Partners Bank of Wisconsin Mortgage Lending & HMDA Data, 2006

In 2006, Partners Bank of Wisconsin of Marshfield, WI reported 2,984 mortgage applications totaling $545.6 million, down 28% from 2005. The average application was for $182,826, and applicants reported an average income of $99,153. 84% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Burlington-South Burlington, VT (655), Springfield, MA (218) and Portland-South Portland-Biddeford, ME (152) (applications in parentheses).

Mortgage Company & Address Partners Bank of Wisconsin
907 North Central Ave., Po Box 730
Marshfield, WI 54449
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,984
Total Mortgage Loan Application Amount $545,554,000
Average Mortgage Loan Application Amount $182,826
Highest Mortgage Loan Application Amount $2,251,000
Average Applicant Income $99,153
Highest Applicant Income $3,969,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Partners Bank of Wisconsin filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Partners Bank of Wisconsin by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Chittenden, Vermont 491 $ 96,577,000 $ 196,694 $ 104,000
Windham, Vermont 285 $ 43,823,000 $ 153,764 $ 108,000
Rutland, Vermont 229 $ 36,809,000 $ 160,737 $ 85,000
Windsor, Vermont 179 $ 33,625,000 $ 187,849 $ 97,000
Addison, Vermont 178 $ 31,778,000 $ 178,528 $ 102,000
Bennington, Vermont 149 $ 22,524,000 $ 151,167 $ 82,000
Cheshire, New Hampshire 143 $ 23,106,000 $ 161,580 $ 78,000
Franklin, Vermont 126 $ 19,229,000 $ 152,611 $ 105,000
Washington, Vermont 122 $ 18,151,000 $ 148,778 $ 77,000
Hillsborough, New Hampshire 106 $ 20,960,000 $ 197,735 $ 92,000
Franklin, Massachusetts 91 $ 14,778,000 $ 162,395 $ 68,000
Hampden, Massachusetts 76 $ 16,164,000 $ 212,684 $ 96,000
York, Maine 75 $ 15,822,000 $ 210,960 $ 99,000
Strafford, New Hampshire 73 $ 13,475,000 $ 184,589 $ 78,000
Lamoille, Vermont 73 $ 15,523,000 $ 212,643 $ 120,000
Cumberland, Maine 71 $ 14,315,000 $ 201,619 $ 125,000
Rockingham, New Hampshire 61 $ 14,566,000 $ 238,786 $ 122,000
Worcester, Massachusetts 55 $ 12,566,000 $ 228,472 $ 122,000
Hampshire, Massachusetts 51 $ 11,731,000 $ 230,019 $ 102,000
Orleans, Vermont 43 $ 7,188,000 $ 167,162 $ 124,000
Orange, Vermont 40 $ 5,437,000 $ 135,925 $ 81,000
Grand Isle, Vermont 38 $ 6,171,000 $ 162,394 $ 96,000
Grafton, New Hampshire 21 $ 4,882,000 $ 232,476 $ 98,000
Oxford, Maine 16 $ 2,177,000 $ 136,062 $ 54,000
Middlesex, Massachusetts 10 $ 2,548,000 $ 254,800 $ 92,000
Merrimack, New Hampshire 10 $ 1,852,000 $ 185,200 $ 67,000
Sullivan, New Hampshire 10 $ 1,639,000 $ 163,900 $ 85,000
Hartford, Connecticut 9 $ 1,904,000 $ 211,555 $ 110,000
Belknap, New Hampshire 9 $ 3,600,000 $ 400,000 $ 126,000
Carroll, New Hampshire 7 $ 2,340,000 $ 334,285 $ 450,000
Androscoggin, Maine 6 $ 1,126,000 $ 187,666 $ 115,000
Sagadahoc, Maine 6 $ 888,000 $ 148,000 $ 94,000
Kennebec, Maine 5 $ 675,000 $ 135,000 $ 244,000
Caledonia, Vermont 5 $ 528,000 $ 105,600 $ 56,000
Lee, Florida 4 $ 1,199,000 $ 299,750 $ 168,000
Berkshire, Massachusetts 4 $ 557,000 $ 139,250 $ 63,000
Essex, Massachusetts 4 $ 966,000 $ 241,500 $ 78,000
New London, Connecticut 3 $ 733,000 $ 244,333 $ 327,000
Tolland, Connecticut 3 $ 2,063,000 $ 687,666 $ 314,000
Franklin, Maine 3 $ 345,000 $ 115,000 $ 109,000
Barnstable, Massachusetts 3 $ 1,155,000 $ 385,000 $ 229,000
Norfolk, Massachusetts 3 $ 1,191,000 $ 397,000 $ 144,000
Coos, New Hampshire 3 $ 724,000 $ 241,333 $ 321,000
Horry, South Carolina 3 $ 515,000 $ 171,666 $ 140,000
Windham, Connecticut 2 $ 630,000 $ 315,000 $ 92,000
Charlotte, Florida 2 $ 275,000 $ 137,500 $ 256,000
Palm Beach, Florida 2 $ 1,775,000 $ 887,500 $ 141,000
Lincoln, Maine 2 $ 644,000 $ 322,000 $ 127,000
Washington, Maine 2 $ 318,000 $ 159,000 $ 89,000
Suffolk, Massachusetts 2 $ 577,000 $ 288,500 $ 238,000
Clinton, New York 2 $ 524,000 $ 262,000 $ 142,000
Providence, Rhode Island 2 $ 258,000 $ 129,000 $ 37,000
Essex, Vermont 2 $ 304,000 $ 152,000 $ 84,000
Riverside, California 1 $ 401,000 $ 401,000 $ 365,000
Litchfield, Connecticut 1 $ 106,000 $ 106,000 $ 59,000
New Haven, Connecticut 1 $ 98,000 $ 98,000 $ 30,000
Collier, Florida 1 $ 165,000 $ 165,000 $ 143,000
Duval, Florida 1 $ 600,000 $ 600,000 $ 612,000
Osceola, Florida 1 $ 192,000 $ 192,000 $ 324,000
Polk, Florida 1 $ 330,000 $ 330,000 $ 0
Somerset, Maine 1 $ 36,000 $ 36,000 $ 16,000
Calvert, Maryland 1 $ 125,000 $ 125,000 $ 64,000
Nantucket, Massachusetts 1 $ 600,000 $ 600,000 $ 232,000
Plymouth, Massachusetts 1 $ 400,000 $ 400,000 $ 96,000
Chautauqua, New York 1 $ 415,000 $ 415,000 $ 0
New York, New York 1 $ 417,000 $ 417,000 $ 200,000
Washington, New York 1 $ 125,000 $ 125,000 $ 560,000
Newport, Rhode Island 1 $ 186,000 $ 186,000 $ 80,000
Washington, Rhode Island 1 $ 390,000 $ 390,000 $ 99,000
Beaufort, South Carolina 1 $ 125,000 $ 125,000 $ 124,000
Weber, Utah 1 $ 200,000 $ 200,000 $ 176,000

