Charles Schwab Bank, Ssb 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Charles Schwab Bank, Ssb 2360 Corporate Circle Westlake, TX 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,354 |
| Total Mortgage Loan Application Amount | $7,537,810,000 |
| Average Mortgage Loan Application Amount | $742,000 |
| Highest Mortgage Loan Application Amount | $20,005,000 |
| Average Applicant Income | $345,800 |
| Highest Applicant Income | $8,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Charles Schwab Bank, Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Charles Schwab Bank, Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Charles Schwab Bank, Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Charles Schwab Bank, Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Charles Schwab Bank, Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Charles Schwab Bank, Ssb's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 417 | $ 463,115,000 | $ 1,110,000 | $ 479,000 |
| Santa Clara County California | 342 | $ 365,530,000 | $ 1,068,000 | $ 426,000 |
| King County Washington | 282 | $ 284,970,000 | $ 1,010,000 | $ 376,000 |
| Maricopa County Arizona | 263 | $ 180,575,000 | $ 686,000 | $ 372,000 |
| Orange County California | 258 | $ 296,220,000 | $ 1,148,000 | $ 446,000 |
| San Diego County California | 234 | $ 243,530,000 | $ 1,040,000 | $ 411,000 |
| Alameda County California | 207 | $ 179,065,000 | $ 865,000 | $ 342,000 |
| San Mateo County California | 190 | $ 253,820,000 | $ 1,335,000 | $ 424,000 |
| Contra Costa County California | 168 | $ 141,110,000 | $ 839,000 | $ 382,000 |
| San Francisco County California | 161 | $ 196,665,000 | $ 1,221,000 | $ 428,000 |
| New York County New York | 159 | $ 171,675,000 | $ 1,079,000 | $ 465,000 |
| Cook County Illinois | 147 | $ 103,465,000 | $ 703,000 | $ 414,000 |
| Marin County California | 140 | $ 137,000,000 | $ 978,000 | $ 403,000 |
| Palm Beach County Florida | 104 | $ 93,080,000 | $ 895,000 | $ 363,000 |
| Fulton County Georgia | 104 | $ 72,650,000 | $ 698,000 | $ 387,000 |
| Fairfield County Connecticut | 100 | $ 100,860,000 | $ 1,008,000 | $ 546,000 |
| Collier County Florida | 92 | $ 75,680,000 | $ 822,000 | $ 479,000 |
| Travis County Texas | 89 | $ 67,565,000 | $ 759,000 | $ 346,000 |
| Denver County Colorado | 88 | $ 67,200,000 | $ 763,000 | $ 269,000 |
| Riverside County California | 82 | $ 60,930,000 | $ 743,000 | $ 328,000 |
| Washoe County Nevada | 81 | $ 64,905,000 | $ 801,000 | $ 287,000 |
| Miami-Dade County Florida | 75 | $ 73,645,000 | $ 981,000 | $ 489,000 |
| Sonoma County California | 74 | $ 66,830,000 | $ 903,000 | $ 390,000 |
| Clark County Nevada | 73 | $ 49,315,000 | $ 675,000 | $ 331,000 |
| Harris County Texas | 69 | $ 51,335,000 | $ 743,000 | $ 361,000 |
| Fairfax County Virginia | 68 | $ 55,460,000 | $ 815,000 | $ 483,000 |
| Douglas County Colorado | 67 | $ 45,835,000 | $ 684,000 | $ 253,000 |
| Broward County Florida | 62 | $ 48,640,000 | $ 784,000 | $ 395,000 |
| Sarasota County Florida | 61 | $ 50,105,000 | $ 821,000 | $ 406,000 |
| Middlesex County Massachusetts | 58 | $ 44,840,000 | $ 773,000 | $ 350,000 |
| Hennepin County Minnesota | 58 | $ 36,720,000 | $ 633,000 | $ 400,000 |
| Wake County North Carolina | 58 | $ 34,790,000 | $ 599,000 | $ 271,000 |
| Charleston County South Carolina | 57 | $ 54,565,000 | $ 957,000 | $ 469,000 |
| Mecklenburg County North Carolina | 55 | $ 39,495,000 | $ 718,000 | $ 384,000 |
| Westchester County New York | 54 | $ 44,660,000 | $ 827,000 | $ 389,000 |
| Ventura County California | 53 | $ 40,065,000 | $ 755,000 | $ 530,000 |
| Boulder County Colorado | 53 | $ 47,625,000 | $ 898,000 | $ 343,000 |
| Montgomery County Maryland | 53 | $ 36,485,000 | $ 688,000 | $ 280,000 |
| Lee County Florida | 52 | $ 31,350,000 | $ 602,000 | $ 323,000 |
| District of Columbia County District Of Columbia | 51 | $ 46,035,000 | $ 902,000 | $ 426,000 |
| Dallas County Texas | 50 | $ 35,910,000 | $ 718,000 | $ 345,000 |
| Placer County California | 48 | $ 33,830,000 | $ 704,000 | $ 343,000 |
| Suffolk County New York | 46 | $ 43,680,000 | $ 949,000 | $ 393,000 |
| Multnomah County Oregon | 46 | $ 25,910,000 | $ 563,000 | $ 399,000 |
| Santa Barbara County California | 45 | $ 69,845,000 | $ 1,552,000 | $ 511,000 |
| Jefferson County Colorado | 42 | $ 25,600,000 | $ 609,000 | $ 248,000 |
| Monterey County California | 41 | $ 37,115,000 | $ 905,000 | $ 542,000 |
| Manatee County Florida | 41 | $ 27,825,000 | $ 678,000 | $ 371,000 |
| Kings County New York | 40 | $ 43,610,000 | $ 1,090,000 | $ 454,000 |
| Summit County Utah | 40 | $ 57,980,000 | $ 1,449,000 | $ 596,000 |
| Santa Cruz County California | 38 | $ 28,890,000 | $ 760,000 | $ 310,000 |
| DuPage County Illinois | 38 | $ 21,340,000 | $ 561,000 | $ 353,000 |
| Davidson County Tennessee | 38 | $ 29,770,000 | $ 783,000 | $ 370,000 |
| Williamson County Tennessee | 38 | $ 37,780,000 | $ 994,000 | $ 338,000 |
