FL 50 $ 21,450,000 $ 429,000 $ 148,000
Jacksonville, FL 48 $ 18,630,000 $ 388,125 $ 874,000
Nassau County-Suffolk County, NY 48 $ 26,640,000 $ 555,000 $ 13,000
Deltona-Daytona Beach-Ormond Beach, FL 47 $ 16,045,000 $ 341,382 $ 233,000
San Antonio-New Braunfels, TX 43 $ 15,155,000 $ 352,441 $ 331,000
Austin-Round Rock, TX 42 $ 18,620,000 $ 443,333 $ 369,000
Fresno, CA 41 $ 16,055,000 $ 391,585 $ 763,000
Port St. Lucie, FL 40 $ 17,080,000 $ 427,000 $ 406,000
Arlington-Alexandria-Reston, VA-WV 37 $ 25,125,000 $ 679,054 $ 431,000
Marietta, GA 37 $ 16,405,000 $ 443,378 $ 236,000
San Francisco-Redwood City-South San Francisco, CA 37 $ 28,725,000 $ 776,351 $ 211,000
Bridgeport-Stamford-Norwalk, CT 36 $ 21,110,000 $ 586,388 $ 101,000
Bakersfield, CA 35 $ 10,805,000 $ 308,714 $ 419,000
Lakeland-Winter Haven, FL 35 $ 8,765,000 $ 250,428 $ 335,000
Detroit-Dearborn-Livonia, MI 33 $ 8,045,000 $ 243,787 $ 109,000
Ocala, FL 33 $ 8,175,000 $ 247,727 $ 44,000
Naples-Immokalee-Marco Island, FL 32 $ 21,890,000 $ 684,062 $ 323,000
San Jose-Sunnyvale-Santa Clara, CA 32 $ 25,860,000 $ 808,125 $ 170,000
Oxnard-Thousand Oaks-Ventura, CA 31 $ 24,945,000 $ 804,677 $ 646,000
Palm Bay-Melbourne-Titusville, FL 30 $ 8,880,000 $ 296,000 $ 78,000
Seattle-Bellevue-Everett, WA 30 $ 17,050,000 $ 568,333 $ 438,000
Fort Worth-Arlington, TX 28 $ 10,480,000 $ 374,285 $ 372,000
New Haven-Milford, CT 28 $ 8,520,000 $ 304,285 $ 54,000
Portland-Vancouver-Hillsboro, OR-WA 28 $ 17,510,000 $ 625,357 $ 112,785
Stockton-Lodi, CA 28 $ 14,350,000 $ 512,500 $ 242,000
Warren-Troy-Farmington Hills, MI 26 $ 8,680,000 $ 333,846 $ 319,000
Camden, NJ 24 $ 8,820,000 $ 367,500 $ 40,000
Charleston-North Charleston, SC 24 $ 10,330,000 $ 430,416 $ 132,000
Greenville-Anderson-Mauldin, SC 24 $ 5,690,000 $ 237,083 $ 95,000
Indianapolis-Carmel-Anderson, IN 24 $ 5,810,000 $ 242,083 $ 29,000
Providence-Warwick, RI-MA 21 $ 8,525,000 $ 405,952 $ 66,000
Chattanooga, TN-GA 19 $ 5,565,000 $ 292,894 $ 101,736
Raleigh, NC 19 $ 10,335,000 $ 543,947 $ 80,000
Urban Honolulu, HI 19 $ 14,155,000 $ 745,000 $ 845,000
Punta Gorda, FL 18 $ 7,060,000 $ 392,222 $ 0
Richmond, VA 17 $ 6,035,000 $ 355,000 $ 386,000
Salinas, CA 17 $ 12,265,000 $ 721,470 $ 120,000
Wilmington, NC 17 $ 6,215,000 $ 365,588 $ 632,000
Colorado Springs, CO 16 $ 6,310,000 $ 394,375 $ 0
Hartford-West Hartford-East Hartford, CT 16 $ 4,420,000 $ 276,250 $ 771,000
Crestview-Fort Walton Beach-Destin, FL 15 $ 16,655,000 $ 1,110,333 $ 2,007,000
Minneapolis-St. Paul-Bloomington, MN-WI 15 $ 4,665,000 $ 311,000 $ 109,000
Pensacola-Ferry Pass-Brent, FL 15 $ 3,585,000 $ 239,000 $ 62,000
Tucson, AZ 15 $ 5,615,000 $ 374,333 $ 1,000
Virginia Beach-Norfolk-Newport News, VA-NC 15 $ 3,995,000 $ 266,333 $ 33,000
