Charles Schwab Bank, SSB Mortgage Lending & HMDA Data, 2013
In 2013, Charles Schwab Bank, SSB of Lone Tree, CO reported 8,018 mortgage applications totaling $4.2 billion, down 28% from 2012. The average application was for $529,512, and applicants reported an average income of $235,693. 20% of its applications resulted in an originated loan and 13% were denied. Its largest markets were San Francisco-San Mateo-Redwood City, CA (699), Oakland-Fremont-Hayward, CA (523) and Los Angeles-Long Beach-Glendale, CA (511) (applications in parentheses).
| Mortgage Company & Address | Charles Schwab Bank, SSB Lone Tree, CO 80124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,018 |
| Total Mortgage Loan Application Amount | $4,245,635,000 |
| Average Mortgage Loan Application Amount | $529,512 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $235,693 |
| Highest Applicant Income | $7,864,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charles Schwab Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 511 | $ 375,546,000 | $ 734,923 | $ 291,000 |
| Santa Clara, California | 463 | $ 276,269,000 | $ 596,693 | $ 225,000 |
| Orange, California | 341 | $ 240,087,000 | $ 704,067 | $ 284,000 |
| San Diego, California | 306 | $ 207,473,000 | $ 678,016 | $ 268,000 |
| Contra Costa, California | 267 | $ 150,766,000 | $ 564,666 | $ 199,000 |
| Alameda, California | 256 | $ 120,833,000 | $ 472,003 | $ 171,000 |
| San Francisco, California | 256 | $ 179,474,000 | $ 701,070 | $ 275,000 |
| San Mateo, California | 256 | $ 179,149,000 | $ 699,800 | $ 250,000 |
| King, Washington | 203 | $ 100,314,000 | $ 494,157 | $ 211,000 |
| Maricopa, Arizona | 195 | $ 86,005,000 | $ 441,051 | $ 185,000 |
| Marin, California | 187 | $ 136,248,000 | $ 728,598 | $ 229,000 |
| Cook, Illinois | 151 | $ 76,495,000 | $ 506,589 | $ 238,000 |
| Riverside, California | 99 | $ 41,693,000 | $ 421,141 | $ 238,000 |
| Washoe, Nevada | 92 | $ 34,294,000 | $ 372,760 | $ 166,000 |
| Fairfield, Connecticut | 87 | $ 66,060,000 | $ 759,310 | $ 366,000 |
| Fulton, Georgia | 86 | $ 47,269,000 | $ 549,639 | $ 247,000 |
| Clark, Nevada | 82 | $ 34,656,000 | $ 422,634 | $ 202,000 |
| Sonoma, California | 78 | $ 45,987,000 | $ 589,576 | $ 240,000 |
| New York, New York | 75 | $ 71,714,000 | $ 956,186 | $ 520,000 |
| Fairfax, Virginia | 70 | $ 34,997,000 | $ 499,957 | $ 277,000 |
| Montgomery, Maryland | 69 | $ 41,570,000 | $ 602,463 | $ 251,000 |
| Harris, Texas | 67 | $ 38,243,000 | $ 570,791 | $ 271,000 |
| Dallas, Texas | 60 | $ 35,722,000 | $ 595,366 | $ 311,000 |
| Palm Beach, Florida | 58 | $ 29,825,000 | $ 514,224 | $ 228,000 |
| Middlesex, Massachusetts | 57 | $ 25,500,000 | $ 447,368 | $ 211,000 |
| Placer, California | 54 | $ 27,913,000 | $ 516,907 | $ 277,000 |
| Travis, Texas | 54 | $ 25,651,000 | $ 475,018 | $ 323,000 |
| Ventura, California | 52 | $ 29,136,000 | $ 560,307 | $ 231,000 |
| Boulder, Colorado | 52 | $ 26,158,000 | $ 503,038 | $ 179,000 |
| Santa Barbara, California | 51 | $ 41,465,000 | $ 813,039 | $ 280,000 |
| Broward, Florida | 50 | $ 20,592,000 | $ 411,840 | $ 204,000 |
| Denver, Colorado | 43 | $ 19,812,000 | $ 460,744 | $ 252,000 |
| Westchester, New York | 43 | $ 24,074,000 | $ 559,860 | $ 285,000 |
| Arapahoe, Colorado | 41 | $ 16,757,000 | $ 408,707 | $ 197,000 |
| Monterey, California | 40 | $ 26,781,000 | $ 669,525 | $ 267,000 |
| Suffolk, New York | 40 | $ 30,435,000 | $ 760,875 | $ 315,000 |
| District of Columbia, District Of Columbia | 37 | $ 26,681,000 | $ 721,108 | $ 340,000 |
| Douglas, Colorado | 35 | $ 14,468,000 | $ 413,371 | $ 163,000 |
| DuPage, Illinois | 35 | $ 17,866,000 | $ 510,457 | $ 260,000 |
| Miami-Dade, Florida | 34 | $ 23,123,000 | $ 680,088 | $ 474,000 |
| Mecklenburg, North Carolina | 34 | $ 17,048,000 | $ 501,411 | $ 208,000 |
| Sacramento, California | 33 | $ 9,872,000 | $ 299,151 | $ 157,000 |
| Lake, Illinois | 33 | $ 15,886,000 | $ 481,393 | $ 302,000 |
| Multnomah, Oregon | 33 | $ 15,220,000 | $ 461,212 | $ 234,000 |
| Collier, Florida | 32 | $ 15,170,000 | $ 474,062 | $ 283,000 |
| Norfolk, Massachusetts | 32 | $ 19,144,000 | $ 598,250 | $ 241,000 |
| Monmouth, New Jersey | 32 | $ 17,123,000 | $ 535,093 | $ 293,000 |
| Bergen, New Jersey | 31 | $ 15,219,000 | $ 490,935 | $ 212,000 |
| Morris, New Jersey | 30 | $ 12,887,000 | $ 429,566 | $ 284,000 |
| Charleston, South Carolina | 30 | $ 17,472,000 | $ 582,400 | $ 287,000 |
| San Bernardino, California | 29 | $ 9,178,000 | $ 316,482 | $ 166,000 |