Mortgage Loan Application Detail Totals for Partners Bank of Wisconsin in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,377 $284,740,000 $206,000 $2,110,000 $104,000 $1,843,000
Refinancing 1,157 $200,512,000 $173,000 $2,251,000 $95,000 $3,969,000
Home Improvement 450 $60,302,000 $134,000 $966,000 $95,000 $1,288,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,193 $378,014,000 $172,000 $2,251,000 $95,000 $3,969,000
Not Provided 651 $135,435,000 $208,000 $1,700,000 $118,000 $2,752,000
Not applicable 65 $18,871,000 $290,000 $2,110,000 $16,000 $1,049,000
Hispanic 32 $5,802,000 $181,000 $600,000 $90,000 $612,000
Asian 27 $4,543,000 $168,000 $330,000 $77,000 $323,000
American Indian or Alaskan Native 8 $872,000 $109,000 $215,000 $53,000 $92,000
Black or African American 6 $1,937,000 $322,000 $1,000,000 $647,000 $2,746,000
Native Hawaiian or Other Pacific Islander 2 $80,000 $40,000 $42,000 $43,000 $60,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,957 $540,475,000 $182,000 $2,251,000 $99,000 $3,969,000
VA-guaranteed (Veterans Administration) 20 $3,886,000 $194,000 $378,000 $60,000 $149,000
FHA-insured (Federal Housing Administration) 7 $1,193,000 $170,000 $203,000 $61,000 $84,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,503 $460,918,000 $184,000 $2,251,000 $102,000 $3,969,000
Application Approved But Not Accepted 194 $36,144,000 $186,000 $860,000 $88,000 $460,000
Application Denied By Financial Institution 166 $24,948,000 $150,000 $990,000 $74,000 $721,000
Application Withdrawn By Applicant 73 $15,846,000 $217,000 $900,000 $130,000 $1,328,000
Preapproval Denied by Financial Institution 46 $7,413,000 $161,000 $410,000 $51,000 $146,000
File Closed For Incompleteness 2 $285,000 $142,000 $160,000 $94,000 $142,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Partners Bank of Wisconsin's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Partners Bank of Wisconsin's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet with aggregated HMDA statistics today.

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