Christensen Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Christensen Financial, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Christensen Financial, Inc. 860 N Sr 434 Altamonte Springs, FL 32714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,660 |
| Total Mortgage Loan Application Amount | $279,062,000 |
| Average Mortgage Loan Application Amount | $170,500 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $1,536,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Christensen Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Christensen Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Christensen Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Christensen Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Christensen Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Christensen Financial, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sarasota County Florida | 200 | $ 31,234,000 | $ 156,000 | $ 81,000 |
| Orange County Florida | 131 | $ 23,120,000 | $ 176,000 | $ 77,000 |
| St. Lucie County Florida | 74 | $ 9,541,000 | $ 128,000 | $ 58,000 |
| Miami-Dade County Florida | 71 | $ 16,430,000 | $ 231,000 | $ 114,000 |
| Seminole County Florida | 52 | $ 7,763,000 | $ 149,000 | $ 56,000 |
| Harris County Texas | 45 | $ 7,031,000 | $ 156,000 | $ 87,000 |
| Lee County Florida | 43 | $ 5,621,000 | $ 130,000 | $ 47,000 |
| Charlotte County Florida | 35 | $ 4,086,000 | $ 116,000 | $ 84,000 |
| Sumner County Tennessee | 35 | $ 4,957,000 | $ 141,000 | $ 59,000 |
| Marion County Florida | 34 | $ 3,615,000 | $ 106,000 | $ 57,000 |
| Manatee County Florida | 31 | $ 7,369,000 | $ 237,000 | $ 86,000 |
| Broward County Florida | 29 | $ 8,364,000 | $ 288,000 | $ 118,000 |
| Osceola County Florida | 29 | $ 4,317,000 | $ 148,000 | $ 52,000 |
| Santa Rosa County Florida | 27 | $ 4,255,000 | $ 157,000 | $ 74,000 |
| Collin County Texas | 25 | $ 5,420,000 | $ 216,000 | $ 102,000 |
| Baltimore County Maryland | 23 | $ 4,802,000 | $ 208,000 | $ 73,000 |
| Lake County Florida | 22 | $ 3,924,000 | $ 178,000 | $ 85,000 |
| Gwinnett County Georgia | 22 | $ 4,812,000 | $ 218,000 | $ 132,000 |
| East Baton Rouge County Louisiana | 21 | $ 2,683,000 | $ 127,000 | $ 51,000 |
| Forsyth County Georgia | 19 | $ 4,631,000 | $ 243,000 | $ 111,000 |
| Robertson County Tennessee | 18 | $ 2,739,000 | $ 152,000 | $ 55,000 |
| Escambia County Florida | 17 | $ 2,614,000 | $ 153,000 | $ 81,000 |
| Hillsborough County Florida | 17 | $ 2,958,000 | $ 174,000 | $ 67,000 |
| Volusia County Florida | 17 | $ 2,075,000 | $ 122,000 | $ 41,000 |
| Fulton County Georgia | 17 | $ 5,085,000 | $ 299,000 | $ 122,000 |
| Palm Beach County Florida | 14 | $ 2,886,000 | $ 206,000 | $ 92,000 |
| Shelby County Tennessee | 14 | $ 1,920,000 | $ 137,000 | $ 67,000 |
| Collier County Florida | 13 | $ 2,536,000 | $ 195,000 | $ 65,000 |
| Cobb County Georgia | 13 | $ 4,015,000 | $ 308,000 | $ 103,000 |
| Davidson County Tennessee | 12 | $ 1,698,000 | $ 141,000 | $ 91,000 |
| Dallas County Texas | 12 | $ 1,987,000 | $ 165,000 | $ 77,000 |
| Polk County Florida | 11 | $ 1,344,000 | $ 122,000 | $ 47,000 |
| Cherokee County Georgia | 11 | $ 2,337,000 | $ 212,000 | $ 100,000 |
| DeKalb County Georgia | 11 | $ 1,867,000 | $ 169,000 | $ 49,000 |
| Hall County Georgia | 11 | $ 2,326,000 | $ 211,000 | $ 124,000 |
| Baltimore City County Maryland | 10 | $ 1,148,000 | $ 114,000 | $ 30,000 |
