Charles Schwab Bank, SSB Mortgage Lending & HMDA Data, 2024
In 2024, Charles Schwab Bank, SSB of Lone Tree, CO reported 5,744 mortgage applications totaling $4.7 billion, up 35% from 2023. The average application was for $822,193, and applicants reported an average income of $443,905. 72% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Oakland-Hayward-Berkeley, CA (239), Los Angeles-Long Beach-Glendale, CA (221) and San Francisco-Redwood City-South San Francisco, CA (215) (applications in parentheses).
| Mortgage Company & Address | Charles Schwab Bank, SSB Lone Tree, CO 80124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,744 |
| Total Mortgage Loan Application Amount | $4,722,680,000 |
| Average Mortgage Loan Application Amount | $822,193 |
| Highest Mortgage Loan Application Amount | $13,055,000 |
| Average Applicant Income | $443,905 |
| Highest Applicant Income | $8,923,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charles Schwab Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 221 | $ 243,535,000 | $ 1,101,968 | $ 464,000 |
| Santa Clara, California | 197 | $ 254,775,000 | $ 1,293,274 | $ 566,000 |
| San Diego, California | 160 | $ 173,710,000 | $ 1,085,687 | $ 511,000 |
| Maricopa, Arizona | 150 | $ 108,780,000 | $ 725,200 | $ 382,000 |
| King, Washington | 148 | $ 175,420,000 | $ 1,185,270 | $ 491,000 |
| Alameda, California | 138 | $ 119,170,000 | $ 863,550 | $ 428,000 |
| Orange, California | 133 | $ 142,765,000 | $ 1,073,421 | $ 529,000 |
| San Francisco, California | 118 | $ 137,500,000 | $ 1,165,254 | $ 517,000 |
| Contra Costa, California | 101 | $ 87,385,000 | $ 865,198 | $ 402,000 |
| San Mateo, California | 97 | $ 135,065,000 | $ 1,392,422 | $ 615,000 |
| Cook, Illinois | 84 | $ 66,050,000 | $ 786,309 | $ 407,000 |
| Marin, California | 74 | $ 76,580,000 | $ 1,034,864 | $ 508,000 |
| Riverside, California | 71 | $ 50,145,000 | $ 706,267 | $ 441,000 |
| Palm Beach, Florida | 71 | $ 45,275,000 | $ 637,676 | $ 426,000 |
| Denver, Colorado | 62 | $ 54,430,000 | $ 877,903 | $ 486,000 |
| Clark, Nevada | 59 | $ 36,035,000 | $ 610,762 | $ 342,000 |
| Travis, Texas | 55 | $ 59,345,000 | $ 1,079,000 | $ 530,000 |
| Middlesex, Massachusetts | 52 | $ 55,270,000 | $ 1,062,884 | $ 486,000 |
| Sonoma, California | 48 | $ 36,690,000 | $ 764,375 | $ 427,000 |
| Dallas, Texas | 48 | $ 53,460,000 | $ 1,113,750 | $ 553,000 |
| Western Connecticut Planning Region, Connecticut | 47 | $ 54,455,000 | $ 1,158,617 | $ 593,000 |
| Fulton, Georgia | 46 | $ 27,130,000 | $ 589,782 | $ 390,000 |
| New York, New York | 46 | $ 46,580,000 | $ 1,012,608 | $ 683,000 |
| Boulder, Colorado | 41 | $ 25,815,000 | $ 629,634 | $ 331,000 |
| Fairfax, Virginia | 41 | $ 31,695,000 | $ 773,048 | $ 498,000 |
| Douglas, Colorado | 38 | $ 25,480,000 | $ 670,526 | $ 308,000 |
| Jefferson, Colorado | 36 | $ 27,140,000 | $ 753,888 | $ 536,000 |
| Montgomery, Maryland | 35 | $ 29,195,000 | $ 834,142 | $ 371,000 |
| Collier, Florida | 34 | $ 25,070,000 | $ 737,352 | $ 415,000 |
| Miami-Dade, Florida | 34 | $ 39,340,000 | $ 1,157,058 | $ 580,000 |
| District of Columbia, District Of Columbia | 33 | $ 21,875,000 | $ 662,878 | $ 465,000 |
| Mecklenburg, North Carolina | 33 | $ 25,465,000 | $ 771,666 | $ 370,000 |
| Harris, Texas | 33 | $ 30,095,000 | $ 911,969 | $ 506,000 |
| Charleston, South Carolina | 31 | $ 33,885,000 | $ 1,093,064 | $ 513,000 |
| Washoe, Nevada | 30 | $ 24,510,000 | $ 817,000 | $ 508,000 |
| Pima, Arizona | 29 | $ 14,675,000 | $ 506,034 | $ 296,000 |
| Ventura, California | 29 | $ 23,885,000 | $ 823,620 | $ 374,000 |
| Williamson, Tennessee | 29 | $ 36,535,000 | $ 1,259,827 | $ 421,000 |
| Monmouth, New Jersey | 28 | $ 35,410,000 | $ 1,264,642 | $ 634,000 |
| Santa Cruz, California | 27 | $ 31,555,000 | $ 1,168,703 | $ 726,000 |
| Arapahoe, Colorado | 27 | $ 17,905,000 | $ 663,148 | $ 430,000 |
| Lee, Florida | 27 | $ 16,535,000 | $ 612,407 | $ 369,000 |
| Hennepin, Minnesota | 27 | $ 20,775,000 | $ 769,444 | $ 392,000 |
| Beaufort, South Carolina | 26 | $ 16,910,000 | $ 650,384 | $ 469,000 |
| Placer, California | 25 | $ 30,835,000 | $ 1,233,400 | $ 620,000 |
| Pinellas, Florida | 25 | $ 17,935,000 | $ 717,400 | $ 389,000 |
| Honolulu, Hawaii | 25 | $ 22,365,000 | $ 894,600 | $ 419,000 |
| Wake, North Carolina | 25 | $ 14,005,000 | $ 560,200 | $ 244,000 |
| Denton, Texas | 25 | $ 16,755,000 | $ 670,200 | $ 372,000 |
| Sarasota, Florida | 24 | $ 20,760,000 | $ 865,000 | $ 479,000 |
| Williamson, Texas | 24 | $ 10,390,000 | $ 432,916 | $ 424,000 |
| Hillsborough, Florida | 23 | $ 21,615,000 | $ 939,782 | $ 396,000 |
