Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Chevron Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,274 |
| Total Mortgage Loan Application Amount | $594,472,000 |
| Average Mortgage Loan Application Amount | $235,000 |
| Highest Mortgage Loan Application Amount | $1,920,000 |
| Average Applicant Income | $155,666 |
| Highest Applicant Income | $1,631,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 506 | $ 130,463,000 | $ 257,000 | $ 167,000 |
| Contra Costa County California | 326 | $ 113,824,000 | $ 349,000 | $ 164,000 |
| Fort Bend County Texas | 167 | $ 43,521,000 | $ 260,000 | $ 162,000 |
| Alameda County California | 89 | $ 27,589,000 | $ 309,000 | $ 163,000 |
| Kern County California | 85 | $ 18,751,000 | $ 220,000 | $ 142,000 |
| Los Angeles County California | 78 | $ 20,811,000 | $ 266,000 | $ 139,000 |
| St. Tammany County Louisiana | 72 | $ 17,172,000 | $ 238,000 | $ 154,000 |
| Montgomery County Texas | 70 | $ 20,582,000 | $ 294,000 | $ 197,000 |
| Solano County California | 50 | $ 12,207,000 | $ 244,000 | $ 140,000 |
| Midland County Texas | 34 | $ 5,814,000 | $ 171,000 | $ 133,000 |
| Allegheny County Pennsylvania | 32 | $ 7,449,000 | $ 232,000 | $ 135,000 |
| Jackson County Mississippi | 31 | $ 4,966,000 | $ 160,000 | $ 137,000 |
| El Paso County Texas | 27 | $ 3,106,000 | $ 115,000 | $ 82,000 |
| Brazoria County Texas | 23 | $ 4,734,000 | $ 205,000 | $ 142,000 |
| Marin County California | 20 | $ 9,628,000 | $ 481,000 | $ 210,000 |
| Orange County California | 18 | $ 6,892,000 | $ 382,000 | $ 137,000 |
| Frederick County Maryland | 18 | $ 3,647,000 | $ 202,000 | $ 113,000 |
| Mobile County Alabama | 17 | $ 2,318,000 | $ 136,000 | $ 84,000 |
| Santa Clara County California | 17 | $ 8,600,000 | $ 505,000 | $ 190,000 |
| San Mateo County California | 16 | $ 5,156,000 | $ 322,000 | $ 152,000 |
| Galveston County Texas | 16 | $ 3,114,000 | $ 194,000 | $ 198,000 |
| San Joaquin County California | 14 | $ 3,149,000 | $ 224,000 | $ 116,000 |
| Orleans County Louisiana | 13 | $ 3,932,000 | $ 302,000 | $ 141,000 |
| Riverside County California | 12 | $ 2,621,000 | $ 218,000 | $ 118,000 |
| Sacramento County California | 12 | $ 2,488,000 | $ 207,000 | $ 189,000 |
| Maricopa County Arizona | 11 | $ 1,840,000 | $ 167,000 | $ 148,000 |
| San Francisco County California | 11 | $ 4,669,000 | $ 424,000 | $ 154,000 |
| Lafayette County Louisiana | 11 | $ 1,575,000 | $ 143,000 | $ 157,000 |
| Davis County Utah | 11 | $ 2,007,000 | $ 182,000 | $ 97,000 |
| Salt Lake County Utah | 11 | $ 2,501,000 | $ 227,000 | $ 122,000 |
| San Bernardino County California | 10 | $ 3,462,000 | $ 346,000 | $ 165,000 |
| Jefferson County Louisiana | 10 | $ 1,665,000 | $ 166,000 | $ 133,000 |
| Placer County California | 9 | $ 3,156,000 | $ 350,000 | $ 264,000 |
| San Luis Obispo County California | 9 | $ 2,601,000 | $ 289,000 | $ 147,000 |
| Clark County Nevada | 8 | $ 1,504,000 | $ 188,000 | $ 148,000 |
| Loudoun County Virginia | 8 | $ 1,809,000 | $ 226,000 | $ 139,000 |
| Nevada County California | 7 | $ 2,012,000 | $ 287,000 | $ 160,000 |
| San Diego County California | 7 | $ 2,375,000 | $ 339,000 | $ 171,000 |
| Honolulu County Hawaii | 7 | $ 2,655,000 | $ 379,000 | $ 237,000 |
| Sonoma County California | 6 | $ 1,619,000 | $ 269,000 | $ 174,000 |
| Montgomery County Maryland | 6 | $ 1,673,000 | $ 278,000 | $ 156,000 |