| St. Louis County Missouri | 10 | $ 996,000 | $ 99,000 | $ 51,000 |
| Jefferson County Alabama | 9 | $ 1,228,000 | $ 136,000 | $ 35,000 |
| Shelby County Alabama | 9 | $ 1,529,000 | $ 169,000 | $ 67,000 |
| Brevard County Florida | 9 | $ 1,235,000 | $ 137,000 | $ 56,000 |
| Pinellas County Florida | 9 | $ 1,383,000 | $ 153,000 | $ 83,000 |
| Bibb County Georgia | 9 | $ 863,000 | $ 95,000 | $ 36,000 |
| Fort Bend County Texas | 9 | $ 1,990,000 | $ 221,000 | $ 128,000 |
| Tarrant County Texas | 9 | $ 1,468,000 | $ 163,000 | $ 88,000 |
| Martin County Florida | 7 | $ 1,315,000 | $ 187,000 | $ 82,000 |
| St. Charles County Missouri | 7 | $ 1,045,000 | $ 149,000 | $ 75,000 |
| Montgomery County Texas | 7 | $ 1,512,000 | $ 216,000 | $ 163,000 |
| Montgomery County Maryland | 6 | $ 1,539,000 | $ 256,000 | $ 65,000 |
| Okaloosa County Florida | 5 | $ 664,000 | $ 132,000 | $ 62,000 |
| Pasco County Florida | 5 | $ 1,147,000 | $ 229,000 | $ 90,000 |
| St. Johns County Florida | 5 | $ 1,152,000 | $ 230,000 | $ 83,000 |
| Lehigh County Pennsylvania | 5 | $ 733,000 | $ 146,000 | $ 51,000 |
| McMinn County Tennessee | 5 | $ 689,000 | $ 137,000 | $ 43,000 |
| El Paso County Texas | 5 | $ 582,000 | $ 116,000 | $ 54,000 |
| Galveston County Texas | 5 | $ 1,074,000 | $ 214,000 | $ 212,000 |
| Montgomery County Alabama | 4 | $ 453,000 | $ 113,000 | $ 42,000 |
| Bartow County Georgia | 4 | $ 654,000 | $ 163,000 | $ 67,000 |
| Jefferson County Louisiana | 4 | $ 572,000 | $ 143,000 | $ 114,000 |
| Harford County Maryland | 4 | $ 906,000 | $ 226,000 | $ 25,000 |
| Delaware County Pennsylvania | 4 | $ 613,000 | $ 153,000 | $ 106,000 |
| Greenville County South Carolina | 4 | $ 524,000 | $ 131,000 | $ 47,000 |
| Spartanburg County South Carolina | 4 | $ 565,000 | $ 141,000 | $ 66,000 |
| Coffee County Tennessee | 4 | $ 633,000 | $ 158,000 | $ 74,000 |
| Bexar County Texas | 4 | $ 581,000 | $ 145,000 | $ 65,000 |
| Brazoria County Texas | 4 | $ 812,000 | $ 203,000 | $ 121,000 |
| Denton County Texas | 4 | $ 992,000 | $ 248,000 | $ 115,000 |
| Rockwall County Texas | 4 | $ 918,000 | $ 229,000 | $ 144,000 |
| Hampton County Virginia | 4 | $ 564,000 | $ 141,000 | $ 34,000 |
| Spotsylvania County Virginia | 4 | $ 810,000 | $ 202,000 | $ 93,000 |
| Duval County Florida | 3 | $ 374,000 | $ 124,000 | $ 69,000 |
| Indian River County Florida | 3 | $ 296,000 | $ 98,000 | $ 48,000 |
| Dawson County Georgia | 3 | $ 453,000 | $ 151,000 | $ 41,000 |
| Fayette County Georgia | 3 | $ 546,000 | $ 182,000 | $ 58,000 |
| Houston County Georgia | 3 | $ 422,000 | $ 140,000 | $ 91,000 |
| Jackson County Georgia | 3 | $ 387,000 | $ 129,000 | $ 49,000 |
| Walton County Georgia | 3 | $ 340,000 | $ 113,000 | $ 46,000 |
| Anne Arundel County Maryland | 3 | $ 940,000 | $ 313,000 | $ 95,000 |
| Philadelphia County Pennsylvania | 3 | $ 381,000 | $ 127,000 | $ 43,000 |
| Sumter County South Carolina | 3 | $ 450,000 | $ 150,000 | $ 52,000 |
| Bradley County Tennessee | 3 | $ 447,000 | $ 149,000 | $ 50,000 |
| Dickson County Tennessee | 3 | $ 406,000 | $ 135,000 | $ 42,000 |
| Washington County Tennessee | 3 | $ 511,000 | $ 170,000 | $ 57,000 |
| Ellis County Texas | 3 | $ 697,000 | $ 232,000 | $ 151,000 |
| Travis County Texas | 3 | $ 1,010,000 | $ 336,000 | $ 204,000 |
| Baldwin County Alabama | 2 | $ 225,000 | $ 112,000 | $ 112,000 |
| Calhoun County Alabama | 2 | $ 285,000 | $ 142,000 | $ 75,000 |