| Sacramento County California | 37 | $ 17,745,000 | $ 479,000 | $ 211,000 |
| Oakland County Michigan | 37 | $ 27,345,000 | $ 739,000 | $ 506,000 |
| Deschutes County Oregon | 37 | $ 25,465,000 | $ 688,000 | $ 398,000 |
| Pima County Arizona | 35 | $ 15,985,000 | $ 456,000 | $ 248,000 |
| Monmouth County New Jersey | 35 | $ 23,495,000 | $ 671,000 | $ 345,000 |
| Arapahoe County Colorado | 34 | $ 35,870,000 | $ 1,055,000 | $ 283,000 |
| St. Louis County Missouri | 34 | $ 22,440,000 | $ 660,000 | $ 383,000 |
| Nassau County New York | 34 | $ 22,780,000 | $ 670,000 | $ 287,000 |
| Collin County Texas | 34 | $ 16,600,000 | $ 488,000 | $ 351,000 |
| Salt Lake County Utah | 34 | $ 19,850,000 | $ 583,000 | $ 291,000 |
| Orange County Florida | 33 | $ 22,645,000 | $ 686,000 | $ 351,000 |
| Barnstable County Massachusetts | 33 | $ 35,125,000 | $ 1,064,000 | $ 314,000 |
| Beaufort County South Carolina | 33 | $ 32,125,000 | $ 973,000 | $ 303,000 |
| Eagle County Colorado | 32 | $ 30,430,000 | $ 950,000 | $ 588,000 |
| Hillsborough County Florida | 31 | $ 24,225,000 | $ 781,000 | $ 325,000 |
| Pinellas County Florida | 31 | $ 22,875,000 | $ 737,000 | $ 251,000 |
| Lake County Illinois | 31 | $ 25,265,000 | $ 815,000 | $ 397,000 |
| Philadelphia County Pennsylvania | 30 | $ 19,670,000 | $ 655,000 | $ 341,000 |
| Santa Fe County New Mexico | 29 | $ 24,695,000 | $ 851,000 | $ 272,000 |
| Napa County California | 28 | $ 29,080,000 | $ 1,038,000 | $ 372,000 |
| Honolulu County Hawaii | 28 | $ 26,990,000 | $ 963,000 | $ 430,000 |
| Ada County Idaho | 28 | $ 17,010,000 | $ 607,000 | $ 336,000 |
| Norfolk County Massachusetts | 28 | $ 25,980,000 | $ 927,000 | $ 437,000 |
| Morris County New Jersey | 28 | $ 19,090,000 | $ 681,000 | $ 323,000 |
| Denton County Texas | 27 | $ 16,465,000 | $ 609,000 | $ 269,000 |
| Essex County New Jersey | 26 | $ 21,630,000 | $ 831,000 | $ 303,000 |
| San Luis Obispo County California | 24 | $ 16,280,000 | $ 678,000 | $ 439,000 |
| Larimer County Colorado | 24 | $ 14,950,000 | $ 622,000 | $ 234,000 |
| Sussex County Delaware | 24 | $ 14,490,000 | $ 603,000 | $ 327,000 |
| St. Johns County Florida | 24 | $ 21,870,000 | $ 911,000 | $ 330,000 |
| Anne Arundel County Maryland | 24 | $ 11,510,000 | $ 479,000 | $ 252,000 |
| Tarrant County Texas | 24 | $ 16,240,000 | $ 676,000 | $ 361,000 |
| Snohomish County Washington | 24 | $ 15,400,000 | $ 641,000 | $ 246,000 |
| Nevada County California | 23 | $ 16,895,000 | $ 734,000 | $ 310,000 |
| Buncombe County North Carolina | 23 | $ 13,815,000 | $ 600,000 | $ 660,000 |
| El Dorado County California | 22 | $ 14,550,000 | $ 661,000 | $ 247,000 |
| San Bernardino County California | 22 | $ 12,480,000 | $ 567,000 | $ 273,000 |
| Cape May County New Jersey | 22 | $ 20,960,000 | $ 952,000 | $ 466,000 |
| Arlington County Virginia | 22 | $ 14,270,000 | $ 648,000 | $ 331,000 |
| Hawaii County Hawaii | 21 | $ 23,065,000 | $ 1,098,000 | $ 431,000 |
| Ocean County New Jersey | 21 | $ 18,265,000 | $ 869,000 | $ 627,000 |
| Clackamas County Oregon | 21 | $ 16,555,000 | $ 788,000 | $ 297,000 |
| Summit County Colorado | 20 | $ 19,490,000 | $ 974,000 | $ 410,000 |
| Duval County Florida | 20 | $ 15,310,000 | $ 765,000 | $ 491,000 |
| Johnson County Kansas | 20 | $ 13,330,000 | $ 666,000 | $ 391,000 |
| Suffolk County Massachusetts | 20 | $ 18,650,000 | $ 932,000 | $ 561,000 |
| Williamson County Texas | 20 | $ 9,260,000 | $ 463,000 | $ 270,000 |
| DeKalb County Georgia | 19 | $ 14,365,000 | $ 756,000 | $ 326,000 |
| Gallatin County Montana | 19 | $ 18,395,000 | $ 968,000 | $ 326,000 |
| Bergen County New Jersey | 19 | $ 16,745,000 | $ 881,000 | $ 356,000 |
| Montgomery County Pennsylvania | 19 | $ 15,395,000 | $ 810,000 | $ 438,000 |
| Montgomery County Texas | 19 | $ 10,965,000 | $ 577,000 | $ 227,000 |
| Kitsap County Washington | 19 | $ 14,185,000 | $ 746,000 | $ 428,000 |
| El Paso County Colorado | 18 | $ 8,810,000 | $ 489,000 | $ 178,000 |
| Cuyahoga County Ohio | 18 | $ 12,990,000 | $ 721,000 | $ 407,000 |
| Washington County Oregon | 18 | $ 7,070,000 | $ 392,000 | $ 262,000 |
| Bucks County Pennsylvania | 18 | $ 6,990,000 | $ 388,000 | $ 252,000 |
| Yavapai County Arizona | 17 | $ 9,205,000 | $ 541,000 | $ 217,000 |
| Cobb County Georgia | 17 | $ 6,295,000 | $ 370,000 | $ 190,000 |
| Forsyth County Georgia | 17 | $ 9,955,000 | $ 585,000 | $ 273,000 |
| Plymouth County Massachusetts | 17 | $ 14,085,000 | $ 828,000 | $ 322,000 |
| Chester County Pennsylvania | 17 | $ 11,215,000 | $ 659,000 | $ 271,000 |
| Pinal County Arizona | 16 | $ 5,740,000 | $ 358,000 | $ 125,000 |
| Volusia County Florida | 16 | $ 5,940,000 | $ 371,000 | $ 196,000 |
| Orleans County Louisiana | 16 | $ 10,880,000 | $ 680,000 | $ 344,000 |
| Rockingham County New Hampshire | 16 | $ 8,110,000 | $ 506,000 | $ 183,000 |
| Franklin County Ohio | 16 | $ 9,570,000 | $ 598,000 | $ 813,000 |
| Clark County Washington | 16 | $ 8,010,000 | $ 500,000 | $ 368,000 |