Allentown-Bethlehem-Easton, PA-NJ 14 $ 8,080,000 $ 577,142 $ 368,571
Baltimore-Columbia-Towson, MD 14 $ 5,400,000 $ 385,714 $ 250,000
Columbus, OH 14 $ 3,920,000 $ 280,000 $ 109,000
Gainesville, FL 14 $ 4,480,000 $ 320,000 $ 78,000
Prescott Valley-Prescott, AZ 14 $ 6,930,000 $ 495,000 $ 119,000
Athens-Clarke County, GA 13 $ 3,895,000 $ 299,615 $ 23,000
Cincinnati, OH-KY-IN 13 $ 3,335,000 $ 256,538 $ 0
El Paso, TX 13 $ 3,025,000 $ 232,692 $ 272,000
Modesto, CA 13 $ 3,405,000 $ 261,923 $ 99,000
Philadelphia, PA 13 $ 3,465,000 $ 266,538 $ 351,000
Vallejo-Fairfield, CA 13 $ 6,795,000 $ 522,692 $ 326,000
Kiryas Joel-Poughkeepsie-Newburgh, NY 12 $ 4,570,000 $ 380,833 $ 24,000
Merced, CA 12 $ 4,170,000 $ 347,500 $ 32,000
Santa Cruz-Watsonville, CA 12 $ 9,150,000 $ 762,500 $ 150,000
Santa Maria-Santa Barbara, CA 12 $ 9,230,000 $ 769,166 $ 232,000
Trenton, NJ 12 $ 2,660,000 $ 221,666 $ 18,000
Memphis, TN-MS-AR 11 $ 7,135,000 $ 648,636 $ 0
Provo-Orem, UT 11 $ 5,735,000 $ 521,363 $ 249,000
Santa Rosa, CA 11 $ 7,425,000 $ 675,000 $ 131,000
Sebastian-Vero Beach, FL 11 $ 4,085,000 $ 371,363 $ 374,000
Boise City, ID 10 $ 3,240,000 $ 324,000 $ 67,000
Kahului-Wailuku-Lahaina, HI 10 $ 10,700,000 $ 1,070,000 $ 4,135,000
McAllen-Edinburg-Mission, TX 10 $ 3,670,000 $ 367,000 $ 7,000
Asheville, NC 9 $ 4,475,000 $ 497,222 $ 18,000
Atlantic City-Hammonton, NJ 9 $ 1,835,000 $ 203,888 $ 0
Grand Rapids-Wyoming, MI 9 $ 2,305,000 $ 256,111 $ 100,000
Knoxville, TN 9 $ 3,145,000 $ 349,444 $ 0
Oklahoma City, OK 9 $ 1,645,000 $ 182,777 $ 153,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 9 $ 5,155,000 $ 572,777 $ 78,000
Waterbury-Shelton, CT 9 $ 2,375,000 $ 263,888 $ 60,000
Wilmington, DE-MD-NJ 9 $ 3,235,000 $ 359,444 $ 125,777
Durham-Chapel Hill, NC 8 $ 3,860,000 $ 482,500 $ 435,000
Elgin, IL 8 $ 2,670,000 $ 333,750 $ 272,000
Fort Collins, CO 8 $ 2,800,000 $ 350,000 $ 0
Greeley, CO 8 $ 3,110,000 $ 388,750 $ 87,000
Redding, CA 8 $ 3,220,000 $ 402,500 $ 0
Coeur D'Alene, ID 7 $ 3,155,000 $ 450,714 $ 42,000
Dayton-Springfield-Kettering, OH 7 $ 1,465,000 $ 209,285 $ 61,000
Everett, WA 7 $ 3,925,000 $ 560,714 $ 134,000
Panama City, FL 7 $ 2,495,000 $ 356,428 $ 1,010,000
St. Louis, MO-IL 7 $ 1,585,000 $ 226,428 $ 3,714
Visalia-Porterville, CA 7 $ 2,055,000 $ 293,571 $ 91,000
Flagstaff, AZ 6 $ 4,710,000 $ 785,000 $ 689,000
Gainesville, GA 6 $ 3,350,000 $ 558,333 $ 394,000
Hilton Head Island-Bluffton-Beaufort, SC 6 $ 2,120,000 $ 353,333 $ 0
Lake County-Kenosha County, IL-WI 6 $ 1,480,000 $ 246,666 $ 0
Medford, OR 6 $ 2,330,000 $ 388,333 $ 4,000
Norwich-New London, CT 6 $ 1,970,000 $ 328,333 $ 24,000
Salt Lake City, UT 6 $ 3,260,000 $ 543,333 $ 145,000
Savannah, GA 6 $ 2,120,000 $ 353,333 $ 0
Spartanburg, SC 6 $ 1,350,000 $ 225,000 $ 6,000
Tacoma-Lakewood, WA 6 $ 2,380,000 $ 396,666 $ 134,000
