Mortgage Lenders in Charlotte, NC 28204
6 mortgage lenders are based in ZIP code 28204, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Mecklenburg County, NC in 2025.
Most active mortgage lenders in Mecklenburg County, NC (2025)
In 2025, 601 lenders made 29,331 home loans worth $13.0 billion in Mecklenburg County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Mecklenburg County, which includes ZIP code 28204.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,646 | $637.1M | $387,000 | 5.6% |
| 2 | Bank of America NA Westlake Village, CA | 1,418 | $494.2M | $349,000 | 4.8% |
| 3 | State Employees' Credit Union Raleigh, NC | 1,165 | $256.2M | $220,000 | 4.0% |
| 4 | First National Bank of Pa Hermitage, PA | 1,117 | $364.0M | $326,000 | 3.8% |
| 5 | Movement Mortgage, LLC Indian Land, SC | 924 | $375.3M | $406,000 | 3.2% |
| 6 | American Security Mortgage Cor Charlotte, NC | 804 | $414.4M | $515,000 | 2.7% |
| 7 | Truist Bank Raleigh, NC | 794 | $423.5M | $533,000 | 2.7% |
| 8 | Atlantic Bay Mortgage Group Virginia Beach, VA | 760 | $413.2M | $544,000 | 2.6% |
| 9 | First Ciitizens Bank and Trust Raleigh, NC | 618 | $200.4M | $324,000 | 2.1% |
| 10 | JPMorgan Chase Bank, NA Columbus, OH | 591 | $396.1M | $670,000 | 2.0% |
See every lender in Mecklenburg County and its 2025 mortgage data · top lenders in North Carolina · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in Charlotte, NC 28204
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Bank of Commerce
100 QUEENS ROAD CHARLOTTE, NC 28204 |
* | 110 | $25,959,000 |
| Charlotte Metro Credit Union
718 CENTRAL AVENUE CHARLOTTE, NC 28204 |
* | 877 | $103,897,000 |
| First Commerce Bank
301 SOUTH MCDOWELL STREET, SUITE 100 CHARLOTTE, NC 28204 |
* | 7 | $814,000 |
| First Trust Bank
1420 EAST THIRD STREET CHARLOTTE, NC 28204 |
* | 162 | $43,391,000 |
| Newdominion Bank
1111 METROPOLITAN AVENUE SUITE 500 CHARLOTTE, NC 28204 |
* | 1,027 | $326,776,000 |
| Park Sterling Bank
1043 E MOREHEAD ST, STE 201 CHARLOTTE, NC 28204 |
* | 5,958 | $1,653,754,000 |
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