| Ocean, New Jersey | 23 | $ 30,435,000 | $ 1,323,260 | $ 670,000 |
| DuPage, Illinois | 22 | $ 11,580,000 | $ 526,363 | $ 308,000 |
| Buncombe, North Carolina | 22 | $ 16,280,000 | $ 740,000 | $ 295,000 |
| Deschutes, Oregon | 22 | $ 16,190,000 | $ 735,909 | $ 418,000 |
| Summit, Utah | 22 | $ 26,940,000 | $ 1,224,545 | $ 586,000 |
| St. Louis, Missouri | 21 | $ 14,115,000 | $ 672,142 | $ 375,000 |
| Westchester, New York | 21 | $ 20,015,000 | $ 953,095 | $ 541,000 |
| Manatee, Florida | 20 | $ 15,390,000 | $ 769,500 | $ 418,000 |
| Suffolk, Massachusetts | 20 | $ 16,000,000 | $ 800,000 | $ 496,000 |
| Bergen, New Jersey | 20 | $ 16,610,000 | $ 830,500 | $ 367,000 |
| Kings, New York | 20 | $ 22,540,000 | $ 1,127,000 | $ 507,000 |
| Davidson, Tennessee | 20 | $ 19,100,000 | $ 955,000 | $ 539,000 |
| Tarrant, Texas | 20 | $ 12,170,000 | $ 608,500 | $ 400,000 |
| Santa Barbara, California | 19 | $ 23,375,000 | $ 1,230,263 | $ 810,000 |
| Broward, Florida | 19 | $ 13,305,000 | $ 700,263 | $ 381,000 |
| Orange, Florida | 19 | $ 12,815,000 | $ 674,473 | $ 454,000 |
| Ada, Idaho | 19 | $ 11,885,000 | $ 625,526 | $ 247,000 |
| Monterey, California | 18 | $ 21,030,000 | $ 1,168,333 | $ 503,000 |
| Sacramento, California | 18 | $ 10,300,000 | $ 572,222 | $ 325,000 |
| Santa Fe, New Mexico | 18 | $ 14,360,000 | $ 797,777 | $ 511,000 |
| Nassau, New York | 18 | $ 18,710,000 | $ 1,039,444 | $ 605,000 |
| Napa, California | 17 | $ 15,515,000 | $ 912,647 | $ 624,000 |
| DeKalb, Georgia | 17 | $ 11,955,000 | $ 703,235 | $ 429,000 |
| Barnstable, Massachusetts | 17 | $ 12,685,000 | $ 746,176 | $ 378,000 |
| Multnomah, Oregon | 17 | $ 11,355,000 | $ 667,941 | $ 343,000 |
| Collin, Texas | 17 | $ 12,615,000 | $ 742,058 | $ 322,000 |
| El Dorado, California | 16 | $ 8,640,000 | $ 540,000 | $ 425,000 |
| San Bernardino, California | 16 | $ 8,040,000 | $ 502,500 | $ 376,000 |
| Summit, Colorado | 16 | $ 15,680,000 | $ 980,000 | $ 522,000 |
| Johnson, Kansas | 16 | $ 11,290,000 | $ 705,625 | $ 507,000 |
| Suffolk, New York | 16 | $ 17,160,000 | $ 1,072,500 | $ 513,000 |
| Montgomery, Texas | 16 | $ 10,090,000 | $ 630,625 | $ 347,000 |
| Hamilton, Indiana | 15 | $ 6,465,000 | $ 431,000 | $ 279,000 |
| Norfolk, Massachusetts | 15 | $ 14,985,000 | $ 999,000 | $ 782,000 |
| Essex, New Jersey | 15 | $ 13,525,000 | $ 901,666 | $ 403,000 |
| Snohomish, Washington | 15 | $ 11,535,000 | $ 769,000 | $ 361,000 |
| Nevada, California | 14 | $ 11,530,000 | $ 823,571 | $ 674,000 |
| San Luis Obispo, California | 14 | $ 8,620,000 | $ 615,714 | $ 242,000 |
| Larimer, Colorado | 14 | $ 7,950,000 | $ 567,857 | $ 284,000 |
| Duval, Florida | 14 | $ 11,320,000 | $ 808,571 | $ 387,000 |
| Cobb, Georgia | 14 | $ 7,930,000 | $ 566,428 | $ 297,000 |
| Lake, Illinois | 14 | $ 8,290,000 | $ 592,142 | $ 428,000 |
| Philadelphia, Pennsylvania | 14 | $ 9,730,000 | $ 695,000 | $ 467,000 |
| Bexar, Texas | 14 | $ 8,450,000 | $ 603,571 | $ 256,000 |
| Yavapai, Arizona | 13 | $ 8,685,000 | $ 668,076 | $ 374,000 |
| Oakland, Michigan | 13 | $ 9,475,000 | $ 728,846 | $ 1,119,000 |
| Chester, Pennsylvania | 13 | $ 6,765,000 | $ 520,384 | $ 298,000 |
| Greenville, South Carolina | 13 | $ 7,355,000 | $ 565,769 | $ 266,000 |
| Alexandria, Virginia | 13 | $ 12,325,000 | $ 948,076 | $ 606,000 |
| Pinal, Arizona | 12 | $ 6,670,000 | $ 555,833 | $ 244,000 |
| Eagle, Colorado | 12 | $ 12,630,000 | $ 1,052,500 | $ 754,000 |
| La Plata, Colorado | 12 | $ 8,300,000 | $ 691,666 | $ 459,000 |
| Sumter, Florida | 12 | $ 5,690,000 | $ 474,166 | $ 286,000 |
| Volusia, Florida | 12 | $ 6,300,000 | $ 525,000 | $ 311,000 |
| Anne Arundel, Maryland | 12 | $ 8,070,000 | $ 672,500 | $ 411,000 |
| Cape May, New Jersey | 12 | $ 9,980,000 | $ 831,666 | $ 441,000 |
| Morris, New Jersey | 12 | $ 8,960,000 | $ 746,666 | $ 421,000 |
| Montgomery, Pennsylvania | 12 | $ 7,490,000 | $ 624,166 | $ 517,000 |
| Pierce, Washington | 12 | $ 5,970,000 | $ 497,500 | $ 274,000 |
| Whatcom, Washington | 12 | $ 12,050,000 | $ 1,004,166 | $ 345,000 |
| San Joaquin, California | 11 | $ 6,245,000 | $ 567,727 | $ 358,000 |
| El Paso, Colorado | 11 | $ 4,355,000 | $ 395,909 | $ 253,000 |
| St. Johns, Florida | 11 | $ 4,355,000 | $ 395,909 | $ 344,000 |
| Kootenai, Idaho | 11 | $ 10,285,000 | $ 935,000 | $ 294,000 |
| Essex, Massachusetts | 11 | $ 11,425,000 | $ 1,038,636 | $ 962,000 |
| Plymouth, Massachusetts | 11 | $ 10,805,000 | $ 982,272 | $ 577,000 |
| Union, New Jersey | 11 | $ 14,665,000 | $ 1,333,181 | $ 597,000 |
| Cuyahoga, Ohio | 11 | $ 6,775,000 | $ 615,909 | $ 543,000 |
| Washington, Oregon | 11 | $ 3,115,000 | $ 283,181 | $ 208,000 |