| Hennepin, Minnesota | 28 | $ 10,685,000 | $ 381,607 | $ 196,000 |
| Wake, North Carolina | 28 | $ 9,191,000 | $ 328,250 | $ 184,000 |
| Santa Cruz, California | 27 | $ 13,790,000 | $ 510,740 | $ 260,000 |
| Oakland, Michigan | 27 | $ 9,782,000 | $ 362,296 | $ 202,000 |
| Essex, New Jersey | 27 | $ 13,926,000 | $ 515,777 | $ 267,000 |
| Jefferson, Colorado | 26 | $ 11,525,000 | $ 443,269 | $ 194,000 |
| Sarasota, Florida | 26 | $ 11,787,000 | $ 453,346 | $ 274,000 |
| Pima, Arizona | 24 | $ 6,836,000 | $ 284,833 | $ 160,000 |
| Cobb, Georgia | 24 | $ 10,392,000 | $ 433,000 | $ 190,000 |
| Orange, Florida | 23 | $ 10,613,000 | $ 461,434 | $ 236,000 |
| Honolulu, Hawaii | 23 | $ 14,741,000 | $ 640,913 | $ 191,000 |
| Somerset, New Jersey | 23 | $ 9,206,000 | $ 400,260 | $ 175,000 |
| Arlington, Virginia | 23 | $ 13,385,000 | $ 581,956 | $ 202,000 |
| Pinellas, Florida | 22 | $ 9,382,000 | $ 426,454 | $ 162,000 |
| Suffolk, Massachusetts | 22 | $ 8,562,000 | $ 389,181 | $ 193,000 |
| St. Louis, Missouri | 22 | $ 7,066,000 | $ 321,181 | $ 142,000 |
| Beaufort, South Carolina | 22 | $ 10,561,000 | $ 480,045 | $ 341,000 |
| El Dorado, California | 21 | $ 8,069,000 | $ 384,238 | $ 210,000 |
| San Luis Obispo, California | 21 | $ 10,570,000 | $ 503,333 | $ 237,000 |
| Hillsborough, Florida | 21 | $ 8,155,000 | $ 388,333 | $ 183,000 |
| Lee, Florida | 21 | $ 11,954,000 | $ 569,238 | $ 313,000 |
| Montgomery, Texas | 21 | $ 6,377,000 | $ 303,666 | $ 206,000 |
| Summit, Utah | 21 | $ 10,622,000 | $ 505,809 | $ 492,000 |
| Summit, Colorado | 20 | $ 8,113,000 | $ 405,650 | $ 209,000 |
| Napa, California | 19 | $ 11,526,000 | $ 606,631 | $ 262,000 |
| Hartford, Connecticut | 18 | $ 5,814,000 | $ 323,000 | $ 180,000 |
| Clackamas, Oregon | 18 | $ 7,255,000 | $ 403,055 | $ 125,000 |
| Bexar, Texas | 18 | $ 7,106,000 | $ 394,777 | $ 167,000 |
| Kitsap, Washington | 18 | $ 9,840,000 | $ 546,666 | $ 195,000 |
| Santa Fe, New Mexico | 17 | $ 7,572,000 | $ 445,411 | $ 158,000 |
| Tarrant, Texas | 17 | $ 6,884,000 | $ 404,941 | $ 269,000 |
| Nevada, California | 16 | $ 6,546,000 | $ 409,125 | $ 158,000 |
| Solano, California | 16 | $ 5,897,000 | $ 368,562 | $ 175,000 |
| Kings, New York | 16 | $ 11,776,000 | $ 736,000 | $ 303,000 |
| Nassau, New York | 16 | $ 12,420,000 | $ 776,250 | $ 800,000 |
| Alexandria, Virginia | 16 | $ 5,825,000 | $ 364,062 | $ 174,000 |
| Johnson, Kansas | 15 | $ 4,717,000 | $ 314,466 | $ 213,000 |
| Washington, Oregon | 15 | $ 4,804,000 | $ 320,266 | $ 120,000 |
| Collin, Texas | 15 | $ 7,224,000 | $ 481,600 | $ 198,000 |
| St. Johns, Florida | 14 | $ 10,644,000 | $ 760,285 | $ 211,000 |
| Ada, Idaho | 14 | $ 5,823,000 | $ 415,928 | $ 219,000 |
| Anne Arundel, Maryland | 14 | $ 6,265,000 | $ 447,500 | $ 170,000 |
| Barnstable, Massachusetts | 14 | $ 6,962,000 | $ 497,285 | $ 368,000 |
| Snohomish, Washington | 14 | $ 4,336,000 | $ 309,714 | $ 123,000 |
| Hawaii, Hawaii | 13 | $ 7,792,000 | $ 599,384 | $ 200,000 |
| Blaine, Idaho | 13 | $ 9,360,000 | $ 720,000 | $ 256,000 |
| Marion, Indiana | 13 | $ 5,370,000 | $ 413,076 | $ 395,000 |
| Plymouth, Massachusetts | 13 | $ 5,859,000 | $ 450,692 | $ 390,000 |
| Union, New Jersey | 13 | $ 7,102,000 | $ 546,307 | $ 310,000 |
| Deschutes, Oregon | 13 | $ 3,531,000 | $ 271,615 | $ 124,000 |
| Jackson, Oregon | 13 | $ 2,983,000 | $ 229,461 | $ 135,000 |
| Montgomery, Pennsylvania | 13 | $ 5,911,000 | $ 454,692 | $ 326,000 |
| Davidson, Tennessee | 13 | $ 4,321,000 | $ 332,384 | $ 173,000 |
| Williamson, Tennessee | 13 | $ 6,298,000 | $ 484,461 | $ 206,000 |
| Eagle, Colorado | 12 | $ 10,668,000 | $ 889,000 | $ 319,000 |
| Loudoun, Virginia | 12 | $ 4,385,000 | $ 365,416 | $ 149,000 |
| Clark, Washington | 12 | $ 3,664,000 | $ 305,333 | $ 220,000 |
| Larimer, Colorado | 11 | $ 3,989,000 | $ 362,636 | $ 150,000 |
| Manatee, Florida | 11 | $ 4,120,000 | $ 374,545 | $ 134,000 |
| DeKalb, Georgia | 11 | $ 3,332,000 | $ 302,909 | $ 127,000 |
| Mercer, New Jersey | 11 | $ 3,909,000 | $ 355,363 | $ 141,000 |
| Bernalillo, New Mexico | 11 | $ 3,241,000 | $ 294,636 | $ 134,000 |
| Chester, Pennsylvania | 11 | $ 5,626,000 | $ 511,454 | $ 196,000 |
| Pierce, Washington | 11 | $ 3,642,000 | $ 331,090 | $ 121,000 |
| Spokane, Washington | 11 | $ 2,896,000 | $ 263,272 | $ 124,000 |
| New Haven, Connecticut | 10 | $ 3,750,000 | $ 375,000 | $ 237,000 |
| Seminole, Florida | 10 | $ 2,729,000 | $ 272,900 | $ 171,000 |
| Will, Illinois | 10 | $ 2,455,000 | $ 245,500 | $ 148,000 |