| Pierce County Washington | 16 | $ 10,510,000 | $ 656,000 | $ 201,000 |
| Walton County Florida | 15 | $ 13,245,000 | $ 883,000 | $ 631,000 |
| Mercer County New Jersey | 15 | $ 9,485,000 | $ 632,000 | $ 240,000 |
| Durham County North Carolina | 15 | $ 6,525,000 | $ 435,000 | $ 253,000 |
| Fort Bend County Texas | 15 | $ 7,615,000 | $ 507,000 | $ 414,000 |
| Greenville County South Carolina | 14 | $ 3,620,000 | $ 258,000 | $ 171,000 |
| Hamilton County Tennessee | 14 | $ 8,470,000 | $ 605,000 | $ 233,000 |
| Wasatch County Utah | 14 | $ 12,940,000 | $ 924,000 | $ 521,000 |
| St. Lucie County Florida | 13 | $ 4,415,000 | $ 339,000 | $ 171,000 |
| Oklahoma County Oklahoma | 13 | $ 5,755,000 | $ 442,000 | $ 237,000 |
| Delaware County Pennsylvania | 13 | $ 11,895,000 | $ 915,000 | $ 433,000 |
| Hays County Texas | 13 | $ 8,745,000 | $ 672,000 | $ 275,000 |
| Alexandria County Virginia | 13 | $ 7,035,000 | $ 541,000 | $ 222,000 |
| Brevard County Florida | 12 | $ 5,250,000 | $ 437,000 | $ 207,000 |
| Indian River County Florida | 12 | $ 10,090,000 | $ 840,000 | $ 257,000 |
| Blaine County Idaho | 12 | $ 11,290,000 | $ 940,000 | $ 334,000 |
| Marion County Indiana | 12 | $ 4,600,000 | $ 383,000 | $ 445,000 |
| Baltimore County Maryland | 12 | $ 8,110,000 | $ 675,000 | $ 590,000 |
| Douglas County Nevada | 12 | $ 8,370,000 | $ 697,000 | $ 246,000 |
| Somerset County New Jersey | 12 | $ 6,850,000 | $ 570,000 | $ 260,000 |
| Jefferson County Alabama | 11 | $ 5,545,000 | $ 504,000 | $ 145,000 |
| Coconino County Arizona | 11 | $ 9,685,000 | $ 880,000 | $ 481,000 |
| Monroe County Florida | 11 | $ 10,115,000 | $ 919,000 | $ 351,000 |
| Washtenaw County Michigan | 11 | $ 5,805,000 | $ 527,000 | $ 287,000 |
| Flathead County Montana | 11 | $ 10,795,000 | $ 981,000 | $ 589,000 |
| Queens County New York | 11 | $ 7,345,000 | $ 667,000 | $ 204,000 |
| Iredell County North Carolina | 11 | $ 7,855,000 | $ 714,000 | $ 203,000 |
| Loudoun County Virginia | 11 | $ 7,515,000 | $ 683,000 | $ 360,000 |
| Prince William County Virginia | 11 | $ 4,985,000 | $ 453,000 | $ 241,000 |
| San Joaquin County California | 10 | $ 4,130,000 | $ 413,000 | $ 222,000 |
| Adams County Colorado | 10 | $ 5,620,000 | $ 562,000 | $ 219,000 |
| Sumter County Florida | 10 | $ 4,400,000 | $ 440,000 | $ 213,000 |
| Chatham County Georgia | 10 | $ 6,850,000 | $ 685,000 | $ 335,000 |
| Glynn County Georgia | 10 | $ 10,180,000 | $ 1,018,000 | $ 249,000 |
| Kane County Illinois | 10 | $ 2,140,000 | $ 214,000 | $ 163,000 |
| Jefferson County Kentucky | 10 | $ 5,390,000 | $ 539,000 | $ 217,000 |
| Union County New Jersey | 10 | $ 5,130,000 | $ 513,000 | $ 279,000 |
| New Hanover County North Carolina | 10 | $ 4,350,000 | $ 435,000 | $ 165,000 |
| Tulsa County Oklahoma | 10 | $ 6,330,000 | $ 633,000 | $ 349,000 |
| Whatcom County Washington | 10 | $ 4,140,000 | $ 414,000 | $ 238,000 |
| Mono County California | 9 | $ 7,305,000 | $ 811,000 | $ 524,000 |
| Grand County Colorado | 9 | $ 6,135,000 | $ 681,000 | $ 221,000 |
| Pitkin County Colorado | 9 | $ 42,535,000 | $ 4,726,000 | $ 960,000 |
| Routt County Colorado | 9 | $ 12,965,000 | $ 1,440,000 | $ 444,000 |
| Litchfield County Connecticut | 9 | $ 3,865,000 | $ 429,000 | $ 200,000 |
| Charlotte County Florida | 9 | $ 5,035,000 | $ 559,000 | $ 255,000 |
| Pasco County Florida | 9 | $ 2,915,000 | $ 323,000 | $ 185,000 |
| Seminole County Florida | 9 | $ 2,965,000 | $ 329,000 | $ 147,000 |
| Cherokee County Georgia | 9 | $ 4,435,000 | $ 492,000 | $ 353,000 |
| Gwinnett County Georgia | 9 | $ 3,745,000 | $ 416,000 | $ 206,000 |
| Maui County Hawaii | 9 | $ 11,355,000 | $ 1,261,000 | $ 440,000 |
| Essex County Massachusetts | 9 | $ 7,255,000 | $ 806,000 | $ 275,000 |
| Wayne County Michigan | 9 | $ 4,635,000 | $ 515,000 | $ 366,000 |
| Bernalillo County New Mexico | 9 | $ 4,105,000 | $ 456,000 | $ 282,000 |
| Orange County North Carolina | 9 | $ 5,485,000 | $ 609,000 | $ 250,000 |
| Union County North Carolina | 9 | $ 4,395,000 | $ 488,000 | $ 288,000 |
| Allegheny County Pennsylvania | 9 | $ 4,665,000 | $ 518,000 | $ 205,000 |
| Comal County Texas | 9 | $ 5,605,000 | $ 622,000 | $ 244,000 |
| Utah County Utah | 9 | $ 6,325,000 | $ 702,000 | $ 328,000 |
| Waukesha County Wisconsin | 9 | $ 4,245,000 | $ 471,000 | $ 328,000 |
| Chaffee County Colorado | 8 | $ 3,710,000 | $ 463,000 | $ 229,000 |
| New London County Connecticut | 8 | $ 3,520,000 | $ 440,000 | $ 254,000 |
| Martin County Florida | 8 | $ 4,600,000 | $ 575,000 | $ 370,000 |
| Hall County Georgia | 8 | $ 6,650,000 | $ 831,000 | $ 253,000 |
| Hamilton County Indiana | 8 | $ 4,710,000 | $ 588,000 | $ 316,000 |
| York County Maine | 8 | $ 6,630,000 | $ 828,000 | $ 347,000 |
| Howard County Maryland | 8 | $ 4,770,000 | $ 596,000 | $ 368,000 |
| Jackson County Missouri | 8 | $ 4,950,000 | $ 618,000 | $ 476,000 |
| Douglas County Nebraska | 8 | $ 5,890,000 | $ 736,000 | $ 456,000 |