| Allegheny, Pennsylvania | 11 | $ 6,165,000 | $ 560,454 | $ 300,000 |
| Clark, Washington | 11 | $ 5,195,000 | $ 472,272 | $ 280,000 |
| Coconino, Arizona | 10 | $ 9,190,000 | $ 919,000 | $ 359,000 |
| Routt, Colorado | 10 | $ 8,140,000 | $ 814,000 | $ 289,000 |
| Kane, Illinois | 10 | $ 3,270,000 | $ 327,000 | $ 214,000 |
| Hudson, New Jersey | 10 | $ 9,410,000 | $ 941,000 | $ 511,000 |
| Hunterdon, New Jersey | 10 | $ 6,020,000 | $ 602,000 | $ 288,000 |
| Mercer, New Jersey | 10 | $ 6,980,000 | $ 698,000 | $ 318,000 |
| Hamilton, Ohio | 10 | $ 8,100,000 | $ 810,000 | $ 377,000 |
| Clackamas, Oregon | 10 | $ 6,620,000 | $ 662,000 | $ 353,000 |
| Hays, Texas | 10 | $ 6,700,000 | $ 670,000 | $ 330,000 |
| Wasatch, Utah | 10 | $ 12,850,000 | $ 1,285,000 | $ 843,000 |
| Benton, Arkansas | 9 | $ 8,035,000 | $ 892,777 | $ 724,000 |
| Grand, Colorado | 9 | $ 5,505,000 | $ 611,666 | $ 336,000 |
| Sussex, Delaware | 9 | $ 6,725,000 | $ 747,222 | $ 462,000 |
| Indian River, Florida | 9 | $ 5,435,000 | $ 603,888 | $ 751,000 |
| Chatham, Georgia | 9 | $ 6,365,000 | $ 707,222 | $ 400,000 |
| Maui, Hawaii | 9 | $ 9,035,000 | $ 1,003,888 | $ 333,000 |
| Middlesex, New Jersey | 9 | $ 4,875,000 | $ 541,666 | $ 306,000 |
| Durham, North Carolina | 9 | $ 3,575,000 | $ 397,222 | $ 390,000 |
| Clermont, Ohio | 9 | $ 2,435,000 | $ 270,555 | $ 367,000 |
| Franklin, Ohio | 9 | $ 3,445,000 | $ 382,777 | $ 325,000 |
| Salt Lake, Utah | 9 | $ 6,185,000 | $ 687,222 | $ 486,000 |
| Arlington, Virginia | 9 | $ 9,955,000 | $ 1,106,111 | $ 973,000 |
| Kitsap, Washington | 9 | $ 7,225,000 | $ 802,777 | $ 416,000 |
| Navajo, Arizona | 8 | $ 4,100,000 | $ 512,500 | $ 365,000 |
| Greater Bridgeport Planning Region, Connecticut | 8 | $ 6,230,000 | $ 778,750 | $ 494,000 |
| Brevard, Florida | 8 | $ 2,810,000 | $ 351,250 | $ 200,000 |
| Charlotte, Florida | 8 | $ 2,650,000 | $ 331,250 | $ 238,000 |
| Flagler, Florida | 8 | $ 3,660,000 | $ 457,500 | $ 233,000 |
| Walton, Florida | 8 | $ 12,290,000 | $ 1,536,250 | $ 484,000 |
| Blaine, Idaho | 8 | $ 14,110,000 | $ 1,763,750 | $ 1,864,000 |
| Gallatin, Montana | 8 | $ 14,100,000 | $ 1,762,500 | $ 1,016,000 |
| Douglas, Nebraska | 8 | $ 3,670,000 | $ 458,750 | $ 1,003,000 |
| Brunswick, North Carolina | 8 | $ 3,490,000 | $ 436,250 | $ 326,000 |
| Oklahoma, Oklahoma | 8 | $ 3,390,000 | $ 423,750 | $ 309,000 |
| Tulsa, Oklahoma | 8 | $ 4,730,000 | $ 591,250 | $ 368,000 |
| Bucks, Pennsylvania | 8 | $ 4,550,000 | $ 568,750 | $ 485,000 |
| Oconee, South Carolina | 8 | $ 10,670,000 | $ 1,333,750 | $ 479,000 |
| Kittitas, Washington | 8 | $ 10,100,000 | $ 1,262,500 | $ 542,000 |
| Plumas, California | 7 | $ 3,455,000 | $ 493,571 | $ 385,000 |
| Weld, Colorado | 7 | $ 5,015,000 | $ 716,428 | $ 505,000 |
| Capitol Planning Region, Connecticut | 7 | $ 3,705,000 | $ 529,285 | $ 395,000 |
| Hawaii, Hawaii | 7 | $ 6,525,000 | $ 932,142 | $ 1,555,000 |
| Chatham, North Carolina | 7 | $ 2,475,000 | $ 353,571 | $ 204,000 |
| Iredell, North Carolina | 7 | $ 5,385,000 | $ 769,285 | $ 495,000 |
| Shelby, Tennessee | 7 | $ 2,925,000 | $ 417,857 | $ 366,000 |
| Fort Bend, Texas | 7 | $ 2,955,000 | $ 422,142 | $ 294,000 |
| Albemarle, Virginia | 7 | $ 4,775,000 | $ 682,142 | $ 656,000 |
| Pitkin, Colorado | 6 | $ 13,970,000 | $ 2,328,333 | $ 972,000 |
| South Central Connecticut Planning Region, Connecticut | 6 | $ 1,880,000 | $ 313,333 | $ 678,000 |
| Nassau, Florida | 6 | $ 4,290,000 | $ 715,000 | $ 283,000 |
| Polk, Florida | 6 | $ 1,530,000 | $ 255,000 | $ 186,000 |
| St. Lucie, Florida | 6 | $ 1,190,000 | $ 198,333 | $ 170,000 |
| Teton, Idaho | 6 | $ 3,630,000 | $ 605,000 | $ 387,000 |
| East Baton Rouge, Louisiana | 6 | $ 2,550,000 | $ 425,000 | $ 243,000 |
| Worcester, Massachusetts | 6 | $ 2,400,000 | $ 400,000 | $ 264,000 |
| Ottawa, Michigan | 6 | $ 4,070,000 | $ 678,333 | $ 317,000 |
| Washington, Minnesota | 6 | $ 3,010,000 | $ 501,666 | $ 331,000 |
| St. Louis City, Missouri | 6 | $ 1,600,000 | $ 266,666 | $ 233,000 |
| Rockingham, New Hampshire | 6 | $ 2,950,000 | $ 491,666 | $ 262,000 |
| Queens, New York | 6 | $ 4,950,000 | $ 825,000 | $ 415,000 |
| Carteret, North Carolina | 6 | $ 3,230,000 | $ 538,333 | $ 407,000 |
| Henderson, North Carolina | 6 | $ 2,600,000 | $ 433,333 | $ 196,000 |
| Jackson, Oregon | 6 | $ 2,300,000 | $ 383,333 | $ 159,000 |
| Delaware, Pennsylvania | 6 | $ 2,840,000 | $ 473,333 | $ 222,000 |
| Horry, South Carolina | 6 | $ 3,000,000 | $ 500,000 | $ 380,000 |
| Utah, Utah | 6 | $ 2,290,000 | $ 381,666 | $ 542,000 |
| Virginia Beach, Virginia | 6 | $ 5,440,000 | $ 906,666 | $ 422,000 |