Tulsa, OK 6 $ 3,030,000 $ 505,000 $ 139,000
Akron, OH 5 $ 2,005,000 $ 401,000 $ 0
Boston, MA 5 $ 2,765,000 $ 553,000 $ 10,000
Brownsville-Harlingen, TX 5 $ 1,125,000 $ 225,000 $ 0
Columbia, SC 5 $ 1,295,000 $ 259,000 $ 1,000
Greensboro-High Point, NC 5 $ 1,365,000 $ 273,000 $ 108,000
Kansas City, MO-KS 5 $ 1,065,000 $ 213,000 $ 1,000
Lake County-Porter County-Jasper County, IN 5 $ 1,175,000 $ 235,000 $ 6,000
Lake Havasu City-Kingman, AZ 5 $ 2,445,000 $ 489,000 $ 245,000
Montgomery County-Bucks County-Chester County, PA 5 $ 3,025,000 $ 605,000 $ 225,000
Roanoke, VA 5 $ 2,265,000 $ 453,000 $ 1,000
Sebring, FL 5 $ 1,155,000 $ 231,000 $ 0
Washington-Baltimore-Arlington, DC 5 $ 2,185,000 $ 437,000 $ 162,000
Albany-Schenectady-Troy, NY 4 $ 840,000 $ 210,000 $ 0
Ann Arbor, MI 4 $ 970,000 $ 242,500 $ 0
Boulder, CO 4 $ 2,040,000 $ 510,000 $ 240,000
Cambridge-Newton-Framingham, MA 4 $ 2,650,000 $ 662,500 $ 10,000
Cleveland, OH 4 $ 1,630,000 $ 407,500 $ 12,000
College Station-Bryan, TX 4 $ 2,230,000 $ 557,500 $ 174,000
Davenport-Moline-Rock Island, IA-IL 4 $ 980,000 $ 245,000 $ 0
Des Moines-West Des Moines, IA 4 $ 1,580,000 $ 395,000 $ 160,000
Florence, SC 4 $ 840,000 $ 210,000 $ 63,000
Grand Junction, CO 4 $ 1,440,000 $ 360,000 $ 185,000
Homosassa Springs, FL 4 $ 1,080,000 $ 270,000 $ 0
Lubbock, TX 4 $ 650,000 $ 162,500 $ 1,000
Lynchburg, VA 4 $ 1,160,000 $ 290,000 $ 0
Milwaukee-Waukesha-West Allis, WI 4 $ 1,050,000 $ 262,500 $ 188,000
Pocatello, ID 4 $ 1,040,000 $ 260,000 $ 0
San Rafael, CA 4 $ 4,510,000 $ 1,127,500 $ 696,000
Scranton--Wilkes-Barre--Hazleton, PA 4 $ 1,390,000 $ 347,500 $ 89,000
St. George, UT 4 $ 2,170,000 $ 542,500 $ 0
Waco, TX 4 $ 950,000 $ 237,500 $ 32,000
Warner Robins, GA 4 $ 690,000 $ 172,500 $ 0
Washington, DC-MD 4 $ 1,740,000 $ 435,000 $ 54,000
Winston-Salem, NC 4 $ 940,000 $ 235,000 $ 4,000
Yakima, WA 4 $ 1,540,000 $ 385,000 $ 0
Yuba City, CA 4 $ 760,000 $ 190,000 $ 99,000
Yuma, AZ 4 $ 860,000 $ 215,000 $ 639,000
Bangor, ME 3 $ 695,000 $ 231,666 $ 12,000
Bellingham, WA 3 $ 1,005,000 $ 335,000 $ 70,000
Bend-Redmond, OR 3 $ 2,565,000 $ 855,000 $ 387,000
Charlottesville, VA 3 $ 985,000 $ 328,333 $ 0
Clarksville, TN-KY 3 $ 495,000 $ 165,000 $ 0
Corpus Christi, TX 3 $ 1,415,000 $ 471,666 $ 0
Idaho Falls, ID 3 $ 905,000 $ 301,666 $ 218,000
Killeen-Temple, TX 3 $ 585,000 $ 195,000 $ 0
Kingston, NY 3 $ 2,625,000 $ 875,000 $ 9,000
Logan, UT-ID 3 $ 1,115,000 $ 371,666 $ 572,000
Longview, TX 3 $ 1,535,000 $ 511,666 $ 0
Morristown, TN 3 $ 715,000 $ 238,333 $ 11,000
Napa, CA 3 $ 3,525,000 $ 1,175,000 $ 3,309,000
Ogden-Clearfield, UT 3 $ 1,195,000 $ 398,333 $ 0
Pinehurst-Southern Pines, NC 3 $ 745,000 $ 248,333 $ 3,000
Reno, NV 3 $ 2,155,000 $ 718,333 $ 600,000
Salem, OR 3 $ 975,000 $ 325,000 $ 270,000