| George County Mississippi | 6 | $ 1,118,000 | $ 186,000 | $ 115,000 |
| Travis County Texas | 6 | $ 1,934,000 | $ 322,000 | $ 292,000 |
| Yavapai County Arizona | 5 | $ 1,538,000 | $ 307,000 | $ 188,000 |
| El Dorado County California | 5 | $ 479,000 | $ 95,000 | $ 144,000 |
| Jefferson County Colorado | 5 | $ 610,000 | $ 122,000 | $ 172,000 |
| Mesa County Colorado | 5 | $ 963,000 | $ 192,000 | $ 123,000 |
| Cook County Illinois | 5 | $ 1,068,000 | $ 213,000 | $ 118,000 |
| Washoe County Nevada | 5 | $ 2,154,000 | $ 430,000 | $ 236,000 |
| Taos County New Mexico | 5 | $ 952,000 | $ 190,000 | $ 133,000 |
| Baldwin County Alabama | 4 | $ 834,000 | $ 208,000 | $ 151,000 |
| Faulkner County Arkansas | 4 | $ 411,000 | $ 102,000 | $ 105,000 |
| Jefferson County Kentucky | 4 | $ 947,000 | $ 236,000 | $ 160,000 |
| Fayette County Pennsylvania | 4 | $ 398,000 | $ 99,000 | $ 167,000 |
| Chambers County Texas | 4 | $ 1,005,000 | $ 251,000 | $ 145,000 |
| Tarrant County Texas | 4 | $ 702,000 | $ 175,000 | $ 126,000 |
| Fairfax County Virginia | 4 | $ 1,656,000 | $ 414,000 | $ 147,000 |
| King County Washington | 4 | $ 1,201,000 | $ 300,000 | $ 211,000 |
| Fresno County California | 3 | $ 405,000 | $ 135,000 | $ 69,000 |
| Mendocino County California | 3 | $ 558,000 | $ 186,000 | $ 185,000 |
| Monterey County California | 3 | $ 2,002,000 | $ 667,000 | $ 287,000 |
| Napa County California | 3 | $ 1,162,000 | $ 387,000 | $ 227,000 |
| Shasta County California | 3 | $ 945,000 | $ 315,000 | $ 291,000 |
| Tuolumne County California | 3 | $ 442,000 | $ 147,000 | $ 150,000 |
| Douglas County Colorado | 3 | $ 474,000 | $ 158,000 | $ 221,000 |
| Santa Rosa County Florida | 3 | $ 167,000 | $ 55,000 | $ 137,000 |
| Sarasota County Florida | 3 | $ 1,209,000 | $ 403,000 | $ 129,000 |
| Madison County Idaho | 3 | $ 422,000 | $ 140,000 | $ 239,000 |
| Calcasieu County Louisiana | 3 | $ 293,000 | $ 97,000 | $ 158,000 |
| Essex County Massachusetts | 3 | $ 1,682,000 | $ 560,000 | $ 391,000 |
| Ocean County New Jersey | 3 | $ 419,000 | $ 139,000 | $ 71,000 |
| San Juan County New Mexico | 3 | $ 591,000 | $ 197,000 | $ 89,000 |
| Buncombe County North Carolina | 3 | $ 516,000 | $ 172,000 | $ 178,000 |
| Stephens County Oklahoma | 3 | $ 279,000 | $ 93,000 | $ 80,000 |
| Josephine County Oregon | 3 | $ 416,000 | $ 138,000 | $ 171,000 |
| Washington County Oregon | 3 | $ 694,000 | $ 231,000 | $ 89,000 |
| Brazos County Texas | 3 | $ 543,000 | $ 181,000 | $ 126,000 |
| Burnet County Texas | 3 | $ 481,000 | $ 160,000 | $ 126,000 |
| Dallas County Texas | 3 | $ 296,000 | $ 98,000 | $ 98,000 |
| Gregg County Texas | 3 | $ 120,000 | $ 40,000 | $ 102,000 |
| Polk County Texas | 3 | $ 406,000 | $ 135,000 | $ 214,000 |
| Rockwall County Texas | 3 | $ 526,000 | $ 175,000 | $ 112,000 |
| Williamson County Texas | 3 | $ 385,000 | $ 128,000 | $ 137,000 |
| Anchorage County Alaska | 2 | $ 612,000 | $ 306,000 | $ 145,000 |
| Pima County Arizona | 2 | $ 355,000 | $ 177,000 | $ 203,000 |
| Calaveras County California | 2 | $ 383,000 | $ 191,000 | $ 114,000 |
| Stanislaus County California | 2 | $ 407,000 | $ 203,000 | $ 88,000 |
| Yolo County California | 2 | $ 649,000 | $ 324,000 | $ 107,000 |
| Arapahoe County Colorado | 2 | $ 271,000 | $ 135,000 | $ 47,000 |
| Denver County Colorado | 2 | $ 400,000 | $ 200,000 | $ 266,000 |