| Spokane, Washington | 6 | $ 1,630,000 | $ 271,666 | $ 221,000 |
| Madison, Alabama | 5 | $ 1,725,000 | $ 345,000 | $ 234,000 |
| Mohave, Arizona | 5 | $ 2,875,000 | $ 575,000 | $ 226,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 5 | $ 4,975,000 | $ 995,000 | $ 677,000 |
| Escambia, Florida | 5 | $ 2,135,000 | $ 427,000 | $ 799,000 |
| Lake, Florida | 5 | $ 1,795,000 | $ 359,000 | $ 249,000 |
| Osceola, Florida | 5 | $ 2,125,000 | $ 425,000 | $ 257,000 |
| Cherokee, Georgia | 5 | $ 4,075,000 | $ 815,000 | $ 378,000 |
| Gwinnett, Georgia | 5 | $ 2,965,000 | $ 593,000 | $ 203,000 |
| Valley, Idaho | 5 | $ 2,495,000 | $ 499,000 | $ 361,000 |
| Marion, Indiana | 5 | $ 1,145,000 | $ 229,000 | $ 156,000 |
| Baltimore, Maryland | 5 | $ 1,635,000 | $ 327,000 | $ 291,000 |
| Talbot, Maryland | 5 | $ 5,525,000 | $ 1,105,000 | $ 415,000 |
| Berrien, Michigan | 5 | $ 2,125,000 | $ 425,000 | $ 491,000 |
| Atlantic, New Jersey | 5 | $ 3,545,000 | $ 709,000 | $ 329,000 |
| Bernalillo, New Mexico | 5 | $ 2,845,000 | $ 569,000 | $ 462,000 |
| Ulster, New York | 5 | $ 3,465,000 | $ 693,000 | $ 412,000 |
| Currituck, North Carolina | 5 | $ 5,715,000 | $ 1,143,000 | $ 813,000 |
| Guilford, North Carolina | 5 | $ 3,205,000 | $ 641,000 | $ 229,000 |
| New Hanover, North Carolina | 5 | $ 3,745,000 | $ 749,000 | $ 261,000 |
| Berkeley, South Carolina | 5 | $ 5,065,000 | $ 1,013,000 | $ 495,000 |
| Henderson, Texas | 5 | $ 3,165,000 | $ 633,000 | $ 383,000 |
| Llano, Texas | 5 | $ 5,185,000 | $ 1,037,000 | $ 532,000 |
| Washington, Utah | 5 | $ 3,405,000 | $ 681,000 | $ 657,000 |
| Rutland, Vermont | 5 | $ 2,025,000 | $ 405,000 | $ 420,000 |
| Windham, Vermont | 5 | $ 5,045,000 | $ 1,009,000 | $ 477,000 |
| Loudoun, Virginia | 5 | $ 2,615,000 | $ 523,000 | $ 536,000 |
| Chelan, Washington | 5 | $ 6,035,000 | $ 1,207,000 | $ 580,000 |
| Dane, Wisconsin | 5 | $ 4,915,000 | $ 983,000 | $ 453,000 |
| Walworth, Wisconsin | 5 | $ 5,725,000 | $ 1,145,000 | $ 910,000 |
| Teton, Wyoming | 5 | $ 15,525,000 | $ 3,105,000 | $ 1,487,000 |
| Anchorage, Alaska | 4 | $ 3,760,000 | $ 940,000 | $ 705,000 |
| Amador, California | 4 | $ 1,930,000 | $ 482,500 | $ 338,000 |
| Adams, Colorado | 4 | $ 1,310,000 | $ 327,500 | $ 186,000 |
| Broomfield, Colorado | 4 | $ 1,950,000 | $ 487,500 | $ 324,000 |
| Alachua, Florida | 4 | $ 1,790,000 | $ 447,500 | $ 307,000 |
| Marion, Florida | 4 | $ 1,370,000 | $ 342,500 | $ 173,000 |
| Monroe, Florida | 4 | $ 5,090,000 | $ 1,272,500 | $ 579,000 |
| Seminole, Florida | 4 | $ 1,700,000 | $ 425,000 | $ 157,000 |
| Greene, Georgia | 4 | $ 5,730,000 | $ 1,432,500 | $ 421,000 |
| Sedgwick, Kansas | 4 | $ 1,670,000 | $ 417,500 | $ 233,000 |
| Knox, Maine | 4 | $ 1,680,000 | $ 420,000 | $ 265,000 |
| Nantucket, Massachusetts | 4 | $ 6,210,000 | $ 1,552,500 | $ 580,000 |
| Grand Traverse, Michigan | 4 | $ 2,770,000 | $ 692,500 | $ 538,000 |
| Washtenaw, Michigan | 4 | $ 1,460,000 | $ 365,000 | $ 271,000 |
| Jackson, Missouri | 4 | $ 1,060,000 | $ 265,000 | $ 192,000 |
| Flathead, Montana | 4 | $ 2,920,000 | $ 730,000 | $ 516,000 |
| Belknap, New Hampshire | 4 | $ 1,240,000 | $ 310,000 | $ 217,000 |
| Carroll, New Hampshire | 4 | $ 1,250,000 | $ 312,500 | $ 252,000 |
| Burlington, New Jersey | 4 | $ 1,230,000 | $ 307,500 | $ 222,000 |
| Camden, New Jersey | 4 | $ 590,000 | $ 147,500 | $ 161,000 |
| Sandoval, New Mexico | 4 | $ 990,000 | $ 247,500 | $ 158,000 |
| Richmond, New York | 4 | $ 2,280,000 | $ 570,000 | $ 216,000 |
| Lincoln, North Carolina | 4 | $ 3,050,000 | $ 762,500 | $ 262,000 |
| Moore, North Carolina | 4 | $ 1,710,000 | $ 427,500 | $ 288,000 |
| Orange, North Carolina | 4 | $ 2,770,000 | $ 692,500 | $ 555,000 |
| Union, North Carolina | 4 | $ 3,020,000 | $ 755,000 | $ 375,000 |
| Providence, Rhode Island | 4 | $ 1,150,000 | $ 287,500 | $ 414,000 |
| Lancaster, South Carolina | 4 | $ 1,310,000 | $ 327,500 | $ 166,000 |
| Cumberland, Tennessee | 4 | $ 800,000 | $ 200,000 | $ 126,000 |
| Loudon, Tennessee | 4 | $ 2,600,000 | $ 650,000 | $ 307,000 |
| Galveston, Texas | 4 | $ 1,550,000 | $ 387,500 | $ 245,000 |
| Hood, Texas | 4 | $ 2,020,000 | $ 505,000 | $ 311,000 |
| McLennan, Texas | 4 | $ 1,430,000 | $ 357,500 | $ 300,000 |
| Henrico, Virginia | 4 | $ 1,450,000 | $ 362,500 | $ 190,000 |
| Island, Washington | 4 | $ 3,760,000 | $ 940,000 | $ 351,000 |
| San Juan, Washington | 4 | $ 2,460,000 | $ 615,000 | $ 310,000 |
| Waukesha, Wisconsin | 4 | $ 3,400,000 | $ 850,000 | $ 315,000 |
| Baldwin, Alabama | 3 | $ 1,185,000 | $ 395,000 | $ 231,000 |
| Jefferson, Alabama | 3 | $ 595,000 | $ 198,333 | $ 441,000 |