| Howard, Maryland | 10 | $ 3,980,000 | $ 398,000 | $ 165,000 |
| Essex, Massachusetts | 10 | $ 4,597,000 | $ 459,700 | $ 237,000 |
| Gallatin, Montana | 10 | $ 5,730,000 | $ 573,000 | $ 505,000 |
| Hillsborough, New Hampshire | 10 | $ 3,103,000 | $ 310,300 | $ 137,000 |
| Orange, North Carolina | 10 | $ 3,081,000 | $ 308,100 | $ 175,000 |
| Salt Lake, Utah | 10 | $ 4,877,000 | $ 487,700 | $ 203,000 |
| El Paso, Colorado | 9 | $ 2,824,000 | $ 313,777 | $ 94,000 |
| Martin, Florida | 9 | $ 2,817,000 | $ 313,000 | $ 157,000 |
| Baltimore, Maryland | 9 | $ 4,275,000 | $ 475,000 | $ 319,000 |
| Douglas, Nevada | 9 | $ 4,456,000 | $ 495,111 | $ 277,000 |
| Rockingham, New Hampshire | 9 | $ 3,027,000 | $ 336,333 | $ 157,000 |
| Middlesex, New Jersey | 9 | $ 2,630,000 | $ 292,222 | $ 150,000 |
| Buncombe, North Carolina | 9 | $ 3,119,000 | $ 346,555 | $ 147,000 |
| Philadelphia, Pennsylvania | 9 | $ 3,233,000 | $ 359,222 | $ 129,000 |
| Greenville, South Carolina | 9 | $ 3,951,000 | $ 439,000 | $ 186,000 |
| Shelby, Tennessee | 9 | $ 2,106,000 | $ 234,000 | $ 174,000 |
| Baldwin, Alabama | 8 | $ 2,781,000 | $ 347,625 | $ 107,000 |
| Jefferson, Alabama | 8 | $ 2,873,000 | $ 359,125 | $ 134,000 |
| Fresno, California | 8 | $ 2,154,000 | $ 269,250 | $ 157,000 |
| San Joaquin, California | 8 | $ 3,148,000 | $ 393,500 | $ 158,000 |
| Routt, Colorado | 8 | $ 4,472,000 | $ 559,000 | $ 278,000 |
| Jefferson, Kentucky | 8 | $ 2,553,000 | $ 319,125 | $ 186,000 |
| Washtenaw, Michigan | 8 | $ 2,709,000 | $ 338,625 | $ 274,000 |
| Queens, New York | 8 | $ 3,020,000 | $ 377,500 | $ 123,000 |
| Guilford, North Carolina | 8 | $ 2,605,000 | $ 325,625 | $ 165,000 |
| Hamilton, Ohio | 8 | $ 3,950,000 | $ 493,750 | $ 248,000 |
| Allegheny, Pennsylvania | 8 | $ 2,582,000 | $ 322,750 | $ 220,000 |
| Brazos, Texas | 8 | $ 931,000 | $ 116,375 | $ 305,000 |
| Denton, Texas | 8 | $ 2,807,000 | $ 350,875 | $ 212,000 |
| Fort Bend, Texas | 8 | $ 3,139,000 | $ 392,375 | $ 228,000 |
| Milwaukee, Wisconsin | 8 | $ 2,972,000 | $ 371,500 | $ 170,000 |
| Waukesha, Wisconsin | 8 | $ 4,413,000 | $ 551,625 | $ 224,000 |
| Coconino, Arizona | 7 | $ 2,496,000 | $ 356,571 | $ 144,000 |
| Yavapai, Arizona | 7 | $ 3,558,000 | $ 508,285 | $ 247,000 |
| Kern, California | 7 | $ 1,725,000 | $ 246,428 | $ 114,000 |
| Adams, Colorado | 7 | $ 1,715,000 | $ 245,000 | $ 78,000 |
| New London, Connecticut | 7 | $ 2,552,000 | $ 364,571 | $ 292,000 |
| Brevard, Florida | 7 | $ 1,628,000 | $ 232,571 | $ 248,000 |
| Monroe, Florida | 7 | $ 4,457,000 | $ 636,714 | $ 301,000 |
| Sumter, Florida | 7 | $ 1,739,000 | $ 248,428 | $ 116,000 |
| Fayette, Georgia | 7 | $ 1,666,000 | $ 238,000 | $ 113,000 |
| Forsyth, Georgia | 7 | $ 2,409,000 | $ 344,142 | $ 112,000 |
| Maui, Hawaii | 7 | $ 5,113,000 | $ 730,428 | $ 215,000 |
| Hamilton, Indiana | 7 | $ 3,550,000 | $ 507,142 | $ 200,000 |
| Baltimore City, Maryland | 7 | $ 2,041,000 | $ 291,571 | $ 233,000 |
| Dakota, Minnesota | 7 | $ 2,010,000 | $ 287,142 | $ 134,000 |
| Ramsey, Minnesota | 7 | $ 1,562,000 | $ 223,142 | $ 110,000 |
| Hudson, New Jersey | 7 | $ 3,697,000 | $ 528,142 | $ 225,000 |
| Hunterdon, New Jersey | 7 | $ 2,599,000 | $ 371,285 | $ 150,000 |
| Ocean, New Jersey | 7 | $ 4,160,000 | $ 594,285 | $ 339,000 |
| Sussex, New Jersey | 7 | $ 1,880,000 | $ 268,571 | $ 131,000 |
| Cuyahoga, Ohio | 7 | $ 1,421,000 | $ 203,000 | $ 191,000 |
| Delaware, Pennsylvania | 7 | $ 4,207,000 | $ 601,000 | $ 338,000 |
| Washington, Rhode Island | 7 | $ 3,883,000 | $ 554,714 | $ 203,000 |
| Chittenden, Vermont | 7 | $ 2,125,000 | $ 303,571 | $ 190,000 |
| Anchorage, Alaska | 6 | $ 1,253,000 | $ 208,833 | $ 252,000 |
| Mohave, Arizona | 6 | $ 766,000 | $ 127,666 | $ 84,000 |
| Stanislaus, California | 6 | $ 2,946,000 | $ 491,000 | $ 294,000 |
| Broomfield, Colorado | 6 | $ 2,746,000 | $ 457,666 | $ 114,000 |
| Indian River, Florida | 6 | $ 3,895,000 | $ 649,166 | $ 309,000 |
| Lake, Florida | 6 | $ 1,019,000 | $ 169,833 | $ 87,000 |
| Volusia, Florida | 6 | $ 1,868,000 | $ 311,333 | $ 101,000 |
| Walton, Florida | 6 | $ 4,890,000 | $ 815,000 | $ 450,000 |
| Gwinnett, Georgia | 6 | $ 1,891,000 | $ 315,166 | $ 126,000 |
| Kane, Illinois | 6 | $ 2,053,000 | $ 342,166 | $ 138,000 |
| Sedgwick, Kansas | 6 | $ 819,000 | $ 136,500 | $ 88,000 |
| Orleans, Louisiana | 6 | $ 1,496,000 | $ 249,333 | $ 130,000 |
| St. Tammany, Louisiana | 6 | $ 1,468,000 | $ 244,666 | $ 134,000 |
| Cumberland, Maine | 6 | $ 2,070,000 | $ 345,000 | $ 291,000 |