| El Paso County Colorado | 2 | $ 1,194,000 | $ 597,000 | $ 198,000 |
| Pueblo County Colorado | 2 | $ 190,000 | $ 95,000 | $ 149,000 |
| Summit County Colorado | 2 | $ 1,080,000 | $ 540,000 | $ 190,000 |
| Brevard County Florida | 2 | $ 408,000 | $ 204,000 | $ 183,000 |
| Duval County Florida | 2 | $ 175,000 | $ 87,000 | $ 39,000 |
| Escambia County Florida | 2 | $ 470,000 | $ 235,000 | $ 139,000 |
| Walton County Florida | 2 | $ 822,000 | $ 411,000 | $ 164,000 |
| Maui County Hawaii | 2 | $ 504,000 | $ 252,000 | $ 168,000 |
| Cassia County Idaho | 2 | $ 173,000 | $ 86,000 | $ 190,000 |
| Marion County Indiana | 2 | $ 382,000 | $ 191,000 | $ 84,000 |
| Tangipahoa County Louisiana | 2 | $ 375,000 | $ 187,000 | $ 119,000 |
| Anne Arundel County Maryland | 2 | $ 196,000 | $ 98,000 | $ 72,000 |
| Middlesex County Massachusetts | 2 | $ 1,103,000 | $ 551,000 | $ 246,000 |
| Otsego County Michigan | 2 | $ 228,000 | $ 114,000 | $ 94,000 |
| Harrison County Mississippi | 2 | $ 176,000 | $ 88,000 | $ 76,000 |
| New York County New York | 2 | $ 828,000 | $ 414,000 | $ 225,000 |
| Westchester County New York | 2 | $ 103,000 | $ 51,000 | $ 146,000 |
| Deschutes County Oregon | 2 | $ 703,000 | $ 351,000 | $ 176,000 |
| Washington County Pennsylvania | 2 | $ 352,000 | $ 176,000 | $ 124,000 |
| Florence County South Carolina | 2 | $ 159,000 | $ 79,000 | $ 100,000 |
| Austin County Texas | 2 | $ 470,000 | $ 235,000 | $ 105,000 |
| Bell County Texas | 2 | $ 435,000 | $ 217,000 | $ 121,000 |
| Collin County Texas | 2 | $ 377,000 | $ 188,000 | $ 142,000 |
| Jefferson County Texas | 2 | $ 216,000 | $ 108,000 | $ 72,000 |
| Liberty County Texas | 2 | $ 544,000 | $ 272,000 | $ 177,000 |
| Limestone County Texas | 2 | $ 130,000 | $ 65,000 | $ 89,000 |
| Lubbock County Texas | 2 | $ 57,000 | $ 28,000 | $ 93,000 |
| Parker County Texas | 2 | $ 220,000 | $ 110,000 | $ 143,000 |
| Smith County Texas | 2 | $ 164,000 | $ 82,000 | $ 96,000 |
| Trinity County Texas | 2 | $ 158,000 | $ 79,000 | $ 162,000 |
| Upshur County Texas | 2 | $ 480,000 | $ 240,000 | $ 60,000 |
| Victoria County Texas | 2 | $ 99,000 | $ 49,000 | $ 99,000 |
| Waller County Texas | 2 | $ 591,000 | $ 295,000 | $ 124,000 |
| Utah County Utah | 2 | $ 246,000 | $ 123,000 | $ 66,000 |
| Pierce County Washington | 2 | $ 602,000 | $ 301,000 | $ 241,000 |
| Berkeley County West Virginia | 2 | $ 219,000 | $ 109,000 | $ 83,000 |
| Vilas County Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 426,000 |
| Uinta County Wyoming | 2 | $ 212,000 | $ 106,000 | $ 61,000 |
| Cullman County Alabama | 1 | $ 124,000 | $ 124,000 | $ 181,000 |
| Hale County Alabama | 1 | $ 261,000 | $ 261,000 | $ 109,000 |
| Matanuska-Susitna County Alaska | 1 | $ 30,000 | $ 30,000 | $ 115,000 |
| Mohave County Arizona | 1 | $ 48,000 | $ 48,000 | $ 81,000 |
| Pinal County Arizona | 1 | $ 116,000 | $ 116,000 | $ 137,000 |
| Carroll County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 284,000 |
| Butte County California | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Humboldt County California | 1 | $ 585,000 | $ 585,000 | $ 328,000 |
| Mono County California | 1 | $ 138,000 | $ 138,000 | $ 125,000 |
| Santa Barbara County California | 1 | $ 57,000 | $ 57,000 | $ 167,000 |
| Tehama County California | 1 | $ 39,000 | $ 39,000 | $ 59,000 |
| Tulare County California | 1 | $ 136,000 | $ 136,000 | $ 159,000 |