| Chilton County Alabama | 2 | $ 190,000 | $ 95,000 | $ 41,000 |
| Marshall County Alabama | 2 | $ 493,000 | $ 246,000 | $ 57,000 |
| Walker County Alabama | 2 | $ 289,000 | $ 144,000 | $ 48,000 |
| District of Columbia County District Of Columbia | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Alachua County Florida | 2 | $ 232,000 | $ 116,000 | $ 89,000 |
| Clay County Florida | 2 | $ 372,000 | $ 186,000 | $ 32,000 |
| Hardee County Florida | 2 | $ 329,000 | $ 164,000 | $ 0 |
| Leon County Florida | 2 | $ 300,000 | $ 150,000 | $ 77,000 |
| Walton County Florida | 2 | $ 521,000 | $ 260,000 | $ 120,000 |
| Appling County Georgia | 2 | $ 375,000 | $ 187,000 | $ 105,000 |
| Camden County Georgia | 2 | $ 281,000 | $ 140,000 | $ 51,000 |
| Catoosa County Georgia | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Chatham County Georgia | 2 | $ 293,000 | $ 146,000 | $ 94,000 |
| Clayton County Georgia | 2 | $ 174,000 | $ 87,000 | $ 83,000 |
| Columbia County Georgia | 2 | $ 376,000 | $ 188,000 | $ 152,000 |
| Coweta County Georgia | 2 | $ 333,000 | $ 166,000 | $ 63,000 |
| Crawford County Georgia | 2 | $ 189,000 | $ 94,000 | $ 49,000 |
| Henry County Georgia | 2 | $ 343,000 | $ 171,000 | $ 124,000 |
| Liberty County Georgia | 2 | $ 196,000 | $ 98,000 | $ 29,000 |
| Lowndes County Georgia | 2 | $ 401,000 | $ 200,000 | $ 87,000 |
| Muscogee County Georgia | 2 | $ 329,000 | $ 164,000 | $ 70,000 |
| Paulding County Georgia | 2 | $ 170,000 | $ 85,000 | $ 75,000 |
| Pickens County Georgia | 2 | $ 386,000 | $ 193,000 | $ 121,000 |
| Walker County Georgia | 2 | $ 248,000 | $ 124,000 | $ 42,000 |
| Ascension County Louisiana | 2 | $ 482,000 | $ 241,000 | $ 68,000 |
| Orleans County Louisiana | 2 | $ 465,000 | $ 232,000 | $ 104,000 |
| Prince George's County Maryland | 2 | $ 429,000 | $ 214,000 | $ 40,000 |
| St. Mary's County Maryland | 2 | $ 620,000 | $ 310,000 | $ 142,000 |
| Jackson County Missouri | 2 | $ 241,000 | $ 120,000 | $ 69,000 |
| Lincoln County Missouri | 2 | $ 290,000 | $ 145,000 | $ 53,000 |
| Charleston County South Carolina | 2 | $ 426,000 | $ 213,000 | $ 30,000 |
| Dillon County South Carolina | 2 | $ 283,000 | $ 141,000 | $ 62,000 |
| Dorchester County South Carolina | 2 | $ 275,000 | $ 137,000 | $ 66,000 |
| Hawkins County Tennessee | 2 | $ 302,000 | $ 151,000 | $ 44,000 |
| Hickman County Tennessee | 2 | $ 248,000 | $ 124,000 | $ 39,000 |
| Knox County Tennessee | 2 | $ 328,000 | $ 164,000 | $ 122,000 |
| Monroe County Tennessee | 2 | $ 116,000 | $ 58,000 | $ 31,000 |
| Rutherford County Tennessee | 2 | $ 264,000 | $ 132,000 | $ 79,000 |
| Gregg County Texas | 2 | $ 328,000 | $ 164,000 | $ 54,000 |
| Guadalupe County Texas | 2 | $ 431,000 | $ 215,000 | $ 94,000 |
| Hardin County Texas | 2 | $ 212,000 | $ 106,000 | $ 68,000 |
| Johnson County Texas | 2 | $ 237,000 | $ 118,000 | $ 89,000 |
| Nueces County Texas | 2 | $ 434,000 | $ 217,000 | $ 118,000 |
| Polk County Texas | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| Ward County Texas | 2 | $ 242,000 | $ 121,000 | $ 69,000 |
| Coffee County Alabama | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Coosa County Alabama | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Elmore County Alabama | 1 | $ 121,000 | $ 121,000 | $ 75,000 |
| Etowah County Alabama | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Henry County Alabama | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Lauderdale County Alabama | 1 | $ 136,000 | $ 136,000 | $ 34,000 |