| Flathead, Montana | 6 | $ 1,958,000 | $ 326,333 | $ 381,000 |
| Douglas, Nebraska | 6 | $ 1,793,000 | $ 298,833 | $ 221,000 |
| Camden, New Jersey | 6 | $ 1,276,000 | $ 212,666 | $ 117,000 |
| Taos, New Mexico | 6 | $ 1,487,000 | $ 247,833 | $ 181,000 |
| Brunswick, North Carolina | 6 | $ 1,449,000 | $ 241,500 | $ 94,000 |
| Iredell, North Carolina | 6 | $ 3,185,000 | $ 530,833 | $ 160,000 |
| Franklin, Ohio | 6 | $ 2,168,000 | $ 361,333 | $ 241,000 |
| Knox, Tennessee | 6 | $ 1,485,000 | $ 247,500 | $ 128,000 |
| James City, Virginia | 6 | $ 2,044,000 | $ 340,666 | $ 117,000 |
| Virginia Beach, Virginia | 6 | $ 2,577,000 | $ 429,500 | $ 172,000 |
| Ozaukee, Wisconsin | 6 | $ 2,249,000 | $ 374,833 | $ 174,000 |
| Teton, Wyoming | 6 | $ 4,163,000 | $ 693,833 | $ 282,000 |
| Navajo, Arizona | 5 | $ 1,530,000 | $ 306,000 | $ 155,000 |
| Mendocino, California | 5 | $ 1,742,000 | $ 348,400 | $ 122,000 |
| Yolo, California | 5 | $ 1,927,000 | $ 385,400 | $ 162,000 |
| Pitkin, Colorado | 5 | $ 5,898,000 | $ 1,179,600 | $ 423,000 |
| Middlesex, Connecticut | 5 | $ 1,527,000 | $ 305,400 | $ 101,000 |
| Sussex, Delaware | 5 | $ 2,569,000 | $ 513,800 | $ 227,000 |
| Charlotte, Florida | 5 | $ 1,263,000 | $ 252,600 | $ 112,000 |
| Duval, Florida | 5 | $ 1,966,000 | $ 393,200 | $ 195,000 |
| Bonner, Idaho | 5 | $ 2,382,000 | $ 476,400 | $ 351,000 |
| Kootenai, Idaho | 5 | $ 1,739,000 | $ 347,800 | $ 126,000 |
| McHenry, Illinois | 5 | $ 1,844,000 | $ 368,800 | $ 168,000 |
| Bristol, Massachusetts | 5 | $ 2,157,000 | $ 431,400 | $ 305,000 |
| Dukes, Massachusetts | 5 | $ 4,800,000 | $ 960,000 | $ 326,000 |
| Macomb, Michigan | 5 | $ 875,000 | $ 175,000 | $ 108,000 |
| Jackson, Missouri | 5 | $ 1,158,000 | $ 231,600 | $ 127,000 |
| Merrimack, New Hampshire | 5 | $ 1,599,000 | $ 319,800 | $ 104,000 |
| Cape May, New Jersey | 5 | $ 2,501,000 | $ 500,200 | $ 232,000 |
| Chatham, North Carolina | 5 | $ 2,050,000 | $ 410,000 | $ 338,000 |
| Oklahoma, Oklahoma | 5 | $ 1,472,000 | $ 294,400 | $ 991,000 |
| Clatsop, Oregon | 5 | $ 2,854,000 | $ 570,800 | $ 858,000 |
| Bucks, Pennsylvania | 5 | $ 3,344,000 | $ 668,800 | $ 268,000 |
| Providence, Rhode Island | 5 | $ 1,969,000 | $ 393,800 | $ 315,000 |
| Horry, South Carolina | 5 | $ 502,000 | $ 100,400 | $ 118,000 |
| Lancaster, South Carolina | 5 | $ 1,318,000 | $ 263,600 | $ 61,000 |
| Galveston, Texas | 5 | $ 1,156,000 | $ 231,200 | $ 136,000 |
| Williamson, Texas | 5 | $ 1,284,000 | $ 256,800 | $ 95,000 |
| Richmond City, Virginia | 5 | $ 2,701,000 | $ 540,200 | $ 256,000 |
| Pinal, Arizona | 4 | $ 1,164,000 | $ 291,000 | $ 291,000 |
| Calaveras, California | 4 | $ 648,000 | $ 162,000 | $ 110,000 |
| Shasta, California | 4 | $ 1,362,000 | $ 340,500 | $ 153,000 |
| La Plata, Colorado | 4 | $ 1,029,000 | $ 257,250 | $ 113,000 |
| Weld, Colorado | 4 | $ 1,140,000 | $ 285,000 | $ 196,000 |
| Citrus, Florida | 4 | $ 1,092,000 | $ 273,000 | $ 184,000 |
| Okaloosa, Florida | 4 | $ 1,708,000 | $ 427,000 | $ 247,000 |
| Chatham, Georgia | 4 | $ 1,244,000 | $ 311,000 | $ 85,000 |
| Cherokee, Georgia | 4 | $ 996,000 | $ 249,000 | $ 125,000 |
| Teton, Idaho | 4 | $ 1,001,000 | $ 250,250 | $ 438,000 |
| Valley, Idaho | 4 | $ 1,671,000 | $ 417,750 | $ 121,000 |
| Worcester, Massachusetts | 4 | $ 1,875,000 | $ 468,750 | $ 202,000 |
| Wayne, Michigan | 4 | $ 1,198,000 | $ 299,500 | $ 175,000 |
| Carver, Minnesota | 4 | $ 1,404,000 | $ 351,000 | $ 171,000 |
| Camden, Missouri | 4 | $ 1,007,000 | $ 251,750 | $ 132,000 |
| Atlantic, New Jersey | 4 | $ 1,868,000 | $ 467,000 | $ 102,000 |
| Passaic, New Jersey | 4 | $ 1,850,000 | $ 462,500 | $ 355,000 |
| Sandoval, New Mexico | 4 | $ 1,409,000 | $ 352,250 | $ 168,000 |
| Dutchess, New York | 4 | $ 1,556,000 | $ 389,000 | $ 270,000 |
| Richmond, New York | 4 | $ 1,320,000 | $ 330,000 | $ 118,000 |
| Rockland, New York | 4 | $ 1,970,000 | $ 492,500 | $ 176,000 |
| Dare, North Carolina | 4 | $ 1,799,000 | $ 449,750 | $ 152,000 |
| Durham, North Carolina | 4 | $ 925,000 | $ 231,250 | $ 146,000 |
| Summit, Ohio | 4 | $ 1,205,000 | $ 301,250 | $ 384,000 |
| Warren, Ohio | 4 | $ 1,527,000 | $ 381,750 | $ 143,000 |
| Tulsa, Oklahoma | 4 | $ 1,498,000 | $ 374,500 | $ 91,000 |
| Lane, Oregon | 4 | $ 1,085,000 | $ 271,250 | $ 88,000 |
| Newport, Rhode Island | 4 | $ 1,706,000 | $ 426,500 | $ 194,000 |
| Berkeley, South Carolina | 4 | $ 1,182,000 | $ 295,500 | $ 200,000 |
| Windsor, Vermont | 4 | $ 1,490,000 | $ 372,500 | $ 126,000 |
| Charlottesville, Virginia | 4 | $ 1,771,000 | $ 442,750 | $ 164,000 |