| Ventura County California | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Archuleta County Colorado | 1 | $ 29,000 | $ 29,000 | $ 150,000 |
| Broomfield County Colorado | 1 | $ 150,000 | $ 150,000 | $ 336,000 |
| Elbert County Colorado | 1 | $ 327,000 | $ 327,000 | $ 214,000 |
| La Plata County Colorado | 1 | $ 284,000 | $ 284,000 | $ 92,000 |
| Rio Blanco County Colorado | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Routt County Colorado | 1 | $ 600,000 | $ 600,000 | $ 205,000 |
| Teller County Colorado | 1 | $ 252,000 | $ 252,000 | $ 101,000 |
| New Haven County Connecticut | 1 | $ 312,000 | $ 312,000 | $ 134,000 |
| District of Columbia County District Of Columbia | 1 | $ 100,000 | $ 100,000 | $ 130,000 |
| Broward County Florida | 1 | $ 172,000 | $ 172,000 | $ 93,000 |
| DeSoto County Florida | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Hernando County Florida | 1 | $ 43,000 | $ 43,000 | $ 10,000 |
| Holmes County Florida | 1 | $ 137,000 | $ 137,000 | $ 87,000 |
| Lake County Florida | 1 | $ 74,000 | $ 74,000 | $ 129,000 |
| Lee County Florida | 1 | $ 513,000 | $ 513,000 | $ 307,000 |
| Martin County Florida | 1 | $ 119,000 | $ 119,000 | $ 199,000 |
| Monroe County Florida | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Okaloosa County Florida | 1 | $ 390,000 | $ 390,000 | $ 217,000 |
| Orange County Florida | 1 | $ 80,000 | $ 80,000 | $ 213,000 |
| Osceola County Florida | 1 | $ 137,000 | $ 137,000 | $ 110,000 |
| Palm Beach County Florida | 1 | $ 200,000 | $ 200,000 | $ 187,000 |
| Pinellas County Florida | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Fayette County Georgia | 1 | $ 137,000 | $ 137,000 | $ 129,000 |
| Bingham County Idaho | 1 | $ 33,000 | $ 33,000 | $ 43,000 |
| Boise County Idaho | 1 | $ 212,000 | $ 212,000 | $ 296,000 |
| Bonner County Idaho | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Canyon County Idaho | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Grant County Indiana | 1 | $ 132,000 | $ 132,000 | $ 139,000 |
| Whitley County Indiana | 1 | $ 60,000 | $ 60,000 | $ 114,000 |
| Campbell County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 171,000 |
| Oldham County Kentucky | 1 | $ 383,000 | $ 383,000 | $ 217,000 |
| Caddo County Louisiana | 1 | $ 218,000 | $ 218,000 | $ 159,000 |
| Cameron County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 123,000 |
| East Feliciana County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 245,000 |
| Jefferson Davis County Louisiana | 1 | $ 134,000 | $ 134,000 | $ 87,000 |
| Lafourche County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Plaquemines County Louisiana | 1 | $ 240,000 | $ 240,000 | $ 129,000 |
| St. Charles County Louisiana | 1 | $ 341,000 | $ 341,000 | $ 291,000 |
| St. James County Louisiana | 1 | $ 31,000 | $ 31,000 | $ 109,000 |
| St. Mary County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Terrebonne County Louisiana | 1 | $ 300,000 | $ 300,000 | $ 131,000 |
| Vermilion County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| Winn County Louisiana | 1 | $ 127,000 | $ 127,000 | $ 85,000 |
| Washington County Maryland | 1 | $ 30,000 | $ 30,000 | $ 171,000 |
| Barnstable County Massachusetts | 1 | $ 297,000 | $ 297,000 | $ 345,000 |
| Eaton County Michigan | 1 | $ 347,000 | $ 347,000 | $ 221,000 |
| Greene County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