| Burlington County New Jersey | 8 | $ 5,690,000 | $ 711,000 | $ 286,000 |
| Brunswick County North Carolina | 8 | $ 3,380,000 | $ 422,000 | $ 182,000 |
| Guilford County North Carolina | 8 | $ 3,620,000 | $ 452,000 | $ 403,000 |
| Jackson County Oregon | 8 | $ 4,270,000 | $ 533,000 | $ 257,000 |
| Lane County Oregon | 8 | $ 4,440,000 | $ 555,000 | $ 310,000 |
| Knox County Tennessee | 8 | $ 5,070,000 | $ 633,000 | $ 363,000 |
| Bexar County Texas | 8 | $ 2,830,000 | $ 353,000 | $ 237,000 |
| Galveston County Texas | 8 | $ 2,770,000 | $ 346,000 | $ 147,000 |
| James City County Virginia | 8 | $ 4,280,000 | $ 535,000 | $ 205,000 |
| Navajo County Arizona | 7 | $ 2,945,000 | $ 420,000 | $ 284,000 |
| Calaveras County California | 7 | $ 2,805,000 | $ 400,000 | $ 219,000 |
| Fresno County California | 7 | $ 2,425,000 | $ 346,000 | $ 377,000 |
| Gunnison County Colorado | 7 | $ 9,715,000 | $ 1,387,000 | $ 416,000 |
| Weld County Colorado | 7 | $ 3,285,000 | $ 469,000 | $ 166,000 |
| Hartford County Connecticut | 7 | $ 1,805,000 | $ 257,000 | $ 215,000 |
| Osceola County Florida | 7 | $ 2,735,000 | $ 390,000 | $ 309,000 |
| Polk County Florida | 7 | $ 1,915,000 | $ 273,000 | $ 204,000 |
| Greene County Georgia | 7 | $ 8,915,000 | $ 1,273,000 | $ 869,000 |
| Jefferson County Louisiana | 7 | $ 5,615,000 | $ 802,000 | $ 353,000 |
| Cumberland County Maine | 7 | $ 3,785,000 | $ 540,000 | $ 244,000 |
| Berrien County Michigan | 7 | $ 4,235,000 | $ 605,000 | $ 373,000 |
| Greene County Missouri | 7 | $ 5,075,000 | $ 725,000 | $ 605,000 |
| Hillsborough County New Hampshire | 7 | $ 2,795,000 | $ 399,000 | $ 139,000 |
| Hudson County New Jersey | 7 | $ 3,115,000 | $ 445,000 | $ 242,000 |
| Sandoval County New Mexico | 7 | $ 3,945,000 | $ 563,000 | $ 343,000 |
| Chatham County North Carolina | 7 | $ 3,935,000 | $ 562,000 | $ 207,000 |
| Henderson County North Carolina | 7 | $ 2,335,000 | $ 333,000 | $ 147,000 |
| Hamilton County Ohio | 7 | $ 2,575,000 | $ 367,000 | $ 180,000 |
| Summit County Ohio | 7 | $ 2,915,000 | $ 416,000 | $ 362,000 |
| Georgetown County South Carolina | 7 | $ 4,945,000 | $ 706,000 | $ 297,000 |
| Weber County Utah | 7 | $ 2,695,000 | $ 385,000 | $ 275,000 |
| Richmond City County Virginia | 7 | $ 5,095,000 | $ 727,000 | $ 265,000 |
| Milwaukee County Wisconsin | 7 | $ 2,705,000 | $ 386,000 | $ 211,000 |
| Baldwin County Alabama | 6 | $ 3,560,000 | $ 593,000 | $ 220,000 |
| Shelby County Alabama | 6 | $ 2,840,000 | $ 473,000 | $ 287,000 |
| Benton County Arkansas | 6 | $ 3,510,000 | $ 585,000 | $ 333,000 |
| Humboldt County California | 6 | $ 2,890,000 | $ 481,000 | $ 428,000 |
| Mendocino County California | 6 | $ 4,500,000 | $ 750,000 | $ 243,000 |
| La Plata County Colorado | 6 | $ 4,040,000 | $ 673,000 | $ 232,000 |
| San Miguel County Colorado | 6 | $ 16,280,000 | $ 2,713,000 | $ 811,000 |
| New Haven County Connecticut | 6 | $ 3,730,000 | $ 621,000 | $ 386,000 |
| New Castle County Delaware | 6 | $ 2,290,000 | $ 381,000 | $ 242,000 |
| Nassau County Florida | 6 | $ 2,390,000 | $ 398,000 | $ 117,000 |
| Okaloosa County Florida | 6 | $ 3,800,000 | $ 633,000 | $ 221,000 |
| Kauai County Hawaii | 6 | $ 9,080,000 | $ 1,513,000 | $ 308,000 |
| Will County Illinois | 6 | $ 1,720,000 | $ 286,000 | $ 116,000 |
| Washington County Minnesota | 6 | $ 2,880,000 | $ 480,000 | $ 235,000 |
| Merrimack County New Hampshire | 6 | $ 2,290,000 | $ 381,000 | $ 308,000 |
| Atlantic County New Jersey | 6 | $ 8,320,000 | $ 1,386,000 | $ 577,000 |
| Hunterdon County New Jersey | 6 | $ 2,340,000 | $ 390,000 | $ 383,000 |
| Ulster County New York | 6 | $ 2,790,000 | $ 465,000 | $ 170,000 |
| Lucas County Ohio | 6 | $ 2,140,000 | $ 356,000 | $ 179,000 |
| York County South Carolina | 6 | $ 2,200,000 | $ 366,000 | $ 181,000 |
| Shelby County Tennessee | 6 | $ 2,530,000 | $ 421,000 | $ 254,000 |
| Sumner County Tennessee | 6 | $ 2,190,000 | $ 365,000 | $ 186,000 |
| Washington County Utah | 6 | $ 4,140,000 | $ 690,000 | $ 253,000 |
| Washington County Vermont | 6 | $ 5,100,000 | $ 850,000 | $ 270,000 |
| Albemarle County Virginia | 6 | $ 3,970,000 | $ 661,000 | $ 316,000 |
| Henrico County Virginia | 6 | $ 1,930,000 | $ 321,000 | $ 330,000 |
| Chelan County Washington | 6 | $ 4,300,000 | $ 716,000 | $ 528,000 |
| Clallam County Washington | 6 | $ 2,800,000 | $ 466,000 | $ 227,000 |
| San Juan County Washington | 6 | $ 5,320,000 | $ 886,000 | $ 293,000 |
| Spokane County Washington | 6 | $ 2,100,000 | $ 350,000 | $ 162,000 |
| Dane County Wisconsin | 6 | $ 3,870,000 | $ 645,000 | $ 470,000 |
| Madison County Alabama | 5 | $ 1,485,000 | $ 297,000 | $ 187,000 |
| Anchorage County Alaska | 5 | $ 1,475,000 | $ 295,000 | $ 139,000 |
| Tulare County California | 5 | $ 1,855,000 | $ 371,000 | $ 132,000 |
| Yolo County California | 5 | $ 2,625,000 | $ 525,000 | $ 154,000 |
| Archuleta County Colorado | 5 | $ 3,325,000 | $ 665,000 | $ 301,000 |
| Garfield County Colorado | 5 | $ 6,005,000 | $ 1,201,000 | $ 254,000 |