| Fairfax City, Virginia | 4 | $ 1,958,000 | $ 489,500 | $ 173,000 |
| Island, Washington | 4 | $ 984,000 | $ 246,000 | $ 96,000 |
| Kittitas, Washington | 4 | $ 1,805,000 | $ 451,250 | $ 154,000 |
| San Juan, Washington | 4 | $ 1,720,000 | $ 430,000 | $ 185,000 |
| Dane, Wisconsin | 4 | $ 1,767,000 | $ 441,750 | $ 201,000 |
| Outagamie, Wisconsin | 4 | $ 875,000 | $ 218,750 | $ 164,000 |
| Shelby, Alabama | 3 | $ 1,096,000 | $ 365,333 | $ 401,000 |
| Pulaski, Arkansas | 3 | $ 1,161,000 | $ 387,000 | $ 140,000 |
| Humboldt, California | 3 | $ 653,000 | $ 217,666 | $ 142,000 |
| New Castle, Delaware | 3 | $ 603,000 | $ 201,000 | $ 77,000 |
| Bay, Florida | 3 | $ 1,614,000 | $ 538,000 | $ 275,000 |
| Flagler, Florida | 3 | $ 1,169,000 | $ 389,666 | $ 196,000 |
| Fannin, Georgia | 3 | $ 462,000 | $ 154,000 | $ 83,000 |
| Glynn, Georgia | 3 | $ 904,000 | $ 301,333 | $ 86,000 |
| Rabun, Georgia | 3 | $ 2,161,000 | $ 720,333 | $ 372,000 |
| Allen, Indiana | 3 | $ 311,000 | $ 103,666 | $ 70,000 |
| Polk, Iowa | 3 | $ 653,000 | $ 217,666 | $ 94,000 |
| East Baton Rouge, Louisiana | 3 | $ 959,000 | $ 319,666 | $ 225,000 |
| York, Maine | 3 | $ 1,446,000 | $ 482,000 | $ 378,000 |
| Prince George's, Maryland | 3 | $ 1,207,000 | $ 402,333 | $ 182,000 |
| Queen Anne's, Maryland | 3 | $ 1,237,000 | $ 412,333 | $ 241,000 |
| Hampden, Massachusetts | 3 | $ 804,000 | $ 268,000 | $ 86,000 |
| Benzie, Michigan | 3 | $ 1,713,000 | $ 571,000 | $ 207,000 |
| Charlevoix, Michigan | 3 | $ 740,000 | $ 246,666 | $ 1,869,000 |
| Kalamazoo, Michigan | 3 | $ 795,000 | $ 265,000 | $ 139,000 |
| Kent, Michigan | 3 | $ 986,000 | $ 328,666 | $ 383,000 |
| Livingston, Michigan | 3 | $ 761,000 | $ 253,666 | $ 84,000 |
| Anoka, Minnesota | 3 | $ 493,000 | $ 164,333 | $ 105,000 |
| Madison, Mississippi | 3 | $ 1,248,000 | $ 416,000 | $ 158,000 |
| Cass, Missouri | 3 | $ 2,650,000 | $ 883,333 | $ 564,000 |
| St. Louis City, Missouri | 3 | $ 411,000 | $ 137,000 | $ 185,000 |
| Bronx, New York | 3 | $ 3,711,000 | $ 1,237,000 | $ 283,000 |
| Gaston, North Carolina | 3 | $ 1,368,000 | $ 456,000 | $ 223,000 |
| Macon, North Carolina | 3 | $ 2,191,000 | $ 730,333 | $ 133,000 |
| New Hanover, North Carolina | 3 | $ 1,617,000 | $ 539,000 | $ 249,000 |
| Delaware, Ohio | 3 | $ 786,000 | $ 262,000 | $ 153,000 |
| Lincoln, Oregon | 3 | $ 984,000 | $ 328,000 | $ 135,000 |
| Lancaster, Pennsylvania | 3 | $ 892,000 | $ 297,333 | $ 200,000 |
| Richland, South Carolina | 3 | $ 710,000 | $ 236,666 | $ 162,000 |
| Blount, Tennessee | 3 | $ 1,109,000 | $ 369,666 | $ 152,000 |
| Hamilton, Tennessee | 3 | $ 689,000 | $ 229,666 | $ 71,000 |
| Sevier, Tennessee | 3 | $ 690,000 | $ 230,000 | $ 91,000 |
| Hays, Texas | 3 | $ 1,241,000 | $ 413,666 | $ 253,000 |
| Lubbock, Texas | 3 | $ 415,000 | $ 138,333 | $ 100,000 |
| Nueces, Texas | 3 | $ 990,000 | $ 330,000 | $ 210,000 |
| Utah, Utah | 3 | $ 604,000 | $ 201,333 | $ 98,000 |
| Albemarle, Virginia | 3 | $ 740,000 | $ 246,666 | $ 123,000 |
| Isle of Wight, Virginia | 3 | $ 834,000 | $ 278,000 | $ 96,000 |
| Benton, Washington | 3 | $ 1,001,000 | $ 333,666 | $ 397,000 |
| Chelan, Washington | 3 | $ 894,000 | $ 298,000 | $ 203,000 |
| Lee, Alabama | 2 | $ 544,000 | $ 272,000 | $ 135,000 |
| Matanuska-Susitna, Alaska | 2 | $ 405,000 | $ 202,500 | $ 129,000 |
| Cochise, Arizona | 2 | $ 454,000 | $ 227,000 | $ 85,000 |
| Gila, Arizona | 2 | $ 560,000 | $ 280,000 | $ 265,000 |
| Garland, Arkansas | 2 | $ 265,000 | $ 132,500 | $ 62,000 |
| Washington, Arkansas | 2 | $ 749,000 | $ 374,500 | $ 174,000 |
| Amador, California | 2 | $ 989,000 | $ 494,500 | $ 200,000 |
| Merced, California | 2 | $ 293,000 | $ 146,500 | $ 142,000 |
| Plumas, California | 2 | $ 838,000 | $ 419,000 | $ 308,000 |
| San Benito, California | 2 | $ 539,000 | $ 269,500 | $ 68,000 |
| Tulare, California | 2 | $ 1,250,000 | $ 625,000 | $ 900,000 |
| Archuleta, Colorado | 2 | $ 1,175,000 | $ 587,500 | $ 174,000 |
| Clear Creek, Colorado | 2 | $ 2,003,000 | $ 1,001,500 | $ 335,000 |
| Garfield, Colorado | 2 | $ 841,000 | $ 420,500 | $ 193,000 |
| Gilpin, Colorado | 2 | $ 604,000 | $ 302,000 | $ 85,000 |
| Gunnison, Colorado | 2 | $ 599,000 | $ 299,500 | $ 14,000 |
| Mesa, Colorado | 2 | $ 322,000 | $ 161,000 | $ 64,000 |
| Teller, Colorado | 2 | $ 958,000 | $ 479,000 | $ 108,000 |
| Litchfield, Connecticut | 2 | $ 2,145,000 | $ 1,072,500 | $ 192,000 |
| Alachua, Florida | 2 | $ 451,000 | $ 225,500 | $ 118,000 |
| Leon, Florida | 2 | $ 488,000 | $ 244,000 | $ 139,000 |