| Hancock County Mississippi | 1 | $ 91,000 | $ 91,000 | $ 204,000 |
| Jasper County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 130,000 |
| Oktibbeha County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 167,000 |
| Stone County Mississippi | 1 | $ 174,000 | $ 174,000 | $ 95,000 |
| Greene County Missouri | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Gallatin County Montana | 1 | $ 90,000 | $ 90,000 | $ 140,000 |
| Madison County Montana | 1 | $ 470,000 | $ 470,000 | $ 321,000 |
| Douglas County Nevada | 1 | $ 350,000 | $ 350,000 | $ 837,000 |
| Cape May County New Jersey | 1 | $ 316,000 | $ 316,000 | $ 388,000 |
| Gloucester County New Jersey | 1 | $ 38,000 | $ 38,000 | $ 75,000 |
| Salem County New Jersey | 1 | $ 108,000 | $ 108,000 | $ 114,000 |
| Somerset County New Jersey | 1 | $ 740,000 | $ 740,000 | $ 215,000 |
| Bernalillo County New Mexico | 1 | $ 142,000 | $ 142,000 | $ 124,000 |
| Eddy County New Mexico | 1 | $ 47,000 | $ 47,000 | $ 89,000 |
| Lea County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Lincoln County New Mexico | 1 | $ 146,000 | $ 146,000 | $ 201,000 |
| Santa Fe County New Mexico | 1 | $ 30,000 | $ 30,000 | $ 96,000 |
| Bladen County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 103,000 |
| Stanly County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Wake County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 185,000 |
| Bryan County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 149,000 |
| Lincoln County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 268,000 |
| Tulsa County Oklahoma | 1 | $ 219,000 | $ 219,000 | $ 54,000 |
| Clackamas County Oregon | 1 | $ 226,000 | $ 226,000 | $ 52,000 |
| Butler County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 162,000 |
| Delaware County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 136,000 |
| Indiana County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 93,000 |
| Montgomery County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 70,000 |
| Philadelphia County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Westmoreland County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 156,000 |
| Beaufort County South Carolina | 1 | $ 437,000 | $ 437,000 | $ 1,631,000 |
| Horry County South Carolina | 1 | $ 304,000 | $ 304,000 | $ 150,000 |
| Anderson County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 158,000 |
| Shelby County Tennessee | 1 | $ 12,000 | $ 12,000 | $ 34,000 |
| Williamson County Tennessee | 1 | $ 380,000 | $ 380,000 | $ 78,000 |
| Anderson County Texas | 1 | $ 120,000 | $ 120,000 | $ 225,000 |
| Brown County Texas | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Comal County Texas | 1 | $ 352,000 | $ 352,000 | $ 168,000 |
| Dawson County Texas | 1 | $ 76,000 | $ 76,000 | $ 90,000 |
| Ector County Texas | 1 | $ 69,000 | $ 69,000 | $ 105,000 |
| Freestone County Texas | 1 | $ 250,000 | $ 250,000 | $ 212,000 |
| Guadalupe County Texas | 1 | $ 136,000 | $ 136,000 | $ 124,000 |
| Matagorda County Texas | 1 | $ 110,000 | $ 110,000 | $ 138,000 |
| Randall County Texas | 1 | $ 94,000 | $ 94,000 | $ 227,000 |
| San Augustine County Texas | 1 | $ 99,000 | $ 99,000 | $ 142,000 |
| San Jacinto County Texas | 1 | $ 230,000 | $ 230,000 | $ 165,000 |
| Titus County Texas | 1 | $ 330,000 | $ 330,000 | $ 145,000 |