| Lee, Alabama | 3 | $ 1,025,000 | $ 341,666 | $ 797,000 |
| Shelby, Alabama | 3 | $ 705,000 | $ 235,000 | $ 136,000 |
| Gila, Arizona | 3 | $ 2,195,000 | $ 731,666 | $ 387,000 |
| Garland, Arkansas | 3 | $ 945,000 | $ 315,000 | $ 167,000 |
| Calaveras, California | 3 | $ 895,000 | $ 298,333 | $ 217,000 |
| Fresno, California | 3 | $ 775,000 | $ 258,333 | $ 214,000 |
| Kern, California | 3 | $ 735,000 | $ 245,000 | $ 312,000 |
| Solano, California | 3 | $ 1,605,000 | $ 535,000 | $ 256,000 |
| Yolo, California | 3 | $ 2,525,000 | $ 841,666 | $ 360,000 |
| Garfield, Colorado | 3 | $ 2,255,000 | $ 751,666 | $ 204,000 |
| Northwest Hills Planning Region, Connecticut | 3 | $ 3,555,000 | $ 1,185,000 | $ 848,000 |
| Forsyth, Georgia | 3 | $ 1,115,000 | $ 371,666 | $ 129,000 |
| Gilmer, Georgia | 3 | $ 1,545,000 | $ 515,000 | $ 167,000 |
| Glynn, Georgia | 3 | $ 3,545,000 | $ 1,181,666 | $ 275,000 |
| Hall, Georgia | 3 | $ 1,295,000 | $ 431,666 | $ 354,000 |
| Paulding, Georgia | 3 | $ 985,000 | $ 328,333 | $ 181,000 |
| Rabun, Georgia | 3 | $ 1,175,000 | $ 391,666 | $ 625,000 |
| Will, Illinois | 3 | $ 1,015,000 | $ 338,333 | $ 254,000 |
| Boone, Indiana | 3 | $ 3,145,000 | $ 1,048,333 | $ 660,000 |
| Jefferson, Louisiana | 3 | $ 1,325,000 | $ 441,666 | $ 205,000 |
| Orleans, Louisiana | 3 | $ 2,505,000 | $ 835,000 | $ 1,271,000 |
| Cumberland, Maine | 3 | $ 2,685,000 | $ 895,000 | $ 439,000 |
| York, Maine | 3 | $ 5,175,000 | $ 1,725,000 | $ 1,017,000 |
| Baltimore City, Maryland | 3 | $ 1,315,000 | $ 438,333 | $ 383,000 |
| Allegan, Michigan | 3 | $ 2,255,000 | $ 751,666 | $ 407,000 |
| Benzie, Michigan | 3 | $ 2,855,000 | $ 951,666 | $ 618,000 |
| Genesee, Michigan | 3 | $ 385,000 | $ 128,333 | $ 279,000 |
| Leelanau, Michigan | 3 | $ 1,515,000 | $ 505,000 | $ 325,000 |
| Livingston, Michigan | 3 | $ 2,055,000 | $ 685,000 | $ 330,000 |
| Macomb, Michigan | 3 | $ 4,355,000 | $ 1,451,666 | $ 1,002,000 |
| Wayne, Michigan | 3 | $ 725,000 | $ 241,666 | $ 301,000 |
| Crow Wing, Minnesota | 3 | $ 1,725,000 | $ 575,000 | $ 341,000 |
| Lafayette, Mississippi | 3 | $ 1,195,000 | $ 398,333 | $ 333,000 |
| Douglas, Nevada | 3 | $ 2,825,000 | $ 941,666 | $ 765,000 |
| Cheshire, New Hampshire | 3 | $ 405,000 | $ 135,000 | $ 99,000 |
| Merrimack, New Hampshire | 3 | $ 1,405,000 | $ 468,333 | $ 286,000 |
| Sullivan, New Hampshire | 3 | $ 3,605,000 | $ 1,201,666 | $ 2,482,000 |
| Somerset, New Jersey | 3 | $ 2,265,000 | $ 755,000 | $ 459,000 |
| Monroe, New York | 3 | $ 2,165,000 | $ 721,666 | $ 318,000 |
| Catawba, North Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 297,000 |
| Dare, North Carolina | 3 | $ 1,925,000 | $ 641,666 | $ 354,000 |
| Forsyth, North Carolina | 3 | $ 2,395,000 | $ 798,333 | $ 284,000 |
| Jackson, North Carolina | 3 | $ 3,245,000 | $ 1,081,666 | $ 1,147,000 |
| Johnston, North Carolina | 3 | $ 765,000 | $ 255,000 | $ 168,000 |
| Watauga, North Carolina | 3 | $ 2,075,000 | $ 691,666 | $ 339,000 |
| Summit, Ohio | 3 | $ 1,415,000 | $ 471,666 | $ 183,000 |
| Logan, Oklahoma | 3 | $ 845,000 | $ 281,666 | $ 221,000 |
| Lane, Oregon | 3 | $ 855,000 | $ 285,000 | $ 150,000 |
| Tillamook, Oregon | 3 | $ 2,075,000 | $ 691,666 | $ 348,000 |
| Centre, Pennsylvania | 3 | $ 1,105,000 | $ 368,333 | $ 417,000 |
| Northampton, Pennsylvania | 3 | $ 755,000 | $ 251,666 | $ 135,000 |
| Kent, Rhode Island | 3 | $ 2,865,000 | $ 955,000 | $ 303,000 |
| Aiken, South Carolina | 3 | $ 995,000 | $ 331,666 | $ 137,000 |
| Hamilton, Tennessee | 3 | $ 855,000 | $ 285,000 | $ 172,000 |
| Knox, Tennessee | 3 | $ 1,535,000 | $ 511,666 | $ 241,000 |
| Maury, Tennessee | 3 | $ 1,395,000 | $ 465,000 | $ 261,000 |
| Sumner, Tennessee | 3 | $ 1,485,000 | $ 495,000 | $ 194,000 |
| Brazoria, Texas | 3 | $ 685,000 | $ 228,333 | $ 459,000 |
| Cameron, Texas | 3 | $ 1,065,000 | $ 355,000 | $ 456,000 |
| Comal, Texas | 3 | $ 1,525,000 | $ 508,333 | $ 152,000 |
| Johnson, Texas | 3 | $ 2,285,000 | $ 761,666 | $ 346,000 |
| Parker, Texas | 3 | $ 2,485,000 | $ 828,333 | $ 282,000 |
| Chesterfield, Virginia | 3 | $ 1,345,000 | $ 448,333 | $ 358,000 |
| James City, Virginia | 3 | $ 1,745,000 | $ 581,666 | $ 691,000 |
| Prince William, Virginia | 3 | $ 1,855,000 | $ 618,333 | $ 251,000 |
| Rappahannock, Virginia | 3 | $ 3,275,000 | $ 1,091,666 | $ 813,000 |
| Grays Harbor, Washington | 3 | $ 1,605,000 | $ 535,000 | $ 316,000 |
| Greenbrier, West Virginia | 3 | $ 3,515,000 | $ 1,171,666 | $ 1,150,000 |
| Milwaukee, Wisconsin | 3 | $ 1,475,000 | $ 491,666 | $ 547,000 |
| Ozaukee, Wisconsin | 3 | $ 4,345,000 | $ 1,448,333 | $ 682,000 |