| Greene, Georgia | 2 | $ 1,020,000 | $ 510,000 | $ 120,000 |
| Paulding, Georgia | 2 | $ 196,000 | $ 98,000 | $ 119,000 |
| Pickens, Georgia | 2 | $ 689,000 | $ 344,500 | $ 66,000 |
| Kauai, Hawaii | 2 | $ 1,488,000 | $ 744,000 | $ 202,000 |
| Porter, Indiana | 2 | $ 395,000 | $ 197,500 | $ 111,000 |
| Kenton, Kentucky | 2 | $ 1,114,000 | $ 557,000 | $ 319,000 |
| Warren, Kentucky | 2 | $ 616,000 | $ 308,000 | $ 154,000 |
| Ascension, Louisiana | 2 | $ 370,000 | $ 185,000 | $ 104,000 |
| Lincoln, Maine | 2 | $ 1,375,000 | $ 687,500 | $ 246,000 |
| Frederick, Maryland | 2 | $ 962,000 | $ 481,000 | $ 110,000 |
| Garrett, Maryland | 2 | $ 1,659,000 | $ 829,500 | $ 577,000 |
| Talbot, Maryland | 2 | $ 698,000 | $ 349,000 | $ 107,000 |
| Nantucket, Massachusetts | 2 | $ 958,000 | $ 479,000 | $ 135,000 |
| Ottawa, Michigan | 2 | $ 277,000 | $ 138,500 | $ 37,000 |
| Van Buren, Michigan | 2 | $ 1,366,000 | $ 683,000 | $ 538,000 |
| Clay, Missouri | 2 | $ 269,000 | $ 134,500 | $ 93,000 |
| Franklin, Missouri | 2 | $ 591,000 | $ 295,500 | $ 221,000 |
| Greene, Missouri | 2 | $ 336,000 | $ 168,000 | $ 95,000 |
| St. Charles, Missouri | 2 | $ 614,000 | $ 307,000 | $ 130,000 |
| Park, Montana | 2 | $ 833,000 | $ 416,500 | $ 122,000 |
| Yellowstone, Montana | 2 | $ 336,000 | $ 168,000 | $ 87,000 |
| Adams, Nebraska | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Lancaster, Nebraska | 2 | $ 568,000 | $ 284,000 | $ 123,000 |
| Grafton, New Hampshire | 2 | $ 636,000 | $ 318,000 | $ 309,000 |
| Burlington, New Jersey | 2 | $ 617,000 | $ 308,500 | $ 228,000 |
| Monroe, New York | 2 | $ 382,000 | $ 191,000 | $ 90,000 |
| Orange, New York | 2 | $ 757,000 | $ 378,500 | $ 207,000 |
| Putnam, New York | 2 | $ 538,000 | $ 269,000 | $ 90,000 |
| Tompkins, New York | 2 | $ 441,000 | $ 220,500 | $ 161,000 |
| Craven, North Carolina | 2 | $ 483,000 | $ 241,500 | $ 55,000 |
| Forsyth, North Carolina | 2 | $ 699,000 | $ 349,500 | $ 144,000 |
| Haywood, North Carolina | 2 | $ 586,000 | $ 293,000 | $ 220,000 |
| Henderson, North Carolina | 2 | $ 2,105,000 | $ 1,052,500 | $ 150,000 |
| Moore, North Carolina | 2 | $ 599,000 | $ 299,500 | $ 114,000 |
| Pender, North Carolina | 2 | $ 416,000 | $ 208,000 | $ 108,000 |
| Columbiana, Ohio | 2 | $ 464,000 | $ 232,000 | $ 146,000 |
| Cleveland, Oklahoma | 2 | $ 176,000 | $ 88,000 | $ 59,000 |
| Coos, Oregon | 2 | $ 329,000 | $ 164,500 | $ 103,000 |
| Hood River, Oregon | 2 | $ 1,103,000 | $ 551,500 | $ 125,000 |
| Polk, Oregon | 2 | $ 360,000 | $ 180,000 | $ 94,000 |
| Tillamook, Oregon | 2 | $ 901,000 | $ 450,500 | $ 343,000 |
| Dauphin, Pennsylvania | 2 | $ 496,000 | $ 248,000 | $ 100,000 |
| Lehigh, Pennsylvania | 2 | $ 906,000 | $ 453,000 | $ 46,000 |
| Northampton, Pennsylvania | 2 | $ 315,000 | $ 157,500 | $ 126,000 |
| Washington, Pennsylvania | 2 | $ 349,000 | $ 174,500 | $ 88,000 |
| York, Pennsylvania | 2 | $ 646,000 | $ 323,000 | $ 182,000 |
| Bristol, Rhode Island | 2 | $ 1,662,000 | $ 831,000 | $ 337,000 |
| Georgetown, South Carolina | 2 | $ 911,000 | $ 455,500 | $ 364,000 |
| Oconee, South Carolina | 2 | $ 384,000 | $ 192,000 | $ 80,000 |
| York, South Carolina | 2 | $ 506,000 | $ 253,000 | $ 107,000 |
| Wilson, Tennessee | 2 | $ 359,000 | $ 179,500 | $ 63,000 |
| Aransas, Texas | 2 | $ 545,000 | $ 272,500 | $ 762,000 |
| Brazoria, Texas | 2 | $ 247,000 | $ 123,500 | $ 60,000 |
| Comal, Texas | 2 | $ 541,000 | $ 270,500 | $ 231,000 |
| Gregg, Texas | 2 | $ 779,000 | $ 389,500 | $ 164,000 |
| Llano, Texas | 2 | $ 554,000 | $ 277,000 | $ 243,000 |
| Rockwall, Texas | 2 | $ 978,000 | $ 489,000 | $ 326,000 |
| Wasatch, Utah | 2 | $ 702,000 | $ 351,000 | $ 309,000 |
| Washington, Utah | 2 | $ 718,000 | $ 359,000 | $ 121,000 |
| Bedford, Virginia | 2 | $ 697,000 | $ 348,500 | $ 273,000 |
| Goochland, Virginia | 2 | $ 1,439,000 | $ 719,500 | $ 313,000 |
| Hanover, Virginia | 2 | $ 576,000 | $ 288,000 | $ 156,000 |
| Henrico, Virginia | 2 | $ 400,000 | $ 200,000 | $ 63,000 |
| Norfolk, Virginia | 2 | $ 624,000 | $ 312,000 | $ 91,000 |
| Prince William, Virginia | 2 | $ 906,000 | $ 453,000 | $ 148,000 |
| Shenandoah, Virginia | 2 | $ 476,000 | $ 238,000 | $ 76,000 |
| Stafford, Virginia | 2 | $ 559,000 | $ 279,500 | $ 148,000 |
| Suffolk, Virginia | 2 | $ 660,000 | $ 330,000 | $ 140,000 |
| Cowlitz, Washington | 2 | $ 371,000 | $ 185,500 | $ 84,000 |
| Thurston, Washington | 2 | $ 971,000 | $ 485,500 | $ 145,000 |
| Whatcom, Washington | 2 | $ 397,000 | $ 198,500 | $ 119,000 |