| Tom Green County Texas | 1 | $ 167,000 | $ 167,000 | $ 56,000 |
| Box Elder County Utah | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Duchesne County Utah | 1 | $ 54,000 | $ 54,000 | $ 164,000 |
| Tooele County Utah | 1 | $ 291,000 | $ 291,000 | $ 129,000 |
| Uintah County Utah | 1 | $ 80,000 | $ 80,000 | $ 134,000 |
| Harrisonburg County Virginia | 1 | $ 192,000 | $ 192,000 | $ 66,000 |
| Prince William County Virginia | 1 | $ 490,000 | $ 490,000 | $ 161,000 |
| Richmond City County Virginia | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Benton County Washington | 1 | $ 21,000 | $ 21,000 | $ 90,000 |
| Kitsap County Washington | 1 | $ 588,000 | $ 588,000 | $ 200,000 |
| Whatcom County Washington | 1 | $ 120,000 | $ 120,000 | $ 151,000 |
| Monongalia County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 133,000 |
| Morgan County West Virginia | 1 | $ 160,000 | $ 160,000 | $ 238,000 |
| Dane County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Jefferson County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Fremont County Wyoming | 1 | $ 300,000 | $ 300,000 | $ 63,000 |
| Laramie County Wyoming | 1 | $ 230,000 | $ 230,000 | $ 105,000 |
| Park County Wyoming | 1 | $ 328,000 | $ 328,000 | $ 320,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,376 | $384,882,000 | $279,000 | $1,920,000 | $161,000 | $1,631,000 |
| Refinancing | 628 | $165,835,000 | $264,000 | $1,275,000 | $155,000 | $791,000 |
| Home Improvement | 270 | $43,755,000 | $162,000 | $840,000 | $151,000 | $785,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,023 | $271,194,000 | $265,000 | $1,920,000 | $163,000 | $837,000 |
| White | 845 | $215,742,000 | $255,000 | $1,160,000 | $157,000 | $1,631,000 |
| Asian | 145 | $44,822,000 | $309,000 | $1,250,000 | $160,000 | $1,042,000 |
| Hispanic | 142 | $36,401,000 | $256,000 | $1,243,000 | $143,000 | $418,000 |
| Black or African American | 104 | $21,521,000 | $206,000 | $644,000 | $130,000 | $300,000 |
| American Indian or Alaskan Native | 9 | $2,959,000 | $328,000 | $728,000 | $113,000 | $232,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,833,000 | $305,000 | $595,000 | $177,000 | $238,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,274 | $594,472,000 | $261,000 | $1,920,000 | $158,000 | $1,631,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,546 | $427,637,000 | $276,000 | $1,328,000 | $154,000 | $837,000 |
| Application Denied By Financial Institution | 728 | $166,835,000 | $229,000 | $1,920,000 | $165,000 | $1,631,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 425 | $105,096,000 | $247,000 | $1,920,000 | $178,000 | $1,631,000 |
| Other | 214 | $45,253,000 | $211,000 | $1,000,000 | $155,000 | $788,000 |
| Collateral | 28 | $5,666,000 | $202,000 | $825,000 | $148,000 | $307,000 |
| Credit History | 25 | $2,953,000 | $118,000 | $418,000 | $122,000 | $592,000 |
| Debt-To-Income Ratio | 14 | $2,777,000 | $198,000 | $600,000 | $80,000 | $183,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,902,000 | $211,000 | $394,000 | $139,000 | $206,000 |
| Mortgage Insurance Denied | 2 | $320,000 | $160,000 | $282,000 | $74,000 | $75,000 |
| Unverifiable Information | 2 | $462,000 | $231,000 | $262,000 | $116,000 | $187,000 |
| Employment History | 2 | $473,000 | $236,000 | $245,000 | $75,000 | $135,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.