| Cullman, Alabama | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Mobile, Alabama | 2 | $ 910,000 | $ 455,000 | $ 369,000 |
| Tallapoosa, Alabama | 2 | $ 1,820,000 | $ 910,000 | $ 327,000 |
| Fairbanks North Star, Alaska | 2 | $ 480,000 | $ 240,000 | $ 96,000 |
| Washington, Arkansas | 2 | $ 1,700,000 | $ 850,000 | $ 336,000 |
| Butte, California | 2 | $ 560,000 | $ 280,000 | $ 213,000 |
| Mariposa, California | 2 | $ 1,960,000 | $ 980,000 | $ 782,000 |
| Merced, California | 2 | $ 550,000 | $ 275,000 | $ 613,000 |
| Mono, California | 2 | $ 1,650,000 | $ 825,000 | $ 731,000 |
| Tuolumne, California | 2 | $ 620,000 | $ 310,000 | $ 190,000 |
| Chaffee, Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 168,000 |
| Mesa, Colorado | 2 | $ 1,940,000 | $ 970,000 | $ 420,000 |
| Montrose, Colorado | 2 | $ 710,000 | $ 355,000 | $ 184,000 |
| Park, Colorado | 2 | $ 1,460,000 | $ 730,000 | $ 249,000 |
| Martin, Florida | 2 | $ 500,000 | $ 250,000 | $ 348,000 |
| Pasco, Florida | 2 | $ 580,000 | $ 290,000 | $ 166,000 |
| Santa Rosa, Florida | 2 | $ 1,850,000 | $ 925,000 | $ 489,000 |
| Clarke, Georgia | 2 | $ 830,000 | $ 415,000 | $ 339,000 |
| Coweta, Georgia | 2 | $ 1,140,000 | $ 570,000 | $ 205,000 |
| Dawson, Georgia | 2 | $ 480,000 | $ 240,000 | $ 172,000 |
| Pickens, Georgia | 2 | $ 1,310,000 | $ 655,000 | $ 217,000 |
| Putnam, Georgia | 2 | $ 2,270,000 | $ 1,135,000 | $ 651,000 |
| Rockdale, Georgia | 2 | $ 510,000 | $ 255,000 | $ 213,000 |
| Kauai, Hawaii | 2 | $ 510,000 | $ 255,000 | $ 219,000 |
| McHenry, Illinois | 2 | $ 450,000 | $ 225,000 | $ 191,000 |
| LaPorte, Indiana | 2 | $ 1,610,000 | $ 805,000 | $ 444,000 |
| Monroe, Indiana | 2 | $ 540,000 | $ 270,000 | $ 251,000 |
| Ellis, Kansas | 2 | $ 280,000 | $ 140,000 | $ 117,000 |
| Fayette, Kentucky | 2 | $ 1,160,000 | $ 580,000 | $ 702,000 |
| Jefferson, Kentucky | 2 | $ 1,290,000 | $ 645,000 | $ 239,000 |
| Oldham, Kentucky | 2 | $ 700,000 | $ 350,000 | $ 158,000 |
| Pulaski, Kentucky | 2 | $ 250,000 | $ 125,000 | $ 435,000 |
| Calvert, Maryland | 2 | $ 780,000 | $ 390,000 | $ 448,000 |
| Dorchester, Maryland | 2 | $ 690,000 | $ 345,000 | $ 128,000 |
| Frederick, Maryland | 2 | $ 540,000 | $ 270,000 | $ 259,000 |
| Harford, Maryland | 2 | $ 900,000 | $ 450,000 | $ 274,000 |
| Howard, Maryland | 2 | $ 720,000 | $ 360,000 | $ 197,000 |
| Prince George's, Maryland | 2 | $ 510,000 | $ 255,000 | $ 144,000 |
| Queen Anne's, Maryland | 2 | $ 3,120,000 | $ 1,560,000 | $ 668,000 |
| Bristol, Massachusetts | 2 | $ 1,020,000 | $ 510,000 | $ 148,000 |
| Hampden, Massachusetts | 2 | $ 1,090,000 | $ 545,000 | $ 359,000 |
| Cass, Michigan | 2 | $ 890,000 | $ 445,000 | $ 392,000 |
| Cheboygan, Michigan | 2 | $ 1,980,000 | $ 990,000 | $ 558,000 |
| Clinton, Michigan | 2 | $ 780,000 | $ 390,000 | $ 205,000 |
| Emmet, Michigan | 2 | $ 750,000 | $ 375,000 | $ 244,000 |
| Ingham, Michigan | 2 | $ 270,000 | $ 135,000 | $ 111,000 |
| Saginaw, Michigan | 2 | $ 250,000 | $ 125,000 | $ 97,000 |
| Carver, Minnesota | 2 | $ 1,050,000 | $ 525,000 | $ 127,000 |
| Itasca, Minnesota | 2 | $ 1,120,000 | $ 560,000 | $ 222,000 |
| Otter Tail, Minnesota | 2 | $ 1,200,000 | $ 600,000 | $ 254,000 |
| St. Louis, Minnesota | 2 | $ 1,320,000 | $ 660,000 | $ 521,000 |
| Boone, Missouri | 2 | $ 960,000 | $ 480,000 | $ 244,000 |
| Clay, Missouri | 2 | $ 620,000 | $ 310,000 | $ 196,000 |
| Jasper, Missouri | 2 | $ 440,000 | $ 220,000 | $ 182,000 |
| Stone, Missouri | 2 | $ 1,300,000 | $ 650,000 | $ 1,005,000 |
| Lake, Montana | 2 | $ 1,470,000 | $ 735,000 | $ 571,000 |
| Missoula, Montana | 2 | $ 1,070,000 | $ 535,000 | $ 284,000 |
| Grafton, New Hampshire | 2 | $ 1,490,000 | $ 745,000 | $ 455,000 |
| Hillsborough, New Hampshire | 2 | $ 530,000 | $ 265,000 | $ 329,000 |
| Passaic, New Jersey | 2 | $ 640,000 | $ 320,000 | $ 236,000 |
| Sussex, New Jersey | 2 | $ 700,000 | $ 350,000 | $ 1,156,000 |
| Dona Ana, New Mexico | 2 | $ 430,000 | $ 215,000 | $ 101,000 |
| San Juan, New Mexico | 2 | $ 290,000 | $ 145,000 | $ 127,000 |
| Delaware, New York | 2 | $ 450,000 | $ 225,000 | $ 150,000 |
| Dutchess, New York | 2 | $ 4,210,000 | $ 2,105,000 | $ 767,000 |
| Essex, New York | 2 | $ 1,850,000 | $ 925,000 | $ 201,000 |
| Greene, New York | 2 | $ 860,000 | $ 430,000 | $ 568,000 |
| Otsego, New York | 2 | $ 540,000 | $ 270,000 | $ 234,000 |
| Rockland, New York | 2 | $ 770,000 | $ 385,000 | $ 313,000 |
| Saratoga, New York | 2 | $ 890,000 | $ 445,000 | $ 629,000 |
| Avery, North Carolina | 2 | $ 880,000 | $ 440,000 | $ 398,000 |
| Harnett, North Carolina | 2 | $ 830,000 | $ 415,000 | $ 320,000 |
| Transylvania, North Carolina | 2 | $ 3,990,000 | $ 1,995,000 | $ 1,381,000 |