| Sheboygan, Wisconsin | 2 | $ 506,000 | $ 253,000 | $ 104,000 |
| St. Croix, Wisconsin | 2 | $ 419,000 | $ 209,500 | $ 84,000 |
| Escambia, Alabama | 1 | $ 122,000 | $ 122,000 | $ 45,000 |
| Mobile, Alabama | 1 | $ 176,000 | $ 176,000 | $ 38,000 |
| Montgomery, Alabama | 1 | $ 242,000 | $ 242,000 | $ 159,000 |
| Tuscaloosa, Alabama | 1 | $ 680,000 | $ 680,000 | $ 582,000 |
| Winston, Alabama | 1 | $ 505,000 | $ 505,000 | $ 108,000 |
| Fairbanks North Star, Alaska | 1 | $ 230,000 | $ 230,000 | $ 74,000 |
| Juneau, Alaska | 1 | $ 400,000 | $ 400,000 | $ 331,000 |
| Santa Cruz, Arizona | 1 | $ 228,000 | $ 228,000 | $ 42,000 |
| Benton, Arkansas | 1 | $ 111,000 | $ 111,000 | $ 140,000 |
| Carroll, Arkansas | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Lonoke, Arkansas | 1 | $ 302,000 | $ 302,000 | $ 88,000 |
| Saline, Arkansas | 1 | $ 161,000 | $ 161,000 | $ 56,000 |
| Butte, California | 1 | $ 721,000 | $ 721,000 | $ 802,000 |
| Lake, California | 1 | $ 332,000 | $ 332,000 | $ 239,000 |
| Madera, California | 1 | $ 241,000 | $ 241,000 | $ 70,000 |
| Tehama, California | 1 | $ 171,000 | $ 171,000 | $ 42,000 |
| Tuolumne, California | 1 | $ 128,000 | $ 128,000 | $ 212,000 |
| Chaffee, Colorado | 1 | $ 397,000 | $ 397,000 | $ 190,000 |
| Grand, Colorado | 1 | $ 300,000 | $ 300,000 | $ 79,000 |
| Park, Colorado | 1 | $ 165,000 | $ 165,000 | $ 228,000 |
| Tolland, Connecticut | 1 | $ 134,000 | $ 134,000 | $ 105,000 |
| Escambia, Florida | 1 | $ 99,000 | $ 99,000 | $ 41,000 |
| Franklin, Florida | 1 | $ 243,000 | $ 243,000 | $ 98,000 |
| Gulf, Florida | 1 | $ 231,000 | $ 231,000 | $ 208,000 |
| Hernando, Florida | 1 | $ 150,000 | $ 150,000 | $ 131,000 |
| Marion, Florida | 1 | $ 750,000 | $ 750,000 | $ 180,000 |
| Nassau, Florida | 1 | $ 208,000 | $ 208,000 | $ 63,000 |
| Pasco, Florida | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Polk, Florida | 1 | $ 191,000 | $ 191,000 | $ 63,000 |
| Santa Rosa, Florida | 1 | $ 65,000 | $ 65,000 | $ 123,000 |
| St. Lucie, Florida | 1 | $ 629,000 | $ 629,000 | $ 158,000 |
| Barrow, Georgia | 1 | $ 116,000 | $ 116,000 | $ 52,000 |
| Camden, Georgia | 1 | $ 229,000 | $ 229,000 | $ 93,000 |
| Clarke, Georgia | 1 | $ 214,000 | $ 214,000 | $ 105,000 |
| Clayton, Georgia | 1 | $ 217,000 | $ 217,000 | $ 140,000 |
| Coffee, Georgia | 1 | $ 380,000 | $ 380,000 | $ 281,000 |
| Dawson, Georgia | 1 | $ 540,000 | $ 540,000 | $ 226,000 |
| Douglas, Georgia | 1 | $ 244,000 | $ 244,000 | $ 174,000 |
| Gilmer, Georgia | 1 | $ 248,000 | $ 248,000 | $ 491,000 |
| Hall, Georgia | 1 | $ 468,000 | $ 468,000 | $ 166,000 |
| Morgan, Georgia | 1 | $ 600,000 | $ 600,000 | $ 273,000 |
| Oconee, Georgia | 1 | $ 140,000 | $ 140,000 | $ 97,000 |
| Putnam, Georgia | 1 | $ 387,000 | $ 387,000 | $ 436,000 |
| Richmond, Georgia | 1 | $ 142,000 | $ 142,000 | $ 34,000 |
| Tift, Georgia | 1 | $ 90,000 | $ 90,000 | $ 76,000 |
| Boise, Idaho | 1 | $ 102,000 | $ 102,000 | $ 32,000 |
| Nez Perce, Idaho | 1 | $ 185,000 | $ 185,000 | $ 247,000 |
| Champaign, Illinois | 1 | $ 186,000 | $ 186,000 | $ 136,000 |
| Ford, Illinois | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| LaSalle, Illinois | 1 | $ 360,000 | $ 360,000 | $ 267,000 |
| Macon, Illinois | 1 | $ 199,000 | $ 199,000 | $ 44,000 |
| Monroe, Illinois | 1 | $ 191,000 | $ 191,000 | $ 126,000 |
| Tazewell, Illinois | 1 | $ 250,000 | $ 250,000 | $ 240,000 |
| Boone, Indiana | 1 | $ 800,000 | $ 800,000 | $ 350,000 |
| Brown, Indiana | 1 | $ 381,000 | $ 381,000 | $ 217,000 |
| Johnson, Indiana | 1 | $ 114,000 | $ 114,000 | $ 86,000 |
| Knox, Indiana | 1 | $ 417,000 | $ 417,000 | $ 84,000 |
| Lake, Indiana | 1 | $ 276,000 | $ 276,000 | $ 165,000 |
| LaPorte, Indiana | 1 | $ 1,960,000 | $ 1,960,000 | $ 421,000 |
| Monroe, Indiana | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| St. Joseph, Indiana | 1 | $ 69,000 | $ 69,000 | $ 30,000 |
| Steuben, Indiana | 1 | $ 417,000 | $ 417,000 | $ 1,587,000 |
| Vigo, Indiana | 1 | $ 110,000 | $ 110,000 | $ 97,000 |
| Black Hawk, Iowa | 1 | $ 94,000 | $ 94,000 | $ 77,000 |
| Guthrie, Iowa | 1 | $ 170,000 | $ 170,000 | $ 271,000 |
| Scott, Iowa | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Harvey, Kansas | 1 | $ 220,000 | $ 220,000 | $ 66,000 |
| Miami, Kansas | 1 | $ 220,000 | $ 220,000 | $ 79,000 |
| Boone, Kentucky | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Daviess, Kentucky | 1 | $ 396,000 | $ 396,000 | $ 460,000 |
| Fayette, Kentucky | 1 | $ 166,000 | $ 166,000 | $ 165,000 |