| Escambia County Florida | 5 | $ 2,105,000 | $ 421,000 | $ 147,000 |
| Flagler County Florida | 5 | $ 2,035,000 | $ 407,000 | $ 257,000 |
| Lake County Florida | 5 | $ 2,205,000 | $ 441,000 | $ 165,000 |
| Santa Rosa County Florida | 5 | $ 2,415,000 | $ 483,000 | $ 246,000 |
| Kootenai County Idaho | 5 | $ 2,015,000 | $ 403,000 | $ 183,000 |
| LaPorte County Indiana | 5 | $ 3,545,000 | $ 709,000 | $ 725,000 |
| Berkshire County Massachusetts | 5 | $ 2,045,000 | $ 409,000 | $ 225,000 |
| Worcester County Massachusetts | 5 | $ 1,965,000 | $ 393,000 | $ 187,000 |
| Macomb County Michigan | 5 | $ 1,035,000 | $ 207,000 | $ 133,000 |
| Anoka County Minnesota | 5 | $ 925,000 | $ 185,000 | $ 105,000 |
| St. Louis City County Missouri | 5 | $ 1,935,000 | $ 387,000 | $ 298,000 |
| Belknap County New Hampshire | 5 | $ 3,575,000 | $ 715,000 | $ 249,000 |
| Carroll County New Hampshire | 5 | $ 3,585,000 | $ 717,000 | $ 295,000 |
| Middlesex County New Jersey | 5 | $ 2,435,000 | $ 487,000 | $ 273,000 |
| Taos County New Mexico | 5 | $ 1,915,000 | $ 383,000 | $ 153,000 |
| Columbia County New York | 5 | $ 2,685,000 | $ 537,000 | $ 355,000 |
| Dutchess County New York | 5 | $ 2,495,000 | $ 499,000 | $ 369,000 |
| Erie County New York | 5 | $ 1,215,000 | $ 243,000 | $ 135,000 |
| Monroe County New York | 5 | $ 1,165,000 | $ 233,000 | $ 134,000 |
| Saratoga County New York | 5 | $ 2,735,000 | $ 547,000 | $ 366,000 |
| Lorain County Ohio | 5 | $ 2,885,000 | $ 577,000 | $ 514,000 |
| Clatsop County Oregon | 5 | $ 1,845,000 | $ 369,000 | $ 142,000 |
| Newport County Rhode Island | 5 | $ 8,695,000 | $ 1,739,000 | $ 518,000 |
| Providence County Rhode Island | 5 | $ 1,875,000 | $ 375,000 | $ 200,000 |
| Washington County Rhode Island | 5 | $ 1,985,000 | $ 397,000 | $ 230,000 |
| Horry County South Carolina | 5 | $ 2,115,000 | $ 423,000 | $ 172,000 |
| Brazos County Texas | 5 | $ 1,415,000 | $ 283,000 | $ 239,000 |
| Burnet County Texas | 5 | $ 4,005,000 | $ 801,000 | $ 397,000 |
| Hood County Texas | 5 | $ 1,975,000 | $ 395,000 | $ 276,000 |
| Nueces County Texas | 5 | $ 2,165,000 | $ 433,000 | $ 279,000 |
| Chittenden County Vermont | 5 | $ 2,445,000 | $ 489,000 | $ 195,000 |
| Windham County Vermont | 5 | $ 2,445,000 | $ 489,000 | $ 560,000 |
| Bedford County Virginia | 5 | $ 3,905,000 | $ 781,000 | $ 311,000 |
| Jefferson County Washington | 5 | $ 3,325,000 | $ 665,000 | $ 265,000 |
| Thurston County Washington | 5 | $ 2,105,000 | $ 421,000 | $ 314,000 |
| Teton County Wyoming | 5 | $ 8,145,000 | $ 1,629,000 | $ 831,000 |
| Mohave County Arizona | 4 | $ 810,000 | $ 202,000 | $ 183,000 |
| Madera County California | 4 | $ 1,220,000 | $ 305,000 | $ 105,000 |
| Solano County California | 4 | $ 2,810,000 | $ 702,000 | $ 285,000 |
| Stanislaus County California | 4 | $ 2,610,000 | $ 652,000 | $ 339,000 |
| Broomfield County Colorado | 4 | $ 1,850,000 | $ 462,000 | $ 119,000 |
| Middlesex County Connecticut | 4 | $ 1,300,000 | $ 325,000 | $ 241,000 |
| Alachua County Florida | 4 | $ 2,070,000 | $ 517,000 | $ 192,000 |
| Bay County Florida | 4 | $ 4,720,000 | $ 1,180,000 | $ 347,000 |
| Fayette County Georgia | 4 | $ 2,690,000 | $ 672,000 | $ 207,000 |
| Kosciusko County Indiana | 4 | $ 2,660,000 | $ 665,000 | $ 610,000 |
| Polk County Iowa | 4 | $ 1,150,000 | $ 287,000 | $ 149,000 |
| St. Tammany County Louisiana | 4 | $ 1,570,000 | $ 392,000 | $ 247,000 |
| Bristol County Massachusetts | 4 | $ 2,820,000 | $ 705,000 | $ 599,000 |
| Dukes County Massachusetts | 4 | $ 5,350,000 | $ 1,337,000 | $ 325,000 |
| Grand Traverse County Michigan | 4 | $ 1,560,000 | $ 390,000 | $ 212,000 |
| Kent County Michigan | 4 | $ 1,740,000 | $ 435,000 | $ 386,000 |
| Ottawa County Michigan | 4 | $ 1,860,000 | $ 465,000 | $ 263,000 |
| Dakota County Minnesota | 4 | $ 2,310,000 | $ 577,000 | $ 242,000 |
| Ramsey County Minnesota | 4 | $ 1,990,000 | $ 497,000 | $ 289,000 |
| Camden County Missouri | 4 | $ 3,040,000 | $ 760,000 | $ 229,000 |
| Clay County Missouri | 4 | $ 1,360,000 | $ 340,000 | $ 193,000 |
| Missoula County Montana | 4 | $ 2,710,000 | $ 677,000 | $ 216,000 |
| Gaston County North Carolina | 4 | $ 1,340,000 | $ 335,000 | $ 342,000 |
| Moore County North Carolina | 4 | $ 2,230,000 | $ 557,000 | $ 362,000 |
| Onslow County North Carolina | 4 | $ 1,170,000 | $ 292,000 | $ 129,000 |
| Pender County North Carolina | 4 | $ 1,480,000 | $ 370,000 | $ 106,000 |
| Transylvania County North Carolina | 4 | $ 2,130,000 | $ 532,000 | $ 489,000 |
| Watauga County North Carolina | 4 | $ 2,830,000 | $ 707,000 | $ 316,000 |
| Delaware County Ohio | 4 | $ 2,250,000 | $ 562,000 | $ 204,000 |
| Warren County Ohio | 4 | $ 2,070,000 | $ 517,000 | $ 359,000 |
| Lincoln County Oregon | 4 | $ 2,220,000 | $ 555,000 | $ 187,000 |
| Monroe County Pennsylvania | 4 | $ 1,560,000 | $ 390,000 | $ 256,000 |
| York County Pennsylvania | 4 | $ 1,520,000 | $ 380,000 | $ 129,000 |
| Berkeley County South Carolina | 4 | $ 3,840,000 | $ 960,000 | $ 581,000 |