| Lee County Alabama | 1 | $ 114,000 | $ 114,000 | $ 73,000 |
| Limestone County Alabama | 1 | $ 100,000 | $ 100,000 | $ 92,000 |
| Macon County Alabama | 1 | $ 93,000 | $ 93,000 | $ 52,000 |
| Madison County Alabama | 1 | $ 208,000 | $ 208,000 | $ 76,000 |
| Mobile County Alabama | 1 | $ 116,000 | $ 116,000 | $ 35,000 |
| Morgan County Alabama | 1 | $ 84,000 | $ 84,000 | $ 37,000 |
| Russell County Alabama | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Talladega County Alabama | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Winston County Alabama | 1 | $ 238,000 | $ 238,000 | $ 98,000 |
| Crittenden County Arkansas | 1 | $ 73,000 | $ 73,000 | $ 87,000 |
| Bay County Florida | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Citrus County Florida | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Hernando County Florida | 1 | $ 84,000 | $ 84,000 | $ 56,000 |
| Levy County Florida | 1 | $ 136,000 | $ 136,000 | $ 69,000 |
| Nassau County Florida | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 66,000 | $ 66,000 | $ 40,000 |
| Bulloch County Georgia | 1 | $ 266,000 | $ 266,000 | $ 107,000 |
| Carroll County Georgia | 1 | $ 138,000 | $ 138,000 | $ 131,000 |
| Dougherty County Georgia | 1 | $ 129,000 | $ 129,000 | $ 64,000 |
| Douglas County Georgia | 1 | $ 99,000 | $ 99,000 | $ 25,000 |
| Gilmer County Georgia | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Grady County Georgia | 1 | $ 111,000 | $ 111,000 | $ 19,000 |
| Greene County Georgia | 1 | $ 400,000 | $ 400,000 | $ 115,000 |
| Haralson County Georgia | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Johnson County Georgia | 1 | $ 58,000 | $ 58,000 | $ 47,000 |
| Jones County Georgia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Laurens County Georgia | 1 | $ 63,000 | $ 63,000 | $ 18,000 |
| Lee County Georgia | 1 | $ 82,000 | $ 82,000 | $ 43,000 |
| Lumpkin County Georgia | 1 | $ 302,000 | $ 302,000 | $ 126,000 |
| Madison County Georgia | 1 | $ 186,000 | $ 186,000 | $ 54,000 |
| Monroe County Georgia | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Peach County Georgia | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
| Stephens County Georgia | 1 | $ 168,000 | $ 168,000 | $ 104,000 |
| Towns County Georgia | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Washington County Georgia | 1 | $ 185,000 | $ 185,000 | $ 26,000 |
| Wayne County Georgia | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Johnson County Kansas | 1 | $ 299,000 | $ 299,000 | $ 126,000 |
| Iberville County Louisiana | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Livingston County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| Tangipahoa County Louisiana | 1 | $ 139,000 | $ 139,000 | $ 42,000 |
| Vermilion County Louisiana | 1 | $ 232,000 | $ 232,000 | $ 93,000 |
| West Baton Rouge County Louisiana | 1 | $ 214,000 | $ 214,000 | $ 47,000 |
| Carroll County Maryland | 1 | $ 272,000 | $ 272,000 | $ 55,000 |
| Frederick County Maryland | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Howard County Maryland | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Kent County Maryland | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Washington County Maryland | 1 | $ 172,000 | $ 172,000 | $ 36,000 |