| Woodford, Kentucky | 1 | $ 264,000 | $ 264,000 | $ 76,000 |
| Jefferson, Louisiana | 1 | $ 600,000 | $ 600,000 | $ 124,000 |
| Lafourche, Louisiana | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Livingston, Louisiana | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Plaquemines, Louisiana | 1 | $ 286,000 | $ 286,000 | $ 145,000 |
| St. Martin, Louisiana | 1 | $ 359,000 | $ 359,000 | $ 158,000 |
| Hancock, Maine | 1 | $ 200,000 | $ 200,000 | $ 872,000 |
| Kennebec, Maine | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Knox, Maine | 1 | $ 770,000 | $ 770,000 | $ 474,000 |
| Oxford, Maine | 1 | $ 250,000 | $ 250,000 | $ 68,000 |
| Penobscot, Maine | 1 | $ 340,000 | $ 340,000 | $ 580,000 |
| Sagadahoc, Maine | 1 | $ 1,000,000 | $ 1,000,000 | $ 300,000 |
| Washington, Maine | 1 | $ 225,000 | $ 225,000 | $ 1,210,000 |
| Harford, Maryland | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Kent, Maryland | 1 | $ 75,000 | $ 75,000 | $ 718,000 |
| Worcester, Maryland | 1 | $ 334,000 | $ 334,000 | $ 175,000 |
| Antrim, Michigan | 1 | $ 250,000 | $ 250,000 | $ 169,000 |
| Berrien, Michigan | 1 | $ 256,000 | $ 256,000 | $ 259,000 |
| Branch, Michigan | 1 | $ 463,000 | $ 463,000 | $ 187,000 |
| Clinton, Michigan | 1 | $ 960,000 | $ 960,000 | $ 433,000 |
| Genesee, Michigan | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| Houghton, Michigan | 1 | $ 188,000 | $ 188,000 | $ 118,000 |
| Ingham, Michigan | 1 | $ 277,000 | $ 277,000 | $ 77,000 |
| Montmorency, Michigan | 1 | $ 287,000 | $ 287,000 | $ 116,000 |
| St. Joseph, Michigan | 1 | $ 136,000 | $ 136,000 | $ 187,000 |
| Aitkin, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Cass, Minnesota | 1 | $ 222,000 | $ 222,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for Charles Schwab Bank, SSB in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,402 | $3,407,909,000 | $532,000 | $4,950,000 | $234,000 | $7,864,000 |
| Home Purchase | 1,560 | $822,979,000 | $527,000 | $10,000,000 | $245,000 | $6,300,000 |
| Home Improvement | 56 | $14,747,000 | $263,000 | $1,015,000 | $170,000 | $718,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,587 | $2,901,404,000 | $519,000 | $4,946,000 | $229,000 | $6,332,000 |
| Not Provided | 1,636 | $949,145,000 | $580,000 | $10,000,000 | $266,000 | $7,864,000 |
| Asian | 563 | $286,681,000 | $509,000 | $2,905,000 | $218,000 | $1,729,000 |
| Hispanic | 158 | $74,898,000 | $474,000 | $1,982,000 | $208,000 | $1,651,000 |
| Black or African American | 44 | $19,773,000 | $449,000 | $2,835,000 | $277,000 | $1,406,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $6,430,000 | $357,000 | $679,000 | $129,000 | $294,000 |
| American Indian or Alaskan Native | 12 | $7,304,000 | $608,000 | $1,750,000 | $324,000 | $1,070,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,014 | $4,245,119,000 | $529,000 | $10,000,000 | $236,000 | $7,864,000 |
| FHA-insured (Federal Housing Administration) | 4 | $516,000 | $129,000 | $150,000 | $40,000 | $48,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 5,327 | $2,391,483,000 | $448,000 | $1,500,000 | $213,000 | $7,864,000 |
| Loan Originated | 1,613 | $1,109,152,000 | $687,000 | $4,892,000 | $286,000 | $4,938,000 |
| Application Denied By Financial Institution | 1,014 | $699,265,000 | $689,000 | $10,000,000 | $266,000 | $6,300,000 |
| Application Withdrawn By Applicant | 57 | $40,189,000 | $705,000 | $4,000,000 | $360,000 | $3,342,000 |
| Application Approved But Not Accepted | 7 | $5,546,000 | $792,000 | $1,965,000 | $281,000 | $776,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 509 | $358,540,000 | $704,000 | $4,946,000 | $133,000 | $3,000,000 |
| Collateral | 209 | $132,890,000 | $635,000 | $10,000,000 | $357,000 | $4,938,000 |
| Credit History | 93 | $60,762,000 | $653,000 | $2,320,000 | $330,000 | $2,000,000 |
| Other | 85 | $57,630,000 | $678,000 | $3,000,000 | $465,000 | $4,750,000 |
| Credit Application Incomplete | 68 | $61,393,000 | $902,000 | $4,950,000 | $661,000 | $6,300,000 |
| Unverifiable Information | 36 | $19,400,000 | $538,000 | $1,992,000 | $254,000 | $1,198,000 |
| Employment History | 13 | $8,123,000 | $624,000 | $1,440,000 | $228,000 | $551,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $527,000 | $527,000 | $527,000 | $165,000 | $165,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, SSB's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank, SSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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