| Dorchester County South Carolina | 4 | $ 1,730,000 | $ 432,000 | $ 186,000 |
| Oconee County South Carolina | 4 | $ 5,190,000 | $ 1,297,000 | $ 467,000 |
| Rutherford County Tennessee | 4 | $ 820,000 | $ 205,000 | $ 155,000 |
| Chesterfield County Virginia | 4 | $ 1,630,000 | $ 407,000 | $ 236,000 |
| Goochland County Virginia | 4 | $ 2,990,000 | $ 747,000 | $ 257,000 |
| Kittitas County Washington | 4 | $ 6,390,000 | $ 1,597,000 | $ 828,000 |
| Ozaukee County Wisconsin | 4 | $ 1,610,000 | $ 402,000 | $ 160,000 |
| Pulaski County Arkansas | 3 | $ 1,175,000 | $ 391,000 | $ 191,000 |
| Kern County California | 3 | $ 665,000 | $ 221,000 | $ 152,000 |
| Shasta County California | 3 | $ 685,000 | $ 228,000 | $ 89,000 |
| Tuolumne County California | 3 | $ 865,000 | $ 288,000 | $ 227,000 |
| Citrus County Florida | 3 | $ 1,765,000 | $ 588,000 | $ 545,000 |
| Clay County Florida | 3 | $ 1,015,000 | $ 338,000 | $ 174,000 |
| Hernando County Florida | 3 | $ 565,000 | $ 188,000 | $ 365,000 |
| Bartow County Georgia | 3 | $ 765,000 | $ 255,000 | $ 82,000 |
| Clarke County Georgia | 3 | $ 1,025,000 | $ 341,000 | $ 156,000 |
| Fannin County Georgia | 3 | $ 2,555,000 | $ 851,000 | $ 651,000 |
| Bonner County Idaho | 3 | $ 1,125,000 | $ 375,000 | $ 201,000 |
| Canyon County Idaho | 3 | $ 975,000 | $ 325,000 | $ 202,000 |
| Teton County Idaho | 3 | $ 3,355,000 | $ 1,118,000 | $ 546,000 |
| McHenry County Illinois | 3 | $ 1,015,000 | $ 338,000 | $ 159,000 |
| Allen County Indiana | 3 | $ 1,035,000 | $ 345,000 | $ 462,000 |
| Dallas County Iowa | 3 | $ 1,435,000 | $ 478,000 | $ 173,000 |
| Sedgwick County Kansas | 3 | $ 2,015,000 | $ 671,000 | $ 99,000 |
| Caddo County Louisiana | 3 | $ 1,435,000 | $ 478,000 | $ 151,000 |
| Lafayette County Louisiana | 3 | $ 1,005,000 | $ 335,000 | $ 169,000 |
| Knox County Maine | 3 | $ 2,215,000 | $ 738,000 | $ 205,000 |
| Frederick County Maryland | 3 | $ 965,000 | $ 321,000 | $ 108,000 |
| Prince George's County Maryland | 3 | $ 1,305,000 | $ 435,000 | $ 228,000 |
| Worcester County Maryland | 3 | $ 1,405,000 | $ 468,000 | $ 301,000 |
| Nantucket County Massachusetts | 3 | $ 5,065,000 | $ 1,688,000 | $ 287,000 |
| Antrim County Michigan | 3 | $ 3,135,000 | $ 1,045,000 | $ 624,000 |
| Emmet County Michigan | 3 | $ 3,305,000 | $ 1,101,000 | $ 320,000 |
| Crow Wing County Minnesota | 3 | $ 2,375,000 | $ 791,000 | $ 538,000 |
| DeSoto County Mississippi | 3 | $ 475,000 | $ 158,000 | $ 114,000 |
| Grafton County New Hampshire | 3 | $ 1,695,000 | $ 565,000 | $ 273,000 |
| Greene County New York | 3 | $ 955,000 | $ 318,000 | $ 219,000 |
| Onondaga County New York | 3 | $ 735,000 | $ 245,000 | $ 236,000 |
| Orange County New York | 3 | $ 805,000 | $ 268,000 | $ 200,000 |
| Putnam County New York | 3 | $ 1,085,000 | $ 361,000 | $ 239,000 |
| Montgomery County North Carolina | 3 | $ 3,035,000 | $ 1,011,000 | $ 555,000 |
| Yancey County North Carolina | 3 | $ 2,125,000 | $ 708,000 | $ 194,000 |
| Cleveland County Oklahoma | 3 | $ 695,000 | $ 231,000 | $ 104,000 |
| Curry County Oregon | 3 | $ 2,095,000 | $ 698,000 | $ 468,000 |
| Tillamook County Oregon | 3 | $ 1,845,000 | $ 615,000 | $ 442,000 |
| Yamhill County Oregon | 3 | $ 945,000 | $ 315,000 | $ 164,000 |
| Centre County Pennsylvania | 3 | $ 1,185,000 | $ 395,000 | $ 184,000 |
| Luzerne County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 93,000 |
| Wayne County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 222,000 |
| Aiken County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 112,000 |
| Henderson County Texas | 3 | $ 955,000 | $ 318,000 | $ 255,000 |
| Kendall County Texas | 3 | $ 2,295,000 | $ 765,000 | $ 206,000 |
| Llano County Texas | 3 | $ 3,135,000 | $ 1,045,000 | $ 211,000 |
| Bennington County Vermont | 3 | $ 1,865,000 | $ 621,000 | $ 311,000 |
| Charlottesville County Virginia | 3 | $ 955,000 | $ 318,000 | $ 801,000 |
| Louisa County Virginia | 3 | $ 2,125,000 | $ 708,000 | $ 269,000 |
| Spotsylvania County Virginia | 3 | $ 1,955,000 | $ 651,000 | $ 203,000 |
| Virginia Beach County Virginia | 3 | $ 835,000 | $ 278,000 | $ 147,000 |
| Westmoreland County Virginia | 3 | $ 1,045,000 | $ 348,000 | $ 504,000 |
| Island County Washington | 3 | $ 1,645,000 | $ 548,000 | $ 127,000 |
| Skagit County Washington | 3 | $ 1,475,000 | $ 491,000 | $ 165,000 |
| Yakima County Washington | 3 | $ 1,405,000 | $ 468,000 | $ 253,000 |
| Door County Wisconsin | 3 | $ 4,045,000 | $ 1,348,000 | $ 458,000 |
| Oneida County Wisconsin | 3 | $ 805,000 | $ 268,000 | $ 113,000 |
| Walworth County Wisconsin | 3 | $ 1,695,000 | $ 565,000 | $ 336,000 |
| Lee County Alabama | 2 | $ 450,000 | $ 225,000 | $ 269,000 |
| Tuscaloosa County Alabama | 2 | $ 490,000 | $ 245,000 | $ 298,000 |
| Gila County Arizona | 2 | $ 830,000 | $ 415,000 | $ 172,000 |
| Garland County Arkansas | 2 | $ 510,000 | $ 255,000 | $ 120,000 |
| Saline County Arkansas | 2 | $ 790,000 | $ 395,000 | $ 171,000 |