| Warren, North Carolina | 2 | $ 1,630,000 | $ 815,000 | $ 456,000 |
| Butler, Ohio | 2 | $ 360,000 | $ 180,000 | $ 126,000 |
| Delaware, Ohio | 2 | $ 1,120,000 | $ 560,000 | $ 237,000 |
| Geauga, Ohio | 2 | $ 1,070,000 | $ 535,000 | $ 202,000 |
| Greene, Ohio | 2 | $ 580,000 | $ 290,000 | $ 136,000 |
| Knox, Ohio | 2 | $ 740,000 | $ 370,000 | $ 120,000 |
| Lake, Ohio | 2 | $ 370,000 | $ 185,000 | $ 102,000 |
| Medina, Ohio | 2 | $ 820,000 | $ 410,000 | $ 228,000 |
| Curry, Oregon | 2 | $ 2,070,000 | $ 1,035,000 | $ 461,000 |
| Hood River, Oregon | 2 | $ 260,000 | $ 130,000 | $ 61,000 |
| Marion, Oregon | 2 | $ 1,030,000 | $ 515,000 | $ 188,000 |
| Yamhill, Oregon | 2 | $ 670,000 | $ 335,000 | $ 202,000 |
| Cumberland, Pennsylvania | 2 | $ 700,000 | $ 350,000 | $ 346,000 |
| Lancaster, Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 252,000 |
| Washington, Rhode Island | 2 | $ 790,000 | $ 395,000 | $ 258,000 |
| Georgetown, South Carolina | 2 | $ 1,990,000 | $ 995,000 | $ 579,000 |
| York, South Carolina | 2 | $ 660,000 | $ 330,000 | $ 163,000 |
| Lincoln, South Dakota | 2 | $ 1,520,000 | $ 760,000 | $ 161,000 |
| Sevier, Tennessee | 2 | $ 1,750,000 | $ 875,000 | $ 689,000 |
| Brazos, Texas | 2 | $ 480,000 | $ 240,000 | $ 185,000 |
| Burnet, Texas | 2 | $ 1,580,000 | $ 790,000 | $ 347,000 |
| Gillespie, Texas | 2 | $ 1,230,000 | $ 615,000 | $ 389,000 |
| Lubbock, Texas | 2 | $ 660,000 | $ 330,000 | $ 698,000 |
| Midland, Texas | 2 | $ 2,970,000 | $ 1,485,000 | $ 345,000 |
| Webb, Texas | 2 | $ 1,360,000 | $ 680,000 | $ 224,000 |
| Grand, Utah | 2 | $ 890,000 | $ 445,000 | $ 172,000 |
| Lamoille, Vermont | 2 | $ 2,680,000 | $ 1,340,000 | $ 510,000 |
| Windsor, Vermont | 2 | $ 1,040,000 | $ 520,000 | $ 241,000 |
| Alleghany, Virginia | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| Charlottesville, Virginia | 2 | $ 1,270,000 | $ 635,000 | $ 388,000 |
| Falls Church, Virginia | 2 | $ 1,010,000 | $ 505,000 | $ 213,000 |
| Fauquier, Virginia | 2 | $ 2,070,000 | $ 1,035,000 | $ 595,000 |
| Goochland, Virginia | 2 | $ 730,000 | $ 365,000 | $ 123,000 |
| Lancaster, Virginia | 2 | $ 2,990,000 | $ 1,495,000 | $ 767,000 |
| Newport News, Virginia | 2 | $ 600,000 | $ 300,000 | $ 247,000 |
| Northampton, Virginia | 2 | $ 1,950,000 | $ 975,000 | $ 527,000 |
| Northumberland, Virginia | 2 | $ 290,000 | $ 145,000 | $ 148,000 |
| Orange, Virginia | 2 | $ 850,000 | $ 425,000 | $ 454,000 |
| Benton, Washington | 2 | $ 1,110,000 | $ 555,000 | $ 219,000 |
| Pacific, Washington | 2 | $ 800,000 | $ 400,000 | $ 297,000 |
| Skagit, Washington | 2 | $ 1,340,000 | $ 670,000 | $ 316,000 |
| Thurston, Washington | 2 | $ 210,000 | $ 105,000 | $ 70,000 |
| Cabell, West Virginia | 2 | $ 890,000 | $ 445,000 | $ 334,000 |
| Mercer, West Virginia | 2 | $ 190,000 | $ 95,000 | $ 178,000 |
| Bayfield, Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 234,000 |
| Door, Wisconsin | 2 | $ 1,180,000 | $ 590,000 | $ 250,000 |
| La Crosse, Wisconsin | 2 | $ 2,180,000 | $ 1,090,000 | $ 328,000 |
| Sawyer, Wisconsin | 2 | $ 1,060,000 | $ 530,000 | $ 270,000 |
| St. Croix, Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 191,000 |
| Calhoun, Alabama | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Colbert, Alabama | 1 | $ 255,000 | $ 255,000 | $ 167,000 |
| Dallas, Alabama | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Jackson, Alabama | 1 | $ 455,000 | $ 455,000 | $ 387,000 |
| Lauderdale, Alabama | 1 | $ 455,000 | $ 455,000 | $ 173,000 |
| Limestone, Alabama | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Pickens, Alabama | 1 | $ 315,000 | $ 315,000 | $ 128,000 |
| Santa Cruz, Arizona | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Yuma, Arizona | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Cleburne, Arkansas | 1 | $ 505,000 | $ 505,000 | $ 419,000 |
| Columbia, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| Pulaski, Arkansas | 1 | $ 495,000 | $ 495,000 | $ 703,000 |
| Lake, California | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Mendocino, California | 1 | $ 345,000 | $ 345,000 | $ 163,000 |
| San Benito, California | 1 | $ 405,000 | $ 405,000 | $ 142,000 |
| Shasta, California | 1 | $ 545,000 | $ 545,000 | $ 156,000 |
| Stanislaus, California | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
| Tulare, California | 1 | $ 315,000 | $ 315,000 | $ 346,000 |
| Fremont, Colorado | 1 | $ 385,000 | $ 385,000 | $ 149,000 |
| Gunnison, Colorado | 1 | $ 1,125,000 | $ 1,125,000 | $ 216,000 |
| Hinsdale, Colorado | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Huerfano, Colorado | 1 | $ 365,000 | $ 365,000 | $ 326,000 |
