Mortgage Lenders in Charlotte, NC 28277
8 mortgage lenders are based in ZIP code 28277, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Mecklenburg County, NC in 2025.
Most active mortgage lenders in Mecklenburg County, NC (2025)
In 2025, 601 lenders made 29,331 home loans worth $13.0 billion in Mecklenburg County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Mecklenburg County, which includes ZIP code 28277.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,646 | $637.1M | $387,000 | 5.6% |
| 2 | Bank of America NA Westlake Village, CA | 1,418 | $494.2M | $349,000 | 4.8% |
| 3 | State Employees' Credit Union Raleigh, NC | 1,165 | $256.2M | $220,000 | 4.0% |
| 4 | First National Bank of Pa Hermitage, PA | 1,117 | $364.0M | $326,000 | 3.8% |
| 5 | Movement Mortgage, LLC Indian Land, SC | 924 | $375.3M | $406,000 | 3.2% |
| 6 | American Security Mortgage Cor Charlotte, NC | 804 | $414.4M | $515,000 | 2.7% |
| 7 | Truist Bank Raleigh, NC | 794 | $423.5M | $533,000 | 2.7% |
| 8 | Atlantic Bay Mortgage Group Virginia Beach, VA | 760 | $413.2M | $544,000 | 2.6% |
| 9 | First Ciitizens Bank and Trust Raleigh, NC | 618 | $200.4M | $324,000 | 2.1% |
| 10 | JPMorgan Chase Bank, NA Columbus, OH | 591 | $396.1M | $670,000 | 2.0% |
See every lender in Mecklenburg County and its 2025 mortgage data · top lenders in North Carolina · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in Charlotte, NC 28277
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Accent Mortgage, LLC
10800 SIKES PLACE SUITE 210 CHARLOTTE, NC 28277 |
* | 166 | $52,029,000 |
| Ameritrust Mortgage Company Ll
14045 BALLANTYNE CORPORATE PLACE SUITE 2 CHARLOTTE, NC 28277 |
* | 38,601 | $5,143,409,000 |
| Ameritrust Mortgage Inc.
11016 RUSHMORE DRIVE, SUITE 200 CHARLOTTE, NC 28277 |
* | 18,296 | $3,524,966,000 |
| Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200 CHARLOTTE, NC 28277 |
* | 915,068 | $247,801,580,000 |
| Carolina Premier Bank
13024 BALLANTYNE CORPORATE PLACE CHARLOTTE, NC 28277 |
* | 857 | $254,224,000 |
| Deephaven Mortgage LLC
3530 TORINGDON WAY #200 CHARLOTTE, NC 28277 |
* | 66,251 | $27,364,985,000 |
| Home Loan Center, Inc.
11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | 187,147 | $39,158,878,000 |
| Premier Lending Inc.
CHARLOTTE, NC 28277 |
* | 9,501 | $4,255,328,000 |
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