| Washington County Arkansas | 2 | $ 720,000 | $ 360,000 | $ 117,000 |
| Plumas County California | 2 | $ 960,000 | $ 480,000 | $ 264,000 |
| Clear Creek County Colorado | 2 | $ 1,180,000 | $ 590,000 | $ 283,000 |
| Elbert County Colorado | 2 | $ 320,000 | $ 160,000 | $ 119,000 |
| Montezuma County Colorado | 2 | $ 900,000 | $ 450,000 | $ 122,000 |
| Montrose County Colorado | 2 | $ 840,000 | $ 420,000 | $ 132,000 |
| Teller County Colorado | 2 | $ 580,000 | $ 290,000 | $ 92,000 |
| Tolland County Connecticut | 2 | $ 310,000 | $ 155,000 | $ 276,000 |
| Windham County Connecticut | 2 | $ 400,000 | $ 200,000 | $ 140,000 |
| Franklin County Florida | 2 | $ 3,460,000 | $ 1,730,000 | $ 197,000 |
| Gulf County Florida | 2 | $ 2,810,000 | $ 1,405,000 | $ 749,000 |
| Marion County Florida | 2 | $ 460,000 | $ 230,000 | $ 148,000 |
| Camden County Georgia | 2 | $ 590,000 | $ 295,000 | $ 192,000 |
| Carroll County Georgia | 2 | $ 950,000 | $ 475,000 | $ 336,000 |
| Gilmer County Georgia | 2 | $ 740,000 | $ 370,000 | $ 242,000 |
| Henry County Georgia | 2 | $ 620,000 | $ 310,000 | $ 368,000 |
| Paulding County Georgia | 2 | $ 900,000 | $ 450,000 | $ 969,000 |
| Union County Georgia | 2 | $ 570,000 | $ 285,000 | $ 97,000 |
| Valley County Idaho | 2 | $ 3,860,000 | $ 1,930,000 | $ 590,000 |
| LaSalle County Illinois | 2 | $ 420,000 | $ 210,000 | $ 150,000 |
| Boone County Indiana | 2 | $ 1,230,000 | $ 615,000 | $ 210,000 |
| Porter County Indiana | 2 | $ 1,410,000 | $ 705,000 | $ 151,000 |
| Steuben County Indiana | 2 | $ 1,160,000 | $ 580,000 | $ 276,000 |
| Fayette County Kentucky | 2 | $ 950,000 | $ 475,000 | $ 152,000 |
| Oxford County Maine | 2 | $ 770,000 | $ 385,000 | $ 177,000 |
| Baltimore City County Maryland | 2 | $ 670,000 | $ 335,000 | $ 567,000 |
| Carroll County Maryland | 2 | $ 530,000 | $ 265,000 | $ 306,000 |
| Garrett County Maryland | 2 | $ 950,000 | $ 475,000 | $ 252,000 |
| Talbot County Maryland | 2 | $ 1,500,000 | $ 750,000 | $ 237,000 |
| Hampden County Massachusetts | 2 | $ 400,000 | $ 200,000 | $ 166,000 |
| Leelanau County Michigan | 2 | $ 1,520,000 | $ 760,000 | $ 288,000 |
| St. Clair County Michigan | 2 | $ 1,010,000 | $ 505,000 | $ 184,000 |
| Cass County Missouri | 2 | $ 2,670,000 | $ 1,335,000 | $ 120,000 |
| Platte County Missouri | 2 | $ 1,300,000 | $ 650,000 | $ 109,000 |
| St. Charles County Missouri | 2 | $ 1,350,000 | $ 675,000 | $ 230,000 |
| Warren County Missouri | 2 | $ 2,110,000 | $ 1,055,000 | $ 509,000 |
| Ravalli County Montana | 2 | $ 1,080,000 | $ 540,000 | $ 421,000 |
| Carson City County Nevada | 2 | $ 1,380,000 | $ 690,000 | $ 221,000 |
| Lyon County Nevada | 2 | $ 360,000 | $ 180,000 | $ 59,000 |
| Camden County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 190,000 |
| Gloucester County New Jersey | 2 | $ 280,000 | $ 140,000 | $ 80,000 |
| Passaic County New Jersey | 2 | $ 710,000 | $ 355,000 | $ 204,000 |
| Sussex County New Jersey | 2 | $ 960,000 | $ 480,000 | $ 542,000 |
| Colfax County New Mexico | 2 | $ 500,000 | $ 250,000 | $ 172,000 |
| Lincoln County New Mexico | 2 | $ 700,000 | $ 350,000 | $ 186,000 |
| Bronx County New York | 2 | $ 770,000 | $ 385,000 | $ 365,000 |
| Cattaraugus County New York | 2 | $ 470,000 | $ 235,000 | $ 199,000 |
| Cayuga County New York | 2 | $ 400,000 | $ 200,000 | $ 125,000 |
| Rockland County New York | 2 | $ 1,400,000 | $ 700,000 | $ 372,000 |
| Beaufort County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 74,000 |
| Carteret County North Carolina | 2 | $ 1,010,000 | $ 505,000 | $ 89,000 |
| Catawba County North Carolina | 2 | $ 970,000 | $ 485,000 | $ 345,000 |
| Cumberland County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 344,000 |
| Dare County North Carolina | 2 | $ 1,120,000 | $ 560,000 | $ 178,000 |
| Forsyth County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 92,000 |
| Haywood County North Carolina | 2 | $ 870,000 | $ 435,000 | $ 203,000 |
| Jackson County North Carolina | 2 | $ 1,810,000 | $ 905,000 | $ 1,042,000 |
| Fairfield County Ohio | 2 | $ 440,000 | $ 220,000 | $ 177,000 |
| Geauga County Ohio | 2 | $ 570,000 | $ 285,000 | $ 221,000 |
| Hancock County Ohio | 2 | $ 530,000 | $ 265,000 | $ 118,000 |
| Mahoning County Ohio | 2 | $ 110,000 | $ 55,000 | $ 96,000 |
| Medina County Ohio | 2 | $ 280,000 | $ 140,000 | $ 101,000 |
| Benton County Oregon | 2 | $ 1,040,000 | $ 520,000 | $ 143,000 |
| Coos County Oregon | 2 | $ 650,000 | $ 325,000 | $ 97,000 |
| Polk County Oregon | 2 | $ 1,180,000 | $ 590,000 | $ 272,000 |
| Carbon County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 428,000 |
| Cumberland County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 67,000 |
| Lancaster County Pennsylvania | 2 | $ 1,220,000 | $ 610,000 | $ 266,000 |
| Lycoming County Pennsylvania | 2 | $ 1,630,000 | $ 815,000 | $ 49,000 |
| Kent County Rhode Island | 2 | $ 1,660,000 | $ 830,000 | $ 398,000 |
| Laurens County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 316,000 |