| Lake, Colorado | 1 | $ 405,000 | $ 405,000 | $ 271,000 |
| Mineral, Colorado | 1 | $ 865,000 | $ 865,000 | $ 400,000 |
| Ouray, Colorado | 1 | $ 455,000 | $ 455,000 | $ 195,000 |
| Rio Blanco, Colorado | 1 | $ 505,000 | $ 505,000 | $ 167,000 |
| San Miguel, Colorado | 1 | $ 1,385,000 | $ 1,385,000 | $ 629,000 |
| Naugatuck Valley Planning Region, Connecticut | 1 | $ 445,000 | $ 445,000 | $ 241,000 |
| Southeastern Connecticut Planning Region, Connecticut | 1 | $ 965,000 | $ 965,000 | $ 581,000 |
| New Castle, Delaware | 1 | $ 645,000 | $ 645,000 | $ 730,000 |
| Bay, Florida | 1 | $ 415,000 | $ 415,000 | $ 108,000 |
| Citrus, Florida | 1 | $ 265,000 | $ 265,000 | $ 165,000 |
| Clay, Florida | 1 | $ 145,000 | $ 145,000 | $ 157,000 |
| Franklin, Florida | 1 | $ 505,000 | $ 505,000 | $ 442,000 |
| Highlands, Florida | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Leon, Florida | 1 | $ 175,000 | $ 175,000 | $ 607,000 |
| Okaloosa, Florida | 1 | $ 345,000 | $ 345,000 | $ 204,000 |
| Bartow, Georgia | 1 | $ 165,000 | $ 165,000 | $ 457,000 |
| Dooly, Georgia | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Fannin, Georgia | 1 | $ 505,000 | $ 505,000 | $ 152,000 |
| Harris, Georgia | 1 | $ 75,000 | $ 75,000 | $ 363,000 |
| Hart, Georgia | 1 | $ 495,000 | $ 495,000 | $ 333,000 |
| Jackson, Georgia | 1 | $ 585,000 | $ 585,000 | $ 214,000 |
| Lumpkin, Georgia | 1 | $ 245,000 | $ 245,000 | $ 173,000 |
| Spalding, Georgia | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Thomas, Georgia | 1 | $ 295,000 | $ 295,000 | $ 210,000 |
| Towns, Georgia | 1 | $ 905,000 | $ 905,000 | $ 673,000 |
| Union, Georgia | 1 | $ 215,000 | $ 215,000 | $ 240,000 |
Mortgage Loan Application Detail Totals for Charles Schwab Bank, SSB in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,622 | $3,080,770,000 | $850,000 | $13,055,000 | $442,000 | $8,923,000 |
| Refinancing | 1,038 | $1,093,340,000 | $1,053,000 | $11,905,000 | $546,000 | $5,563,000 |
| Cash-out Refinancing | 517 | $244,665,000 | $473,000 | $7,735,000 | $341,000 | $2,837,000 |
| Other Purpose | 377 | $249,615,000 | $662,000 | $4,375,000 | $426,000 | $8,520,000 |
| Home Improvement | 190 | $54,290,000 | $285,000 | $1,505,000 | $238,000 | $1,565,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,775 | $2,927,665,000 | $775,000 | $13,055,000 | $418,000 | $8,923,000 |
| Not Provided | 1,187 | $1,092,955,000 | $920,000 | $11,905,000 | $519,000 | $8,520,000 |
| Asian | 606 | $587,090,000 | $968,000 | $6,005,000 | $482,000 | $2,976,000 |
| Hispanic | 113 | $73,445,000 | $649,000 | $2,455,000 | $351,000 | $1,635,000 |
| Black or African American | 49 | $29,725,000 | $606,000 | $2,125,000 | $377,000 | $1,450,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $7,355,000 | $1,050,000 | $1,725,000 | $403,000 | $564,000 |
| American Indian or Alaskan Native | 7 | $4,445,000 | $635,000 | $1,255,000 | $319,000 | $929,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,744 | $4,722,680,000 | $822,000 | $13,055,000 | $444,000 | $8,923,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,142 | $3,811,770,000 | $920,000 | $13,055,000 | $489,000 | $8,923,000 |
| Loan Purchased By The Institution | 1,247 | $626,565,000 | $502,000 | $1,305,000 | $305,000 | $3,558,000 |
| Application Denied By Financial Institution | 283 | $220,595,000 | $779,000 | $3,885,000 | $355,000 | $2,305,000 |
| Application Approved But Not Accepted | 68 | $57,880,000 | $851,000 | $7,735,000 | $473,000 | $2,726,000 |
| Application Withdrawn By Applicant | 3 | $4,905,000 | $1,635,000 | $2,475,000 | $523,000 | $691,000 |
| Preapproval Denied by Financial Institution | 1 | $965,000 | $965,000 | $965,000 | $403,000 | $403,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,460 | $4,501,120,000 | $824,000 | $13,055,000 | $448,000 | $8,923,000 |
| Debt-To-Income Ratio | 122 | $108,790,000 | $891,000 | $2,505,000 | $259,000 | $1,085,000 |
| Collateral | 111 | $72,495,000 | $653,000 | $3,505,000 | $386,000 | $2,304,000 |
| Unverifiable Information | 22 | $18,050,000 | $820,000 | $3,885,000 | $461,000 | $1,152,000 |
| Other | 21 | $15,375,000 | $732,000 | $2,005,000 | $557,000 | $2,305,000 |
| Credit History | 5 | $1,895,000 | $379,000 | $965,000 | $257,000 | $403,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $4,955,000 | $1,651,000 | $2,275,000 | $970,000 | $2,165,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, SSB's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank, SSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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