| Barry County Missouri | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| Callaway County Missouri | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Cass County Missouri | 1 | $ 148,000 | $ 148,000 | $ 98,000 |
| Greene County Missouri | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Ray County Missouri | 1 | $ 111,000 | $ 111,000 | $ 93,000 |
| St. Louis City County Missouri | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| Montgomery County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
| Union County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 120,000 |
| York County Pennsylvania | 1 | $ 323,000 | $ 323,000 | $ 84,000 |
| Barnwell County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Beaufort County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 88,000 |
| Berkeley County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 43,000 |
| Florence County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 63,000 |
| Horry County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Lancaster County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 27,000 |
| Lexington County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Marion County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
| Marlboro County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 64,000 |
| Pickens County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
| Richland County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Union County South Carolina | 1 | $ 208,000 | $ 208,000 | $ 121,000 |
| York County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| Carter County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Cocke County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Fayette County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 18,000 |
| Giles County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Hamilton County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Maury County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Putnam County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
| Sequatchie County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 77,000 |
| Sullivan County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 34,000 |
| Weakley County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| Williamson County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 76,000 |
| Wilson County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Bastrop County Texas | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Comal County Texas | 1 | $ 288,000 | $ 288,000 | $ 131,000 |
| Cooke County Texas | 1 | $ 81,000 | $ 81,000 | $ 60,000 |
| Coryell County Texas | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| Hidalgo County Texas | 1 | $ 135,000 | $ 135,000 | $ 165,000 |
| Matagorda County Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| McLennan County Texas | 1 | $ 110,000 | $ 110,000 | $ 89,000 |
| Tom Green County Texas | 1 | $ 124,000 | $ 124,000 | $ 78,000 |
| Walker County Texas | 1 | $ 230,000 | $ 230,000 | $ 69,000 |
| Washington County Texas | 1 | $ 77,000 | $ 77,000 | $ 57,000 |
| Williamson County Texas | 1 | $ 166,000 | $ 166,000 | $ 58,000 |
| Chesapeake County Virginia | 1 | $ 251,000 | $ 251,000 | $ 72,000 |
| Chesterfield County Virginia | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Emporia County Virginia | 1 | $ 138,000 | $ 138,000 | $ 76,000 |
| Fauquier County Virginia | 1 | $ 223,000 | $ 223,000 | $ 135,000 |