| Richland County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 213,000 |
| Fall River County South Dakota | 2 | $ 380,000 | $ 190,000 | $ 44,000 |
| Blount County Tennessee | 2 | $ 900,000 | $ 450,000 | $ 134,000 |
| Cumberland County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 58,000 |
| Jefferson County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Loudon County Tennessee | 2 | $ 1,210,000 | $ 605,000 | $ 465,000 |
| Maury County Tennessee | 2 | $ 1,050,000 | $ 525,000 | $ 204,000 |
| Roane County Tennessee | 2 | $ 1,290,000 | $ 645,000 | $ 131,000 |
| Washington County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 126,000 |
| Bell County Texas | 2 | $ 500,000 | $ 250,000 | $ 141,000 |
| Brazoria County Texas | 2 | $ 1,830,000 | $ 915,000 | $ 1,711,000 |
| Guadalupe County Texas | 2 | $ 840,000 | $ 420,000 | $ 418,000 |
| Jefferson County Texas | 2 | $ 470,000 | $ 235,000 | $ 100,000 |
| Johnson County Texas | 2 | $ 930,000 | $ 465,000 | $ 97,000 |
| Lubbock County Texas | 2 | $ 720,000 | $ 360,000 | $ 220,000 |
| Smith County Texas | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Wise County Texas | 2 | $ 1,020,000 | $ 510,000 | $ 210,000 |
| Davis County Utah | 2 | $ 1,390,000 | $ 695,000 | $ 207,000 |
| Addison County Vermont | 2 | $ 800,000 | $ 400,000 | $ 170,000 |
| Grand Isle County Vermont | 2 | $ 460,000 | $ 230,000 | $ 448,000 |
| Augusta County Virginia | 2 | $ 2,060,000 | $ 1,030,000 | $ 361,000 |
| Falls Church County Virginia | 2 | $ 710,000 | $ 355,000 | $ 163,000 |
| Hanover County Virginia | 2 | $ 460,000 | $ 230,000 | $ 175,000 |
| Lancaster County Virginia | 2 | $ 480,000 | $ 240,000 | $ 197,000 |
| Lynchburg County Virginia | 2 | $ 750,000 | $ 375,000 | $ 309,000 |
| Nelson County Virginia | 2 | $ 1,010,000 | $ 505,000 | $ 198,000 |
| Northumberland County Virginia | 2 | $ 930,000 | $ 465,000 | $ 219,000 |
| Benton County Washington | 2 | $ 1,150,000 | $ 575,000 | $ 796,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,072 | $3,557,760,000 | $873,000 | $20,005,000 | $380,000 | $8,400,000 |
| Cash-out Refinancing | 1,893 | $1,289,995,000 | $681,000 | $20,005,000 | $324,000 | $7,356,000 |
| Refinancing | 1,862 | $1,576,870,000 | $846,000 | $9,055,000 | $388,000 | $6,684,000 |
| Other Purpose | 1,062 | $896,350,000 | $844,000 | $11,665,000 | $394,000 | $7,429,000 |
| Home Improvement | 465 | $216,835,000 | $466,000 | $4,515,000 | $243,000 | $4,560,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 4,577 | $3,915,825,000 | $855,000 | $20,005,000 | $380,000 | $8,400,000 |
| White | 4,029 | $2,998,095,000 | $744,000 | $20,005,000 | $344,000 | $7,429,000 |
| Asian | 451 | $385,935,000 | $855,000 | $7,205,000 | $374,000 | $4,824,000 |
| Hispanic | 149 | $113,305,000 | $760,000 | $2,885,000 | $386,000 | $4,439,000 |
| Black or African American | 50 | $33,840,000 | $676,000 | $3,755,000 | $508,000 | $5,503,000 |
| American Indian or Alaskan Native | 13 | $7,815,000 | $601,000 | $2,005,000 | $209,000 | $510,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,815,000 | $605,000 | $725,000 | $118,000 | $136,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,354 | $7,537,810,000 | $805,000 | $20,005,000 | $365,000 | $8,400,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,783 | $5,878,115,000 | $1,016,000 | $20,005,000 | $434,000 | $8,400,000 |
| Loan Purchased By The Institution | 3,079 | $1,170,405,000 | $380,000 | $5,975,000 | $237,000 | $6,684,000 |
| Application Denied By Financial Institution | 354 | $334,380,000 | $944,000 | $6,905,000 | $338,000 | $3,288,000 |
| Application Approved But Not Accepted | 107 | $118,175,000 | $1,104,000 | $10,005,000 | $364,000 | $1,153,000 |
| Preapproval Denied by Financial Institution | 18 | $24,520,000 | $1,362,000 | $3,025,000 | $365,000 | $1,261,000 |
| Preapproval Approved but not Accepted | 13 | $12,215,000 | $939,000 | $2,105,000 | $426,000 | $1,375,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,982 | $7,178,910,000 | $799,000 | $20,005,000 | $366,000 | $8,400,000 |
| Debt-To-Income Ratio | 150 | $142,870,000 | $952,000 | $3,795,000 | $217,000 | $1,882,000 |
| Collateral | 87 | $80,325,000 | $923,000 | $6,005,000 | $394,000 | $1,902,000 |
| Other | 79 | $90,415,000 | $1,144,000 | $6,905,000 | $474,000 | $3,288,000 |
| Unverifiable Information | 28 | $24,770,000 | $884,000 | $3,025,000 | $398,000 | $1,593,000 |
| Credit History | 12 | $9,050,000 | $754,000 | $2,005,000 | $270,000 | $499,000 |
| Credit Application Incomplete | 9 | $5,875,000 | $652,000 | $1,445,000 | $330,000 | $649,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $3,145,000 | $629,000 | $1,355,000 | $444,000 | $1,190,000 |
| Employment History | 2 | $2,450,000 | $1,225,000 | $1,805,000 | $215,000 | $217,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, Ssb's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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