Sierra Vista-Douglas, AZ 3 $ 925,000 $ 308,333 $ 0
Springfield, MA 3 $ 585,000 $ 195,000 $ 3,000
Springfield, MO 3 $ 695,000 $ 231,666 $ 1,000
Traverse City, MI 3 $ 975,000 $ 325,000 $ 0
Winchester, VA-WV 3 $ 1,525,000 $ 508,333 $ 0
Youngstown-Warren-Boardman, OH-PA 3 $ 475,000 $ 158,333 $ 0
Abilene, TX 2 $ 540,000 $ 270,000 $ 10,000
Barnstable Town, MA 2 $ 1,130,000 $ 565,000 $ 11,000
Beaumont-Port Arthur, TX 2 $ 410,000 $ 205,000 $ 5,000
Burlington, NC 2 $ 1,070,000 $ 535,000 $ 0
Cleveland, TN 2 $ 380,000 $ 190,000 $ 0
Fayetteville, NC 2 $ 420,000 $ 210,000 $ 0
Flint, MI 2 $ 560,000 $ 280,000 $ 0
Great Falls, MT 2 $ 1,410,000 $ 705,000 $ 0
Green Bay, WI 2 $ 350,000 $ 175,000 $ 8,000
Harrisonburg, VA 2 $ 690,000 $ 345,000 $ 0
Hickory-Lenoir-Morganton, NC 2 $ 1,630,000 $ 815,000 $ 19,000
Jacksonville, NC 2 $ 310,000 $ 155,000 $ 0
Kalamazoo-Portage, MI 2 $ 420,000 $ 210,000 $ 0
Midland, TX 2 $ 470,000 $ 235,000 $ 3,000
Omaha-Council Bluffs, NE-IA 2 $ 510,000 $ 255,000 $ 0
Sandusky, OH 2 $ 1,110,000 $ 555,000 $ 192,000
Vineland-Bridgeton, NJ 2 $ 430,000 $ 215,000 $ 0
Wildwood-The Villages, FL 2 $ 350,000 $ 175,000 $ 67,000
Worcester, MA-CT 2 $ 780,000 $ 390,000 $ 5,000
Albany, OR 1 $ 445,000 $ 445,000 $ 0
Albuquerque, NM 1 $ 285,000 $ 285,000 $ 9,000
Amarillo, TX 1 $ 105,000 $ 105,000 $ 0
Anchorage, AK 1 $ 1,605,000 $ 1,605,000 $ 0
Augusta-Richmond County, GA-SC 1 $ 215,000 $ 215,000 $ 128,000
Battle Creek, MI 1 $ 275,000 $ 275,000 $ 0
Birmingham-Hoover, AL 1 $ 245,000 $ 245,000 $ 0
Bloomington, IN 1 $ 185,000 $ 185,000 $ 0
Brunswick, GA 1 $ 215,000 $ 215,000 $ 0
Buffalo-Cheektowaga-Niagara Falls, NY 1 $ 155,000 $ 155,000 $ 0
Canton-Massillon, OH 1 $ 575,000 $ 575,000 $ 301,000
Chico, CA 1 $ 445,000 $ 445,000 $ 0
Corvallis, OR 1 $ 285,000 $ 285,000 $ 0
Dover, DE 1 $ 235,000 $ 235,000 $ 0
El Centro, CA 1 $ 245,000 $ 245,000 $ 12,000
Erie, PA 1 $ 345,000 $ 345,000 $ 91,000
Fairbanks, AK 1 $ 235,000 $ 235,000 $ 0
Fayetteville-Springdale-Rogers, AR-MO 1 $ 395,000 $ 395,000 $ 1,000
Gulfport-Biloxi-Pascagoula, MS 1 $ 305,000 $ 305,000 $ 0
Hagerstown-Martinsburg, MD-WV 1 $ 275,000 $ 275,000 $ 23,000
Hanford-Corcoran, CA 1 $ 225,000 $ 225,000 $ 0
Jackson, MI 1 $ 165,000 $ 165,000 $ 0
Johnson City, TN 1 $ 455,000 $ 455,000 $ 0
Lansing-East Lansing, MI 1 $ 115,000 $ 115,000 $ 0
Louisville/Jefferson County, KY-IN 1 $ 435,000 $ 435,000 $ 0
Macon-Bibb County, GA 1 $ 165,000 $ 165,000 $ 0
Montgomery, AL 1 $ 155,000 $ 155,000 $ 0
Mount Vernon-Anacortes, WA 1 $ 665,000 $ 665,000 $ 276,000
New Orleans-Metairie, LA 1 $ 775,000 $ 775,000 $ 0
Pittsburgh, PA 1 $ 2,975,000 $ 2,975,000 $ 6,564,000
Racine, WI 1 $ 225,000 $ 225,000 $ 0
Rockford, IL 1 $ 125,000 $ 125,000 $ 0
Sheboygan, WI 1 $ 105,000 $ 105,000 $ 0