| Giles County Virginia | 1 | $ 130,000 | $ 130,000 | $ 63,000 |
| Goochland County Virginia | 1 | $ 106,000 | $ 106,000 | $ 43,000 |
| Montgomery County Virginia | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Newport News County Virginia | 1 | $ 129,000 | $ 129,000 | $ 72,000 |
| Northumberland County Virginia | 1 | $ 123,000 | $ 123,000 | $ 18,000 |
| Pittsylvania County Virginia | 1 | $ 119,000 | $ 119,000 | $ 54,000 |
| Richmond City County Virginia | 1 | $ 327,000 | $ 327,000 | $ 389,000 |
| Roanoke City County Virginia | 1 | $ 219,000 | $ 219,000 | $ 94,000 |
| Southampton County Virginia | 1 | $ 130,000 | $ 130,000 | $ 85,000 |
| Virginia Beach County Virginia | 1 | $ 191,000 | $ 191,000 | $ 46,000 |
| Waynesboro County Virginia | 1 | $ 146,000 | $ 146,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Christensen Financial, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,154 | $188,654,000 | $163,000 | $880,000 | $75,000 | $1,022,000 |
| Refinancing | 506 | $90,408,000 | $178,000 | $1,000,000 | $79,000 | $1,536,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,167 | $199,771,000 | $171,000 | $1,000,000 | $80,000 | $1,022,000 |
| Black or African American | 242 | $37,093,000 | $153,000 | $1,000,000 | $56,000 | $220,000 |
| Hispanic | 188 | $29,713,000 | $158,000 | $592,000 | $66,000 | $300,000 |
| Not Provided | 34 | $5,948,000 | $174,000 | $374,000 | $103,000 | $313,000 |
| Asian | 27 | $6,266,000 | $232,000 | $1,000,000 | $143,000 | $1,536,000 |
| American Indian or Alaskan Native | 1 | $122,000 | $122,000 | $122,000 | $60,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $149,000 | $149,000 | $149,000 | $47,000 | $47,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 751 | $138,015,000 | $183,000 | $1,000,000 | $101,000 | $1,536,000 |
| FHA-insured (Federal Housing Administration) | 650 | $99,310,000 | $152,000 | $531,000 | $54,000 | $303,000 |
| VA-guaranteed (Veterans Administration) | 171 | $30,473,000 | $178,000 | $462,000 | $66,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 88 | $11,264,000 | $128,000 | $292,000 | $45,000 | $161,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,175 | $198,309,000 | $168,000 | $1,000,000 | $77,000 | $1,536,000 |
| Application Withdrawn By Applicant | 321 | $53,001,000 | $165,000 | $1,000,000 | $72,000 | $564,000 |
| Application Denied By Financial Institution | 106 | $17,197,000 | $162,000 | $780,000 | $65,000 | $333,000 |
| File Closed For Incompleteness | 31 | $5,538,000 | $178,000 | $417,000 | $78,000 | $275,000 |
| Application Approved But Not Accepted | 27 | $5,017,000 | $185,000 | $559,000 | $109,000 | $1,022,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 35 | $5,367,000 | $153,000 | $417,000 | $67,000 | $180,000 |
| Debt-To-Income Ratio | 20 | $3,416,000 | $170,000 | $401,000 | $54,000 | $208,000 |
| Collateral | 11 | $1,772,000 | $161,000 | $392,000 | $68,000 | $187,000 |
| Other | 8 | $1,244,000 | $155,000 | $342,000 | $74,000 | $172,000 |
| Unverifiable Information | 5 | $506,000 | $101,000 | $165,000 | $50,000 | $93,000 |
| Employment History | 5 | $911,000 | $182,000 | $310,000 | $40,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $94,000 | $94,000 | $94,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Christensen Financial, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Christensen Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.