Sherman-Denison, TX 1 $ 535,000 $ 535,000 $ 0
South Bend-Mishawaka, IN-MI 1 $ 125,000 $ 125,000 $ 0
Tallahassee, FL 1 $ 145,000 $ 145,000 $ 0
Twin Falls, ID 1 $ 165,000 $ 165,000 $ 0
Tyler, TX 1 $ 205,000 $ 205,000 $ 0

Mortgage Loan Application Detail Totals for Champions Funding, LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,301 $1,538,085,000 $465,000 $4,355,000 $356,000 $8,902,000
Cash-out Refinancing 1,667 $858,175,000 $514,000 $4,505,000 $258,000 $7,758,000
Refinancing 444 $271,810,000 $612,000 $6,905,000 $250,000 $3,045,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,903 $846,195,000 $444,000 $4,505,000 $251,000 $5,440,000
White 1,804 $959,380,000 $531,000 $4,355,000 $469,000 $8,902,000
Not Provided 589 $323,185,000 $548,000 $3,005,000 $397,000 $7,758,000
Black or African American 500 $227,530,000 $455,000 $6,905,000 $195,000 $2,707,000
Asian 464 $237,110,000 $511,000 $3,005,000 $251,000 $7,946,000
Not applicable 110 $57,410,000 $521,000 $2,085,000 $0 $0
American Indian or Alaskan Native 27 $12,515,000 $463,000 $1,685,000 $235,000 $501,000
Native Hawaiian or Other Pacific Islander 15 $4,745,000 $316,000 $865,000 $151,000 $283,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,412 $2,668,070,000 $492,000 $6,905,000 $318,000 $8,902,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,067 $1,454,255,000 $474,000 $4,355,000 $385,000 $8,902,000
Application Withdrawn By Applicant 1,086 $555,100,000 $511,000 $6,905,000 $246,000 $6,564,000
Application Denied By Financial Institution 987 $509,265,000 $515,000 $4,505,000 $249,000 $7,946,000
Preapproval Denied by Financial Institution 140 $80,050,000 $571,000 $3,005,000 $262,000 $2,089,000
File Closed For Incompleteness 131 $68,815,000 $525,000 $2,505,000 $221,000 $1,274,000
Application Approved But Not Accepted 1 $585,000 $585,000 $585,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,285 $2,078,755,000 $485,000 $6,905,000 $341,000 $8,902,000
Insufficient Cash (Downpayment, Closing Cost) 621 $307,665,000 $495,000 $4,505,000 $207,000 $7,946,000
Credit Application Incomplete 344 $195,260,000 $567,000 $3,005,000 $327,000 $6,564,000
Other 95 $54,885,000 $577,000 $3,005,000 $170,000 $754,000
Collateral 33 $15,035,000 $455,000 $1,105,000 $564,000 $2,760,000
Credit History 24 $10,740,000 $447,000 $1,035,000 $464,000 $3,045,000
Unverifiable Information 6 $4,590,000 $765,000 $2,705,000 $146,000 $432,000
Debt-To-Income Ratio 3 $875,000 $291,000 $455,000 $107,000 $153,000
Employment History 1 $265,000 $265,000 $265,000 $56,000 $56,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Champions Funding, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Champions Funding, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

Download the Arizona Lender List